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Financial Services - Banks - Regional - NASDAQ - US
$ 92.74
0.216 %
$ 5.96 B
Market Cap
10.65
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one BOKF stock under the worst case scenario is HIDDEN Compared to the current market price of 92.7 USD, BOK Financial Corporation is HIDDEN

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one BOKF stock under the base case scenario is HIDDEN Compared to the current market price of 92.7 USD, BOK Financial Corporation is HIDDEN

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one BOKF stock under the best case scenario is HIDDEN Compared to the current market price of 92.7 USD, BOK Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart BOKF

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$115.0$115.0$110.0$110.0$105.0$105.0$100.0$100.0$95.0$95.0$90.0$90.0$85.0$85.0Jan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 Jun
FINANCIALS
3.36 B REVENUE
10.40%
667 M OPERATING INCOME
-2.43%
524 M NET INCOME
-1.43%
1.43 B OPERATING CASH FLOW
2061.36%
-477 M INVESTING CASH FLOW
73.36%
-867 M FINANCING CASH FLOW
-51.85%
798 M REVENUE
5.13%
155 M OPERATING INCOME
-11.78%
120 M NET INCOME
-12.03%
20.3 M OPERATING CASH FLOW
-96.26%
435 M INVESTING CASH FLOW
413.12%
-473 M FINANCING CASH FLOW
-6.65%
Balance Sheet BOK Financial Corporation
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Current Assets 14.6 B
Cash & Short-Term Investments 14.3 B
Receivables 286 M
Other Current Assets 0
Non-Current Assets 35.1 B
Long-Term Investments 26.2 B
PP&E 634 M
Other Non-Current Assets 8.29 B
28.75 %52.71 %16.68 %Total Assets$49.7b
Current Liabilities 40.3 B
Accounts Payable 352 M
Short-Term Debt 1.31 B
Other Current Liabilities 38.6 B
Non-Current Liabilities 3.88 B
Long-Term Debt 3.14 B
Other Non-Current Liabilities 732 M
2.97 %87.45 %7.12 %Total Liabilities$44.1b
EFFICIENCY
Earnings Waterfall BOK Financial Corporation
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Revenue 3.36 B
Cost Of Revenue 1.44 B
Gross Profit 1.92 B
Operating Expenses 1.25 B
Operating Income 667 M
Other Expenses 143 M
Net Income 524 M
4b4b3b3b3b3b2b2b2b2b1b1b500m500m003b(1b)2b(1b)667m(143m)524mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
57.05% GROSS MARGIN
57.05%
19.83% OPERATING MARGIN
19.83%
15.57% NET MARGIN
15.57%
9.44% ROE
9.44%
1.05% ROA
1.05%
4.88% ROIC
4.88%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis BOK Financial Corporation
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6b6b5b5b4b4b3b3b2b2b1b1b00(1b)(1b)(2b)(2b)(3b)(3b)(4b)(4b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 524 M
Depreciation & Amortization 105 M
Capital Expenditures 0
Stock-Based Compensation 22.9 M
Change in Working Capital 1.02 B
Others 457 M
Free Cash Flow 1.43 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets BOK Financial Corporation
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Wall Street analysts predict an average 1-year price target for BOKF of $114 , with forecasts ranging from a low of $94 to a high of $124 .
BOKF Lowest Price Target Wall Street Target
94 USD 1.36%
BOKF Average Price Target Wall Street Target
114 USD 22.80%
BOKF Highest Price Target Wall Street Target
124 USD 33.71%
Price
Max Price Target
Min Price Target
Average Price Target
125125120120115115110110105105100100959590908585Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
0.55% DIVIDEND YIELD
0.57 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.502.502.002.001.501.501.001.000.500.500.000.000.420.430.440.450.50.510.520.530.540.550.570.420.430.440.450.50.510.520.530.540.550.570.420.430.440.50.50.510.520.530.540.550.431.690.441.730.451.770.51.900.512.010.522.050.532.090.542.130.552.170.572.221.142015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 20
6. Ownership
Insider Ownership BOK Financial Corporation
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Sold
0-3 MONTHS
245 K USD 1
3-6 MONTHS
671 K USD 1
6-9 MONTHS
353 K USD 1
9-12 MONTHS
316 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
BOK Financial Corporation (BOKF) Q1 2025 Earnings Call Transcript BOK Financial Corporation (NASDAQ:BOKF ) Q1 2025 Earnings Conference Call April 22, 2025 1:00 PM ET Company Participants Heather King - Director of Investor Relations Stacy Kymes - President & Chief Executive Officer Scott Grauer - Executive Vice President, Wealth Management Martin Grunst - Executive Vice President & Chief Financial Officer Conference Call Participants Jared Shaw - Barclays Jon Arfstrom - RBC Capital Markets Peter Winter - D.A. Davidson Michael Rose - Raymond James Woody Lay - KBW Matt Olney - Stephens Operator Greetings. seekingalpha.com - 2 months ago
BOK Financial's Q1 Earnings Miss on Lower Fee Income, Stock Slides A decline in total fee and commission income and higher expenses hurt BOKF's Q1 earnings. An increase in NII and deposits and nil provisions act as tailwinds. zacks.com - 2 months ago
BOK Financial (BOKF) Lags Q1 Earnings and Revenue Estimates BOK Financial (BOKF) came out with quarterly earnings of $1.86 per share, missing the Zacks Consensus Estimate of $2.01 per share. This compares to earnings of $1.91 per share a year ago. zacks.com - 2 months ago
BOK Financial Corporation Announces First Quarter 2025 Earnings TULSA, OK / ACCESS Newswire / April 21, 2025 / BOK Financial Corporation (NASDAQ:BOKF) today reported operating results for the first quarter ended March 31, 2025. The first quarter 2025 earnings release can be viewed here: https://investor.bokf.com/Q1-2025-Earnings-Full-Release-PDF BOK Financial Corporation will host a conference call to review first quarter 2025 financial results at noon central time on Tuesday, April. accessnewswire.com - 2 months ago
BOK Financial: Now Available At 1.3x Tangible Book Value BOK Financial's balance sheet is robust, with substantial investments in safer securities, countering its perception as an energy-focused lender. Despite a decrease in net interest income, strong non-interest income and lower loan loss provisions kept the net income impact minimal. The bank's dividend yield of 2.6% is secure, representing less than 30% of annualized earnings, and share repurchases have reduced the share count. seekingalpha.com - 2 months ago
BOK Financial (BOKF) Earnings Expected to Grow: What to Know Ahead of Next Week's Release BOK Financial (BOKF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 2 months ago
BOK Financial Corporation Announces First Quarter 2025 Earnings Conference Call TULSA, OK / ACCESS Newswire / March 21, 2025 / BOK Financial Corporation (NASDAQ:BOKF) will host a conference call to review first quarter 2025 financial results at noon central time on Tuesday, April 22, 2025. The call may also include discussion of company developments, forward-looking statements and other material information about business and financial matters. accessnewswire.com - 3 months ago
BOK Financial (BOKF) is a Top Dividend Stock Right Now: Should You Buy? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does BOK Financial (BOKF) have what it takes? zacks.com - 3 months ago
This is Why BOK Financial (BOKF) is a Great Dividend Stock Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does BOK Financial (BOKF) have what it takes? zacks.com - 3 months ago
BOK Financial Thrives on Loan & Credit Quality Amid Rising Expenses BOKF's rising loans and deposit balances look encouraging. Yet, mounting expenses are concerning. zacks.com - 4 months ago
Best Value Stocks to Buy for February 25th BOKF and BJRI made it to the Zacks Rank #1 (Strong Buy) value stocks list on February 25, 2025. zacks.com - 4 months ago
Best Income Stocks to Buy for February 25th BOKF and PRMB made it to the Zacks Rank #1 (Strong Buy) income stocks list on February 25, 2025. zacks.com - 4 months ago
8. Profile Summary

BOK Financial Corporation BOKF

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 5.96 B
Dividend Yield 0.55%
Description BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment provides lending and deposit services to small business customers through consumer branch network; and engages in the mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, manufacturing, wholesale/retail, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other enhancements to real estate and property held by borrowers for investment purposes; and residential mortgage and personal loans. Further, the company provides automated teller machine (ATM), call center, and Internet and mobile banking services. As of December 31, 2021, it operated 2,593 TransFund ATM locations. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.
Contact Bank of Oklahoma Tower, Tulsa, OK, 74172 https://investor.bokf.com
IPO Date Sept. 5, 1991
Employees 5030
Officers Mr. Martin E. Grunst Executive Vice President & Chief Financial Officer Mr. Michael J. Rogers CPA Senior Vice President & Chief Accounting Officer Mr. Scott Bradley Grauer Executive Vice President of Wealth Management Ms. Heather L. Worley Senior Vice President & Director of Investor Relations Mr. Jeffrey A. Reid Executive Vice President & Chief Human Resource Officer Mr. Anthony P. Phillips Senior Vice President of Business Development and National Sales Director of Retirement Plans & Asset Services Ms. Susan L. Hermann Chief Marketing Officer Mr. Derek S. Martin Executive Vice President & Chief Information Officer Mr. Stacy C. Kymes Chief Executive Officer, President & Director Mr. Brad A. Vincent Executive Vice President of Specialised Industries Banking