Financial Services -
Banks - Regional - NASDAQ - US
$ 29.24
1.53 %
$ 3.07 B
Market Cap
13.17
P/E
1. INTRINSIC VALUE
Balance Sheet
First Interstate BancSystem, Inc.
| Current Assets | 1.08 B |
| Cash & Short-Term Investments | 960 M |
| Receivables | 117 M |
| Other Current Assets | 0 |
| Non-Current Assets | 28.1 B |
| Long-Term Investments | 25.3 B |
| PP&E | 427 M |
| Other Non-Current Assets | 2.31 B |
| Current Liabilities | 25.5 B |
| Accounts Payable | 426 M |
| Short-Term Debt | 2.09 B |
| Other Current Liabilities | 23 B |
| Non-Current Liabilities | 300 M |
| Long-Term Debt | 295 M |
| Other Non-Current Liabilities | 5.2 M |
EFFICIENCY
Earnings Waterfall
First Interstate BancSystem, Inc.
| Revenue | 1.48 B |
| Cost Of Revenue | 549 M |
| Gross Profit | 932 M |
| Operating Expenses | 637 M |
| Operating Income | 294 M |
| Other Expenses | 68.5 M |
| Net Income | 226 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
First Interstate BancSystem, Inc.
| Net Income | 226 M |
| Depreciation & Amortization | 57 M |
| Capital Expenditures | -23 M |
| Stock-Based Compensation | 11.8 M |
| Change in Working Capital | -15.2 M |
| Others | 30.9 M |
| Free Cash Flow | 332 M |
Wall Street Analysts Price Targets
First Interstate BancSystem, Inc.
Wall Street analysts predict an average 1-year price target for FIBK of $34 , with forecasts ranging from
a
low of
$28 to a high of $38 .
FIBK Lowest Price Target
Wall Street Target
28 USD
-4.24%
FIBK Average Price Target
Wall Street Target
34 USD
16.28%
FIBK Highest Price Target
Wall Street Target
38 USD
29.96%
4. DIVIDEND
ANALYSIS
1.63%
DIVIDEND YIELD
0.47 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
First Interstate BancSystem, Inc.
Sold
0-3 MONTHS
3.24 M USD 1
3-6 MONTHS
51.1 K USD 1
6-9 MONTHS
3.18 M USD 3
9-12 MONTHS
16.8 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
First Interstate BancSystem: Analysts May Be Too Pessimistic Going Into 2026
First Interstate BancSystem is a regional bank focused on real estate financing in the Midwest and Pacific Northwest. The bank reported higher Q2 2025 earnings, benefiting from lower deposit costs and gradually rising yields on maturing loans and investment securities. Looking ahead to 2026, the net interest margin is expected to increase further even as the Fed is anticipated to deliver 1% in rate cuts by July 2026.
seekingalpha.com
- 1 week ago
First Interstate BancSystem, Inc. (FIBK) Q2 2025 Earnings Call Transcript
First Interstate BancSystem, Inc. (NASDAQ:FIBK ) Q2 2025 Earnings Conference Call July 30, 2025 11:00 AM ET Company Participants David P. Della Camera - Executive VP & CFO James A.
seekingalpha.com
- 1 week ago
Compared to Estimates, First Interstate BancSystem (FIBK) Q2 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for First Interstate BancSystem (FIBK) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
zacks.com
- 1 week ago
First Interstate BancSystem (FIBK) Q2 Earnings Top Estimates
First Interstate BancSystem (FIBK) came out with quarterly earnings of $0.69 per share, beating the Zacks Consensus Estimate of $0.57 per share. This compares to earnings of $0.58 per share a year ago.
zacks.com
- 1 week ago
First Interstate BancSystem, Inc. Reports Second Quarter Earnings
BILLINGS, Mont.--(BUSINESS WIRE)--First Interstate BancSystem, Inc. (NASDAQ: FIBK) (the “Company”) today reported financial results for the second quarter of 2025. For the quarter, the Company reported net income of $71.7 million, or $0.69 per diluted share, which compares to net income of $50.2 million, or $0.49 per diluted share, for the first quarter of 2025 and net income of $60.0 million, or $0.58 per diluted share, for the second quarter of 2024. HIGHLIGHTS Net interest margin increased t.
businesswire.com
- 1 week ago
Earnings Preview: First Interstate BancSystem (FIBK) Q2 Earnings Expected to Decline
First Interstate BancSystem (FIBK) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
zacks.com
- 2 weeks ago
First Interstate BancSystem, Inc. Announces Second Quarter Earnings Release and Conference Call
BILLINGS, Mont.--(BUSINESS WIRE)--First Interstate BancSystem, Inc. (NASDAQ: FIBK), parent company of First Interstate Bank, will report second quarter results after the market closes on Tuesday, July 29, 2025. A conference call for investors is scheduled for Wednesday, July 30, 2025, at 11 a.m. Eastern (9 a.m. Mountain), during which the Company will discuss quarterly results. There will be a question-and-answer session following the presentation. The conference call will be accessible by tele.
businesswire.com
- 1 month ago
If You Invested in These 5 Dividend Stocks, You Could Make $4,300 per Year
With the 10-year U.S. Treasury bond currently yielding 4.38%, interest rates are still abnormally high given positive job growth, trillions of dollars in U.S.
247wallst.com
- 1 month ago
First Interstate BancSystem, Inc. Announces Pricing of Subordinated Notes Offering
BILLINGS, Mont.--(BUSINESS WIRE)--First Interstate BancSystem, Inc. (NASDAQ: FIBK) (the “Company”) today announced the pricing of its public offering of $125 million aggregate principal amount of 7.625% Fixed-to-Floating Rate Subordinated Notes due 2035 (the “Notes”). The price to the public for the Notes was 100% of the principal amount of the Notes. Interest on the Notes will accrue at a rate equal to (i) 7.625% per annum from the original issue date to, but excluding, June 15, 2030, payable.
businesswire.com
- 2 months ago
David P. Della Camera Becomes CFO of First Interstate BancSystem, Inc.
BILLINGS, Mont.--(BUSINESS WIRE)--First Interstate BancSystem, Inc. (NASDAQ: FIBK) (“First Interstate” or the “Company”) announced that effective June 1, 2025, David P. Della Camera has succeeded Marcy D. Mutch as the Company's Executive Vice President and Chief Financial Officer (CFO). This transition completes the Company's previously announced CFO succession plan, which was announced in February 2025. Mr. Della Camera joined First Interstate in 2021 and has held a range of senior finance lea.
businesswire.com
- 2 months ago
First Interstate BancSystem: A Buy Due To Large Discount To Historical Price To Book
First Interstate BancSystem's high median net interest margin of 3.4% outperforms competitors. The bank's NPL ratio has generally been worse than industry averages. The historical loan-to-deposit ratio implies a solid funding profile.
seekingalpha.com
- 2 months ago
First Interstate BancSystem, Inc. (FIBK) Q1 2025 Earnings Call Transcript
First Interstate BancSystem, Inc. (NASDAQ:FIBK ) Q1 2025 Earnings Conference Call April 30, 2025 11:00 AM ET Company Participants Nancy Vermeulen – Investor Relations Jim Reuter – Chief Executive Officer Marcy Mutch – Chief Financial Officer David Della Camera – Deputy Chief Financial Officer Conference Call Participants Matthew Clark – Piper Sander Chris McGratty – KBW Jeff Rulis – D.A. Davidson Andrew Terrell – Stephens Timur Braziler – Wells Fargo Jared Shaw – Barclays Capital Timothy Coffey – Janney Operator Good morning, ladies and gentlemen, and welcome to the First Interstate BancSystem, Inc. First Quarter Earnings Conference Call.
seekingalpha.com
- 3 months ago
8. Profile
Summary
First Interstate BancSystem, Inc. FIBK
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 3.07 B
Dividend Yield
1.63%
Description
First Interstate BancSystem, Inc. operates as the bank holding company for First Interstate Bank that provides range of banking products and services in the United States. It offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. The company also offers real estate loans comprising commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans comprising direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services to individuals, businesses, and nonprofit organizations. Further, the company offers marketing, credit review, loan servicing, credit cards issuance and servicing, mortgage loan sales and servicing, indirect consumer loan purchasing and processing, loan collection services, and other operational services, as well as online and mobile banking services. It serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, energy, governmental services, healthcare, hospitality, housing, mining, professional services, real estate development, retail, technology, tourism, and wholesale trade. As of December 31, 2021, it operated 147 banking offices, including detached drive-up facilities in communities across Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming. The company was incorporated in 1971 and is headquartered in Billings, Montana.
Contact
401 North 31st Street, Billings, MT, 59116-0918
https://www.fibk.com
IPO
Date
March 24, 2010
Employees
3481
Officers
Ms. Marcy D. Mutch CPA
Executive Vice President & Chief Financial Officer
Mr. Kirk D. Jensen Esq.
Executive Vice President, General Counsel & Corporate Secretary
Mr. Michael Lugli
Chief Credit Officer
Ms. Kristina R. Robbins
Executive Vice President & Chief Operating Officer
Ms. Rachel B. Turitto
Executive Vice President & Chief Human Resources Officer
Mr. David P. Della Camera C.F.A.
Deputy Chief Financial Officer
Ms. Lorrie F. Asker
Executive Vice President & Chief Banking Officer
Mr. James A. Reuter
President, Chief Executive Officer & Director
Sara Becker
Director of Marketing and Communications
Ms. Lori A. Meyer
Executive Vice President & Chief Information Officer