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Northeast Community Bancorp, Inc. NECB
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 22.6
0.579 %
$ 317 M
Market Cap
6.57
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one NECB stock under the worst case scenario is HIDDEN Compared to the current market price of 22.6 USD, Northeast Community Bancorp, Inc. is HIDDEN

NECB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one NECB stock under the base case scenario is HIDDEN Compared to the current market price of 22.6 USD, Northeast Community Bancorp, Inc. is HIDDEN

NECB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one NECB stock under the best case scenario is HIDDEN Compared to the current market price of 22.6 USD, Northeast Community Bancorp, Inc. is HIDDEN

NECB Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart NECB

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1M 1%
6M -8%
1Y 29.0%
3Y 106%
5Y 319%
All
$25.5$25.5$25.0$25.0$24.5$24.5$24.0$24.0$23.5$23.5$23.0$23.0$22.5$22.5$22.0$22.0$21.5$21.5$21.0$21.0$20.5$20.5Jan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 Jun
FINANCIALS
160 M REVENUE
19.55%
Growth Rates
1Year 19.55%
3Years 46.58%
5Years 22.60%
7Years 21.87%
10Years 22.03%
65.8 M OPERATING INCOME
1.35%
Growth Rates
1Year 1.35%
3Years 61.64%
5Years 30.94%
7Years 24.00%
10Years 38.77%
47.1 M NET INCOME
1.72%
Growth Rates
1Year 1.72%
3Years 58.13%
5Years 29.44%
7Years 28.70%
10Years 39.42%
48.7 M OPERATING CASH FLOW
13.66%
Growth Rates
1Year 13.66%
3Years 31.20%
5Years 29.29%
7Years 27.79%
10Years 27.03%
-234 M INVESTING CASH FLOW
34.61%
Growth Rates
1Year 34.61%
3Years -9.37%
5Years -104.24%
7Years -16.74%
10Years -15.19%
195 M FINANCING CASH FLOW
-32.42%
Growth Rates
1Year -32.42%
3Years -6.75%
5Years 22.93%
7Years 15.55%
10Years 13.51%
39.1 M REVENUE
-2.10%
Growth Rates
1Year 19.55%
3Years 46.58%
5Years 22.60%
7Years 21.87%
10Years 22.03%
14.6 M OPERATING INCOME
0.99%
Growth Rates
1Year 1.35%
3Years 61.64%
5Years 30.94%
7Years 24.00%
10Years 38.77%
10.6 M NET INCOME
3.44%
Growth Rates
1Year 1.72%
3Years 58.13%
5Years 29.44%
7Years 28.70%
10Years 39.42%
10.9 M OPERATING CASH FLOW
6.91%
Growth Rates
1Year 13.66%
3Years 31.20%
5Years 29.29%
7Years 27.79%
10Years 27.03%
86 M INVESTING CASH FLOW
245.09%
Growth Rates
1Year 34.61%
3Years -9.37%
5Years -104.24%
7Years -16.74%
10Years -15.19%
-85.8 M FINANCING CASH FLOW
-290.47%
Growth Rates
1Year -32.42%
3Years -6.75%
5Years 22.93%
7Years 15.55%
10Years 13.51%
Balance Sheet Northeast Community Bancorp, Inc.
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Current Assets 91.8 M
Cash & Short-Term Investments 78.4 M
Receivables 13.5 M
Other Current Assets 0
Non-Current Assets 1.92 B
Long-Term Investments 1.84 B
PP&E 29.2 M
Other Non-Current Assets 44.2 M
3.90 %91.78 %Total Assets$2.0b
Current Liabilities 1.67 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 1.67 B
Non-Current Liabilities 20.9 M
Long-Term Debt 4.72 M
Other Non-Current Liabilities 16.1 M
98.77 %Total Liabilities$1.7b
EFFICIENCY
Earnings Waterfall Northeast Community Bancorp, Inc.
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Revenue 160 M
Cost Of Revenue 58 M
Gross Profit 102 M
Operating Expenses 36.1 M
Operating Income 65.8 M
Other Expenses 18.7 M
Net Income 47.1 M
160m160m140m140m120m120m100m100m80m80m60m60m40m40m20m20m00160m(58m)102m(36m)66m(19m)47mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
63.74% GROSS MARGIN
63.74%
Averages
1Year 63.74%
3Years 75.19%
5Years 77.49%
7Years 76.93%
10Years 78.55%
41.15% OPERATING MARGIN
41.15%
Averages
1Year 41.15%
3Years 45.49%
5Years 39.49%
7Years 37.19%
10Years 33.79%
29.45% NET MARGIN
29.45%
Averages
1Year 29.45%
3Years 32.61%
5Years 29.04%
7Years 27.63%
10Years 23.96%
14.79% ROE
14.79%
Averages
1Year 14.79%
3Years 13.61%
5Years 10.72%
7Years 10.39%
10Years 8.65%
2.34% ROA
2.34%
Averages
1Year 2.34%
3Years 2.24%
5Years 1.79%
7Years 1.69%
10Years 1.39%
13.88% ROIC
13.88%
Averages
1Year 13.88%
3Years 11.62%
5Years 9.02%
7Years 8.49%
10Years 6.77%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Northeast Community Bancorp, Inc.
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50m50m45m45m40m40m35m35m30m30m25m25m20m20m15m15m10m10m5m5m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 47.1 M
Depreciation & Amortization 1.19 M
Capital Expenditures -517 K
Stock-Based Compensation 3.83 M
Change in Working Capital -3.65 M
Others -1.75 M
Free Cash Flow 48.2 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Northeast Community Bancorp, Inc.
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NECB has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.68% DIVIDEND YIELD
0.2 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.600000000.600000000.500000000.500000000.400000000.400000000.300000000.300000000.200000000.200000000.100000000.100000000.000000000.000000000.0223880.030.0223880.022388070.022388070.022388070.060.150.0223880.0223880.022388060.022388060.022388070.022388070.022388070.022388070.060.180.060.10.20.0223880.0223880.022388070.022388070.022388070.060.060.060.10.0223880.090.0223880.100.022388060.090.022388070.090.022388070.090.022388070.130.022388070.160.060.290.060.220.060.240.060.120.060.160.30.502015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 6
6. Ownership
Insider Ownership Northeast Community Bancorp, Inc.
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Sold
0-3 MONTHS
47.6 K USD 1
3-6 MONTHS
66 K USD 1
6-9 MONTHS
210 K USD 4
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
45.8 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
NorthEast Community Bancorp, Inc. Announces Quarterly Cash Dividend WHITE PLAINS, N.Y., June 19, 2025 (GLOBE NEWSWIRE) -- NorthEast Community Bancorp, Inc. (the “Company”) (Nasdaq: NECB) announced today that its Board of Directors has declared a quarterly cash dividend of $0.20 per common share. globenewswire.com - 2 weeks ago
Is Northeast Community Bancorp (NECB) a Great Value Stock Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 1 month ago
Should Value Investors Buy Northeast Community Bancorp (NECB) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 2 months ago
Northeast Community Bancorp (NECB) Beats Q1 Earnings and Revenue Estimates Northeast Community Bancorp (NECB) came out with quarterly earnings of $0.78 per share, beating the Zacks Consensus Estimate of $0.77 per share. This compares to earnings of $0.86 per share a year ago. zacks.com - 2 months ago
NorthEast Community Bancorp, Inc. Reports Results for the Three Months Ended March 31, 2025 WHITE PLAINS, N.Y., April 21, 2025 (GLOBE NEWSWIRE) -- NorthEast Community Bancorp, Inc. (Nasdaq: NECB) (the “Company”), the parent holding company of NorthEast Community Bank (the “Bank”), generated net income of $10.6 million, or $0.80 per basic share and $0.78 per diluted share, for the three months ended March 31, 2025 compared to net income of $11.4 million, or $0.87 per basic share and $0.86 per diluted share, for the three months ended March 31, 2024. globenewswire.com - 2 months ago
Analysts Estimate Northeast Community Bancorp (NECB) to Report a Decline in Earnings: What to Look Out for Northeast Community Bancorp (NECB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 2 months ago
Northeast Community Bancorp: This Year's Decline Creates A Buying Opportunity Northeast Community Bancorp presents a buying opportunity at $21 per share due to its strong track record and recent price dip. The bank has consistently outperformed regional bank indices and the overall market over three-, five-, and 10-year periods. NECB's market cap is $252 million with $2 billion in assets and significant growth in loans and deposits in 2024. seekingalpha.com - 2 months ago
Best Momentum Stocks to Buy for April 3rd VEEV, BNPQY and NECB made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on April 3, 2025. zacks.com - 3 months ago
Best Value Stocks to Buy for April 3rd NECB, BGC and NATL made it to the Zacks Rank #1 (Strong Buy) value stocks list on April 3, 2025. zacks.com - 3 months ago
Best Value Stocks to Buy for March 31st KINS, FET and NECB made it to the Zacks Rank #1 (Strong Buy) value stocks list on March 31, 2025. zacks.com - 3 months ago
Best Value Stocks to Buy for March 26th ENVA, OBK and NECB made it to the Zacks Rank #1 (Strong Buy) value stocks list on March 26, 2025. zacks.com - 3 months ago
Northeast Community Bancorp (NECB) Upgraded to Buy: Here's Why Northeast Community Bancorp (NECB) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 3 months ago
8. Profile Summary

Northeast Community Bancorp, Inc. NECB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 317 M
Dividend Yield 0.68%
Description Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposit instruments, including checking accounts, money market accounts, regular savings accounts, and non-interest bearing demand accounts. The company also offers construction, commercial and industrial, multifamily and mixed-use real estate, non-residential real estate loans, and consumer loans. In addition, it invests in various types of liquid assets, including U.S. Treasury obligations, municipal securities, deposits at the Federal Home Loan Bank of New York, and certificates of deposit of federally insured institutions, as well as securities of various federal agencies, and of state and municipal governments. Further, the company offers investment advisory and financial planning services; and life insurance products and fixed-rate annuities. It operates seven full-service branches in New York and three full-service branches in Massachusetts; and loan production offices in White Plains and New City, New York, as well as Danvers, Massachusetts. The company was founded in 1934 and is based in White Plains, New York.
Contact 325 Hamilton Avenue, White Plains, NY, 10601 https://www.necommunitybank.com
IPO Date July 6, 2006
Employees 136
Officers Ms. Anne Stevenson-DeBlasi Corporate Secretary Mr. Jose M. Collazo President, Chief Operating Officer & Director Mr. Donald S. Hom Executive Vice President & Chief Financial Officer Mr. Kenneth A. Martinek Chairman & Chief Executive Officer