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Financial Services - Banks - Regional - NYSE - US
$ 34.31
0.175 %
$ 1.31 B
Market Cap
11.14
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one NBHC stock under the worst case scenario is HIDDEN Compared to the current market price of 34.3 USD, National Bank Holdings Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one NBHC stock under the base case scenario is HIDDEN Compared to the current market price of 34.3 USD, National Bank Holdings Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one NBHC stock under the best case scenario is HIDDEN Compared to the current market price of 34.3 USD, National Bank Holdings Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart NBHC

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$52.0$52.0$50.0$50.0$48.0$48.0$46.0$46.0$44.0$44.0$42.0$42.0$40.0$40.0$38.0$38.0$36.0$36.0$34.0$34.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
538 M REVENUE
28.13%
531 M OPERATING INCOME
195.19%
119 M NET INCOME
-16.36%
155 M OPERATING CASH FLOW
-6.99%
64.7 M INVESTING CASH FLOW
116.00%
-284 M FINANCING CASH FLOW
-123.17%
136 M REVENUE
29.77%
134 M OPERATING INCOME
237.23%
28.2 M NET INCOME
-14.64%
46.4 M OPERATING CASH FLOW
-8.21%
120 M INVESTING CASH FLOW
231.69%
-220 M FINANCING CASH FLOW
-286.81%
Balance Sheet National Bank Holdings Corporation
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Current Assets 655 M
Cash & Short-Term Investments 655 M
Receivables 0
Other Current Assets 0
Non-Current Assets 561 M
Long-Term Investments 0
PP&E 197 M
Other Non-Current Assets 364 M
53.87 %16.17 %29.96 %Total Assets$1.2b
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 105 M
Long-Term Debt 105 M
Other Non-Current Liabilities 0
100.00 %Total Liabilities$104.5m
EFFICIENCY
Earnings Waterfall National Bank Holdings Corporation
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Revenue 538 M
Cost Of Revenue 0
Gross Profit 538 M
Operating Expenses 7.06 M
Operating Income 531 M
Other Expenses 412 M
Net Income 119 M
600m600m500m500m400m400m300m300m200m200m100m100m00538m0538m(7m)531m(412m)119mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
98.69% OPERATING MARGIN
98.69%
22.07% NET MARGIN
22.07%
9.10% ROE
9.10%
1.21% ROA
1.21%
35.72% ROIC
35.72%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis National Bank Holdings Corporation
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250m250m200m200m150m150m100m100m50m50m00(50m)(50m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 119 M
Depreciation & Amortization 22.8 M
Capital Expenditures 0
Stock-Based Compensation 8.05 M
Change in Working Capital 0
Others 3.12 M
Free Cash Flow 155 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets National Bank Holdings Corporation
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Wall Street analysts predict an average 1-year price target for NBHC of $47.9 , with forecasts ranging from a low of $43 to a high of $53 .
NBHC Lowest Price Target Wall Street Target
43 USD 25.33%
NBHC Average Price Target Wall Street Target
47.9 USD 39.48%
NBHC Highest Price Target Wall Street Target
53 USD 54.47%
Price
Max Price Target
Min Price Target
Average Price Target
555550504545404035353030May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.67% DIVIDEND YIELD
0.29 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.201.201.001.000.800.800.600.600.400.400.200.200.000.000.050.050.070.090.170.20.210.230.250.270.290.050.050.090.140.190.20.220.230.260.280.050.050.090.140.190.20.220.230.260.280.050.200.070.220.090.340.170.540.20.750.20.800.220.870.250.940.271.040.291.120.292015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership National Bank Holdings Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
1.07 M USD 2
6-9 MONTHS
5.15 M USD 8
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
National Bank Holdings Corporation Announces Date for 2025 First Quarter Earnings Release DENVER, April 04, 2025 (GLOBE NEWSWIRE) -- National Bank Holdings Corporation (NYSE: NBHC) expects to report its first quarter financial results after the markets close on Tuesday, April 22, 2025. Management will host a conference call to review the results at 11:00 a.m. Eastern Time on Wednesday, April 23, 2025. Interested parties may listen to this call by dialing (877) 400-0505 using the participant passcode of 7036929 and asking for the NBHC Q1 2025 Earnings Call. A recording of the call will be available approximately four hours after the call's completion on the Company's website at www.nationalbankholdings.com by visiting the investor relations area. globenewswire.com - 2 weeks ago
National Bank Holdings (NBHC) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does National Bank Holdings (NBHC) have what it takes? zacks.com - 1 month ago
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does National Bank Holdings (NBHC) have what it takes? zacks.com - 1 month ago
National Bank Holdings (NBHC) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does National Bank Holdings (NBHC) have what it takes? zacks.com - 2 months ago
National Bank Holdings Corporation (NBHC) Q4 2024 Earnings Call Transcript National Bank Holdings Corporation (NYSE:NBHC ) Q4 2024 Earnings Conference Call January 23, 2025 11:00 AM ET Company Participants Emily Gooden - Chief Accounting Officer and Investor Relations Director Timothy Laney - Chairman and Chief Executive Officer Nicole Van Denabeele - Chief Financial Officer Aldis Birkans - President Conference Call Participants Ryan Payne - D.A. Davidson Charlie Driscoll - KBW Andrew Liesch - Piper Sandler Operator Good morning, everyone, and welcome to the National Bank Holdings Corporation 2024 Fourth Quarter Earnings Call. seekingalpha.com - 2 months ago
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does National Bank Holdings (NBHC) have what it takes? zacks.com - 2 months ago
National Bank Holdings (NBHC) Q4 Earnings and Revenues Surpass Estimates National Bank Holdings (NBHC) came out with quarterly earnings of $0.86 per share, beating the Zacks Consensus Estimate of $0.82 per share. This compares to earnings of $0.87 per share a year ago. zacks.com - 2 months ago
National Bank Holdings Corporation Announces Quarterly Dividend, Fourth Quarter and Full Year 2024 Financial Results NYSE Ticker: NBHC DENVER, Jan. 22, 2025 (GLOBE NEWSWIRE) -- National Bank Holdings Corporation (the “Company”) reported:     For the quarter(1)   For the year   2024 Adjusted(2)     4Q24   3Q24   4Q23   2024   2023   QTD   YTD Net income ($000's)   $ 28,184     $ 33,105     $ 33,121     $ 118,815     $ 142,048     $ 33,232     $ 123,863   Earnings per share - diluted   $ 0.73     $ 0.86     $ 0.87     $ 3.08     $ 3.72     $ 0.86     $ 3.22   Return on average assets     1.13 %     1.32 %     1.33 %     1.20 %     1.45 %     1.33 %     1.25 % Return on average tangible assets(2)     1.23 %     1.43 %     1.44 %     1.30 %     1.57 %     1.44 %     1.36 % Return on average equity     8.59 %     10.33 %     11.10 %     9.41 %     12.29 %     10.13 %     9.81 % Return on average tangible common equity(2)     12.31 %     14.84 %     16.56 %     13.65 %     18.23 %     14.40 %     14.20 %                                                        (1)   Ratios are annualized. (2)   See non-GAAP reconciliations below. globenewswire.com - 2 months ago
National Bank Holdings Corporation Announces Date for 2024 Fourth Quarter Earnings Release DENVER, Jan. 09, 2025 (GLOBE NEWSWIRE) -- National Bank Holdings Corporation (NYSE: NBHC) expects to report its fourth quarter financial results after the markets close on Wednesday, January 22, 2025. Management will host a conference call to review the results at 11:00 a.m. Eastern Time on Thursday, January 23, 2025. Interested parties may listen to this call by dialing (888) 394-8218 using the participant passcode of 9370973 and asking for the NBHC Q4 2024 Earnings Call. A recording of the call will be available approximately four hours after the call's completion on the Company's website at www.nationalbankholdings.com by visiting the investor relations area. globenewswire.com - 3 months ago
The Fed's rate outlook has rattled markets. Here's what it means for global central banks The U.S. Federal Reserve roiled markets Wednesday after raising its inflation outlook and signaling fewer rate cuts next year. A stronger U.S. dollar on the back of higher interest rates — and potentially inflationary tariffs from President-elect Donald Trump — make the outlook for policy easing around the world more uncertain. cnbc.com - 4 months ago
National Bank Holdings Corporation Announces Balance Sheet Repositioning DENVER, Dec. 18, 2024 (GLOBE NEWSWIRE) -- National Bank Holdings Corporation (NYSE: NBHC, or the “Company”) announced today that it sold approximately $130 million of available-for-sale (“AFS”) investment securities on the open market. The securities sale is part of the Company's strategy to proactively maximize the balance sheet with the goal of driving future earnings. The securities sold represented approximately 20% of the Company's AFS portfolio and resulted in an after-tax loss of approximately $5 million that will be recorded in the fourth quarter of 2024. Proceeds from the sale will be redeployed over time into higher yielding securities. globenewswire.com - 4 months ago
National Bank Of Canada: Soon To Be A Transformed Company National Bank of Canada is set to expand nationwide with its acquisition of Canadian Western Bank, enhancing its presence outside Quebec and boosting growth potential. The acquisition, valued at $5B, is expected to close in late 2025, offering significant synergies and immediate net interest income increase. National Bank's strong historical performance, with higher returns on equity and solid earnings growth, positions it well for further expansion and shareholder value. seekingalpha.com - 4 months ago
8. Profile Summary

National Bank Holdings Corporation NBHC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.31 B
Dividend Yield 0.67%
Description National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as office buildings, warehouse/distribution buildings, multi-family, hospitality, and retail buildings; small business administration loans to support manufacturers, distributors, and service providers; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. As of January 20, 2022, the company operated through a network of 81 banking centers located in Colorado, the greater Kansas City region, New Mexico, Utah, and Texas. It also operates 121 ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. National Bank Holdings Corporation was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.
Contact 7800 East Orchard Road, Greenwood Village, CO, 80111 https://www.nationalbankholdings.com
IPO Date Sept. 20, 2012
Employees 1259
Officers Ms. Valerie D. Kramer CTP Executive Vice President & Chief Digital Officer