image
Financial Services - Banks - Regional - NASDAQ - US
$ 9.76
-0.763 %
$ 179 M
Market Cap
11.9
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one FVCB stock under the worst case scenario is HIDDEN Compared to the current market price of 9.76 USD, FVCBankcorp, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one FVCB stock under the base case scenario is HIDDEN Compared to the current market price of 9.76 USD, FVCBankcorp, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one FVCB stock under the best case scenario is HIDDEN Compared to the current market price of 9.76 USD, FVCBankcorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart FVCB

image
$14.5$14.5$14.0$14.0$13.5$13.5$13.0$13.0$12.5$12.5$12.0$12.0$11.5$11.5$11.0$11.0$10.5$10.5$10.0$10.0$9.5$9.515 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
58.1 M REVENUE
37.93%
0 OPERATING INCOME
0.00%
15.1 M NET INCOME
0.00%
0 OPERATING CASH FLOW
0.00%
0 INVESTING CASH FLOW
0.00%
0 FINANCING CASH FLOW
100.00%
15.4 M REVENUE
-47.44%
8.38 M OPERATING INCOME
-70.25%
4.9 M NET INCOME
189.17%
4.85 M OPERATING CASH FLOW
155.70%
91.4 M INVESTING CASH FLOW
-12.74%
-98.2 M FINANCING CASH FLOW
-962.08%
Balance Sheet FVCBankcorp, Inc.
image
Current Assets 175 M
Cash & Short-Term Investments 165 M
Receivables 10.3 M
Other Current Assets 0
Non-Current Assets 28.7 M
Long-Term Investments 0
PP&E 7.98 M
Other Non-Current Assets 20.7 M
80.85 %5.07 %3.92 %10.16 %Total Assets$203.6m
Current Liabilities 7.64 M
Accounts Payable 0
Short-Term Debt 7.64 M
Other Current Liabilities 0
Non-Current Liabilities 1.96 B
Long-Term Debt 0
Other Non-Current Liabilities 1.96 B
99.61 %Total Liabilities$2.0b
EFFICIENCY
Earnings Waterfall FVCBankcorp, Inc.
image
Revenue 58.1 M
Cost Of Revenue 0
Gross Profit 58.1 M
Operating Expenses 27.4 M
Operating Income 0
Other Expenses -15.1 M
Net Income 15.1 M
60m60m50m50m40m40m30m30m20m20m10m10m0058m058m(27m)015m15mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
0.00% OPERATING MARGIN
0.00%
25.92% NET MARGIN
25.92%
6.40% ROE
6.40%
0.69% ROA
0.69%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis FVCBankcorp, Inc.
image
25m25m20m20m15m15m10m10m5m5m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 15.1 M
Depreciation & Amortization 0
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others -1.86 M
Free Cash Flow 0
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets FVCBankcorp, Inc.
image
FVCB has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership FVCBankcorp, Inc.
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
191 K USD 3
6-9 MONTHS
632 K USD 5
9-12 MONTHS
601 K USD 5
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
FVCBankcorp Announces Extension of Share Repurchase Program FAIRFAX, Va.--(BUSINESS WIRE)--FVCBankcorp, Inc. (Nasdaq: FVCB) (the “Company”) announced today that its Board of Directors has extended its share repurchase program that was initiated in 2020. Under the repurchase program, the Company may repurchase up to 1,300,000 shares of its common stock, or approximately 7% of its outstanding shares of common stock at December 31, 2024. The repurchase program will expire on March 31, 2026, subject to earlier termination of the program by the Board of Dire. businesswire.com - 1 month ago
FVCBankcorp (FVCB) Q4 Earnings Top Estimates FVCBankcorp (FVCB) came out with quarterly earnings of $0.26 per share, beating the Zacks Consensus Estimate of $0.25 per share. This compares to earnings of $0.21 per share a year ago. zacks.com - 2 months ago
FVCBankcorp (FVCB) Q3 Earnings Top Estimates FVCBankcorp (FVCB) came out with quarterly earnings of $0.25 per share, beating the Zacks Consensus Estimate of $0.24 per share. This compares to earnings of $0.22 per share a year ago. zacks.com - 5 months ago
FVCBankcorp, Inc. Announces Third Quarter 2024 Earnings; Quarterly Net Income Increased 16% Year-Over-Year as Net Interest Income and Margin Continue to Improve FAIRFAX, Va.--(BUSINESS WIRE)--FVCBankcorp, Inc. (NASDAQ: FVCB) (the “Company”) today reported its financial results for the third quarter of 2024. Third Quarter Selected Financial Highlights Enhanced Profitability. Return on average assets for the quarter ended September 30, 2024 was 0.85%, an increase of 21%, from 0.70% for the quarter ended September 30, 2023, and increased 10%, from 0.77%, for the linked quarter ended June 30, 2024. Increased Net Income. Net income increased compared to the. businesswire.com - 5 months ago
FVCBankcorp (FVCB) Upgraded to Buy: What Does It Mean for the Stock? FVCBankcorp (FVCB) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 7 months ago
Compared to Estimates, FVCBankcorp (FVCB) Q2 Earnings: A Look at Key Metrics While the top- and bottom-line numbers for FVCBankcorp (FVCB) give a sense of how the business performed in the quarter ended June 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 8 months ago
FVCBankcorp (FVCB) Beats Q2 Earnings and Revenue Estimates FVCBankcorp (FVCB) came out with quarterly earnings of $0.23 per share, beating the Zacks Consensus Estimate of $0.21 per share. This compares to earnings of $0.23 per share a year ago. zacks.com - 8 months ago
FVCBankcorp (FVCB) Surges 6.3%: Is This an Indication of Further Gains? FVCBankcorp (FVCB) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term. zacks.com - 9 months ago
Compared to Estimates, FVCBankcorp (FVCB) Q1 Earnings: A Look at Key Metrics Although the revenue and EPS for FVCBankcorp (FVCB) give a sense of how its business performed in the quarter ended March 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 11 months ago
FVCBankcorp, Inc. Announces First Quarter 2024 Earnings; Net Interest Income and Margin Improvement FAIRFAX, Va.--(BUSINESS WIRE)--FVCBankcorp, Inc. (NASDAQ: FVCB) (the “Company”) today reported its financial results for the first quarter of 2024. First Quarter Selected Financial Highlights Increase in Net Interest Income and Margin. Net interest margin increased 10 basis points, or 4%, to 2.47% for the first quarter of 2024, compared to 2.37% for the fourth quarter of 2023. Net interest income increased $133 thousand to $12.8 million, or 1%, compared to $12.7 million for the fourth quarter o. businesswire.com - 11 months ago
FVCBankcorp (FVCB) Extends 1.3M Share Buyback Plan to March '25 FVCBankcorp (FVCB) announces the extension of its existing share repurchase plan. Given the decent liquidity and balance sheet position, this looks sustainable. zacks.com - 1 year ago
FVCBankcorp Announces Extension of Share Repurchase Program FAIRFAX, Va.--(BUSINESS WIRE)--FVCBankcorp, Inc. (Nasdaq: FVCB) (the “Company”) announced today that its Board of Directors has extended its share repurchase program that was initiated in 2020. Under the repurchase program, the Company may repurchase up to 1,300,000 shares of its common stock, or approximately 7% of its outstanding shares of common stock at December 31, 2023. The repurchase program will expire on March 31, 2025, subject to earlier termination of the program by the Board of Dire. businesswire.com - 1 year ago
8. Profile Summary

FVCBankcorp, Inc. FVCB

image
COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 179 M
Dividend Yield 0.00%
Description FVCBankcorp, Inc. operates as the holding company for FVCbank that provides various banking products and services in Virginia. It offers deposit products, including interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The company also provides commercial real estate loans; commercial construction loans; commercial loans for various business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration loans; asset-based loans and accounts receivable financing; home equity loans; and consumer loans. In addition, it offers business and consumer credit cards; merchant services; business insurance products; and online banking, remote deposit, and mobile banking services. The company serves the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C., and Baltimore metropolitan areas. It operates a network of 9 additional branch offices in Arlington, Virginia; the independent city of Manassas, Virginia; Reston, Fairfax County, Virginia; Springfield, Fairfax County in Virginia; Montgomery County and Baltimore in Maryland, and Washington, D.C. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.
Contact 11325 Random Hills Road, Fairfax, VA, 22030 https://www.fvcbank.com
IPO Date May 6, 2015
Employees 110
Officers Mark Palmer Senior Vice President & Commercial Loan Officer Ms. Lisa M. Craze Senior Vice President of Loan Documentation & Administration Mr. Gerald A. Muccioli Market President of Maryland & Washington, DC Ms. Sharon L. Jackson Executive Vice President & Chief Banking Officer Mr. David W. Pijor Esq. Founder, Chief Executive Officer & Chairman Michelle L. Buckles Chief Risk Officer Alberta A. Gibson Senior Vice President & Director of Human Resources Mr. R. Bruce Gemmill Senior Vice President & Chief Marketing Officer James C. Elliott Market President of Virginia Josh Grimes Chief Technology Officer