CFFI - Intrinsic Value and Financial Analysis - C&F Financial Corporation

C&F Financial Corporation CFFI

Financial Services - Banks - Regional - NASDAQ - US

Watchlist

$ 72.5

-2.37 %

$ 234 M

Market Cap

11.79

P/E

BALANCE SHEET

2.44 B ASSETS

Growth Rates

1Year 4.53%

3Years 5.33%

5Years 9.89%

7Years 7.69%

10Years 6.39%

2.22 B LIABILITIES

Growth Rates

1Year 3.97%

3Years 5.49%

5Years 7.86%

7Years 6.26%

10Years 5.40%

217 M EQUITY

Growth Rates

1Year 10.52%

3Years 3.70%

5Years 7.37%

7Years 6.54%

10Years 6.74%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition C&F Financial Corporation

2.44 B ASSETS
2.22 B LIABILITIES

Current Assets	489 M
Cash & Short-Term Investments	479 M
Receivables	10.4 M
Other Current Assets	0
Non-Current Assets	2.83 B
Long-Term Investments	462 M
PP&E	50 M
Other Non-Current Assets	2.31 B

Current Liabilities	1.25 B
Accounts Payable	3.49 M
Short-Term Debt	58.2 M
Other Current Liabilities	1.19 B
Non-Current Liabilities	2.16 B
Long-Term Debt	45.4 M
Other Non-Current Liabilities	2.12 B

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000	Dec-1999	Dec-1998	Dec-1997	Dec-1996
ASSETS
Cash & Cash Equivalents	75.2	26.7	267.7	86.7	165.4	115.0	119.4	103.2	152.9	167.6	56.4	25.6	11.5	9.7	38.1	9.9	11.4	28.5	42.9	45.2	49.8	18.3	11.1	14.8	15.5	8.5	8.9	8.8
Short Term Investments	462.4	512.6	373.1	286.4	189.7	214.9	219.0	210.0	219.5	221.9	218.1	152.8	144.6	130.3	118.6	100.6	81.3	67.6	65.3	72.8	103 049.7	60 629.0	0	0	0	0	0	0
Receivables	10.4	9.0	6.8	8.1	6.8	7.4	7.6	7.3	6.8	6.4	6.4	5.7	5.2	5.1	5.4	5.1	5.1	4.4	3.7	3.0	2.6	2.3	2.1	2.4	2.1	2.4	2.2	2.3
Inventory	0	(36.0)	(275.6)	(96.0)	(173.3)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	0	0	0	0	0	916.5	891.1	869.0	753.8	661.2	753.8	602.3	727.5	719.6	686.2	698.2	644.3	590.0	520.2	459.6	393.7	448.8	0	0	0	0	0	0
Total Current Assets	489.2	548.2	647.6	381.2	361.9	1 253.8	1 237.1	1 189.5	1 133.0	1 057.1	1 034.6	786.4	744.3	734.4	729.6	713.2	660.8	623.0	566.8	507.8	446.1	469.4	13.2	17.2	17.6	10.9	11.1	11.1
PP&E	50.0	43.8	44.8	44.1	35.3	37.1	37.0	35.8	36.5	37.3	39.1	27.1	28.5	28.7	29.5	31.1	32.9	33.2	29.1	18.3	15.4	14.1	14.6	9.9	8.4	6.5	6.6	6.0
Intangible Assets	1.4	1.7	2.0	2.3	0.9	1.1	1.6	2.3	1.6	2.6	3.8	0	0	0	0	0	0	0	0	0	(9 061.6)	(7 852.2)	0	0	0	0	0	0
Goodwill	25.2	25.2	25.2	25.2	14.4	14.4	14.4	14.4	14.4	14.4	16.6	10.7	10.7	10.7	10.7	10.7	10.7	10.7	10.7	10.2	9 070.7	7 860.1	0	0	0	0	0	0
Long Term Investments	462.4	512.6	373.1	286.4	189.7	214.9	219.0	210.0	219.5	221.9	218.1	152.8	144.6	130.3	118.6	100.6	81.3	67.6	65.3	72.8	103.0	60.6	54.0	65.7	65.0	60.7	75.7	85.6
Other Long Term Assets	(539.0)	(22.0)	(13.6)	(13.6)	(11.2)	(12.2)	(12.1)	(26.7)	1 201.0	1 117.6	1 108.2	(37.8)	0	0	0	10.7	10.7	10.7	10.7	10.2	9.1	7.9	(68.6)	(75.6)	(73.4)	(67.2)	(82.3)	(91.6)
Other Assets	(876.5)	1 201.4	1 172.6	1 347.8	1 055.2	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	322.3	254.7	238.2	242.8	184.7	154.0
Total Assets	2 438.5	2 332.9	2 265.2	2 087.0	1 657.5	1 521.4	1 509.1	1 452.0	1 405.1	1 333.3	1 312.3	977.0	928.1	904.1	888.4	855.7	785.6	734.5	672.0	609.1	573.5	551.9	404.1	347.5	329.2	320.9	278.1	256.7
LIABILITIES
Accounts Payable	3.5	0.9	0.7	1.1	1.3	0.9	0.8	0.7	0.7	0.7	0.8	0.8	1.1	1.2	1.6	1.9	2.1	1.9	1.3	0.6	0.6	0.7	0.8	1.0	0.6	0.6	0.6	0
Short Term Debt	58.2	36.6	34.7	20.5	16.4	14.9	20.6	12.4	12.1	14.4	11.8	9.1	7.5	10.6	11.1	56.0	22.0	12.5	13.5	8.4	39.6	0	0	0	0	14.7	0	0
Other Current Liabilities	(61.7)	(37.5)	(35.5)	(21.6)	(17.7)	(15.8)	(21.5)	(13.1)	(12.8)	(15.2)	(12.6)	(10.0)	(8.7)	(11.8)	(12.7)	(57.9)	(24.1)	(14.4)	(14.8)	(9.0)	(40.2)	(0.7)	(0.8)	(1.0)	(0.6)	(15.3)	(0.6)	0
Total Current Liabilities	1 249.4	37.5	35.5	21.6	92.7	15.8	21.5	13.1	12.8	15.2	12.6	10.0	8.7	11.8	12.7	57.9	24.1	14.4	14.8	63.9	40.2	0.7	0.8	1.0	0.6	15.3	0.6	219.4
Long Term Debt	45.4	55.5	55.7	55.7	69.8	144.8	147.2	152.2	165.2	152.6	158.1	153.6	133.0	132.9	139.1	142.8	154.1	102.6	88.8	69.9	20.0	94.5	27.2	14.0	30.0	10.0	9.3	5.1
Deferred Tax Income	0	7.0	6.8	7.8	5.3	4.6	4.7	5.2	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	2 117.4	2 080.6	1 997.8	1 836.1	1 422.4	1 209.8	1 199.5	1 148.2	1 108.8	1 062.0	1 041.3	(153.6)	(133.0)	(132.9)	(139.1)	(142.8)	(154.1)	(102.6)	(88.8)	(69.9)	(20.0)	(94.5)	(27.2)	(14.0)	(30.0)	(10.0)	(9.3)	(5.1)
Total Liabilities	2 221.0	2 136.1	2 053.5	1 891.8	1 492.2	1 521.4	1 509.1	1 452.0	1 405.1	1 333.3	1 312.3	977.0	832.0	811.4	799.6	790.8	720.4	666.5	611.9	539.2	508.2	495.7	359.3	308.7	294.1	284.3	246.3	224.5
EQUITY
Common Stock	3.2	3.3	3.4	3.5	3.3	3.4	3.4	3.3	3.3	3.3	3.3	3.2	3.1	3.0	3.0	3.0	3.0	3.2	3.1	3.5	3.6	3.6	3.5	3.6	3.6	0	0	2.1
Retained Earnings	233.8	217.2	193.8	170.8	154.2	140.5	127.4	125.2	116.2	107.5	99.3	88.7	76.2	67.5	63.7	62.4	62.0	64.4	55.9	64.3	58.5	48.2	40.6	35.5	32.7	0.5	29.2	29.8
Other Accumulative Comprehensive Income/Loss	(26.7)	(37.0)	(2.1)	(2.0)	(2.2)	(4.7)	(1.9)	(1.0)	1.2	3.1	(0.3)	4.7	3.4	71 K	1.0	(1.0)	0.2	0.1	0.8	2.0	2.3	1.9	0.5	(0.3)	(1.3)	0.6	0.5	0.3
Total Equity	217.5	196.8	211.7	195.1	165.3	152.0	141.7	139.2	131.1	123.4	112.9	102.2	96.1	92.8	88.9	64.9	65.2	68.0	60.1	69.9	65.4	56.2	44.7	38.8	35.1	36.6	31.8	32.2
Total Liabilities and Equity	2 438.5	2 332.9	2 265.2	2 087.0	1 657.5	1 521.4	1 509.1	1 452.0	1 405.1	1 333.3	1 312.3	977.0	928.1	904.1	888.4	855.7	785.6	734.5	672.0	609.1	573.5	551.9	404.1	347.5	329.2	320.9	278.1	256.7
SHARES OUTSTANDING
Common Shares Outstanding	3.4	3.5	3.6	3.6	3.5	3.5	3.5	3.5	3.4	3.4	3.3	3.2	3.1	3.1	3.0	3.0	3.0	3.2	3.4	3.6	3.6	3.6	3.6	3.6	3.7	3.8	3.9	4.4

Balance Sheet

Premium Plan

Unlimited Plan