image
Financial Services - Banks - Regional - NASDAQ - US
$ 72.5
-2.37 %
$ 234 M
Market Cap
11.79
P/E
INCOME STATEMENT
119 M REVENUE
6977.71%
29.2 M OPERATING INCOME
-34.67%
23.6 M NET INCOME
-19.63%
EFFICIENCY
Earnings Waterfall C&F Financial Corporation
image
Revenue 119 M
Cost Of Revenue 0
Gross Profit 119 M
Operating Expenses 126 M
Operating Income 29.2 M
Other Expenses 5.56 M
Net Income 23.6 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001 Dec-2000 Dec-1999 Dec-1998 Dec-1997 Dec-1996
REVENUE
Revenue 119.0 1.7 134.5 138.9 112.5 107.3 106.7 106.1 99.1 97.3 93.8 100.4 89.0 86.3 86.2 67.9 67.3 67.5 64.4 58.0 59.2 42.9 33.7 24.1 25.9 24.1 18.5 4.7
GROSS PROFIT
Cost Of Revenue 0 0 0 0 47.2 42.0 43.1 41.9 38.9 0 0 0 0 0 0 0 0 0 0 28.8 28 005.0 21 406.1 0 0 0 0 0 0
Gross Profit 119.0 1.7 134.5 138.9 65.3 65.3 63.6 64.2 60.1 97.3 93.8 100.4 89.0 86.3 86.2 67.9 67.3 67.5 64.4 29.2 (27 945.8) (21 363.2) 33.7 24.1 25.9 24.1 18.5 4.7
OPERATING INCOME
Operating Expenses 126.3 43.0 (96.5) (109.7) (88.5) (73.7) 98.4 97.1 90.4 (71.9) (64.1) (66.2) (58.4) (62.0) (63.3) (41.7) (32.1) (31.5) (35.4) (12.6) (18 651.7) (12 239.1) (10.4) (5.1) (7.6) (6.0) (4.0) 8.0
Selling, General and Administrative Expenses 79.7 47.9 58.6 57.7 47.2 42.0 43.1 41.9 38.9 36.1 31.2 40.7 34.3 34.9 35.1 27.7 30.8 29.0 28.3 25.2 24.4 18.0 13.4 9.6 9.4 8.3 6.3 6.0
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 29.2 44.6 38.1 29.2 23.9 33.6 116.3 115.1 107.8 25.6 29.7 34.1 30.6 24.3 22.9 26.2 35.2 36.0 29.0 24.7 29 318.2 21 452.9 23.3 19.0 18.3 18.1 14.5 12.7
PRE-TAX INCOME
Interest Income Expense 26.4 7.9 8.4 13.4 14.6 11.0 9.6 9.0 8.7 8.5 8.6 10.1 11.9 13.2 15.5 21.4 23.4 18.5 12.0 7.5 8.8 9.2 12.0 11.3 9.1 9.6 8.0 7.7
Total Other Income 0 0 (0.3) (2.2) (22.6) (23.0) (98.4) (97.1) (90.4) (0.3) (2.3) (2.3) (2.1) (1.9) 0 (1.6) 0 (2.0) (1.5) (8.5) (10 071.8) (7 551.4) (12.0) (11.3) (9.1) (9.6) (8.0) (7.7)
Pre-Tax Income 29.2 37.0 38.1 29.2 23.9 22.5 18.0 17.9 17.4 17.1 21.1 24.0 18.7 11.1 7.5 4.8 11.8 17.6 17.0 16.2 19.2 13.9 11.3 7.7 9.2 8.5 6.5 5.0
NET INCOME
Tax Provision 5.4 7.6 9.0 6.8 5.1 4.5 11.4 4.5 4.9 4.7 6.7 7.6 5.7 2.9 1.9 0.6 3.3 5.4 5.2 5.0 6.3 4.1 3.3 1.8 2.4 2.4 1.6 1.0
Net Income 23.6 29.2 28.7 22.1 18.9 18.0 6.6 13.5 12.5 12.3 14.4 16.4 13.0 8.1 5.5 4.2 8.5 12.1 11.8 11.2 12.9 9.8 8.0 5.8 6.8 6.1 4.9 4.1
EPS 6.92 8.29 7.95 6.06 5.47 5.15 1.89 3.9 3.68 3.63 4.37 5 3.76 2.26 1.44 1.38 2.79 3.85 3.49 3.14 3.58 2.73 2.25 1.62 1.83 1.59 1.25 0.92