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Financial Services - Banks - Regional - NASDAQ - US
$ 9.71
-0.918 %
$ 66.1 M
Market Cap
19.42
P/E
1. INTRINSIC VALUE

Cullman Bancorp, Inc. operates as the holding company for Cullman Savings Bank that provides various banking products and services. It offers checking, savings, and individual retirement accounts, as well as certificates of deposit accounts. The company also provides one- to four-family residential real estate, commercial real estate, commercial and industrial, construction, multi-family real estate, and consumer loans; and invests in securities. It operates three branch offices in Cullman, Alabama; and one branch office in Hanceville, Alabama. The company was founded in 1887 and is headquartered in Cullman, Alabama.[ Read More ]

The intrinsic value of one CULL stock under the base case scenario is HIDDEN Compared to the current market price of 9.71 USD, Cullman Bancorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CULL

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FINANCIALS
16.9 M REVENUE
0.25%
0 OPERATING INCOME
0.00%
3.95 M NET INCOME
-5.50%
5.86 M OPERATING CASH FLOW
1.61%
-11.9 M INVESTING CASH FLOW
87.81%
-17.6 M FINANCING CASH FLOW
-26.43%
3.91 M REVENUE
-4.94%
0 OPERATING INCOME
0.00%
714 K NET INCOME
-13.98%
1.66 M OPERATING CASH FLOW
250.42%
-5.53 M INVESTING CASH FLOW
-65.18%
8.19 M FINANCING CASH FLOW
218.84%
Balance Sheet Decomposition Cullman Bancorp, Inc.
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Current Assets 32.7 M
Cash & Short-Term Investments 32.7 M
Receivables 0
Other Current Assets 0
Non-Current Assets 42.3 M
Long-Term Investments 28.4 M
PP&E 14 M
Other Non-Current Assets 0
Current Liabilities 239 K
Accounts Payable 239 K
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 310 M
Long-Term Debt 35 M
Other Non-Current Liabilities 275 M
EFFICIENCY
Earnings Waterfall Cullman Bancorp, Inc.
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Revenue 16.9 M
Cost Of Revenue 0
Gross Profit 16.9 M
Operating Expenses 11.4 M
Operating Income 0
Other Expenses -3.95 M
Net Income 3.95 M
RATIOS
100.00% GROSS MARGIN
100.00%
0.00% OPERATING MARGIN
0.00%
23.40% NET MARGIN
23.40%
3.89% ROE
3.89%
0.96% ROA
0.96%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Cullman Bancorp, Inc.
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Net Income 3.95 M
Depreciation & Amortization 469 K
Capital Expenditures -3.63 M
Stock-Based Compensation 995 K
Change in Working Capital 674 K
Others 479 K
Free Cash Flow 2.23 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Cullman Bancorp, Inc.
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CULL has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.28% DIVIDEND YIELD
0.12 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Cullman Bancorp, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
36.3 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
71.7 K USD 1
9-12 MONTHS
Date Value Insider Amount Avg Price
5 months ago
May 29, 2024
Bought 36.3 K USD
Riley John A III
President and CEO
+ 3500
10.36 USD
1 year ago
Nov 16, 2023
Bought 71.7 K USD
Riley John A III
President and CEO
+ 6980
10.27 USD
2 years ago
Aug 29, 2022
Bought 8.68 K USD
Barksdale Gregory T
director:
+ 763
11.3697 USD
2 years ago
Aug 23, 2022
Bought 3.07 K USD
Barksdale Gregory T
director:
+ 267
11.4862 USD
2 years ago
May 27, 2022
Bought 88.8 K USD
Riley John A III
President and CEO
+ 8000
11.0952 USD
2 years ago
Dec 17, 2021
Bought 25.5 K USD
Riley John A III
President and CEO
+ 2003
12.75 USD
2 years ago
Dec 17, 2021
Bought 1.27 K USD
Riley John A III
President and CEO
+ 100
12.73 USD
2 years ago
Dec 17, 2021
Bought 8.24 K USD
Riley John A III
President and CEO
+ 649
12.7 USD
2 years ago
Dec 17, 2021
Bought 2.26 K USD
Riley John A III
President and CEO
+ 179
12.65 USD
2 years ago
Dec 17, 2021
Bought 1.85 K USD
Riley John A III
President and CEO
+ 148
12.5 USD
2 years ago
Dec 15, 2021
Bought 12.5 K USD
Riley John A III
President and CEO
+ 1001
12.46 USD
2 years ago
Dec 15, 2021
Bought 2.49 K USD
Riley John A III
President and CEO
+ 200
12.45 USD
2 years ago
Dec 15, 2021
Bought 2.48 K USD
Riley John A III
President and CEO
+ 200
12.385 USD
2 years ago
Dec 15, 2021
Bought 12.3 USD
Riley John A III
President and CEO
+ 1
12.31 USD
2 years ago
Dec 15, 2021
Bought 13.5 K USD
Riley John A III
President and CEO
+ 1101
12.26 USD
3 years ago
Jul 15, 2021
Bought 474 K USD
Morton Lynne
Director
+ 41322
11.48 USD
3 years ago
Jul 15, 2021
Bought 25.8 K USD
Morton Lynne
Director
+ 2223
11.59 USD
7. News
Cullman Bancorp, Inc. Announces Voluntary NASDAQ Delisting and SEC Deregistration CULLMAN, Ala.--(BUSINESS WIRE)--Cullman Bancorp, Inc. (the “Company”) (Nasdaq: CULL), the holding company for Cullman Savings Bank, announced today that it has notified the NASDAQ Stock Market of the Company's intent to voluntarily delist its common stock from the NASDAQ Capital Market. The Company further intends to withdraw the registration of its common stock with the U.S. Securities and Exchange Commission (the “SEC”) under the Securities Exchange Act of 1934, as amended (the “Exchange Act”. businesswire.com - 4 months ago
5 Cheap Dividend Stocks: Which to Buy Now Among Marketbeat's numerous investor resources are screener pages seeking hard-to-find investments. One of those tools is the screener page for Cheap Dividend Stocks, which is a veritable treasure trove of candidates. marketbeat.com - 7 months ago
Which Microcap Can You "Bank" On? Two regional microcap banks with attractive valuations and growth potential. zacks.com - 8 months ago
Cullman Bancorp, Inc. Announces Payment of Annual Cash Dividend of $0.12 Per Share CULLMAN, Ala.--(BUSINESS WIRE)--Cullman Bancorp, Inc. (the “Company”) (Nasdaq: CULL), the holding company for Cullman Savings Bank, announced that the Company has declared the payment of an annual cash dividend. The dividend of $0.12 per share will be paid on February 21, 2024 to stockholders of record as of February 1, 2024. John A. Riley, III, President and Chief Executive Officer of the Company, stated, “This dividend reflects our ongoing commitment to delivering stockholder value. We look f. businesswire.com - 9 months ago
8. Profile Summary

Cullman Bancorp, Inc. CULL

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 66.1 M
Dividend Yield 1.28%
Description Cullman Bancorp, Inc. operates as the holding company for Cullman Savings Bank that provides various banking products and services. It offers checking, savings, and individual retirement accounts, as well as certificates of deposit accounts. The company also provides one- to four-family residential real estate, commercial real estate, commercial and industrial, construction, multi-family real estate, and consumer loans; and invests in securities. It operates three branch offices in Cullman, Alabama; and one branch office in Hanceville, Alabama. The company was founded in 1887 and is headquartered in Cullman, Alabama.
Contact 316 Second Avenue SW, Cullman, AL, 35055 https://www.cullmansavingsbank.com
IPO Date Oct. 12, 2009
Employees 57
Officers Ms. Robin O'Berry Senior Vice President & Secretary Mr. John A. Riley III Chairman, President & Chief Executive Officer Ms. T'aira Ugarkovich Executive Vice President & Chief Operating Officer Ms. Robin S. Parson Executive Vice President & Director Ms. Katrina I. Stephens Chief Financial Officer & Senior Vice President