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Investar Holding Corporation ISTR
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 19.29
-1.93 %
$ 189 M
Market Cap
9.46
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one ISTR stock under the worst case scenario is HIDDEN Compared to the current market price of 19.3 USD, Investar Holding Corporation is HIDDEN

ISTR Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one ISTR stock under the base case scenario is HIDDEN Compared to the current market price of 19.3 USD, Investar Holding Corporation is HIDDEN

ISTR Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one ISTR stock under the best case scenario is HIDDEN Compared to the current market price of 19.3 USD, Investar Holding Corporation is HIDDEN

ISTR Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart ISTR

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1M 19%
6M -21%
1Y 23%
3Y 4%
5Y 78%
All
$25.0$25.0$24.0$24.0$23.0$23.0$22.0$22.0$21.0$21.0$20.0$20.0$19.0$19.0$18.0$18.0$17.0$17.0$16.0$16.0$15.0$15.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
82.4 M REVENUE
-0.78%
Growth Rates
1Year -0.78%
3Years -5.05%
5Years 3.01%
7Years 8.62%
10Years 9.73%
2.57 M OPERATING INCOME
-92.31%
Growth Rates
1Year -92.31%
3Years -36.22%
5Years -34.27%
7Years 12.60%
10Years 7.88%
20.3 M NET INCOME
21.43%
Growth Rates
1Year 21.43%
3Years 36.29%
5Years 3.76%
7Years 13.78%
10Years 14.14%
16.2 M OPERATING CASH FLOW
-38.20%
Growth Rates
1Year -38.20%
3Years -21.46%
5Years -2.67%
7Years 8.01%
10Years 8.13%
90.1 M INVESTING CASH FLOW
222.55%
Growth Rates
1Year 222.55%
3Years 19.03%
5Years 23.51%
7Years 16.52%
10Years 9.94%
-110 M FINANCING CASH FLOW
-282.30%
Growth Rates
1Year -282.30%
3Years -63.45%
5Years -14.67%
7Years -12.10%
10Years -3.92%
36.5 M REVENUE
61.28%
Growth Rates
1Year -0.78%
3Years -5.05%
5Years 3.01%
7Years 8.62%
10Years 9.73%
7.72 M OPERATING INCOME
-6.05%
Growth Rates
1Year -92.31%
3Years -36.22%
5Years -34.27%
7Years 12.60%
10Years 7.88%
6.11 M NET INCOME
13.49%
Growth Rates
1Year 21.43%
3Years 36.29%
5Years 3.76%
7Years 13.78%
10Years 14.14%
-291 K OPERATING CASH FLOW
-5.24%
Growth Rates
1Year -38.20%
3Years -21.46%
5Years -2.67%
7Years 8.01%
10Years 8.13%
15.3 M INVESTING CASH FLOW
63.48%
Growth Rates
1Year 222.55%
3Years 19.03%
5Years 23.51%
7Years 16.52%
10Years 9.94%
-73.4 M FINANCING CASH FLOW
-191.07%
Growth Rates
1Year -282.30%
3Years -63.45%
5Years -14.67%
7Years -12.10%
10Years -3.92%
Balance Sheet Investar Holding Corporation
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Current Assets 372 M
Cash & Short-Term Investments 358 M
Receivables 14.4 M
Other Current Assets 0
Non-Current Assets 99.5 M
Long-Term Investments 68 M
PP&E 40.7 M
Other Non-Current Assets -9.16 M
75.84 %3.06 %14.41 %8.63 %Total Assets$471.7m
Current Liabilities 2.08 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 2.08 B
Non-Current Liabilities 92.6 M
Long-Term Debt 92.6 M
Other Non-Current Liabilities 0
95.73 %4.27 %Total Liabilities$2.2b
EFFICIENCY
Earnings Waterfall Investar Holding Corporation
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Revenue 82.4 M
Cost Of Revenue 0
Gross Profit 82.4 M
Operating Expenses 82.4 M
Operating Income 2.57 M
Other Expenses -17.7 M
Net Income 20.3 M
90m90m80m80m70m70m60m60m50m50m40m40m30m30m20m20m10m10m0082m082m(82m)3m18m20mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 90.61%
5Years 89.24%
7Years 88.86%
10Years 88.30%
3.12% OPERATING MARGIN
3.12%
Averages
1Year 3.12%
3Years 32.64%
5Years 25.69%
7Years 30.39%
10Years 22.31%
24.57% NET MARGIN
24.57%
Averages
1Year 24.57%
3Years 25.87%
5Years 20.42%
7Years 21.13%
10Years 20.37%
8.39% ROE
8.39%
Averages
1Year 8.39%
3Years 10.77%
5Years 8.26%
7Years 7.96%
10Years 7.39%
0.74% ROA
0.74%
Averages
1Year 0.74%
3Years 0.88%
5Years 0.71%
7Years 0.73%
10Years 0.70%
-0.13% ROIC
-0.13%
Averages
1Year -0.13%
3Years 2.09%
5Years 0.79%
7Years -0.29%
10Years -0.13%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Investar Holding Corporation
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45m45m40m40m35m35m30m30m25m25m20m20m15m15m10m10m5m5m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 20.3 M
Depreciation & Amortization 3.1 M
Capital Expenditures -506 K
Stock-Based Compensation 0
Change in Working Capital 0
Others -8.42 M
Free Cash Flow 15.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Investar Holding Corporation
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ISTR has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.60% DIVIDEND YIELD
0.105 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.40000.40000.35000.35000.30000.30000.25000.25000.20000.20000.15000.15000.10000.10000.05000.05000.00000.00000.020.03150.070.0850.0950.10.1050.0220.0350.05250.060.080.090.10.040.05510.060.080.0950.10.10.1050.030.070.110.030.160.0450.250.050.290.060.340.060.350.0650.380.0650.070.080.080.0950.100.10.100.1050.112015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Investar Holding Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
10 K USD 1
Bought
0 USD 0
0-3 MONTHS
201 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
What Makes Investar (ISTR) a New Buy Stock Investar (ISTR) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 2 weeks ago
Why Investar (ISTR) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Investar (ISTR) have what it takes? zacks.com - 3 weeks ago
Investar (ISTR) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates Although the revenue and EPS for Investar (ISTR) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 4 weeks ago
Investar (ISTR) Surpasses Q1 Earnings and Revenue Estimates Investar (ISTR) came out with quarterly earnings of $0.64 per share, beating the Zacks Consensus Estimate of $0.35 per share. This compares to earnings of $0.43 per share a year ago. zacks.com - 4 weeks ago
Investar Holding Corporation Announces 2025 First Quarter Results BATON ROUGE, LA / ACCESS Newswire / April 21, 2025 / Investar Holding Corporation ("Investar") (NASDAQ:ISTR), the holding company for Investar Bank, National Association (the "Bank"), today announced financial results for the quarter ended March 31, 2025. Investar reported net income of $6.3 million, or $0.63 per diluted common share, for the first quarter of 2025, compared to net income of $6.1 million, or $0.61 per diluted common share, for the quarter ended December 31, 2024, and net income of $4.7 million, or $0.48 per diluted common share, for the quarter ended March 31, 2024. accessnewswire.com - 4 weeks ago
Investar Holding Corporation Declares Quarterly Cash Dividend BATON ROUGE, LA / ACCESS Newswire / March 19, 2025 / Investar Holding Corporation (the "Company") (Nasdaq:ISTR), the holding company of Investar Bank, National Association (the "Bank"), declared a quarterly cash dividend of $0.105 per share to holders of the Company's common stock. The dividend is payable on April 30, 2025 to shareholders of record as of March 31, 2025. accessnewswire.com - 2 months ago
Investar (ISTR) Beats Q4 Earnings and Revenue Estimates Investar (ISTR) came out with quarterly earnings of $0.65 per share, beating the Zacks Consensus Estimate of $0.40 per share. This compares to earnings of $0.39 per share a year ago. zacks.com - 3 months ago
Investar Holding Corporation Announces 2024 Fourth Quarter Results BATON ROUGE, LA / ACCESS Newswire / January 23, 2025 / Investar Holding Corporation ("Investar") (NASDAQ:ISTR), the holding company for Investar Bank, National Association (the "Bank"), today announced financial results for the quarter ended December 31, 2024. Investar reported net income of $6.1 million, or $0.61 per diluted common share, for the fourth quarter of 2024, compared to net income of $5.4 million, or $0.54 per diluted common share, for the quarter ended September 30, 2024, and net income of $3.5 million, or $0.36 per diluted common share, for the quarter ended December 31, 2023. accessnewswire.com - 3 months ago
Investar Holding Corporation Declares Quarterly Cash Dividend BATON ROUGE, LA / ACCESSWIRE / December 18, 2024 / Investar Holding Corporation (the "Company") (Nasdaq:ISTR), the holding company of Investar Bank, National Association (the "Bank"), declared a quarterly cash dividend of $0.105 per share to holders of the Company's common stock. The dividend is payable on January 31, 2025 to shareholders of record as of December 31, 2024. accesswire.com - 5 months ago
What Makes Investar (ISTR) a Good Fit for 'Trend Investing' Investar (ISTR) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen. zacks.com - 6 months ago
Investar (ISTR) Tops Q3 Earnings and Revenue Estimates Investar (ISTR) came out with quarterly earnings of $0.45 per share, beating the Zacks Consensus Estimate of $0.35 per share. This compares to earnings of $0.33 per share a year ago. zacks.com - 6 months ago
Investar Holding Corporation Announces 2024 Third Quarter Results BATON ROUGE, LA / ACCESSWIRE / October 21, 2024 / Investar Holding Corporation ("Investar") (NASDAQ:ISTR), the holding company for Investar Bank, National Association (the "Bank"), today announced financial results for the quarter ended September 30, 2024. Investar reported net income of $5.4 million, or $0.54 per diluted common share, for the third quarter of 2024, compared to net income of $4.1 million, or $0.41 per diluted common share, for the quarter ended June 30, 2024, and net income of $2.8 million, or $0.28 per diluted common share, for the quarter ended September 30, 2023. accesswire.com - 6 months ago
8. Profile Summary

Investar Holding Corporation ISTR

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 189 M
Dividend Yield 0.60%
Description Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals and small to medium-sized businesses in South Louisiana. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit cards; and mobile banking services. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate lending, such as second mortgage loans; consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers cash management products, including remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination and wire transfer, investment sweep accounts, and business Internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machine, interactive teller machines, merchant card, and mobile wallet payment services. The company operates through a network of 24 full service branches. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.
Contact 10500 Coursey Boulevard, Baton Rouge, LA, 70816 https://www.investarbank.com
IPO Date July 1, 2014
Employees 329
Officers Ms. Rachel Pourciau Cherco Executive Vice President & Treasurer Mr. John R. Campbell Executive Vice President & Chief Financial Officer Mr. Jeffrey Wayne Martin Executive Vice President & Chief Credit Officer Ms. Linda M. Crochet Executive Vice President & Chief Operating Officer Mr. Corey E. Moore EVice President & Chief Accounting Officer Ms. Katie G. Plaisance Company Secretary Mr. John Joseph D'Angelo President, Chief Executive Officer & Director Mr. Jeffery L. Blum Executive Vice President and President of Commercial & Industrial Banking