Financial Services -
Banks - Regional - NASDAQ - US
$ 25.0
0.443 %
$ 209 M
Market Cap
8.39
P/E
1. INTRINSIC VALUE
Balance Sheet
Oak Valley Bancorp
| Current Assets | 75.1 M |
| Cash & Short-Term Investments | 75.1 M |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 3.39 M |
| Long-Term Investments | 0 |
| PP&E | 0 |
| Other Non-Current Assets | 3.39 M |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 0 |
| Long-Term Debt | 0 |
| Other Non-Current Liabilities | 0 |
EFFICIENCY
Earnings Waterfall
Oak Valley Bancorp
| Revenue | 78.2 M |
| Cost Of Revenue | 0 |
| Gross Profit | 78.2 M |
| Operating Expenses | -1.62 M |
| Operating Income | 78.2 M |
| Other Expenses | 53.3 M |
| Net Income | 24.9 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Oak Valley Bancorp
| Net Income | 24.9 M |
| Depreciation & Amortization | 1.09 M |
| Capital Expenditures | -1.78 M |
| Stock-Based Compensation | 845 K |
| Change in Working Capital | 2.72 M |
| Others | -1.25 M |
| Free Cash Flow | 23.9 M |
Wall Street Analysts Price Targets
Oak Valley Bancorp
OVLY has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
1.20%
DIVIDEND YIELD
0.3 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Oak Valley Bancorp
Sold
0-3 MONTHS
28.1 K USD 1
3-6 MONTHS
10.3 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
151 K USD 4
0-3 MONTHS
285 K USD 5
3-6 MONTHS
2.5 K USD 1
6-9 MONTHS
67.6 K USD 4
9-12 MONTHS
7. News
Oak Valley Community Bank Announces Commercial Banking Officer Hiring
OAKDALE, Calif., April 22, 2025 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), is pleased to announce that Mark Kisting has joined the organization as Vice President, Commercial Banking Officer. He is based in the Sacramento Office, located at 455 Capitol Mall.
globenewswire.com
- 4 weeks ago
Oak Valley Bancorp Reports 1st Quarter Results
OAKDALE, Calif., April 18, 2025 (GLOBE NEWSWIRE) -- Oak Valley Bancorp (NASDAQ: OVLY) (the “Company”), the bank holding company for Oak Valley Community Bank and their Eastern Sierra Community Bank division, recently reported unaudited consolidated financial results for the first quarter of 2025. For the three months ended March 31, 2025, consolidated net income was $5,297,000, or $0.64 per diluted share (EPS). This compared to consolidated net income of $6,008,000, or $0.73 EPS, for the prior quarter and $5,727,000, or $0.69 EPS, for the same period a year ago. The net income decrease compared to prior periods was primarily due to an increase in operating expenses.
globenewswire.com
- 1 month ago
Oak Valley Community Bank Announces Commercial Banking Officer Hiring
OAKDALE, Calif., April 17, 2025 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), announced that Emma Brandstad has joined the bank as a Commercial Banking Officer. She will be based in the Stockton Office located at 2935 West March Lane.
globenewswire.com
- 1 month ago
Oak Valley Community Bank Announces Promotions
OAKDALE, Calif., April 17, 2025 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), announced the promotions of Greg Mulder to Vice President, Commercial Banking Officer and John Westberg to Assistant Vice President, Commercial Banking Officer. Mulder is based out of the Escalon Office and Westberg is based in Oakdale.
globenewswire.com
- 1 month ago
Oak Valley Community Bank Announces Commercial Credit Officer Hiring
OAKDALE, Calif., Feb. 28, 2025 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), announced that Jean Turpen has joined the bank as Vice President, Commercial Credit Officer. She is based out of the Roseville Office located at 1478 Stone Point Drive.
globenewswire.com
- 2 months ago
16 Upcoming Dividend Increases
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seekingalpha.com
- 3 months ago
Oak Valley Community Bank to Open New Branch in Lodi
OAKDALE, Calif., Jan. 28, 2025 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY) recently announced it has received regulatory approval to establish its 19th full-service branch. The new office will be located at 31 South School Street in downtown Lodi and is scheduled to open mid-2025.
globenewswire.com
- 3 months ago
Oak Valley Bancorp Reports 4th Quarter Results and Announces Cash Dividend
OAKDALE, Calif., Jan. 24, 2025 (GLOBE NEWSWIRE) -- Oak Valley Bancorp (NASDAQ: OVLY) (the “Company”), the bank holding company for Oak Valley Community Bank and their Eastern Sierra Community Bank division, recently reported unaudited consolidated financial results. For the three months ended December 31, 2024, consolidated net income was $6,008,000 or $0.73 per diluted share (EPS), as compared to $7,324,000, or $0.89 EPS, for the prior quarter and $5,865,000, or $0.71 EPS for the same period a year ago. Consolidated net income for the year ended December 31, 2024, totaled $24,948,000, or $3.02 EPS, representing a decrease of 19.1% compared to $30,848,000, or $3.75 EPS for 2023. The decrease in QTD earnings compared to the prior quarter is related to loan recoveries which resulted in the reversal of credit loss provision of $1,620,000 recorded during the third quarter of 2024. The increase over the same period a year ago is related to a credit loss provision of $1,130,000 recorded during the fourth quarter of 2023, corresponding to macro-economic conditions and loan growth of $100.8 million during the fourth quarter of 2023. Despite the positive variance related to the reversal of credit loss provisions, 2024 YTD earnings decreased compared to 2023 due to an increase in deposit interest expense and general operating expenses.
globenewswire.com
- 3 months ago
Oak Valley Community Bank Receives SBA Lending Accolades
OAKDALE, Calif., Dec. 18, 2024 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), was recognized by Success Capital – Certified Development Corporation as their “ 2024 SBA 504 Most Active Bank .”
globenewswire.com
- 5 months ago
Oak Valley Community Bank Announces Commercial Banking Officer Hiring
OAKDALE, Calif., Nov. 12, 2024 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), announced that David Skitarelic has joined the bank as Vice President, Commercial Banking Officer. He is based out of the Roseville Office located at 1478 Stone Point Drive.
globenewswire.com
- 6 months ago
Oak Valley Community Bank Receives Approval On $125,000 in Grants Submitted to Support Turlock Gospel Mission and Habitat for Humanity of Tuolumne County
OAKDALE, Calif., Nov. 05, 2024 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), announced they have received approval on two 2024 AHEAD grants which were submitted to the Federal Home Loan Bank of San Francisco (FHLBank San Francisco) on behalf of Turlock Gospel Mission and Habitat for Humanity of Tuolumne County for $100,000 and $25,000, respectively.
globenewswire.com
- 6 months ago
Oak Valley Bancorp Reports 3rd Quarter Results
OAKDALE, Calif., Oct. 18, 2024 (GLOBE NEWSWIRE) -- Oak Valley Bancorp (NASDAQ: OVLY) (the “Company”), the bank holding company for Oak Valley Community Bank and their Eastern Sierra Community Bank division, recently reported unaudited consolidated financial results. For the three months ended September 30, 2024, consolidated net income was $7,324,000, or $0.89 per diluted share (EPS), as compared to $5,889,000, or $0.71 EPS, for the prior quarter and $7,354,000, or $0.89 EPS, for the same period a year ago. Consolidated net income for the nine months ended September 30, 2024 was $18,940,000, or $2.30 EPS, compared to $24,983,000 or $3.04 EPS for the same period of 2023.
globenewswire.com
- 7 months ago
8. Profile
Summary
Oak Valley Bancorp OVLY
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 209 M
Dividend Yield
1.20%
Description
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.
Contact
125 North Third Avenue, Oakdale, CA, 95361
https://www.ovcb.com
IPO
Date
Oct. 15, 2003
Employees
225
Officers
Mr. Russell E. Stahl
Executive Vice President of Information Technology & Chief Information Officer
Mr. Gary W. Stephens
Executive Vice President of Commercial Banking Group
Ms. Theresa V. Roland
Executive Vice President & Chief Human Resource Officer
Ms. Kimberly D. Booke
Executive Vice President & Chief Risk Officer
Ms. Julie N. DeHart
Executive Vice President of Retail Banking Group
Mr. Richard A. McCarty
President, Chief Operating Officer & Director
Mr. Michael J. Rodrigues
Executive Vice President & Chief Credit Officer
Mr. Jeffrey A. Gall
Executive Vice President, Chief Financial Officer & Corporate Secretary
Mr. Bill Nunes Jr.
Senior Vice President of Marketing
Mr. Christopher M. Courtney
Chief Executive Officer & Director