Financial Services -
Banks - Regional - NASDAQ - US
$ 18.36
-0.703 %
$ 118 M
Market Cap
21.6
P/E
1. INTRINSIC VALUE
Balance Sheet
Affinity Bancshares, Inc.
| Current Assets | 50 M |
| Cash & Short-Term Investments | 50 M |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 790 M |
| Long-Term Investments | 88.2 M |
| PP&E | 3.8 M |
| Other Non-Current Assets | 698 M |
| Current Liabilities | 3.04 M |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 3.04 M |
| Non-Current Liabilities | 719 M |
| Long-Term Debt | 40 M |
| Other Non-Current Liabilities | 679 M |
EFFICIENCY
Earnings Waterfall
Affinity Bancshares, Inc.
| Revenue | 29.7 M |
| Cost Of Revenue | -42 K |
| Gross Profit | 29.7 M |
| Operating Expenses | 16.8 M |
| Operating Income | 8.39 M |
| Other Expenses | 1.94 M |
| Net Income | 6.45 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Affinity Bancshares, Inc.
| Net Income | 6.45 M |
| Depreciation & Amortization | 734 K |
| Capital Expenditures | -527 K |
| Stock-Based Compensation | 1.09 M |
| Change in Working Capital | -742 K |
| Others | -585 K |
| Free Cash Flow | 7.34 M |
Wall Street Analysts Price Targets
Affinity Bancshares, Inc.
AFBI has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
AFBI does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
Affinity Bancshares, Inc.
Sold
0-3 MONTHS
170 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
2 months ago
Nov 19, 2024
|
Sell 15.1 K
USD
|
Roberts Howard G
Director
|
- 703
|
21.5 USD |
|
2 months ago
Nov 06, 2024
|
Sell 82.3 K
USD
|
Roberts Howard G
Director
|
- 3829
|
21.5 USD |
|
2 months ago
Nov 07, 2024
|
Sell 31.3 K
USD
|
Roberts Howard G
Director
|
- 1453
|
21.5095 USD |
|
2 months ago
Nov 08, 2024
|
Sell 28.9 K
USD
|
Roberts Howard G
Director
|
- 1346
|
21.5011 USD |
|
2 months ago
Nov 12, 2024
|
Sell 4.77 K
USD
|
Roberts Howard G
Director
|
- 222
|
21.5 USD |
|
2 months ago
Nov 13, 2024
|
Sell 2.77 K
USD
|
Roberts Howard G
Director
|
- 129
|
21.5 USD |
|
2 months ago
Nov 14, 2024
|
Sell 3.05 K
USD
|
Roberts Howard G
Director
|
- 142
|
21.5 USD |
|
2 months ago
Nov 15, 2024
|
Sell 2.19 K
USD
|
Roberts Howard G
Director
|
- 102
|
21.5 USD |
|
1 year ago
Nov 20, 2023
|
Bought
5.79 K USD
|
Roberts Howard G
Director
|
+ 400
|
14.48 USD |
|
1 year ago
Aug 31, 2023
|
Bought
89.2 K USD
|
Reich Robin S
Director
|
+ 6000
|
14.86 USD |
|
1 year ago
Aug 08, 2023
|
Bought
21.7 K USD
|
Cooney Edward John
CEO
|
+ 1500
|
14.436 USD |
|
1 year ago
May 16, 2023
|
Bought
12.1 K USD
|
Cooney Edward John
CEO
|
+ 1000
|
12.096 USD |
|
1 year ago
Apr 12, 2023
|
Bought
4.81 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 332
|
14.49 USD |
|
1 year ago
Apr 11, 2023
|
Bought
103 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 7088
|
14.49 USD |
|
1 year ago
Apr 06, 2023
|
Bought
17.9 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 1225
|
14.59 USD |
|
1 year ago
Apr 05, 2023
|
Bought
22.7 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 1569
|
14.49 USD |
|
1 year ago
Apr 04, 2023
|
Bought
158 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 10883
|
14.49 USD |
|
1 year ago
Apr 04, 2023
|
Bought
399 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 27500
|
14.5 USD |
|
2 years ago
Nov 03, 2022
|
Bought
29.3 K USD
|
Roberts Howard G
Director
|
+ 2000
|
14.644 USD |
|
2 years ago
Nov 30, 2022
|
Bought
12.1 K USD
|
Roberts Howard G
Director
|
+ 800
|
15.115 USD |
|
2 years ago
Mar 14, 2022
|
Bought
3.15 K USD
|
Roberts Howard G
Director
|
+ 200
|
15.752 USD |
|
2 years ago
Mar 14, 2022
|
Bought
3.14 K USD
|
Roberts Howard G
Director
|
+ 200
|
15.692 USD |
|
2 years ago
Mar 14, 2022
|
Bought
3.13 K USD
|
Roberts Howard G
Director
|
+ 200
|
15.665 USD |
|
2 years ago
Mar 14, 2022
|
Bought
3.14 K USD
|
Roberts Howard G
Director
|
+ 200
|
15.711 USD |
|
1 year ago
Feb 15, 2023
|
Bought
15.9 K USD
|
Roberts Howard G
Director
|
+ 1000
|
15.94 USD |
|
1 year ago
Feb 14, 2023
|
Bought
15.8 K USD
|
Roberts Howard G
Director
|
+ 1000
|
15.75 USD |
|
1 year ago
Feb 14, 2023
|
Bought
15.7 K USD
|
Roberts Howard G
Director
|
+ 1000
|
15.745 USD |
|
1 year ago
Feb 14, 2023
|
Bought
15.6 K USD
|
Roberts Howard G
Director
|
+ 1000
|
15.588 USD |
|
1 year ago
Feb 14, 2023
|
Bought
6.43 K USD
|
Cooney Edward John
CEO
|
+ 411
|
15.65 USD |
|
1 year ago
Feb 14, 2023
|
Bought
20.2 K USD
|
Cooney Edward John
CEO
|
+ 1289
|
15.7 USD |
|
1 year ago
Feb 14, 2023
|
Bought
13.9 K USD
|
Cooney Edward John
CEO
|
+ 880
|
15.792 USD |
|
1 year ago
Feb 14, 2023
|
Bought
37.9 K USD
|
Cooney Edward John
CEO
|
+ 2420
|
15.6788 USD |
|
2 years ago
May 27, 2022
|
Bought
3.5 K USD
|
Nelson Clark
EVP and CCO
|
+ 235
|
14.9 USD |
|
2 years ago
May 27, 2022
|
Bought
223 USD
|
Nelson Clark
EVP and CCO
|
+ 15
|
14.85 USD |
|
2 years ago
Mar 07, 2022
|
Bought
45.8 K USD
|
Roberts Howard G
director:
|
+ 3000
|
15.25 USD |
|
3 years ago
Sep 02, 2021
|
Bought
9.78 K USD
|
Galazka Elizabeth
EVP-Lending
|
+ 700
|
13.97 USD |
|
3 years ago
Dec 13, 2021
|
Bought
15.1 K USD
|
Roberts Howard G
Director
|
+ 1000
|
15.09 USD |
|
3 years ago
Dec 10, 2021
|
Bought
30.4 K USD
|
Roberts Howard G
Director
|
+ 2000
|
15.197 USD |
|
3 years ago
Dec 02, 2021
|
Bought
27.4 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 1856
|
14.78 USD |
|
3 years ago
Dec 01, 2021
|
Bought
57.6 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 3900
|
14.77 USD |
|
3 years ago
Nov 30, 2021
|
Bought
58.8 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 4000
|
14.71 USD |
|
3 years ago
Nov 24, 2021
|
Bought
14.9 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 1000
|
14.9 USD |
|
3 years ago
Nov 30, 2021
|
Bought
11.8 K USD
|
Roberts Howard G
Director
|
+ 798
|
14.75 USD |
|
3 years ago
Nov 29, 2021
|
Bought
29.6 K USD
|
Roberts Howard G
Director
|
+ 2000
|
14.8 USD |
|
3 years ago
Nov 29, 2021
|
Bought
4.43 K USD
|
Roberts Howard G
Director
|
+ 300
|
14.78 USD |
|
3 years ago
Nov 29, 2021
|
Bought
28.1 K USD
|
Roberts Howard G
Director
|
+ 1902
|
14.75 USD |
|
3 years ago
Nov 18, 2021
|
Bought
28.3 K USD
|
Cooney Edward John
CEO
|
+ 1900
|
14.89 USD |
|
3 years ago
Nov 17, 2021
|
Bought
12.9 K USD
|
Cooney Edward John
CEO
|
+ 871
|
14.85 USD |
|
3 years ago
Oct 12, 2021
|
Bought
52.4 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 3703
|
14.14 USD |
|
3 years ago
Oct 11, 2021
|
Bought
20 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 1417
|
14.1 USD |
|
3 years ago
Oct 08, 2021
|
Bought
1.12 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 81
|
13.86 USD |
|
3 years ago
Oct 07, 2021
|
Bought
21.1 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 1522
|
13.86 USD |
|
3 years ago
Aug 24, 2021
|
Bought
5.51 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 406
|
13.56 USD |
|
3 years ago
Aug 23, 2021
|
Bought
41 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 3007
|
13.64 USD |
|
3 years ago
Aug 20, 2021
|
Bought
81.4 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 6080
|
13.38 USD |
|
3 years ago
Aug 18, 2021
|
Bought
6.04 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 448
|
13.49 USD |
|
3 years ago
Aug 16, 2021
|
Bought
265 USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 20
|
13.24 USD |
|
3 years ago
Aug 06, 2021
|
Bought
3.31 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 252
|
13.14 USD |
|
3 years ago
Aug 13, 2021
|
Bought
23.9 K USD
|
Cooney Edward John
CEO
|
+ 1800
|
13.26 USD |
|
3 years ago
Aug 13, 2021
|
Bought
12.7 K USD
|
Cooney Edward John
CEO
|
+ 956
|
13.29 USD |
|
3 years ago
Aug 13, 2021
|
Bought
2.66 K USD
|
Cooney Edward John
CEO
|
+ 200
|
13.28 USD |
|
3 years ago
Aug 13, 2021
|
Bought
582 USD
|
Cooney Edward John
CEO
|
+ 44
|
13.23 USD |
|
3 years ago
Aug 03, 2021
|
Bought
16 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 1217
|
13.14 USD |
|
3 years ago
Aug 02, 2021
|
Bought
20.5 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 1557
|
13.14 USD |
|
3 years ago
Jul 30, 2021
|
Bought
67.4 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 5139
|
13.11 USD |
|
3 years ago
Jul 28, 2021
|
Bought
4.33 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 332
|
13.04 USD |
|
3 years ago
Jul 26, 2021
|
Bought
5.48 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 421
|
13.01 USD |
|
3 years ago
Jul 20, 2021
|
Bought
365 USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 28
|
13.04 USD |
|
3 years ago
Jul 19, 2021
|
Bought
15 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 1175
|
12.79 USD |
|
3 years ago
Jul 16, 2021
|
Bought
104 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 8006
|
13.01 USD |
|
3 years ago
Jul 08, 2021
|
Bought
154 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 11884
|
12.96 USD |
|
3 years ago
Jul 07, 2021
|
Bought
59.4 K USD
|
LEHMAN KENNETH R
10 percent owner
|
+ 4640
|
12.81 USD |
|
3 years ago
Jan 21, 2021
|
Bought
32.6 K USD
|
Roberts Howard G
Director
|
+ 3000
|
10.85 USD |
|
3 years ago
Jan 21, 2021
|
Bought
75.1 K USD
|
Reich Robin S
Director
|
+ 6970
|
10.781 USD |
7. News
APCU/Center Parc Credit Union and Affinity Bancshares, Inc. Announce Mutual Termination of Purchase Agreement
ATLANTA--(BUSINESS WIRE)--APCU/Center Parc Credit Union and Affinity Bancshares, Inc. Announce Mutual Termination of Purchase Agreement.
businesswire.com
- 2 weeks ago
AFBI Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of Affinity Bank Is Fair to Shareholders
NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating whether the sale of Affinity Bank, a wholly-owned subsidiary of Affinity Bancshares, Inc. (NASDAQ: AFBI), to Atlanta Postal Credit Union is fair to Affinity shareholders. The transaction is structured as a purchase and assumption agreement whereby Atlanta Postal is expected to acquire substantially all assets and assume substantially all liabilities of Affinity Bank in an all-cash transaction. Halper Sade.
businesswire.com
- 4 months ago
SHAREHOLDER ALERT: The M&A Class Action Firm Investigates Merger of Affinity Bancshares, Inc. - AFBI
NEW YORK , Aug. 16, 2024 /PRNewswire/ -- Monteverde & Associates PC (the "M&A Class Action Firm"), has recovered money for shareholders and is recognized as a Top 50 Firm in the 2018-2022 ISS Securities Class Action Services Report. We are headquartered at the Empire State Building in New York City and are investigating Affinity Bancshares, Inc. (Nasdaq: AFBI ), relating to its proposed merger with Atlanta Postal Credit Union ("APCU").
prnewswire.com
- 5 months ago
SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates ENV, AFBI on Behalf of Shareholders
NEW YORK , July 19, 2024 /PRNewswire/ -- Halper Sadeh LLC, an investor rights law firm, is investigating the following companies for potential violations of the federal securities laws and/or breaches of fiduciary duties to shareholders relating to: Envestnet, Inc. (NYSE: ENV)'s sale to Bain Capital for $63.15 in cash per share. If you are an Envestnet shareholder, click here to learn more about your rights and options.
prnewswire.com
- 6 months ago
SHAREHOLDER ALERT: The M&A Class Action Firm Investigates Merger of Affinity Bancshares, Inc. – AFBI
NEW YORK, July 16, 2024 (GLOBE NEWSWIRE) -- Monteverde & Associates PC (the “M&A Class Action Firm”), has recovered money for shareholders and is recognized as a Top 50 Firm in the 2018-2022 ISS Securities Class Action Services Report. We are headquartered at the Empire State Building in New York City and are investigating Affinity Bancshares, Inc. ( Nasdaq : AFBI ) , relating to its proposed merger with Atlanta Postal Credit Union (“APCU”). Under the terms of the agreement, APCU will pay Affinity an aggregate amount estimated to provide Affinity with sufficient cash to pay Affinity shareholders $22.50 per share, subject to potential increase for levels of tax payments.
globenewswire.com
- 6 months ago
SHAREHOLDER ALERT: The M&A Class Action Firm Investigates Merger of Affinity Bancshares, Inc. - AFBI
NEW YORK , July 15, 2024 /PRNewswire/ -- Monteverde & Associates PC (the "M&A Class Action Firm"), has recovered money for shareholders and is recognized as a Top 50 Firm in the 2018-2022 ISS Securities Class Action Services Report. We are headquartered at the Empire State Building in New York City and are investigating Affinity Bancshares, Inc. (Nasdaq: AFBI ), relating to its proposed merger with Atlanta Postal Credit Union ("APCU").
prnewswire.com
- 6 months ago
AFBI Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of Affinity Bank Is Fair to Shareholders
NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating whether the sale of Affinity Bank, a wholly-owned subsidiary of Affinity Bancshares, Inc. (NASDAQ: AFBI), to Atlanta Postal Credit Union is fair to Affinity shareholders. The transaction is structured as a purchase and assumption agreement whereby Atlanta Postal is expected to acquire substantially all assets and assume substantially all liabilities of Affinity Bank in an all-cash transaction. Halper Sade.
businesswire.com
- 7 months ago
APCU/Center Parc Credit Union Announces Definitive Agreement to Acquire Affinity Bank
ATLANTA--(BUSINESS WIRE)--APCU/Center Parc Credit Union Announces Definitive Agreement to Acquire Affinity Bank.
businesswire.com
- 7 months ago
Affinity Bancshares, Inc. Announces First Quarter 2024 Financial Results
COVINGTON, Ga.--(BUSINESS WIRE)--Affinity Bancshares, Inc. Announces First Quarter 2024 Financial Results.
businesswire.com
- 8 months ago
Affinity Bancshares, Inc. Announces Fourth Quarter and Full Year 2023 Financial Results
COVINGTON, Ga.--(BUSINESS WIRE)--Affinity Bancshares, Inc. Announces Fourth Quarter and Full Year 2023 Financial Results.
businesswire.com
- 11 months ago
Affinity Bancshares, Inc. Announces Third Quarter 2023 Financial Results
COVINGTON, Ga.--(BUSINESS WIRE)--Affinity Bancshares, Inc. Announces Third Quarter 2023 Financial Results.
businesswire.com
- 1 year ago
Affinity Bancshares, Inc. Announces Second Quarter 2023 Financial Results
COVINGTON, Ga.--(BUSINESS WIRE)--Affinity Bancshares, Inc. Announces Second Quarter 2023 Financial Results.
businesswire.com
- 1 year ago
8. Profile
Summary
Affinity Bancshares, Inc. AFBI
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 118 M
Dividend Yield
0.00%
Description
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services. The company accepts various deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. It also offers commercial and industrial, commercial real estate, one- to four-family residential real estate, construction and land, and consumer loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. It operates a main and a branch office in Covington, Georgia; a branch office in Atlanta, Georgia; and a commercial loan production office in Alpharetta, Georgia; out of an office in Monroe, Georgia. The company was founded in 1928 and is headquartered in Covington, Georgia.
Contact
3175 Highway 278, Covington, GA, 30014
https://myaffinitybank.com
IPO
Date
April 28, 2017
Employees
91
Officers
Mr. Edward J. Cooney CPA, CPA
Chief Executive Officer & Director
Ms. Elizabeth M. Galazka
Executive Vice President of Lending
Jacqueline Lyle
Vice President of Compliance
Ms. Brandi C. Pajot CPA, CPA
Senior Vice President, Chief Financial Officer, Chief Treasury, Corporate Secretary & Risk Officer
Mr. Clark N. Nelson Jr.
Executive Vice President & Chief Credit Officer
Mr. Robert A. Vickers
Senior Vice President & Operations Officer