Financial Services -
Banks - Regional - NASDAQ - US
$ 31.91
-0.808 %
$ 4.56 B
Market Cap
20.46
P/E
1. INTRINSIC VALUE
Balance Sheet
First Financial Bankshares, Inc.
| Current Assets | 4.88 B |
| Cash & Short-Term Investments | 4.88 B |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 466 M |
| Long-Term Investments | 0 |
| PP&E | 152 M |
| Other Non-Current Assets | 314 M |
| Current Liabilities | 25.8 M |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 25.8 M |
| Non-Current Liabilities | 121 M |
| Long-Term Debt | 121 M |
| Other Non-Current Liabilities | 0 |
EFFICIENCY
Earnings Waterfall
First Financial Bankshares, Inc.
| Revenue | 537 M |
| Cost Of Revenue | -91.9 M |
| Gross Profit | 629 M |
| Operating Expenses | 537 M |
| Operating Income | 3.74 M |
| Other Expenses | -220 M |
| Net Income | 224 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
First Financial Bankshares, Inc.
| Net Income | 224 M |
| Depreciation & Amortization | 166 K |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 0 |
| Change in Working Capital | 0 |
| Others | -161 M |
| Free Cash Flow | 51.7 M |
Wall Street Analysts Price Targets
First Financial Bankshares, Inc.
Wall Street analysts predict an average 1-year price target for FFIN of $39.5 , with forecasts ranging from
a
low of
$39 to a high of $40 .
FFIN Lowest Price Target
Wall Street Target
39 USD
22.22%
FFIN Average Price Target
Wall Street Target
39.5 USD
23.79%
FFIN Highest Price Target
Wall Street Target
40 USD
25.35%
4. DIVIDEND
ANALYSIS
0.50%
DIVIDEND YIELD
0.18 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
First Financial Bankshares, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
1.31 M USD 2
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
229 K USD 2
0-3 MONTHS
10.2 K USD 1
3-6 MONTHS
18.5 K USD 1
6-9 MONTHS
416 K USD 6
9-12 MONTHS
7. News
New Strong Buy Stocks for March 26th
SZKMY, OBK, ENVA, CRK and FFIN have been added to the Zacks Rank #1 (Strong Buy) List on March 26, 2025.
zacks.com
- 3 weeks ago
Best Income Stocks to Buy for March 26th
FFIN, SZKMY and AVGO made it to the Zacks Rank #1 (Strong Buy) income stocks list on March 26, 2025.
zacks.com
- 3 weeks ago
New Strong Buy Stocks for March 4th
OPCH, LMAT, C, FFIN and IBCP have been added to the Zacks Rank #1 (Strong Buy) List on March 4, 2025.
zacks.com
- 1 month ago
Best Income Stocks to Buy for March 4th
IBCP, FFIN and C made it to the Zacks Rank #1 (Strong Buy) income stocks list on March 4, 2025.
zacks.com
- 1 month ago
First Financial Bankshares: Excellent Q4 Results, But The Valuation Remains A Problem
First Financial Bankshares has been a relatively soft performer since my opening piece last year, trailing the wider small bank space as well as other Texan banks. Fourth quarter results were strong, with the bank reporting a 1.8% return on assets and an 18.8% return on tangible equity. Having lagged when interest rates were rising, First Financial now enjoys above-average NIM prospects going forward, with that pointing to solid growth in 2025.
seekingalpha.com
- 2 months ago
FIRST FINANCIAL BANK ANNOUNCES PROMOTION OF CHRIS SCHJETNAN TO EXECUTIVE VICE PRESIDENT, DIRECTOR OF COMMUNITY LENDING AND OUTREACH
ABILENE, Texas , Jan. 30, 2025 /PRNewswire/ -- The Board of Directors of First Financial Bank has announced the promotion of Chris Schjetnan to Executive Vice President, Director of Community Lending and Outreach. In this role, Chris will lead the Bank's affordable banking initiatives which focus on traditionally underserved communities.
prnewswire.com
- 2 months ago
FIRST FINANCIAL BANKSHARES ANNOUNCES FOURTH QUARTER AND YEAR ENDED DECEMBER 31, 2024 EARNINGS
ABILENE, Texas , Jan. 23, 2025 /PRNewswire/ -- First Financial Bankshares, Inc. (the "Company," "we," "us" or "our") (NASDAQ: FFIN) today reported earnings of $62.32 million for the fourth quarter of 2024 compared to earnings of $55.31 million for the third quarter of 2024 and $45.98 million for the same quarter a year ago. Diluted earnings per share were $0.43 for the fourth quarter of 2024 compared with $0.39 for the third quarter of 2024 and $0.32 for the fourth quarter of 2023.
prnewswire.com
- 2 months ago
First Financial Bankshares, Inc., First Financial Bank, and First Financial Trust and Asset Management Company Announce Promotions
ABILENE, Texas , Nov. 20, 2024 /PRNewswire/ -- The Board of Directors of First Financial Bankshares, Inc. (NASDAQ: FFIN) (the "Company", "we", "us", or "our") has announced the following promotions for First Financial Bankshares, Inc., First Financial Bank, and First Financial Trust and Asset Management Company. These promotions are part of the Company's ongoing management succession, which the Board has been working on for several years.
prnewswire.com
- 4 months ago
First Financial (FFIN) Upgraded to Strong Buy: What Does It Mean for the Stock?
First Financial (FFIN) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 6 months ago
First Financial Bankshares (FFIN) Q3 Earnings Meet Estimates
First Financial Bankshares (FFIN) came out with quarterly earnings of $0.39 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.35 per share a year ago.
zacks.com
- 6 months ago
FIRST FINANCIAL BANKSHARES ANNOUNCES THIRD QUARTER 2024 EARNINGS
ABILENE, Texas , Oct. 17, 2024 /PRNewswire/ -- First Financial Bankshares, Inc. (the "Company," "we," "us" or "our") (NASDAQ: FFIN) today reported earnings of $55.31 million for the third quarter of 2024 compared to earnings of $52.49 million for the second quarter of 2024 and $49.56 million for the same quarter a year ago. Diluted earnings per share were $0.39 for the third quarter of 2024 compared with $0.37 for the second quarter of 2024 and $0.35 for the third quarter of 2023.
prnewswire.com
- 6 months ago
FIRST FINANCIAL BANK SERVED OVER 60 NON-PROFIT ORGANIZATIONS IN NINTH ANNUAL COMPANY-WIDE DAY OF SERVICE
ABILENE, Texas , Oct. 15, 2024 /PRNewswire/ -- First Financial Bank, a wholly owned subsidiary of First Financial Bankshares, Inc. (NASDAQ: FFIN), conducted its ninth annual company-wide Day of Service on Columbus Day/Indigenous Peoples' Day, October 14, 2024. First Financial partnered with 63 local non-profit and community organizations across the state to provide assistance and perform service projects.
prnewswire.com
- 6 months ago
8. Profile
Summary
First Financial Bankshares, Inc. FFIN
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 4.56 B
Dividend Yield
0.50%
Description
First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. The company accepts checking, savings and money market accounts, and time deposits; commercial and industrial, municipal, agricultural, construction and development, farm, non-owner occupied and owner-occupied commercial real estate, residential, and consumer auto and non-auto loans to businesses, professional individuals, and farm and ranch operations. It also provides drive-in and night deposit, remote deposit capture, internet and mobile banking, payroll cards, transmitting funds, and other customary commercial banking services, as well as automated teller machines and safe deposit facilities. In addition, the company offers personal trust services, including wealth management, administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts; and securities brokerage services, as well as administer retirements and employee benefits accounts, such as 401(k) profit-sharing plans and IRAs. Further, the company provides asset management and technology services. As of December 31, 2021, it had 78 financial centers across Texas. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.
Contact
400 Pine Street, Abilene, TX, 79601
https://www.ffin.com
IPO
Date
Nov. 1, 1993
Employees
1400
Officers
Ms. Michelle S. Hickox CPA
Executive Vice President, Chief Financial Officer, Secretary & Treasurer
Mr. Mike Parker
Executive Vice President & Chief Compliance Officer
Mr. John James Ruzicka
Executive Vice President & Chief Information Officer
Mr. Josh Brown CPL
Senior Vice President of Human Resources
Mr. David W. Bailey
President
Mr. Brian D. Goodrich
Executive Vice President & General Counsel
Ms. Courtney Jordan
Senior Vice President of Training & Education
Mr. Timothy Luke Longhofer
Executive Vice President & Chief Credit Officer
Mr. Ronald D. Butler II
Executive Vice President & Chief Administrative Officer
Mr. F. Scott Dueser
Chairman & Chief Executive Officer