Financial Services - Banks - Regional - NASDAQ - US
$ 13.46
0 %
$ 577 M
Market Cap
21.03
P/E
Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides various banking services primarily to individuals and corporate customers. It accepts various deposits products, including certificates of deposit, passbook, statement, and money market savings accounts; transaction deposit accounts comprising negotiable orders of withdrawal accounts, and interest and non-interest-bearing checking accounts; individual retirement accounts; and brokered deposits. The company also offers various loans comprising multifamily and other commercial real estate loans, construction and land loans, commercial and industrial loans, one-to-four family residential real estate loans, and home equity loans and lines of credit. In addition, it purchases various investment securities, such as mortgage-backed securities and corporate bonds; and deposits funds in other financial institutions, as well as holds mortgage loans, mortgage-backed securities, and other investments.[ Read More ]
The intrinsic value of one NFBK stock under the base case scenario is HIDDEN Compared to the current market price of 13.5 USD, Northfield Bancorp, Inc. (Staten Island, NY) is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart NFBK
FINANCIALS
135 M
REVENUE
51.8 M
OPERATING INCOME
37.7 M
NET INCOME
47 M
OPERATING CASH FLOW
194 M
INVESTING CASH FLOW
-57.1 M
FINANCING CASH FLOW
62.9 M
REVENUE
8.89 M
OPERATING INCOME
6.52 M
NET INCOME
14 M
OPERATING CASH FLOW
103 M
INVESTING CASH FLOW
-37.5 M
FINANCING CASH FLOW
Balance Sheet Decomposition
Northfield Bancorp, Inc. (Staten Island, NY)
| Current Assets | 828 M |
| Cash & Short-Term Investments | 809 M |
| Receivables | 18.5 M |
| Other Current Assets | 0 |
| Non-Current Assets | 6.2 B |
| Long-Term Investments | 829 M |
| PP&E | 55 M |
| Other Non-Current Assets | 5.31 B |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 4.9 B |
| Long-Term Debt | 832 M |
| Other Non-Current Liabilities | 4.07 B |
EFFICIENCY
Earnings Waterfall
Northfield Bancorp, Inc. (Staten Island, NY)
| Revenue | 135 M |
| Cost Of Revenue | 0 |
| Gross Profit | 135 M |
| Operating Expenses | 137 M |
| Operating Income | 51.8 M |
| Other Expenses | 14.1 M |
| Net Income | 37.7 M |
RATIOS
100.00%
GROSS MARGIN
38.28%
OPERATING MARGIN
27.86%
NET MARGIN
5.39%
ROE
0.67%
ROA
2.51%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Northfield Bancorp, Inc. (Staten Island, NY)
| Net Income | 37.7 M |
| Depreciation & Amortization | 8.53 M |
| Capital Expenditures | -3.6 M |
| Stock-Based Compensation | 4.36 M |
| Change in Working Capital | -9.34 M |
| Others | -6.52 M |
| Free Cash Flow | 43.4 M |
Wall Street Analysts Price Targets
Northfield Bancorp, Inc. (Staten Island, NY)
NFBK has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.13%
DIVIDEND YIELD
0.13 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Northfield Bancorp, Inc. (Staten Island, NY)
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
587 K USD 9
3-6 MONTHS
11.5 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
5 months ago
Jun 13, 2024
|
Bought 7.79 K USD
|
Fasanella David
EVP |
+ 1000
|
7.79 USD |
|
5 months ago
Jun 13, 2024
|
Bought 79.2 K USD
|
Kulkarni Rachana A
Director |
+ 10000
|
7.9221 USD |
|
5 months ago
Jun 12, 2024
|
Bought 81.6 K USD
|
Harrison Timothy C
Director |
+ 10000
|
8.1564 USD |
|
5 months ago
Jun 12, 2024
|
Bought 121 K USD
|
CATINO ANNETTE
Director |
+ 15000
|
8.0993 USD |
|
5 months ago
Jun 12, 2024
|
Bought 81.4 K USD
|
Patafio Frank P.
Director |
+ 10000
|
8.14 USD |
|
5 months ago
Jun 11, 2024
|
Bought 83.6 K USD
|
Klein Steven M
Chairman, President & CEO |
+ 11061
|
7.56 USD |
|
5 months ago
Jun 11, 2024
|
Bought 48.9 K USD
|
Connors John P Jr
Director |
+ 6500
|
7.5224 USD |
|
5 months ago
Jun 11, 2024
|
Bought 7.55 K USD
|
Jacobs William R.
EVP & PAO |
+ 1000
|
7.55 USD |
|
5 months ago
Jun 10, 2024
|
Bought 75.3 K USD
|
Ryan Patrick Louis
Director |
+ 10000
|
7.533 USD |
|
6 months ago
May 02, 2024
|
Bought 11.5 K USD
|
Harrison Timothy C
Director |
+ 1290
|
8.89 USD |
|
1 year ago
Sep 19, 2023
|
Bought 99.2 K USD
|
Ryan Patrick Louis
Director |
+ 10000
|
9.9207 USD |
|
1 year ago
Sep 19, 2023
|
Bought 99.2 K USD
|
Ryan Patrick Louis
Director |
+ 10000
|
9.9207 USD |
|
1 year ago
Feb 21, 2023
|
Sell 2.84 K USD
|
Lefkowitz Robin
EVP |
- 194
|
14.66 USD |
|
1 year ago
Feb 21, 2023
|
Sell 7.13 K USD
|
Klein Steven M
Chairman, President & CEO |
- 486
|
14.6672 USD |
|
1 year ago
Feb 21, 2023
|
Sell 3.42 K USD
|
Jacobs William R.
EVP & PAO |
- 233
|
14.6643 USD |
|
1 year ago
Feb 21, 2023
|
Sell 3.21 K USD
|
Fasanella David
EVP |
- 219
|
14.66 USD |
|
1 year ago
Feb 13, 2023
|
Sell 49.6 K USD
|
Patafio Frank P.
Director |
- 3400
|
14.5977 USD |
|
1 year ago
Feb 01, 2023
|
Sell 13.7 K USD
|
Jacobs William R.
EVP & PAO |
- 940
|
14.549 USD |
|
1 year ago
Feb 01, 2023
|
Sell 12.8 K USD
|
Fasanella David
EVP |
- 883
|
14.5463 USD |
|
1 year ago
Feb 01, 2023
|
Sell 31.4 K USD
|
Klein Steven M
Chairman, President & CEO |
- 2158
|
14.5455 USD |
|
1 year ago
Feb 01, 2023
|
Sell 13.2 K USD
|
Lefkowitz Robin
EVP |
- 907
|
14.5474 USD |
|
1 year ago
Jan 30, 2023
|
Sell 69.7 K USD
|
Chapman Gil
Director |
- 4800
|
14.5185 USD |
|
1 year ago
Dec 01, 2022
|
Sell 101 K USD
|
Connors John P Jr
Director |
- 6324
|
16.0256 USD |
|
2 years ago
Oct 28, 2022
|
Sell 643 K USD
|
Patafio Frank P.
Director |
- 40516
|
15.8649 USD |
|
2 years ago
Oct 28, 2022
|
Sell 0 USD
|
Patafio Frank P.
Director |
- 40516
|
0 USD |
|
2 years ago
Aug 11, 2022
|
Bought 59.5 K USD
|
Connors John P Jr
director: |
+ 4000
|
14.8793 USD |
|
2 years ago
Aug 10, 2022
|
Sell 51.9 K USD
|
Ryan Patrick Louis
Director |
- 3500
|
14.8283 USD |
|
2 years ago
Aug 10, 2022
|
Sell 131 K USD
|
Ryan Patrick Louis
director: |
- 8765
|
14.9102 USD |
|
2 years ago
Mar 10, 2022
|
Bought 55.8 K USD
|
Klein Steven M
Chairman, President & CEO |
+ 3751
|
14.8759 USD |
|
2 years ago
Mar 01, 2022
|
Sell 46.6 K USD
|
Chapman Gil
Director |
- 3100
|
15.0272 USD |
|
2 years ago
Feb 18, 2022
|
Sell 3 K USD
|
Lefkowitz Robin
EVP |
- 191
|
15.7006 USD |
|
2 years ago
Feb 18, 2022
|
Sell 3.61 K USD
|
Jacobs William R.
EVP & PAO |
- 230
|
15.7029 USD |
|
2 years ago
Feb 01, 2022
|
Sell 6.16 K USD
|
Jacobs William R.
EVP & PAO |
- 396
|
15.5501 USD |
|
2 years ago
Feb 01, 2022
|
Sell 5.94 K USD
|
Lefkowitz Robin
EVP |
- 382
|
15.55 USD |
|
2 years ago
Jan 31, 2022
|
Bought 15.5 K USD
|
Fasanella David
EVP |
+ 1000
|
15.486 USD |
|
2 years ago
Nov 19, 2021
|
Sell 30.4 K USD
|
Lefkowitz Robin
EVP |
- 1743
|
17.4408 USD |
|
3 years ago
Sep 17, 2021
|
Sell 48.7 K USD
|
Lefkowitz Robin
EVP |
- 3000
|
16.24 USD |
|
3 years ago
Sep 14, 2021
|
Bought 16.3 K USD
|
Fasanella David
EVP |
+ 1000
|
16.3111 USD |
|
3 years ago
Sep 13, 2021
|
Sell 82.4 K USD
|
Ryan Patrick Louis
Director |
- 5000
|
16.4835 USD |
|
3 years ago
Aug 06, 2021
|
Sell 152 K USD
|
Lefkowitz Robin
EVP |
- 9000
|
16.8989 USD |
|
3 years ago
Jun 16, 2021
|
Sell 454 K USD
|
Patafio Frank P.
Director |
- 27000
|
16.8 USD |
|
3 years ago
Jun 17, 2021
|
Bought 16.5 K USD
|
Fasanella David
EVP |
+ 1000
|
16.538 USD |
|
3 years ago
May 13, 2021
|
Bought 30.1 K USD
|
French Tara L
EVP/Chief Risk Officer |
+ 1843
|
16.35 USD |
|
3 years ago
May 11, 2021
|
Bought 16.5 K USD
|
Fasanella David
EVP |
+ 1000
|
16.4597 USD |
|
3 years ago
Mar 17, 2021
|
Bought 15.7 K USD
|
Fasanella David
EVP |
+ 1000
|
15.665 USD |
|
3 years ago
Mar 01, 2021
|
Sell 39.4 K USD
|
Chapman Gil
Director |
- 2846
|
13.8554 USD |
|
3 years ago
Feb 18, 2021
|
Sell 2.45 K USD
|
Lefkowitz Robin
EVP |
- 184
|
13.3402 USD |
|
3 years ago
Feb 18, 2021
|
Sell 3.03 K USD
|
French Tara L
EVP/Chief Admin. Officer |
- 227
|
13.33 USD |
|
3 years ago
Feb 18, 2021
|
Sell 3.21 K USD
|
Jacobs William R.
EVP & PAO |
- 241
|
13.33 USD |
|
3 years ago
Jan 29, 2021
|
Bought 22 K USD
|
Fasanella David
EVP |
+ 1750
|
12.5999 USD |
|
3 years ago
Dec 15, 2020
|
Sell 48.6 K USD
|
Patafio Frank P.
Director |
- 4000
|
12.15 USD |
|
3 years ago
Dec 11, 2020
|
Bought 12.3 K USD
|
Fasanella David
EVP |
+ 1050
|
11.7185 USD |
|
4 years ago
Nov 04, 2020
|
Bought 10.7 K USD
|
Fasanella David
EVP |
+ 1075
|
9.9381 USD |
|
4 years ago
Nov 04, 2020
|
Bought 1.99 K USD
|
Fasanella David
EVP |
+ 200
|
9.94 USD |
|
4 years ago
Sep 18, 2020
|
Bought 73.5 K USD
|
Klein Steven M
President & CEO |
+ 7500
|
9.8 USD |
|
4 years ago
Sep 16, 2020
|
Bought 24.7 K USD
|
Ryan Patrick Louis
Director |
+ 2500
|
9.8699 USD |
|
4 years ago
Sep 11, 2020
|
Bought 11 K USD
|
Fasanella David
EVP |
+ 1125
|
9.75 USD |
|
4 years ago
Aug 21, 2020
|
Bought 9.63 K USD
|
Connors John P Jr
Director |
+ 1000
|
9.63 USD |
|
4 years ago
Jul 31, 2020
|
Bought 9.5 K USD
|
Fasanella David
EVP |
+ 1000
|
9.499 USD |
|
4 years ago
Aug 03, 2020
|
Bought 39.9 K USD
|
Stahlin Paul
Director |
+ 4200
|
9.5 USD |
|
4 years ago
Jul 31, 2020
|
Bought 54.4 K USD
|
Stahlin Paul
Director |
+ 5800
|
9.377 USD |
|
4 years ago
May 12, 2020
|
Bought 51.3 K USD
|
Stahlin Paul
Director |
+ 5000
|
10.2674 USD |
|
4 years ago
May 11, 2020
|
Bought 27.1 K USD
|
Ryan Patrick Louis
Director |
+ 2500
|
10.8274 USD |
|
4 years ago
May 11, 2020
|
Bought 10.9 K USD
|
Fasanella David
EVP |
+ 1000
|
10.877 USD |
|
4 years ago
May 06, 2020
|
Bought 19 K USD
|
French Tara L
EVP/Chief Admin. Officer |
+ 1750
|
10.83 USD |
|
4 years ago
May 06, 2020
|
Bought 106 K USD
|
Klein Steven M
President & CEO |
+ 10000
|
10.65 USD |
|
4 years ago
May 05, 2020
|
Bought 21.9 K USD
|
Stahlin Paul
Director |
+ 2000
|
10.9672 USD |
|
4 years ago
May 01, 2020
|
Bought 87.3 K USD
|
Stahlin Paul
Director |
+ 8000
|
10.9158 USD |
|
4 years ago
May 01, 2020
|
Bought 99 K USD
|
Klein Steven M
President & CEO |
+ 9000
|
10.9997 USD |
|
4 years ago
Mar 13, 2020
|
Bought 24.8 K USD
|
Connors John P Jr
Director |
+ 2100
|
11.8161 USD |
|
4 years ago
Mar 12, 2020
|
Sell 114 K USD
|
Widmer Michael J
EVP |
- 10000
|
11.3678 USD |
|
4 years ago
Mar 13, 2020
|
Sell 236 K USD
|
Widmer Michael J
EVP |
- 20000
|
11.784 USD |
|
4 years ago
Mar 17, 2020
|
Sell 120 K USD
|
Widmer Michael J
EVP |
- 10000
|
12 USD |
|
4 years ago
Mar 06, 2020
|
Bought 20 K USD
|
French Tara L
EVP/Chief Admin. Officer |
+ 1450
|
13.79 USD |
|
4 years ago
Mar 03, 2020
|
Sell 147 K USD
|
Widmer Michael J
EVP |
- 10000
|
14.7 USD |
|
4 years ago
Mar 02, 2020
|
Sell 98.7 K USD
|
Chapman Gil
Director |
- 7000
|
14.1058 USD |
|
6 years ago
Jun 19, 2018
|
Sell 166 K USD
|
Widmer Michael J
EVP |
- 9931
|
16.755 USD |
|
6 years ago
Jun 19, 2018
|
Sell 98.8 K USD
|
Widmer Michael J
EVP |
- 5896
|
16.755 USD |
|
4 years ago
Nov 25, 2019
|
Sell 170 K USD
|
CATINO ANNETTE
Director |
- 10000
|
16.9615 USD |
|
5 years ago
Nov 18, 2019
|
Sell 26.2 K USD
|
Lefkowitz Robin
EVP |
- 1544
|
16.9368 USD |
|
5 years ago
Oct 31, 2019
|
Sell 84.8 K USD
|
Ryan Patrick Louis
Director |
- 5000
|
16.9598 USD |
|
5 years ago
Sep 19, 2019
|
Sell 129 K USD
|
Widmer Michael J
EVP |
- 8081
|
16 USD |
|
5 years ago
Sep 12, 2019
|
Sell 806 K USD
|
Alexander John Wade
Director |
- 50000
|
16.1225 USD |
|
5 years ago
Sep 11, 2019
|
Sell 445 K USD
|
Widmer Michael J
EVP |
- 27699
|
16.0556 USD |
|
5 years ago
Sep 12, 2019
|
Sell 199 K USD
|
Widmer Michael J
EVP |
- 12301
|
16.1724 USD |
|
5 years ago
Sep 10, 2019
|
Sell 207 K USD
|
Alexander John Wade
Director |
- 12998
|
15.9042 USD |
|
5 years ago
Sep 11, 2019
|
Sell 406 K USD
|
Alexander John Wade
Director |
- 25213
|
16.0881 USD |
|
5 years ago
Sep 05, 2019
|
Sell 47.7 USD
|
Alexander John Wade
Director |
- 3
|
15.91 USD |
|
5 years ago
Sep 05, 2019
|
Sell 13.7 K USD
|
Alexander John Wade
Director |
- 860
|
15.9 USD |
|
5 years ago
Jul 30, 2019
|
Sell 38.2 K USD
|
Alexander John Wade
Director |
- 2400
|
15.9079 USD |
|
5 years ago
Jul 31, 2019
|
Sell 171 K USD
|
Alexander John Wade
Director |
- 10746
|
15.8976 USD |
|
5 years ago
Aug 01, 2019
|
Sell 12.4 K USD
|
Alexander John Wade
Director |
- 780
|
15.9 USD |
|
5 years ago
Jul 29, 2019
|
Sell 109 K USD
|
Jacobs William R.
EVP & PAO |
- 6800
|
15.9683 USD |
|
5 years ago
Jul 26, 2019
|
Sell 321 K USD
|
Widmer Michael J
EVP |
- 20000
|
16.026 USD |
|
5 years ago
Jun 18, 2019
|
Sell 91.5 K USD
|
Scura Patrick E Jr
Director |
- 6000
|
15.2429 USD |
|
5 years ago
Jun 17, 2019
|
Sell 68.5 K USD
|
Patafio Frank P.
Director |
- 4500
|
15.2193 USD |
|
5 years ago
Jun 13, 2019
|
Sell 62.5 K USD
|
Widmer Michael J
EVP |
- 4114
|
15.1805 USD |
|
5 years ago
Jun 13, 2019
|
Sell 29.8 K USD
|
Jacobs William R.
EVP & PAO |
- 1953
|
15.2502 USD |
|
5 years ago
Jun 13, 2019
|
Sell 207 K USD
|
Klein Steven M
President & CEO |
- 13626
|
15.1779 USD |
|
5 years ago
Jun 13, 2019
|
Sell 11.7 K USD
|
Lefkowitz Robin
EVP |
- 769
|
15.2537 USD |
|
5 years ago
Jun 06, 2019
|
Sell 38.1 K USD
|
Scura Patrick E Jr
Director |
- 2500
|
15.2573 USD |
|
5 years ago
Jun 03, 2019
|
Sell 30.4 K USD
|
Lefkowitz Robin
EVP |
- 2000
|
15.2 USD |
|
5 years ago
Jun 03, 2019
|
Sell 76 K USD
|
Ryan Patrick Louis
Director |
- 5000
|
15.1998 USD |
|
5 years ago
May 30, 2019
|
Bought 66.6 K USD
|
Stahlin Paul
Director |
+ 4500
|
14.8 USD |
|
5 years ago
May 28, 2019
|
Sell 23.8 K USD
|
Jacobs William R.
EVP & PAO |
- 1575
|
15.0906 USD |
|
5 years ago
May 28, 2019
|
Sell 23.8 K USD
|
Widmer Michael J
EVP |
- 1574
|
15.0909 USD |
|
5 years ago
May 28, 2019
|
Sell 66.5 K USD
|
Klein Steven M
President & CEO |
- 4406
|
15.0946 USD |
|
5 years ago
May 23, 2019
|
Sell 44.4 K USD
|
Chapman Gil
Director |
- 3000
|
14.8 USD |
|
5 years ago
Mar 18, 2019
|
Sell 146 K USD
|
Doherty Kenneth J
EVP & Senior Credit Advisor |
- 10000
|
14.564 USD |
|
5 years ago
Mar 12, 2019
|
Bought 7.25 K USD
|
Stahlin Paul
Director |
+ 500
|
14.5 USD |
|
5 years ago
Feb 14, 2019
|
Sell 36.4 K USD
|
Lefkowitz Robin
EVP |
- 2500
|
14.5535 USD |
|
5 years ago
Feb 15, 2019
|
Sell 36.6 K USD
|
Lefkowitz Robin
EVP |
- 2500
|
14.65 USD |
|
5 years ago
Feb 06, 2019
|
Sell 117 K USD
|
Chapman Gil
Director |
- 8000
|
14.5823 USD |
|
5 years ago
Dec 13, 2018
|
Sell 119 K USD
|
Connors John P Jr
Director |
- 8873
|
13.3879 USD |
|
6 years ago
Nov 09, 2018
|
Bought 34.3 K USD
|
French Tara L
EVP/Chief Admin. Officer |
+ 2500
|
13.7003 USD |
|
6 years ago
Nov 12, 2018
|
Sell 27.5 K USD
|
Lefkowitz Robin
EVP |
- 2000
|
13.75 USD |
|
6 years ago
Oct 31, 2018
|
Bought 79.2 K USD
|
CATINO ANNETTE
Director |
+ 6000
|
13.1967 USD |
|
6 years ago
Sep 10, 2018
|
Sell 40.1 K USD
|
Connors John P Jr
Director |
- 2500
|
16.047 USD |
|
6 years ago
Aug 31, 2018
|
Sell 36.4 K USD
|
Lefkowitz Robin
EVP |
- 2231
|
16.3 USD |
|
6 years ago
Aug 27, 2018
|
Sell 41.6 K USD
|
Connors John P Jr
Director |
- 2500
|
16.62 USD |
|
6 years ago
Aug 23, 2018
|
Bought 1.18 K USD
|
Widmer Michael J
EVP |
+ 71
|
16.55 USD |
|
6 years ago
Aug 13, 2018
|
Sell 32.6 K USD
|
Lefkowitz Robin
EVP |
- 2000
|
16.3 USD |
|
6 years ago
Aug 08, 2018
|
Sell 16.2 K USD
|
Lefkowitz Robin
EVP |
- 1000
|
16.2 USD |
|
6 years ago
Jun 18, 2018
|
Sell 16.6 K USD
|
Lefkowitz Robin
EVP |
- 1000
|
16.65 USD |
|
6 years ago
Jun 19, 2018
|
Sell 264 K USD
|
Alexander John Wade
Director |
- 15726
|
16.7822 USD |
|
6 years ago
Jun 19, 2018
|
Sell 266 K USD
|
Widmer Michael J
EVP |
- 15895
|
16.755 USD |
|
6 years ago
Jun 15, 2018
|
Sell 98.1 K USD
|
Scura Patrick E Jr
Director |
- 6000
|
16.3531 USD |
|
6 years ago
Jun 13, 2018
|
Sell 262 K USD
|
Doherty Kenneth J
EVP & Chief Lending Officer |
- 16000
|
16.3585 USD |
|
6 years ago
Jun 12, 2018
|
Sell 12.5 K USD
|
Lefkowitz Robin
EVP |
- 763
|
16.3949 USD |
|
6 years ago
Jun 12, 2018
|
Sell 74.6 K USD
|
Widmer Michael J
EVP |
- 4542
|
16.4142 USD |
|
6 years ago
Jun 12, 2018
|
Sell 35.6 K USD
|
Jacobs William R.
EVP & PAO |
- 2166
|
16.4149 USD |
|
6 years ago
Jun 12, 2018
|
Sell 91.7 K USD
|
Doherty Kenneth J
EVP & Chief Lending Officer |
- 5588
|
16.4186 USD |
|
6 years ago
Jun 06, 2018
|
Sell 168 K USD
|
Widmer Michael J
EVP |
- 10000
|
16.7501 USD |
|
6 years ago
Jun 06, 2018
|
Sell 217 K USD
|
Scura Patrick E Jr
Director |
- 13021
|
16.6541 USD |
|
6 years ago
Jun 05, 2018
|
Sell 166 K USD
|
Klein Steven M
President & CEO |
- 10000
|
16.5561 USD |
|
6 years ago
Jun 04, 2018
|
Sell 166 K USD
|
Alexander John Wade
Director |
- 10027
|
16.5477 USD |
|
6 years ago
Jun 04, 2018
|
Sell 16.6 K USD
|
Lefkowitz Robin
EVP |
- 1000
|
16.6 USD |
|
6 years ago
Jun 01, 2018
|
Sell 43.6 K USD
|
Widmer Michael J
EVP |
- 2640
|
16.5 USD |
|
6 years ago
Jun 04, 2018
|
Sell 143 K USD
|
Widmer Michael J
EVP |
- 8654
|
16.5 USD |
|
6 years ago
May 29, 2018
|
Sell 45.1 K USD
|
Doherty Kenneth J
EVP & Chief Lending Officer |
- 2802
|
16.0834 USD |
|
6 years ago
May 29, 2018
|
Sell 129 K USD
|
Doherty Kenneth J
EVP & Chief Lending Officer |
- 8000
|
16.1462 USD |
|
6 years ago
May 29, 2018
|
Sell 78.9 K USD
|
Klein Steven M
President & CEO |
- 4899
|
16.0957 USD |
|
6 years ago
May 29, 2018
|
Sell 28.2 K USD
|
Jacobs William R.
EVP & PAO |
- 1750
|
16.0965 USD |
|
6 years ago
May 29, 2018
|
Sell 28.2 K USD
|
Widmer Michael J
EVP |
- 1752
|
16.0801 USD |
|
6 years ago
May 15, 2018
|
Sell 4.8 K USD
|
Alexander John Wade
Director |
- 300
|
16 USD |
|
6 years ago
May 15, 2018
|
Sell 115 K USD
|
Alexander John Wade
Director |
- 7198
|
16.0022 USD |
|
6 years ago
May 15, 2018
|
Sell 852 K USD
|
Alexander John Wade
Director |
- 53059
|
16.0512 USD |
|
6 years ago
May 14, 2018
|
Sell 117 K USD
|
Doherty Kenneth J
EVP & Chief Lending Officer |
- 7400
|
15.8731 USD |
|
6 years ago
May 10, 2018
|
Sell 39.6 K USD
|
Doherty Kenneth J
EVP & Chief Lending Officer |
- 2449
|
16.1858 USD |
|
6 years ago
May 11, 2018
|
Sell 160 K USD
|
Doherty Kenneth J
EVP & Chief Lending Officer |
- 10000
|
15.9574 USD |
|
6 years ago
May 10, 2018
|
Sell 558 K USD
|
Alexander John Wade
Director |
- 34836
|
16.0266 USD |
|
6 years ago
May 09, 2018
|
Sell 8.47 K USD
|
Alexander John Wade
Director |
- 529
|
16.0198 USD |
|
6 years ago
May 04, 2018
|
Sell 310 K USD
|
Klein Steven M
President & CEO |
- 19253
|
16.1031 USD |
|
6 years ago
May 04, 2018
|
Sell 162 K USD
|
Doherty Kenneth J
EVP & Chief Lending Officer |
- 10100
|
16.0503 USD |
|
6 years ago
Apr 30, 2018
|
Sell 172 K USD
|
Klein Steven M
President & CEO |
- 10747
|
16.0214 USD |
|
6 years ago
Mar 06, 2018
|
Sell 80.5 K USD
|
Patafio Frank P.
Director |
- 5000
|
16.0969 USD |
|
6 years ago
Feb 23, 2018
|
Sell 38.7 K USD
|
Chapman Gil
Director |
- 2403
|
16.1 USD |
|
6 years ago
Feb 21, 2018
|
Sell 147 K USD
|
Chapman Gil
Director |
- 9000
|
16.2867 USD |
|
6 years ago
Feb 22, 2018
|
Sell 48.8 K USD
|
Chapman Gil
Director |
- 3000
|
16.25 USD |
|
6 years ago
Feb 15, 2018
|
Sell 96 K USD
|
Chapman Gil
Director |
- 6000
|
16 USD |
|
6 years ago
Feb 16, 2018
|
Sell 164 K USD
|
Chapman Gil
Director |
- 10162
|
16.1868 USD |
|
6 years ago
Feb 20, 2018
|
Sell 70.8 K USD
|
Chapman Gil
Director |
- 4351
|
16.2785 USD |
|
6 years ago
Feb 09, 2018
|
Sell 531 K USD
|
Scura Patrick E Jr
Director |
- 33905
|
15.6525 USD |
|
6 years ago
Feb 13, 2018
|
Sell 315 K USD
|
Scura Patrick E Jr
Director |
- 20000
|
15.7375 USD |
|
6 years ago
Feb 09, 2018
|
Sell 156 K USD
|
Widmer Michael J
EVP |
- 10000
|
15.56 USD |
|
6 years ago
Feb 02, 2018
|
Sell 201 K USD
|
Chapman Gil
Director |
- 12000
|
16.74 USD |
|
6 years ago
Feb 05, 2018
|
Sell 68.6 K USD
|
Chapman Gil
Director |
- 4102
|
16.72 USD |
|
6 years ago
Jan 29, 2018
|
Sell 128 K USD
|
Klein Steven M
President & CEO |
- 7500
|
17.06 USD |
|
6 years ago
Nov 20, 2017
|
Sell 34 K USD
|
Lefkowitz Robin
EVP |
- 2000
|
17 USD |
|
7 years ago
Aug 25, 2017
|
Sell 16 K USD
|
Lefkowitz Robin
EVP |
- 1000
|
16 USD |
|
7 years ago
Jun 14, 2017
|
Sell 148 K USD
|
Scura Patrick E Jr
Director |
- 8483
|
17.41 USD |
|
7 years ago
Jun 06, 2017
|
Sell 41.5 K USD
|
Scura Patrick E Jr
Director |
- 2503
|
16.59 USD |
|
7 years ago
May 31, 2017
|
Sell 82 K USD
|
Alexander John Wade
Chairman & CEO |
- 4966
|
16.5125 USD |
|
7 years ago
Jun 01, 2017
|
Sell 249 K USD
|
Alexander John Wade
Chairman & CEO |
- 15034
|
16.571 USD |
|
7 years ago
May 23, 2017
|
Sell 104 K USD
|
Doherty Kenneth J
EVP & Chief Lending Officer |
- 6168
|
16.91 USD |
|
7 years ago
May 17, 2017
|
Sell 14.1 K USD
|
Doherty Kenneth J
EVP & Chief Lending Officer |
- 832
|
16.9249 USD |
|
7 years ago
May 10, 2017
|
Sell 89.1 K USD
|
Jacobs William R.
EVP & PAO |
- 5000
|
17.8243 USD |
|
7 years ago
May 03, 2017
|
Sell 453 K USD
|
Klein Steven M
President & COO |
- 25000
|
18.12 USD |
|
7 years ago
Mar 15, 2017
|
Sell 164 K USD
|
Scura Patrick E Jr
Director |
- 9000
|
18.21 USD |
|
7 years ago
Feb 22, 2017
|
Sell 114 K USD
|
Chapman Gil
Director |
- 6117
|
18.5588 USD |
|
7 years ago
Feb 16, 2017
|
Sell 906 K USD
|
Alexander John Wade
Chairman & CEO |
- 50000
|
18.1223 USD |
|
7 years ago
Feb 17, 2017
|
Sell 1.37 M USD
|
Alexander John Wade
Chairman & CEO |
- 75000
|
18.2662 USD |
|
7 years ago
Feb 21, 2017
|
Sell 966 K USD
|
Alexander John Wade
Chairman & CEO |
- 52312
|
18.4682 USD |
|
7 years ago
Feb 16, 2017
|
Sell 643 K USD
|
Widmer Michael J
EVP |
- 35539
|
18.08 USD |
|
7 years ago
Feb 14, 2017
|
Sell 181 K USD
|
Alexander John Wade
Chairman & CEO |
- 10000
|
18.1147 USD |
|
7 years ago
Feb 15, 2017
|
Sell 453 K USD
|
Alexander John Wade
Chairman & CEO |
- 25000
|
18.1169 USD |
|
7 years ago
Jan 30, 2017
|
Sell 218 K USD
|
Jacobs William R.
EVP & PAO |
- 12100
|
18.045 USD |
|
7 years ago
Jan 30, 2017
|
Sell 144 K USD
|
Chapman Gil
Director |
- 8000
|
17.996 USD |
|
7 years ago
Dec 16, 2016
|
Sell 300 K USD
|
Alexander John Wade
Chairman & CEO |
- 15128
|
19.8227 USD |
|
7 years ago
Dec 16, 2016
|
Sell 39.6 K USD
|
Alexander John Wade
Chairman & CEO |
- 1999
|
19.8286 USD |
|
7 years ago
Dec 19, 2016
|
Sell 201 K USD
|
Alexander John Wade
Chairman & CEO |
- 10260
|
19.6185 USD |
|
7 years ago
Dec 16, 2016
|
Sell 189 K USD
|
Alexander John Wade
Chairman & CEO |
- 9553
|
19.8147 USD |
|
7 years ago
Dec 19, 2016
|
Sell 182 K USD
|
Alexander John Wade
Chairman & CEO |
- 9304
|
19.611 USD |
|
7 years ago
Dec 16, 2016
|
Sell 71.9 K USD
|
Alexander John Wade
Chairman & CEO |
- 3629
|
19.8043 USD |
|
7 years ago
Dec 19, 2016
|
Sell 161 K USD
|
Alexander John Wade
Chairman & CEO |
- 8190
|
19.6124 USD |
|
7 years ago
Dec 16, 2016
|
Sell 128 K USD
|
Alexander John Wade
Chairman & CEO |
- 6453
|
19.8043 USD |
|
7 years ago
Dec 16, 2016
|
Sell 36.8 K USD
|
Alexander John Wade
Chairman & CEO |
- 1858
|
19.8204 USD |
|
7 years ago
Dec 19, 2016
|
Sell 96.5 K USD
|
Alexander John Wade
Chairman & CEO |
- 4945
|
19.5054 USD |
|
7 years ago
Dec 19, 2016
|
Sell 616 K USD
|
Alexander John Wade
Chairman & CEO |
- 31527
|
19.5446 USD |
|
7 years ago
Dec 19, 2016
|
Sell 374 K USD
|
Alexander John Wade
Chairman & CEO |
- 19179
|
19.5095 USD |
|
7 years ago
Dec 15, 2016
|
Sell 309 K USD
|
Widmer Michael J
EVP |
- 15227
|
20.28 USD |
|
7 years ago
Dec 16, 2016
|
Sell 344 K USD
|
Widmer Michael J
EVP |
- 16982
|
20.25 USD |
|
7 years ago
Dec 16, 2016
|
Sell 300 K USD
|
Doherty Kenneth J
EVP & Chief Lending Officer |
- 15220
|
19.71 USD |
|
7 years ago
Dec 16, 2016
|
Sell 300 K USD
|
Alexander John Wade
Chairman & CEO |
- 15128
|
19.8227 USD |
|
7 years ago
Dec 16, 2016
|
Sell 39.6 K USD
|
Alexander John Wade
Chairman & CEO |
- 1999
|
19.8286 USD |
|
7 years ago
Dec 19, 2016
|
Sell 201 K USD
|
Alexander John Wade
Chairman & CEO |
- 10260
|
19.6185 USD |
|
7 years ago
Dec 16, 2016
|
Sell 189 K USD
|
Alexander John Wade
Chairman & CEO |
- 9553
|
19.8147 USD |
|
7 years ago
Dec 19, 2016
|
Sell 182 K USD
|
Alexander John Wade
Chairman & CEO |
- 9304
|
19.611 USD |
|
7 years ago
Dec 16, 2016
|
Sell 71.9 K USD
|
Alexander John Wade
Chairman & CEO |
- 3629
|
19.8043 USD |
|
7 years ago
Dec 19, 2016
|
Sell 161 K USD
|
Alexander John Wade
Chairman & CEO |
- 8190
|
19.6124 USD |
|
7 years ago
Dec 19, 2016
|
Sell 616 K USD
|
Alexander John Wade
Chairman & CEO |
- 31527
|
19.5446 USD |
|
7 years ago
Dec 19, 2016
|
Sell 374 K USD
|
Alexander John Wade
Chairman & CEO |
- 19179
|
19.5095 USD |
|
7 years ago
Dec 16, 2016
|
Sell 36.8 K USD
|
Alexander John Wade
Chairman & CEO |
- 1858
|
19.8204 USD |
|
7 years ago
Dec 16, 2016
|
Sell 128 K USD
|
Alexander John Wade
Chairman & CEO |
- 6453
|
19.8043 USD |
|
7 years ago
Dec 19, 2016
|
Sell 96.5 K USD
|
Alexander John Wade
Chairman & CEO |
- 4945
|
19.5054 USD |
|
7 years ago
Dec 16, 2016
|
Sell 101 K USD
|
Patafio Frank P.
Director |
- 5000
|
20.1567 USD |
|
7 years ago
Dec 15, 2016
|
Sell 304 K USD
|
Ryan Patrick Louis
Director |
- 15000
|
20.24 USD |
|
7 years ago
Dec 15, 2016
|
Sell 506 K USD
|
Ryan Patrick Louis
Director |
- 25000
|
20.24 USD |
|
7 years ago
Dec 15, 2016
|
Sell 202 K USD
|
Ryan Patrick Louis
Director |
- 10000
|
20.24 USD |
|
7 years ago
Dec 15, 2016
|
Sell 92.3 K USD
|
Ryan Patrick Louis
Director |
- 4560
|
20.24 USD |
|
7 years ago
Dec 15, 2016
|
Sell 142 K USD
|
Ryan Patrick Louis
Director |
- 7000
|
20.24 USD |
|
7 years ago
Dec 15, 2016
|
Sell 309 K USD
|
Widmer Michael J
EVP |
- 15227
|
20.28 USD |
|
7 years ago
Dec 16, 2016
|
Sell 344 K USD
|
Widmer Michael J
EVP |
- 16982
|
20.25 USD |
|
8 years ago
Aug 25, 2016
|
Sell 39.7 K USD
|
Scura Patrick E Jr
Director |
- 2500
|
15.8809 USD |
|
8 years ago
Jun 15, 2016
|
Bought 14.8 K USD
|
Connors John P Jr
Director |
+ 1000
|
14.76 USD |
|
8 years ago
Jun 13, 2016
|
Sell 38.1 K USD
|
Scura Patrick E Jr
Director |
- 2500
|
15.2342 USD |
|
8 years ago
Jun 01, 2016
|
Sell 46.6 K USD
|
Lamberti Susan
Director |
- 3000
|
15.5233 USD |
|
8 years ago
Jun 01, 2016
|
Sell 15.6 K USD
|
Patafio Frank P.
Director |
- 1000
|
15.621 USD |
|
8 years ago
Mar 17, 2016
|
Sell 48.2 K USD
|
Bowen John R
Director |
- 3000
|
16.061 USD |
|
8 years ago
Mar 04, 2016
|
Sell 161 K USD
|
Lamberti Susan
Director |
- 10000
|
16.1048 USD |
|
8 years ago
Feb 22, 2016
|
Sell 614 K USD
|
Ryan Patrick Louis
Director |
- 40000
|
15.348 USD |
|
8 years ago
Feb 16, 2016
|
Sell 15.4 K USD
|
Patafio Frank P.
Director |
- 1000
|
15.374 USD |
|
8 years ago
Feb 04, 2016
|
Sell 322 K USD
|
Ryan Patrick Louis
Director |
- 21388
|
15.07 USD |
|
8 years ago
Feb 04, 2016
|
Sell 255 K USD
|
Ryan Patrick Louis
Director |
- 16947
|
15.07 USD |
|
8 years ago
Feb 04, 2016
|
Sell 273 K USD
|
Ryan Patrick Louis
Director |
- 18136
|
15.07 USD |
|
8 years ago
Feb 05, 2016
|
Sell 119 K USD
|
Ryan Patrick Louis
Director |
- 7900
|
15.06 USD |
|
8 years ago
Feb 05, 2016
|
Sell 299 K USD
|
Ryan Patrick Louis
Director |
- 19845
|
15.06 USD |
|
8 years ago
Feb 05, 2016
|
Sell 80.2 K USD
|
Ryan Patrick Louis
Director |
- 5325
|
15.06 USD |
|
8 years ago
Feb 05, 2016
|
Sell 85 K USD
|
Ryan Patrick Louis
Director |
- 5646
|
15.06 USD |
|
8 years ago
Feb 05, 2016
|
Sell 20.7 K USD
|
Ryan Patrick Louis
Director |
- 1373
|
15.06 USD |
|
8 years ago
Feb 05, 2016
|
Sell 21.7 K USD
|
Ryan Patrick Louis
Director |
- 1444
|
15.06 USD |
|
8 years ago
Feb 01, 2016
|
Sell 91.3 K USD
|
Chapman Gil
Director |
- 6000
|
15.2195 USD |
|
8 years ago
Nov 30, 2015
|
Sell 41.3 K USD
|
Bowen John R
Director |
- 2600
|
15.89 USD |
|
9 years ago
Nov 05, 2015
|
Sell 16 K USD
|
Patafio Frank P.
Director |
- 1000
|
16.0399 USD |
|
9 years ago
Sep 02, 2015
|
Sell 37 K USD
|
Scura Patrick E Jr
Director |
- 2500
|
14.79 USD |
|
9 years ago
Aug 31, 2015
|
Bought 13.3 K USD
|
Connors John P Jr
Director |
+ 900
|
14.79 USD |
|
9 years ago
Jun 18, 2015
|
Sell 14.8 K USD
|
Patafio Frank P.
Director |
- 1000
|
14.8301 USD |
7. News
Northfield Bancorp (NFBK) Matches Q3 Earnings Estimates
Northfield Bancorp (NFBK) came out with quarterly earnings of $0.16 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.19 per share a year ago.
zacks.com
- 3 weeks ago
Northfield Bancorp, Inc. Announces Third Quarter 2024 Results
NOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.16 FOR THE CURRENT QUARTER COMPARED TO $0.14 FOR THE TRAILING QUARTER, AND $0.19 FOR THE THIRD QUARTER OF 2023. NET INTEREST MARGIN REMAINED RELATIVELY STABLE AT 2.08% FOR THE CURRENT QUARTER AS COMPARED TO 2.09% FOR THE TRAILING QUARTER.
globenewswire.com
- 3 weeks ago
Northfield (NFBK) Upgraded to Strong Buy: What Does It Mean for the Stock?
Northfield (NFBK) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
zacks.com
- 1 month ago
John P. Connors, Jr. Named Chair of the Northfield Bank Foundation
STATEN ISLAND, N.Y., Sept. 18, 2024 (GLOBE NEWSWIRE) -- The Northfield Bank Foundation announced today that John P.
globenewswire.com
- 1 month ago
Northfield Bancorp: The 24% Discount To Tangible Book Value Is Appealing
Northfield Bancorp's net interest income is under pressure due to rising interest expenses, impacting overall profitability despite a strong loan book. The bank's conservative asset management results in lower returns but enhances its safety profile, with a significant portion of assets in cash and low-risk securities. Northfield trades at a discount to its tangible book value, making it appealing despite a high earnings multiple, with potential for future earnings growth.
seekingalpha.com
- 2 months ago
Northfield Bancorp (NFBK) Q2 Earnings and Revenues Top Estimates
Northfield Bancorp (NFBK) came out with quarterly earnings of $0.17 per share, beating the Zacks Consensus Estimate of $0.14 per share. This compares to earnings of $0.22 per share a year ago.
zacks.com
- 3 months ago
Northfield Bancorp, Inc. Announces Second Quarter 2024 Results
NOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.14 FOR THE CURRENT QUARTER COMPARED TO $0.15 FOR THE TRAILING QUARTER, AND $0.22 FOR THE SECOND QUARTER OF 2023. RESULTS INCLUDE $0.03 PER SHARE IN EXPENSES ASSOCIATED WITH SEVERANCE PAYMENTS AND DEFERRED TAX ASSET WRITE-OFFS RELATED TO EXPIRED STOCK OPTIONS.
globenewswire.com
- 3 months ago
Steve M. Klein, President and CEO of Northfield Bank, Elected to the Board of Directors of the Federal Home Loan Bank of New York
WOODBRIDGE, N.J., July 16, 2024 (GLOBE NEWSWIRE) -- Northfield Bank, wholly-owned subsidiary of Northfield Bancorp, Inc. (NASDAQ: NFBK), announced today that Steven M. Klein, President and Chief Executive Officer, has been named to the Board of Directors of the Federal Home Loan Bank of New York (the “FHLBNY”).
globenewswire.com
- 4 months ago
Northfield Bancorp (NFBK) Announces New $10M Repurchase Plan
Northfield Bancorp (NFBK) announces a new share repurchase program worth $10 million, with no set expiration date. Its strong liquidity position is expected to help sustain the capital distributions.
zacks.com
- 5 months ago
Northfield Bancorp, Inc. Announces First Quarter 2024 Results
NOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.15 FOR THE CURRENT QUARTER COMPARED TO $0.19 FOR THE TRAILING QUARTER, AND $0.26 FOR THE FIRST QUARTER OF 2023. NET INTEREST INCOME OF $27.9 MILLION, DECREASED $1.0 MILLION, OR 3.6%, PRIMARILY REFLECTING INCREASED FUNDING COSTS AND LOWER LOAN BALANCES.
globenewswire.com
- 6 months ago
Northfield Bancorp: Over 5% Dividend Yield, Attractive Valuation (Rating Upgrade)
Interest rate cuts will trigger loan growth and help the margin to expand this year. Northfield Bancorp's earnings will likely remain flat as operating expense growth will counter loan and margin growth. The December 2024 target price suggests a price upside of over 22%.
seekingalpha.com
- 8 months ago
Northfield Bancorp, Inc. Announces the Appointment of Dr. Rachana A. Kulkarni to Its Board of Directors
WOODBRIDGE, N.J., Jan. 24, 2024 (GLOBE NEWSWIRE) -- NORTHFIELD BANCORP, INC. (Nasdaq:NFBK) (the “Company'), today announced that its Boards of Directors appointed Dr. Rachana A. Kulkarni as a director of both the Company and Northfield Bank effective February 1, 2024.
globenewswire.com
- 9 months ago
8. Profile Summary
Northfield Bancorp, Inc. (Staten Island, NY) NFBK
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 577 M
Dividend Yield
1.13%
Description
Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides various banking services primarily to individuals and corporate customers. It accepts various deposits products, including certificates of deposit, passbook, statement, and money market savings accounts; transaction deposit accounts comprising negotiable orders of withdrawal accounts, and interest and non-interest-bearing checking accounts; individual retirement accounts; and brokered deposits. The company also offers various loans comprising multifamily and other commercial real estate loans, construction and land loans, commercial and industrial loans, one-to-four family residential real estate loans, and home equity loans and lines of credit. In addition, it purchases various investment securities, such as mortgage-backed securities and corporate bonds; and deposits funds in other financial institutions, as well as holds mortgage loans, mortgage-backed securities, and other investments. As of December 31, 2021, the company operated 38 full-service banking offices in Staten Island and Brooklyn, New York; and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey. Northfield Bancorp, Inc. (Staten Island, NY) was founded in 1887 and is headquartered in Woodbridge, New Jersey.
Contact
581 Main Street, Woodbridge, NJ, 07095
https://www.enorthfield.com
IPO Date
Nov. 8, 2007
Employees
397
Officers
Mr. Damien D. Kane
Senior Vice President & Director of Marketing
Ms. Robin Lefkowitz
Executive Vice President, Chief Branch Administration, Deposit Operations & Business Development Officer
Ms. Susan Aufiero-Peters Esq.
Senior Vice President, General Counsel & Corporate Secretary
Ms. Judith Calabrese
Senior Vice President & Assistant Corporate Secretary
Mr. Steven M. Klein CPA
President, Chief Executive Officer & Chairman
Mr. David V. Fasanella
Executive Vice President & Chief Lending Officer
Ms. Vickie Tomasello
Executive Vice President & Chief Risk Officer