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Financial Services - Banks - Regional - NASDAQ - US
$ 115.21
-1.27 %
$ 1.7 B
Market Cap
14.23
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 23, 2025.

The intrinsic value of one CHCO stock under the worst case scenario is HIDDEN Compared to the current market price of 115 USD, City Holding Company is HIDDEN

This DCF valuation model was last updated on Apr, 23, 2025.

The intrinsic value of one CHCO stock under the base case scenario is HIDDEN Compared to the current market price of 115 USD, City Holding Company is HIDDEN

This DCF valuation model was last updated on Apr, 23, 2025.

The intrinsic value of one CHCO stock under the best case scenario is HIDDEN Compared to the current market price of 115 USD, City Holding Company is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CHCO

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$135.0$135.0$130.0$130.0$125.0$125.0$120.0$120.0$115.0$115.0$110.0$110.0$105.0$105.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
285 M REVENUE
-0.55%
-244 M OPERATING INCOME
-164.52%
117 M NET INCOME
2.39%
112 M OPERATING CASH FLOW
-18.29%
1.62 M INVESTING CASH FLOW
-89.00%
-60.7 M FINANCING CASH FLOW
69.04%
70.1 M REVENUE
-6.29%
0 OPERATING INCOME
0.00%
28.7 M NET INCOME
-3.87%
33.8 M OPERATING CASH FLOW
-10.32%
-119 M INVESTING CASH FLOW
-4121.27%
16.8 M FINANCING CASH FLOW
-59.25%
Balance Sheet City Holding Company
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Current Assets 1.56 B
Cash & Short-Term Investments 1.54 B
Receivables 20.6 M
Other Current Assets 0
Non-Current Assets 272 M
Long-Term Investments 0
PP&E 70.5 M
Other Non-Current Assets 202 M
84.01 %3.85 %11.01 %Total Assets$1.8b
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 150 M
Long-Term Debt 150 M
Other Non-Current Liabilities 0
100.00 %Total Liabilities$150.0m
EFFICIENCY
Earnings Waterfall City Holding Company
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Revenue 285 M
Cost Of Revenue 0
Gross Profit 285 M
Operating Expenses 285 M
Operating Income -244 M
Other Expenses -361 M
Net Income 117 M
300m300m200m200m100m100m00(100m)(100m)(200m)(200m)(300m)(300m)285m0285m(285m)(244m)361m117mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
-85.56% OPERATING MARGIN
-85.56%
41.08% NET MARGIN
41.08%
16.03% ROE
16.03%
1.81% ROA
1.81%
-10.79% ROIC
-10.79%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis City Holding Company
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140m140m120m120m100m100m80m80m60m60m40m40m20m20m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 117 M
Depreciation & Amortization 13.2 M
Capital Expenditures 0
Stock-Based Compensation 3.52 M
Change in Working Capital 0
Others -11 M
Free Cash Flow 112 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets City Holding Company
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CHCO has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.67% DIVIDEND YIELD
0.79 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
3.0003.0002.5002.5002.0002.0001.5001.5001.0001.0000.5000.5000.0000.0000.40.420.430.460.530.570.580.60.650.7150.790.420.430.440.460.530.570.580.60.650.7150.790.420.430.440.460.530.570.580.60.650.7150.421.660.431.710.441.750.531.910.572.160.572.280.582.320.652.450.7152.670.792.941.582015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 12
6. Ownership
Insider Ownership City Holding Company
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Sold
0-3 MONTHS
104 K USD 2
3-6 MONTHS
1.69 M USD 6
6-9 MONTHS
184 K USD 2
9-12 MONTHS
1.91 M USD 6
Bought
49.7 K USD 3
0-3 MONTHS
0 USD 0
3-6 MONTHS
142 K USD 5
6-9 MONTHS
40.8 K USD 1
9-12 MONTHS
7. News
TD Bank to Open AI Center in New York City TD Bank Group will open a new office in New York City for its artificial intelligence (AI) research and development center, Layer 6, later this year. With this new office, Layer 6, which currently operates from its head office in Toronto, will grow to more closely support the bank's U.S. pymnts.com - 1 week ago
TD Announces Opening of New Layer 6 Office in New York City NEW YORK--(BUSINESS WIRE)--TD Bank, America's Most Convenient Bank®, today announced TD Bank Group will open a new Layer 6 office in New York City. businesswire.com - 1 week ago
Veris Residential Consolidates Majority Stake in Jersey City Urby Rebrands 762-Unit, Class A Waterfront Property  to Sable JERSEY CITY, N.J. , April 22, 2025 /PRNewswire/ -- Veris Residential, Inc. ("Veris Residential" or the "Company") (NYSE: VRE), a forward-thinking, Northeast-focused, Class A multifamily REIT, and Urby, a design-forward, hospitality-driven multifamily development brand, today announced that Veris Residential has acquired Ironstate Holdings' ("Ironstate") 15% stake in Jersey City Urby, a 762-unit, Class A multifamily property located on the Jersey City Waterfront, for $38.5 million, excluding transaction costs but including consideration for the termination of Urby's management contract and the annual tax credit. prnewswire.com - 1 week ago
Design Therapeutics to Present Phase 1 Data for Fuchs Endothelial Corneal Dystrophy Program at Eyecelerator @ Park City 2025 CARLSBAD, Calif., April 21, 2025 (GLOBE NEWSWIRE) -- Design Therapeutics, Inc. (Nasdaq: DSGN), a clinical-stage biotechnology company developing treatments for serious degenerative genetic diseases, today announced that it will present an update on the progress of its DT-168 program for Fuchs endothelial corneal dystrophy (FECD) at Eyecelerator @ Park City 2025 on Friday, May 2, 2025, at 1:30 p.m. MT in Park City, UT. The presentation will include safety findings from the Phase 1 single- and multiple-ascending dose trial of DT-168 in healthy adult volunteers and plans for Phase 2 clinical development in FECD patients. globenewswire.com - 1 week ago
CBIST Selects Blaize to Power its 2025 Smart City Development Project EL DORADO HILLS, Calif.--(BUSINESS WIRE)-- #AI--Blaize Holdings, Inc. (NASDAQ:BZAI) (Blaize), a provider of purpose-built, artificial intelligence (AI)-enabled edge computing solutions, today announced it has been selected by the Chungbuk Institute of Science and Technology (CBIST) to develop the region's Digital Innovation Hub, expanding AI-powered smart city solutions across Chungcheongbuk-do, South Korea. Through the partnership, Blaize will provide CBIST with core technologies for smart city impl. businesswire.com - 1 week ago
Actelis Networks Secures New Order to Modernize Major Nordic Municipality's Communication Infrastructure Strategic Order for Leading Nordic Smart City Expands Actelis' European Footprint Strategic Order for Leading Nordic Smart City Expands Actelis' European Footprint globenewswire.com - 1 week ago
Capital City Bank Group, Inc. Reports First Quarter 2025 Results TALLAHASSEE, Fla., April 21, 2025 (GLOBE NEWSWIRE) -- Capital City Bank Group, Inc. (NASDAQ: CCBG) today reported net income attributable to common shareowners of $16.9 million, or $0.99 per diluted share, for the first quarter of 2025 compared to $13.1 million, or $0.77 per diluted share, for the fourth quarter of 2024, and $12.6 million, or $0.74 per diluted share, for the first quarter of 2024. globenewswire.com - 1 week ago
Homewood Suites by Hilton Panama City Beach Recognized With the Hilton “Award of Excellence” PANAMA CITY BEACH, Fla.--(BUSINESS WIRE)--The St. Joe Company (NYSE: JOE) (“St. Joe”) is proud to announce that Homewood Suites by Hilton Panama City Beach (“Homewood Suites PCB”) has been recognized with the Hilton “Award of Excellence.” The award, given annually to the top five percent of Homewood Suites hotels, is based on a variety of metrics including guest ratings, cleanliness scores and the annual Hilton quality assessment on which Homewood Suites PCB earned a 96 percent. “This recogniti. businesswire.com - 2 weeks ago
Happy Belly Food Group's Via Cibo Italian Restaurant Opens Its Newest Location Located in Barrhaven, in the City of Ottawa, Ontario Toronto, Ontario--(Newsfile Corp. - April 17, 2025) - Happy Belly Food Group Inc. (CSE: HBFG) (OTCQB: HBFGF) ("Happy Belly" or the "Company"), a leader in acquiring and scaling emerging food brands across Canada is proud to announce that, following our November 14th, 2024 news release regarding securing a real-estate location in Chapman Mills Marketplace in Barrhaven, Ottawa for our Via Cibo Italian restaurant, the grand opening is now set for this Saturday, April 19th, 2025. Being our newest location at 3181 Greenbank Road, Nepean, Ontario, marks a significant milestone as this location belongs to Via Cibo's first multi-unit franchisee. newsfilecorp.com - 2 weeks ago
KB Home Announces the Grand Opening of Its Newest Community in Haines City, Florida ORLANDO, Fla.--(BUSINESS WIRE)-- #BuiltOnRelationships--KB Home (NYSE: KBH), one of the largest and most trusted homebuilders in the U.S., today announced the grand opening of Cedar Crossings, a new-home community in Haines City. These new homes are designed for the way people live today, with popular features like modern kitchens overlooking large great rooms, expansive bedroom suites with walk-in closets, and lofts. The community's one- and two-story floor plans feature up to six bedrooms and three-and-a-half baths. businesswire.com - 2 weeks ago
Trio of City analysts see substantial upside for hVIVO A trio of City analysts reacted to upbeat results from hVIVO PLC (AIM:HVO), with all three pointing to the upside. hVIVO earlier today delivered record earnings and provided a confident assessment of the year ahead as demand grows for its specialist infectious disease trials and the company expands into new areas. proactiveinvestors.co.uk - 3 weeks ago
Accesso encourages City analysts with its new Saudi Arabia deal Accesso Technology Group PLC's (AIM:ACSO, OTC:LOQPF) latest new business win, the adoption of its Horizon ticket and visitor experience platform for Saudi Arabia's Qiddiya City, is encouraging and resassuring news ahead of financial results next week – that's the view of City analysts. Qiddiya is located southwest of Riyadh and spans over 300 square kilometres. proactiveinvestors.co.uk - 3 weeks ago
8. Profile Summary

City Holding Company CHCO

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.7 B
Dividend Yield 0.67%
Description City Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. It also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts. In addition, the company offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government insured mortgages, secondary marketing, and mortgage servicing. Further, it provides deposit services for commercial customers comprising treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company operates through a network of 94 branches and 905 full-time equivalent associates in West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.
Contact 25 Gatewater Road, Charleston, WV, 25313 https://www.bankatcity.com
IPO Date June 26, 1987
Employees 941
Officers Ms. Victoria A. Evans-Faw Senior Vice President & Corporate Secretary Mr. David L. Bumgarner CPA Executive Vice President, Chief Financial Officer & Principal Accounting Officer Mr. Jeffrey Dale Legge Executive Vice President of Operations, Chief Administrative Officer & Chief Information Officer Mr. Charles R. Hageboeck President, Chief Executive Officer & Director Mr. John A. DeRito Executive Vice President of Commercial Banking Mr. Michael T. Quinlan Jr. Executive Vice President of Retail Banking