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Financial Services - Banks - Regional - NASDAQ - US
$ 117.68
-1.21 %
$ 1.73 B
Market Cap
14.59
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one CHCO stock under the worst case scenario is HIDDEN Compared to the current market price of 118 USD, City Holding Company is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one CHCO stock under the base case scenario is HIDDEN Compared to the current market price of 118 USD, City Holding Company is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one CHCO stock under the best case scenario is HIDDEN Compared to the current market price of 118 USD, City Holding Company is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CHCO

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$135.0$135.0$130.0$130.0$125.0$125.0$120.0$120.0$115.0$115.0$110.0$110.0$105.0$105.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
285 M REVENUE
-0.55%
145 M OPERATING INCOME
-2.52%
117 M NET INCOME
2.39%
132 M OPERATING CASH FLOW
-4.21%
-252 M INVESTING CASH FLOW
-1717.62%
189 M FINANCING CASH FLOW
196.68%
96.1 M REVENUE
37.22%
36.9 M OPERATING INCOME
0.00%
29.2 M NET INCOME
-2.13%
33.8 M OPERATING CASH FLOW
-10.32%
-119 M INVESTING CASH FLOW
-4119.67%
16.8 M FINANCING CASH FLOW
-59.25%
Balance Sheet City Holding Company
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Current Assets 1.56 B
Cash & Short-Term Investments 1.54 B
Receivables 20.6 M
Other Current Assets 0
Non-Current Assets 272 M
Long-Term Investments 45.2 M
PP&E 70.5 M
Other Non-Current Assets 157 M
84.01 %3.85 %8.55 %Total Assets$1.8b
Current Liabilities 3.83 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 3.83 B
Non-Current Liabilities 150 M
Long-Term Debt 150 M
Other Non-Current Liabilities 0
96.23 %3.77 %Total Liabilities$4.0b
EFFICIENCY
Earnings Waterfall City Holding Company
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Revenue 285 M
Cost Of Revenue 0
Gross Profit 285 M
Operating Expenses 285 M
Operating Income 145 M
Other Expenses 27.4 M
Net Income 117 M
300m300m250m250m200m200m150m150m100m100m50m50m00285m0285m(285m)145m(27m)117mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
50.70% OPERATING MARGIN
50.70%
40.70% NET MARGIN
40.70%
15.88% ROE
15.88%
1.80% ROA
1.80%
-5.86% ROIC
-5.86%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis City Holding Company
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140m140m120m120m100m100m80m80m60m60m40m40m20m20m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 117 M
Depreciation & Amortization 13.2 M
Capital Expenditures 0
Stock-Based Compensation 3.52 M
Change in Working Capital 0
Others 8.02 M
Free Cash Flow 129 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets City Holding Company
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CHCO has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.67% DIVIDEND YIELD
0.79 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
3.0003.0002.5002.5002.0002.0001.5001.5001.0001.0000.5000.5000.0000.0000.40.420.430.460.530.570.580.60.650.7150.790.420.430.440.460.530.570.580.60.650.7150.790.420.430.440.460.530.570.580.60.650.7150.421.660.431.710.441.750.531.910.572.160.572.280.582.320.652.450.7152.670.792.941.582015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 12
6. Ownership
Insider Ownership City Holding Company
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Sold
0-3 MONTHS
360 K USD 2
3-6 MONTHS
388 K USD 3
6-9 MONTHS
1.57 M USD 7
9-12 MONTHS
1.41 M USD 3
Bought
49.7 K USD 3
0-3 MONTHS
0 USD 0
3-6 MONTHS
75.2 K USD 5
6-9 MONTHS
107 K USD 6
9-12 MONTHS
7. News
Century Communities Makes Bay City, TX Debut With Grand Openings at Two Communities Top national homebuilder announces new homes for sale and models for tour at Russell Ranch and Valor Park HOUSTON , May 6, 2025 /PRNewswire/ -- Century Communities, Inc. (NYSE: CCS)—a top national homebuilder, industry leader in online home sales, and featured on America's Most Trustworthy Companies and World's Most Trustworthy Companies by Newsweek—announced Grand Openings at two new communities (Russell Ranch and Valor Park) in Bay City, TX. This marks the national homebuilder's entrance to Bay City, located southwest of Houston and boasting quick access to Matagorda Bay. prnewswire.com - 1 week ago
Studio City Announces Earnings Release Date MACAU, May 02, 2025 (GLOBE NEWSWIRE) -- Studio City International Holdings Limited (NYSE: MSC), a world-class integrated resort located in Cotai, Macau, today announces that it will release its unaudited financial results for the first quarter of 2025 on Thursday, May 8, 2025. globenewswire.com - 2 weeks ago
City Office REIT Reports First Quarter 2025 Results VANCOUVER , May 2, 2025 /PRNewswire/ -- City Office REIT, Inc. (NYSE: CIO) (the "Company," "City Office," "we" or "our") today announced its results for the quarter ended March 31, 2025. First Quarter Highlights Rental and other revenues were $42.3 million. prnewswire.com - 2 weeks ago
PRIME FiBER Expands Wholesale Fiber Partnership with AT&T to Arizona DALLAS , May 1, 2025 /PRNewswire/ -- PRIME FiBER, a commercial open-access fiber infrastructure company, has signed agreements with AT&T for the provision of wholesale fiber access services in the Sun City area of Maricopa County and the City of Peoria, Arizona. PRIME FiBER was established in late 2023 and operates as the wholesale open-access arm of NOVOS FiBER, a retail fiber-to-the-home (FTTH) company serving residents and small businesses. prnewswire.com - 2 weeks ago
Kansas City Life Announces First Quarter 2025 Results KANSAS CITY, Mo. , May 1, 2025 /PRNewswire/ -- Kansas City Life Insurance Company recorded net income of $1.9 million or $0.19 per share in the first quarter of 2025 compared to net income of $1.6 million or $0.16 per share in the first quarter of 2024. prnewswire.com - 2 weeks ago
Kansas City Life Declares Quarterly Dividend KANSAS CITY, Mo. , April 28, 2025 /PRNewswire/ -- The Board of Directors of Kansas City Life Insurance Company declared a quarterly dividend of $0.14 per share on April 28, 2025. prnewswire.com - 3 weeks ago
3 Finance Stocks with Great ROE and Generous Dividends Making their way onto the Zacks Rank #1 (Strong Buy) list, several finance sector stocks are standing out with great ROE and generous dividends. zacks.com - 3 weeks ago
City Holding (CHCO) is a Top Dividend Stock Right Now: Should You Buy? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does City Holding (CHCO) have what it takes? zacks.com - 3 weeks ago
El Paso City Council Approves Expanded Agreement for Sunset Amphitheater as VENU Launches Luxe FireSuites Investment Opportunity COLORADO SPRINGS, Colo.--(BUSINESS WIRE)--Venu Holding Corporation ("VENU" or the “Company”) (NYSE American: VENU), a developer, owner, and operator of upscale live music venues and premium hospitality destinations, announces a major milestone for its Sunset Amphitheater at El Paso development. The El Paso City Council has approved key amendments to its unique public-private partnership with VENU, advancing the vision for a world-class, multi-seasonal 12,500-seat outdoor music venue in the hear. businesswire.com - 3 weeks ago
City Office REIT (RED PFD SER A): A High Yield, Deep Value Opportunity Worth Latching Onto City Office REIT's Series A Preferred Shares offer a tempting yield despite recent accounting losses and systemic pressures, suggesting a potential buying opportunity. The shares are cumulative, redeemable, and fixed, ensuring eventual dividend payments, though call risk and financial restructuring are potential concerns. The REIT's fundamentals, including an 85.8% occupancy rate and sector diversification, support sustainability, with positive economic profitability and AFFO figures. seekingalpha.com - 3 weeks ago
PesoRama Announces Grand Opening of Store #26 on April 26th in City Shops Del Valle A live stream of the ribbon cutting and new store opening celebration will be held on Saturday, April 26 at 2:00 PM CDMX / 4:00 PM EST on JOi's Instagram page: @joi.dollar.plus Toronto, Ontario--(Newsfile Corp. - April 24, 2025) - PesoRama Inc. (TSXV: PESO) ("PesoRama" or the "Company"), a Canadian company operating dollar stores in Mexico under the JOi Dollar Plus brand, today announces the upcoming grand opening of store #26 on April 26th in City Shops del Valle. Store #26 is a 406 square meter location inside the "City Shops del Valle" mall in the Del Valle neighbourhood. newsfilecorp.com - 3 weeks ago
River City Bank Announces Changes to the Board of Directors Stephanie Zarate, Chief Accounting Officer and Treasurer for McClatchy Media, will be joining the Board SACRAMENTO, CALIFORNIA / ACCESS Newswire / April 23, 2025 / River City Bank announced changes to its Board of Directors today. Elaine Lintecum is retiring from the Board effective April 22, 2025. accessnewswire.com - 3 weeks ago
8. Profile Summary

City Holding Company CHCO

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.73 B
Dividend Yield 0.67%
Description City Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. It also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts. In addition, the company offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government insured mortgages, secondary marketing, and mortgage servicing. Further, it provides deposit services for commercial customers comprising treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company operates through a network of 94 branches and 905 full-time equivalent associates in West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.
Contact 25 Gatewater Road, Charleston, WV, 25313 https://www.bankatcity.com
IPO Date June 26, 1987
Employees 942
Officers Ms. Victoria A. Evans-Faw Senior Vice President & Corporate Secretary Mr. Charles R. Hageboeck President, Chief Executive Officer & Director Mr. David L. Bumgarner CPA Executive Vice President, Chief Financial Officer & Principal Accounting Officer Mr. Jeffrey Dale Legge Executive Vice President of Operations, Chief Administrative Officer & Chief Information Officer Mr. John A. DeRito Executive Vice President of Commercial Banking Mr. Michael T. Quinlan Jr. Executive Vice President of Retail Banking