Financial Services - Banks - Regional - NYSE - US
$ 48.58
0.0206 %
$ 1.85 B
Market Cap
15.04
P/E
National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as office buildings, warehouse/distribution buildings, multi-family, hospitality, and retail buildings; small business administration loans to support manufacturers, distributors, and service providers; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans.[ Read More ]
The intrinsic value of one NBHC stock under the base case scenario is HIDDEN Compared to the current market price of 48.6 USD, National Bank Holdings Corporation is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart NBHC
FINANCIALS
418 M
REVENUE
215 M
OPERATING INCOME
142 M
NET INCOME
167 M
OPERATING CASH FLOW
-404 M
INVESTING CASH FLOW
231 M
FINANCING CASH FLOW
106 M
REVENUE
0
OPERATING INCOME
33.3 M
NET INCOME
50.6 M
OPERATING CASH FLOW
-91.4 M
INVESTING CASH FLOW
76.6 M
FINANCING CASH FLOW
Balance Sheet Decomposition
National Bank Holdings Corporation
| Current Assets | 191 M |
| Cash & Short-Term Investments | 191 M |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 1.83 B |
| Long-Term Investments | 1.26 B |
| PP&E | 192 M |
| Other Non-Current Assets | 372 M |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 8.74 B |
| Long-Term Debt | 394 M |
| Other Non-Current Liabilities | 8.34 B |
EFFICIENCY
Earnings Waterfall
National Bank Holdings Corporation
| Revenue | 418 M |
| Cost Of Revenue | 0 |
| Gross Profit | 418 M |
| Operating Expenses | 203 M |
| Operating Income | 215 M |
| Other Expenses | 72.7 M |
| Net Income | 142 M |
RATIOS
100.00%
GROSS MARGIN
51.43%
OPERATING MARGIN
34.02%
NET MARGIN
11.71%
ROE
1.43%
ROA
10.81%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
National Bank Holdings Corporation
| Net Income | 142 M |
| Depreciation & Amortization | 23.9 M |
| Capital Expenditures | -36.8 M |
| Stock-Based Compensation | 7.22 M |
| Change in Working Capital | -13.2 M |
| Others | -6.24 M |
| Free Cash Flow | 130 M |
Wall Street Analysts Price Targets
National Bank Holdings Corporation
Wall Street analysts predict an average 1-year price target for NBHC of $48.7 , with forecasts ranging from a low of $45 to a high of $53 .
NBHC Lowest Price Target
Wall Street Target
45 USD
-7.37%
NBHC Average Price Target
Wall Street Target
48.7 USD
0.18%
NBHC Highest Price Target
Wall Street Target
53 USD
9.10%
4. DIVIDEND ANALYSIS
0.67%
DIVIDEND YIELD
0.29 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
National Bank Holdings Corporation
Sold
0-3 MONTHS
2.82 M USD 8
3-6 MONTHS
3.39 M USD 4
6-9 MONTHS
0 USD 0
9-12 MONTHS
137 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
4 days ago
Nov 13, 2024
|
Sell 959 K USD
|
Newfield Richard U Jr.
CHIEF RISK MNGMT OFFICER |
- 19259
|
49.81 USD |
|
1 week ago
Nov 08, 2024
|
Sell 63.3 K USD
|
Kramer Valerie D.
Chief Digital Officer |
- 1275
|
49.62 USD |
|
6 days ago
Nov 11, 2024
|
Sell 44.9 K USD
|
Kramer Valerie D.
Chief Digital Officer |
- 897
|
50.11 USD |
|
2 months ago
Sep 03, 2024
|
Sell 163 K USD
|
Randall Christopher S.
EVP, COMM. & SPECIALTY BANKING |
- 3750
|
43.51 USD |
|
2 months ago
Aug 26, 2024
|
Sell 696 K USD
|
LANEY G. TIMOTHY
CHIEF EXECUTIVE OFFICER |
- 16063
|
43.34 USD |
|
2 months ago
Aug 23, 2024
|
Sell 442 K USD
|
Clermont Ralph W
Director |
- 10000
|
44.18 USD |
|
2 months ago
Aug 23, 2024
|
Sell 12.3 K USD
|
Kramer Valerie D.
Chief Digital Officer |
- 278
|
44.31 USD |
|
2 months ago
Aug 22, 2024
|
Sell 112 K USD
|
Van Denabeele Nicole
CHIEF ACCOUNTING OFFICER |
- 2652
|
42.28 USD |
|
2 months ago
Aug 22, 2024
|
Sell 170 K USD
|
Dean Robert E
Director |
- 4057
|
42 USD |
|
2 months ago
Aug 20, 2024
|
Sell 160 K USD
|
ZEILE ART
Director |
- 3875
|
41.27 USD |
|
3 months ago
Aug 13, 2024
|
Sell 29.1 K USD
|
Kramer Valerie D.
Chief Digital Officer |
- 725
|
40.17 USD |
|
3 months ago
Jul 29, 2024
|
Sell 2.12 M USD
|
LANEY G. TIMOTHY
CHIEF EXECUTIVE OFFICER |
- 49763
|
42.64 USD |
|
3 months ago
Jul 30, 2024
|
Sell 1.58 K USD
|
LANEY G. TIMOTHY
CHIEF EXECUTIVE OFFICER |
- 37
|
42.65 USD |
|
3 months ago
Jul 26, 2024
|
Sell 684 K USD
|
Sobers Patrick G.
Director |
- 15876
|
43.1 USD |
|
3 months ago
Jul 26, 2024
|
Sell 123 K USD
|
Sobers Patrick G.
Director |
- 2862
|
43.12 USD |
|
3 months ago
Jul 26, 2024
|
Sell 432 K USD
|
Clermont Ralph W
Director |
- 10000
|
43.17 USD |
|
1 year ago
Nov 15, 2023
|
Sell 137 K USD
|
Randall Christopher S.
EVP, COMM. & SPECIALTY BANKING |
- 4000
|
34.25 USD |
|
1 year ago
Jan 11, 2023
|
Sell 434 K USD
|
LANEY G. TIMOTHY
director: CHIEF EXECUTIVE OFFICER |
- 10000
|
43.38 USD |
|
1 year ago
Jan 11, 2023
|
Sell 434 K USD
|
LANEY G. TIMOTHY
director: CHIEF EXECUTIVE OFFICER |
- 10000
|
43.38 USD |
|
1 year ago
Dec 13, 2022
|
Sell 429 K USD
|
LANEY G. TIMOTHY
director: CHIEF EXECUTIVE OFFICER |
- 10000
|
42.89 USD |
|
2 years ago
Nov 08, 2022
|
Sell 475 K USD
|
LANEY G. TIMOTHY
director: CHIEF EXECUTIVE OFFICER |
- 10000
|
47.52 USD |
|
2 years ago
Oct 25, 2022
|
Sell 508 K USD
|
LANEY G. TIMOTHY
director: CHIEF EXECUTIVE OFFICER |
- 12500
|
40.65 USD |
|
2 years ago
Oct 26, 2022
|
Sell 304 K USD
|
LANEY G. TIMOTHY
director: CHIEF EXECUTIVE OFFICER |
- 7500
|
40.49 USD |
|
2 years ago
Aug 15, 2022
|
Sell 544 K USD
|
LANEY G. TIMOTHY
director: CHIEF EXECUTIVE OFFICER |
- 12500
|
43.53 USD |
|
2 years ago
Aug 16, 2022
|
Sell 527 K USD
|
LANEY G. TIMOTHY
CHIEF EXECUTIVE OFFICER |
- 11901
|
44.25 USD |
|
2 years ago
Jul 26, 2022
|
Sell 198 K USD
|
Dean Robert E
director: |
- 4826
|
41 USD |
|
2 years ago
Jun 08, 2022
|
Sell 508 K USD
|
LANEY G. TIMOTHY
CHIEF EXECUTIVE OFFICER |
- 12500
|
40.6 USD |
|
2 years ago
Jun 08, 2022
|
Sell 295 K USD
|
LANEY G. TIMOTHY
director: CHIEF EXECUTIVE OFFICER |
- 7299
|
40.43 USD |
|
2 years ago
May 17, 2022
|
Sell 232 K USD
|
LANEY G. TIMOTHY
director: CHIEF EXECUTIVE OFFICER |
- 5800
|
40.02 USD |
|
2 years ago
Mar 16, 2022
|
Sell 429 K USD
|
LANEY G. TIMOTHY
director: CHIEF EXECUTIVE OFFICER |
- 10000
|
42.88 USD |
|
2 years ago
Feb 22, 2022
|
Sell 456 K USD
|
LANEY G. TIMOTHY
CHIEF EXECUTIVE OFFICER |
- 10000
|
45.61 USD |
|
2 years ago
Nov 19, 2021
|
Sell 77.2 K USD
|
Zahl Brendan W
EVP NBH RESIDENTIAL BANKING |
- 1700
|
45.41 USD |
|
3 years ago
Nov 12, 2021
|
Sell 223 K USD
|
Newfield Richard U Jr.
Chief Risk Mngmt Officer |
- 4900
|
45.4091 USD |
|
3 years ago
Nov 11, 2021
|
Sell 918 K USD
|
Newfield Richard U Jr.
Chief Risk Mngmt Officer |
- 20000
|
45.8984 USD |
|
3 years ago
Nov 15, 2021
|
Sell 610 K USD
|
Newfield Richard U Jr.
Chief Risk Mngmt Officer |
- 13491
|
45.2331 USD |
|
3 years ago
Apr 28, 2021
|
Sell 393 K USD
|
Warren Burney S. III
Director |
- 9584
|
40.99 USD |
|
3 years ago
Apr 27, 2021
|
Sell 198 K USD
|
Dean Robert E
Director |
- 4910
|
40.4 USD |
|
3 years ago
Dec 01, 2020
|
Sell 291 K USD
|
Randall Christopher S.
EVP, Comm. & Specialty Banking |
- 8900
|
32.6615 USD |
|
4 years ago
Nov 09, 2020
|
Sell 40.3 K USD
|
Spring Maria F
Director |
- 1279
|
31.49 USD |
|
4 years ago
Nov 09, 2020
|
Sell 40.3 K USD
|
Spring Maria F
Director |
- 1279
|
31.49 USD |
|
4 years ago
Apr 30, 2020
|
Sell 1.34 M USD
|
Newfield Richard U Jr.
Chief Risk Mngmt Officer |
- 50000
|
26.7874 USD |
|
5 years ago
Sep 11, 2019
|
Sell 396 USD
|
Zahl Brendan W
EVP NBH Residential Banking |
- 11
|
36.04 USD |
|
5 years ago
Sep 12, 2019
|
Sell 89.9 K USD
|
Zahl Brendan W
EVP NBH Residential Banking |
- 2489
|
36.1022 USD |
|
5 years ago
Sep 09, 2019
|
Sell 657 K USD
|
Spring Maria F
Director |
- 19333
|
34 USD |
|
5 years ago
Mar 14, 2019
|
Sell 9.63 K USD
|
Bartelli Whitney A.
Chief Marketing Officer |
- 280
|
34.3818 USD |
|
5 years ago
Mar 15, 2019
|
Sell 19.3 K USD
|
Bartelli Whitney A.
Chief Marketing Officer |
- 560
|
34.491 USD |
|
5 years ago
Mar 14, 2019
|
Sell 166 K USD
|
Sobers Patrick G.
EVP, Bus. & Consumer Bnkg |
- 4825
|
34.3047 USD |
7. News
National Bank Holdings (NBHC) is a Great Momentum Stock: Should You Buy?
Does National Bank Holdings (NBHC) have what it takes to be a top stock pick for momentum investors? Let's find out.
zacks.com
- 5 days ago
All You Need to Know About National Bank Holdings (NBHC) Rating Upgrade to Buy
National Bank Holdings (NBHC) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 3 weeks ago
What Makes National Bank Holdings (NBHC) a Strong Momentum Stock: Buy Now?
Does National Bank Holdings (NBHC) have what it takes to be a top stock pick for momentum investors? Let's find out.
zacks.com
- 3 weeks ago
Inflation undershoots to jumbo cuts: What 10 European Central Bank members said this week
A slew of Governing Council members spoke to CNBC's Karen Tso at the International Monetary Fund's annual meeting in Washington, D.C. this week.
cnbc.com
- 3 weeks ago
National Bank Holdings Corporation (NBHC) Q3 2024 Earnings Call Transcript
National Bank Holdings Corporation (NYSE:NBHC ) Q3 2024 Earnings Conference Call October 23, 2024 11:00 AM ET Company Participants Emily Gooden - Chief Accounting Officer and Director, Investor Relations Timothy Laney - Chairman, and Chief Executive Officer Nicole Van Denabeele - Chief Financial Officer Aldis Birkans - President Conference Call Participants Jeff Rulis - D.A. Davidson Kathleen Ashley - KBW Andrew Terrell - Stephens Andrew Liesch - Piper Sandler Operator Good morning, everyone, and welcome to the National Bank Holdings Corporation 2024 Third Quarter Earnings Call.
seekingalpha.com
- 3 weeks ago
National Bank Holdings (NBHC) Beats Q3 Earnings and Revenue Estimates
National Bank Holdings (NBHC) came out with quarterly earnings of $0.86 per share, beating the Zacks Consensus Estimate of $0.76 per share. This compares to earnings of $0.94 per share a year ago.
zacks.com
- 3 weeks ago
National Bank Holdings Corporation Announces Third Quarter 2024 Financial Results and Increase to Quarterly Dividend
DENVER, Oct. 22, 2024 (GLOBE NEWSWIRE) -- National Bank Holdings Corporation (NYSE: NBHC) reported: For the quarter(1) For the year(1) 3Q24 2Q24 3Q23 2024 2023 Net income ($000's) $ 33,105 $ 26,135 $ 36,087 $ 90,631 $ 108,927 Earnings per share - diluted $ 0.86 $ 0.68 $ 0.94 $ 2.36 $ 2.85 Return on average assets 1.32 % 1.06 % 1.46 % 1.22 % 1.50 % Return on average tangible assets(2) 1.43 % 1.17 % 1.58 % 1.33 % 1.61 % Return on average equity 10.33 % 8.46 % 12.26 % 9.70 % 12.71 % Return on average tangible common equity(2) 14.84 % 12.44 % 18.38 % 14.14 % 18.81 % (1 ) Ratios are annualized. (2 ) See non-GAAP reconciliations below.
globenewswire.com
- 3 weeks ago
National Bank Holdings Corporation Announces Date for 2024 Third Quarter Earnings Release
DENVER, Oct. 04, 2024 (GLOBE NEWSWIRE) -- National Bank Holdings Corporation (NYSE: NBHC) expects to report its third quarter financial results after the markets close on Tuesday, October 22, 2024. Management will host a conference call to review the results at 11:00 a.m. Eastern Time on Wednesday, October 23, 2024. Interested parties may listen to this call by dialing (888) 204-4368 using the participant passcode of 3279876 and asking for the NBHC Q3 2024 Earnings Call. A recording of the call will be available approximately four hours after the call's completion on the Company's website at www.nationalbankholdings.com by visiting the investor relations area.
globenewswire.com
- 1 month ago
National Bank Holdings Corporation Announces Key Executive Officer Promotions
DENVER, Sept. 10, 2024 (GLOBE NEWSWIRE) -- National Bank Holdings Corporation (NYSE: NBHC, or the “Company”) announced today that Aldis Birkans, the Company's EVP, Chief Financial Officer was promoted to President of the Company with Tim Laney continuing to serve as the Company's Chairman and Chief Executive Officer. Nicole Van Denabeele, the Company's EVP, Chief Accounting Officer has been appointed as the Company's EVP, Chief Financial Officer. In addition, Emily Gooden has been appointed as the Company's SVP, Chief Accounting Officer and will continue to serve as Investor Relations Director. The effective date of these promotions are all as of September 10, 2024.
globenewswire.com
- 2 months ago
National Bank Holdings Corporation Announces Quarterly Dividend
DENVER, July 30, 2024 (GLOBE NEWSWIRE) -- National Bank Holdings Corporation (NYSE: NBHC) announced today that its Board of Directors approved a cash dividend to shareholders. The quarterly cash dividend of twenty-eight cents ($0.28) per share of common stock will be payable on September 13, 2024 to shareholders of record at the close of business on August 30, 2024.
globenewswire.com
- 3 months ago
National Bank Holdings Corporation (NBHC) Q2 2024 Earnings Call Transcript
National Bank Holdings Corporation (NYSE:NBHC ) Q2 2024 Earnings Conference Call July 24, 2024 11:00 AM ET Company Participants Emily Gooden - Director, Investor Relations Timothy Laney - Chairman, President and Chief Executive Officer Aldis Birkans - Chief Financial Officer Conference Call Participants Jeff Rulis - D.A. Davidson Kathleen Ashley - KBW Andrew Terrell - Stephens Andrew Liesch - Piper Sandler Operator Good morning, everyone, and welcome to the National Bank Holdings Corporation 2024 Second Quarter Earnings Call.
seekingalpha.com
- 3 months ago
National Bank Holdings (NBHC) Misses Q2 Earnings and Revenue Estimates
National Bank Holdings (NBHC) came out with quarterly earnings of $0.68 per share, missing the Zacks Consensus Estimate of $0.75 per share. This compares to earnings of $0.85 per share a year ago.
zacks.com
- 3 months ago
8. Profile Summary
National Bank Holdings Corporation NBHC
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 1.85 B
Dividend Yield
0.67%
Description
National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as office buildings, warehouse/distribution buildings, multi-family, hospitality, and retail buildings; small business administration loans to support manufacturers, distributors, and service providers; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. As of January 20, 2022, the company operated through a network of 81 banking centers located in Colorado, the greater Kansas City region, New Mexico, Utah, and Texas. It also operates 121 ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. National Bank Holdings Corporation was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.
Contact
7800 East Orchard Road, Greenwood Village, CO, 80111
https://www.nationalbankholdings.com
IPO Date
Sept. 20, 2012
Employees
1226
Officers
Ms. Nicole Van Denabeele
Executive Vice President & Chief Financial Officer
Ms. Emily Gooden
Senior Vice President, Chief Accounting Officer & Investor Relations Director
Ms. Valerie D. Kramer CTP
Executive Vice President & Chief Digital Officer
Mr. Charlie Koch
Market Manager of Commercial Banking & Director of Treasury Management
Mr. G. Timothy Laney
Chairman & Chief Executive Officer
Mr. Aldis Birkans C.F.A.
President
Mr. Richard U. Newfield Jr.
Executive Vice President & Chief Risk Officer
Ms. Angela Nicole Petrucci
Executive Vice President, Chief Administrative Officer, General Counsel & Secretary
Mr. Patrick G. Sobers
Director