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Financial Services - Banks - Regional - NASDAQ - US
$ 67.65
-1.64 %
$ 1.14 B
Market Cap
9.81
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one QCRH stock under the worst case scenario is HIDDEN Compared to the current market price of 67.7 USD, QCR Holdings, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one QCRH stock under the base case scenario is HIDDEN Compared to the current market price of 67.7 USD, QCR Holdings, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one QCRH stock under the best case scenario is HIDDEN Compared to the current market price of 67.7 USD, QCR Holdings, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart QCRH

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$95.0$95.0$90.0$90.0$85.0$85.0$80.0$80.0$75.0$75.0$70.0$70.0$65.0$65.0$60.0$60.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
59.8 K REVENUE
-99.98%
-384 M OPERATING INCOME
-302.68%
114 M NET INCOME
0.26%
445 M OPERATING CASH FLOW
18.13%
-845 M INVESTING CASH FLOW
-12.81%
395 M FINANCING CASH FLOW
-3.67%
89 M REVENUE
5.73%
-96.6 M OPERATING INCOME
-299.79%
30.2 M NET INCOME
8.78%
177 M OPERATING CASH FLOW
-25.53%
-175 M INVESTING CASH FLOW
48.02%
-14.2 M FINANCING CASH FLOW
-12.79%
Balance Sheet QCR Holdings, Inc.
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Current Assets 7.07 B
Cash & Short-Term Investments 373 M
Receivables 6.69 B
Other Current Assets 0
Non-Current Assets 309 M
Long-Term Investments 0
PP&E 159 M
Other Non-Current Assets 150 M
5.05 %90.76 %Total Assets$7.4b
Current Liabilities 1.8 M
Accounts Payable 0
Short-Term Debt 1.8 M
Other Current Liabilities 0
Non-Current Liabilities 8.03 B
Long-Term Debt 0
Other Non-Current Liabilities 8.03 B
99.98 %Total Liabilities$8.0b
EFFICIENCY
Earnings Waterfall QCR Holdings, Inc.
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Revenue 59.8 K
Cost Of Revenue 0
Gross Profit 59.8 K
Operating Expenses 338 M
Operating Income -384 M
Other Expenses -498 M
Net Income 114 M
150m150m100m100m50m50m00(50m)(50m)(100m)(100m)(150m)(150m)(200m)(200m)(250m)(250m)(300m)(300m)(350m)(350m)(400m)(400m)60k060k(338m)(384m)498m114mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
-642149.55% OPERATING MARGIN
-642149.55%
190448.31% NET MARGIN
190448.31%
11.41% ROE
11.41%
1.26% ROA
1.26%
-4.83% ROIC
-4.83%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis QCR Holdings, Inc.
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450m450m400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 114 M
Depreciation & Amortization 8.67 M
Capital Expenditures 0
Stock-Based Compensation 2.82 M
Change in Working Capital -25.9 M
Others 326 M
Free Cash Flow 445 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets QCR Holdings, Inc.
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QCRH has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.06 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.250.250.200.200.150.150.100.100.050.050.000.000.040.050.060.060.060.060.060.060.060.060.040.040.050.060.060.060.060.060.060.060.040.050.060.060.060.060.060.060.060.040.160.040.180.050.220.060.240.060.240.060.240.060.240.060.240.060.240.060.180.002015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership QCR Holdings, Inc.
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Sold
0-3 MONTHS
46.2 K USD 1
3-6 MONTHS
55.3 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
85.8 K USD 1
3-6 MONTHS
6.51 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Should Value Investors Buy QCR Holdings (QCRH) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 1 week ago
Earnings Preview: QCR Holdings (QCRH) Q1 Earnings Expected to Decline QCR Holdings (QCRH) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 2 weeks ago
Here's Why QCR Holdings (QCRH) Could be Great Choice for a Bottom Fisher QCR Holdings (QCRH) witnesses a hammer chart pattern, indicating support found by the stock after losing some value lately. This coupled with an upward trend in earnings estimate revisions could mean a trend reversal for the stock in the near term. zacks.com - 2 weeks ago
QCR Holdings, Inc. to Report First Quarter 2025 Financial Results MOLINE, Ill., April 01, 2025 (GLOBE NEWSWIRE) -- QCR Holdings, Inc. (NASDAQ: QCRH) (“QCRH” or the “Company”) announced today that its first quarter ended March 31, 2025 financial results will be released after the market closes on Tuesday, April 22, 2025. The Company will host a conference call and webcast the next day, Wednesday, April 23, 2025, at 10:00 a.m. Central Time to discuss the results. Shareholders, analysts, and other interested parties are invited to join. globenewswire.com - 1 month ago
QCR Holdings, Inc. Announces CEO Retirement and Executive Transition MOLINE, Ill., Feb. 24, 2025 (GLOBE NEWSWIRE) -- QCR Holdings, Inc. (NASDAQ: QCRH) (“QCR Holdings” or the “Company”), today announced that, effective immediately following the annual stockholders meeting on May 22, 2025, Larry J. Helling will retire from his role as Chief Executive Officer of the Company and of Cedar Rapids Bank and Trust Company, one of the Company's wholly-owned bank subsidiaries. Additionally, Mr. Helling will also retire at that time from the boards of directors of the Company and Cedar Rapids Bank and Trust Company. Upon Mr. Helling's retirement, Todd A. Gipple, the Company's current President and Chief Financial Officer, will become President and Chief Executive Officer of the Company. Additionally, Nick W. Anderson, the Company's current Senior Vice President and Chief Accounting Officer, will become the Company's Chief Financial Officer upon Mr. Gipple's move to Chief Executive Officer. globenewswire.com - 2 months ago
QCR Holdings, Inc. Announces a Cash Dividend of $0.06 Per Share MOLINE, Ill., Feb. 21, 2025 (GLOBE NEWSWIRE) -- QCR Holdings, Inc. (NASDAQ: QCRH) (the “Company”) today announced that on February 19, 2025, the Company's Board of Directors declared a cash dividend of $0.06 per share payable on April 3, 2025, to holders of common stock of the Company of record on March 19, 2025. globenewswire.com - 2 months ago
QCR Holdings, Inc. (QCRH) Q4 2024 Earnings Call Transcript QCR Holdings, Inc. (NASDAQ:QCRH ) Q4 2024 Earnings Conference Call January 23, 2025 11:00 AM ET Company Participants Larry Helling - CEO Todd Gipple - President and CFO Conference Call Participants Damon DelMonte - KBW Nathan Race - Piper Sandler Brian Martin - Janney Montgomery Tim DeLacey - Raymond James Operator Greetings, and welcome to the QCR Holdings Incorporated Earnings Conference Call for the Fourth Quarter and Full Year 2024. Yesterday after market closed, the company distributed its fourth quarter earnings press release. seekingalpha.com - 3 months ago
Compared to Estimates, QCR Holdings (QCRH) Q4 Earnings: A Look at Key Metrics The headline numbers for QCR Holdings (QCRH) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 3 months ago
QCR Holdings (QCRH) Q4 Earnings and Revenues Top Estimates QCR Holdings (QCRH) came out with quarterly earnings of $1.93 per share, beating the Zacks Consensus Estimate of $1.73 per share. This compares to earnings of $1.97 per share a year ago. zacks.com - 3 months ago
QCR Holdings, Inc. Announces Fourth Quarter Results and Record Net Income of $113.9 Million for the Full Year 2024 Fourth Quarter Highlights Net income of $30.2 million, or $1.77 per diluted share Adjusted net income of $32.8 million, or $1.93 per diluted share (non-GAAP) Record quarterly net interest income of $61.2 million Expanded NIM by 5 basis points and adjusted NIM (TEY) (non-GAAP) by 6 basis points to 3.40% Significant capital markets revenue of $20.6 million, including a $1.4 million gain on fourth securitization Tangible book value per share (non-GAAP) grew $1.21, or 10% annualized TCE/TA ratio (non-GAAP) improved by 31 basis points to 9.55% Full Year Highlights Record annual net income of $113.9 million, or $6.71 per diluted share Record adjusted net income (non-GAAP) of $119.3 million, or $7.03 per diluted share (non-GAAP) Significant capital markets revenue of $71.1 million Robust loan growth of 10% prior to loan securitizations and strong deposit growth of 8% Tangible book value per share (non-GAAP) increased $6.40, or 15% TCE/TA ratio (non-GAAP) improved by 80 basis points to 9.55% MOLINE, Ill., Jan. 22, 2025 (GLOBE NEWSWIRE) -- QCR Holdings, Inc. (NASDAQ: QCRH) (the “Company”) today announced quarterly net income of $30.2 million and diluted earnings per share (“EPS”) of $1.77 for the fourth quarter of 2024, compared to net income of $27.8 million and diluted EPS of $1.64 for the third quarter of 2024. globenewswire.com - 3 months ago
Seeking Clues to QCR Holdings (QCRH) Q4 Earnings? A Peek Into Wall Street Projections for Key Metrics Looking beyond Wall Street's top -and-bottom-line estimate forecasts for QCR Holdings (QCRH), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended December 2024. zacks.com - 3 months ago
QCR Holdings: A Regional Banking Group With Solid Growth And A Decent Buy Signal QCR Holdings: A Regional Banking Group With Solid Growth And A Decent Buy Signal seekingalpha.com - 3 months ago
8. Profile Summary

QCR Holdings, Inc. QCRH

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.14 B
Dividend Yield 0.00%
Description QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. Its deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. The company also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. Its loan portfolio comprises loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as home improvement, home equity, motor vehicle, and signature loans, as well as small personal credit lines. In addition, the company engages in leasing of machinery and equipment to commercial and industrial businesses under direct financing lease contracts; and issuance of trust preferred securities. It serves the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield communities. The company was founded in 1993 and is headquartered in Moline, Illinois.
Contact 3551 Seventh Street, Moline, IL, 61265 https://www.qcrh.com
IPO Date Oct. 6, 1993
Employees 941
Officers Mr. Todd A. Gipple CPA President, Chief Financial Officer & Director Mr. Deborah M. Neyens General Counsel & Corporate Secretary Ms. Reba K. Winter Executive Vice President & Chief Operating Officer Mr. Michael A. Bauer Co-Founder, Consultant and Director of Quad City Bank & Trust Mr. M. Randolph Westlund C.F.A. Chief Investment Officer & Executive Vice President Mr. Nick W. Anderson Senior Vice President & Chief Accounting Officer Ms. Tonia F. Taylor Senior Vice President & Director of Compliance Mr. Monte C. McNew Chief Lending Officer Mr. Larry J. Helling Chief Executive Officer & Director Ms. Cari J. Henson Vice President & Corporate Communications Manager