Financial Services -
Banks - Regional - NASDAQ - US
$ 26.81
-0.192 %
$ 298 M
Market Cap
12.35
P/E
1. INTRINSIC VALUE
Balance Sheet
BayCom Corp
| Current Assets | 216 M |
| Cash & Short-Term Investments | 216 M |
| Receivables | 28.6 M |
| Other Current Assets | -28.6 M |
| Non-Current Assets | 68.3 M |
| Long-Term Investments | 0 |
| PP&E | 26.8 M |
| Other Non-Current Assets | 41.5 M |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 86.8 M |
| Long-Term Debt | 86.8 M |
| Other Non-Current Liabilities | 0 |
EFFICIENCY
Earnings Waterfall
BayCom Corp
| Revenue | 97.1 M |
| Cost Of Revenue | 0 |
| Gross Profit | 97.1 M |
| Operating Expenses | 97.1 M |
| Operating Income | -76 M |
| Other Expenses | -99.6 M |
| Net Income | 23.6 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
BayCom Corp
| Net Income | 23.6 M |
| Depreciation & Amortization | 3.27 M |
| Capital Expenditures | -1.7 M |
| Stock-Based Compensation | 588 K |
| Change in Working Capital | 276 K |
| Others | 2.09 M |
| Free Cash Flow | 28.7 M |
Wall Street Analysts Price Targets
BayCom Corp
Wall Street analysts predict an average 1-year price target for BCML of $27 , with forecasts ranging from
a
low of
$27 to a high of $27 .
BCML Lowest Price Target
Wall Street Target
27 USD
0.71%
BCML Average Price Target
Wall Street Target
27 USD
0.71%
BCML Highest Price Target
Wall Street Target
27 USD
0.71%
4. DIVIDEND
ANALYSIS
0.00%
DIVIDEND YIELD
0.15 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
BayCom Corp
Sold
0-3 MONTHS
742 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Bay Commercial Bank (BCML) Q1 Earnings and Revenues Miss Estimates
Bay Commercial Bank (BCML) came out with quarterly earnings of $0.51 per share, missing the Zacks Consensus Estimate of $0.52 per share. This compares to earnings of $0.51 per share a year ago.
zacks.com
- 2 weeks ago
BayCom Corp Reports 2025 First Quarter Earnings of $5.7 Million
WALNUT CREEK, Calif.--(BUSINESS WIRE)--BayCom Corp (“BayCom” or the “Company”) (NASDAQ: BCML), the holding company for United Business Bank (the “Bank” or “UBB”), announced earnings of $5.7 million, or $0.51 per diluted common share, for the first quarter of 2025, compared to earnings of $6.1 million, or $0.55 per diluted common share, for the fourth quarter of 2024 and $5.9 million, or $0.51 per diluted common share, for the first quarter of 2024. Net income for the first quarter of 2025 compa.
businesswire.com
- 2 weeks ago
Wall Street Analysts Believe Bay Commercial Bank (BCML) Could Rally 29.21%: Here's is How to Trade
The mean of analysts' price targets for Bay Commercial Bank (BCML) points to a 29.2% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.
zacks.com
- 3 weeks ago
Bay Commercial Bank (BCML) Upgraded to Strong Buy: Here's Why
Bay Commercial Bank (BCML) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 1 month ago
Best Value Stocks to Buy for March 5th
BCML, COMM and BGC made it to the Zacks Rank #1 (Strong Buy) value stocks list on March 5, 2025.
zacks.com
- 1 month ago
BayCom Corp Announces Cash Dividend
WALNUT CREEK, Calif.--(BUSINESS WIRE)--BayCom Corp (NASDAQ: BCML) (“BayCom” or the “Company”), the parent company of United Business Bank, today announced that its Board of Directors declared a quarterly cash dividend of $0.15 per share on the Company's common stock. The dividend is payable on April 10, 2025 to shareholders of record as of the close of business on March 13, 2025. About BayCom Corp The Company, through its wholly owned operating subsidiary, United Business Bank, offers a full ra.
businesswire.com
- 2 months ago
Bay Commercial Bank (BCML) is on the Move, Here's Why the Trend Could be Sustainable
Bay Commercial Bank (BCML) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen.
zacks.com
- 3 months ago
Bay Commercial Bank (BCML) Tops Q4 Earnings Estimates
Bay Commercial Bank (BCML) came out with quarterly earnings of $0.55 per share, beating the Zacks Consensus Estimate of $0.51 per share. This compares to earnings of $0.55 per share a year ago.
zacks.com
- 3 months ago
BayCom Corp Reports 2024 Fourth Quarter Earnings of $6.1 Million
WALNUT CREEK, Calif.--(BUSINESS WIRE)--BayCom Corp (“BayCom” or the “Company”) (NASDAQ: BCML), the holding company for United Business Bank (the “Bank” or “UBB”), announced earnings of $6.1 million, or $0.55 per diluted common share, for the fourth quarter of 2024, compared to earnings of $6.0 million, or $0.54 per diluted common share, for the third quarter of 2024 and $6.4 million, or $0.55 per diluted common share, for the fourth quarter of 2023. Net income for the fourth quarter of 2024 com.
businesswire.com
- 3 months ago
Bay Commercial Bank (BCML) Upgraded to Strong Buy: Here's What You Should Know
Bay Commercial Bank (BCML) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 4 months ago
Recent Price Trend in Bay Commercial Bank (BCML) is Your Friend, Here's Why
Bay Commercial Bank (BCML) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.
zacks.com
- 4 months ago
BayCom Rewards Shareholders With 50% Quarterly Dividend Hike
BCML hikes its quarterly dividend by 50% to 15 cents per share. Given strong liquidity, its capital distribution move looks sustainable.
zacks.com
- 5 months ago
8. Profile
Summary
BayCom Corp BCML
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 298 M
Dividend Yield
0.00%
Description
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
Contact
500 Ygnacio Valley Road, Walnut Creek, CA, 94596
https://www.unitedbusinessbank.com
IPO
Date
Nov. 10, 2005
Employees
320
Officers
Ms. Janet L. King
Senior EVice President, Chief Operating Officer & Director
Mr. George J. Guarini
President, Chief Executive Officer & Founding Director
Ms. Keary L. Colwell CPA
Senior EVice President, Chief Financial Officer, Chief Administrative Officer, Secretary, Treasurer & Director
Ms. Izabella Zhu Mitchell
Executive Vice President & Chief Risk Officer of United Business Bank