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Northeast Community Bancorp, Inc. NECB
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 21.64
-3.49 %
$ 303 M
Market Cap
6.06
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one NECB stock under the worst case scenario is HIDDEN Compared to the current market price of 21.6 USD, Northeast Community Bancorp, Inc. is HIDDEN

NECB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one NECB stock under the base case scenario is HIDDEN Compared to the current market price of 21.6 USD, Northeast Community Bancorp, Inc. is HIDDEN

NECB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one NECB stock under the best case scenario is HIDDEN Compared to the current market price of 21.6 USD, Northeast Community Bancorp, Inc. is HIDDEN

NECB Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart NECB

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1M -9%
6M -23%
1Y 35%
3Y 112.0%
5Y 291%
All
$31.0$31.0$30.0$30.0$29.0$29.0$28.0$28.0$27.0$27.0$26.0$26.0$25.0$25.0$24.0$24.0$23.0$23.0$22.0$22.0$21.0$21.0$20.0$20.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
160 M REVENUE
58.50%
Growth Rates
1Year 58.50%
3Years 51.90%
5Years 23.30%
7Years 22.12%
10Years 24.15%
160 M OPERATING INCOME
145.92%
Growth Rates
1Year 145.92%
3Years 117.21%
5Years 56.34%
7Years 40.74%
10Years 39.00%
47.1 M NET INCOME
1.72%
Growth Rates
1Year 1.72%
3Years 58.13%
5Years 29.44%
7Years 28.70%
10Years 39.42%
48.7 M OPERATING CASH FLOW
13.66%
Growth Rates
1Year 13.66%
3Years 31.20%
5Years 27.69%
7Years 27.79%
10Years 27.03%
-234 M INVESTING CASH FLOW
34.61%
Growth Rates
1Year 34.61%
3Years -9.37%
5Years -99.26%
7Years -16.74%
10Years -15.19%
195 M FINANCING CASH FLOW
-32.42%
Growth Rates
1Year -32.42%
3Years -6.75%
5Years 22.93%
7Years 15.55%
10Years 13.51%
24.8 M REVENUE
-7.59%
Growth Rates
1Year 58.50%
3Years 51.90%
5Years 23.30%
7Years 22.12%
10Years 24.15%
0 OPERATING INCOME
0.00%
Growth Rates
1Year 145.92%
3Years 117.21%
5Years 56.34%
7Years 40.74%
10Years 39.00%
10.2 M NET INCOME
-19.47%
Growth Rates
1Year 1.72%
3Years 58.13%
5Years 29.44%
7Years 28.70%
10Years 39.42%
10.2 M OPERATING CASH FLOW
-29.02%
Growth Rates
1Year 13.66%
3Years 31.20%
5Years 27.69%
7Years 27.79%
10Years 27.03%
-59.3 M INVESTING CASH FLOW
-10.03%
Growth Rates
1Year 34.61%
3Years -9.37%
5Years -99.26%
7Years -16.74%
10Years -15.19%
29.5 M FINANCING CASH FLOW
26.33%
Growth Rates
1Year -32.42%
3Years -6.75%
5Years 22.93%
7Years 15.55%
10Years 13.51%
Balance Sheet Northeast Community Bancorp, Inc.
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Current Assets 28.6 M
Cash & Short-Term Investments 15.1 M
Receivables 13.5 M
Other Current Assets 0
Non-Current Assets 29.2 M
Long-Term Investments 0
PP&E 29.2 M
Other Non-Current Assets 0
26.12 %23.36 %50.52 %Total Assets$57.7m
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 4.72 M
Long-Term Debt 4.72 M
Other Non-Current Liabilities 0
100.00 %Total Liabilities$4.7m
EFFICIENCY
Earnings Waterfall Northeast Community Bancorp, Inc.
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Revenue 160 M
Cost Of Revenue 0
Gross Profit 160 M
Operating Expenses 418 K
Operating Income 160 M
Other Expenses 113 M
Net Income 47.1 M
180m180m160m160m140m140m120m120m100m100m80m80m60m60m40m40m20m20m00160m0160m(418k)160m(113m)47mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 99.63%
5Years 99.78%
7Years 99.84%
10Years 99.89%
99.74% OPERATING MARGIN
99.74%
Averages
1Year 99.74%
3Years 75.71%
5Years 59.76%
7Years 51.90%
10Years 46.65%
29.42% NET MARGIN
29.42%
Averages
1Year 29.42%
3Years 37.74%
5Years 33.79%
7Years 31.16%
10Years 26.67%
14.79% ROE
14.79%
Averages
1Year 14.79%
3Years 13.61%
5Years 10.72%
7Years 10.39%
10Years 8.65%
2.34% ROA
2.34%
Averages
1Year 2.34%
3Years 2.24%
5Years 1.79%
7Years 1.69%
10Years 1.39%
197.95% ROIC
197.95%
Averages
1Year 197.95%
3Years 96.89%
5Years 56.53%
7Years 41.49%
10Years 30.46%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Northeast Community Bancorp, Inc.
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50m50m45m45m40m40m35m35m30m30m25m25m20m20m15m15m10m10m5m5m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 47.1 M
Depreciation & Amortization 1.19 M
Capital Expenditures 0
Stock-Based Compensation 1.78 M
Change in Working Capital 0
Others -3.36 M
Free Cash Flow 48.7 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Northeast Community Bancorp, Inc.
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NECB has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.31% DIVIDEND YIELD
0.2 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.600000000.600000000.500000000.500000000.400000000.400000000.300000000.300000000.200000000.200000000.100000000.100000000.000000000.000000000.0223880.030.0223880.022388070.022388070.022388070.060.150.0223880.0223880.022388060.022388060.022388070.022388070.022388070.022388070.060.180.060.10.20.0223880.0223880.022388070.022388070.022388070.060.060.060.10.0223880.090.0223880.100.022388060.090.022388070.090.022388070.090.022388070.130.022388070.160.060.290.060.220.060.240.060.120.060.160.30.502015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership Northeast Community Bancorp, Inc.
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Sold
0-3 MONTHS
66 K USD 1
3-6 MONTHS
210 K USD 4
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
45.8 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Northeast Community Bancorp (NECB) Beats Q1 Earnings and Revenue Estimates Northeast Community Bancorp (NECB) came out with quarterly earnings of $0.78 per share, beating the Zacks Consensus Estimate of $0.77 per share. This compares to earnings of $0.86 per share a year ago. zacks.com - 1 week ago
NorthEast Community Bancorp, Inc. Reports Results for the Three Months Ended March 31, 2025 WHITE PLAINS, N.Y., April 21, 2025 (GLOBE NEWSWIRE) -- NorthEast Community Bancorp, Inc. (Nasdaq: NECB) (the “Company”), the parent holding company of NorthEast Community Bank (the “Bank”), generated net income of $10.6 million, or $0.80 per basic share and $0.78 per diluted share, for the three months ended March 31, 2025 compared to net income of $11.4 million, or $0.87 per basic share and $0.86 per diluted share, for the three months ended March 31, 2024. globenewswire.com - 1 week ago
Analysts Estimate Northeast Community Bancorp (NECB) to Report a Decline in Earnings: What to Look Out for Northeast Community Bancorp (NECB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 2 weeks ago
Northeast Community Bancorp: This Year's Decline Creates A Buying Opportunity Northeast Community Bancorp presents a buying opportunity at $21 per share due to its strong track record and recent price dip. The bank has consistently outperformed regional bank indices and the overall market over three-, five-, and 10-year periods. NECB's market cap is $252 million with $2 billion in assets and significant growth in loans and deposits in 2024. seekingalpha.com - 2 weeks ago
Best Momentum Stocks to Buy for April 3rd VEEV, BNPQY and NECB made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on April 3, 2025. zacks.com - 4 weeks ago
Best Value Stocks to Buy for April 3rd NECB, BGC and NATL made it to the Zacks Rank #1 (Strong Buy) value stocks list on April 3, 2025. zacks.com - 1 month ago
Best Value Stocks to Buy for March 31st KINS, FET and NECB made it to the Zacks Rank #1 (Strong Buy) value stocks list on March 31, 2025. zacks.com - 1 month ago
Best Value Stocks to Buy for March 26th ENVA, OBK and NECB made it to the Zacks Rank #1 (Strong Buy) value stocks list on March 26, 2025. zacks.com - 1 month ago
Northeast Community Bancorp (NECB) Upgraded to Buy: Here's Why Northeast Community Bancorp (NECB) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 1 month ago
NorthEast Community Bancorp, Inc. Announces Increased Quarterly Cash Dividend WHITE PLAINS, N.Y., March 20, 2025 (GLOBE NEWSWIRE) -- NorthEast Community Bancorp, Inc. (the “Company”) (Nasdaq: NECB) announced today that its Board of Directors has declared a quarterly cash dividend of $0.20 per common share. globenewswire.com - 1 month ago
NorthEast Community Bancorp, Inc. Announces Date of 2025 Annual Meeting of Stockholders WHITE PLAINS, N.Y., Feb. 20, 2025 (GLOBE NEWSWIRE) -- NorthEast Community Bancorp, Inc. (Nasdaq: NECB) (the “Company”), the holding company for NorthEast Community Bank, today announced that its annual meeting of stockholders will be held on Thursday, May 22, 2025. globenewswire.com - 2 months ago
Northeast Community Bancorp: Excellent Loan Portfolio, Capital Adequacy To Drive Success NECB's excellent asset quality and high capital adequacy make it well-positioned for current market conditions despite some risks. The stock is underpriced with a significant upside potential, supported by a robust loan demand and zero nonperforming loans. NECB's trusted relationship with the Hasidic and Modern Orthodox Jewish Community ensures secure loans and consistent earnings, enhancing its stability. seekingalpha.com - 2 months ago
8. Profile Summary

Northeast Community Bancorp, Inc. NECB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 303 M
Dividend Yield 1.31%
Description Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposit instruments, including checking accounts, money market accounts, regular savings accounts, and non-interest bearing demand accounts. The company also offers construction, commercial and industrial, multifamily and mixed-use real estate, non-residential real estate loans, and consumer loans. In addition, it invests in various types of liquid assets, including U.S. Treasury obligations, municipal securities, deposits at the Federal Home Loan Bank of New York, and certificates of deposit of federally insured institutions, as well as securities of various federal agencies, and of state and municipal governments. Further, the company offers investment advisory and financial planning services; and life insurance products and fixed-rate annuities. It operates seven full-service branches in New York and three full-service branches in Massachusetts; and loan production offices in White Plains and New City, New York, as well as Danvers, Massachusetts. The company was founded in 1934 and is based in White Plains, New York.
Contact 325 Hamilton Avenue, White Plains, NY, 10601 https://www.necommunitybank.com
IPO Date July 6, 2006
Employees 136
Officers Mr. Donald S. Hom Executive Vice President & Chief Financial Officer Mr. Jose M. Collazo President, Chief Operating Officer & Director Ms. Anne Stevenson-DeBlasi Corporate Secretary Mr. Kenneth A. Martinek Chairman & Chief Executive Officer