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Financial Services - Banks - Regional - NASDAQ - US
$ 17.6
3.04 %
$ 107 M
Market Cap
55.0
P/E
1. INTRINSIC VALUE

Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts.[ Read More ]

The intrinsic value of one PBHC stock under the base case scenario is HIDDEN Compared to the current market price of 17.6 USD, Pathfinder Bancorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart PBHC

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FINANCIALS
41.2 M REVENUE
-11.27%
11.8 M OPERATING INCOME
-51.33%
9.29 M NET INCOME
-28.14%
15.4 M OPERATING CASH FLOW
-28.99%
-54.8 M INVESTING CASH FLOW
58.23%
52.8 M FINANCING CASH FLOW
-50.91%
21.2 M REVENUE
103.82%
-5.75 M OPERATING INCOME
-209.12%
-3.12 M NET INCOME
-155.80%
11.8 M OPERATING CASH FLOW
639.27%
-29.3 M INVESTING CASH FLOW
-280.29%
22.1 M FINANCING CASH FLOW
334.02%
Balance Sheet Decomposition Pathfinder Bancorp, Inc.
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Current Assets 48.7 M
Cash & Short-Term Investments 271 M
Receivables 0
Other Current Assets -222 M
Non-Current Assets 1.42 B
Long-Term Investments 441 M
PP&E 24 M
Other Non-Current Assets 952 M
Current Liabilities 667 M
Accounts Payable 2.24 M
Short-Term Debt 149 M
Other Current Liabilities 516 M
Non-Current Liabilities 1.35 B
Long-Term Debt 63.1 M
Other Non-Current Liabilities 1.28 B
EFFICIENCY
Earnings Waterfall Pathfinder Bancorp, Inc.
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Revenue 41.2 M
Cost Of Revenue 0
Gross Profit 41.2 M
Operating Expenses 43.1 M
Operating Income 11.8 M
Other Expenses 2.49 M
Net Income 9.29 M
RATIOS
100.00% GROSS MARGIN
100.00%
28.62% OPERATING MARGIN
28.62%
22.57% NET MARGIN
22.57%
7.78% ROE
7.78%
0.63% ROA
0.63%
2.90% ROIC
2.90%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Pathfinder Bancorp, Inc.
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Net Income 9.29 M
Depreciation & Amortization 1.34 M
Capital Expenditures -1.97 M
Stock-Based Compensation 462 K
Change in Working Capital 458 K
Others 4.7 M
Free Cash Flow 13.5 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Pathfinder Bancorp, Inc.
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PBHC has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.22% DIVIDEND YIELD
0.1 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Pathfinder Bancorp, Inc.
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Sold
0-3 MONTHS
78.2 K USD 1
3-6 MONTHS
16.3 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
99.9 K USD 5
6-9 MONTHS
15.6 K USD 2
9-12 MONTHS
Date Value Insider Amount Avg Price
2 months ago
Sep 16, 2024
Sell 34.9 K USD
Phillips Daniel R
Senior Vice President
- 2254
15.475 USD
2 months ago
Sep 16, 2024
Sell 1.57 K USD
Phillips Daniel R
Senior Vice President
- 100
15.67 USD
2 months ago
Sep 16, 2024
Sell 9.49 K USD
Phillips Daniel R
Senior Vice President
- 602
15.76 USD
2 months ago
Sep 16, 2024
Sell 20.4 K USD
Phillips Daniel R
Senior Vice President
- 1294
15.77 USD
2 months ago
Sep 16, 2024
Sell 7.95 K USD
Phillips Daniel R
Senior Vice President
- 504
15.78 USD
2 months ago
Sep 16, 2024
Sell 712 USD
Phillips Daniel R
Senior Vice President
- 45
15.82 USD
2 months ago
Sep 16, 2024
Sell 1.6 K USD
Phillips Daniel R
Senior Vice President
- 101
15.85 USD
2 months ago
Sep 16, 2024
Sell 1.59 K USD
Phillips Daniel R
Senior Vice President
- 100
15.94 USD
3 months ago
Aug 16, 2024
Sell 16.3 K USD
Phillips Daniel R
Senior Vice President
- 1055
15.42 USD
6 months ago
May 07, 2024
Bought 3.22 K USD
Ayoub David A.
Director
+ 260
12.4 USD
8 months ago
Mar 13, 2024
Bought 5.33 K USD
Dowd James A.
President and CEO
+ 425
12.55 USD
8 months ago
Mar 12, 2024
Bought 2.4 K USD
Dowd James A.
President and CEO
+ 200
12.02 USD
8 months ago
Mar 11, 2024
Bought 17.8 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1500
11.891 USD
8 months ago
Mar 11, 2024
Bought 11.5 K USD
Crawford-Hamlin Meghan
Director
+ 1000
11.502 USD
8 months ago
Mar 07, 2024
Bought 17.8 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1500
11.854 USD
8 months ago
Mar 07, 2024
Bought 41.8 K USD
Butkowski Robert G. Jr.
Senior Vice President
+ 3500
11.95 USD
11 months ago
Dec 14, 2023
Bought 13 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
13 USD
11 months ago
Dec 06, 2023
Bought 1.3 K USD
JOYCE GEORGE P
Director
+ 100
13 USD
11 months ago
Dec 05, 2023
Bought 1.29 K USD
JOYCE GEORGE P
Director
+ 100
12.92 USD
1 year ago
Sep 12, 2023
Bought 7.6 K USD
Rusnak Walter
Senior Vice President, CFO
+ 733
10.37 USD
1 year ago
Aug 22, 2023
Bought 12.9 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
12.94 USD
1 year ago
Aug 14, 2023
Sell 23.8 K USD
Corriders Calvin
First Vice President
- 1666
14.31 USD
1 year ago
Aug 15, 2023
Sell 140 K USD
Corriders Calvin
First Vice President
- 10000
13.96 USD
1 year ago
Aug 14, 2023
Sell 19.1 K USD
Corriders Calvin
First Vice President
- 1334
14.31 USD
1 year ago
May 30, 2023
Bought 135 USD
JOYCE GEORGE P
Director
+ 10
13.48 USD
1 year ago
May 26, 2023
Bought 133 USD
JOYCE GEORGE P
Director
+ 10
13.3 USD
1 year ago
May 24, 2023
Bought 9.66 K USD
JOYCE GEORGE P
Director
+ 750
12.88 USD
1 year ago
May 15, 2023
Bought 3.18 K USD
JOYCE GEORGE P
Director
+ 250
12.72 USD
1 year ago
May 12, 2023
Bought 6.47 K USD
JOYCE GEORGE P
Director
+ 500
12.94 USD
1 year ago
May 11, 2023
Bought 51.8 K USD
Rusnak Walter
Senior Vice President, CFO
+ 5000
10.37 USD
1 year ago
May 08, 2023
Bought 14.7 K USD
JOYCE GEORGE P
Director
+ 1127
13.025 USD
1 year ago
May 04, 2023
Bought 650 USD
JOYCE GEORGE P
Director
+ 50
13 USD
1 year ago
May 04, 2023
Bought 25.5 K USD
Rusnak Walter
Senior Vice President, CFO
+ 2000
12.7275 USD
1 year ago
May 04, 2023
Bought 10.6 K USD
Dowd James A.
Interim President, CEO and COO
+ 820
12.974 USD
2 years ago
Mar 08, 2022
Sell 1.46 K USD
TASCARELLA RONALD
Executive Vice President
- 83
17.65 USD
1 year ago
Dec 19, 2022
Bought 18.4 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
18.4 USD
1 year ago
Dec 02, 2022
Bought 18.5 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
18.48 USD
2 years ago
Aug 11, 2022
Bought 19.4 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
19.36 USD
2 years ago
Jun 15, 2022
Bought 19 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
19 USD
2 years ago
Jun 02, 2022
Sell 40.6 K USD
Phillips Daniel R
Senior Vice President
- 2109
19.26 USD
2 years ago
Mar 17, 2022
Bought 26.6 K USD
Gagas Adam C.
Director
+ 1500
17.75 USD
2 years ago
Mar 17, 2022
Bought 26.6 K USD
Gagas Adam C.
director:
+ 1500
17.75 USD
2 years ago
Mar 08, 2022
Sell 86.8 K USD
TASCARELLA RONALD
Executive Vice President
- 4917
17.65 USD
2 years ago
Mar 02, 2022
Sell 87.8 K USD
TASCARELLA RONALD
Executive Vice President
- 4988
17.6 USD
2 years ago
Feb 24, 2022
Sell 17.5 K USD
TASCARELLA RONALD
Executive Vice President
- 1000
17.5 USD
2 years ago
Feb 25, 2022
Sell 213 USD
TASCARELLA RONALD
Executive Vice President
- 12
17.75 USD
2 years ago
Dec 02, 2021
Bought 25.5 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1500
17 USD
2 years ago
Nov 30, 2021
Bought 8.62 K USD
Rusnak Walter
Senior Vice President, CFO
+ 500
17.23 USD
2 years ago
Nov 24, 2021
Bought 20.8 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1223
16.98 USD
3 years ago
Nov 16, 2021
Sell 638 USD
TASCARELLA RONALD
Executive Vice President
- 37
17.25 USD
3 years ago
Nov 08, 2021
Bought 13.2 K USD
Rusnak Walter
Senior Vice President, CFO
+ 777
16.93 USD
3 years ago
Sep 16, 2021
Bought 16.5 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
16.5 USD
3 years ago
Aug 31, 2021
Bought 4.13 K USD
Dowd James A.
EVP, COO
+ 250
16.5399 USD
3 years ago
May 26, 2021
Bought 14.7 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
14.6986 USD
3 years ago
Feb 05, 2021
Bought 10.4 K USD
Dowd James A.
EVP, COO
+ 880
11.79 USD
4 years ago
Aug 05, 2020
Bought 3.42 K USD
Tascarella Ronald G.
1st Vice President
+ 357
9.59 USD
4 years ago
Aug 05, 2020
Bought 3.42 K USD
Tascarella Ronald G.
1st Vice President
+ 357
9.59 USD
5 years ago
Mar 12, 2019
Bought 14.1 K USD
JOYCE GEORGE P
Director
+ 1000
14.11 USD
4 years ago
Aug 24, 2020
Bought 8.16 K USD
JOYCE GEORGE P
Director
+ 833
9.8 USD
4 years ago
Aug 11, 2020
Bought 9.15 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
9.15 USD
4 years ago
Jun 01, 2020
Bought 5.08 K USD
Rusnak Walter
Senior Vice President, CFO
+ 500
10.15 USD
4 years ago
May 28, 2020
Bought 15.5 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1487
10.44 USD
4 years ago
May 26, 2020
Bought 127 USD
Rusnak Walter
Senior Vice President, CFO
+ 13
9.8 USD
4 years ago
May 12, 2020
Bought 2.5 K USD
Tascarella Ronald G.
1st Vice President
+ 250
9.99 USD
4 years ago
Mar 11, 2020
Bought 13.7 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
13.67 USD
4 years ago
Feb 24, 2020
Bought 144 USD
Funiciello John
Director
+ 10
14.39 USD
4 years ago
Feb 07, 2020
Bought 14 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
13.97 USD
4 years ago
Nov 25, 2019
Bought 13.2 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
13.25 USD
5 years ago
Sep 16, 2019
Bought 13.5 K USD
Rusnak Walter
Senior Vice President, CFO
+ 1000
13.5 USD
5 years ago
Sep 12, 2019
Sell 11.5 K USD
SCHNEIDER THOMAS W
President and CEO
- 885
13 USD
5 years ago
Sep 03, 2019
Sell 6.39 K USD
SCHNEIDER THOMAS W
President and CEO
- 500
12.789 USD
5 years ago
Sep 04, 2019
Bought 13.5 K USD
Rusnak Walter
Vice President, Finance
+ 1000
13.46 USD
5 years ago
Aug 30, 2019
Sell 9.16 K USD
SCHNEIDER THOMAS W
President and CEO
- 715
12.8115 USD
5 years ago
Aug 28, 2019
Sell 3.94 K USD
SCHNEIDER THOMAS W
President and CEO
- 300
13.135 USD
5 years ago
Aug 22, 2019
Sell 3.84 K USD
SCHNEIDER THOMAS W
President and CEO
- 300
12.7883 USD
5 years ago
Aug 01, 2019
Bought 27.8 K USD
Rusnak Walter
Vice President, Finance
+ 2000
13.89 USD
5 years ago
Jul 31, 2019
Bought 13.9 K USD
Phillips Daniel R
Senior Vice President
+ 1000
13.94 USD
5 years ago
Jul 10, 2019
Bought 65.8 K USD
Butkowski Robert G. Jr.
First Vice President
+ 4600
14.3 USD
5 years ago
May 23, 2019
Bought 44.6 K USD
SCHNEIDER THOMAS W
President and CEO
+ 2924
15.25 USD
5 years ago
May 21, 2019
Bought 16.4 K USD
SCHNEIDER THOMAS W
President and CEO
+ 1076
15.25 USD
5 years ago
May 16, 2019
Bought 22.4 K USD
SCHNEIDER THOMAS W
President and CEO
+ 1472
15.25 USD
5 years ago
May 15, 2019
Bought 128 K USD
SCHNEIDER THOMAS W
President and CEO
+ 8528
14.98 USD
5 years ago
May 13, 2019
Bought 5.74 K USD
Butkowski Robert G. Jr.
First Vice President
+ 410
14 USD
5 years ago
May 13, 2019
Sell 1.42 K USD
Butkowski Robert G. Jr.
First Vice President
- 100
14.23 USD
5 years ago
May 13, 2019
Bought 14.2 USD
Butkowski Robert G. Jr.
First Vice President
+ 1
14.2 USD
5 years ago
May 13, 2019
Bought 57.4 K USD
Dowd James A.
EVP, COO
+ 4000
14.35 USD
5 years ago
May 13, 2019
Bought 54.6 K USD
TASCARELLA RONALD
Executive Vice President
+ 3800
14.37 USD
5 years ago
May 13, 2019
Bought 71.4 K USD
TASCARELLA RONALD
Executive Vice President
+ 5000
14.28 USD
5 years ago
May 13, 2019
Bought 71.1 K USD
TASCARELLA RONALD
Executive Vice President
+ 5000
14.22 USD
5 years ago
May 08, 2019
Bought 242 K USD
Rusnak Walter
Vice President, Finance
+ 17000
14.25 USD
5 years ago
May 08, 2019
Bought 250 K USD
Barclay William A
Director
+ 17545
14.25 USD
5 years ago
May 08, 2019
Bought 50 K USD
TASCARELLA RONALD
Executive Vice President
+ 3509
14.25 USD
5 years ago
May 08, 2019
Bought 99.8 K USD
Stemple Lloyd
Director
+ 7000
14.25 USD
5 years ago
May 08, 2019
Bought 157 K USD
SHARKEY JOHN F. III
Director
+ 11000
14.25 USD
5 years ago
May 08, 2019
Bought 99.8 K USD
Funiciello John
Director
+ 7000
14.25 USD
5 years ago
May 08, 2019
Bought 200 K USD
Barclay William A
Director
+ 14036
14.25 USD
5 years ago
May 08, 2019
Bought 75 K USD
Ayoub David A.
Director
+ 5263
14.25 USD
5 years ago
May 08, 2019
Bought 142 K USD
BURRITT CHRIS R
Director
+ 10000
14.25 USD
5 years ago
May 08, 2019
Bought 101 K USD
Gagas Adam C.
Director
+ 7100
14.25 USD
5 years ago
Mar 12, 2019
Bought 14.1 K USD
JOYCE GEORGE P
Director
+ 1000
14.11 USD
5 years ago
Mar 06, 2019
Bought 14.1 K USD
JOYCE GEORGE P
Director
+ 1000
14.1 USD
5 years ago
Nov 30, 2018
Sell 59 K USD
SCHNEIDER THOMAS W
President and CEO
- 4000
14.753 USD
6 years ago
Nov 09, 2018
Bought 20.9 K USD
Rusnak Walter
Vice President, Finance
+ 1350
15.4484 USD
6 years ago
Jun 01, 2018
Bought 4.03 K USD
SCHNEIDER THOMAS W
President and CEO
+ 250
16.127 USD
6 years ago
Feb 27, 2018
Bought 30.6 K USD
JOYCE GEORGE P
Director
+ 2000
15.31 USD
6 years ago
Feb 26, 2018
Bought 15.3 K USD
JOYCE GEORGE P
Director
+ 1000
15.26 USD
6 years ago
Feb 14, 2018
Bought 15.4 K USD
JOYCE GEORGE P
Director
+ 1000
15.45 USD
6 years ago
Feb 06, 2018
Bought 15.3 K USD
JOYCE GEORGE P
Director
+ 1000
15.31 USD
7 years ago
Nov 03, 2017
Bought 36.2 K USD
JOYCE GEORGE P
Director
+ 2350
15.39 USD
7 years ago
Nov 02, 2017
Sell 2.31 K USD
Phillips Daniel R
Senior Vice President
- 150
15.3958 USD
7 years ago
Sep 22, 2017
Bought 30.8 K USD
JOYCE GEORGE P
Director
+ 2000
15.39 USD
7 years ago
Sep 11, 2017
Bought 12.9 K USD
Rusnak Walter
Vice President, Finance
+ 825
15.5945 USD
7 years ago
Aug 25, 2017
Bought 15.4 K USD
JOYCE GEORGE P
Director
+ 1000
15.4 USD
7 years ago
May 26, 2017
Bought 12.8 K USD
Rusnak Walter
Vice President Finance
+ 825
15.4745 USD
7 years ago
May 24, 2017
Bought 27.9 K USD
JOYCE GEORGE P
Director
+ 1800
15.5 USD
7 years ago
May 19, 2017
Bought 45.6 K USD
JOYCE GEORGE P
Director
+ 3000
15.2 USD
7 years ago
May 18, 2017
Bought 15.2 K USD
JOYCE GEORGE P
Director
+ 1000
15.1986 USD
7 years ago
May 18, 2017
Bought 25.8 K USD
JOYCE GEORGE P
Director
+ 1700
15.1994 USD
7 years ago
May 16, 2017
Bought 38 K USD
JOYCE GEORGE P
Director
+ 2500
15.1831 USD
8 years ago
Sep 23, 2016
Bought 3.7 K USD
JOYCE GEORGE P
Director
+ 300
12.34 USD
8 years ago
Sep 23, 2016
Bought 8.64 K USD
JOYCE GEORGE P
Director
+ 700
12.35 USD
8 years ago
Sep 16, 2016
Bought 11.9 K USD
JOYCE GEORGE P
Director
+ 989
12.05 USD
8 years ago
Sep 12, 2016
Bought 133 USD
JOYCE GEORGE P
Director
+ 11
12.05 USD
8 years ago
Nov 16, 2016
Bought 24.2 K USD
Rusnak Walter
Vice President Finance
+ 2000
12.09 USD
8 years ago
Aug 30, 2016
Bought 12.1 K USD
Rusnak Walter
Vice President Finance
+ 1000
12.08 USD
8 years ago
Aug 24, 2016
Bought 12.2 K USD
Rusnak Walter
Vice President Finance
+ 1000
12.236 USD
8 years ago
Aug 12, 2016
Bought 6.22 K USD
Rusnak Walter
Vice President Finance
+ 510
12.205 USD
8 years ago
Aug 12, 2016
Bought 6 K USD
Rusnak Walter
Vice President Finance
+ 490
12.25 USD
8 years ago
Sep 23, 2016
Bought 3.7 K USD
JOYCE GEORGE P
Director
+ 300
12.34 USD
8 years ago
Sep 23, 2016
Bought 8.64 K USD
JOYCE GEORGE P
Director
+ 700
12.35 USD
8 years ago
Sep 16, 2016
Bought 11.9 K USD
JOYCE GEORGE P
Director
+ 989
12.05 USD
8 years ago
Sep 12, 2016
Bought 133 USD
JOYCE GEORGE P
Director
+ 11
12.05 USD
8 years ago
Aug 30, 2016
Bought 12.1 K USD
Rusnak Walter
Vice President Finance
+ 1000
12.08 USD
8 years ago
Aug 24, 2016
Bought 12.2 K USD
Rusnak Walter
Vice President Finance
+ 1000
12.236 USD
8 years ago
Aug 12, 2016
Bought 6.22 K USD
Rusnak Walter
Vice President Finance
+ 510
12.205 USD
8 years ago
Aug 12, 2016
Bought 6 K USD
Rusnak Walter
Vice President Finance
+ 490
12.25 USD
8 years ago
Mar 17, 2016
Bought 1.18 K USD
SCHNEIDER THOMAS W
Chief Executive Officer
+ 102
11.6 USD
8 years ago
Aug 24, 2016
Bought 12.2 K USD
Rusnak Walter
Vice President Finance
+ 1000
12.236 USD
8 years ago
Aug 12, 2016
Bought 6.22 K USD
Rusnak Walter
Vice President Finance
+ 510
12.205 USD
8 years ago
Aug 12, 2016
Bought 6 K USD
Rusnak Walter
Vice President Finance
+ 490
12.25 USD
8 years ago
Aug 12, 2016
Bought 6.22 K USD
Rusnak Walter
Vice President Finance
+ 510
12.205 USD
8 years ago
Aug 12, 2016
Bought 6 K USD
Rusnak Walter
Vice President Finance
+ 490
12.25 USD
8 years ago
Jun 03, 2016
Bought 11.6 K USD
Gagas Adam C.
Director
+ 1000
11.6 USD
8 years ago
Mar 17, 2016
Bought 1.18 K USD
SCHNEIDER THOMAS W
Chief Executive Officer
+ 102
11.6 USD
9 years ago
Aug 28, 2015
Bought 6.36 K USD
MERVINE EDWARD
SVP and General Counsel
+ 600
10.6 USD
9 years ago
Aug 24, 2015
Bought 14.8 K USD
MERVINE EDWARD
SVP and General Counsel
+ 1400
10.6 USD
9 years ago
Aug 11, 2015
Bought 49.4 K USD
TASCARELLA RONALD
SVP and CCO
+ 4600
10.75 USD
9 years ago
Aug 11, 2015
Bought 49.4 K USD
TASCARELLA RONALD
SVP and CCO
+ 4600
10.75 USD
10 years ago
Nov 12, 2014
Bought 10.6 K USD
Funiciello John
Director
+ 1100
9.6298 USD
10 years ago
Nov 12, 2014
Bought 37.6 K USD
Funiciello John
Director
+ 3900
9.63 USD
10 years ago
Oct 21, 2014
Bought 1.08 K USD
JOYCE GEORGE P
Director
+ 110
9.8399 USD
10 years ago
Oct 21, 2014
Bought 2.88 K USD
JOYCE GEORGE P
Director
+ 295
9.77 USD
10 years ago
Oct 17, 2014
Bought 9.9 K USD
Barclay William A
Director
+ 1000
9.9 USD
10 years ago
Oct 17, 2014
Bought 50 K USD
Dowd James A.
SVP and CFO
+ 5000
10 USD
10 years ago
Oct 17, 2014
Bought 3.96 K USD
JOYCE GEORGE P
Director
+ 400
9.8899 USD
10 years ago
Oct 17, 2014
Bought 4.93 K USD
JOYCE GEORGE P
Director
+ 500
9.869 USD
10 years ago
Oct 17, 2014
Bought 3 K USD
JOYCE GEORGE P
Director
+ 300
9.99 USD
10 years ago
Oct 17, 2014
Bought 985 USD
SHARKEY JOHN F. III
Director
+ 100
9.85 USD
10 years ago
Oct 17, 2014
Bought 68.7 K USD
SHARKEY JOHN F. III
Director
+ 6900
9.95 USD
10 years ago
Oct 17, 2014
Bought 8.96 K USD
SHARKEY JOHN F. III
Director
+ 900
9.96 USD
10 years ago
Oct 17, 2014
Bought 8.97 K USD
SHARKEY JOHN F. III
Director
+ 900
9.97 USD
10 years ago
Oct 17, 2014
Bought 57.9 K USD
SHARKEY JOHN F. III
Director
+ 5800
9.98 USD
10 years ago
Oct 17, 2014
Bought 3 K USD
SHARKEY JOHN F. III
Director
+ 300
9.99 USD
10 years ago
Oct 17, 2014
Bought 51 K USD
SHARKEY JOHN F. III
Director
+ 5100
10 USD
10 years ago
Oct 20, 2014
Bought 3.41 K USD
Stemple Lloyd
Director
+ 350
9.73 USD
13 years ago
Aug 25, 2011
Bought 9.25 K USD
TASCARELLA RONALD
SVP and CCO
+ 1000
9.25 USD
13 years ago
Aug 25, 2011
Bought 1.36 K USD
Stemple Lloyd
Director
+ 150
9.1 USD
13 years ago
Feb 25, 2011
Bought 8.09 K USD
SCHNEIDER THOMAS W
Chief Executive Officer
+ 925
8.75 USD
13 years ago
Feb 07, 2011
Bought 1.54 K USD
SCHNEIDER THOMAS W
Chief Executive Officer
+ 186
8.27 USD
13 years ago
Feb 01, 2011
Bought 5.79 K USD
SCHNEIDER THOMAS W
Chief Executive Officer
+ 700
8.27 USD
13 years ago
Jan 11, 2011
Bought 1.66 K USD
SCHNEIDER THOMAS W
Chief Executive Officer
+ 200
8.3 USD
14 years ago
Nov 12, 2010
Bought 10.2 K USD
SCHNEIDER THOMAS W
Chief Executive Officer
+ 1400
7.25 USD
14 years ago
Nov 10, 2010
Bought 5.37 K USD
SCHNEIDER THOMAS W
Chief Executive Officer
+ 751
7.15 USD
15 years ago
Mar 09, 2009
Bought 2.39 K USD
Stemple Lloyd
Director
+ 400
5.9731 USD
15 years ago
Mar 04, 2009
Bought 6.9 K USD
TASCARELLA RONALD
SVP and CCO
+ 1150
6 USD
16 years ago
Jul 29, 2008
Bought 3.15 K USD
Stemple Lloyd
Director
+ 350
9 USD
16 years ago
Jun 18, 2008
Bought 442 USD
TASCARELLA RONALD
SVP and CCO
+ 49
9.02 USD
16 years ago
Jun 16, 2008
Bought 1.42 K USD
TASCARELLA RONALD
SVP and CCO
+ 150
9.5 USD
16 years ago
Jun 13, 2008
Bought 1.9 K USD
TASCARELLA RONALD
SVP and CCO
+ 200
9.5 USD
16 years ago
Jun 09, 2008
Bought 6.56 K USD
Stemple Lloyd
Director
+ 673
9.75 USD
16 years ago
Jun 12, 2008
Bought 1.07 K USD
TASCARELLA RONALD
SVP and CCO
+ 113
9.5 USD
16 years ago
Jun 11, 2008
Bought 1.07 K USD
TASCARELLA RONALD
SVP and CCO
+ 113
9.5 USD
16 years ago
Jun 10, 2008
Bought 4.29 K USD
TASCARELLA RONALD
SVP and CCO
+ 452
9.5 USD
16 years ago
Jun 09, 2008
Bought 1.08 K USD
TASCARELLA RONALD
SVP and CCO
+ 114
9.5 USD
16 years ago
Jun 06, 2008
Bought 1.08 K USD
TASCARELLA RONALD
SVP and CCO
+ 114
9.5 USD
16 years ago
Jun 03, 2008
Bought 1.09 K USD
TASCARELLA RONALD
SVP and CCO
+ 115
9.5 USD
16 years ago
Jun 03, 2008
Bought 4.88 K USD
Stemple Lloyd
Director
+ 500
9.75 USD
16 years ago
May 29, 2008
Bought 1.13 K USD
Stemple Lloyd
Director
+ 116
9.75 USD
16 years ago
May 28, 2008
Bought 3.9 K USD
Stemple Lloyd
Director
+ 400
9.75 USD
16 years ago
May 20, 2008
Bought 45 USD
TASCARELLA RONALD
SVP and CCO
+ 5
9 USD
16 years ago
May 12, 2008
Bought 981 USD
TASCARELLA RONALD
SVP and CCO
+ 109
9 USD
16 years ago
May 09, 2008
Bought 972 USD
TASCARELLA RONALD
SVP and CCO
+ 108
9 USD
16 years ago
May 08, 2008
Bought 1.87 K USD
TASCARELLA RONALD
SVP and CCO
+ 208
9 USD
16 years ago
Mar 04, 2008
Bought 3.3 K USD
MERVINE EDWARD
SVP and General Counsel
+ 300
11 USD
16 years ago
Dec 17, 2007
Bought 2.92 K USD
MERVINE EDWARD
SVP and General Counsel
+ 300
9.7499 USD
16 years ago
Dec 14, 2007
Bought 25 K USD
Stemple Lloyd
Director
+ 2500
10 USD
16 years ago
Dec 05, 2007
Bought 2.53 K USD
TASCARELLA RONALD
SVP and CCO
+ 248
10.2 USD
16 years ago
Nov 28, 2007
Bought 1.02 K USD
TASCARELLA RONALD
SVP and CCO
+ 100
10.2 USD
16 years ago
Nov 27, 2007
Bought 5.58 K USD
TASCARELLA RONALD
SVP and CCO
+ 552
10.1 USD
16 years ago
Nov 27, 2007
Bought 1.02 K USD
TASCARELLA RONALD
SVP and CCO
+ 100
10.2 USD
17 years ago
Aug 17, 2007
Bought 25 K USD
Stemple Lloyd
Director
+ 2500
10 USD
17 years ago
Aug 15, 2007
Bought 5.14 K USD
MERVINE EDWARD
SVP and General Counsel
+ 500
10.29 USD
17 years ago
May 24, 2007
Bought 5.06 K USD
MERVINE EDWARD
SVP and General Counsel
+ 400
12.65 USD
17 years ago
Feb 08, 2007
Bought 5.6 K USD
Stemple Lloyd
Director
+ 400
14 USD
17 years ago
Dec 13, 2006
Bought 4.09 K USD
MERVINE EDWARD
SVP and General Counsel
+ 300
13.64 USD
17 years ago
Dec 13, 2006
Bought 13.6 K USD
TASCARELLA RONALD
SVP and CCO
+ 1000
13.64 USD
17 years ago
Dec 13, 2006
Bought 13.6 K USD
TASCARELLA RONALD
SVP and CCO
+ 1000
13.65 USD
17 years ago
Dec 08, 2006
Bought 27 K USD
TASCARELLA RONALD
SVP and CCO
+ 2000
13.5 USD
17 years ago
Nov 28, 2006
Bought 4.15 K USD
MERVINE EDWARD
SVP and General Counsel
+ 300
13.82 USD
18 years ago
Nov 20, 2006
Bought 1.34 K USD
TASCARELLA RONALD
SVP and CCO
+ 100
13.45 USD
18 years ago
Nov 20, 2006
Bought 1.32 K USD
TASCARELLA RONALD
SVP and CCO
+ 98
13.45 USD
18 years ago
Nov 20, 2006
Bought 10.8 K USD
TASCARELLA RONALD
SVP and CCO
+ 802
13.45 USD
18 years ago
Nov 14, 2006
Bought 13.4 K USD
TASCARELLA RONALD
SVP and CCO
+ 1000
13.45 USD
18 years ago
Nov 09, 2006
Bought 13.7 K USD
TASCARELLA RONALD
SVP and CCO
+ 1000
13.7 USD
18 years ago
Sep 08, 2006
Sell 6.19 K USD
SCHNEIDER THOMAS W
Chief Executive Officer
- 450
13.75 USD
18 years ago
Sep 08, 2006
Sell 13.1 K USD
MILLER MELISSA A
SVP and COO
- 950
13.75 USD
18 years ago
Aug 31, 2006
Bought 4.81 K USD
MERVINE EDWARD
SVP and General Counsel
+ 350
13.74 USD
18 years ago
Jun 15, 2006
Sell 2.41 K USD
SCHNEIDER THOMAS W
Chief Executive Officer
- 200
12.03 USD
7. News
Pathfinder Bancorp, Inc. Declares Dividend OSWEGO, N.Y., Sept. 30, 2024 (GLOBE NEWSWIRE) -- James A. Dowd, President and CEO of Pathfinder Bancorp, Inc., the bank holding company of Pathfinder Bank (NASDAQ: PBHC) (listing: PathBcp), has announced that the Company has declared a cash dividend of $0.10 per share on the Company's voting common and non-voting common stock, and a cash dividend of $0.10 per notional share for the issued warrant relating to the fiscal quarter ending September 30, 2024. The third quarter 2024 dividend will be payable to all shareholders of record on October 18, 2024 and will be paid on November 8, 2024. globenewswire.com - 1 month ago
Pathfinder Bancorp, Inc. Announces Retirement of EVP, Chief Banking Officer Ronald Tascarella, Serbun Named SVP, Chief Credit Officer OSWEGO, N.Y., Sept. 26, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (“Pathfinder”) (NASDAQ: PBHC) today announced that, after 18 years with Pathfinder Bank, Ronald Tascarella, 66, Executive Vice President and Chief Banking Officer, will retire from those positions effective November 30, 2024. Joseph Serbun has been appointed as Senior Vice President, Chief Credit Officer effective immediately. globenewswire.com - 1 month ago
Pathfinder Bank Acquisition of Berkshire Bank Branch Complete OSWEGO, N.Y., July 22, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (NASDAQ: PBHC), the holding company for Pathfinder Bank (“Pathfinder”), announced today that Pathfinder has completed the previously announced purchase and assumption of the East Syracuse, New York branch of Berkshire Bank, the banking subsidiary of Berkshire Hills Bancorp, Inc. In connection with the purchase, Pathfinder assumed approximately $186 million in deposit liabilities and acquired approximately $30 million in loans. globenewswire.com - 3 months ago
Pathfinder Bancorp, Inc. Declares Dividend OSWEGO, N.Y., July 01, 2024 (GLOBE NEWSWIRE) -- James A. Dowd, President and CEO of Pathfinder Bancorp, Inc., the bank holding company of Pathfinder Bank (NASDAQ: PBHC) (listing: PathBcp), has announced that the Company has declared a cash dividend of $0.10 per share on the Company's voting common and non-voting common stock, and a cash dividend of $0.10 per notional share for the issued warrant relating to the fiscal quarter ending June 30, 2024. The second quarter 2024 dividend will be payable to all shareholders of record on July 19, 2024 and will be paid on August 9, 2024. globenewswire.com - 4 months ago
Pathfinder Bancorp, Inc. Announces Receipt of Regulatory Approvals for Acquisition of Berkshire Bank East Syracuse Branch OSWEGO, N.Y., June 13, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (“Pathfinder” or “Company”) (NASDAQ: PBHC), announced that its banking subsidiary, Pathfinder Bank (“Bank”), has received the required regulatory agency approvals from both the New York State Department of Financial Services and the Federal Deposit Insurance Corporation to complete its pending acquisition of the East Syracuse, New York branch of Berkshire Bank, Pittsfield, MA located on 6611 Manlius Center Road. globenewswire.com - 5 months ago
Pathfinder Bancorp, Inc. Announces the Retirement of Chief Financial Officer and Names Successor OSWEGO, N.Y., May 08, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (“Pathfinder”) (NASDAQ: PBHC) today announced that Walter F. Rusnak, CPA, 70, Senior Vice President and Chief Financial Officer, will retire from the role after a career spanning more than forty years in finance effective June 28, 2024. Justin K. Bigham, CPA, 50, has been named to succeed Rusnak as Senior Vice President, Chief Financial Officer. Rusnak will remain with the company in an advisory capacity to ensure a smooth transition and to continue to oversee the Bank's investment securities portfolio and overall balance sheet management. globenewswire.com - 6 months ago
Pathfinder Bancorp, Inc. Announces First Quarter 2024 Net Income of $2.1 Million Strategic Growth and Prudent Expense Management Shape Bank Performance Despite Economic Challenges Strategic Growth and Prudent Expense Management Shape Bank Performance Despite Economic Challenges globenewswire.com - 6 months ago
Stonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q4 2023 Dallas, Texas--(Newsfile Corp. - April 16, 2024) - Pathfinder Bancorp, Inc. (NASDAQ: PBHC): Stonegate Capital Partners updates coverage on Pathfinder Bancorp, Inc. (NASDAQ: PBHC). To view the full announcement, including downloadable images, bios, and more, click here. newsfilecorp.com - 7 months ago
Pathfinder Bancorp, Inc. Declares Dividend OSWEGO, N.Y., April 01, 2024 (GLOBE NEWSWIRE) -- James A. Dowd, President and CEO of Pathfinder Bancorp, Inc., the bank holding company of Pathfinder Bank (NASDAQ: PBHC) (listing: PathBcp), has announced that the Company has declared a cash dividend of $0.10 per share on the Company's voting common stock and non-voting common stock, and a cash dividend of $0.10 per notional share for the issued warrant relating to the fiscal quarter ending March 31, 2024. globenewswire.com - 7 months ago
Pathfinder Bancorp Announces Agreement to Acquire East Syracuse Branch OSWEGO, N.Y., March 04, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (“Pathfinder”) (NASDAQ: PBHC) has announced the signing of a branch purchase and assumption agreement pursuant to which Pathfinder Bank will acquire the East Syracuse, New York branch of Berkshire Bank, located on 6611 Manlius Center Road. globenewswire.com - 8 months ago
Pathfinder Bancorp, Inc. Announces Fourth Quarter 2023 Net Income of $2.5 Million and Full Year Net Income of $9.3 Million Highlights Include Effective Expense Management and Resilient Operational Performance Highlights Include Effective Expense Management and Resilient Operational Performance globenewswire.com - 9 months ago
Stonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q3 2023 Dallas, Texas--(Newsfile Corp. - January 4, 2024) - Pathfinder Bancorp, Inc. (NASDAQ: PBHC): Stonegate Capital Partners updates coverage on Pathfinder Bancorp, Inc. (NASDAQ: PBHC). To view the full announcement, including downloadable images, bios, and more, click here. newsfilecorp.com - 10 months ago
8. Profile Summary

Pathfinder Bancorp, Inc. PBHC

image
COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 107 M
Dividend Yield 1.22%
Description Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. As of February 03, 2022, it operated through ten full-service offices located in Oswego and Onondaga Counties, as well as one limited purpose office located in Oneida County. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
Contact 214 West First Street, Oswego, NY, 13126 https://www.pathfinderbank.com
IPO Date Nov. 16, 1995
Employees 161
Officers Mr. Justin K. Bigham C.P.A. Senior Vice President & Chief Financial Officer Mr. Robert G. Butkowski Jr. Senior Vice President & Chief Operating Officer Mr. William D. O'Brien Senior Vice President, Chief Risk Officer & Corporate Secretary Mr. James A. Dowd CPA, CPA President, Chief Executive Officer & Director Regina E. Bass First Vice President Mr. Ronald A. Tascarella Executive Vice President & Chief Banking Officer Ms. Roberta Davis Vice President & Financial Analyst Mr. Joseph F. Serbun Senior Vice President & Chief Credit Officer Mr. Heather Bush Vice President of Human Resources Mr. Daniel R. Phillips Senior Vice President & Chief Information Officer