Financial Services -
Banks - Regional - NASDAQ - US
$ 14.73
1.94 %
$ 147 M
Market Cap
11.6
P/E
1. INTRINSIC VALUE
Balance Sheet
Citizens Community Bancorp, Inc.
| Current Assets | 129 M |
| Cash & Short-Term Investments | 123 M |
| Receivables | 5.65 M |
| Other Current Assets | 0 |
| Non-Current Assets | 1.62 B |
| Long-Term Investments | 1.51 B |
| PP&E | 17.1 M |
| Other Non-Current Assets | 89.9 M |
| Current Liabilities | 1.49 B |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 1.49 B |
| Non-Current Liabilities | 81.3 M |
| Long-Term Debt | 66.6 M |
| Other Non-Current Liabilities | 14.7 M |
EFFICIENCY
Earnings Waterfall
Citizens Community Bancorp, Inc.
| Revenue | 99.4 M |
| Cost Of Revenue | 40 M |
| Gross Profit | 59.5 M |
| Operating Expenses | 42 M |
| Operating Income | 17.4 M |
| Other Expenses | 3.7 M |
| Net Income | 13.8 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Citizens Community Bancorp, Inc.
| Net Income | 13.8 M |
| Depreciation & Amortization | 3.42 M |
| Capital Expenditures | -889 K |
| Stock-Based Compensation | 0 |
| Change in Working Capital | 936 K |
| Others | 4.4 M |
| Free Cash Flow | 19.3 M |
Wall Street Analysts Price Targets
Citizens Community Bancorp, Inc.
CZWI has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
2.50%
DIVIDEND YIELD
0.36 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Citizens Community Bancorp, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
17.7 K USD 2
9-12 MONTHS
7. News
Best Value Stocks to Buy for June 12th
BLFBY and CZWI made it to the Zacks Rank #1 (Strong Buy) value stocks list on June 12, 2025.
zacks.com
- 3 weeks ago
Should Value Investors Buy Citizens Community Bancorp (CZWI) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 4 weeks ago
Should Value Investors Buy Citizens Community Bancorp (CZWI) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 1 month ago
Citizens Community Bancorp, Inc. (CZWI) Q1 Earnings Surpass Estimates
Citizens Community Bancorp, Inc. (CZWI) came out with quarterly earnings of $0.32 per share, beating the Zacks Consensus Estimate of $0.27 per share. This compares to earnings of $0.39 per share a year ago.
zacks.com
- 2 months ago
Citizens Community Bancorp, Inc. Reports First Quarter 2025 Earnings of $0.32 Per Share; Book Value Per Share Up 8% and Tangible Book Value Per Share Up 10% Since March 31, 2024, After Annual Dividend Payment of $0.36 Per Share
EAU CLAIRE, Wis., April 28, 2025 (GLOBE NEWSWIRE) -- Citizens Community Bancorp, Inc. (the “Company”) (Nasdaq: CZWI), the parent company of Citizens Community Federal N.A. (the “Bank” or “CCFBank”), today reported earnings of $3.2 million and earnings per diluted share of $0.32 for the first quarter ended March 31, 2025, compared to $2.7 million and earnings per diluted share of $0.27 for the fourth quarter ended December 31, 2024, and $4.1 million and $0.39 earnings per diluted share for the quarter ended March 31, 2024, respectively.
globenewswire.com
- 2 months ago
16 Upcoming Dividend Increases
Sixteen companies are boosting their dividends, with an average increase of 8.2%, signaling financial health and stability, particularly among regional banks. My investment strategy focuses on companies with consistently rising dividends and outperforming benchmarks, aiming for long-term wealth accumulation. I use data from the "U.S. Dividend Champions" spreadsheet and NASDAQ to identify companies with at least five years of dividend growth.
seekingalpha.com
- 5 months ago
Citizens Community Bancorp, Inc. (CZWI) Meets Q4 Earnings Estimates
Citizens Community Bancorp, Inc. (CZWI) came out with quarterly earnings of $0.27 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.38 per share a year ago.
zacks.com
- 5 months ago
Citizens Community Bancorp, Inc. Reports Fourth Quarter 2024 Earnings of $0.27 Per Share and Twelve Month 2024 Earnings of $1.34 Per Share; Board of Directors Increases Annual Dividend by 12.5% to $0.36 Per Share
EAU CLAIRE, Wis., Jan. 27, 2025 (GLOBE NEWSWIRE) -- Citizens Community Bancorp, Inc. (the “Company”) (Nasdaq: CZWI), the parent company of Citizens Community Federal N.A. (the “Bank” or “CCFBank”), today reported earnings of $2.7 million and earnings per diluted share of $0.27 for the fourth quarter ended December 31, 2024, compared to $3.3 million and earnings per diluted share of $0.32 for the quarter ended September 30, 2024, and $3.7 million and $0.35 earnings per diluted share for the quarter ended December 31, 2023, respectively.
globenewswire.com
- 5 months ago
3 Solid Stocks to Pick From the Prospering Savings & Loan Industry
Stocks in the Zacks Savings and Loan industry, such as BANR, HMST and CZWI, will benefit from the Fed rate cuts and improving lending scenarios.
zacks.com
- 6 months ago
Are Investors Undervaluing Citizens Community Bancorp (CZWI) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 6 months ago
Here's Why Momentum in Citizens Community Bancorp (CZWI) Should Keep going
Citizens Community Bancorp (CZWI) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen.
zacks.com
- 6 months ago
Should Value Investors Buy Citizens Community Bancorp (CZWI) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 6 months ago
8. Profile
Summary
Citizens Community Bancorp, Inc. CZWI
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 147 M
Dividend Yield
2.50%
Description
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. The company accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also offers various loan products comprising commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, the company provides a portfolio of investments, such as mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, corporate debt, and trust preferred securities. It operates through a network of 25 full-service branch in Wisconsin and Minnesota. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin.
Contact
2174 EastRidge Center, Eau Claire, WI, 54701
https://www.ccf.us
IPO
Date
March 30, 2004
Employees
207
Officers
Mr. Stephen M. Bianchi
Chairman of the Board, President & Chief Executive Officer
Mr. James S. Broucek
Chief Financial Officer, Principal Accounting Officer, Executive Vice President, Treasurer & Secretary