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Magyar Bancorp, Inc. MGYR
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 13.715
-0.616 %
$ 88.9 M
Market Cap
10.47
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one MGYR stock under the worst case scenario is HIDDEN Compared to the current market price of 13.7 USD, Magyar Bancorp, Inc. is HIDDEN

MGYR Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one MGYR stock under the base case scenario is HIDDEN Compared to the current market price of 13.7 USD, Magyar Bancorp, Inc. is HIDDEN

MGYR Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one MGYR stock under the best case scenario is HIDDEN Compared to the current market price of 13.7 USD, Magyar Bancorp, Inc. is HIDDEN

MGYR Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart MGYR

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1M -5%
6M 11%
1Y 27%
3Y 21%
5Y 117%
All
$15.0$15.0$14.5$14.5$14.0$14.0$13.5$13.5$13.0$13.0$12.5$12.5$12.0$12.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
31.5 M REVENUE
3.55%
Growth Rates
1Year 3.55%
3Years 2.80%
5Years 6.93%
7Years 6.55%
10Years 6.05%
81 K OPERATING INCOME
-99.25%
Growth Rates
1Year -99.25%
3Years -78.98%
5Years -54.73%
7Years -46.18%
10Years -32.65%
7.78 M NET INCOME
0.96%
Growth Rates
1Year 0.96%
3Years 8.34%
5Years 21.04%
7Years 27.47%
10Years 29.78%
6.32 M OPERATING CASH FLOW
-25.53%
Growth Rates
1Year -25.53%
3Years -11.96%
5Years 1.76%
7Years 8.36%
10Years 1.28%
-90.3 M INVESTING CASH FLOW
-36.69%
Growth Rates
1Year -36.69%
3Years -122.50%
5Years -194.87%
7Years -22.54%
10Years -29.59%
37 M FINANCING CASH FLOW
-62.65%
Growth Rates
1Year -62.65%
3Years 43.96%
5Years 120.10%
7Years 10.27%
10Years 22.87%
8.4 M REVENUE
-43.00%
Growth Rates
1Year 3.55%
3Years 2.80%
5Years 6.93%
7Years 6.55%
10Years 6.05%
8 K OPERATING INCOME
-99.81%
Growth Rates
1Year -99.25%
3Years -78.98%
5Years -54.73%
7Years -46.18%
10Years -32.65%
2.08 M NET INCOME
-18.01%
Growth Rates
1Year 0.96%
3Years 8.34%
5Years 21.04%
7Years 27.47%
10Years 29.78%
2.91 M OPERATING CASH FLOW
240.12%
Growth Rates
1Year -25.53%
3Years -11.96%
5Years 1.76%
7Years 8.36%
10Years 1.28%
-23.7 M INVESTING CASH FLOW
20.19%
Growth Rates
1Year -36.69%
3Years -122.50%
5Years -194.87%
7Years -22.54%
10Years -29.59%
53.7 M FINANCING CASH FLOW
960.65%
Growth Rates
1Year -62.65%
3Years 43.96%
5Years 120.10%
7Years 10.27%
10Years 22.87%
Balance Sheet Magyar Bancorp, Inc.
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Current Assets 20.7 M
Cash & Short-Term Investments 15.6 M
Receivables 5.06 M
Other Current Assets 0
Non-Current Assets 952 M
Long-Term Investments 0
PP&E 0
Other Non-Current Assets 952 M
97.87 %Total Assets$972.6m
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 841 M
Long-Term Debt 28.6 M
Other Non-Current Liabilities 813 M
3.40 %96.60 %Total Liabilities$841.4m
EFFICIENCY
Earnings Waterfall Magyar Bancorp, Inc.
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Revenue 31.5 M
Cost Of Revenue 0
Gross Profit 31.5 M
Operating Expenses 1.2 M
Operating Income 81 K
Other Expenses -7.7 M
Net Income 7.78 M
35m35m30m30m25m25m20m20m15m15m10m10m5m5m0031m031m(1m)81k8m8mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 99.79%
10Years 99.45%
0.26% OPERATING MARGIN
0.26%
Averages
1Year 0.26%
3Years 2009.55%
5Years 1214.44%
7Years 875.49%
10Years 621.15%
24.71% NET MARGIN
24.71%
Averages
1Year 24.71%
3Years 1159.40%
5Years 701.75%
7Years 504.48%
10Years 354.91%
7.04% ROE
7.04%
Averages
1Year 7.04%
3Years 7.48%
5Years 6.51%
7Years 6.00%
10Years 4.91%
0.82% ROA
0.82%
Averages
1Year 0.82%
3Years 0.89%
5Years 0.78%
7Years 0.67%
10Years 0.53%
0.01% ROIC
0.01%
Averages
1Year 0.01%
3Years 21.18%
5Years 13.77%
7Years 10.91%
10Years 12.03%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Magyar Bancorp, Inc.
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14m14m12m12m10m10m8m8m6m6m4m4m2m2m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 7.78 M
Depreciation & Amortization 11 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others -1.5 M
Free Cash Flow 5.51 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Magyar Bancorp, Inc.
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MGYR has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.63% DIVIDEND YIELD
0.06 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.250.250.200.200.150.150.100.100.050.050.000.000.030.030.050.060.030.030.050.030.030.050.120.210.030.120.080.230.040.100.070.070.050.050.040.042021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 6
6. Ownership
Insider Ownership Magyar Bancorp, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
6.53 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
MAGYAR BANCORP, INC. ANNOUNCES FIRST QUARTER FINANCIAL RESULTS AND DECLARES DIVIDEND NEW BRUNSWICK, N.J. , Jan. 23, 2025 /PRNewswire/ -- Magyar Bancorp (NASDAQ: MGYR) ("Company"), parent company of Magyar Bank, reported today the results of its operations for the three months ended December 31, 2024. prnewswire.com - 2 months ago
MAGYAR BANCORP, INC. DECLARES SPECIAL CASH DIVIDEND NEW BRUNSWICK, N.J. , Nov. 22, 2024 /PRNewswire/ -- Magyar Bancorp, Inc. (NASDAQ: MGYR) announced that its Board of Directors has declared a special cash dividend of $0.04, payable December 20, 2024 to shareholders of record on December 6, 2024. prnewswire.com - 4 months ago
MAGYAR BANCORP, INC. ANNOUNCES FISCAL FOURTH QUARTER AND FISCAL YEAR END FINANCIAL RESULTS, DECLARES QUARTERLY DIVIDEND NEW BRUNSWICK, N.J. , Oct. 31, 2024 /PRNewswire/ -- Magyar Bancorp (NASDAQ: MGYR) (the "Company"), parent company of Magyar Bank, reported today the results of its operations for the three months and fiscal year ended September 30, 2024. prnewswire.com - 5 months ago
MAGYAR BANCORP, INC. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS, DECLARES DIVIDEND, APPOINTS MICHAEL R. NEW BRUNSWICK, N.J. , July 25, 2024 /PRNewswire/ -- Magyar Bancorp (NASDAQ: MGYR) ("Company"), parent company of Magyar Bank, reported today the results of its operations for the three and nine months ended June 30, 2024. prnewswire.com - 8 months ago
MAGYAR BANCORP, INC. ANNOUNCES SECOND QUARTER FINANCIAL RESULTS AND DECLARES DIVIDEND NEW BRUNSWICK, N.J. , April 23, 2024 /PRNewswire/ -- Magyar Bancorp (NASDAQ: MGYR) ("Company"), parent company of Magyar Bank, reported today the results of its operations for the three and six months ended March 31, 2024. prnewswire.com - 11 months ago
MAGYAR BANCORP, INC. ANNOUNCES FIRST QUARTER FINANCIAL RESULTS AND DECLARES DIVIDEND NEW BRUNSWICK, N.J. , Jan. 25, 2024 /PRNewswire/ -- Magyar Bancorp (NASDAQ: MGYR) ("Company"), parent company of Magyar Bank, reported today the results of its operations for the three months ended December 31, 2023. prnewswire.com - 1 year ago
MAGYAR BANCORP, INC. DECLARES SPECIAL CASH DIVIDEND NEW BRUNSWICK, N.J. , Nov. 14, 2023 /PRNewswire/ -- Magyar Bancorp, Inc. (NASDAQ: MGYR) announced that its Board of Directors has declared a special cash dividend of $0.07, payable December 12, 2023 to shareholders of record on November 28, 2023. prnewswire.com - 1 year ago
MAGYAR BANCORP, INC. ANNOUNCES FISCAL FOURTH QUARTER AND FISCAL YEAR END FINANCIAL RESULTS, DECLARES INCREASED QUARTERLY DIVIDEND NEW BRUNSWICK, N.J. , Oct. 30, 2023 /PRNewswire/ -- Magyar Bancorp (NASDAQ: MGYR) (the "Company"), parent company of Magyar Bank, reported today the results of its operations for the three months and fiscal year ended September 30, 2023. prnewswire.com - 1 year ago
MAGYAR BANCORP, INC. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS AND DECLARES DIVIDEND NEW BRUNSWICK, N.J. , July 20, 2023 /PRNewswire/ -- Magyar Bancorp (NASDAQ: MGYR) ("Company"), parent company of Magyar Bank, reported today the results of its operations for the three and nine months ended June 30, 2023. prnewswire.com - 1 year ago
Magyar Bancorp, Inc. Announces Completion Of Conversion And Related Stock Offering NEW BRUNSWICK, N.J., July 14, 2021 /PRNewswire/ -- Magyar Bancorp, Inc. (NASDAQ: MGYR) (the "Company"), parent company of Magyar Bank, announced that Magyar Bancorp, MHC (the "MHC"), effective following the close of business today, has completed its conversion from the mutual holding company to the stock holding company form of organization (the "Conversion"), and the Company has completed its related stock offering. prnewswire.com - 3 years ago
Magyar Bancorp, Inc. Announces Expected Closing Date Of Conversion And Offering Results NEW BRUNSWICK, N.J., July 12, 2021 /PRNewswire/ -- Magyar Bancorp, Inc. (NASDAQ: MGYR) (the "Company"), parent company of Magyar Bank, announced today that all regulatory approvals have been received to close the conversion of Magyar Bancorp, MHC (the "MHC") from the mutual holding company to the stock holding company form of organization and the Company's related stock offering. prnewswire.com - 3 years ago
Magyar Bancorp, Inc. Announces Results of Special Meetings of Stockholders and Depositors and Preliminary Offering Results NEW BRUNSWICK, N.J., June 30, 2021 /PRNewswire/ -- Magyar Bancorp, Inc. (NASDAQ: MGYR) (the "Company"), parent company of Magyar Bank, announced today that, at separate meetings held on June 30, 2021, both the stockholders of the Company and the depositors of Magyar Bank, approved the Plan of Conversion and Reorganization pursuant to which Magyar Bancorp, MHC will convert from the mutual holding company to the stock holding company form of organization. prnewswire.com - 3 years ago
8. Profile Summary

Magyar Bancorp, Inc. MGYR

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 88.9 M
Dividend Yield 0.63%
Description Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company also provides residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. The company has seven branch offices located in New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, New Jersey. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.
Contact 400 Somerset Street, New Brunswick, NJ, 08901 https://www.magbank.com
IPO Date Jan. 24, 2006
Employees 91
Officers Mr. John S. Fitzgerald President, Chief Executive Officer & Director Mr. Peter McIntyre Brown Senior Vice President & Chief Lending Officer Mr. Jon R. Ansari M.B.A. Executive Vice President, Chief Financial Officer & Director Mr. John Reissner Corporate Secretary, First Vice President & Investor Relations Officer