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First Northwest Bancorp FNWB
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 10.45
-2.7 %
$ 98.7 M
Market Cap
-13.93
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one FNWB stock under the worst case scenario is HIDDEN Compared to the current market price of 10.4 USD, First Northwest Bancorp is HIDDEN

FNWB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one FNWB stock under the base case scenario is HIDDEN Compared to the current market price of 10.4 USD, First Northwest Bancorp is HIDDEN

FNWB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one FNWB stock under the best case scenario is HIDDEN Compared to the current market price of 10.4 USD, First Northwest Bancorp is HIDDEN

FNWB Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart FNWB

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1M 3%
6M 7.0%
1Y -8%
3Y -98%
5Y 13%
All
$12.0$12.0$11.5$11.5$11.0$11.0$10.5$10.5$10.0$10.0$9.5$9.515 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
112 M REVENUE
75.18%
Growth Rates
1Year 75.18%
3Years 14.96%
5Years 20.18%
7Years 13.39%
10Years 15.07%
108 M OPERATING INCOME
3929.08%
Growth Rates
1Year 3929.08%
3Years 79.57%
5Years 57.58%
7Years 46.93%
10Years 36.09%
-6.61 M NET INCOME
-289.28%
Growth Rates
1Year -289.28%
3Years -12.96%
5Years -11.63%
7Years -16.95%
10Years -2.65%
-235 K OPERATING CASH FLOW
-1.31%
Growth Rates
1Year -1.31%
3Years -0.51%
5Years -0.33%
7Years -0.63%
10Years 14.85%
7.06 M INVESTING CASH FLOW
108.39%
Growth Rates
1Year 108.39%
3Years 27.07%
5Years 18.68%
7Years 10.87%
10Years 7.49%
-6.89 M FINANCING CASH FLOW
-4.79%
Growth Rates
1Year -4.79%
3Years -1.24%
5Years -4.46%
7Years -0.77%
10Years -0.46%
28.2 M REVENUE
122.64%
Growth Rates
1Year 75.18%
3Years 14.96%
5Years 20.18%
7Years 13.39%
10Years 15.07%
27 M OPERATING INCOME
948.95%
Growth Rates
1Year 3929.08%
3Years 79.57%
5Years 57.58%
7Years 46.93%
10Years 36.09%
-2.81 M NET INCOME
-41.92%
Growth Rates
1Year -289.28%
3Years -12.96%
5Years -11.63%
7Years -16.95%
10Years -2.65%
12.5 M OPERATING CASH FLOW
466.55%
Growth Rates
1Year -1.31%
3Years -0.51%
5Years -0.33%
7Years -0.63%
10Years 14.85%
1.53 M INVESTING CASH FLOW
104.15%
Growth Rates
1Year 108.39%
3Years 27.07%
5Years 18.68%
7Years 10.87%
10Years 7.49%
-24.3 M FINANCING CASH FLOW
-68.87%
Growth Rates
1Year -4.79%
3Years -1.24%
5Years -4.46%
7Years -0.77%
10Years -0.46%
Balance Sheet First Northwest Bancorp
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Current Assets 2.04 B
Cash & Short-Term Investments 357 M
Receivables 1.68 B
Other Current Assets 0
Non-Current Assets 42 M
Long-Term Investments 0
PP&E 27.1 M
Other Non-Current Assets 14.8 M
17.15 %80.83 %Total Assets$2.1b
Current Liabilities 3.3 M
Accounts Payable 3.3 M
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 0
Long-Term Debt 0
Other Non-Current Liabilities 0
100.00 %Total Liabilities$3.3m
EFFICIENCY
Earnings Waterfall First Northwest Bancorp
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Revenue 112 M
Cost Of Revenue 0
Gross Profit 112 M
Operating Expenses 4.56 M
Operating Income 108 M
Other Expenses 114 M
Net Income -6.61 M
120m120m100m100m80m80m60m60m40m40m20m20m00(20m)(20m)112m0112m(5m)108m(114m)(7m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 100.00%
10Years 100.00%
95.94% OPERATING MARGIN
95.94%
Averages
1Year 95.94%
3Years 41.06%
5Years 34.11%
7Years 30.81%
10Years 26.55%
-5.89% NET MARGIN
-5.89%
Averages
1Year -5.89%
3Years 5.73%
5Years 11.07%
7Years 13.16%
10Years 12.46%
-4.30% ROE
-4.30%
Averages
1Year -4.30%
3Years 2.26%
5Years 4.08%
7Years 4.23%
10Years 3.65%
-0.30% ROA
-0.30%
Averages
1Year -0.30%
3Years 0.19%
5Years 0.40%
7Years 0.47%
10Years 0.44%
4.54% ROIC
4.54%
Averages
1Year 4.54%
3Years 2.23%
5Years 1.95%
7Years 1.74%
10Years 1.41%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis First Northwest Bancorp
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18m18m16m16m14m14m12m12m10m10m8m8m6m6m4m4m2m2m00(2m)(2m)201720172018201820192019202020202021202120222022202320232024202420252025
Net Income -6.61 M
Depreciation & Amortization 78 K
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 6.06 M
Others 6.4 M
Free Cash Flow -235 K
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets First Northwest Bancorp
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Wall Street analysts predict an average 1-year price target for FNWB of $11.5 , with forecasts ranging from a low of $11 to a high of $12 .
FNWB Lowest Price Target Wall Street Target
11 USD 5.26%
FNWB Average Price Target Wall Street Target
11.5 USD 10.05%
FNWB Highest Price Target Wall Street Target
12 USD 14.83%
Price
Max Price Target
Min Price Target
Average Price Target
1212121211111111101010109999May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.73% DIVIDEND YIELD
0.07 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.300.300.250.250.200.200.150.150.100.100.050.050.000.000.030.050.060.070.070.070.070.030.050.060.070.070.070.030.050.060.070.070.070.030.120.040.190.060.240.070.280.070.280.070.280.070.140.002018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership First Northwest Bancorp
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
42 K USD 2
3-6 MONTHS
212 K USD 3
6-9 MONTHS
865 K USD 2
9-12 MONTHS
7. News
Phyllis Nomura Promoted to Chief Financial Officer of First Fed Bank and First Northwest Bancorp PORT ANGELES, Wash., March 27, 2025 (GLOBE NEWSWIRE) -- First Northwest Bancorp (NASDAQ: FNWB) and its subsidiary First Fed Bank (collectively the “Company”), today announced the promotion of Phyllis Nomura to Executive Vice President and Chief Financial Officer of First Fed. globenewswire.com - 2 weeks ago
Johanna Bartee Appointed to Boards of First Fed and First Northwest Bancorp PORT ANGELES, Wash., Feb. 26, 2025 (GLOBE NEWSWIRE) -- First Northwest Bancorp (NASDAQ: FNWB) and its subsidiary First Fed Bank are pleased to announce the appointment of Johanna Bartee to the Board of Directors for both companies. globenewswire.com - 1 month ago
First Northwest Bancorp (FNWB) Reports Q4 Loss, Lags Revenue Estimates First Northwest Bancorp (FNWB) came out with a quarterly loss of $0.32 per share versus the Zacks Consensus Estimate of $0.06. This compares to loss of $0.02 per share a year ago. zacks.com - 2 months ago
First Northwest Bancorp Reports Fourth Quarter 2024 Financial Results PORT ANGELES, Wash., Jan. 29, 2025 (GLOBE NEWSWIRE) -- First Northwest Bancorp (Nasdaq: FNWB) ("First Northwest" or the "Company") today reported a net loss of $2.8 million for the fourth quarter of 2024, compared to a net loss of $2.0 million for the third quarter of 2024 and a net loss of $5.5 million for the fourth quarter of 2023. globenewswire.com - 2 months ago
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of First Northwest Bancorp - FNWB NEW YORK, NY / ACCESS Newswire / January 18, 2025 / Pomerantz LLP is investigating claims on behalf of investors of First Northwest Bancorp ("FNWB" or the "Company") (NASDAQ:FNWB). Such investors are advised to contact Danielle Peyton at newaction@pomlaw.com or 646-581-9980, ext. accessnewswire.com - 2 months ago
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of First Northwest Bancorp - FNWB NEW YORK, NY / ACCESS Newswire / January 16, 2025 / Pomerantz LLP is investigating claims on behalf of investors of First Northwest Bancorp ("FNWB" or the "Company") (NASDAQ:FNWB). Such investors are advised to contact Danielle Peyton at newaction@pomlaw.com or 646-581-9980, ext. accessnewswire.com - 2 months ago
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of First Northwest Bancorp - FNWB NEW YORK, NY / ACCESS Newswire / January 16, 2025 / Pomerantz LLP is investigating claims on behalf of investors of First Northwest Bancorp ("FNWB" or the "Company") (NASDAQ:FNWB). Such investors are advised to contact Danielle Peyton at newaction@pomlaw.com or 646-581-9980, ext. accessnewswire.com - 2 months ago
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of First Northwest Bancorp - FNWB NEW YORK, NY / ACCESSWIRE / January 10, 2025 / Pomerantz LLP is investigating claims on behalf of investors of First Northwest Bancorp ("FNWB" or the "Company") (NASDAQ:FNWB). Such investors are advised to contact Danielle Peyton at newaction@pomlaw.com or 646-581-9980, ext. accesswire.com - 3 months ago
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of First Northwest Bancorp - FNWB NEW YORK , Jan. 8, 2025 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of First Northwest Bancorp ("FNWB" or the "Company") (NASDAQ: FNWB). Such investors are advised to contact Danielle Peyton at newaction@pomlaw.com or 646-581-9980, ext. prnewswire.com - 3 months ago
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of First Northwest Bancorp - FNWB NEW YORK, NY / ACCESSWIRE / January 5, 2025 / Pomerantz LLP is investigating claims on behalf of investors of First Northwest Bancorp ("FNWB" or the "Company") (NASDAQ: FNWB). Such investors are advised to contact Danielle Peyton at newaction@pomlaw.com or 646-581-9980, ext. accesswire.com - 3 months ago
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of First Northwest Bancorp - FNWB NEW YORK CITY, NY / ACCESSWIRE / January 3, 2025 / Pomerantz LLP is investigating claims on behalf of investors of First Northwest Bancorp ("FNWB" or the "Company") (NASDAQ:FNWB). Such investors are advised to contact Danielle Peyton at newaction@pomlaw.com or 646-581-9980, ext. accesswire.com - 3 months ago
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of First Northwest Bancorp - FNWB NEW YORK , Jan. 2, 2025 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of First Northwest Bancorp ("FNWB" or the "Company") (NASDAQ: FNWB). Such investors are advised to contact Danielle Peyton at newaction@pomlaw.com or 646-581-9980, ext. prnewswire.com - 3 months ago
8. Profile Summary

First Northwest Bancorp FNWB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 98.7 M
Dividend Yield 0.73%
Description First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States. It accepts various deposit instruments, including checking, money market deposit, savings, and transaction accounts, as well as certificates of deposit. The company also originates one- to four-family mortgage loans, commercial and multi-family real estate loans, construction and land loans, and commercial business loans, as well as consumer loans primarily consisting of automobile loans, and home-equity loans and lines of credit. It operates through 12 full-service branches and a lending center in Seattle. The company was founded in 1923 and is based in Port Angeles, Washington.
Contact 105 West 8th Street, Port Angeles, WA, 98362 https://www.ourfirstfed.com
IPO Date Jan. 30, 2015
Employees 227
Officers Mr. David Benjamin Edelstein Executive Vice President & Chief Innovation Officer Ms. Phyllis R. Nomura Executive Vice President, Chief Financial Officer & Treasurer Mr. Matthew P. Deines CPA President, Chief Executive Officer & Director Ms. Allison R. Mahaney SVice President, General Counsel & Corporate Secretary Mr. Benjamin Spicer M.B.A., P.H.R. Vice President & Human Resources Manager - First Federal Savings and Loan Association of Port Angeles