Financial Services -
Banks - Regional - NASDAQ - US
$ 2.91
-1.02 %
$ 23.5 M
Market Cap
-22.38
P/E
1. INTRINSIC VALUE
Balance Sheet
Kentucky First Federal Bancorp
| Current Assets | 28.6 M |
| Cash & Short-Term Investments | 27.2 M |
| Receivables | 1.17 M |
| Other Current Assets | 219 K |
| Non-Current Assets | 346 M |
| Long-Term Investments | 333 M |
| PP&E | 4.27 M |
| Other Non-Current Assets | 8.03 M |
| Current Liabilities | 256 M |
| Accounts Payable | 176 K |
| Short-Term Debt | 0 |
| Other Current Liabilities | 256 M |
| Non-Current Liabilities | 70.7 M |
| Long-Term Debt | 69 M |
| Other Non-Current Liabilities | 1.67 M |
EFFICIENCY
Earnings Waterfall
Kentucky First Federal Bancorp
| Revenue | 16.5 M |
| Cost Of Revenue | 9.31 M |
| Gross Profit | 7.22 M |
| Operating Expenses | 9.18 M |
| Operating Income | -1.96 M |
| Other Expenses | -239 K |
| Net Income | -1.72 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Kentucky First Federal Bancorp
| Net Income | -1.72 M |
| Depreciation & Amortization | 234 K |
| Capital Expenditures | -66 K |
| Stock-Based Compensation | 0 |
| Change in Working Capital | -319 K |
| Others | 433 K |
| Free Cash Flow | -1.52 M |
Wall Street Analysts Price Targets
Kentucky First Federal Bancorp
KFFB has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
0.00%
DIVIDEND YIELD
0.1 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Kentucky First Federal Bancorp
Sold
0-3 MONTHS
10.3 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
29.8 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Kentucky First Federal Bancorp Reports Earnings
HAZARD, Ky. and FRANKFORT, Ky. and DANVILLE, Ky. and LANCASTER, Ky., May 12, 2025 (GLOBE NEWSWIRE) -- Kentucky First Federal Bancorp (Nasdaq: KFFB), the holding company (the “Company”) for First Federal Savings and Loan Association of Hazard and First Federal Savings Bank of Kentucky, Frankfort, Kentucky, announced net income of $7,000 or $0.00 diluted earnings per share for the three months ended March 31, 2025, compared to a net loss of $107,000 or $(0.01) diluted earnings per share for the three months ended March 31, 2024, an increase of $114,000. Net earnings of $5,000 or $0.00 diluted earnings per share was announced for the nine months ended March 31, 2025 compared to a net loss of $643,000 or $(0.08) diluted earnings per share for the nine months ended March 31, 2024, an increase of $648,000.
globenewswire.com
- 1 month ago
Kentucky First Federal Bancorp Reports Earnings
HAZARD, Ky. and FRANKFORT, Ky. and DANVILLE, Ky. and LANCASTER, Ky., Feb. 11, 2025 (GLOBE NEWSWIRE) -- Kentucky First Federal Bancorp (Nasdaq: KFFB), the holding company (the “Company”) for First Federal Savings and Loan Association of Hazard and First Federal Savings Bank of Kentucky, Frankfort, Kentucky, announced net income of $13,000 or $0.00 diluted earnings per share for the three months ended December 31, 2024, compared to a net loss of $361,000 or $(0.05) diluted earnings per share for the three months ended December 31, 2023, an increase of $374,000 or 103.6%. A net loss of $2,000 or $(0.00) diluted earnings per share was announced for the six months ended December 31, 2024 compared to a net loss of $536,000 or $(0.07) diluted earnings per share for the six months ended December 31, 2023, an increase of $534,000 or 99.6%.
globenewswire.com
- 4 months ago
Kentucky First Federal Bancorp Releases Earnings
HAZARD, Ky. and FRANKFORT, Ky. and DANVILLE, Ky. and LANCASTER, Ky., Nov. 12, 2024 (GLOBE NEWSWIRE) -- Kentucky First Federal Bancorp (Nasdaq: KFFB), the holding company (the “Company”) for First Federal Savings and Loan Association of Hazard and First Federal Savings Bank of Kentucky, Frankfort, Kentucky, announced a net loss of $15,000 or $0.00 diluted earnings per share for the three months ended September 30, 2024, compared to a net loss of $175,000 or $(0.02) diluted earnings per share for the three months ended September 30, 2023, an increase of $160,000 or 91.4%.
globenewswire.com
- 7 months ago
Kentucky First Federal Bancorp (KFFB) Stock Rises 5.11% Amid Industry Activity
Kentucky First Federal Bancorp (KFFB, Financial) saw its stock surge by 5.11%, recently trading at $2.88 per share with a volume of 18,532 shares and a turnover rate of 0.23%. The stock's fluctuation rate was noted at 3.56%.
gurufocus.com
- 9 months ago
Kentucky First Federal Bancorp Announces Fiscal Year Results
HAZARD, Ky. and FRANKFORT, Ky.
globenewswire.com
- 9 months ago
Kentucky First Federal Bancorp Announces Appointment of Director, Selection of Chairman
HAZARD, Ky. and FRANKFORT, Ky. and DANVILLE, Ky. and LANCASTER, Ky., Sept. 04, 2024 (GLOBE NEWSWIRE) -- Kentucky First Federal Bancorp (Nasdaq: KFFB), the holding company for First Federal Savings Bank of Kentucky and First Federal Savings and Loan of Hazard, has announced that R. Clay Hulette has been selected to the company's board of directors. He will serve until the company's annual meeting, to be held on November 14, 2024, at which time he will run for a two-year term to complete the unexpired term of the retried Tony Whitaker.
globenewswire.com
- 10 months ago
Kentucky First Federal Bancorp Announces Retirement of Tony D. Whitaker, Chairman of the Board
HAZARD, Ky. and FRANKFORT, Ky. and DANVILLE, Ky. and LANCASTER, Ky., Aug. 05, 2024 (GLOBE NEWSWIRE) -- Kentucky First Federal Bancorp (Nasdaq: KFFB) the holding company for First Federal Savings and Loan Association of Hazard, Kentucky and First Federal Savings Bank of Kentucky, Frankfort, Kentucky, announced today that Tony D. Whitaker, Chairman of the Board of Kentucky First Federal Bancorp (the “Company”) is retiring from his position as Company Chairman, as well as Chairman of the Board of the Company's subsidiary, First Federal Savings Bank of Kentucky. Mr. Whitaker's retirement is effective August 1, 2024.
globenewswire.com
- 11 months ago
Kentucky First Federal Bancorp Releases Earnings
HAZARD, Ky. and FRANKFORT, Ky.
globenewswire.com
- 1 year ago
Kentucky First Federal Bancorp Releases Earnings
HAZARD, Ky. and FRANKFORT, Ky. and DANVILLE, Ky. and LANCASTER, Ky., Feb. 12, 2024 (GLOBE NEWSWIRE) -- Kentucky First Federal Bancorp (Nasdaq: KFFB), the holding company (the “Company”) for First Federal Savings and Loan Association of Hazard and First Federal Savings Bank of Kentucky, Frankfort, Kentucky, announced a net loss of $361,000 or ($0.05) diluted earnings per share for the three months ended December 31, 2023, compared to net earnings of $374,000 or $0.04 diluted earnings per share for the three months ended December 31, 2022, a decrease of $735,000 or 196.5%. A net loss of $536,000 or ($0.07) diluted earnings per share was announced for the six months ended December 31, 2023 compared to net earnings of $747,000 or $0.09 diluted earnings per share for the six months ended December 31, 2022, a decrease of $1.3 million or 171.8%
globenewswire.com
- 1 year ago
Kentucky First Federal Bancorp Announces Suspension of Quarterly Cash Dividend
HAZARD, Ky. and FRANKFORT, Ky. and DANVILLE, Ky. and LANCASTER, Ky., Jan. 16, 2024 (GLOBE NEWSWIRE) -- Kentucky First Federal Bancorp (Nasdaq: KFFB) (the “Company”), the holding company for First Federal Savings and Loan Association of Hazard, Kentucky and First Federal Savings Bank of Kentucky, Frankfort, Kentucky (collectively the “Banks”), announced today that the Company's Board of Directors has voted to suspend the payment of the quarterly cash dividend on the Company's common stock indefinitely. Emphasizing that the Banks are both well-capitalized under all applicable regulatory requirements and that asset quality remains good, Don Jennings, President and Chief Executive Office of the Company stated, “While the suspension of our quarterly dividend is very disappointing, as previously disclosed, we have experienced historical increases in short-term market interest rates as well as a persistent inversion of the yield curve that has resulted in compressed net interest margins and much lower earnings at the bank level. As designed, our loans are repricing in response to the higher rate environment, but due to contractual terms of those loans, increases are restricted as to time and amount, resulting in a slower pace of increase than that of liabilities. Currently, lower earnings limit the Banks' ability to stream sufficient funds to the Company to fund operations and dividends while still maintaining adequate liquidity at the Banks to fund operations and loan growth. While the Board continues to believe in a strong Company dividend policy, all of these factors, coupled with regulators' enhanced scrutiny on liquidity and bank dividend payout ratios to their holding companies relative to bank earnings, necessitate this change. While, future dividend payments will be dependent upon the Banks' ability to generate positive retained earnings and enhanced liquidity, the Board intends to re-evaluate the payment of a quarterly dividend in the future as soon as possible.”
globenewswire.com
- 1 year ago
Kentucky First Federal Bancorp Releases Earnings
HAZARD, Ky. and FRANKFORT, Ky. and DANVILLE, Ky. and LANCASTER, Ky., Nov. 10, 2023 (GLOBE NEWSWIRE) -- Kentucky First Federal Bancorp (Nasdaq: KFFB), the holding company (the “Company”) for First Federal Savings and Loan Association of Hazard and First Federal Savings Bank of Kentucky, Frankfort, Kentucky, announced a net loss of $175,000 or ($0.02) diluted earnings per share for the three months ended September 30, 2023, compared to net earnings of $373,000 or $0.05 diluted earnings per share for the three months ended September 30, 2022, a decrease of $548,000 or 146.9%.
globenewswire.com
- 1 year ago
Kentucky First Federal Bancorp Announces Quarterly Cash Dividend and Expected Future Dividend Reduction
HAZARD, Ky. and FRANKFORT, Ky. and DANVILLE, Ky. and LANCASTER, Ky., Oct. 13, 2023 (GLOBE NEWSWIRE) -- Kentucky First Federal Bancorp (Nasdaq: KFFB) (the “Company”), the holding company for First Federal Savings and Loan Association of Hazard, Kentucky and First Federal Savings Bank of Kentucky, Frankfort, Kentucky (collectively the “Banks”), announced today that the Company will pay a cash dividend in the amount of ten cents per share to shareholders of record on October 31, 2023 and payable on November 20, 2023.
globenewswire.com
- 1 year ago
8. Profile
Summary
Kentucky First Federal Bancorp KFFB
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 23.5 M
Dividend Yield
0.00%
Description
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. The company accepts deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. Its loan portfolio comprises one-to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. The company also invests in mortgage-backed securities. It operates through seven banking offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.
Contact
655 Main Street, Hazard, KY, 41702
https://ffsbky.bank
IPO
Date
March 3, 2005
Employees
56
Officers
Ms. Jaime Steele Coffey
Secretary
Mr. Don D. Jennings
President, Chief Executive Officer, Chief Operating Officer & Director
Mr. Tyler Wayne Eades
Chief Financial Officer & Vice President