Financial Services -
Banks - Regional - NASDAQ - US
$ 26.15
0.769 %
$ 181 M
Market Cap
9.32
P/E
1. INTRINSIC VALUE
Balance Sheet
First Savings Financial Group, Inc.
| Current Assets | 313 M |
| Cash & Short-Term Investments | 301 M |
| Receivables | 11.4 M |
| Other Current Assets | 0 |
| Non-Current Assets | 2.14 B |
| Long-Term Investments | 1.99 B |
| PP&E | 26.5 M |
| Other Non-Current Assets | 121 M |
| Current Liabilities | 1.89 B |
| Accounts Payable | 13.4 M |
| Short-Term Debt | 0 |
| Other Current Liabilities | 1.88 B |
| Non-Current Liabilities | 379 M |
| Long-Term Debt | 350 M |
| Other Non-Current Liabilities | 28.7 M |
EFFICIENCY
Earnings Waterfall
First Savings Financial Group, Inc.
| Revenue | 134 M |
| Cost Of Revenue | 67 M |
| Gross Profit | 67.4 M |
| Operating Expenses | 52.8 M |
| Operating Income | 14.6 M |
| Other Expenses | 1.02 M |
| Net Income | 13.6 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
First Savings Financial Group, Inc.
| Net Income | 13.6 M |
| Depreciation & Amortization | 2.37 M |
| Capital Expenditures | -684 K |
| Stock-Based Compensation | 699 K |
| Change in Working Capital | 9.52 M |
| Others | 87.4 M |
| Free Cash Flow | 90.5 M |
Wall Street Analysts Price Targets
First Savings Financial Group, Inc.
Wall Street analysts predict an average 1-year price target for FSFG of $28.4 , with forecasts ranging from
a
low of
$24 to a high of $31 .
FSFG Lowest Price Target
Wall Street Target
24 USD
-8.22%
FSFG Average Price Target
Wall Street Target
28.4 USD
8.60%
FSFG Highest Price Target
Wall Street Target
31 USD
18.55%
4. DIVIDEND
ANALYSIS
0.62%
DIVIDEND YIELD
0.16 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
First Savings Financial Group, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Why First Savings Financial (FSFG) is a Great Dividend Stock Right Now
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Savings Financial (FSFG) have what it takes?
zacks.com
- 3 weeks ago
Why First Savings Financial (FSFG) is a Top Dividend Stock for Your Portfolio
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Savings Financial (FSFG) have what it takes?
zacks.com
- 1 month ago
First Savings Financial (FSFG) is a Top Dividend Stock Right Now: Should You Buy?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Savings Financial (FSFG) have what it takes?
zacks.com
- 1 month ago
First Savings Financial Group, Inc. Announces Quarterly Cash Dividend
JEFFERSONVILLE, Ind., May 27, 2025 (GLOBE NEWSWIRE) -- First Savings Financial Group, Inc. (NASDAQ: FSFG) (the “Company”), the holding company for First Savings Bank (the “Bank”), announced that its Board of Directors declared a quarterly cash dividend of $0.16 per common share. The dividend will be paid on or about June 30, 2025 to stockholders of record as of the close of business June 13, 2025.
globenewswire.com
- 2 months ago
After Golden Cross, First Savings Financial (FSFG)'s Technical Outlook is Bright
First Savings Financial Group, Inc. (FSFG) reached a significant support level, and could be a good pick for investors from a technical perspective. Recently, FSFG's 50-day simple moving average broke out above its 200-day moving average; this is known as a "golden cross.
zacks.com
- 2 months ago
First Savings Financial (FSFG) Could Be a Great Choice
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Savings Financial (FSFG) have what it takes?
zacks.com
- 2 months ago
First Savings Financial: Following Margin Expansion, EPS Estimate Is Raised (Upgrade)
The net interest margin rose by more than expected in the first two quarters. The margin could continue to rise in the year ahead. I'm raising my margin estimate. Loan growth will be low in the year ahead because of upcoming HELOC sales as well as the trade war. I'm raising my EPS estimate to $2.97 from my previous estimate of $2.69. The main reason for the estimate update is the margin, which beat my expectations.
seekingalpha.com
- 2 months ago
Why First Savings Financial (FSFG) Might be Well Poised for a Surge
First Savings Financial (FSFG) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
- 3 months ago
First Savings Financial Group, Inc. Announces Redemption of Subordinated Notes
JEFFERSONVILLE, Ind., May 01, 2025 (GLOBE NEWSWIRE) -- First Savings Financial Group, Inc. (NASDAQ: FSFG) (the “Company”), the holding company for First Savings Bank (the “Bank”), announced today the redemption of $20.0 million of subordinated notes, at par, on April 30, 2025. The subordinated notes were issued by the Company on September 20, 2018 as a 5.95% Fixed-to-Floating Rate Subordinated Note due 2028, in the principal amount of $20.0 million. Prior to redemption, the subordinated notes were floating rate and yielded 7.66%. In order to consummate the redemption, the Bank paid the Company a dividend of $19.0 million, which the Bank funded with a like dollar amount of short-term wholesale borrowings at a rate of 4.48%. Subsequent to the dividend, the Bank maintained leverage and total risk-based capital ratios in excess of 9.0% and 12.0%, respectively, as of March 31, 2025. Subsequent to the redemption, the Company maintained leverage and total risk-based capital ratios in excess of 9.0% and 12.0%, respectively, as of April 30, 2025.
globenewswire.com
- 3 months ago
Are You Looking for a High-Growth Dividend Stock?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Savings Financial (FSFG) have what it takes?
zacks.com
- 3 months ago
Best Momentum Stock to Buy for May 1st
CRS, FSFG and BCH made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on May 1, 2025.
zacks.com
- 3 months ago
Best Value Stocks to Buy for May 1st
CNC and FSFG made it to the Zacks Rank #1 (Strong Buy) value stocks list on May 1, 2025.
zacks.com
- 3 months ago
8. Profile
Summary
First Savings Financial Group, Inc. FSFG
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 181 M
Dividend Yield
0.62%
Description
First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. The company operates 15 branches. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.
Contact
702 North Shore Drive, Jeffersonville, IN, 47130
https://www.fsbbank.net
IPO
Date
Oct. 8, 2008
Employees
250
Officers
Mr. Anthony A. Schoen CPA
Executive Vice President, Chief Financial Officer & Corporate Secretary
Lenfield R. Basham
Executive Vice President & Chief Information Officer
Mr. John P. Lawson Jr.
Independent Director
Mr. Jonathan E. Handmaker
Officer
Mr. Larry W. Myers
President, Chief Executive Officer & Director
Ms. Jacqueline R. Journell CPA
Chief Operating Officer