Financial Services -
Banks - Regional - NYSE - US
$ 16.5
-0.242 %
$ 2.16 B
Market Cap
15.14
P/E
1. INTRINSIC VALUE
Balance Sheet
Provident Financial Services, Inc.
| Current Assets | 297 M |
| Cash & Short-Term Investments | 206 M |
| Receivables | 91.2 M |
| Other Current Assets | 0 |
| Non-Current Assets | 939 M |
| Long-Term Investments | 3.12 B |
| PP&E | 120 M |
| Other Non-Current Assets | -2.3 B |
| Current Liabilities | 18.2 B |
| Accounts Payable | 0 |
| Short-Term Debt | 113 M |
| Other Current Liabilities | 18.1 B |
| Non-Current Liabilities | 2.31 B |
| Long-Term Debt | 1.04 B |
| Other Non-Current Liabilities | 1.27 B |
EFFICIENCY
Earnings Waterfall
Provident Financial Services, Inc.
| Revenue | 1.14 B |
| Cost Of Revenue | 533 M |
| Gross Profit | 695 M |
| Operating Expenses | 458 M |
| Operating Income | 206 M |
| Other Expenses | 91 M |
| Net Income | 116 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Provident Financial Services, Inc.
| Net Income | 116 M |
| Depreciation & Amortization | 54.6 M |
| Capital Expenditures | -1.31 M |
| Stock-Based Compensation | 12.2 M |
| Change in Working Capital | 35.6 M |
| Others | 256 M |
| Free Cash Flow | 425 M |
Wall Street Analysts Price Targets
Provident Financial Services, Inc.
Wall Street analysts predict an average 1-year price target for PFS of $19 , with forecasts ranging from
a
low of
$15 to a high of $21 .
PFS Lowest Price Target
Wall Street Target
15 USD
-9.09%
PFS Average Price Target
Wall Street Target
19 USD
15.15%
PFS Highest Price Target
Wall Street Target
21 USD
27.27%
4. DIVIDEND
ANALYSIS
1.42%
DIVIDEND YIELD
0.24 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Provident Financial Services, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
2.35 M USD 5
9-12 MONTHS
216 K USD 1
Bought
0 USD 0
0-3 MONTHS
16.7 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Provident Bank Mid-Year Survey Shows Business Owners Balancing Tariff Concerns with Economic Optimism
ISELIN, N.J., June 03, 2025 (GLOBE NEWSWIRE) -- Provident Bank , a leading New Jersey-based financial institution, has released the results of its Mid-Year Business Outlook Survey, taking stock of business owner sentiment as they navigate a nuanced macroeconomic environment dominated by looming tariffs.
globenewswire.com
- 2 weeks ago
Provident Financial Is Relatively Safe From Tariff Challenges And Offering A 5.8% Dividend Yield
PFS currently has a very large loan pipeline that is ~15% of loans outstanding. Therefore, loan growth will likely remain decent this year despite the tariffs. The net interest margin is largely unaffected by interest rate changes, which is a plus point in the current uncertain environment. The bond market turbulence will significantly reduce the market value of PFS' securities, which will diminish the equity book value.
seekingalpha.com
- 3 weeks ago
Buy Any Of 18 Ideal 'Safer' May Dividend Dogs Out Of 70 Graham Value All-Stars (GVAS)
I use YCharts' Value Score and Ben Graham Formula to identify large-cap stocks offering strong value relative to profits, assets, and dividends. Eighteen of twenty-four 'safer' lowest-priced Dividend Dogs of the GVAS are fair-priced and ready to buy for income-focused investors. Top ten GVAS stocks are projected to deliver 17.99% to 68.74% net gains by May 2026, with average risk 29% below the market.
seekingalpha.com
- 3 weeks ago
Wall Street Analysts Believe Provident Financial (PFS) Could Rally 28.13%: Here's is How to Trade
The consensus price target hints at a 28.1% upside potential for Provident Financial (PFS). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
zacks.com
- 3 weeks ago
Merck Announces Phase 3 KEYNOTE-B96 Trial Met Primary Endpoint of Progression-Free Survival (PFS) in Patients With Platinum-Resistant Recurrent Ovarian Cancer Whose Tumors Expressed PD-L1 and in All Comers
RAHWAY, N.J.--(BUSINESS WIRE)---- $MRK #MRK--Merck Announces Positive Topline Results of Phase 3 KEYNOTE-B96 Trial In Patients With Platinum-Resistant Recurrent Ovarian Cancer.
businesswire.com
- 1 month ago
Glenbrook Welcomes CalSTRS' Support of PFS Trust's Shareholder Proposal and Bulldog's Director Slate
Urges Shareholders to Vote on Bulldog's GREEN Proxy Card at Tejon Annual Meeting of Shareholders PALO ALTO, Calif. , May 9, 2025 /PRNewswire/ -- Glenbrook Capital Management ("Glenbrook" or "we"), a long-time shareholder of Tejon Ranch Co. (NYSE:TRC) ("Tejon" or the "Company") and owner of approximately 1.1% of outstanding shares of the Tejon, thanks CalSTRS for its vote FOR both Item #4 to allow Tejon shareholders owning a combined 10% of outstanding shares to call a special meeting of shareholders and FOR Bulldog Capital's state of nominees ("Bulldog's Slate") to the Tejon Board of Directors (the "Board") on Bulldog's GREEN Proxy Card.
prnewswire.com
- 1 month ago
Environmental Scoping Kicks Off Tunkillia PFS & ML Programs
Scoping Report to define environmental programs for ML Application HIGHLIGHTS Recent Tunkillia OSS confirms large-scale gold project generating $2.7bn operating free cash1 Barton Gold fully funded to accelerate key long-lead PFS and Mining Lease programs ERIAS engaged to lead environmental assessments for future Mining Lease applications ADELAIDE, AUSTRALIA / ACCESS Newswire / May 7, 2025 / Barton Gold Holdings Limited (ASX:BGD)(FRA:BGD3)(OTCQB:BGDFF) (Barton or Company) is pleased to announce the acceleration of long-lead feasibility work programs for its South Australian Tunkillia Gold Project (Tunkillia) following the recent publication of Tunkillia's Optimised Scoping Study (OSS). The Tunkillia OSS has identified a compelling large-scale operation with (at an A$5,000/oz gold price):1 total payable metal: 942koz gold and ~2Moz silver avg annual production: ~120koz gold and ~250koz silver operating free cashflow: A$2.7 billion Net Present Value (NPV7.5%): A$1.4 billion Internal Rate of Return (IRR): 73% Payback period: 0.8 years and A ‘Starter' pit producing ~206koz Au for A$825m operating free cash in the first 13 months Barton has now engaged the ERIAS Group to prepare an environmental ‘Scoping Report', which is the first step in the environmental and Mining Lease (ML) approvals process in South Australia.
accessnewswire.com
- 1 month ago
Glenbrook Capital Management Issues Statement Highlighting ISS and Glass Lewis Support of PFS Trust's Shareholder Proposal to Enable Tejon Ranch Shareholders to Call Special Meetings
Supports Bulldog Capital Nominees to Tejon Ranch Board of Directors PALO ALTO, Calif. , May 7, 2025 /PRNewswire/ -- Glenbrook Capital Management ("Glenbrook" or "we"), long-time shareholders of Tejon Ranch Co. (NYSE:TRC) ("Tejon" or the "Company") and owners of approximately 1.1% of outstanding shares of the Tejon, today issued the following statement outlining their intention to vote FOR Item #4 to allow Tejon shareholders owning a combined 10% of outstanding shares to call a special meeting of shareholders and FOR Bulldog Capital's state of nominees ("Bulldog's Slate") to the Tejon Board of Directors (the "Board"), at the May 13 Tejon Annual Meeting of Shareholders (the "Annual Meeting").
prnewswire.com
- 1 month ago
TriStar Gold Updates Economics of PFS with After-Tax 40% IRR and US$603 Million NPV5 and Provides Update on Permit
After-tax NPV 5% of US$1,353 million at approx. spot of US$3,200 gold price After-tax NPV 5% of US$603 million at US$2,200 base-case gold price A compelling after-tax IRR of 72% at US$3,200 gold and 40% at US$2,200 base case gold price AISC of US$1,111/oz After-tax payback period of 2 years The Company has received a positive legal opinion on status of the Castelo de Sonhos Permit, which remains valid and in good standing Scottsdale, Arizona--(Newsfile Corp. - May 5, 2025) - TriStar Gold Inc. (TSXV: TSG) (OTCQB: TSGZF) ("TriStar" or the "Company), is pleased to announce a prefeasibility study ("Study") update for the Company's Castelo de Sonhos gold project in southern Pará State, Brazil by GE21 Consultoria Mineral Ltda ("GE21") of Belo Horizonte, Brazil.
newsfilecorp.com
- 1 month ago
Does Provident Financial (PFS) Have the Potential to Rally 28.82% as Wall Street Analysts Expect?
The consensus price target hints at a 28.8% upside potential for Provident Financial (PFS). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
zacks.com
- 1 month ago
Provident Financial Services, Inc. (PFS) Q1 2025 Earnings Call Transcript
Provident Financial Services, Inc. (NYSE:PFS ) Q1 2025 Earnings Conference Call April 25, 2025 10:00 AM ET Company Participants Adriano Duarte - IR Officer Anthony Labozzetta - President & CEO Thomas Lyons - Senior Executive Vice President & CFO Conference Call Participants Tim Switzer - KBW Mark Fitzgibbon - Piper Sandler Feddie Strickland - Hovde Group Operator Thank you for standing by. My name is Kate, and I will be your conference operator today.
seekingalpha.com
- 1 month ago
Provident Financial (PFS) Reports Q1 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for Provident Financial (PFS) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
- 1 month ago
8. Profile
Summary
Provident Financial Services, Inc. PFS
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 2.16 B
Dividend Yield
1.42%
Description
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The company's deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. Its loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, office buildings, and retail and industrial properties; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. The company also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, it provides wealth management services comprising investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. Further, the company sells insurance and investment products, including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure. As of December 31, 2021, it operated 96 full-service branch offices in northern and central New Jersey, as well as in Pennsylvania and New York counties. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.
Contact
239 Washington Street, Jersey City, NJ, 07302
https://www.provident.bank
IPO
Date
Jan. 16, 2003
Employees
1753
Officers
Mr. Anthony J. Labozzetta
President, Chief Executive Officer & Director
Ms. Valerie O Murray CFP, CFP
Executive Vice President & Chief Wealth Management Officer of Provident Bank
Mr. Bennett Allen MacDougall
Executive Vice President, General Counsel & Corporate Secretary
Mr. Vito Giannola
Executive Vice President & Chief Banking Officer
Ms. Kim Strignile
Senior Vice President of HR business partner director
Mr. Ravi Vakacherla
Executive Vice President and Chief Digital & Innovation Officer of Provident Bank
Mr. Thomas J. Shara Jr.
Executive Vice Chairman
Mr. Christopher P. Martin
Executive Chairman
Mr. Adriano M. Duarte CPA
Executive Vice President & Investor Relations Officer
Mr. Thomas M. Lyons CPA
Senior EVice President & Chief Financial Officer