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Great Southern Bancorp, Inc. GSBC
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 62.51
1.03 %
$ 717 M
Market Cap
11.16
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one GSBC stock under the worst case scenario is HIDDEN Compared to the current market price of 62.5 USD, Great Southern Bancorp, Inc. is HIDDEN

GSBC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one GSBC stock under the base case scenario is HIDDEN Compared to the current market price of 62.5 USD, Great Southern Bancorp, Inc. is HIDDEN

GSBC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one GSBC stock under the best case scenario is HIDDEN Compared to the current market price of 62.5 USD, Great Southern Bancorp, Inc. is HIDDEN

GSBC Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart GSBC

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1M 11%
6M 7.0%
1Y 20%
3Y 15%
5Y 104%
All
$64.0$64.0$62.0$62.0$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.015 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
355 M REVENUE
8.67%
Growth Rates
1Year 8.67%
3Years 14.45%
5Years 5.96%
7Years 7.48%
10Years 5.14%
75.5 M OPERATING INCOME
-11.54%
Growth Rates
1Year -11.54%
3Years -7.17%
5Years -3.47%
7Years 1.02%
10Years 2.80%
61.8 M NET INCOME
-8.84%
Growth Rates
1Year -8.84%
3Years -6.09%
5Years -3.44%
7Years 2.62%
10Years 3.57%
44.1 M OPERATING CASH FLOW
-45.40%
Growth Rates
1Year -45.40%
3Years -19.66%
5Years -12.60%
7Years -4.94%
10Years -4.17%
-172 M INVESTING CASH FLOW
-95.44%
Growth Rates
1Year -95.44%
3Years -23.94%
5Years 10.20%
7Years -17.64%
10Years -19.23%
116 M FINANCING CASH FLOW
130.03%
Growth Rates
1Year 130.03%
3Years 43.38%
5Years -12.54%
7Years 14.86%
10Years 11.72%
86.8 M REVENUE
-3.00%
Growth Rates
1Year 8.67%
3Years 14.45%
5Years 5.96%
7Years 7.48%
10Years 5.14%
21.4 M OPERATING INCOME
19.40%
Growth Rates
1Year -11.54%
3Years -7.17%
5Years -3.47%
7Years 1.02%
10Years 2.80%
17.2 M NET INCOME
15.00%
Growth Rates
1Year -8.84%
3Years -6.09%
5Years -3.44%
7Years 2.62%
10Years 3.57%
15 M OPERATING CASH FLOW
53.28%
Growth Rates
1Year -45.40%
3Years -19.66%
5Years -12.60%
7Years -4.94%
10Years -4.17%
9.39 M INVESTING CASH FLOW
-41.71%
Growth Rates
1Year -95.44%
3Years -23.94%
5Years 10.20%
7Years -17.64%
10Years -19.23%
-2.97 M FINANCING CASH FLOW
92.29%
Growth Rates
1Year 130.03%
3Years 43.38%
5Years -12.54%
7Years 14.86%
10Years 11.72%
Balance Sheet Great Southern Bancorp, Inc.
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Current Assets 816 M
Cash & Short-Term Investments 816 M
Receivables 54.2 M
Other Current Assets -54.2 M
Non-Current Assets 11.3 M
Long-Term Investments 1.25 M
PP&E 0
Other Non-Current Assets 10.1 M
98.63 %6.55 %Total Assets$827.6m
Current Liabilities 1.44 B
Accounts Payable 12.8 M
Short-Term Debt 1.25 M
Other Current Liabilities 1.42 B
Non-Current Liabilities 4 B
Long-Term Debt 0
Other Non-Current Liabilities 4 B
26.15 %73.59 %Total Liabilities$5.4b
EFFICIENCY
Earnings Waterfall Great Southern Bancorp, Inc.
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Revenue 355 M
Cost Of Revenue 138 M
Gross Profit 217 M
Operating Expenses 141 M
Operating Income 75.5 M
Other Expenses 13.7 M
Net Income 61.8 M
400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m00355m(138m)217m(141m)75m(14m)62mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
61.08% GROSS MARGIN
61.08%
Averages
1Year 61.08%
3Years 72.49%
5Years 77.76%
7Years 78.12%
10Years 80.54%
21.25% OPERATING MARGIN
21.25%
Averages
1Year 21.25%
3Years 27.81%
5Years 30.43%
7Years 31.56%
10Years 31.05%
17.40% NET MARGIN
17.40%
Averages
1Year 17.40%
3Years 22.41%
5Years 24.44%
7Years 25.49%
10Years 24.46%
10.31% ROE
10.31%
Averages
1Year 10.31%
3Years 12.14%
5Years 11.59%
7Years 11.82%
10Years 11.59%
1.12% ROA
1.12%
Averages
1Year 1.12%
3Years 1.21%
5Years 1.21%
7Years 1.28%
10Years 1.23%
-10.18% ROIC
-10.18%
Averages
1Year -10.18%
3Years -1.42%
5Years 0.73%
7Years 1.93%
10Years 1.68%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Great Southern Bancorp, Inc.
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90m90m80m80m70m70m60m60m50m50m40m40m30m30m20m20m10m10m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 61.8 M
Depreciation & Amortization 8.95 M
Capital Expenditures -4.92 M
Stock-Based Compensation 0
Change in Working Capital 0
Others -40.7 M
Free Cash Flow 39.1 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Great Southern Bancorp, Inc.
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Wall Street analysts predict an average 1-year price target for GSBC of $54 , with forecasts ranging from a low of $46 to a high of $62 .
GSBC Lowest Price Target Wall Street Target
46 USD -26.41%
GSBC Average Price Target Wall Street Target
54 USD -13.61%
GSBC Highest Price Target Wall Street Target
62 USD -0.82%
Price
Max Price Target
Min Price Target
Average Price Target
66666464626260605858565654545252505048484646Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
0.73% DIVIDEND YIELD
0.4 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.502.502.002.001.501.501.001.000.500.500.000.000.20.220.220.280.750.3210.340.340.360.40.40.220.220.240.280.320.340.340.40.40.40.40.220.220.240.320.340.340.360.40.40.40.40.220.860.220.880.240.940.321.200.341.750.341.340.362.060.41.540.41.540.41.561.200.402015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership Great Southern Bancorp, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
300 K USD 1
6-9 MONTHS
1.51 M USD 5
9-12 MONTHS
1.07 M USD 4
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Great Southern Bancorp, Inc. Announces Second Quarter 2025 Preliminary Earnings Release Date and Conference Call SPRINGFIELD, Mo., June 20, 2025 (GLOBE NEWSWIRE) -- Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, expects to report second quarter preliminary earnings after the market closes on Wednesday, July 16, 2025, and host a conference call on Thursday, July 17, 2025, at 2:00 p.m. Central Time (3:00 p.m. Eastern Time). globenewswire.com - 2 weeks ago
Great Southern Bancorp, Inc. announces quarterly dividend of $0.40 per common share SPRINGFIELD, Mo., June 18, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, declared a $0.40 per common share dividend for the second quarter of the calendar year ending December 31, 2025. globenewswire.com - 2 weeks ago
Bull of the Day: Great Southern Bancorp (GSBC) Great Southern Bancorp, Inc. GSBC has gone on sale in 2025 in the stock market sell-off. It's a Zacks Rank #1 (Strong Buy) which is expected to grow earnings by 7.6% in 2025. zacks.com - 2 months ago
Great Southern Bancorp, Inc. (GSBC) Q1 2025 Earnings Call Transcript Great Southern Bancorp, Inc. (NASDAQ:GSBC ) Q1 2025 Earnings Conference Call April 17, 2025 3:00 PM ET Company Participants Jeff Tryka - Investor Relations Joe Turner - President and Chief Executive Officer Rex Copeland - Chief Financial Officer Conference Call Participants Andrew Liesch - Piper Sandler & Co Damon DelMonte - Keefe, Bruyette, & Woods, Inc. Operator Good day, and thank you for standing by. Welcome to Great Southern Bancorp, Inc. First Quarter 2025 Earnings Conference Call. seekingalpha.com - 2 months ago
Great Southern Bancorp (GSBC) Beats Q1 Earnings and Revenue Estimates Great Southern Bancorp (GSBC) came out with quarterly earnings of $1.47 per share, beating the Zacks Consensus Estimate of $1.26 per share. This compares to earnings of $1.13 per share a year ago. zacks.com - 2 months ago
Great Southern Bancorp, Inc. Reports Preliminary First Quarter Earnings of $1.47 Per Diluted Common Share Preliminary Financial Results and Business Update for the Quarter Ended March 31, 2025 Preliminary Financial Results and Business Update for the Quarter Ended March 31, 2025 globenewswire.com - 2 months ago
All You Need to Know About Great Southern Bancorp (GSBC) Rating Upgrade to Buy Great Southern Bancorp (GSBC) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 3 months ago
Great Southern Bancorp, Inc. announces quarterly dividend of $0.40 per common share SPRINGFIELD, Mo., March 19, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, declared a $0.40 per common share dividend for the first quarter of the calendar year ending December 31, 2025. globenewswire.com - 3 months ago
Great Southern Bancorp, Inc. to Hold 36th Annual Meeting of Stockholders SPRINGFIELD, Mo., Feb. 10, 2025 (GLOBE NEWSWIRE) -- Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, will hold its 36th Annual Meeting of Stockholders at: 10 a.m. globenewswire.com - 4 months ago
Great Southern Bancorp, Inc. (GSBC) Q4 2024 Earnings Call Transcript Great Southern Bancorp, Inc. (NASDAQ:GSBC ) Q4 2024 Results Conference Call January 22, 2025 3:00 PM ET Company Participants Zack Mukewa - Investor Relations Joe Turner - President and Chief Executive Officer Rex Copeland - Chief Financial Officer Conference Call Participants Andrew Liesch - Piper Sandler & Co Damon DelMonte - Keefe, Bruyette, & Woods, Inc. John Rodis - Janney Montgomery Scott LLC Operator Good day, and thank you for standing by. Welcome to the Great Southern Bancorp, Inc. Fourth Quarter 2024 Earnings Conference Call. seekingalpha.com - 5 months ago
Great Southern Bancorp (GSBC) Q4 Earnings Lag Estimates Great Southern Bancorp (GSBC) came out with quarterly earnings of $1.27 per share, missing the Zacks Consensus Estimate of $1.32 per share. This compares to earnings of $1.11 per share a year ago. zacks.com - 5 months ago
Great Southern Bancorp, Inc. Reports Preliminary Fourth Quarter Earnings of $1.27 Per Diluted Common Share Preliminary Financial Results and Business Update for the Quarter Ended December 31, 2024 Preliminary Financial Results and Business Update for the Quarter Ended December 31, 2024 globenewswire.com - 5 months ago
8. Profile Summary

Great Southern Bancorp, Inc. GSBC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 717 M
Dividend Yield 0.73%
Description Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, construction loans, commercial business loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, including automobile loans, boat loans, home equity loans, loans secured by savings deposits. It also provides insurance and merchant banking services. As of December 31, 2021, the company operated 93 retail banking centers and approximately 200 automated teller machines in Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas; and six commercial and one mortgage loan production offices in Atlanta, Chicago, Dallas, Denver, Omaha, Nebraska, Phoenix and Tulsa, Oklahoma, Springfield, and Missouri. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.
Contact 1451 East Battlefield, Springfield, MO, 65804 https://www.greatsouthernbank.com
IPO Date Dec. 15, 1989
Employees 882
Officers Mr. Joseph William Turner J.D. President, Chief Executive Officer & Director Ms. Stacy Fender Chief Communications & Marketing Officer Mr. John M. Bugh Chief Lending Officer Mr. Bryan Tiede Chief Risk Officer Mr. Matt Snyder Chief Human Resources Officer Mr. Eric Johnson Chief Information Officer Mr. Kevin L. Baker Chief Credit Officer Ms. Tammy Baurichter Controller Ms. Laura Smith Chief Retail Banking Officer Mr. Rex A. Copeland CPA Treasurer