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Financial Services - Banks - Regional - NYSE - US
$ 38.99
1.12 %
$ 4.42 B
Market Cap
23.21
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one GBCI stock under the worst case scenario is HIDDEN Compared to the current market price of 39 USD, Glacier Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one GBCI stock under the base case scenario is HIDDEN Compared to the current market price of 39 USD, Glacier Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one GBCI stock under the best case scenario is HIDDEN Compared to the current market price of 39 USD, Glacier Bancorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart GBCI

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$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.0$48.0$48.0$46.0$46.0$44.0$44.0$42.0$42.0$40.0$40.0$38.0$38.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
1.14 B REVENUE
44.39%
1.12 B OPERATING INCOME
195.69%
190 M NET INCOME
-14.71%
225 M OPERATING CASH FLOW
-55.12%
-596 K INVESTING CASH FLOW
99.71%
-152 M FINANCING CASH FLOW
-23.01%
297 M REVENUE
42.09%
293 M OPERATING INCOME
361.53%
61.8 M NET INCOME
20.96%
102 M OPERATING CASH FLOW
-32.05%
55.8 M INVESTING CASH FLOW
-73.91%
-297 M FINANCING CASH FLOW
-67.87%
Balance Sheet Glacier Bancorp, Inc.
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Current Assets 21.7 B
Cash & Short-Term Investments 4.51 B
Receivables 17.2 B
Other Current Assets 0
Non-Current Assets 1.81 B
Long-Term Investments 99.7 M
PP&E 468 M
Other Non-Current Assets 1.24 B
19.23 %73.07 %5.29 %Total Assets$23.5b
Current Liabilities 33.6 M
Accounts Payable 33.6 M
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 2.02 B
Long-Term Debt 2.02 B
Other Non-Current Liabilities 0
98.36 %Total Liabilities$2.1b
EFFICIENCY
Earnings Waterfall Glacier Bancorp, Inc.
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Revenue 1.14 B
Cost Of Revenue 0
Gross Profit 1.14 B
Operating Expenses 16.1 M
Operating Income 1.12 B
Other Expenses 934 M
Net Income 190 M
1b1b1b1b800m800m600m600m400m400m200m200m001b01b(16m)1b(934m)190mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
98.58% OPERATING MARGIN
98.58%
16.68% NET MARGIN
16.68%
5.90% ROE
5.90%
0.68% ROA
0.68%
4.03% ROIC
4.03%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Glacier Bancorp, Inc.
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600m600m500m500m400m400m300m300m200m200m100m100m00(100m)(100m)(200m)(200m)(300m)(300m)(400m)(400m)(500m)(500m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 190 M
Depreciation & Amortization 0
Capital Expenditures 0
Stock-Based Compensation 1.76 M
Change in Working Capital 0
Others 38.7 M
Free Cash Flow 225 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Glacier Bancorp, Inc.
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Wall Street analysts predict an average 1-year price target for GBCI of $45.6 , with forecasts ranging from a low of $38 to a high of $53 .
GBCI Lowest Price Target Wall Street Target
38 USD -2.54%
GBCI Average Price Target Wall Street Target
45.6 USD 16.95%
GBCI Highest Price Target Wall Street Target
53 USD 35.93%
Price
Max Price Target
Min Price Target
Average Price Target
6060555550504545404035353030May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
1.31% DIVIDEND YIELD
0.33 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.001.000.900.900.800.800.700.700.600.600.500.500.400.400.300.300.200.200.100.100.000.000.30.30.30.30.20.150.10.180.20.210.230.260.290.310.330.330.330.330.190.20.210.210.260.270.290.320.330.330.330.190.860.190.890.20.920.20.940.210.930.260.970.260.960.290.940.290.950.30.960.30.960.320.320.320.320.330.330.330.330.330.330.330.330.330.330.330.332015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 19
6. Ownership
Insider Ownership Glacier Bancorp, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
296 K USD 2
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Glacier Bancorp, Inc. Announces First Quarter Earnings Release and Conference Call KALISPELL, Mont., April 04, 2025 (GLOBE NEWSWIRE) -- Glacier Bancorp, Inc. (NYSE: GBCI) will report first quarter financial results after the market closes on April 24, 2025. A conference call for investors is scheduled for 11:00 a.m. Eastern Time on Friday, April 25, 2025. globenewswire.com - 1 week ago
Glacier Bancorp, Inc. Declares Quarterly Dividend KALISPELL, Mont., March 26, 2025 (GLOBE NEWSWIRE) -- Glacier Bancorp, Inc.'s (NYSE: GBCI) Board of Directors, at a meeting held on March 26, 2025, declared a quarterly dividend of $0.33 per share. The Company has declared 160 consecutive quarterly dividends and has increased the dividend 49 times. The dividend is payable on April 17, 2025, to owners of record on April 08, 2025. globenewswire.com - 3 weeks ago
Glacier Bancorp, Inc. (GBCI) Q4 2024 Earnings Call Transcript Glacier Bancorp, Inc. (NYSE:GBCI ) Q4 2024 Earnings Conference Call January 24, 2025 11:00 AM ET Company Participants Randy Chesler - President and Chief Executive Officer Byron Pollan - Treasurer Tom Dolan - Chief Credit Administrator Ron Copher - Chief Financial Officer Conference Call Participants Jeff Rulis - D.A. Davidson Matthew Clark - Piper Sandler David Feaster - Raymond James Andrew Terell - Stephens Kelly Motta - KBW Operator Good day, and thank you for standing by. seekingalpha.com - 2 months ago
Glacier Bancorp (GBCI) Reports Q4 Earnings: What Key Metrics Have to Say Although the revenue and EPS for Glacier Bancorp (GBCI) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 2 months ago
Glacier Bancorp (GBCI) Beats Q4 Earnings and Revenue Estimates Glacier Bancorp (GBCI) came out with quarterly earnings of $0.54 per share, beating the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.49 per share a year ago. zacks.com - 2 months ago
Glacier Bancorp, Inc. Announces Results for the Quarter and Period Ended December 31, 2024 4th Quarter 2024 Highlights: Diluted earnings per share for the current quarter was $0.54 per share, an increase of 20 percent from the prior quarter diluted earnings per share of $0.45 per share and an increase of 10 percent from the prior year fourth quarter diluted earnings per share of $0.49 per share. Net income was $61.8 million for the current quarter, an increase of $10.7 million, or 21 percent, from the prior quarter net income of $51.1 million and an increase of $7.4 million, or 14 percent, from the prior year fourth quarter net income of $54.3 million. globenewswire.com - 2 months ago
Seeking Clues to Glacier Bancorp (GBCI) Q4 Earnings? A Peek Into Wall Street Projections for Key Metrics Evaluate the expected performance of Glacier Bancorp (GBCI) for the quarter ended December 2024, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight. zacks.com - 2 months ago
Glacier Bancorp: Bank Of Idaho Acquisition Benefits Seem Priced In I'm estimating the upcoming Bank of Idaho acquisition to lift the loan book by 5.8% and the net interest margin by 7 basis points in the second quarter of 2025. Glacier Bancorp's earnings will likely also benefit from a resurgence of mortgage banking income amid a falling interest rate environment. I'm expecting EPS to grow to $2.35 in 2025 from an estimated $1.70 in 2024. seekingalpha.com - 3 months ago
Glacier Bancorp, Inc. Announces Acquisition of Bank of Idaho Holding Co. KALISPELL, Mont., Jan. 13, 2025 (GLOBE NEWSWIRE) -- Glacier Bancorp, Inc. (“Glacier” or the “Company”) (NYSE: GBCI) today announced the signing of a definitive agreement to acquire Bank of Idaho Holding Co. (“BOID”) (OTCQX: BOID), the bank holding company for Bank of Idaho, a leading community bank headquartered in Idaho Falls, Idaho. The acquisition marks Glacier's 26th bank acquisition since 2000 and its 12th announced transaction in the past 10 years. As of September 30, 2024, BOID had total assets of $1.3 billion, total loans of $1.0 billion and total deposits of $1.1 billion. globenewswire.com - 3 months ago
Down -12.39% in 4 Weeks, Here's Why Glacier Bancorp (GBCI) Looks Ripe for a Turnaround The heavy selling pressure might have exhausted for Glacier Bancorp (GBCI) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal. zacks.com - 3 months ago
Glacier Bancorp, Inc. Announces Fourth Quarter Earnings Release and Conference Call KALISPELL, Mont., Jan. 06, 2025 (GLOBE NEWSWIRE) -- Glacier Bancorp, Inc. (NYSE: GBCI) will report fourth quarter financial results after the market closes on January 23, 2025. A conference call for investors is scheduled for 11:00 a.m. Eastern Time on Friday, January 24, 2025. globenewswire.com - 3 months ago
What Makes Glacier Bancorp (GBCI) a New Strong Buy Stock Glacier Bancorp (GBCI) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy). zacks.com - 3 months ago
8. Profile Summary

Glacier Bancorp, Inc. GBCI

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 4.42 B
Dividend Yield 1.31%
Description Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States. It offers non-interest bearing deposit and interest bearing deposit accounts, such as negotiable order of withdrawal and demand deposit accounts, savings accounts, money market deposit accounts, fixed rate certificates of deposit, negotiated-rate jumbo certificates, and individual retirement accounts. The company also provides construction and permanent loans on residential real estate; consumer land or lot acquisition loans; unimproved land and land development loans; and residential builder guidance lines comprising pre-sold and spec-home construction, and lot acquisition loans. In addition, it offers commercial real estate loans to purchase, construct, and finance commercial real estate properties; consumer loans secured by real estate, automobiles, or other assets; paycheck protection program loans; home equity loans consisting of junior lien mortgages, and first and junior lien lines of credit secured by owner-occupied 1-4 family residences; and agriculture loans. Further, the company provides mortgage origination and loan servicing services. It has 224 locations, including 188 branches and 36 loan or administration offices in 75 counties within 8 states comprising Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and Nevada. The company was founded in 1955 and is headquartered in Kalispell, Montana.
Contact 49 Commons Loop, Kalispell, MT, 59901-2679 https://www.glacierbancorp.com
IPO Date March 22, 1984
Employees 3313
Officers Mr. Ryan T. Screnar CPA, CGMA Executive Vice President & Chief Compliance & Administrative Officer Mr. Mark D. MacMillan Senior Vice President & Chief Information Officer David L. Langston Senior Vice President & Chief Human Resources Officer Mr. T. J. Frickle Senior Vice President & Chief Risk Manager Lee K. Groom Senior Vice President & Chief Experience Officer Mr. Paul W. Peterson Senior Vice President & Chief Mortgage Officer Jason A. Preble Senior Vice President & Chief Operating Officer Mr. Randall M. Chesler President, Chief Executive Officer & Director Mr. Ronald J. Copher CPA Executive Vice President, Chief Financial Officer & Secretary Ms. Angela L. Dose CPA Senior Vice President & Chief Accounting Officer