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Home Bancorp, Inc. HBCP
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 41.95
-0.38 %
$ 336 M
Market Cap
9.22
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one HBCP stock under the worst case scenario is HIDDEN Compared to the current market price of 42 USD, Home Bancorp, Inc. is HIDDEN

HBCP Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one HBCP stock under the base case scenario is HIDDEN Compared to the current market price of 42 USD, Home Bancorp, Inc. is HIDDEN

HBCP Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one HBCP stock under the best case scenario is HIDDEN Compared to the current market price of 42 USD, Home Bancorp, Inc. is HIDDEN

HBCP Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart HBCP

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1M -6%
6M -6%
1Y 19%
3Y 11%
5Y 101%
All
$54.0$54.0$52.0$52.0$50.0$50.0$48.0$48.0$46.0$46.0$44.0$44.0$42.0$42.0$40.0$40.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
185 M REVENUE
39.46%
Growth Rates
1Year 39.46%
3Years 16.37%
5Years 12.97%
7Years 13.15%
10Years 12.05%
183 M OPERATING INCOME
205.17%
Growth Rates
1Year 205.17%
3Years 44.61%
5Years 40.16%
7Years 26.19%
10Years 25.83%
36.4 M NET INCOME
-9.48%
Growth Rates
1Year -9.48%
3Years -9.18%
5Years 5.45%
7Years 11.67%
10Years 13.95%
48.7 M OPERATING CASH FLOW
17.83%
Growth Rates
1Year 17.83%
3Years -4.37%
5Years 2.09%
7Years 10.16%
10Years 5.74%
-107 M INVESTING CASH FLOW
-13.63%
Growth Rates
1Year -13.63%
3Years -43.42%
5Years -8.17%
7Years -13.06%
10Years -50.50%
81.1 M FINANCING CASH FLOW
96.21%
Growth Rates
1Year 96.21%
3Years -35.55%
5Years 56.56%
7Years 24.31%
10Years 16.82%
35.2 M REVENUE
3.35%
Growth Rates
1Year 39.46%
3Years 16.37%
5Years 12.97%
7Years 13.15%
10Years 12.05%
0 OPERATING INCOME
0.00%
Growth Rates
1Year 205.17%
3Years 44.61%
5Years 40.16%
7Years 26.19%
10Years 25.83%
9.67 M NET INCOME
2.50%
Growth Rates
1Year -9.48%
3Years -9.18%
5Years 5.45%
7Years 11.67%
10Years 13.95%
5.83 M OPERATING CASH FLOW
-67.91%
Growth Rates
1Year 17.83%
3Years -4.37%
5Years 2.09%
7Years 10.16%
10Years 5.74%
-47.1 M INVESTING CASH FLOW
-1671.50%
Growth Rates
1Year -13.63%
3Years -43.42%
5Years -8.17%
7Years -13.06%
10Years -50.50%
3.89 M FINANCING CASH FLOW
-43.55%
Growth Rates
1Year 96.21%
3Years -35.55%
5Years 56.56%
7Years 24.31%
10Years 16.82%
Balance Sheet Home Bancorp, Inc.
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Current Assets 501 M
Cash & Short-Term Investments 501 M
Receivables 0
Other Current Assets 0
Non-Current Assets 127 M
Long-Term Investments 0
PP&E 42.3 M
Other Non-Current Assets 85 M
79.74 %6.73 %13.53 %Total Assets$628.7m
Current Liabilities 137 M
Accounts Payable 0
Short-Term Debt 137 M
Other Current Liabilities 0
Non-Current Liabilities 2.91 B
Long-Term Debt 0
Other Non-Current Liabilities 2.91 B
4.50 %95.50 %Total Liabilities$3.0b
EFFICIENCY
Earnings Waterfall Home Bancorp, Inc.
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Revenue 185 M
Cost Of Revenue 0
Gross Profit 185 M
Operating Expenses 2 M
Operating Income 183 M
Other Expenses 146 M
Net Income 36.4 M
200m200m180m180m160m160m140m140m120m120m100m100m80m80m60m60m40m40m20m20m00185m0185m(2m)183m(146m)36mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 100.00%
10Years 100.00%
98.92% OPERATING MARGIN
98.92%
Averages
1Year 98.92%
3Years 61.25%
5Years 52.84%
7Years 49.14%
10Years 46.57%
19.72% NET MARGIN
19.72%
Averages
1Year 19.72%
3Years 25.31%
5Years 28.13%
7Years 28.34%
10Years 26.28%
9.20% ROE
9.20%
Averages
1Year 9.20%
3Years 10.16%
5Years 10.40%
7Years 10.17%
10Years 9.41%
1.06% ROA
1.06%
Averages
1Year 1.06%
3Years 1.11%
5Years 1.19%
7Years 1.24%
10Years 1.13%
23.44% ROIC
23.44%
Averages
1Year 23.44%
3Years 10.60%
5Years 7.66%
7Years 6.31%
10Years 4.52%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Home Bancorp, Inc.
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60m60m50m50m40m40m30m30m20m20m10m10m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 36.4 M
Depreciation & Amortization 6.57 M
Capital Expenditures -4.06 M
Stock-Based Compensation 2.76 M
Change in Working Capital 1.21 M
Others 699 K
Free Cash Flow 44.7 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Home Bancorp, Inc.
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Wall Street analysts predict an average 1-year price target for HBCP of $50 , with forecasts ranging from a low of $50 to a high of $50 .
HBCP Lowest Price Target Wall Street Target
50 USD 19.19%
HBCP Average Price Target Wall Street Target
50 USD 19.19%
HBCP Highest Price Target Wall Street Target
50 USD 19.19%
Price
Max Price Target
Min Price Target
Average Price Target
54545252505048484646444442424040383836363434May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.57% DIVIDEND YIELD
0.27 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.201.201.001.000.800.800.600.600.400.400.200.200.000.000.070.090.130.150.20.220.220.230.250.250.270.070.10.140.170.210.220.230.230.250.250.080.10.140.190.210.220.230.230.250.250.080.300.120.410.140.550.20.710.220.840.220.880.230.910.240.930.251.000.261.010.272015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership Home Bancorp, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
12.2 K USD 1
6-9 MONTHS
207 K USD 1
9-12 MONTHS
43.3 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Home Bancorp (HBCP) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Home Bancorp (HBCP) have what it takes? zacks.com - 1 week ago
HOME BANCORP, INC. TO ISSUE 2025 FIRST QUARTER EARNINGS AND HOST CONFERENCE CALL LAFAYETTE, La. , April 4, 2025 /PRNewswire/ -- Home Bancorp, Inc. (Nasdaq: "HBCP") (the "Company"), the parent company for Home Bank, N.A. prnewswire.com - 2 weeks ago
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Home Bancorp (HBCP) have what it takes? zacks.com - 1 month ago
Why Home Bancorp (HBCP) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Home Bancorp (HBCP) have what it takes? zacks.com - 1 month ago
Why Home Bancorp (HBCP) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Home Bancorp (HBCP) have what it takes? zacks.com - 2 months ago
23 Upcoming Dividend Increases, Including 2 Kings Excited to announce dividend hikes for 23 companies, including dividend kings SJW Group and California Water Service Group, with 5% and 7.1% increases. Companies with consistent dividend growth indicate financial health, attracting investors and boosting stock prices, leading to long-term wealth accumulation. Investment strategy focuses on stocks with rising dividends and outperforming benchmarks, using data from U.S. Dividend Champions and NASDAQ. seekingalpha.com - 2 months ago
Home Bancorp (HBCP) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Home Bancorp (HBCP) have what it takes? zacks.com - 2 months ago
Home Bancorp, Inc. (HBCP) Q4 2024 Earnings Call Transcript Home Bancorp, Inc. (NASDAQ:HBCP ) Q4 2024 Earnings Call January 28, 2024 8:30 AM ET Company Participants John W. Bordelon - Chairman, President, and CEO David T. seekingalpha.com - 2 months ago
Home Bancorp (HBCP) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates The headline numbers for Home Bancorp (HBCP) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 2 months ago
Home Bancorp (HBCP) Beats Q4 Earnings and Revenue Estimates Home Bancorp (HBCP) came out with quarterly earnings of $1.21 per share, beating the Zacks Consensus Estimate of $1.14 per share. This compares to earnings of $1.17 per share a year ago. zacks.com - 2 months ago
Ahead of Home Bancorp (HBCP) Q4 Earnings: Get Ready With Wall Street Estimates for Key Metrics Besides Wall Street's top -and-bottom-line estimates for Home Bancorp (HBCP), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended December 2024. zacks.com - 2 months ago
HOME BANCORP, INC. TO ISSUE 2024 FOURTH QUARTER EARNINGS AND HOST CONFERENCE CALL LAFAYETTE, La. , Jan. 9, 2025 /PRNewswire/ -- Home Bancorp, Inc. (Nasdaq: "HBCP") (the "Company"), the parent company for Home Bank, N.A. prnewswire.com - 3 months ago
8. Profile Summary

Home Bancorp, Inc. HBCP

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 336 M
Dividend Yield 0.57%
Description Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts. The company also provides various loan products, such as one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. In addition, it invests in securities; and offers credit cards and online banking services. The company operates through a network of 19 banking offices in the Acadiana, four banking offices in Baton Rouge, six banking offices in the Greater New Orleans area, six banking offices in the Northshore region, and three banking offices in Natchez. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.
Contact 503 Kaliste Saloom Road, Lafayette, LA, 70508 https://www.home24bank.com
IPO Date Oct. 8, 2008
Employees 471
Officers Mr. David T. Kirkley C.F.A. Senior EVice President & Chief Financial Officer Ms. Natalie Lemoine Chief Administrative Officer & Senior EVice President Mr. Daniel G. Guidry Independent Director & Corporate Secretary Mr. John J. Zollinger IV Senior Executive Vice President & Chief Banking Officer Mr. Darren E. Guidry Senior EVice President & Chief Risk Officer Mr. John W. Bordelon Chairman, President & Chief Executive Officer Mr. Mark C. Herpin Senior Executive Vice President & Chief Operating Officer