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Northeast Community Bancorp, Inc. NECB
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 23.45
0.817 %
$ 329 M
Market Cap
6.55
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one NECB stock under the worst case scenario is HIDDEN Compared to the current market price of 23.4 USD, Northeast Community Bancorp, Inc. is HIDDEN

NECB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one NECB stock under the base case scenario is HIDDEN Compared to the current market price of 23.4 USD, Northeast Community Bancorp, Inc. is HIDDEN

NECB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one NECB stock under the best case scenario is HIDDEN Compared to the current market price of 23.4 USD, Northeast Community Bancorp, Inc. is HIDDEN

NECB Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart NECB

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1M -6%
6M 5%
1Y 56.0%
3Y 108%
5Y 199%
All
FINANCIALS
101 M REVENUE
54.22%
Growth Rates
1Year 54.22%
3Years 34.41%
5Years 15.11%
7Years 18.77%
10Years 19.26%
64.9 M OPERATING INCOME
57.10%
Growth Rates
1Year 57.10%
3Years 60.79%
5Years 30.69%
7Years 33.42%
10Years 29.94%
46.3 M NET INCOME
86.27%
Growth Rates
1Year 86.27%
3Years 55.41%
5Years 28.86%
7Years 37.32%
10Years 44.86%
42.8 M OPERATING CASH FLOW
55.54%
Growth Rates
1Year 55.54%
3Years 39.84%
5Years 27.68%
7Years 34.31%
10Years 37.81%
-358 M INVESTING CASH FLOW
-39.46%
Growth Rates
1Year -39.46%
3Years -70.56%
5Years -50.88%
7Years -16.18%
10Years -27.32%
288 M FINANCING CASH FLOW
67.57%
Growth Rates
1Year 67.57%
3Years 424.13%
5Years 47.80%
7Years 11.43%
10Years 36.84%
26.8 M REVENUE
-34.54%
Growth Rates
1Year 54.22%
3Years 34.41%
5Years 15.11%
7Years 18.77%
10Years 19.26%
17.6 M OPERATING INCOME
-0.78%
Growth Rates
1Year 57.10%
3Years 60.79%
5Years 30.69%
7Years 33.42%
10Years 29.94%
12.7 M NET INCOME
-0.88%
Growth Rates
1Year 86.27%
3Years 55.41%
5Years 28.86%
7Years 37.32%
10Years 44.86%
14.4 M OPERATING CASH FLOW
29.65%
Growth Rates
1Year 55.54%
3Years 39.84%
5Years 27.68%
7Years 34.31%
10Years 37.81%
-53.9 M INVESTING CASH FLOW
-0.81%
Growth Rates
1Year -39.46%
3Years -70.56%
5Years -50.88%
7Years -16.18%
10Years -27.32%
23.4 M FINANCING CASH FLOW
-52.07%
Growth Rates
1Year 67.57%
3Years 424.13%
5Years 47.80%
7Years 11.43%
10Years 36.84%
Balance Sheet Northeast Community Bancorp, Inc.
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Current Assets 81 M
Cash & Short-Term Investments 68.7 M
Receivables 12.3 M
Other Current Assets 0
Non-Current Assets 1.68 B
Long-Term Investments 34 M
PP&E 30.4 M
Other Non-Current Assets 1.62 B
Current Liabilities 5.93 M
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 5.93 M
Non-Current Liabilities 1.48 B
Long-Term Debt 69.2 M
Other Non-Current Liabilities 1.41 B
EFFICIENCY
Earnings Waterfall Northeast Community Bancorp, Inc.
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Revenue 101 M
Cost Of Revenue 1.13 M
Gross Profit 99.8 M
Operating Expenses 25.2 M
Operating Income 64.9 M
Other Expenses 18.6 M
Net Income 46.3 M
RATIOS
98.88% GROSS MARGIN
98.88%
Averages
1Year 98.88%
3Years 99.63%
5Years 99.78%
7Years 99.84%
10Years 99.89%
64.29% OPERATING MARGIN
64.29%
Averages
1Year 64.29%
3Years 53.84%
5Years 45.90%
7Years 42.93%
10Years 39.90%
45.84% NET MARGIN
45.84%
Averages
1Year 45.84%
3Years 36.62%
5Years 32.52%
7Years 29.86%
10Years 24.65%
16.57% ROE
16.57%
Averages
1Year 16.57%
3Years 10.26%
5Years 9.58%
7Years 9.26%
10Years 7.33%
2.62% ROA
2.62%
Averages
1Year 2.62%
3Years 1.78%
5Years 1.59%
7Years 1.49%
10Years 1.19%
2.64% ROIC
2.64%
Averages
1Year 2.64%
3Years 29.22%
5Years 17.69%
7Years 13.51%
10Years 11.44%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Northeast Community Bancorp, Inc.
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Net Income 46.3 M
Depreciation & Amortization 1.22 M
Capital Expenditures -626 K
Stock-Based Compensation 3.05 M
Change in Working Capital -7.4 M
Others -3.51 M
Free Cash Flow 42.2 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Northeast Community Bancorp, Inc.
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NECB has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.40% DIVIDEND YIELD
0.15 USD DIVIDEND PER SHARE
5. COMPETITION

Community West Bancshares operates as the bank holding company for Community West Bank, N.A. that provides various financial products and services in California.

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148 USD
CWBC
Undervalued 664.60%

First Financial Northwest, Inc. operates as the bank holding company for First Financial Northwest Bank that provides commercial banking services in Washington.

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-3.35 USD
FFNW
Overvalued 115.78%

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers.

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216 USD
FCAP
Undervalued 481.18%

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services.

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-38.4 USD
HTBI
Overvalued 204.94%

First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States.

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41.7 USD
FNWB
Undervalued 287.07%

Oconee Federal Financial Corp. operates as a holding company for Oconee Federal Savings and Loan Association that provides various banking products and services in the Oconee County area of northwestern South Carolina and the northeast area of Georgia.

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-7.01 USD
OFED
Overvalued 156.08%

Cullman Bancorp, Inc. operates as the holding company for Cullman Savings Bank that provides various banking products and services. It offers checking, savings, and individual retirement accounts, as well as certificates of deposit accounts.

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7.33 USD
CULL
Overvalued 28.81%

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States.

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171 USD
GSBC
Undervalued 184.64%
6. Ownership
Insider Ownership Northeast Community Bancorp, Inc.
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Sold
0-3 MONTHS
144 K USD 2
3-6 MONTHS
65.6 K USD 2
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
2 months ago
Dec 10, 2024
Sell 56.9 K USD
Cavanaugh Diane B
Director
- 2000
 28.445 USD
2 months ago
Dec 05, 2024
Sell 87.3 K USD
Hom Donald S
EVP and CFO
- 3000
 29.085 USD
3 months ago
Nov 27, 2024
Sell 36.7 K USD
Martinek Charles A
Director
- 1200
 30.5801 USD
3 months ago
Nov 15, 2024
Sell 28.9 K USD
McKenzie John F
Director
- 1000
 28.9 USD
1 year ago
Dec 01, 2023
Sell 17.1 K USD
Martinek Charles A
Director
- 1000
 17.0522 USD
1 year ago
Mar 09, 2023
Bought 61.9 K USD
Cirillo Charles Michael
Director
+ 4000
 15.4826 USD
2 years ago
Nov 02, 2022
Bought 6.99 K USD
Thomas Kenneth H
Director
+ 520
 13.44 USD
2 years ago
May 23, 2022
Bought 44 K USD
Martinek Kenneth A
Chairman and CEO
+ 4000
 10.9996 USD
2 years ago
May 20, 2022
Bought 108 K USD
Martinek Kenneth A
Chairman and CEO
+ 10000
 10.832 USD
2 years ago
May 13, 2022
Bought 25.2 K USD
Cirillo Charles Michael
director:
+ 2300
 10.9645 USD
2 years ago
May 12, 2022
Bought 4.67 K USD
McKenzie John F
director:
+ 423
 11.03 USD
2 years ago
May 09, 2022
Bought 110 K USD
Thomas Kenneth H
director:
+ 10000
 11.0369 USD
3 years ago
Nov 08, 2021
Bought 218 USD
OMALLEY KEVIN PATRICK
Director
+ 19.729
 11.0469 USD
3 years ago
Jul 12, 2021
Bought 25 K USD
McKenzie John F
Director
+ 2500
 10 USD
3 years ago
Dec 14, 2021
Bought 6.62 K USD
Thomas Kenneth H
Director
+ 601
 11.01 USD
3 years ago
Sep 13, 2021
Bought 39.4 K USD
Cirillo Charles Michael
Director
+ 3700
 10.6498 USD
3 years ago
Sep 13, 2021
Bought 532 USD
Cavanaugh Diane B
Director
+ 50
 10.6406 USD
3 years ago
Sep 10, 2021
Bought 2.14 K USD
Cavanaugh Diane B
Director
+ 200
 10.7 USD
3 years ago
Sep 01, 2021
Bought 21 K USD
McKenzie John F
Director
+ 2000
 10.51 USD
3 years ago
Aug 27, 2021
Bought 9.98 K USD
McKenzie John F
Director
+ 950
 10.5 USD
3 years ago
Aug 20, 2021
Bought 1.01 K USD
Martinek Charles A
Director
+ 100
 10.1 USD
3 years ago
Jul 12, 2021
Bought 50 K USD
McKenzie John F
Director
+ 5000
 10 USD
3 years ago
Jul 12, 2021
Bought 110 K USD
Thomas Kenneth H
Director
+ 11000
 10 USD
3 years ago
Jul 12, 2021
Bought 200 K USD
Martinek Kenneth A
Chairman and CEO
+ 20000
 10 USD
3 years ago
Jul 12, 2021
Bought 10 K USD
Magier Eugene M
Director
+ 1000
 10 USD
3 years ago
Jul 12, 2021
Bought 10 K USD
Magier Eugene M
Director
+ 1000
 10 USD
3 years ago
Jul 12, 2021
Bought 30 K USD
Hom Donald S
EVP and CFO
+ 3000
 10 USD
3 years ago
Jul 12, 2021
Bought 30 K USD
Collazo Jose M
President and COO
+ 3000
 10 USD
7. News
NorthEast Community Bancorp, Inc. Announces Date of 2025 Annual Meeting of Stockholders WHITE PLAINS, N.Y., Feb. 20, 2025 (GLOBE NEWSWIRE) -- NorthEast Community Bancorp, Inc. (Nasdaq: NECB) (the “Company”), the holding company for NorthEast Community Bank, today announced that its annual meeting of stockholders will be held on Thursday, May 22, 2025. globenewswire.com - 1 week ago
Northeast Community Bancorp: Excellent Loan Portfolio, Capital Adequacy To Drive Success NECB's excellent asset quality and high capital adequacy make it well-positioned for current market conditions despite some risks. The stock is underpriced with a significant upside potential, supported by a robust loan demand and zero nonperforming loans. NECB's trusted relationship with the Hasidic and Modern Orthodox Jewish Community ensures secure loans and consistent earnings, enhancing its stability. seekingalpha.com - 2 weeks ago
Upside Isn't Over For Northeast Community Bancorp Northeast Community Bancorp, with a $289 million market cap, has outperformed the S&P 500 since my 'strong buy' rating, rising 49.2% since May of last year. Despite mixed profit results, the bank's balance sheet growth, attractive valuation, and high asset quality justify maintaining a 'strong buy' rating. The company's deposits and loans have grown impressively, even amid high interest rates, showcasing robust management and strategic positioning. seekingalpha.com - 2 weeks ago
Should Value Investors Buy Northeast Community Bancorp (NECB) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 3 weeks ago
Northeast Community Bancorp (NECB) Lags Q4 Earnings and Revenue Estimates Northeast Community Bancorp (NECB) came out with quarterly earnings of $0.80 per share, missing the Zacks Consensus Estimate of $0.82 per share. This compares to earnings of $0.82 per share a year ago. zacks.com - 1 month ago
NorthEast Community Bancorp, Inc. Reports Results for the Fourth Quarter and Year Ended December 31, 2024 WHITE PLAINS, N.Y., Jan. 29, 2025 (GLOBE NEWSWIRE) -- NorthEast Community Bancorp, Inc. (Nasdaq: NECB) (the “Company”), the parent holding company of NorthEast Community Bank (the “Bank”), generated net income of $10.9 million, or $0.83 per basic share and $0.80 per diluted share, for the fourth quarter ended December 31, 2024 compared to net income of $12.1 million, or $0.82 per basic and diluted share, for the fourth quarter ended December 31, 2023. globenewswire.com - 1 month ago
Are Investors Undervaluing Northeast Community Bancorp (NECB) Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 1 month ago
Here's Why Northeast Community Bancorp (NECB) is Poised for a Turnaround After Losing -16.79% in 4 Weeks The heavy selling pressure might have exhausted for Northeast Community Bancorp (NECB) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal. zacks.com - 1 month ago
Here's Why Northeast Community Bancorp (NECB) Could be Great Choice for a Bottom Fisher After losing some value lately, a hammer chart pattern has been formed for Northeast Community Bancorp (NECB), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term. zacks.com - 1 month ago
Is Northeast Community Bancorp (NECB) Stock Undervalued Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 1 month ago
NorthEast Community Bancorp, Inc. Announces Quarterly Cash Dividend WHITE PLAINS, N.Y., Dec. 19, 2024 (GLOBE NEWSWIRE) -- NorthEast Community Bancorp, Inc. (the “Company”) (Nasdaq: NECB) announced today that its Board of Directors has declared a quarterly cash dividend of $0.15 per common share. globenewswire.com - 2 months ago
Should Value Investors Buy Northeast Community Bancorp (NECB) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 2 months ago
8. Profile Summary

Northeast Community Bancorp, Inc. NECB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 329 M
Dividend Yield 0.40%
Description Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposit instruments, including checking accounts, money market accounts, regular savings accounts, and non-interest bearing demand accounts. The company also offers construction, commercial and industrial, multifamily and mixed-use real estate, non-residential real estate loans, and consumer loans. In addition, it invests in various types of liquid assets, including U.S. Treasury obligations, municipal securities, deposits at the Federal Home Loan Bank of New York, and certificates of deposit of federally insured institutions, as well as securities of various federal agencies, and of state and municipal governments. Further, the company offers investment advisory and financial planning services; and life insurance products and fixed-rate annuities. It operates seven full-service branches in New York and three full-service branches in Massachusetts; and loan production offices in White Plains and New City, New York, as well as Danvers, Massachusetts. The company was founded in 1934 and is based in White Plains, New York.
Contact 325 Hamilton Avenue, White Plains, NY, 10601 https://www.necommunitybank.com
IPO Date July 6, 2006
Employees 135
Officers Ms. Anne Stevenson-DeBlasi Corporate Secretary Mr. Jose M. Collazo President, Chief Operating Officer & Director Mr. Kenneth A. Martinek Chairman & Chief Executive Officer Mr. Donald S. Hom Executive Vice President & Chief Financial Officer