Financial Services -
Banks - Regional - NASDAQ - US
$ 66.71
1.47 %
$ 216 M
Market Cap
10.0
P/E
1. INTRINSIC VALUE
Balance Sheet
C&F Financial Corporation
| Current Assets | 445 M |
| Cash & Short-Term Investments | 435 M |
| Receivables | 10.6 M |
| Other Current Assets | 0 |
| Non-Current Assets | 84.2 M |
| Long-Term Investments | 66.5 M |
| PP&E | 40.1 M |
| Other Non-Current Assets | -22.4 M |
| Current Liabilities | 33.4 M |
| Accounts Payable | 4.4 M |
| Short-Term Debt | 29 M |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 2.31 B |
| Long-Term Debt | 85.4 M |
| Other Non-Current Liabilities | 2.22 B |
EFFICIENCY
Earnings Waterfall
C&F Financial Corporation
| Revenue | 140 M |
| Cost Of Revenue | 56.1 M |
| Gross Profit | 110 M |
| Operating Expenses | 86.3 M |
| Operating Income | 24.1 M |
| Other Expenses | 4.22 M |
| Net Income | 19.9 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
C&F Financial Corporation
| Net Income | 19.9 M |
| Depreciation & Amortization | 3.86 M |
| Capital Expenditures | -3.49 M |
| Stock-Based Compensation | 1.92 M |
| Change in Working Capital | 7 M |
| Others | 11.4 M |
| Free Cash Flow | 35 M |
Wall Street Analysts Price Targets
C&F Financial Corporation
CFFI has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
0.68%
DIVIDEND YIELD
0.46 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
C&F Financial Corporation
Sold
0-3 MONTHS
67.9 K USD 1
3-6 MONTHS
107 K USD 2
6-9 MONTHS
729 K USD 6
9-12 MONTHS
28.5 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
C&F Financial Corporation Announces Quarterly Dividend
TOANO, Va., May 21, 2025 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 46 cents per share, which is payable July 1, 2025 to shareholders of record on June 13, 2025.
globenewswire.com
- 3 weeks ago
C&F Financial Corporation Announces Net Income for First Quarter
TOANO, Va., April 24, 2025 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $5.4 million for the first quarter of 2025, compared to $3.4 million for the first quarter of 2024. The following table presents selected financial performance highlights for the periods indicated:
globenewswire.com
- 1 month ago
54 Upcoming Dividend Increases, Including A King
This week features the largest list of dividend increases ever, with 50 companies, including Coca-Cola extending its 63-year streak with a 5.2% increase. My strategy focuses on companies with consistent dividend growth and outperforming benchmarks, using data from the "U.S. Dividend Champions" spreadsheet and NASDAQ. I recommend the Schwab U.S. Dividend Equity ETF for broad U.S. equity exposure and the Cohen & Steers REIT & Preferred Income Fund for REITs.
seekingalpha.com
- 3 months ago
C&F Financial Corporation Announces Increase in Quarterly Dividend
TOANO, Va., Feb. 20, 2025 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 46 cents per share, which is payable April 1, 2025 to shareholders of record on March 14, 2025. This dividend represents a 5 percent increase over the prior quarter's dividend amount of 44 cents per share.
globenewswire.com
- 3 months ago
C&F Financial Corporation Announces Net Income for 2024
TOANO, Va., Jan. 28, 2025 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $6.0 million for the fourth quarter of 2024, compared to $5.1 million for the fourth quarter of 2023. The Corporation reported consolidated net income of $19.9 million for the year ended December 31, 2024, compared to $23.7 million for the year ended December 31, 2023. The following table presents selected financial performance highlights for the periods indicated:
globenewswire.com
- 4 months ago
C&F Financial Corporation Announces Quarterly Dividend
TOANO, Va., Nov. 21, 2024 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable January 1, 2025 to shareholders of record on December 13, 2024.
globenewswire.com
- 6 months ago
C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months
TOANO, Va., Oct. 29, 2024 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $5.4 million for the third quarter of 2024, compared to $5.8 million for the third quarter of 2023. The Corporation reported consolidated net income of $13.9 million for the first nine months of 2024, compared to $18.7 million for the first nine months of 2023. The following table presents selected financial performance highlights for the periods indicated:
globenewswire.com
- 7 months ago
C&F Financial Corporation Announces Quarterly Dividend
TOANO, Va., Aug. 21, 2024 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable October 1, 2024 to shareholders of record on September 13, 2024.
globenewswire.com
- 9 months ago
C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months
TOANO, Va., July 24, 2024 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $5.0 million for the second quarter of 2024, compared to $6.4 million for the second quarter of 2023. The Corporation reported consolidated net income of $8.5 million for the first six months of 2024, compared to $12.9 million for the first six months of 2023. The following table presents selected financial performance highlights for the periods indicated:
globenewswire.com
- 10 months ago
C&F Financial Corporation Announces Quarterly Dividend
TOANO, Va., May 23, 2024 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable July 1, 2024 to shareholders of record on June 14, 2024.
globenewswire.com
- 1 year ago
C&F Financial: A Solid Dividend/Value Pick
C&F Financial Corporation provides banking services in Virginia. The company has experienced slow growth in the past but recent performance has been decent, considering the current interest-rate environment. Most importantly, both the dividend and valuation profiles make CFFI worthy of serious consideration by dividend and value investors.
seekingalpha.com
- 1 year ago
C&F Financial Corporation Announces Net Income for First Quarter
TOANO, Va., April 19, 2024 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $3.4 million for the first quarter of 2024, compared to $6.5 million for the first quarter of 2023. The following table presents selected financial performance highlights for the periods indicated:
globenewswire.com
- 1 year ago
8. Profile
Summary
C&F Financial Corporation CFFI
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 216 M
Dividend Yield
0.68%
Description
C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company's Retail Banking offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. It also provides ATMs, Internet and mobile banking, and debit and credit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. This segment offers its services through its main office in West Point, Virginia, as well as through 30 Virginia branches located 1 each in Albermarle, Goochland, Hanover, Middlesex, Powhatan, Stafford, York, Charlottesville, Hampton, Montross, Newport News, Richmond, Warsaw, and Williamsburg; 2 each in the counties of Cumberland, James City, King George, and New Kent; and four each in the counties of Chesterfield and Henrico. The company's Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan origination services for residential appraisals, as well as various mortgage origination functions to third parties. It provides mortgage loan origination services through 11 offices in Virginia, 1 office in Maryland, and 2 offices in North Carolina, as well as through 1 each in South Carolina and West Virginia. The company's Consumer Finance segment provides automobile loans through its offices in Richmond and Hampton, Virginia. It also offers brokerage and wealth management services; and insurance products. In addition, the company provides title and settlement agency, and insurance services. C&F Financial Corporation was founded in 1927 and is headquartered in West Point, Virginia.
Contact
3600 La Grange Parkway, Toano, VA, 23168
https://www.cffc.com
IPO
Date
May 7, 1998
Employees
545
Officers
Mr. Mark A. Fox
President & Chief Executive Officer C&F Mortgage
Mr. Larry G. Dillon
Executive Chairman of the Board
Mr. Rodney W. Overby
Executive Vice President & Chief Information Officer
Mr. Jason E. Long CPA
Executive Vice President, Chief Financial Officer & Secretary
Mr. John Anthony Seaman III
Executive Vice President & Chief Credit Officer of C&F Bank
Mr. Steven Dustin Crone
President and Chief Executive Officer of C&F Finance Company
Mr. Thomas F. Cherry
President, Chief Executive Officer & Non Independent Director