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Financial Services - Banks - Regional - NASDAQ - US
$ 50.85
-1.59 %
$ 590 M
Market Cap
9.67
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one GSBC stock under the worst case scenario is HIDDEN Compared to the current market price of 50.9 USD, Great Southern Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one GSBC stock under the base case scenario is HIDDEN Compared to the current market price of 50.9 USD, Great Southern Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one GSBC stock under the best case scenario is HIDDEN Compared to the current market price of 50.9 USD, Great Southern Bancorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart GSBC

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$66.0$66.0$64.0$64.0$62.0$62.0$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
520 REVENUE
-100.00%
-220 M OPERATING INCOME
-257.78%
61.8 M NET INCOME
-8.84%
44.1 M OPERATING CASH FLOW
-45.40%
-175 M INVESTING CASH FLOW
-98.84%
116 M FINANCING CASH FLOW
130.03%
56.5 M REVENUE
2.73%
-53.2 M OPERATING INCOME
-264.56%
14.9 M NET INCOME
-9.51%
9.79 M OPERATING CASH FLOW
-41.15%
16.1 M INVESTING CASH FLOW
134.05%
-38.5 M FINANCING CASH FLOW
-74.77%
Balance Sheet Great Southern Bancorp, Inc.
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Current Assets 816 M
Cash & Short-Term Investments 816 M
Receivables 54.2 M
Other Current Assets -54.2 M
Non-Current Assets 10.1 M
Long-Term Investments 0
PP&E 0
Other Non-Current Assets 10.1 M
98.78 %6.56 %Total Assets$826.3m
Current Liabilities 358 M
Accounts Payable 12.8 M
Short-Term Debt 358 M
Other Current Liabilities -12.8 M
Non-Current Liabilities 4 B
Long-Term Debt 0
Other Non-Current Liabilities 4 B
8.22 %91.78 %Total Liabilities$4.4b
EFFICIENCY
Earnings Waterfall Great Southern Bancorp, Inc.
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Revenue 520
Cost Of Revenue -220 M
Gross Profit 220 M
Operating Expenses 220 M
Operating Income -220 M
Other Expenses -282 M
Net Income 61.8 M
250m250m200m200m150m150m100m100m50m50m00(50m)(50m)(100m)(100m)(150m)(150m)(200m)(200m)(250m)(250m)520220m220m(220m)(220m)282m62mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
42251538.46% GROSS MARGIN
42251538.46%
-42308076.92% OPERATING MARGIN
-42308076.92%
11885961.54% NET MARGIN
11885961.54%
4.05% ROE
4.05%
1.12% ROA
1.12%
-21.80% ROIC
-21.80%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Great Southern Bancorp, Inc.
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90m90m80m80m70m70m60m60m50m50m40m40m30m30m20m20m10m10m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 61.8 M
Depreciation & Amortization 8.95 M
Capital Expenditures -4.92 M
Stock-Based Compensation 0
Change in Working Capital 0
Others -40.7 M
Free Cash Flow 39.1 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Great Southern Bancorp, Inc.
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Wall Street analysts predict an average 1-year price target for GSBC of $54 , with forecasts ranging from a low of $46 to a high of $62 .
GSBC Lowest Price Target Wall Street Target
46 USD -9.54%
GSBC Average Price Target Wall Street Target
54 USD 6.19%
GSBC Highest Price Target Wall Street Target
62 USD 21.93%
Price
Max Price Target
Min Price Target
Average Price Target
66666464626260605858565654545252505048484646May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.67% DIVIDEND YIELD
0.4 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.502.502.002.001.501.501.001.000.500.500.000.000.20.220.220.280.750.3210.340.340.360.40.40.220.220.240.280.320.340.340.40.40.40.220.220.240.320.340.340.360.40.40.40.40.220.860.220.880.240.940.321.200.341.750.341.340.362.060.41.540.41.540.41.560.800.402015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership Great Southern Bancorp, Inc.
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Sold
0-3 MONTHS
300 K USD 1
3-6 MONTHS
1.51 M USD 5
6-9 MONTHS
1.07 M USD 4
9-12 MONTHS
33.5 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
All You Need to Know About Great Southern Bancorp (GSBC) Rating Upgrade to Buy Great Southern Bancorp (GSBC) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 3 weeks ago
Great Southern Bancorp, Inc. announces quarterly dividend of $0.40 per common share SPRINGFIELD, Mo., March 19, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, declared a $0.40 per common share dividend for the first quarter of the calendar year ending December 31, 2025. globenewswire.com - 1 month ago
Great Southern Bancorp, Inc. to Hold 36th Annual Meeting of Stockholders SPRINGFIELD, Mo., Feb. 10, 2025 (GLOBE NEWSWIRE) -- Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, will hold its 36th Annual Meeting of Stockholders at: 10 a.m. globenewswire.com - 2 months ago
Great Southern Bancorp, Inc. (GSBC) Q4 2024 Earnings Call Transcript Great Southern Bancorp, Inc. (NASDAQ:GSBC ) Q4 2024 Results Conference Call January 22, 2025 3:00 PM ET Company Participants Zack Mukewa - Investor Relations Joe Turner - President and Chief Executive Officer Rex Copeland - Chief Financial Officer Conference Call Participants Andrew Liesch - Piper Sandler & Co Damon DelMonte - Keefe, Bruyette, & Woods, Inc. John Rodis - Janney Montgomery Scott LLC Operator Good day, and thank you for standing by. Welcome to the Great Southern Bancorp, Inc. Fourth Quarter 2024 Earnings Conference Call. seekingalpha.com - 2 months ago
Great Southern Bancorp (GSBC) Q4 Earnings Lag Estimates Great Southern Bancorp (GSBC) came out with quarterly earnings of $1.27 per share, missing the Zacks Consensus Estimate of $1.32 per share. This compares to earnings of $1.11 per share a year ago. zacks.com - 2 months ago
Great Southern Bancorp, Inc. Reports Preliminary Fourth Quarter Earnings of $1.27 Per Diluted Common Share Preliminary Financial Results and Business Update for the Quarter Ended December 31, 2024 Preliminary Financial Results and Business Update for the Quarter Ended December 31, 2024 globenewswire.com - 2 months ago
Ahead of Great Southern Bancorp (GSBC) Q4 Earnings: Get Ready With Wall Street Estimates for Key Metrics Get a deeper insight into the potential performance of Great Southern Bancorp (GSBC) for the quarter ended December 2024 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics. zacks.com - 3 months ago
Great Southern Bancorp, Inc. Announces Fourth Quarter 2024 Preliminary Earnings Release Date and Conference Call SPRINGFIELD, Mo., Jan. 03, 2025 (GLOBE NEWSWIRE) -- Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, expects to report fourth quarter preliminary earnings after the market closes on Tuesday, January 21, 2025, and host a conference call on Wednesday, January 22, 2025, at 2:00 p.m. Central Time (3:00 p.m. Eastern Time). globenewswire.com - 3 months ago
Great Southern Bancorp, Inc. announces quarterly dividend of $0.40 per common share SPRINGFIELD, Mo., Dec. 18, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, declared a $0.40 per common share dividend for the fourth quarter of the calendar year ending December 31, 2024. globenewswire.com - 4 months ago
Great Southern Bancorp (GSBC) Upgraded to Strong Buy: What Does It Mean for the Stock? Great Southern Bancorp (GSBC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy). zacks.com - 4 months ago
New Strong Buy Stocks for December 5th TSM, UOVEY, GSBC, WB and VRT have been added to the Zacks Rank #1 (Strong Buy) List on December 5, 2024. zacks.com - 4 months ago
New Strong Buy Stocks for November 27th GAP, POWL, XPER, ZBRA and GSBC have been added to the Zacks Rank #1 (Strong Buy) List on November 27, 2024. zacks.com - 4 months ago
8. Profile Summary

Great Southern Bancorp, Inc. GSBC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 590 M
Dividend Yield 0.67%
Description Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, construction loans, commercial business loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, including automobile loans, boat loans, home equity loans, loans secured by savings deposits. It also provides insurance and merchant banking services. As of December 31, 2021, the company operated 93 retail banking centers and approximately 200 automated teller machines in Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas; and six commercial and one mortgage loan production offices in Atlanta, Chicago, Dallas, Denver, Omaha, Nebraska, Phoenix and Tulsa, Oklahoma, Springfield, and Missouri. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.
Contact 1451 East Battlefield, Springfield, MO, 65804 https://www.greatsouthernbank.com
IPO Date Dec. 15, 1989
Employees 882
Officers Ms. Tammy Baurichter Controller Mr. Matt Snyder Chief Human Resources Officer Mr. Joseph William Turner J.D. President, Chief Executive Officer & Director Ms. Stacy Fender Chief Communications & Marketing Officer Mr. Kevin L. Baker Chief Credit Officer Mr. Bryan Tiede Chief Risk Officer Mr. John M. Bugh Chief Lending Officer Ms. Laura Smith Chief Retail Banking Officer Mr. Eric Johnson Chief Information Officer Mr. Mark A. Maples Assistant Secretary