image
Financial Services - Banks - Regional - NASDAQ - US
$ 63.3
0.0474 %
$ 739 M
Market Cap
12.46
P/E
1. INTRINSIC VALUE

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, construction loans, commercial business loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, including automobile loans, boat loans, home equity loans, loans secured by savings deposits. It also provides insurance and merchant banking services.[ Read More ]

The intrinsic value of one GSBC stock under the base case scenario is HIDDEN Compared to the current market price of 63.3 USD, Great Southern Bancorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart GSBC

image
FINANCIALS
226 M REVENUE
-3.16%
85.3 M OPERATING INCOME
-34.59%
67.8 M NET INCOME
-10.73%
80.7 M OPERATING CASH FLOW
21.21%
-88.2 M INVESTING CASH FLOW
88.99%
50.3 M FINANCING CASH FLOW
-72.94%
55 M REVENUE
-39.25%
20.1 M OPERATING INCOME
40.57%
16.5 M NET INCOME
-2.93%
16.6 M OPERATING CASH FLOW
-62.70%
-47.3 M INVESTING CASH FLOW
70.21%
51.5 M FINANCING CASH FLOW
-60.15%
Balance Sheet Decomposition Great Southern Bancorp, Inc.
image
Current Assets 776 M
Cash & Short-Term Investments 776 M
Receivables 0
Other Current Assets 0
Non-Current Assets 6.07 B
Long-Term Investments 673 M
PP&E 139 M
Other Non-Current Assets 5.26 B
Current Liabilities 58.3 M
Accounts Payable 6.22 M
Short-Term Debt 1.61 M
Other Current Liabilities 50.4 M
Non-Current Liabilities 4.01 B
Long-Term Debt 100 M
Other Non-Current Liabilities 3.91 B
EFFICIENCY
Earnings Waterfall Great Southern Bancorp, Inc.
image
Revenue 226 M
Cost Of Revenue 0
Gross Profit 226 M
Operating Expenses 223 M
Operating Income 85.3 M
Other Expenses 17.5 M
Net Income 67.8 M
RATIOS
100.00% GROSS MARGIN
100.00%
37.70% OPERATING MARGIN
37.70%
29.95% NET MARGIN
29.95%
11.86% ROE
11.86%
1.17% ROA
1.17%
10.06% ROIC
10.06%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Great Southern Bancorp, Inc.
image
Net Income 67.8 M
Depreciation & Amortization 9.31 M
Capital Expenditures -7.3 M
Stock-Based Compensation 1.62 M
Change in Working Capital 16.6 M
Others -1.02 M
Free Cash Flow 73.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Great Southern Bancorp, Inc.
image
Wall Street analysts predict an average 1-year price target for GSBC of $54 , with forecasts ranging from a low of $46 to a high of $62 .
GSBC Lowest Price Target Wall Street Target
46 USD -27.33%
GSBC Average Price Target Wall Street Target
54 USD -14.69%
GSBC Highest Price Target Wall Street Target
62 USD -2.05%
4. DIVIDEND ANALYSIS
0.69% DIVIDEND YIELD
0.4 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Great Southern Bancorp, Inc.
image
Sold
0-3 MONTHS
1.2 M USD 4
3-6 MONTHS
1.07 M USD 4
6-9 MONTHS
33.5 K USD 1
9-12 MONTHS
271 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
3 days ago
Nov 14, 2024
Sell 378 K USD
TURNER WILLIAM V
Director
- 6000
63.0585 USD
1 week ago
Nov 06, 2024
Sell 400 K USD
TURNER JOSEPH W
President/CEO
- 6000
66.6286 USD
1 week ago
Nov 06, 2024
Sell 280 K USD
COPELAND REX A
officer, other: Treasurer
- 4200
66.5898 USD
1 week ago
Nov 06, 2024
Sell 139 K USD
Maples Mark A
other: Vice President of Subsidiary
- 2074
67.187 USD
3 months ago
Aug 15, 2024
Sell 248 K USD
TURNER WILLIAM V
Director
- 4420
56.14 USD
3 months ago
Jul 31, 2024
Sell 379 K USD
TURNER WILLIAM V
Director
- 6000
63.1903 USD
3 months ago
Jul 30, 2024
Sell 112 K USD
Bugh John M
other: Vice President of Subsidiary
- 1750
63.7696 USD
3 months ago
Jul 24, 2024
Sell 316 K USD
STEINERT EARL A JR
Director
- 5000
63.2122 USD
3 months ago
Jul 22, 2024
Sell 15.4 K USD
Maples Mark A
other: Vice President of Subsidiary
- 250
61.507 USD
6 months ago
Apr 23, 2024
Sell 33.5 K USD
Baker Kevin L
other: Vice President of Subsidiary
- 625
53.6 USD
9 months ago
Jan 25, 2024
Sell 271 K USD
CARLSON THOMAS J
Director
- 5000
54.228 USD
1 year ago
Aug 04, 2023
Sell 55.7 K USD
Bugh John M
- 1000
55.6507 USD
1 year ago
May 03, 2023
Bought 52.3 K USD
Ausburn Kevin R
Director
+ 1000
52.3127 USD
1 year ago
May 02, 2023
Bought 99.7 K USD
Edwards Steven D
Director
+ 2046
48.719 USD
1 year ago
Apr 27, 2023
Sell 25.1 K USD
Bugh John M
- 500
50.1228 USD
1 year ago
Nov 25, 2022
Sell 24.9 K USD
Maples Mark A
Director
- 400
62.2323 USD
1 year ago
Nov 21, 2022
Sell 51.1 K USD
COPELAND REX A
- 824
62.0058 USD
1 year ago
Nov 22, 2022
Sell 14 K USD
COPELAND REX A
- 226
62.0673 USD
2 years ago
Oct 31, 2022
Sell 15.6 K USD
Maples Mark A
Director
- 250
62.26 USD
2 years ago
Oct 26, 2022
Sell 491 K USD
TURNER WILLIAM V
Director
- 8085
60.68 USD
2 years ago
Oct 27, 2022
Sell 5.16 K USD
TURNER WILLIAM V
Director
- 85
60.68 USD
2 years ago
Jul 27, 2022
Sell 377 K USD
TURNER JOSEPH W
director: President/CEO
- 6000
62.7823 USD
2 years ago
Jul 26, 2022
Sell 263 K USD
COPELAND REX A
director: Treasurer
- 4200
62.5877 USD
2 years ago
Jul 25, 2022
Sell 375 K USD
TURNER WILLIAM V
director:
- 6000
62.5292 USD
2 years ago
Jul 12, 2022
Sell 374 K USD
TURNER JOSEPH W
director: President/CEO
- 6000
62.2925 USD
2 years ago
Jul 25, 2022
Sell 93.3 K USD
Bugh John M
director:
- 1500
62.2132 USD
2 years ago
Feb 10, 2022
Sell 287 K USD
BROWN JULIE A
- 4750
60.39 USD
2 years ago
Feb 10, 2022
Sell 287 K USD
BROWN JULIE A
Director
- 4750
60.39 USD
2 years ago
Feb 08, 2022
Sell 37.5 K USD
Maples Mark A
- 613
61.2293 USD
2 years ago
Jan 27, 2022
Sell 58.9 K USD
STEINERT EARL A JR
- 1000
58.9384 USD
3 years ago
Nov 05, 2021
Sell 10.8 K USD
Maples Mark A
- 187
57.635 USD
3 years ago
Nov 02, 2021
Sell 160 K USD
TURNER WILLIAM V
- 2802
57.2804 USD
3 years ago
Nov 03, 2021
Sell 183 K USD
TURNER WILLIAM V
- 3198
57.2443 USD
3 years ago
Aug 04, 2021
Sell 94.4 K USD
Bugh John M
Director
- 1817
51.9289 USD
3 years ago
Apr 29, 2021
Bought 1.45 K USD
CARLSON THOMAS J
+ 26
55.84 USD
3 years ago
Apr 29, 2021
Sell 235 K USD
Thomason Linton J
- 4150
56.5989 USD
3 years ago
May 12, 2021
Sell 196 K USD
Bugh John M
Director
- 3500
55.9273 USD
3 years ago
May 10, 2021
Sell 128 K USD
MARRS DOUGLAS W
- 2200
58.0005 USD
3 years ago
Apr 29, 2021
Sell 235 K USD
Thomason Linton J
- 4150
56.5989 USD
4 years ago
Nov 09, 2020
Sell 28.2 K USD
MARRS DOUGLAS W
- 625
45.0817 USD
4 years ago
May 29, 2020
Bought 45.2 K USD
CARLSON THOMAS J
+ 1114
40.6 USD
4 years ago
Apr 24, 2020
Bought 7.73 K USD
FRAZIER LARRY D
+ 200
38.627 USD
4 years ago
Feb 13, 2020
Bought 11.5 K USD
Ausburn Kevin R
+ 200
57.6853 USD
4 years ago
Nov 27, 2019
Sell 38.2 K USD
MARRS DOUGLAS W
- 625
61.15 USD
5 years ago
Nov 15, 2019
Sell 42.6 K USD
MARRS DOUGLAS W
- 700
60.8951 USD
7. News
What Makes Great Southern Bancorp (GSBC) a New Buy Stock Great Southern Bancorp (GSBC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 3 weeks ago
Great Southern Bancorp, Inc. (GSBC) Q3 2024 Earnings Call Transcript Great Southern Bancorp, Inc. (NASDAQ:GSBC ) Q3 2024 Earnings Conference Call October 17, 2024 3:00 PM ET Company Participants Zack Mukewa - Investor Relations Joseph Turner - President and Chief Executive Officer Rex Copeland - Senior Vice President and Chief Financial Officer Conference Call Participants Andrew Liesch - Piper Sandler & Co. Damon DelMonte - Keefe, Bruyette, & Woods, Inc. John Rodis - Janney Montgomery Scott LLC Operator Good day and thank you for standing by. Welcome to the Great Southern Bank Third Quarter 2024 Earnings Conference Call. seekingalpha.com - 4 weeks ago
Compared to Estimates, Great Southern Bancorp (GSBC) Q3 Earnings: A Look at Key Metrics While the top- and bottom-line numbers for Great Southern Bancorp (GSBC) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 1 month ago
Great Southern Bancorp (GSBC) Q3 Earnings and Revenues Beat Estimates Great Southern Bancorp (GSBC) came out with quarterly earnings of $1.41 per share, beating the Zacks Consensus Estimate of $1.26 per share. This compares to earnings of $1.33 per share a year ago. zacks.com - 1 month ago
Great Southern Bancorp, Inc. Reports Preliminary Third Quarter Earnings of $1.41 Per Diluted Common Share Preliminary Financial Results and Business Update for the Quarter and Nine Months Ended September 30, 2024 Preliminary Financial Results and Business Update for the Quarter and Nine Months Ended September 30, 2024 globenewswire.com - 1 month ago
Unveiling Great Southern Bancorp (GSBC) Q3 Outlook: Wall Street Estimates for Key Metrics Get a deeper insight into the potential performance of Great Southern Bancorp (GSBC) for the quarter ended September 2024 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics. zacks.com - 1 month ago
Great Southern Bancorp, Inc. announces quarterly dividend of $0.40 per common share SPRINGFIELD, Mo., Sept. 18, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, declared a $0.40 per common share dividend for the third quarter of the calendar year ending December 31, 2024. globenewswire.com - 1 month ago
Great Southern Bancorp, Inc. Announces Third Quarter 2024 Preliminary Earnings Release Date and Conference Call SPRINGFIELD, Mo., Sept. 04, 2024 (GLOBE NEWSWIRE) -- Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, expects to report third quarter 2024 preliminary earnings after the market closes on Wednesday, October 16, 2024, and host a conference call on Thursday, October 17, 2024, at 2:00 p.m. Central Time (3:00 p.m. Eastern Time). globenewswire.com - 2 months ago
Great Southern Bancorp, Inc. (GSBC) Q2 2024 Earnings Call Transcript Great Southern Bancorp, Inc. (NASDAQ:GSBC ) Q2 2024 Earnings Conference Call July 17, 2024 3:00 PM ET Company Participants Kelly Polonus - Investor Relations Joe Turner - President and Chief Executive Officer Rex Copeland - Chief Financial Officer Conference Call Participants Andrew Liesch - Piper Sandler Damon DelMonte - KBW John Rodis - Janney Operator Hello. Thank you for standing by. seekingalpha.com - 4 months ago
Great Southern Bancorp (GSBC) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates The headline numbers for Great Southern Bancorp (GSBC) give insight into how the company performed in the quarter ended June 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 4 months ago
Great Southern Bancorp (GSBC) Q2 Earnings and Revenues Beat Estimates Great Southern Bancorp (GSBC) came out with quarterly earnings of $1.45 per share, beating the Zacks Consensus Estimate of $1.20 per share. This compares to earnings of $1.52 per share a year ago. zacks.com - 4 months ago
Great Southern Bancorp, Inc. Reports Preliminary Second Quarter Earnings of $1.45 Per Diluted Common Share Preliminary Financial Results and Other Matters for the Quarter and Six Months Ended June 30, 2024: Significant or Non-Recurring Items : During the three months ended June 30, 2024, the Company recorded the following significant or non-recurring items:(1) an expense in Legal and Professional Fees totaling $902,000 related to training and implementation costs for the core systems conversion and professional fees to consultants that were engaged to support the Company in its transition of core and ancillary software and information technology systems.(2) income in Other Income totaling $2.7 million, net of expenses and write-offs, related to the termination of the Master Agreement between the Company and a third-party software vendor for the conversion of the Company's core banking platform. globenewswire.com - 4 months ago
8. Profile Summary

Great Southern Bancorp, Inc. GSBC

image
COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 739 M
Dividend Yield 0.69%
Description Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, construction loans, commercial business loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, including automobile loans, boat loans, home equity loans, loans secured by savings deposits. It also provides insurance and merchant banking services. As of December 31, 2021, the company operated 93 retail banking centers and approximately 200 automated teller machines in Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas; and six commercial and one mortgage loan production offices in Atlanta, Chicago, Dallas, Denver, Omaha, Nebraska, Phoenix and Tulsa, Oklahoma, Springfield, and Missouri. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.
Contact 1451 East Battlefield, Springfield, MO, 65804 https://www.greatsouthernbank.com
IPO Date Dec. 15, 1989
Employees 914
Officers Ms. Tammy Baurichter Controller Mr. Joseph William Turner J.D. President, Chief Executive Officer & Director Mr. Kevin L. Baker Chief Credit Officer Mr. Matt Snyder Chief Human Resources Officer Mr. John M. Bugh Chief Lending Officer Mark A. Maples Chief Operating Officer Mr. Eric Johnson Chief Information Officer Ms. Kelly A. Polonus Chief Communications & Marketing Officer Mr. Kris Conley Chief Retail Banking Officer Mr. Bryan Tiede Chief Risk Officer