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First Community Corporation FCCO
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 20.695
0.559 %
$ 159 M
Market Cap
11.43
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one FCCO stock under the worst case scenario is HIDDEN Compared to the current market price of 20.7 USD, First Community Corporation is HIDDEN

FCCO Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one FCCO stock under the base case scenario is HIDDEN Compared to the current market price of 20.7 USD, First Community Corporation is HIDDEN

FCCO Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one FCCO stock under the best case scenario is HIDDEN Compared to the current market price of 20.7 USD, First Community Corporation is HIDDEN

FCCO Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart FCCO

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1M -7.0%
6M -11%
1Y 33%
3Y 11%
5Y 59%
All
$28.0$28.0$27.0$27.0$26.0$26.0$25.0$25.0$24.0$24.0$23.0$23.0$22.0$22.0$21.0$21.0$20.0$20.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
61.1 M REVENUE
5.31%
Growth Rates
1Year 5.31%
3Years 1.19%
5Years 4.58%
7Years 6.45%
10Years 6.59%
21.2 K OPERATING INCOME
-99.86%
Growth Rates
1Year -99.86%
3Years -89.74%
5Years -72.64%
7Years -2.15%
10Years -1.91%
14 M NET INCOME
17.83%
Growth Rates
1Year 17.83%
3Years -3.37%
5Years 0.00%
7Years 13.32%
10Years 10.54%
3.77 M OPERATING CASH FLOW
-69.18%
Growth Rates
1Year -69.18%
3Years -59.78%
5Years 0.00%
7Years -20.24%
10Years -10.94%
-45 K INVESTING CASH FLOW
99.95%
Growth Rates
1Year 99.95%
3Years 94.25%
5Years 0.00%
7Years -0.07%
10Years 48.64%
-3.25 M FINANCING CASH FLOW
-2.41%
Growth Rates
1Year -2.41%
3Years -0.59%
5Years 0.00%
7Years 22.14%
10Years -0.99%
3.61 M REVENUE
-77.13%
Growth Rates
1Year 5.31%
3Years 1.19%
5Years 4.58%
7Years 6.45%
10Years 6.59%
3.4 M OPERATING INCOME
-32.14%
Growth Rates
1Year -99.86%
3Years -89.74%
5Years -72.64%
7Years -2.15%
10Years -1.91%
4.23 M NET INCOME
9.61%
Growth Rates
1Year 17.83%
3Years -3.37%
5Years 0.00%
7Years 13.32%
10Years 10.54%
-3.81 M OPERATING CASH FLOW
-37.09%
Growth Rates
1Year -69.18%
3Years -59.78%
5Years 0.00%
7Years -20.24%
10Years -10.94%
-31.4 M INVESTING CASH FLOW
-9416.36%
Growth Rates
1Year 99.95%
3Years 94.25%
5Years 0.00%
7Years -0.07%
10Years 48.64%
13.5 M FINANCING CASH FLOW
-72.94%
Growth Rates
1Year -2.41%
3Years -0.59%
5Years 0.00%
7Years 22.14%
10Years -0.99%
Balance Sheet First Community Corporation
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Current Assets 306 M
Cash & Short-Term Investments 306 M
Receivables 0
Other Current Assets 0
Non-Current Assets 47.5 M
Long-Term Investments 0
PP&E 32.5 M
Other Non-Current Assets 15.1 M
86.55 %9.18 %4.27 %Total Assets$353.5m
Current Liabilities 2.65 M
Accounts Payable 0
Short-Term Debt 2.65 M
Other Current Liabilities 0
Non-Current Liabilities 1.81 B
Long-Term Debt 0
Other Non-Current Liabilities 1.81 B
99.85 %Total Liabilities$1.8b
EFFICIENCY
Earnings Waterfall First Community Corporation
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Revenue 61.1 M
Cost Of Revenue 47.1 M
Gross Profit 14 M
Operating Expenses 61.1 M
Operating Income 21.2 K
Other Expenses -13.9 M
Net Income 14 M
80m80m60m60m40m40m20m20m00(20m)(20m)(40m)(40m)(60m)(60m)61m(47m)14m(61m)21k14m14mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
22.90% GROSS MARGIN
22.90%
Averages
1Year 22.90%
3Years 74.30%
5Years 84.58%
7Years 88.19%
10Years 91.74%
0.03% OPERATING MARGIN
0.03%
Averages
1Year 0.03%
3Years 20.74%
5Years 23.78%
7Years 26.54%
10Years 18.60%
22.82% NET MARGIN
22.82%
Averages
1Year 22.82%
3Years 22.59%
5Years 22.55%
7Years 22.77%
10Years 21.06%
9.66% ROE
9.66%
Averages
1Year 9.66%
3Years 10.35%
5Years 9.88%
7Years 9.79%
10Years 8.99%
0.71% ROA
0.71%
Averages
1Year 0.71%
3Years 0.74%
5Years 0.79%
7Years 0.84%
10Years 0.79%
0.00% ROIC
0.00%
Averages
1Year 0.00%
3Years 1.54%
5Years 1.41%
7Years 1.57%
10Years 1.10%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis First Community Corporation
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60m60m50m50m40m40m30m30m20m20m10m10m00(10m)(10m)(20m)(20m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 14 M
Depreciation & Amortization 1.86 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others -7.02 M
Free Cash Flow 3.77 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets First Community Corporation
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Wall Street analysts predict an average 1-year price target for FCCO of $30 , with forecasts ranging from a low of $30 to a high of $30 .
FCCO Lowest Price Target Wall Street Target
30 USD 44.96%
FCCO Average Price Target Wall Street Target
30 USD 44.96%
FCCO Highest Price Target Wall Street Target
30 USD 44.96%
Price
Max Price Target
Min Price Target
Average Price Target
303028282626242422222020181816161414May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.62% DIVIDEND YIELD
0.15 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.600.600.500.500.400.400.300.300.200.200.100.100.000.000.070.080.090.10.110.120.120.130.140.140.150.070.080.090.10.110.120.120.130.140.140.070.080.090.10.110.120.120.130.140.150.070.280.080.320.090.360.10.400.110.440.120.480.120.480.130.520.140.560.150.580.152015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 6
6. Ownership
Insider Ownership First Community Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
New Strong Buy Stocks for April 2nd ENVA, FCCO, ASLE, CCNE and FHB have been added to the Zacks Rank #1 (Strong Buy) List on April 2, 2025. zacks.com - 2 weeks ago
Best Value Stocks to Buy for April 2nd CCNE, ASLE and FCCO made it to the Zacks Rank #1 (Strong Buy) value stocks list on April 2, 2025. zacks.com - 2 weeks ago
Best Income Stocks to Buy for April 2nd FHB, CCNE and FCCO made it to the Zacks Rank #1 (Strong Buy) income stocks list on April 2, 2025. zacks.com - 2 weeks ago
First Community (FCCO) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Community (FCCO) have what it takes? zacks.com - 2 weeks ago
Best Value Stocks to Buy for March 25th ONEW, FCCO and NXT made it to the Zacks Rank #1 (Strong Buy) value stocks list on March 25, 2025. zacks.com - 3 weeks ago
First Community (FCCO) Upgraded to Strong Buy: Here's Why First Community (FCCO) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy). zacks.com - 1 month ago
Best Value Stocks to Buy for March 20th URBN, FCCO and CPF made it to the Zacks Rank #1 (Strong Buy) value stocks list on March 20, 2025. zacks.com - 1 month ago
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Community (FCCO) have what it takes? zacks.com - 1 month ago
New Strong Buy Stocks for March 14th BGC, CRGY, VIAV, SFM and FFCO have been added to the Zacks Rank #1 (Strong Buy) List on March 14, 2025. zacks.com - 1 month ago
New Strong Buy Stocks for March 7th FCCO, URBN, BOH, MATX and SON have been added to the Zacks Rank #1 (Strong Buy) List on March 7, 2025. zacks.com - 1 month ago
Best Value Stocks to Buy for March 7th FCCO, MATX and URBN made it to the Zacks Rank #1 (Strong Buy) value stocks list on March 7, 2025. zacks.com - 1 month ago
Why First Community (FCCO) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Community (FCCO) have what it takes? zacks.com - 1 month ago
8. Profile Summary

First Community Corporation FCCO

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 159 M
Dividend Yield 0.62%
Description First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals. The company operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. Its deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. The company's loan portfolio comprises commercial loans that consist of secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans, including secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. It also provides other banking services, which include online banking, internet banking, cash management, safe deposit boxes, travelers checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. In addition, the company offers non-deposit investment products and other investment brokerage services; VISA and MasterCard credit card services; investment advisory services; and insurance services. It operates 21 full-service offices located in the Lexington County, Richland County, Newberry County, Kershaw County, Greenville County, Anderson County, Pickens County, and Aiken County, South Carolina; and Richmond County and Columbia County, Georgia. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.
Contact 5455 Sunset Boulevard, Lexington, SC, 29072 https://www.firstcommunitysc.com
IPO Date March 9, 1999
Employees 260
Officers Ms. Susan A. Boatwright Vice President/Human Resources Manager Ms. Robin D. Brown Chief Human Resources Officer & Chief Marketing Officer Mr. Donald Shawn Jordan Executive Vice President & Chief Financial Officer Mr. John F. Walker IV Executive Vice President & Chief Credit Officer Mr. Vaughan R. Dozier Jr. Executive Vice President & Co-Chief Commercial and Retail Banking Officer Mr. Michael C. Crapps Chief Executive Officer, President & Director Ms. Sarah T. Donley Executive Vice President & Chief Operations & Risk Officer Mr. John Ted Nissen Executive Vice President, Chief Banking Officer & Director Ms. Susan Sexson Assistant Vice President & Head Teller at Goodman Region Mr. Joseph A. Painter Executive Vice President & Co-Chief Commercial and Retail Banking Officer