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Financial Services - Banks - Regional - NASDAQ - US
$ 89.89
-1.27 %
$ 1.52 B
Market Cap
13.07
P/E
1. INTRINSIC VALUE

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. Its deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. The company also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. Its loan portfolio comprises loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as home improvement, home equity, motor vehicle, and signature loans, as well as small personal credit lines.[ Read More ]

The intrinsic value of one QCRH stock under the base case scenario is HIDDEN Compared to the current market price of 89.9 USD, QCR Holdings, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart QCRH

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FINANCIALS
343 M REVENUE
12.84%
148 M OPERATING INCOME
30.76%
114 M NET INCOME
14.63%
376 M OPERATING CASH FLOW
216.58%
-749 M INVESTING CASH FLOW
-18.05%
410 M FINANCING CASH FLOW
-23.76%
61.6 K REVENUE
-99.96%
32.2 M OPERATING INCOME
-5.91%
29.1 M NET INCOME
8.94%
28.2 M OPERATING CASH FLOW
10265.44%
-251 M INVESTING CASH FLOW
-214.71%
236 M FINANCING CASH FLOW
272.39%
Balance Sheet Decomposition QCR Holdings, Inc.
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Current Assets 133 M
Cash & Short-Term Investments 133 M
Receivables 0
Other Current Assets 0
Non-Current Assets 1.28 B
Long-Term Investments 1.01 B
PP&E 123 M
Other Non-Current Assets 153 M
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 7.65 B
Long-Term Debt 717 M
Other Non-Current Liabilities 6.94 B
EFFICIENCY
Earnings Waterfall QCR Holdings, Inc.
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Revenue 343 M
Cost Of Revenue 0
Gross Profit 343 M
Operating Expenses 343 M
Operating Income 148 M
Other Expenses 34.9 M
Net Income 114 M
RATIOS
100.00% GROSS MARGIN
100.00%
43.26% OPERATING MARGIN
43.26%
33.09% NET MARGIN
33.09%
12.81% ROE
12.81%
1.33% ROA
1.33%
8.30% ROIC
8.30%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis QCR Holdings, Inc.
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Net Income 114 M
Depreciation & Amortization 11.7 M
Capital Expenditures -14.9 M
Stock-Based Compensation 2.68 M
Change in Working Capital -8.76 M
Others 249 M
Free Cash Flow 361 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets QCR Holdings, Inc.
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QCRH has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.06 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership QCR Holdings, Inc.
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Sold
0-3 MONTHS
55.3 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
414 K USD 1
Bought
6.51 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
6.55 K USD 1
6-9 MONTHS
62.5 K USD 2
9-12 MONTHS
Date Value Insider Amount Avg Price
2 weeks ago
Oct 30, 2024
Sell 24.6 K USD
Anderson Nick W
SVP, Chief Accounting Officer
- 300
81.8913 USD
2 weeks ago
Oct 30, 2024
Sell 30.7 K USD
Anderson Nick W
SVP, Chief Accounting Officer
- 375
81.9673 USD
1 month ago
Oct 17, 2024
Bought 6.51 K USD
Ziegler Marie Z.
Director
+ 80
81.38 USD
7 months ago
Apr 18, 2024
Bought 6.55 K USD
Ziegler Marie Z.
Director
+ 118
55.5368 USD
9 months ago
Feb 05, 2024
Bought 56 K USD
HELLING LARRY J
CEO, QCRH & CRBT
+ 1000
56 USD
9 months ago
Jan 26, 2024
Sell 414 K USD
GIPPLE TODD A
President, CFO, COO
- 6791
61 USD
9 months ago
Jan 18, 2024
Bought 6.52 K USD
Ziegler Marie Z.
Director
+ 119
54.7868 USD
1 year ago
Oct 31, 2023
Bought 48 K USD
HELLING LARRY J
CEO, QCRH & CRBT
+ 1000
48 USD
1 year ago
Oct 19, 2023
Bought 6.52 K USD
Ziegler Marie Z.
Director
+ 133
49 USD
1 year ago
Sep 08, 2023
Bought 50 K USD
HELLING LARRY J
CEO, QCRH & CRBT
+ 1000
50 USD
1 year ago
Aug 24, 2023
Sell 9.24 K USD
Anderson Nick W
SVP, Chief Accounting Officer
- 175
52.805 USD
1 year ago
Aug 23, 2023
Bought 51 K USD
HELLING LARRY J
CEO, QCRH & CRBT
+ 1000
51 USD
1 year ago
Jul 31, 2023
Bought 51.5 K USD
HELLING LARRY J
CEO, QCRH & CRBT
+ 1000
51.4579 USD
1 year ago
Jul 20, 2023
Bought 6.62 K USD
Ziegler Marie Z.
Director
+ 139
47.6 USD
1 year ago
May 26, 2023
Bought 39.8 K USD
HELLING LARRY J
CEO, QCRH & CRBT
+ 1000
39.75 USD
1 year ago
May 12, 2023
Bought 20 K USD
Jacobs Elizabeth S
Director
+ 540
37.0888 USD
1 year ago
May 04, 2023
Bought 36.6 K USD
Field James M.
Director
+ 1000
36.5847 USD
1 year ago
May 02, 2023
Bought 38.9 K USD
HELLING LARRY J
CEO, QCRH & CRBT
+ 1000
38.9053 USD
1 year ago
May 01, 2023
Bought 40.6 K USD
Field James M.
Director
+ 1000
40.63 USD
1 year ago
Apr 20, 2023
Bought 6.52 K USD
Ziegler Marie Z.
Director
+ 160
40.756 USD
1 year ago
Mar 17, 2023
Bought 45 K USD
HELLING LARRY J
CEO, QCRH & CRBT
+ 1000
45 USD
1 year ago
Mar 10, 2023
Bought 6.6 K USD
Griesemer John F
Director
+ 141
46.7884 USD
1 year ago
Mar 10, 2023
Bought 4.07 K USD
Griesemer John F
Director
+ 87
46.77 USD
1 year ago
Mar 10, 2023
Bought 2.76 K USD
Griesemer John F
Director
+ 59
46.7884 USD
1 year ago
Mar 10, 2023
Bought 608 USD
Griesemer John F
Director
+ 13
46.7884 USD
1 year ago
Mar 09, 2023
Sell 125 K USD
GIPPLE TODD A
President, CFO, COO
- 2581
48.3943 USD
1 year ago
Mar 09, 2023
Sell 226 K USD
GIPPLE TODD A
President, CFO, COO
- 4425
51 USD
1 year ago
Mar 10, 2023
Bought 200 K USD
GIPPLE TODD A
President, CFO, COO
+ 4313
46.28 USD
1 year ago
Mar 10, 2023
Bought 27.6 K USD
Bates Mary Kay
Director
+ 600
45.98 USD
1 year ago
Mar 10, 2023
Bought 463 K USD
Cobb Brent R
Director
+ 10000
46.2993 USD
1 year ago
Mar 09, 2023
Bought 47.5 K USD
Field James M.
Director
+ 1000
47.49 USD
1 year ago
Feb 24, 2023
Sell 74.5 K USD
ANDERSON JOHN H
CEO QCBT
- 1389
53.65 USD
1 year ago
Jan 19, 2023
Bought 6.52 K USD
Ziegler Marie Z.
Director
+ 134
48.64 USD
1 year ago
Dec 16, 2022
Bought 4.78 K USD
HELLING LARRY J
CEO, QCRH & CRBT
+ 100
47.79 USD
1 year ago
Dec 16, 2022
Bought 19.1 K USD
HELLING LARRY J
CEO, QCRH & CRBT
+ 400
47.816 USD
1 year ago
Dec 16, 2022
Bought 19.1 K USD
HELLING LARRY J
CEO, QCRH & CRBT
+ 400
47.809 USD
1 year ago
Dec 16, 2022
Bought 4.78 K USD
HELLING LARRY J
CEO, QCRH & CRBT
+ 100
47.808 USD
1 year ago
Dec 15, 2022
Bought 10.1 K USD
Jacobs Elizabeth S
Director
+ 214
47.22 USD
1 year ago
Dec 09, 2022
Bought 52.9 K USD
ANDERSON JOHN H
CEO QCBT
+ 1069
49.53 USD
2 years ago
Nov 07, 2022
Bought 199 K USD
Cobb Brent R
Director
+ 4000
49.85 USD
2 years ago
Nov 07, 2022
Bought 49.9 K USD
Field James M.
Director
+ 1000
49.9385 USD
2 years ago
Nov 07, 2022
Bought 48.2 K USD
Griesemer John F
Director
+ 1000
48.15 USD
2 years ago
Nov 03, 2022
Bought 96 K USD
Griesemer John F
Director
+ 2000
48 USD
2 years ago
Nov 03, 2022
Bought 96.2 K USD
Griesemer John F
Director
+ 2000
48.08 USD
2 years ago
Nov 03, 2022
Bought 24.2 K USD
Griesemer John F
Director
+ 500
48.4 USD
2 years ago
Nov 07, 2022
Bought 9.9 K USD
Jacobs Elizabeth S
Director
+ 200
49.5 USD
2 years ago
Oct 20, 2022
Bought 6.53 K USD
Ziegler Marie Z.
Director
+ 118
55.3097 USD
2 years ago
Jul 21, 2022
Bought 6.56 K USD
Ziegler Marie Z.
director:
+ 117
56.1035 USD
2 years ago
Apr 21, 2022
Bought 6.51 K USD
Ziegler Marie Z.
director:
+ 112
58.11 USD
2 years ago
Mar 02, 2022
Sell 12 K USD
ANDERSON JOHN H
CEO QCBT
- 214
56 USD
2 years ago
Jan 20, 2022
Bought 6.5 K USD
Ziegler Marie Z.
Director
+ 108
60.151 USD
2 years ago
Dec 29, 2021
Sell 28.4 K USD
Nichols Dana L
EVP, Chief Lending Officer
- 500
56.7 USD
2 years ago
Nov 23, 2021
Sell 6.83 K USD
Howard Anne E
SVP, Dir Of Human Resources
- 116
58.91 USD
3 years ago
Oct 21, 2021
Bought 6.54 K USD
Ziegler Marie Z.
Director
+ 125
52.3269 USD
3 years ago
Jul 15, 2021
Bought 6.52 K USD
Ziegler Marie Z.
Director
+ 140
46.5539 USD
3 years ago
Jun 25, 2021
Sell 24.5 K USD
Nichols Dana L
EVP, Chief Lending Officer
- 500
49 USD
3 years ago
Apr 15, 2021
Bought 6.54 K USD
Ziegler Marie Z.
Director
+ 137
47.7377 USD
3 years ago
Mar 10, 2021
Sell 23.3 K USD
Nichols Dana L
EVP, Chief Lending Officer
- 500
46.56 USD
3 years ago
Mar 04, 2021
Sell 22.2 K USD
Nichols Dana L
EVP, Chief Lending Officer
- 500
44.5 USD
3 years ago
Feb 22, 2021
Sell 21.2 K USD
Nichols Dana L
EVP, Chief Lending Officer
- 500
42.5 USD
3 years ago
Jan 21, 2021
Bought 6.49 K USD
Ziegler Marie Z.
Director
+ 164
39.5683 USD
3 years ago
Dec 16, 2020
Sell 10 K USD
Nichols Dana L
EVP, Chief Lending Officer
- 248
40.5 USD
4 years ago
Nov 02, 2020
Bought 1.78 K USD
Anderson Nick W
SVP, Chief Accounting Officer
+ 54.08
32.94 USD
4 years ago
Nov 02, 2020
Bought 41.9 K USD
Anderson Nick W
SVP, Chief Accounting Officer
+ 1271.21
32.94 USD
4 years ago
Nov 02, 2020
Bought 16.9 K USD
Anderson Nick W
SVP, Chief Accounting Officer
+ 511.69
32.94 USD
4 years ago
Oct 15, 2020
Bought 6.53 K USD
Ziegler Marie Z.
Director
+ 227
28.75 USD
4 years ago
Jul 16, 2020
Bought 6.57 K USD
Ziegler Marie Z.
Director
+ 230
28.544 USD
4 years ago
May 19, 2020
Bought 32 K USD
Field James M.
Director
+ 1165
27.5 USD
4 years ago
May 19, 2020
Bought 17.8 K USD
Field James M.
Director
+ 645
27.6 USD
4 years ago
May 05, 2020
Sell 9.27 K USD
ANDERSON JOHN H
President/CEO QCBT
- 312
29.71 USD
4 years ago
Apr 16, 2020
Bought 1.61 K USD
Ziegler Marie Z.
Director
+ 65
24.76 USD
4 years ago
Apr 16, 2020
Bought 4.94 K USD
Ziegler Marie Z.
Director
+ 200
24.695 USD
4 years ago
Mar 03, 2020
Sell 38.2 K USD
ANDERSON JOHN H
President/CEO QCBT
- 980
39 USD
4 years ago
Jan 16, 2020
Bought 6.5 K USD
Ziegler Marie Z.
Director
+ 153
42.5 USD
4 years ago
Dec 11, 2019
Sell 24 K USD
Nichols Dana L
EVP, Chief Lending Officer
- 569
42.1 USD
5 years ago
Nov 06, 2019
Sell 66.7 K USD
GIPPLE TODD A
President, CFO, COO
- 1610
41.4038 USD
5 years ago
Oct 17, 2019
Bought 6.55 K USD
Ziegler Marie Z.
Director
+ 170
38.514 USD
5 years ago
Aug 28, 2019
Sell 5.55 K USD
ANDERSON JOHN H
President/CEO QCBT
- 157
35.38 USD
5 years ago
Aug 28, 2019
Sell 354 USD
ANDERSON JOHN H
President/CEO QCBT
- 10
35.36 USD
5 years ago
Jul 31, 2019
Sell 58.5 K USD
Fulp Robert C
Chief Exec Officer, SFC Bank
- 1500
39 USD
5 years ago
Jul 18, 2019
Bought 6.55 K USD
Ziegler Marie Z.
Director
+ 195
33.59 USD
5 years ago
Apr 18, 2019
Bought 6.51 K USD
Ziegler Marie Z.
Director
+ 186
35 USD
5 years ago
Mar 14, 2019
Sell 1.37 K USD
ANDERSON JOHN H
President/CEO QCBT
- 40
34.215 USD
5 years ago
Mar 14, 2019
Sell 17.9 K USD
ANDERSON JOHN H
President/CEO QCBT
- 524
34.2 USD
5 years ago
Mar 14, 2019
Sell 85.7 K USD
ANDERSON JOHN H
President/CEO QCBT
- 2505
34.2 USD
5 years ago
Jan 17, 2019
Bought 6.49 K USD
Ziegler Marie Z.
Director
+ 192
33.8 USD
5 years ago
Dec 12, 2018
Bought 13.9 K USD
Grabin Elizabeth A
1st VP Dir of Financial Report
+ 410
33.8 USD
5 years ago
Dec 13, 2018
Bought 670 K USD
Peterson Michael Lawrence
Director
+ 20000
33.5147 USD
5 years ago
Dec 11, 2018
Bought 86.7 K USD
GIPPLE TODD A
EVP, COO & CFO
+ 2564
33.8 USD
6 years ago
Oct 18, 2018
Bought 6.56 K USD
Ziegler Marie Z.
Director
+ 170
38.59 USD
6 years ago
Sep 19, 2018
Sell 25.8 K USD
BUDD THOMAS D
President/CEO RB&T
- 600
43 USD
6 years ago
Sep 19, 2018
Sell 9.63 K USD
BUDD THOMAS D
President/CEO RB&T
- 224
43 USD
7. News
QCR Holdings, Inc. (QCRH) Q3 2024 Earnings Call Transcript QCR Holdings, Inc. (NASDAQ:QCRH ) Q3 2024 Earnings Conference Call October 24, 2024 11:00 AM ET Company Participants Larry Helling - CEO Todd Gipple - President & CFO Conference Call Participants Damon DelMonte - KBW Nathan Race - Piper Sandler Jeff Rulis - D.A. Davidson Daniel Tamayo - Raymond James Operator Greetings, and welcome to the QCR Holdings, Inc. Earnings Conference Call for the Third Quarter of 2024. seekingalpha.com - 3 weeks ago
QCR Holdings (QCRH) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates While the top- and bottom-line numbers for QCR Holdings (QCRH) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 3 weeks ago
QCR Holdings (QCRH) Q3 Earnings and Revenues Top Estimates QCR Holdings (QCRH) came out with quarterly earnings of $1.78 per share, beating the Zacks Consensus Estimate of $1.49 per share. This compares to earnings of $1.51 per share a year ago. zacks.com - 3 weeks ago
QCR Holdings, Inc. Announces Net Income of $27.8 Million for the Third Quarter of 2024 Third Quarter 2024 Highlights Net income of $27.8 million, or $1.64 per diluted share Adjusted net income of $30.3 million or $1.78 per diluted share (non-GAAP) resulting in an adjusted ROAA (non-GAAP) of 1.35% Significant increase in net interest income of $3.6 million from the prior quarter, or 6% Net interest margin expanded by 8 basis points to 3.34% adjusted NIM (TEY) (non-GAAP) Continued strong capital markets revenue of $16.3 million Tangible book value (non-GAAP) per share grew $2.35, or 20% annualized TCE/TA ratio (non-GAAP) improved 24 basis points to 9.24% MOLINE, Ill., Oct. 23, 2024 (GLOBE NEWSWIRE) -- QCR Holdings, Inc. (NASDAQ: QCRH) (the “Company”) today announced quarterly net income of $27.8 million and diluted earnings per share (“EPS”) of $1.64 for the third quarter of 2024, compared to net income of $29.1 million and diluted EPS of $1.72 for the second quarter of 2024. globenewswire.com - 3 weeks ago
QCR Holdings, Inc. (QCRH) Hit a 52 Week High, Can the Run Continue? QCR Holdings (QCRH) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues. zacks.com - 1 month ago
QCR Holdings, Inc. to Report Third Quarter 2024 Financial Results MOLINE, Ill., Oct. 02, 2024 (GLOBE NEWSWIRE) -- QCR Holdings, Inc. (NASDAQ: QCRH) (“QCRH” or the “Company”) announced today that its third quarter ended September 30, 2024 financial results will be released after the market closes on Wednesday, October 23, 2024. The Company will host a conference call and webcast the next day, Thursday, October 24, 2024, at 10:00 a.m. Central Time to discuss the results. Shareholders, analysts, and other interested parties are invited to join. globenewswire.com - 1 month ago
QCR Holdings, Inc. to Discontinue Offering New Loans and Leases Through m2 Equipment Finance Subsidiary MOLINE, ill., Sept. 05, 2024 (GLOBE NEWSWIRE) -- QCR Holdings, Inc. (NASDAQ: QCRH) (the “Company”) announced the decision to discontinue offering new loans and leases through its equipment finance business, m2 Equipment Finance, LLC (“m2”), located in Waukesha, WI. m2 was acquired by the Company in 2005 and has provided equipment financing solutions to commercial borrowers since its founding in 1998. globenewswire.com - 2 months ago
QCR Holdings, Inc. Welcomes New Directors and Announces a Cash Dividend of $0.06 Per Share MOLINE, Ill., Aug. 23, 2024 (GLOBE NEWSWIRE) -- QCR Holdings, Inc. (NASDAQ: QCRH) (the “Company”) today announced the appointment of James R. Batten and Amy L. Reasner to the Company's Board of Directors, increasing the Board from 11 to 13 members. The appointments were effective August 21, 2024. globenewswire.com - 2 months ago
3 Momentum Anomaly Picks as Recession Fears Spur Volatility M/I Homes (MHO), QCR Holdings (QCRH) and Mr. Cooper Group (COOP) are currently witnessing a short-term pullback in price. zacks.com - 3 months ago
Best Momentum Stocks to Buy for August 1st CVNA, QCRH, and KNSA made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on August 1, 2024. zacks.com - 3 months ago
Best Value Stocks to Buy for August 1st TEF, KGC, and QCRH made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 1, 2024. zacks.com - 3 months ago
What Makes QCR Holdings (QCRH) a New Buy Stock QCR Holdings (QCRH) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 3 months ago
8. Profile Summary

QCR Holdings, Inc. QCRH

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.52 B
Dividend Yield 0.00%
Description QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. Its deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. The company also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. Its loan portfolio comprises loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as home improvement, home equity, motor vehicle, and signature loans, as well as small personal credit lines. In addition, the company engages in leasing of machinery and equipment to commercial and industrial businesses under direct financing lease contracts; and issuance of trust preferred securities. It serves the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield communities. The company was founded in 1993 and is headquartered in Moline, Illinois.
Contact 3551 Seventh Street, Moline, IL, 61265 https://www.qcrh.com
IPO Date Oct. 6, 1993
Employees 976
Officers Mr. Michael A. Bauer Co-Founder, Consultant and Director of Quad City Bank & Trust Ms. Reba K. Winter Executive Vice President & Chief Operating Officer Mr. Deborah M. Neyens General Counsel & Corporate Secretary Mr. M. Randolph Westlund C.F.A. Chief Investment Officer & Executive Vice President Mr. Nick W. Anderson Senior Vice President & Chief Accounting Officer Mr. Monte C. McNew Chief Lending Officer Mr. John H. Anderson Chief Deposit Officer Mr. Larry J. Helling Chief Executive Officer & Director Mr. Kurt A. Gibson Chief Executive Officer, President & Director of Community State Bank Ms. Tonia F. Taylor Senior Vice President & Director of Compliance