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Financial Services - Banks - Regional - NASDAQ - BR
$ 7.05
2.03 %
$ 3.1 B
Market Cap
17.2
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one INTR stock under the worst case scenario is HIDDEN Compared to the current market price of 7.05 USD, Inter & Co, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one INTR stock under the base case scenario is HIDDEN Compared to the current market price of 7.05 USD, Inter & Co, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one INTR stock under the best case scenario is HIDDEN Compared to the current market price of 7.05 USD, Inter & Co, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart INTR

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$7.5$7.5$7.0$7.0$6.5$6.5$6.0$6.0$5.5$5.5$5.0$5.0$4.5$4.5$4.0$4.0$3.5$3.515 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
4.6 B REVENUE
43.28%
1.73 B OPERATING INCOME
117.19%
973 M NET INCOME
176.17%
-6.39 B OPERATING CASH FLOW
-336.72%
-7.73 B INVESTING CASH FLOW
-65.60%
10.8 B FINANCING CASH FLOW
20.79%
1.35 B REVENUE
-19.53%
520 M OPERATING INCOME
0.00%
295 M NET INCOME
13.44%
-1.37 B OPERATING CASH FLOW
-72.11%
-3.52 B INVESTING CASH FLOW
-42.49%
3.67 B FINANCING CASH FLOW
355867.93%
Balance Sheet Inter & Co, Inc.
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Current Assets 983 M
Cash & Short-Term Investments 983 M
Receivables 0
Other Current Assets 0
Non-Current Assets 75.5 B
Long-Term Investments 0
PP&E 370 M
Other Non-Current Assets 75.1 B
98.23 %Total Assets$76.5b
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 67.1 B
Long-Term Debt 3.48 B
Other Non-Current Liabilities 63.6 B
5.19 %94.81 %Total Liabilities$67.1b
EFFICIENCY
Earnings Waterfall Inter & Co, Inc.
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Revenue 4.6 B
Cost Of Revenue 0
Gross Profit 4.6 B
Operating Expenses 2.87 B
Operating Income 1.73 B
Other Expenses 761 M
Net Income 973 M
5b5b5b5b4b4b4b4b3b3b3b3b2b2b2b2b1b1b500m500m005b05b(3b)2b(761m)973mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
37.69% OPERATING MARGIN
37.69%
19.72% NET MARGIN
19.72%
10.20% ROE
10.20%
1.19% ROA
1.19%
1.83% ROIC
1.83%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Inter & Co, Inc.
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3b3b2b2b1b1b00(1b)(1b)(2b)(2b)(3b)(3b)(4b)(4b)(5b)(5b)(6b)(6b)(7b)(7b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 973 M
Depreciation & Amortization 209 M
Capital Expenditures -82 M
Stock-Based Compensation 0
Change in Working Capital 1.25 B
Others -7.57 B
Free Cash Flow -6.47 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Inter & Co, Inc.
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Wall Street analysts predict an average 1-year price target for INTR of $4 , with forecasts ranging from a low of $4 to a high of $4 .
INTR Lowest Price Target Wall Street Target
4 USD -43.26%
INTR Average Price Target Wall Street Target
4 USD -43.26%
INTR Highest Price Target Wall Street Target
4 USD -43.26%
Price
Max Price Target
Min Price Target
Average Price Target
88887777666655554444Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.08 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.120.120.100.100.080.080.060.060.040.040.020.020.000.000.080.030.110.002024202420252025
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5. COMPETITION
slide 2 of 16
6. Ownership
Insider Ownership Inter & Co, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
What Makes Inter & Co. Inc. (INTR) a Strong Momentum Stock: Buy Now? Does Inter & Co. Inc. (INTR) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 2 weeks ago
Intrepid Metals Intercepts 27.50% Copper, 10.15 gpt Gold, and 192 gpt Silver Over 0.55m in First Drill Hole of 2025 at Corral Copper Vancouver, British Columbia--(Newsfile Corp. - May 27, 2025) - Intrepid Metals Corp. (TSXV: INTR) (OTCQB: IMTCF) ("Intrepid" or the "Company") is pleased to announce results from the first diamond drill hole of its 2025 exploration program at the Company's Corral Copper Property ("Corral" or the "Property") in Cochise County, Arizona. To date, four drill holes have been completed at the Ringo Zone and assay results have been received from one of the four drill holes. newsfilecorp.com - 3 weeks ago
Intrepid Metals Completes Tombstone Amendment Vancouver, British Columbia--(Newsfile Corp. - May 20, 2025) - Intrepid Metals Corp. (TSXV: INTR) (OTCQB: IMTCF) ("Intrepid" or the "Company") announces that it has closed its previously announced amendment to the option agreement dated April 20, 2021 with New Empire Exploration LLC (the "Vendor") to acquire a 100% interest in the Tombstone South Property ("Tombstone") located in Arizona. The amendment provides for an extension to complete the required US$1,500,000 work commitment that is due May 2025 to May 2026, and the US$1,500,000 work commitment that is due May 2026 to May 2027, in exchange for the issuance of an additional 300,000 common shares of Intrepid, and payment of an additional US$25,000, in each case to the Vendor and which has now been completed. newsfilecorp.com - 1 month ago
Inter & Co Q1: Lower Risk Products Deliver Results Inter & Co's 3Q24 results highlight robust credit portfolio growth, signaling strong demand and prudent risk management. The credit portfolio grew 21% y/y, with emphasis on FGTS and home equity; credit quality remains healthy. Net income increased 56.8% y/y, with ROE at 12.8%, reflecting the efficiency and scale of the digital model. seekingalpha.com - 1 month ago
Inter: Long-Term Story Still Impresses, Even As Q1 Didn't Inter's international expansion, including innovative advertising and new product offerings, showcases its growth potential and competitive edge. Despite a 5% drop post-Q1 earnings, Inter's stock remains promising with a 20% monthly gain and ongoing product and customer base growth. Key concerns include competitive risks, and macroeconomic challenges in Brazil, but Inter's track record justifies the risks for potential upside. seekingalpha.com - 1 month ago
Inter & Co. Inc. (INTR) Is Up 8.38% in One Week: What You Should Know Does Inter & Co. Inc. (INTR) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 1 month ago
Inter & Co, Inc. (INTR) Q4 2024 Earnings Call Transcript Inter & Co, Inc. (NASDAQ:INTR ) Q1 2025 Earnings Conference Call May 12, 2025 11:00 AM ET Company Participants João Vitor Menin - Global Chief Executive Officer Alexandre Riccio - Brazil Chief Executive Officer Santiago Stel - Senior Vice President & Chief Financial Officer Conference Call Participants Pedro Leduc - Itaú BBA Gustavo Schroden - Citi Tito Labarta - Goldman Sachs Thiago Batista - UBS Yuri Fernandes - JP Morgan Neha Agarwala - HSBC Antonio Ruette - Bank of America Daniel Vaz - Safra Operator Good afternoon, and thank you for standing by welcome to Inter & Co's First Quarter of 2025 Earnings Conference Call Today's speakers are João Vitor Menin, Inter's Global CEO, Alexandre Riccio; Brazil CEO, Santiago Stel; Senior Vice President and CFO. Please be advised that today's conference is being recorded in a replay will be available at the company's IR website. seekingalpha.com - 1 month ago
Inter & Co. Inc. (INTR) Lags Q1 Earnings and Revenue Estimates Inter & Co. Inc. (INTR) came out with quarterly earnings of $0.11 per share, missing the Zacks Consensus Estimate of $0.12 per share. This compares to earnings of $0.09 per share a year ago. zacks.com - 1 month ago
Inter&Co Inc. Reports Year-Over-Year Net Income Growth of 57% BELO HORIZONTE, Brazil, May 12, 2025 (GLOBE NEWSWIRE) -- Inter&Co Inc. (NASDAQ: INTR | B3: INBR32), the leading financial super app providing financial and digital commerce services to 37.7 million customers, today reported financial results for the first quarter of 2025. globenewswire.com - 1 month ago
Value Grab: Top 10 Stocks Under $10 Tariff turmoil and market downturn are creating buying opportunities for investors looking to capitalize on panic selling and fear. The US-China trade war and rotation from U.S. assets, declining USD, and uncertainty surrounding monetary policy have prompted many investors to de-risk and seek value. Some of the greatest value and growth opportunities can be found in diversifying portfolios with low-priced small-cap stocks - they can offer a bang for your buck. seekingalpha.com - 1 month ago
Intrepid Metals Engages Independent Trading Group as Market Maker Vancouver, British Columbia--(Newsfile Corp. - May 9, 2025) -  Intrepid Metals Corp. (TSXV: INTR) (OTCQB: IMTCF) ("Intrepid" or the "Company") announces that, subject to regulatory approval, it has engaged the services of Independent Trading Group ("ITG") under the terms of a Market Making Services Agreement (the "Agreement") to provide market-making services in accordance with TSX Venture Exchange ("TSXV") policies. ITG will trade shares of the Company on the TSXV and all other trading venues with the objective of maintaining a reasonable market and improving the liquidity of the Company's common shares. newsfilecorp.com - 1 month ago
Inter & Co. Inc. (INTR) Earnings Expected to Grow: Should You Buy? Inter & Co. Inc. (INTR) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 1 month ago
8. Profile Summary

Inter & Co, Inc. INTR

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COUNTRY BR
INDUSTRY Banks - Regional
MARKET CAP $ 3.1 B
Dividend Yield 0.00%
Description Inter & Co, Inc., through its subsidiaries, engages in the banking, securities, insurance brokerage, marketplace, asset management, and services businesses. The company's Banking segment offers banking products and services, including checking accounts, cards, deposits, loans and advances, and other services. Its Securities segment provides services relating to the purchase, sale, and custody of securities; and portfolio management, as well as the establishment, organization, and management of investment funds. The company's Insurance Brokerage segment offers life, property, auto, financial, lost or stolen credit card, dental, warranties, travel, and credit protection insurance products. Its Marketplace segment operates a digital platform that offer goods and/or services to its customers. The company's Asset Management segment is involved in the operations related to the management of fund portfolios and other assets. Its Services segment provides services in the collection and management of personal information; development and licensing of customized and non-customized computer programs; and technical support, maintenance, and other information technology services. The company was founded in 1994 and is based in Belo Horizonte, Brazil.
Contact Avenida Barbacena, No. 1.219, Belo Horizonte, MG, 30190-131 https://ri.bancointer.com.br
IPO Date June 23, 2022
Employees 4030
Officers Mr. Felipe Bottino Chief Executive Officer of Inter Invest Mr. Alexandre Riccio De Oliveira Senior Vice President of Retail Banking Mr. Thiago Garrides Cabral de Lima Chief Risk Officer and Director Risks & Internal Controls Mr. Guilherme Ximenes De Almeida Chief Information Officer Mr. Ray Tarick Pereira Chalub Chief Operations Officer Ms. Rafaela de Oliveira Vitoria C.F.A., Ph.D. Chief Investor Relations Officer Mr. Joao Vitor Nazareth Menin Teixeira de Souza Global Chief Executive Officer Mr. Janderson de Miranda Facchin Controllership Officer Mr. Santiago Horacio Stel Senior Vice President of Finance & Risks and Chief Financial Officer Mr. Marco Antonio Martins de Araújo Filho Global Chief Legal Officer