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Peoples Bancorp of North Carolina, Inc. PEBK
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 29.03
0.624 %
$ 158 M
Market Cap
9.84
P/E
1. INTRINSIC VALUE

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services.[ Read More ]

The intrinsic value of one PEBK stock under the base case scenario is HIDDEN Compared to the current market price of 29 USD, Peoples Bancorp of North Carolina, Inc. is HIDDEN

PEBK Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart PEBK

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FINANCIALS
76.1 M REVENUE
6578.40%
Growth Rates
1Year 6578.40%
3Years 7.19%
5Years 5.97%
7Years 6.02%
10Years 5.63%
39 M OPERATING INCOME
65.12%
Growth Rates
1Year 65.12%
3Years 41.22%
5Years 16.53%
7Years 14.62%
10Years 10.85%
15.5 M NET INCOME
-3.58%
Growth Rates
1Year -3.58%
3Years 11.03%
5Years 3.04%
7Years 7.82%
10Years 8.80%
23.3 M OPERATING CASH FLOW
2.64%
Growth Rates
1Year 2.64%
3Years 36.41%
5Years 6.23%
7Years 9.60%
10Years -4.65%
-1.23 M INVESTING CASH FLOW
99.52%
Growth Rates
1Year 99.52%
3Years 79.80%
5Years 41.92%
7Years 34.45%
10Years 24.05%
-11.2 M FINANCING CASH FLOW
-41.03%
Growth Rates
1Year -41.03%
3Years -1.48%
5Years 2.14%
7Years -3.47%
10Years -7.99%
17.9 M REVENUE
-35.21%
Growth Rates
1Year 6578.40%
3Years 7.19%
5Years 5.97%
7Years 6.02%
10Years 5.63%
0 OPERATING INCOME
0.00%
Growth Rates
1Year 65.12%
3Years 41.22%
5Years 16.53%
7Years 14.62%
10Years 10.85%
3.86 M NET INCOME
-21.03%
Growth Rates
1Year -3.58%
3Years 11.03%
5Years 3.04%
7Years 7.82%
10Years 8.80%
6.25 M OPERATING CASH FLOW
-6.04%
Growth Rates
1Year 2.64%
3Years 36.41%
5Years 6.23%
7Years 9.60%
10Years -4.65%
-5.69 M INVESTING CASH FLOW
-39.56%
Growth Rates
1Year 99.52%
3Years 79.80%
5Years 41.92%
7Years 34.45%
10Years 24.05%
-3.38 M FINANCING CASH FLOW
81.08%
Growth Rates
1Year -41.03%
3Years -1.48%
5Years 2.14%
7Years -3.47%
10Years -7.99%
Balance Sheet Decomposition Peoples Bancorp of North Carolina, Inc.
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Current Assets 82.4 M
Cash & Short-Term Investments 82.4 M
Receivables 0
Other Current Assets 0
Non-Current Assets 1.55 B
Long-Term Investments 55.3 M
PP&E 21.4 M
Other Non-Current Assets 1.48 B
Current Liabilities 520 M
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 520 M
Non-Current Liabilities 996 M
Long-Term Debt 20.3 M
Other Non-Current Liabilities 976 M
EFFICIENCY
Earnings Waterfall Peoples Bancorp of North Carolina, Inc.
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Revenue 76.1 M
Cost Of Revenue -18.7 M
Gross Profit 94.8 M
Operating Expenses 37.1 M
Operating Income 39 M
Other Expenses 23.5 M
Net Income 15.5 M
RATIOS
124.60% GROSS MARGIN
124.60%
Averages
1Year 124.60%
3Years 108.20%
5Years 104.92%
7Years 103.13%
10Years 102.19%
51.27% OPERATING MARGIN
51.27%
Averages
1Year 51.27%
3Years 718.49%
5Years 441.30%
7Years 324.29%
10Years 236.69%
20.44% NET MARGIN
20.44%
Averages
1Year 20.44%
3Years 486.82%
5Years 300.45%
7Years 220.76%
10Years 160.37%
12.85% ROE
12.85%
Averages
1Year 12.85%
3Years 12.93%
5Years 11.48%
7Years 11.01%
10Years 10.43%
0.95% ROA
0.95%
Averages
1Year 0.95%
3Years 0.96%
5Years 0.98%
7Years 1.01%
10Years 0.97%
22.30% ROIC
22.30%
Averages
1Year 22.30%
3Years 15.81%
5Years 12.83%
7Years 11.91%
10Years 10.62%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Peoples Bancorp of North Carolina, Inc.
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Net Income 15.5 M
Depreciation & Amortization 3.13 M
Capital Expenditures -1.95 M
Stock-Based Compensation 187 K
Change in Working Capital 1.41 M
Others 4.85 M
Free Cash Flow 21.3 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Peoples Bancorp of North Carolina, Inc.
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PEBK has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.40% DIVIDEND YIELD
0.19 USD DIVIDEND PER SHARE
5. COMPETITION

Oconee Federal Financial Corp. operates as a holding company for Oconee Federal Savings and Loan Association that provides various banking products and services in the Oconee County area of northwestern South Carolina and the northeast area of Georgia.

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42.2 USD
OFED
Undervalued 212.50%

Cullman Bancorp, Inc. operates as the holding company for Cullman Savings Bank that provides various banking products and services. It offers checking, savings, and individual retirement accounts, as well as certificates of deposit accounts.

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8.08 USD
CULL
Overvalued 16.77%

Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations.

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9.74 USD
HFBL
Overvalued 20.62%

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals and small to medium-sized businesses in South Louisiana.

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-2.58 USD
ISTR
Overvalued 110.95%

Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services.

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19 USD
LSBK
Undervalued 40.60%

Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest and interest bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans.

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28.1 USD
FNWD
Overvalued 10.63%

Community West Bancshares operates as the bank holding company for Community West Bank, N.A. that provides various financial products and services in California.

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26.3 USD
CWBC
Undervalued 28.52%

First Financial Northwest, Inc. operates as the bank holding company for First Financial Northwest Bank that provides commercial banking services in Washington.

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0.673 USD
FFNW
Overvalued 96.96%

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras.

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155 USD
OVLY
Undervalued 419.32%

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers.

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60.9 USD
BSVN
Undervalued 30.87%

First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States.

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5.63 USD
FNWB
Overvalued 47.83%
6. Ownership
Insider Ownership Peoples Bancorp of North Carolina, Inc.
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Sold
0-3 MONTHS
197 K USD 1
3-6 MONTHS
295 K USD 2
6-9 MONTHS
136 K USD 1
9-12 MONTHS
108 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
1 week ago
Nov 08, 2024
Sell 28.6 K USD
ABERNETHY JAMES S
Director
- 1000
 28.64 USD
2 weeks ago
Oct 28, 2024
Sell 25.6 K USD
ABERNETHY JAMES S
Director
- 1000
 25.57 USD
2 weeks ago
Oct 28, 2024
Sell 12.8 K USD
ABERNETHY JAMES S
Director
- 500
 25.5 USD
2 months ago
Sep 04, 2024
Sell 71.8 K USD
ABERNETHY JAMES S
Director
- 2500
 28.73 USD
2 months ago
Aug 30, 2024
Sell 29 K USD
ABERNETHY JAMES S
Director
- 1000
 29.02 USD
2 months ago
Aug 26, 2024
Sell 29.2 K USD
ABERNETHY JAMES S
Director
- 1000
 29.15 USD
3 months ago
Aug 16, 2024
Sell 14.4 K USD
ABERNETHY JAMES S
Director
- 500
 28.8 USD
3 months ago
Aug 07, 2024
Sell 251 K USD
Boyd-Leaks Kim
Director
- 8686
 28.906 USD
5 months ago
May 20, 2024
Sell 29.9 K USD
ABERNETHY JAMES S
Director
- 1000
 29.9 USD
6 months ago
May 03, 2024
Sell 62.4 K USD
ABERNETHY JAMES S
Director
- 2000
 31.19 USD
8 months ago
Feb 23, 2024
Sell 73.5 K USD
ABERNETHY JAMES S
Director
- 3000
 24.5 USD
11 months ago
Dec 04, 2023
Sell 54.2 K USD
ABERNETHY JAMES S
Director
- 2000
 27.12 USD
11 months ago
Dec 04, 2023
Sell 54.2 K USD
ABERNETHY JAMES S
Director
- 2000
 27.12 USD
1 year ago
Aug 02, 2023
Sell 86.4 K USD
ABERNETHY JAMES S
Director
- 4000
 21.6 USD
1 year ago
Jun 09, 2023
Bought 21.2 K USD
HOWARD DOUGLAS S
Director
+ 1000
 21.17 USD
1 year ago
Jun 06, 2023
Bought 19.5 K USD
PRICE BILLY L JR DR
Director
+ 980
 19.942 USD
1 year ago
Jun 02, 2023
Bought 8.75 K USD
ZACHARY BENJAMIN I
Director
+ 500
 17.5 USD
1 year ago
May 22, 2023
Bought 8.71 K USD
HOWARD DOUGLAS S
Director
+ 500
 17.4275 USD
1 year ago
May 19, 2023
Bought 9.57 K USD
ZACHARY BENJAMIN I
Director
+ 491
 19.5 USD
1 year ago
May 18, 2023
Bought 171 USD
ZACHARY BENJAMIN I
Director
+ 9
 19 USD
1 year ago
Apr 27, 2023
Bought 4.32 K USD
SELLERS LANCE A
President & CEO
+ 150
 28.83 USD
1 year ago
Mar 07, 2023
Bought 9.14 K USD
SELLERS LANCE A
President & CEO
+ 275
 33.25 USD
1 year ago
Feb 02, 2023
Sell 325 K USD
TERRY WILLIAM GREGORY
Director
- 10000
 32.5 USD
2 years ago
Oct 28, 2022
Sell 88 K USD
ABERNETHY JAMES S
Director
- 3200
 27.5 USD
2 years ago
Aug 02, 2022
Sell 26.3 K USD
ABERNETHY JAMES S
director:
- 1000
 26.2781 USD
2 years ago
May 20, 2022
Sell 105 K USD
ABERNETHY JAMES S
director:
- 4000
 26.35 USD
2 years ago
May 17, 2022
Sell 201 K USD
CABLE WILLIAM D
director: EVP and COO
- 7700
 26.0458 USD
2 years ago
May 04, 2022
Sell 16.2 K USD
ABERNETHY JAMES S
director:
- 600
 27 USD
2 years ago
Mar 09, 2022
Sell 14 K USD
ABERNETHY JAMES S
director:
- 500
 28 USD
2 years ago
Nov 22, 2021
Sell 17.2 K USD
ABERNETHY JAMES S
Director
- 600
 28.75 USD
3 years ago
Aug 31, 2021
Sell 16.5 K USD
ABERNETHY JAMES S
Director
- 600
 27.51 USD
3 years ago
Aug 24, 2021
Sell 1.01 M USD
ABERNETHY CHRISTINE S
10 percent owner
- 35000
 28.74 USD
4 years ago
Sep 01, 2020
Sell 6.84 K USD
ABERNETHY JAMES S
Director
- 400
 17.09 USD
4 years ago
Aug 24, 2020
Sell 9.93 K USD
ABERNETHY JAMES S
Director
- 600
 16.55 USD
4 years ago
Aug 24, 2020
Sell 9.93 K USD
ABERNETHY JAMES S
Director
- 600
 16.55 USD
4 years ago
May 22, 2020
Bought 3.9 K USD
ABERNETHY ROBERT C
Chairman of the Board
+ 244
 16 USD
4 years ago
May 18, 2020
Bought 4.15 K USD
ABERNETHY ROBERT C
director: Chairman of the Board
+ 256
 16.2 USD
4 years ago
May 15, 2020
Bought 4.68 K USD
SELLERS LANCE A
President & CEO
+ 325
 14.3867 USD
4 years ago
May 15, 2020
Bought 3.54 K USD
LAMPRON A JOSEPH
EVP and CAO
+ 240
 14.7299 USD
4 years ago
Mar 10, 2020
Bought 4.77 K USD
PRICE BILLY L JR DR
Director
+ 200
 23.85 USD
4 years ago
Feb 12, 2020
Sell 28 K USD
ABERNETHY JAMES S
Director
- 1000
 28 USD
4 years ago
Dec 03, 2019
Bought 3.73 K USD
LINEBERGER JOHN W JR
Director
+ 130
 28.73 USD
4 years ago
Jan 28, 2020
Bought 7.12 K USD
SELLERS LANCE A
director: President & CEO
+ 250
 28.464 USD
5 years ago
Nov 06, 2019
Bought 7.02 K USD
SELLERS LANCE A
director: President & CEO
+ 240
 29.26 USD
5 years ago
Nov 11, 2019
Sell 29.3 K USD
ABERNETHY JAMES S
Director
- 1000
 29.26 USD
5 years ago
Nov 06, 2019
Bought 7.02 K USD
SELLERS LANCE A
director: President & CEO
+ 240
 29.2646 USD
5 years ago
Aug 26, 2019
Sell 19.8 K USD
ABERNETHY JAMES S
Director
- 725
 27.25 USD
5 years ago
Aug 06, 2019
Sell 27.5 K USD
ABERNETHY JAMES S
Director
- 1000
 27.5 USD
5 years ago
Jul 25, 2019
Sell 13.7 K USD
ABERNETHY JAMES S
Director
- 500
 27.49 USD
5 years ago
May 17, 2019
Sell 38.8 K USD
ABERNETHY JAMES S
Director
- 1400
 27.75 USD
5 years ago
May 17, 2019
Sell 2.8 K USD
ABERNETHY JAMES S
Director
- 100
 28 USD
5 years ago
Feb 12, 2019
Sell 41.2 K USD
ABERNETHY JAMES S
Director
- 1500
 27.5 USD
5 years ago
Nov 29, 2018
Bought 28.1 K USD
ABERNETHY ROBERT C
director: Chairman of the Board
+ 968
 29 USD
6 years ago
Oct 25, 2018
Bought 14 K USD
HOWARD DOUGLAS S
Director
+ 500
 28 USD
6 years ago
Aug 27, 2018
Sell 30.3 K USD
ABERNETHY JAMES S
Director
- 1000
 30.3351 USD
6 years ago
Aug 06, 2018
Bought 6.15 K USD
PRICE BILLY L JR DR
Director
+ 200
 30.74 USD
6 years ago
Aug 03, 2018
Bought 4.59 K USD
SELLERS LANCE A
director: President & CEO
+ 150
 30.6047 USD
6 years ago
Jul 26, 2018
Sell 32.1 K USD
ABERNETHY JAMES S
Director
- 1000
 32.12 USD
6 years ago
Apr 27, 2018
Sell 30.5 K USD
ABERNETHY JAMES S
Director
- 1000
 30.5 USD
6 years ago
Jan 31, 2018
Bought 5.57 K USD
PRICE BILLY L JR DR
Director
+ 200
 27.8589 USD
6 years ago
Jan 31, 2018
Bought 3.19 K USD
PRICE BILLY L JR DR
Director
+ 100
 31.907 USD
6 years ago
Feb 07, 2018
Bought 7.46 K USD
SELLERS LANCE A
director: President & CEO
+ 250
 29.8398 USD
6 years ago
Feb 05, 2018
Sell 18.8 K USD
ABERNETHY JAMES S
Director
- 600
 31.2825 USD
6 years ago
Feb 05, 2018
Sell 12.2 K USD
ABERNETHY JAMES S
Director
- 400
 30.5901 USD
6 years ago
Jan 25, 2018
Bought 3.17 K USD
PRICE BILLY L JR DR
Director
+ 100
 31.69 USD
6 years ago
Jan 25, 2018
Bought 6.33 K USD
PRICE BILLY L JR DR
Director
+ 200
 31.65 USD
6 years ago
Dec 05, 2017
Sell 18.8 K USD
ABERNETHY JAMES S
Director
- 600
 31.25 USD
7 years ago
Sep 07, 2017
Sell 30.1 K USD
ABERNETHY JAMES S
Director
- 1000
 30.13 USD
7 years ago
Sep 06, 2017
Bought 11 K USD
SELLERS LANCE A
President & CEO
+ 365
 30.0747 USD
7 years ago
Aug 02, 2017
Sell 31.1 K USD
ABERNETHY JAMES S
Director
- 1000
 31.054 USD
7 years ago
May 30, 2017
Bought 138 USD
TERRY WILLIAM GREGORY
Director
+ 5
 27.5 USD
7 years ago
Apr 28, 2017
Bought 2.75 K USD
SELLERS LANCE A
President & CEO
+ 100
 27.5 USD
7 years ago
Apr 28, 2017
Bought 4.44 K USD
SELLERS LANCE A
President & CEO
+ 160
 27.7318 USD
7 years ago
Feb 22, 2017
Sell 55.7 K USD
ABERNETHY JAMES S
Director
- 2000
 27.84 USD
8 years ago
Oct 27, 2016
Sell 72.7 K USD
ABERNETHY JAMES S
Director
- 3500
 20.77 USD
7 years ago
Feb 02, 2017
Bought 6.34 K USD
SELLERS LANCE A
President & CEO
+ 250
 25.3647 USD
7 years ago
Feb 02, 2017
Bought 6.34 K USD
SELLERS LANCE A
President & CEO
+ 250
 25.3647 USD
8 years ago
Nov 01, 2016
Bought 6.28 K USD
SELLERS LANCE A
President & CEO
+ 300
 20.9266 USD
8 years ago
Oct 27, 2016
Sell 72.7 K USD
ABERNETHY JAMES S
Director
- 3500
 20.77 USD
8 years ago
Oct 27, 2016
Sell 72.7 K USD
ABERNETHY JAMES S
Director
- 3500
 20.77 USD
8 years ago
Sep 06, 2016
Bought 10.8 K USD
HOWARD DOUGLAS S
Director
+ 492
 21.8867 USD
8 years ago
Jul 29, 2016
Sell 3.05 K USD
PRICE BILLY L JR DR
Director
- 147
 20.75 USD
8 years ago
Jul 29, 2016
Sell 5.98 K USD
PRICE BILLY L JR DR
Director
- 293
 20.4 USD
8 years ago
Feb 10, 2016
Bought 4.19 K USD
SELLERS LANCE A
President & CEO
+ 225
 18.63 USD
9 years ago
Sep 09, 2015
Bought 3.77 K USD
SELLERS LANCE A
President & CEO
+ 200
 18.8695 USD
7. News
Peoples Bancorp Announces Cash Dividend NEWTON, N.C., Aug. 19, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the third quarter of 2024 in the amount of $0.19 per share. The third quarter cash dividend will be paid on September 13, 2024 to shareholders of record on September 3, 2024. globenewswire.com - 2 months ago
Peoples Bancorp Announces Retirement of Lance Sellers as CEO/President and the Selection of Bill Cable as the New CEO/President; Cable has been the Chief Operating Officer Since 2000 NEWTON, NC / ACCESSWIRE / July 31, 2024 / Robert Abernethy, Chairman of the Board of Peoples Bancorp of North Carolina (Nasdaq:PEBK) announced today that Bill Cable has been appointed by the Board of Directors to assume the role of President and CEO on September 19, 2024 with the upcoming retirement of Lance Sellers in early 2025. Mr. Abernethy commented on the appointment by saying "Peoples Bank has been very fortunate to have a talented and dedicated team of senior executives. accesswire.com - 3 months ago
Peoples Bancorp Announces Second Quarter 2024 Results NEWTON, NC / ACCESSWIRE / July 22, 2024 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported second quarter 2024 results with highlights as follows: Second quarter 2024 highlights: Net earnings were $4.9 million or $0.93 per share and $0.89 per diluted share for the three months ended June 30, 2024, compared to $4.8 million or $0.88 per share and $0.85 per diluted share for the same period one year ago. Net interest margin was 3.34% for the three months ended June 30, 2024, compared to 3.56% for the three months ended June 30, 2023. accesswire.com - 3 months ago
Peoples Bancorp Announces Authorization of Stock Repurchase Plan NEWTON, NC / ACCESSWIRE / June 25, 2024 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK), the parent company of Peoples Bank, Newton, NC announced today that its Board of Directors has authorized a stock repurchase program, whereby up to $2 million will be allocated to repurchase the Company's common stock. At March 31, 2024, the Company had assets of $1.7 billion and stockholder's equity of $121.1 million. accesswire.com - 4 months ago
Peoples Bancorp Announces Cash Dividend NEWTON, N.C., May 17, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the second quarter of 2024 in the amount of $0.19 per share. The second quarter cash dividend will be paid on June 14, 2024 to shareholders of record on June 3, 2024. globenewswire.com - 6 months ago
Peoples Bancorp Announces First Quarter 2024 Results NEWTON, NC / ACCESSWIRE / April 26, 2024 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported first quarter 2024 results with highlights as follows: First quarter 2024 highlights: Net earnings were $3.9 million or $0.74 per share and $0.72 per diluted share for the three months ended March 31, 2024, compared to $3.2 million or $0.58 per share and 0.56 per diluted share for the same period one year ago. Cash dividends were $0.35 per share during the three months ended March 31, 2024, compared to $0.34 per share for the prior year period. accesswire.com - 6 months ago
Peoples Bancorp Announces Cash Dividend NEWTON, N.C., Feb. 23, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the first quarter of 2024 in the amount of $0.19 per share. globenewswire.com - 8 months ago
Peoples Bancorp Announces Special Cash Dividend NEWTON, N.C., Jan. 22, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc. (Nasdaq: PEBK) is pleased to announce the declaration of a special cash dividend in the amount of $0.16 per share. The special cash dividend will be paid on February 16, 2024 to shareholders of record on February 5, 2024. globenewswire.com - 9 months ago
Peoples Bancorp Announces Fourth Quarter and Full Year 2023 Results NEWTON, NC / ACCESSWIRE / January 22, 2024 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported fourth quarter and full year 2023 results with highlights as follows: Fourth quarter 2023 highlights: Net earnings were $3.4 million or $0.64 per share and $0.62 per diluted share for the three months ended December 31, 2023, as compared to $4.1 million or $0.76 per share and $0.74 per diluted share for the same period one year ago. Net interest margin was 3.32% for the three months ended December 31, 2023, compared to 3.78% for three months ended December 31, 2022. accesswire.com - 9 months ago
Peoples Bancorp Announces Authorization of Stock Repurchase Plan NEWTON, NC / ACCESSWIRE / December 19, 2023 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK), the parent company of Peoples Bank, Newton, NC announced today that its Board of Directors has authorized an updated stock repurchase program, whereby up to an additional $2 million will be allocated to repurchase the Company's common stock, which increases the total amount authorized in 2023 to $4 million. On March 6, 2023, the Company issued a press release announcing a Stock Repurchase Plan authorizing the repurchase of outstanding shares totaling up to $2,000,000. accesswire.com - 10 months ago
Peoples Bancorp Announces Cash Dividend NEWTON, N.C., Nov. 17, 2023 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the fourth quarter of 2023 in the amount of $0.19 per share. The fourth quarter cash dividend will be paid on December 15, 2023 to shareholders of record on December 4, 2023. globenewswire.com - 1 year ago
Peoples Bancorp Announces Third Quarter 2023 Results NEWTON, NC / ACCESSWIRE / October 23, 2023 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported third quarter 2023 results with highlights as follows: Third quarter 2023 highlights: Net earnings were $4.1 million or $0.76 per share and $0.74 per diluted share for the three months ended September 30, 2023, as compared to $5.3 million or $0.96 per share and $0.93 per diluted share for the same period one year ago. Net interest margin was 3.39% for the three months ended September 30, 2023 and September 30, 2022. accesswire.com - 1 year ago
8. Profile Summary

Peoples Bancorp of North Carolina, Inc. PEBK

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 158 M
Dividend Yield 1.40%
Description Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts, as well as offers insurance agency services. As of December 31, 2021, it operated 17 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. The company also operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.
Contact 518 West C Street, Newton, NC, 28658 https://www.peoplesbanknc.com
IPO Date Oct. 16, 1985
Employees 277
Officers Ms. Krissy O. Price Vice President & Assistant Corporate Secretary, Investor Relations Mr. George S. Earp Senior Vice President & Finance Director Jan G. Griffin Senior Vice President & Director of Loan Operations Jody G. Street Senior Vice President Mr. Daniel F. Richard Senior Vice President Rafael Intriago Senior Vice President Mr. Mark W. Sigmon Senior Vice President Jeffery P. Gniadek Senior Vice President & Area Executive – Hickory Mr. William D. Cable Sr. President & Chief Executive Officer Mr. Jeffrey N. Hooper CPA Executive Vice President, Chief Financial Officer, Corporate Treasurer & Assistant Corporate Secretary