CHCO - Intrinsic Value and Financial Analysis - City Holding Company

City Holding Company CHCO

Financial Services - Banks - Regional - NASDAQ - US

Watchlist

$ 130.24

-0.42 %

$ 1.91 B

Market Cap

16.7

P/E

INCOME STATEMENT

287 M REVENUE

Growth Rates

1Year 16.48%

3Years 7.39%

5Years 8.09%

7Years 7.42%

10Years 4.74%

148 M OPERATING INCOME

Growth Rates

1Year 8.22%

3Years 10.02%

5Years 5.45%

7Years 9.77%

10Years 7.17%

114 M NET INCOME

Growth Rates

1Year 12.04%

3Years 8.48%

5Years 10.32%

7Years 11.88%

10Years 9.02%

EFFICIENCY

Earnings Waterfall City Holding Company

Revenue	287 M
Cost Of Revenue	0
Gross Profit	287 M
Operating Expenses	282 M
Operating Income	148 M
Other Expenses	33.9 M
Net Income	114 M

Income Statement

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000	Dec-1999	Dec-1998	Dec-1997	Dec-1996	Dec-1995	Dec-1994	Dec-1993	Dec-1992	Dec-1991	Dec-1990	Dec-1989	Dec-1988	Dec-1987	Dec-1986
REVENUE
Revenue	286.6	246.1	218.8	231.4	224.3	194.3	185.8	173.6	168.1	173.0	180.4	150.4	148.3	149.3	153.6	123.7	153.2	156.7	147.2	131.6	125.2	120.8	133.9	130.2	158.0	175.7	78.8	58.1	47.8	37.5	28.6	23.5	17.2	14.1	12.1	0	0	0
GROSS PROFIT
Cost Of Revenue	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	286.6	246.1	218.8	231.4	224.3	194.3	185.8	173.6	168.1	173.0	180.4	150.4	148.3	149.3	153.6	123.7	153.2	156.7	147.2	131.6	125.2	120.8	133.9	130.2	158.0	175.7	78.8	58.1	47.8	37.5	28.6	23.5	17.2	14.1	12.1	0	0	0
OPERATING INCOME
Operating Expenses	282.4	5.6	(107.6)	(120.1)	(110.8)	(80.6)	27.0	27.1	81.9	95.0	102.9	87.4	54.4	60.9	58.8	(86.1)	(76.4)	(75.2)	(70.5)	(60.9)	(59.2)	(71.6)	(164.6)	(184.3)	(149.9)	(164.0)	(59.3)	(42.7)	(34.9)	(27.3)	(20.5)	(16.3)	(12.8)	(10.3)	(8.9)	2.7	2.5	2.4
Selling, General and Administrative Expenses	79.2	71.6	66.5	65.7	66.1	58.6	55.3	55.1	52.1	56.7	56.0	47.7	53.2	54.8	53.5	40.2	39.2	37.7	36.4	36.6	33.4	34.5	45.2	51.7	68.8	84.5	28.7	21.6	17.8	13.1	9.3	6.8	5.3	4.4	3.9	0	0	0
Research and Development Expenses	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	148.3	137.0	111.2	111.3	113.5	113.7	90.7	77.2	82.5	77.2	74.2	59.2	61.2	57.4	63.2	37.6	76.8	81.5	76.7	70.7	65.9	49.2	(30.7)	(54.1)	8.1	11.7	19.5	15.4	12.9	10.2	8.1	7.2	4.4	3.8	3.2	2.7	2.5	2.4
PRE-TAX INCOME
Interest Income Expense	52.0	9.7	9.9	23.6	36.3	25.7	16.8	13.2	11.8	12.0	13.3	14.4	20.8	27.6	36.6	45.9	60.3	53.7	38.4	31.9	31.8	42.3	86.4	113.8	97.1	93.4	44.7	39.1	33.6	22.2	17.6	16.4	16.0	17.3	17.1	0	0	0
Total Other Income	(5.2)	(22.9)	(22.7)	(22.3)	(23.8)	(31.6)	(17.2)	(18.2)	(8.4)	(16.4)	5.5	(7.6)	(1.3)	(6.1)	(5.3)	(4.7)	1.5	(1.4)	0	5.2	(38.2)	(49.7)	18.0	(166.9)	(114.6)	(106.4)	0	0	(37.1)	(23.2)	(19.6)	(17.3)	(16.9)	(18.2)	(18.3)	0	0	0
Pre-Tax Income	143.1	127.3	111.2	111.3	113.5	88.0	90.7	77.2	82.5	77.2	74.2	59.2	61.2	57.4	63.2	37.6	76.8	81.5	76.7	70.7	65.9	49.2	(12.7)	(54.1)	8.1	11.7	19.5	15.4	12.9	10.2	8.1	7.2	4.4	3.8	3.2	0	0	0
NET INCOME
Tax Provision	28.7	25.3	23.1	21.7	24.1	18.0	36.4	25.1	28.4	24.3	25.5	20.3	20.6	18.5	20.5	9.5	25.8	28.3	26.4	24.4	22.3	16.7	(4.7)	(15.7)	1.8	6.5	7.0	5.3	4.2	3.2	2.6	2.2	1.4	1.0	0.6	(2.7)	(2.5)	(2.4)
Net Income	114.4	102.1	88.1	89.6	89.4	70.0	54.3	52.1	54.1	53.0	48.7	38.9	40.7	39.0	42.6	28.1	51.0	53.2	50.3	46.3	43.7	32.5	(26.0)	(38.4)	6.2	5.2	12.5	10.1	8.7	7.0	5.5	5.0	3.0	2.8	2.6	2.7	2.5	2.4
EPS	7.62	6.81	5.67	5.55	5.43	4.54	3.49	3.46	3.54	3.4	3.1	2.63	2.68	2.48	2.69	1.74	3.02	3	2.87	2.79	2.63	1.93	1.54	2.27	0.37	0.31	1.6	1.34	1.55	1.19	1.01	0.95	0.72	0.66	0.59	0.93	1.28	1.12

Income Statement

Premium Plan

Unlimited Plan