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Financial Services - Banks - Regional - NASDAQ - US
$ 41.855
-0.998 %
$ 248 M
Market Cap
8.47
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one PLBC stock under the worst case scenario is HIDDEN Compared to the current market price of 41.9 USD, Plumas Bancorp is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one PLBC stock under the base case scenario is HIDDEN Compared to the current market price of 41.9 USD, Plumas Bancorp is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one PLBC stock under the best case scenario is HIDDEN Compared to the current market price of 41.9 USD, Plumas Bancorp is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart PLBC

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$50.0$50.0$49.0$49.0$48.0$48.0$47.0$47.0$46.0$46.0$45.0$45.0$44.0$44.0$43.0$43.0$42.0$42.0$41.0$41.0$40.0$40.0$39.0$39.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
62.2 M REVENUE
-22.30%
-51.1 M OPERATING INCOME
0.00%
28.6 M NET INCOME
-3.89%
9.51 B OPERATING CASH FLOW
24705.68%
10.2 M INVESTING CASH FLOW
111.32%
-857 M FINANCING CASH FLOW
-1781.16%
21.1 M REVENUE
-12.47%
0 OPERATING INCOME
0.00%
7.75 M NET INCOME
-1.03%
8.28 M OPERATING CASH FLOW
-2.33%
-7.96 M INVESTING CASH FLOW
-182.33%
-36.3 M FINANCING CASH FLOW
-1233.96%
Balance Sheet Plumas Bancorp
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Current Assets 463 M
Cash & Short-Term Investments 463 M
Receivables 0
Other Current Assets 0
Non-Current Assets 5.5 M
Long-Term Investments 0
PP&E 0
Other Non-Current Assets 5.5 M
98.83 %Total Assets$468.9m
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 39.8 M
Long-Term Debt 39.8 M
Other Non-Current Liabilities 0
100.00 %Total Liabilities$39.8m
EFFICIENCY
Earnings Waterfall Plumas Bancorp
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Revenue 62.2 M
Cost Of Revenue 0
Gross Profit 62.2 M
Operating Expenses 62.2 M
Operating Income -51.1 M
Other Expenses -79.8 M
Net Income 28.6 M
80m80m60m60m40m40m20m20m00(20m)(20m)(40m)(40m)(60m)(60m)62m062m(62m)(51m)80m29mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
-82.17% OPERATING MARGIN
-82.17%
45.99% NET MARGIN
45.99%
1.74% ROE
1.74%
1.86% ROA
1.86%
-8.00% ROIC
-8.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Plumas Bancorp
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10b10b9b9b8b8b7b7b6b6b5b5b4b4b3b3b2b2b1b1b00(1b)(1b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 28.6 M
Depreciation & Amortization 1.5 M
Capital Expenditures -678 K
Stock-Based Compensation 502 K
Change in Working Capital -106 K
Others 9.48 B
Free Cash Flow 9.51 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Plumas Bancorp
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PLBC has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.57% DIVIDEND YIELD
0.3 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.900.900.800.800.700.700.600.600.500.500.400.400.300.300.200.200.100.100.000.000.140.160.250.270.30.140.180.230.120.140.160.250.270.30.120.140.160.250.270.10.500.140.620.180.820.230.870.120.830.140.300.160.410.250.520.270.570.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership Plumas Bancorp
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
14.1 K USD 1
6-9 MONTHS
286 K USD 2
9-12 MONTHS
39.8 K USD 1
Bought
45.7 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
12.8 K USD 1
6-9 MONTHS
59.6 K USD 2
9-12 MONTHS
7. News
PLUMAS BANCORP DECLARES QUARTERLY CASH DIVIDEND RENO, Nev., April 17, 2025 (GLOBE NEWSWIRE) -- Plumas Bancorp (Nasdaq:PLBC), the parent company of Plumas Bank (the “Bank”), today announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.30 per share, payable May 15, 2025, to stockholders of record as of May 1, 2025. globenewswire.com - 2 weeks ago
Plumas Bancorp (PLBC) Tops Q1 Earnings and Revenue Estimates Plumas Bancorp (PLBC) came out with quarterly earnings of $1.20 per share, beating the Zacks Consensus Estimate of $1.13 per share. This compares to earnings of $1.05 per share a year ago. zacks.com - 2 weeks ago
Plumas Bancorp Reports First Quarter Results RENO, Nev., April 16, 2025 (GLOBE NEWSWIRE) -- Plumas Bancorp (Nasdaq: PLBC), the parent company of Plumas Bank (the “Bank”), today announced first quarter earnings of $7.2 million or $1.21 per share, up from $6.3 million or $1.06 per share during the first quarter of 2024. Diluted earnings per share was $1.20 during the three months ended March 31, 2025, up from $1.05 per share during the quarter ended March 31, 2024. globenewswire.com - 2 weeks ago
Should Value Investors Buy Plumas Bancorp (PLBC) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 2 months ago
16 Upcoming Dividend Increases Sixteen companies are boosting their dividends, with an average increase of 8.2%, signaling financial health and stability, particularly among regional banks. My investment strategy focuses on companies with consistently rising dividends and outperforming benchmarks, aiming for long-term wealth accumulation. I use data from the "U.S. Dividend Champions" spreadsheet and NASDAQ to identify companies with at least five years of dividend growth. seekingalpha.com - 3 months ago
4 Stocks With Growth Potential That Recently Announced Dividend Hikes PLBC, BUSE, LKFN and RPRX recently announced dividend hikes. zacks.com - 3 months ago
Plumas Bancorp (PLBC) Upgraded to Strong Buy: Here's What You Should Know Plumas Bancorp (PLBC) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 3 months ago
New Strong Buy Stocks for January 20th TV, ALLT, CMTG, PLBC and ARGX have been added to the Zacks Rank #1 (Strong Buy) List on January 20, 2025. zacks.com - 3 months ago
Best Value Stocks to Buy for January 20th PLBC, CMTG and NGD made it to the Zacks Rank #1 (Strong Buy) value stocks list on January 20, 2025. zacks.com - 3 months ago
Kevin Foster Appointed to Plumas Bancorp Board of Directors RENO, Nev., Jan. 17, 2025 (GLOBE NEWSWIRE) -- Plumas Bancorp (Nasdaq:PLBC), the bank holding company and the parent company of Plumas Bank, recently announced the appointment of Kevin Foster to its Board of Directors, effective January 15, 2025. Foster retired in 2023 after a distinguished 40-year career in banking and technology. His most recent position was at Ernst & Young, one of the largest professional services organizations in the world. His expertise lies in various aspects of banking including lending, technology, cybersecurity, data, consulting, and sales, with a focus on driving transformation, efficiency, and compliance. Foster holds a Bachelor of Science degree in Finance from San Jose State University. globenewswire.com - 3 months ago
3 Cheap Small-Cap Banks for Dividend Growth Investors The financial sector is booming, including small caps like Unity Bancorp NASDAQ: UNTY, Plumas Bancorp NASDAQ: PLBC, and Community Trust Bancorp NASDAQ: CTBI. The results from 2024 show consumers remain healthy, commercial volumes are improving, and higher-for-longer interest rates drive solid investment income. marketbeat.com - 3 months ago
Plumas Bancorp (PLBC) Tops Q4 Earnings and Revenue Estimates Plumas Bancorp (PLBC) came out with quarterly earnings of $1.29 per share, beating the Zacks Consensus Estimate of $1.15 per share. This compares to earnings of $1.27 per share a year ago. zacks.com - 3 months ago
8. Profile Summary

Plumas Bancorp PLBC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 248 M
Dividend Yield 0.57%
Description Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, time deposit, and retirement accounts. Its loan portfolio includes term real estate, commercial, and industrial term loans; government-guaranteed and agricultural loans, as well as credit lines; consumer, automobile, and home equity loans; land development and construction loans; and small business administration loans. The company also provides remote deposit, telephone and mobile banking, internet banking with bill-pay options, cashier's check, bank-by-mail, automated teller machine, night depository, safe deposit box, direct deposit, electronic funds transfer, and other customary banking services. As of February 28, 2022, it operated 14 full-service branches and 3 lending offices. Plumas Bancorp was incorporated in 1980 and is headquartered in Reno, Nevada.
Contact 5525 Kietzke Lane, Reno, NV, 89511 https://www.plumasbank.com
IPO Date Dec. 11, 2002
Employees 183
Officers Mr. Andrew J. Ryback CPA President, Chief Executive Officer & Director Mr. Richard L. Belstock CPA Executive Vice President & Chief Financial Officer Mr. Aaron M. Boigon Executive Vice President & Chief Information Officer Ms. Elizabeth Kuipers Vice President & Marketing Manager Ms. Michonne R. Ascuaga Independent Director & Secretary Ms. Jamie Huynh Administrative Coordinator Board & Investor Relations