image
Financial Services - Banks - Regional - NASDAQ - US
$ 72.5
-2.37 %
$ 234 M
Market Cap
11.79
P/E
1. INTRINSIC VALUE

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company's Retail Banking offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. It also provides ATMs, Internet and mobile banking, and debit and credit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. This segment offers its services through its main office in West Point, Virginia, as well as through 30 Virginia branches located 1 each in Albermarle, Goochland, Hanover, Middlesex, Powhatan, Stafford, York, Charlottesville, Hampton, Montross, Newport News, Richmond, Warsaw, and Williamsburg; 2 each in the counties of Cumberland, James City, King George, and New Kent; and four each in the counties of Chesterfield and Henrico.[ Read More ]

The intrinsic value of one CFFI stock under the base case scenario is HIDDEN Compared to the current market price of 72.5 USD, C&F Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CFFI

image
FINANCIALS
119 M REVENUE
6977.71%
29.2 M OPERATING INCOME
-34.67%
23.6 M NET INCOME
-19.63%
38.8 M OPERATING CASH FLOW
-57.14%
-56.3 M INVESTING CASH FLOW
86.30%
66 M FINANCING CASH FLOW
-17.09%
32.7 M REVENUE
-21.36%
0 OPERATING INCOME
0.00%
5.39 M NET INCOME
7.63%
404 K OPERATING CASH FLOW
-97.70%
-21.3 M INVESTING CASH FLOW
44.49%
48.6 M FINANCING CASH FLOW
368.93%
Balance Sheet Decomposition C&F Financial Corporation
image
Current Assets 489 M
Cash & Short-Term Investments 479 M
Receivables 10.4 M
Other Current Assets 0
Non-Current Assets 2.83 B
Long-Term Investments 462 M
PP&E 50 M
Other Non-Current Assets 2.31 B
Current Liabilities 1.25 B
Accounts Payable 3.49 M
Short-Term Debt 58.2 M
Other Current Liabilities 1.19 B
Non-Current Liabilities 2.16 B
Long-Term Debt 45.4 M
Other Non-Current Liabilities 2.12 B
EFFICIENCY
Earnings Waterfall C&F Financial Corporation
image
Revenue 119 M
Cost Of Revenue 0
Gross Profit 119 M
Operating Expenses 126 M
Operating Income 29.2 M
Other Expenses 5.56 M
Net Income 23.6 M
RATIOS
100.00% GROSS MARGIN
100.00%
24.50% OPERATING MARGIN
24.50%
19.83% NET MARGIN
19.83%
10.88% ROE
10.88%
0.97% ROA
0.97%
7.41% ROIC
7.41%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis C&F Financial Corporation
image
Net Income 23.6 M
Depreciation & Amortization 5.37 M
Capital Expenditures -1.46 M
Stock-Based Compensation 1.99 M
Change in Working Capital -1.2 M
Others 6.94 M
Free Cash Flow 37.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets C&F Financial Corporation
image
CFFI has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.75% DIVIDEND YIELD
0.44 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership C&F Financial Corporation
image
Sold
0-3 MONTHS
140 K USD 1
3-6 MONTHS
28.5 K USD 1
6-9 MONTHS
23.6 K USD 1
9-12 MONTHS
31.6 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
97.8 K USD 3
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
1 week ago
Nov 06, 2024
Sell 140 K USD
CHERRY THOMAS F
PRESIDENT & CEO
- 2000
70 USD
3 months ago
Jul 30, 2024
Sell 28.5 K USD
Olsson Charles Elis
Director
- 500
57.01 USD
6 months ago
Apr 26, 2024
Bought 39.1 K USD
ROBINSON PAUL C
Director
+ 1000
39.11 USD
6 months ago
Apr 30, 2024
Bought 19.7 K USD
Sisson George R III
Director
+ 500
39.49 USD
6 months ago
Apr 30, 2024
Bought 19.7 K USD
Sisson George R III
Director
+ 500
39.44 USD
6 months ago
Apr 24, 2024
Bought 19.2 K USD
Long Jason E
officer, other: EVP, CHIEF FINANCIAL OFFICER
+ 500
38.47 USD
8 months ago
Feb 29, 2024
Sell 23.6 K USD
PEAY D ANTHONY
Director
- 455
51.78 USD
11 months ago
Dec 13, 2023
Sell 31.6 K USD
Seaman John A III
EVP, CHIEF CREDIT OFFICER
- 500
63.22 USD
1 year ago
Jun 08, 2023
Sell 41.7 K USD
CHERRY THOMAS F
President & CEO
- 732
57 USD
1 year ago
Jun 08, 2023
Sell 56.9 K USD
Crone S Dustin
Pres and CEO of C&F Finance
- 1000
56.87 USD
1 year ago
Jun 06, 2023
Sell 52.6 K USD
Crone S Dustin
Pres and CEO of C&F Finance
- 1000
52.57 USD
1 year ago
Jun 07, 2023
Sell 55.4 K USD
Crone S Dustin
Pres and CEO of C&F Finance
- 1000
55.41 USD
1 year ago
Feb 09, 2023
Sell 59.2 K USD
CHERRY THOMAS F
President & CEO
- 1000
59.25 USD
1 year ago
Feb 10, 2023
Sell 39.4 K USD
CHERRY THOMAS F
President & CEO
- 674
58.5 USD
1 year ago
Feb 02, 2023
Sell 34.8 K USD
Holmes Audrey Dale
Director
- 583
59.61 USD
1 year ago
Jan 27, 2023
Sell 93.5 K USD
CHERRY THOMAS F
President & CEO
- 1592
58.72 USD
1 year ago
Nov 28, 2022
Sell 35.5 K USD
DILLON LARRY G
Executive Chairman
- 648
54.79 USD
1 year ago
Nov 30, 2022
Sell 14 K USD
DILLON LARRY G
Executive Chairman
- 250
56 USD
2 years ago
Nov 04, 2022
Sell 32.7 K USD
DILLON LARRY G
Executive Chairman
- 602
54.4 USD
2 years ago
Nov 04, 2022
Sell 27.1 K USD
DILLON LARRY G
Executive Chairman
- 500
54.25 USD
2 years ago
Nov 01, 2022
Sell 227 K USD
DILLON LARRY G
Executive Chairman
- 4000
56.68 USD
2 years ago
May 05, 2022
Sell 112 K USD
HUDSON JAMES H III
director:
- 2200
51.01 USD
4 years ago
Mar 13, 2020
Bought 7 K USD
PEAY D ANTHONY
Director
+ 200
35 USD
4 years ago
Mar 12, 2020
Bought 32 K USD
DILLON LARRY G
Executive Chairman
+ 1000
32 USD
4 years ago
Mar 12, 2020
Bought 4.66 K USD
Long Jason E
Chief Financial Officer
+ 145
32.11 USD
4 years ago
Mar 10, 2020
Bought 38.7 K USD
Seaman John A III
EVP, Chief Credit Officer
+ 1000
38.72 USD
4 years ago
Mar 10, 2020
Bought 37 K USD
CHERRY THOMAS F
President & CEO
+ 1000
37 USD
5 years ago
Jan 20, 2019
Sell 89.2 K USD
DILLON LARRY G
Chairman
- 1749
51 USD
5 years ago
Jan 20, 2019
Sell 90.4 K USD
CHERRY THOMAS F
President & CEO
- 1772
51 USD
5 years ago
Jan 20, 2019
Sell 13 K USD
McKernon Bryan Edwin
- 255
51 USD
6 years ago
Aug 16, 2018
Sell 271 K USD
CAUSEY J P JR
Director
- 4353
62.17 USD
6 years ago
Aug 14, 2018
Sell 74.4 K USD
CAUSEY J P JR
Director
- 1199
62.02 USD
6 years ago
Aug 06, 2018
Sell 19.9 K USD
CAUSEY J P JR
Director
- 320
62.07 USD
6 years ago
Jul 31, 2018
Sell 516 K USD
CAUSEY J P JR
Director
- 8295
62.25 USD
6 years ago
Jul 27, 2018
Sell 54.8 K USD
CAUSEY J P JR
Director
- 833
65.77 USD
6 years ago
May 31, 2018
Sell 32.5 K USD
Crone S Dustin
- 534
60.93 USD
6 years ago
Jun 01, 2018
Sell 24.3 K USD
Crone S Dustin
- 400
60.7 USD
6 years ago
May 29, 2018
Sell 12 K USD
Crone S Dustin
- 200
60.1 USD
6 years ago
May 30, 2018
Sell 48.3 K USD
Crone S Dustin
- 800
60.41 USD
6 years ago
Jan 15, 2018
Sell 102 K USD
CHERRY THOMAS F
President
- 1748
58.6 USD
6 years ago
Jan 15, 2018
Sell 14.1 K USD
McKernon Bryan Edwin
- 240
58.6 USD
6 years ago
Jan 15, 2018
Sell 102 K USD
DILLON LARRY G
Chairman & CEO
- 1749
58.6 USD
7 years ago
Nov 16, 2017
Sell 60 K USD
McKernon Bryan Edwin
- 1000
60 USD
7 years ago
Nov 16, 2017
Sell 59.2 K USD
McKernon Bryan Edwin
- 1000
59.25 USD
7 years ago
Oct 31, 2017
Sell 58.3 K USD
CHERNACK BARRY R
Director
- 1000
58.28 USD
8 years ago
Aug 01, 2016
Sell 22.6 K USD
HUDSON JAMES H III
Director
- 500
45.25 USD
8 years ago
Aug 01, 2016
Sell 22.6 K USD
HUDSON JAMES H III
Director
- 500
45.3 USD
8 years ago
Aug 01, 2016
Sell 22.7 K USD
HUDSON JAMES H III
Director
- 500
45.4 USD
7 years ago
Feb 24, 2017
Sell 4.75 K USD
Holmes Audrey Dale
Director
- 100
47.51 USD
7 years ago
Feb 24, 2017
Sell 23.4 K USD
Holmes Audrey Dale
Director
- 492
47.53 USD
7 years ago
Feb 09, 2017
Sell 19 K USD
CHERRY THOMAS F
President
- 400
47.5 USD
7 years ago
Feb 09, 2017
Sell 13.4 K USD
CHERRY THOMAS F
President
- 283
47.5 USD
7 years ago
Feb 10, 2017
Sell 19.2 K USD
CHERRY THOMAS F
President
- 400
48 USD
7 years ago
Feb 10, 2017
Sell 19.2 K USD
CHERRY THOMAS F
President
- 400
48 USD
7 years ago
Jan 17, 2017
Sell 73.4 K USD
CHERRY THOMAS F
President
- 1617
45.4 USD
7 years ago
Jan 17, 2017
Sell 10.2 K USD
McKernon Bryan Edwin
- 225
45.4 USD
7 years ago
Dec 20, 2016
Sell 52 K USD
Crone S Dustin
- 1039
50 USD
7 years ago
Jan 17, 2017
Sell 73 K USD
DILLON LARRY G
Chairman & CEO
- 1607
45.4 USD
7 years ago
Nov 28, 2016
Sell 56.3 K USD
ROBINSON PAUL C
Director
- 1260
44.65 USD
7 years ago
Nov 28, 2016
Sell 41 K USD
CAUSEY J P JR
Director
- 932
44 USD
8 years ago
Aug 15, 2016
Sell 20.1 K USD
LAWSON JOSHUA H
Director
- 461
43.661 USD
8 years ago
Aug 10, 2016
Sell 17.6 K USD
LAWSON JOSHUA H
Director
- 400
44 USD
8 years ago
Aug 05, 2016
Sell 18.9 K USD
LAWSON JOSHUA H
Director
- 430
44.0003 USD
8 years ago
Aug 03, 2016
Sell 17.8 K USD
CAUSEY J P JR
Director
- 400
44.53 USD
8 years ago
Aug 01, 2016
Sell 22.6 K USD
HUDSON JAMES H III
Director
- 500
45.25 USD
8 years ago
Aug 01, 2016
Sell 22.7 K USD
HUDSON JAMES H III
Director
- 500
45.4 USD
8 years ago
Aug 01, 2016
Sell 22.6 K USD
HUDSON JAMES H III
Director
- 500
45.3 USD
8 years ago
Jul 29, 2016
Sell 56.1 K USD
Olsson Charles Elis
Director
- 1230
45.57 USD
8 years ago
Jul 29, 2016
Sell 42.8 K USD
DILLON LARRY G
Chairman & CEO
- 940
45.5 USD
8 years ago
Jul 29, 2016
Sell 18.3 K USD
DILLON LARRY G
Chairman & CEO
- 400
45.75 USD
8 years ago
Aug 01, 2016
Sell 22.8 K USD
DILLON LARRY G
Chairman & CEO
- 500
45.65 USD
8 years ago
May 21, 2016
Sell 5.25 K USD
ROBINSON PAUL C
Director
- 135
38.9 USD
8 years ago
Jun 10, 2016
Sell 10.3 K USD
CHERRY THOMAS F
President
- 240
43 USD
8 years ago
May 31, 2016
Sell 13.2 K USD
DILLON LARRY G
Chairman & CEO
- 300
44 USD
8 years ago
May 27, 2016
Sell 21.8 K USD
CHERRY THOMAS F
President
- 500
43.5 USD
8 years ago
May 27, 2016
Sell 13.6 K USD
CHERRY THOMAS F
President
- 310
43.75 USD
8 years ago
May 26, 2016
Sell 25.8 K USD
DILLON LARRY G
Chairman & CEO
- 600
43 USD
8 years ago
May 26, 2016
Sell 26 K USD
DILLON LARRY G
Chairman & CEO
- 600
43.25 USD
8 years ago
May 26, 2016
Sell 26.1 K USD
DILLON LARRY G
Chairman & CEO
- 600
43.5 USD
8 years ago
May 26, 2016
Sell 26.2 K USD
DILLON LARRY G
Chairman & CEO
- 600
43.59 USD
8 years ago
May 26, 2016
Sell 26.2 K USD
DILLON LARRY G
Chairman & CEO
- 600
43.75 USD
8 years ago
Mar 14, 2016
Sell 23.1 K USD
CHERRY THOMAS F
President
- 600
38.5 USD
9 years ago
May 15, 2015
Sell 5.17 K USD
ROBINSON PAUL C
Director
- 144
35.9 USD
8 years ago
Dec 21, 2015
Sell 25.3 K USD
Crone S Dustin
- 669
37.8 USD
9 years ago
May 15, 2015
Sell 5.17 K USD
ROBINSON PAUL C
Director
- 144
35.9 USD
8 years ago
Jan 18, 2016
Sell 8.68 K USD
McKernon Bryan Edwin
- 225
38.58 USD
8 years ago
Jan 18, 2016
Sell 63.7 K USD
DILLON LARRY G
Chairman & CEO
- 1650
38.58 USD
8 years ago
Jan 18, 2016
Sell 63.7 K USD
CHERRY THOMAS F
President & CFO
- 1650
38.58 USD
8 years ago
Dec 09, 2015
Sell 19.5 K USD
McKernon Bryan Edwin
- 500
39 USD
8 years ago
Dec 07, 2015
Sell 78 K USD
CHERRY THOMAS F
President & CFO
- 2000
39 USD
8 years ago
Dec 07, 2015
Sell 117 K USD
McKernon Bryan Edwin
- 3000
39 USD
8 years ago
Dec 07, 2015
Sell 136 K USD
DILLON LARRY G
Chairman & CEO
- 3500
39 USD
8 years ago
Dec 01, 2015
Sell 19.5 K USD
CHERRY THOMAS F
President & CFO
- 500
39 USD
8 years ago
Nov 27, 2015
Sell 19.5 K USD
McKernon Bryan Edwin
- 500
39 USD
8 years ago
Nov 27, 2015
Sell 39 K USD
CHERRY THOMAS F
President & CFO
- 1000
39 USD
9 years ago
Nov 06, 2015
Sell 78 K USD
CHERRY THOMAS F
President & CFO
- 2000
39 USD
9 years ago
Nov 09, 2015
Sell 11.6 K USD
CHERRY THOMAS F
President & CFO
- 300
38.5 USD
9 years ago
Nov 06, 2015
Sell 39 K USD
McKernon Bryan Edwin
- 1000
39 USD
9 years ago
Nov 06, 2015
Sell 38.9 K USD
DILLON LARRY G
Chairman & CEO
- 1000
38.875 USD
9 years ago
Oct 30, 2015
Sell 19.2 K USD
DILLON LARRY G
Chairman & CEO
- 500
38.5 USD
9 years ago
Dec 08, 2014
Sell 10.8 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 271
39.75 USD
10 years ago
Dec 02, 2013
Sell 4.88 K USD
DILLON LARRY G
Chairman, President & CEO
- 91
53.67 USD
10 years ago
Nov 29, 2013
Sell 11.2 K USD
DILLON LARRY G
Chairman, President & CEO
- 209
53.5 USD
10 years ago
Nov 27, 2013
Sell 27 K USD
DILLON LARRY G
Chairman, President & CEO
- 500
54.1 USD
10 years ago
Nov 25, 2013
Sell 63.4 K USD
DILLON LARRY G
Chairman, President & CEO
- 1200
52.81 USD
10 years ago
Nov 26, 2013
Sell 58.8 K USD
DILLON LARRY G
Chairman, President & CEO
- 1100
53.44 USD
10 years ago
Nov 21, 2013
Sell 35.2 K USD
DILLON LARRY G
Chairman, President & CEO
- 700
50.29 USD
10 years ago
Nov 22, 2013
Sell 66.8 K USD
DILLON LARRY G
Chairman, President & CEO
- 1300
51.41 USD
10 years ago
Nov 22, 2013
Sell 40.1 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 777
51.65 USD
11 years ago
Nov 20, 2013
Sell 25 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 500
50 USD
11 years ago
Nov 08, 2013
Sell 10.6 K USD
McKernon Bryan Edwin
- 200
53.07 USD
11 years ago
Nov 08, 2013
Sell 53.1 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 1000
53.11 USD
11 years ago
Nov 04, 2013
Sell 26.6 K USD
McKernon Bryan Edwin
- 500
53.19 USD
11 years ago
Oct 31, 2013
Sell 43.3 K USD
DILLON LARRY G
Chairman, President & CEO
- 800
54.07 USD
11 years ago
Nov 01, 2013
Sell 21.6 K USD
DILLON LARRY G
Chairman, President & CEO
- 400
54 USD
11 years ago
Oct 31, 2013
Sell 69.7 K USD
McKernon Bryan Edwin
- 1300
53.59 USD
11 years ago
Nov 01, 2013
Sell 80.3 K USD
McKernon Bryan Edwin
- 1500
53.51 USD
11 years ago
Oct 31, 2013
Sell 28.3 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 522
54.13 USD
11 years ago
Nov 01, 2013
Sell 25.8 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 478
54.04 USD
11 years ago
Oct 29, 2013
Sell 12.5 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 223
56.25 USD
11 years ago
Oct 29, 2013
Sell 37.4 K USD
CAUSEY J P JR
Director
- 665
56.25 USD
11 years ago
Dec 10, 2012
Sell 34.8 K USD
DILLON LARRY G
Chairman, President & CEO
- 1000
34.75 USD
11 years ago
Dec 07, 2012
Sell 17.1 K USD
DILLON LARRY G
Chairman, President & CEO
- 500
34.22 USD
12 years ago
Nov 07, 2012
Sell 38.4 K USD
CAUSEY J P JR
Director
- 1000
38.4 USD
12 years ago
Nov 05, 2012
Sell 35.1 K USD
DILLON LARRY G
Chairman, President & CEO
- 900
39 USD
12 years ago
Sep 13, 2012
Sell 20 K USD
DILLON LARRY G
Chairman, President & CEO
- 500
40 USD
12 years ago
Sep 13, 2012
Sell 40 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 1000
40.01 USD
12 years ago
Sep 14, 2012
Sell 20 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 500
40 USD
12 years ago
Sep 07, 2012
Sell 19.4 K USD
DILLON LARRY G
Chairman, President & CEO
- 485
40 USD
12 years ago
Aug 20, 2012
Sell 492 USD
DILLON LARRY G
Chairman, President & CEO
- 12
41 USD
12 years ago
Aug 16, 2012
Sell 4.5 K USD
DILLON LARRY G
Chairman, President & CEO
- 111
40.5 USD
12 years ago
Aug 17, 2012
Sell 82 USD
DILLON LARRY G
Chairman, President & CEO
- 2
41 USD
12 years ago
Aug 14, 2012
Sell 11.4 K USD
DILLON LARRY G
Chairman, President & CEO
- 279
40.69 USD
12 years ago
Aug 15, 2012
Sell 24.7 K USD
DILLON LARRY G
Chairman, President & CEO
- 611
40.5 USD
12 years ago
Aug 10, 2012
Sell 40 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 1000
40 USD
12 years ago
Aug 13, 2012
Sell 40.5 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 1000
40.5 USD
12 years ago
Aug 03, 2012
Sell 24 K USD
HUDSON JAMES H III
Director
- 600
40 USD
12 years ago
May 17, 2012
Sell 119 K USD
McKernon Bryan Edwin
- 3500
34.01 USD
12 years ago
Feb 23, 2012
Sell 33.7 K USD
HUDSON JAMES H III
Director
- 1100
30.65 USD
12 years ago
Feb 23, 2012
Sell 33.7 K USD
LAWSON JOSHUA H
Director
- 1096
30.72 USD
12 years ago
Feb 21, 2012
Sell 30 K USD
McKernon Bryan Edwin
- 1000
30 USD
12 years ago
Dec 15, 2011
Sell 12.6 K USD
DILLON LARRY G
Chairman, President & CEO
- 535
23.61 USD
12 years ago
Dec 06, 2011
Sell 2.67 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 116
23 USD
12 years ago
Dec 05, 2011
Sell 17.4 K USD
DILLON LARRY G
Chairman, President & CEO
- 757
23 USD
12 years ago
Dec 02, 2011
Sell 2.28 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 100
22.75 USD
12 years ago
Dec 05, 2011
Sell 20.3 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 884
23 USD
12 years ago
Nov 30, 2011
Sell 31.6 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 1400
22.58 USD
12 years ago
Nov 29, 2011
Sell 19.9 K USD
DILLON LARRY G
Chairman, President & CEO
- 900
22.14 USD
12 years ago
Nov 30, 2011
Sell 24.1 K USD
DILLON LARRY G
Chairman, President & CEO
- 1065
22.63 USD
12 years ago
Nov 30, 2011
Sell 24.8 K USD
CHERRY THOMAS F
Executive Vice President & CFO
- 1100
22.53 USD
13 years ago
Nov 08, 2011
Bought 10.6 K USD
CHERNACK BARRY R
Director
+ 500
21.1 USD
13 years ago
Aug 31, 2011
Sell 29.4 K USD
McKernon Bryan Edwin
- 1280
23 USD
13 years ago
Aug 26, 2011
Sell 2.39 K USD
McKernon Bryan Edwin
- 104
23 USD
13 years ago
Aug 25, 2011
Sell 11.9 K USD
McKernon Bryan Edwin
- 516
23 USD
7. News
C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months TOANO, Va., Oct. 29, 2024 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $5.4 million for the third quarter of 2024, compared to $5.8 million for the third quarter of 2023. The Corporation reported consolidated net income of $13.9 million for the first nine months of 2024, compared to $18.7 million for the first nine months of 2023. The following table presents selected financial performance highlights for the periods indicated: globenewswire.com - 2 weeks ago
C&F Financial Corporation Announces Quarterly Dividend TOANO, Va., Aug. 21, 2024 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable October 1, 2024 to shareholders of record on September 13, 2024. globenewswire.com - 2 months ago
C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months TOANO, Va., July 24, 2024 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $5.0 million for the second quarter of 2024, compared to $6.4 million for the second quarter of 2023. The Corporation reported consolidated net income of $8.5 million for the first six months of 2024, compared to $12.9 million for the first six months of 2023. The following table presents selected financial performance highlights for the periods indicated: globenewswire.com - 3 months ago
C&F Financial Corporation Announces Quarterly Dividend TOANO, Va., May 23, 2024 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable July 1, 2024 to shareholders of record on June 14, 2024. globenewswire.com - 5 months ago
C&F Financial: A Solid Dividend/Value Pick C&F Financial Corporation provides banking services in Virginia. The company has experienced slow growth in the past but recent performance has been decent, considering the current interest-rate environment. Most importantly, both the dividend and valuation profiles make CFFI worthy of serious consideration by dividend and value investors. seekingalpha.com - 5 months ago
C&F Financial Corporation Announces Net Income for First Quarter TOANO, Va., April 19, 2024 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $3.4 million for the first quarter of 2024, compared to $6.5 million for the first quarter of 2023. The following table presents selected financial performance highlights for the periods indicated: globenewswire.com - 6 months ago
C&F Financial Corporation Announces Quarterly Dividend TOANO, Va., Feb. 22, 2024 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable April 1, 2024 to shareholders of record on March 15, 2024. globenewswire.com - 8 months ago
C&F Financial Corporation Announces Net Income for 2023 TOANO, Va., Jan. 24, 2024 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $23.7 million for the year ended December 31, 2023, compared to $29.4 million for the year ended December 31, 2022. Included in net income for the year ended December 31, 2022 were the effects of real estate disposal activity related to branch consolidation and a change in accounting policy election related to the fair value of certain equity investments. Adjusted net income, a non-GAAP financial measure, was $23.7 million for the year ended December 31, 2023 compared to $27.0 million for the year ended December 31, 2022, which excludes the effects of the items mentioned above. The following table presents selected financial performance highlights for the periods indicated: globenewswire.com - 9 months ago
C&F Financial Corporation Reauthorizes Share Repurchase Program TOANO, Va., Dec. 20, 2023 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has authorized a program, effective January 1, 2024, to repurchase up to $10 million of the Corporation's common stock through December 31, 2024. Repurchases under the program may be made through privately negotiated transactions or open market transactions, including pursuant to a trading plan in accordance with Rule 10b5-1 and/or Rule 10b-18 under the Securities Exchange Act of 1934, as amended, and shares repurchased will be returned to the status of authorized and unissued shares of common stock. The timing, number and purchase price of shares repurchased under the program, if any, will be determined by management in its discretion and will depend on a number of factors, including the market price of the shares, general market and economic conditions, applicable legal requirements and other conditions, and there is no assurance that the Corporation will purchase any shares under the program. The Corporation's previous share repurchase program was last authorized by the board of directors in November 2022 for the repurchase of up to $10 million of the Corporation's common stock and will expire on December 31, 2023. Under that program, beginning in December 2022, the Corporation has repurchased 135,327 shares of its common stock for an aggregate cost of $7.5 million. globenewswire.com - 10 months ago
C&F Financial Corporation Announces Quarterly Dividend TOANO, Va., Nov. 22, 2023 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable January 1, 2024 to shareholders of record on December 15, 2023. globenewswire.com - 11 months ago
C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months TOANO, Va., Oct. 26, 2023 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $5.8 million for the third quarter of 2023, which represents a decrease of $768,000, or 11.7 percent, as compared to the third quarter of 2022. The Corporation reported consolidated net income of $18.7 million for the first nine months of 2023, which represents a decrease of $405,000, or 2.1 percent, as compared to the first nine months of 2022. The following table presents selected financial performance highlights for the periods indicated: globenewswire.com - 1 year ago
C&F Financial Corporation Announces Quarterly Dividend TOANO, Va., Aug. 16, 2023 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable October 1, 2023 to shareholders of record on September 15, 2023. globenewswire.com - 1 year ago
8. Profile Summary

C&F Financial Corporation CFFI

image
COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 234 M
Dividend Yield 0.75%
Description C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company's Retail Banking offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. It also provides ATMs, Internet and mobile banking, and debit and credit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. This segment offers its services through its main office in West Point, Virginia, as well as through 30 Virginia branches located 1 each in Albermarle, Goochland, Hanover, Middlesex, Powhatan, Stafford, York, Charlottesville, Hampton, Montross, Newport News, Richmond, Warsaw, and Williamsburg; 2 each in the counties of Cumberland, James City, King George, and New Kent; and four each in the counties of Chesterfield and Henrico. The company's Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan origination services for residential appraisals, as well as various mortgage origination functions to third parties. It provides mortgage loan origination services through 11 offices in Virginia, 1 office in Maryland, and 2 offices in North Carolina, as well as through 1 each in South Carolina and West Virginia. The company's Consumer Finance segment provides automobile loans through its offices in Richmond and Hampton, Virginia. It also offers brokerage and wealth management services; and insurance products. In addition, the company provides title and settlement agency, and insurance services. C&F Financial Corporation was founded in 1927 and is headquartered in West Point, Virginia.
Contact 3600 La Grange Parkway, Toano, VA, 23168 https://www.cffc.com
IPO Date May 7, 1998
Employees 594
Officers Mr. Rodney W. Overby Executive Vice President & Chief Information Officer Mr. Bryan E. McKernon President and Chief Executive Officer of C&F Mortgage Corporation Mr. Thomas F. Cherry President, Chief Executive Officer & Non Independent Director Mr. John Anthony Seaman III Executive Vice President & Chief Credit Officer of C&F Bank Mr. Larry G. Dillon Executive Chairman of the Board Mr. Steven Dustin Crone President and Chief Executive Officer of C&F Finance Company