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Financial Services - Banks - Regional - NASDAQ - US
$ 20.64
0.097 %
$ 105 M
Market Cap
12.9
P/E
1. INTRINSIC VALUE

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services.[ Read More ]

The intrinsic value of one OPOF stock under the base case scenario is HIDDEN Compared to the current market price of 20.6 USD, Old Point Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart OPOF

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FINANCIALS
61.9 M REVENUE
11.01%
14.9 M OPERATING INCOME
26.90%
7.73 M NET INCOME
-15.13%
11 M OPERATING CASH FLOW
-37.12%
-32.6 M INVESTING CASH FLOW
84.73%
81.1 M FINANCING CASH FLOW
197.98%
18.5 M REVENUE
-14.22%
3.11 M OPERATING INCOME
3.46%
2.38 M NET INCOME
-5.81%
7.04 M OPERATING CASH FLOW
635.07%
30.7 M INVESTING CASH FLOW
61.92%
46.3 M FINANCING CASH FLOW
305.55%
Balance Sheet Decomposition Old Point Financial Corporation
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Current Assets 78.8 M
Cash & Short-Term Investments 78.8 M
Receivables 0
Other Current Assets 0
Non-Current Assets 1.37 B
Long-Term Investments 204 M
PP&E 31.1 M
Other Non-Current Assets 1.13 B
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 1.34 B
Long-Term Debt 30.5 M
Other Non-Current Liabilities 1.31 B
EFFICIENCY
Earnings Waterfall Old Point Financial Corporation
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Revenue 61.9 M
Cost Of Revenue 4.13 M
Gross Profit 57.7 M
Operating Expenses 61.9 M
Operating Income 14.9 M
Other Expenses 7.2 M
Net Income 7.73 M
RATIOS
93.32% GROSS MARGIN
93.32%
24.14% OPERATING MARGIN
24.14%
12.50% NET MARGIN
12.50%
7.24% ROE
7.24%
0.53% ROA
0.53%
9.33% ROIC
9.33%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Old Point Financial Corporation
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Net Income 7.73 M
Depreciation & Amortization 2.58 M
Capital Expenditures -1.05 M
Stock-Based Compensation 546 K
Change in Working Capital -2.2 M
Others 230 K
Free Cash Flow 9.99 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Old Point Financial Corporation
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OPOF has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.72% DIVIDEND YIELD
0.14 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Old Point Financial Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
1.49 M USD 3
3-6 MONTHS
263 K USD 2
6-9 MONTHS
2.55 K USD 3
9-12 MONTHS
Date Value Insider Amount Avg Price
3 months ago
Aug 02, 2024
Bought 9.31 K USD
Golden Sarah B
Director
+ 495
18.81 USD
3 months ago
Aug 01, 2024
Bought 9.7 K USD
Golden Sarah B
Director
+ 500
19.4 USD
3 months ago
Jul 31, 2024
Bought 9.72 K USD
Golden Sarah B
Director
+ 500
19.45 USD
3 months ago
Jul 30, 2024
Bought 16.2 K USD
Golden Sarah B
Director
+ 900
18 USD
3 months ago
Jul 31, 2024
Bought 1.35 K USD
WITT JOSEPH R
President/Financial Svcs, CSO
+ 70
19.32 USD
5 months ago
Jun 13, 2024
Bought 1.23 M USD
PL Capital Advisors, LLC
10 percent owner
+ 83169
14.7989 USD
5 months ago
Jun 06, 2024
Bought 56.2 K USD
PL Capital Advisors, LLC
10 percent owner
+ 3803
14.7826 USD
5 months ago
Jun 04, 2024
Bought 55.6 K USD
PL Capital Advisors, LLC
10 percent owner
+ 3769
14.75 USD
5 months ago
Jun 03, 2024
Bought 46.5 K USD
PL Capital Advisors, LLC
10 percent owner
+ 3100
14.9984 USD
5 months ago
May 28, 2024
Bought 26.8 K USD
PL Capital Advisors, LLC
10 percent owner
+ 1799
14.9164 USD
6 months ago
May 17, 2024
Bought 31.4 K USD
PL Capital Advisors, LLC
10 percent owner
+ 2101
14.9245 USD
6 months ago
May 15, 2024
Bought 12.3 K USD
PL Capital Advisors, LLC
10 percent owner
+ 871
14.1749 USD
6 months ago
May 14, 2024
Bought 248 K USD
PL Capital Advisors, LLC
10 percent owner
+ 17403
14.2482 USD
6 months ago
May 10, 2024
Bought 2.56 K USD
WITT JOSEPH R
President/Financial Svcs, CSO
+ 180
14.25 USD
11 months ago
Dec 05, 2023
Bought 1 K USD
Golden Sarah B
Director
+ 59.0013
16.95 USD
11 months ago
Dec 05, 2023
Bought 548 USD
GLASSER MICHAEL A
Director
+ 32.3169
16.95 USD
11 months ago
Dec 05, 2023
Bought 1 K USD
LANGLEY TOM B
Director
+ 59.0013
16.95 USD
1 year ago
Oct 31, 2023
Bought 1.29 K USD
WITT JOSEPH R
President/Financial Svcs, CSO
+ 80
16.1 USD
1 year ago
Jun 16, 2023
Bought 1.56 K USD
PL Capital Advisors, LLC
10 percent owner
+ 100
15.6 USD
1 year ago
Aug 29, 2023
Bought 396 USD
GLASSER MICHAEL A
Director
+ 20.9223
18.93 USD
1 year ago
Aug 29, 2023
Bought 18.2 K USD
Wash Elizabeth S
Director
+ 963.7584
18.93 USD
1 year ago
Aug 29, 2023
Bought 998 USD
LANGLEY TOM B
Director
+ 52.7027
18.93 USD
1 year ago
Aug 29, 2023
Bought 998 USD
Golden Sarah B
Director
+ 52.7027
18.93 USD
1 year ago
Jul 31, 2023
Bought 1.38 K USD
WITT JOSEPH R
President/Financial Svcs, CSO
+ 65
21.25 USD
1 year ago
Jun 16, 2023
Bought 1.7 K USD
ISHON JOHN CABOT
Director
+ 100
16.967 USD
1 year ago
Jun 13, 2023
Bought 1.61 K USD
Golden Sarah B
Director
+ 100
16.09 USD
1 year ago
Jun 12, 2023
Bought 1.6 K USD
Golden Sarah B
Director
+ 100
16 USD
1 year ago
May 18, 2023
Bought 4.99 K USD
GREENE DR ARTHUR D
Director
+ 300
16.6358 USD
1 year ago
Jun 09, 2023
Bought 1.56 K USD
Golden Sarah B
Director
+ 100
15.55 USD
1 year ago
Jun 08, 2023
Bought 1.63 K USD
Golden Sarah B
Director
+ 100
16.34 USD
1 year ago
Jun 08, 2023
Bought 1.62 K USD
Golden Sarah B
Director
+ 100
16.196 USD
1 year ago
Jun 06, 2023
Bought 1.65 K USD
Golden Sarah B
Director
+ 100
16.49 USD
1 year ago
Jun 05, 2023
Bought 1.64 K USD
Golden Sarah B
Director
+ 100
16.429 USD
1 year ago
Jun 02, 2023
Bought 814 USD
GLASSER MICHAEL A
Director
+ 51
15.97 USD
1 year ago
Jun 02, 2023
Bought 1.66 K USD
Golden Sarah B
Director
+ 100
16.605 USD
1 year ago
Jun 01, 2023
Bought 1.64 K USD
Golden Sarah B
Director
+ 100
16.4 USD
1 year ago
Jun 01, 2023
Bought 3.28 K USD
Golden Sarah B
Director
+ 200
16.385 USD
1 year ago
May 25, 2023
Bought 1.78 K USD
ADAMS STEPHEN CONWAY
Director
+ 100
17.75 USD
1 year ago
May 26, 2023
Bought 1.65 K USD
Golden Sarah B
Director
+ 100
16.527 USD
1 year ago
May 25, 2023
Bought 1.71 K USD
Golden Sarah B
Director
+ 100
17.122 USD
1 year ago
May 19, 2023
Bought 1.67 K USD
Golden Sarah B
Director
+ 100
16.7 USD
1 year ago
May 26, 2023
Bought 1.63 K USD
THACKER CLARK REBEKAH ELLEN
Director
+ 100
16.2607 USD
1 year ago
May 24, 2023
Bought 3.7 K USD
SHUFORD ROBERT F JR
President/CEO
+ 200
18.5 USD
1 year ago
May 24, 2023
Bought 1.85 K USD
Golden Sarah B
Director
+ 100
18.5 USD
1 year ago
May 22, 2023
Bought 1.69 K USD
THACKER CLARK REBEKAH ELLEN
Director
+ 100
16.9 USD
1 year ago
May 24, 2023
Bought 1.85 K USD
Golden Sarah B
Director
+ 100
18.494 USD
1 year ago
May 23, 2023
Bought 3.73 K USD
SHUFORD ROBERT F JR
President/CEO
+ 200
18.665 USD
1 year ago
May 22, 2023
Bought 1.82 K USD
Golden Sarah B
Director
+ 100
18.19 USD
1 year ago
May 19, 2023
Bought 825 USD
ADAMS STEPHEN CONWAY
Director
+ 50
16.5 USD
1 year ago
May 18, 2023
Bought 5 K USD
BUCKLESS DONALD S
+ 301.224
16.585 USD
1 year ago
May 16, 2023
Bought 1.56 K USD
SHUFORD ROBERT F JR
President/CEO
+ 100
15.556 USD
1 year ago
May 16, 2023
Bought 1.54 K USD
SHUFORD ROBERT F JR
President/CEO
+ 100
15.44 USD
1 year ago
May 17, 2023
Bought 402 USD
GLASSER MICHAEL A
Director
+ 25
16.08 USD
1 year ago
May 17, 2023
Bought 644 USD
GLASSER MICHAEL A
Director
+ 40
16.1 USD
1 year ago
May 17, 2023
Bought 161 USD
GLASSER MICHAEL A
Director
+ 10
16.09 USD
1 year ago
May 17, 2023
Bought 4.6 K USD
Ralston Susan
+ 300
15.34 USD
1 year ago
May 12, 2023
Bought 15.5 USD
Wash Elizabeth S
Director
+ 1
15.5 USD
1 year ago
May 12, 2023
Bought 3.16 K USD
Wash Elizabeth S
Director
+ 200
15.78 USD
1 year ago
May 12, 2023
Bought 6.7 K USD
Wash Elizabeth S
Director
+ 424
15.8 USD
1 year ago
May 15, 2023
Bought 1.58 K USD
SHUFORD ROBERT F JR
President/CEO
+ 100
15.765 USD
1 year ago
May 12, 2023
Bought 1.57 K USD
SHUFORD ROBERT F JR
President/CEO
+ 100
15.735 USD
1 year ago
May 04, 2023
Bought 16.6 K USD
Wash Elizabeth S
Director
+ 950
17.45 USD
1 year ago
May 05, 2023
Bought 12.9 K USD
Kauders A Eric Jr
SVP/Trust
+ 750
17.16 USD
1 year ago
May 05, 2023
Bought 4.25 K USD
Kauders A Eric Jr
SVP/Trust
+ 250
17 USD
1 year ago
May 05, 2023
Bought 4.31 K USD
Kauders A Eric Jr
SVP/Trust
+ 250
17.25 USD
1 year ago
May 05, 2023
Bought 4.36 K USD
Kauders A Eric Jr
SVP/Trust
+ 250
17.45 USD
1 year ago
May 05, 2023
Bought 4.34 K USD
Kauders A Eric Jr
SVP/Trust
+ 250
17.35 USD
1 year ago
May 03, 2023
Bought 1.74 K USD
SHUFORD ROBERT F JR
President/CEO
+ 100
17.38 USD
1 year ago
May 03, 2023
Bought 1.05 K USD
WITT JOSEPH R
President/Financial Svcs, CSO
+ 60
17.4598 USD
1 year ago
May 04, 2023
Bought 4.31 K USD
Kauders A Eric Jr
SVP/Trust
+ 250
17.25 USD
1 year ago
May 04, 2023
Bought 4.25 K USD
Kauders A Eric Jr
SVP/Trust
+ 250
17 USD
1 year ago
Mar 14, 2023
Bought 1.31 K USD
Ralston Susan
+ 50
26.23 USD
1 year ago
Feb 10, 2023
Bought 9.98 K USD
Golden Sarah B
Director
+ 387.5374
25.74 USD
1 year ago
Jan 31, 2023
Bought 1.19 K USD
WITT JOSEPH R
President/Financial Svcs, CSO
+ 50
23.85 USD
1 year ago
Feb 02, 2023
Bought 2.49 K USD
Ralston Susan
+ 100
24.9 USD
1 year ago
Feb 02, 2023
Bought 2.51 K USD
Ralston Susan
+ 100
25.0875 USD
1 year ago
Dec 13, 2022
Bought 11.7 K USD
Wash Elizabeth S
Director
+ 480
24.28 USD
1 year ago
Dec 05, 2022
Bought 6.52 K USD
ADAMS STEPHEN CONWAY
Director
+ 300
21.75 USD
1 year ago
Dec 02, 2022
Bought 1.61 K USD
GLASSER MICHAEL A
Director
+ 75
21.5 USD
1 year ago
Dec 02, 2022
Bought 1.64 K USD
GLASSER MICHAEL A
Director
+ 75
21.91 USD
1 year ago
Nov 30, 2022
Bought 5.44 K USD
Kauders A Eric Jr
SVP/Trust
+ 250
21.75 USD
1 year ago
Nov 30, 2022
Bought 5.5 K USD
Kauders A Eric Jr
SVP/Trust
+ 250
22 USD
1 year ago
Nov 30, 2022
Bought 5.62 K USD
Kauders A Eric Jr
SVP/Trust
+ 250
22.5 USD
1 year ago
Nov 25, 2022
Bought 1.42 K USD
Ralston Susan
Director
+ 61
23.1998 USD
1 year ago
Nov 25, 2022
Bought 4.64 K USD
Ralston Susan
Director
+ 200
23.2 USD
1 year ago
Nov 25, 2022
Bought 904 USD
Ralston Susan
Director
+ 39
23.19 USD
2 years ago
Nov 04, 2022
Bought 837 USD
WITT JOSEPH R
President/Financial Svcs, CSO
+ 31
27 USD
2 years ago
Sep 09, 2022
Bought 993 USD
Golden Sarah B
Director
+ 41.7492
23.78 USD
2 years ago
Aug 11, 2022
Bought 7.98 K USD
Golden Sarah B
director:
+ 336.5683
23.7 USD
2 years ago
Aug 11, 2022
Bought 7.11 K USD
ADAMS STEPHEN CONWAY
director:
+ 300
23.7 USD
2 years ago
Aug 11, 2022
Bought 1.18 K USD
WITT JOSEPH R
President/Financial Svcs, CSO
+ 50
23.7 USD
2 years ago
Aug 05, 2022
Bought 4.7 K USD
Ralston Susan
director:
+ 200
23.5 USD
2 years ago
Jun 23, 2022
Sell 372 K USD
Friedman Martin S.
director:
- 15000
24.8 USD
2 years ago
May 27, 2022
Bought 1.99 K USD
Golden Sarah B
director:
+ 79.64
25 USD
2 years ago
Mar 23, 2022
Bought 1.77 M USD
PL Capital Advisors, LLC
10 percent owner
+ 69609
25.38 USD
2 years ago
Mar 10, 2022
Bought 677 K USD
PL Capital Advisors, LLC
10 percent owner
+ 26814
25.25 USD
2 years ago
Feb 10, 2022
Bought 33.3 K USD
PL Capital Advisors, LLC
10 percent owner
+ 1366
24.35 USD
2 years ago
Feb 04, 2022
Bought 51.1 K USD
PL Capital Advisors, LLC
10 percent owner
+ 2100
24.32 USD
2 years ago
May 19, 2022
Bought 5.11 K USD
Wash Elizabeth S
director:
+ 200
25.5531 USD
2 years ago
May 12, 2022
Bought 5.14 K USD
Wash Elizabeth S
director:
+ 200
25.7 USD
2 years ago
May 03, 2022
Bought 2.21 K USD
WITT JOSEPH R
President/Financial Svcs, CSO
+ 85
26 USD
3 years ago
Nov 09, 2021
Bought 6.63 K USD
Kauders A Eric Jr
SVP/Trust
+ 300
22.095 USD
3 years ago
Nov 08, 2021
Bought 13.5 K USD
Wash Elizabeth S
Director
+ 600
22.433 USD
3 years ago
Nov 08, 2021
Bought 4.43 K USD
Ralston Susan
+ 200
22.1745 USD
3 years ago
Oct 29, 2021
Bought 8.52 K USD
ADAMS STEPHEN CONWAY
Director
+ 400
21.3 USD
3 years ago
Oct 29, 2021
Bought 2.14 K USD
ADAMS STEPHEN CONWAY
Director
+ 100
21.37 USD
3 years ago
Oct 29, 2021
Bought 21.7 K USD
Kauders A Eric Jr
SVP/Trust
+ 1000
21.6568 USD
3 years ago
Nov 01, 2021
Bought 1.1 K USD
WITT JOSEPH R
President/Financial Svcs, CSO
+ 50
22 USD
3 years ago
Sep 10, 2021
Bought 4.51 K USD
Wash Elizabeth S
Director
+ 200
22.5337 USD
3 years ago
Sep 08, 2021
Bought 4.52 K USD
Wash Elizabeth S
Director
+ 200
22.6242 USD
3 years ago
Sep 03, 2021
Bought 4.55 K USD
Wash Elizabeth S
Director
+ 200
22.75 USD
3 years ago
Sep 01, 2021
Bought 4.55 K USD
Wash Elizabeth S
Director
+ 200
22.7333 USD
3 years ago
Aug 30, 2021
Bought 4.54 K USD
Wash Elizabeth S
Director
+ 200
22.6927 USD
3 years ago
Aug 27, 2021
Bought 22.6 K USD
LANGLEY TOM B
Director
+ 1000
22.635 USD
3 years ago
Aug 26, 2021
Bought 4.41 K USD
Wash Elizabeth S
Director
+ 200
22.0723 USD
3 years ago
Aug 24, 2021
Bought 4.45 K USD
Wash Elizabeth S
Director
+ 200
22.2738 USD
3 years ago
Aug 17, 2021
Bought 4.42 K USD
KEEFE WILLIAM F
Director
+ 200
22.1 USD
3 years ago
Aug 10, 2021
Bought 11.4 K USD
ADAMS STEPHEN CONWAY
Director
+ 500
22.79 USD
3 years ago
Aug 06, 2021
Bought 2.28 K USD
GLASSER MICHAEL A
Director
+ 100
22.791 USD
3 years ago
Aug 06, 2021
Bought 2.26 K USD
GLASSER MICHAEL A
Director
+ 100
22.55 USD
3 years ago
Aug 06, 2021
Bought 1.14 K USD
GLASSER MICHAEL A
Director
+ 50
22.8009 USD
3 years ago
Aug 06, 2021
Bought 68.2 USD
GLASSER MICHAEL A
Director
+ 3
22.7396 USD
3 years ago
Aug 06, 2021
Bought 2.21 K USD
GLASSER MICHAEL A
Director
+ 97
22.79 USD
3 years ago
Jul 30, 2021
Bought 20.2 K USD
Ralston Susan
+ 900
22.4275 USD
3 years ago
Aug 02, 2021
Bought 1.12 K USD
WITT JOSEPH R
President/Financial Svcs, CSO
+ 50
22.4769 USD
3 years ago
Jun 08, 2021
Bought 4.75 K USD
Wash Elizabeth S
Director
+ 200
23.73 USD
3 years ago
Jun 04, 2021
Bought 23.3 K USD
LANGLEY TOM B
Director
+ 1000
23.3 USD
3 years ago
Jun 02, 2021
Bought 711 USD
KEEFE WILLIAM F
Director
+ 31
22.95 USD
3 years ago
May 28, 2021
Bought 2.3 K USD
GLASSER MICHAEL A
Director
+ 100
23 USD
3 years ago
May 28, 2021
Bought 4.66 K USD
Ralston Susan
+ 200
23.277 USD
3 years ago
Jun 01, 2021
Bought 4.6 K USD
KEEFE WILLIAM F
Director
+ 200
23 USD
3 years ago
May 27, 2021
Bought 930 USD
WITT JOSEPH R
President/Financial Svcs, CSO
+ 40
23.2625 USD
3 years ago
Mar 10, 2021
Bought 3.57 K USD
SHUFORD ROBERT F JR
President/CEO
+ 159
22.45 USD
3 years ago
Mar 10, 2021
Bought 2.2 K USD
SHUFORD ROBERT F JR
President/CEO
+ 100
22 USD
3 years ago
Mar 08, 2021
Bought 21.3 USD
SHUFORD ROBERT F JR
President/CEO
+ 1
21.29 USD
3 years ago
Mar 08, 2021
Bought 3.02 K USD
SHUFORD ROBERT F JR
President/CEO
+ 140
21.57 USD
3 years ago
Mar 08, 2021
Bought 2.15 K USD
SHUFORD ROBERT F JR
President/CEO
+ 100
21.54 USD
3 years ago
Mar 10, 2021
Bought 1.1 K USD
WITT JOSEPH R
Chief Bus. Dev. Officer, EVP
+ 50
22 USD
3 years ago
Mar 05, 2021
Bought 2.13 K USD
Ralston Susan
+ 97
21.93 USD
3 years ago
Mar 05, 2021
Bought 2.73 K USD
Ralston Susan
+ 123
22.16 USD
3 years ago
Mar 05, 2021
Bought 10.9 K USD
SHUFORD ROBERT F JR
President/CEO
+ 500
21.75 USD
3 years ago
Dec 08, 2020
Bought 5.62 K USD
ADAMS STEPHEN CONWAY
Director
+ 300
18.75 USD
3 years ago
Dec 08, 2020
Bought 206 USD
LANGLEY TOM B
Director
+ 11
18.7 USD
3 years ago
Dec 08, 2020
Bought 773 USD
LANGLEY TOM B
Director
+ 41
18.85 USD
3 years ago
Dec 08, 2020
Bought 7.6 K USD
LANGLEY TOM B
Director
+ 411
18.5 USD
3 years ago
Dec 08, 2020
Bought 3.2 K USD
LANGLEY TOM B
Director
+ 171
18.73 USD
3 years ago
Dec 08, 2020
Bought 858 USD
LANGLEY TOM B
Director
+ 47
18.26 USD
3 years ago
Dec 08, 2020
Bought 130 USD
LANGLEY TOM B
Director
+ 7
18.6 USD
3 years ago
Dec 08, 2020
Bought 1.87 K USD
LANGLEY TOM B
Director
+ 100
18.74 USD
3 years ago
Dec 08, 2020
Bought 92.2 USD
LANGLEY TOM B
Director
+ 5
18.45 USD
3 years ago
Dec 08, 2020
Bought 895 USD
LANGLEY TOM B
Director
+ 48
18.64 USD
3 years ago
Dec 08, 2020
Bought 2.99 K USD
LANGLEY TOM B
Director
+ 159
18.78 USD
3 years ago
Dec 08, 2020
Bought 1.85 K USD
LANGLEY TOM B
Director
+ 100
18.49 USD
3 years ago
Dec 08, 2020
Bought 2.01 K USD
LANGLEY TOM B
Director
+ 108
18.65 USD
4 years ago
Nov 13, 2020
Bought 8.2 K USD
ADAMS STEPHEN CONWAY
Director
+ 500
16.4 USD
4 years ago
Aug 17, 2020
Bought 4.44 K USD
Ralston Susan
+ 275
16.13 USD
4 years ago
Jun 05, 2020
Bought 994 USD
LANGLEY TOM B
Director
+ 60.3062
16.49 USD
4 years ago
Jun 04, 2020
Bought 3.15 K USD
ADAMS STEPHEN CONWAY
Director
+ 200
15.75 USD
4 years ago
Jun 04, 2020
Bought 4.8 K USD
ADAMS STEPHEN CONWAY
Director
+ 300
16 USD
4 years ago
Jun 02, 2020
Bought 4.97 K USD
Ralston Susan
+ 323.8632
15.35 USD
4 years ago
May 26, 2020
Bought 2.62 K USD
SHUFORD ROBERT F JR
President/CEO
+ 172
15.25 USD
4 years ago
May 26, 2020
Bought 3.02 K USD
SHUFORD ROBERT F JR
President/CEO
+ 197
15.35 USD
4 years ago
May 22, 2020
Bought 1.52 K USD
SHUFORD ROBERT F JR
President/CEO
+ 100
15.24 USD
4 years ago
May 22, 2020
Bought 8.1 K USD
SHUFORD ROBERT F JR
President/CEO
+ 531
15.25 USD
4 years ago
Feb 04, 2020
Sell 27.7 K USD
CHISMAN JAMES READE
Director
- 1000
27.72 USD
5 years ago
May 02, 2019
Bought 8.5 K USD
KEEFE WILLIAM F
Director
+ 400
21.25 USD
6 years ago
Aug 06, 2018
Bought 10.3 K USD
KEEFE WILLIAM F
Director
+ 350
29.48 USD
6 years ago
Jun 05, 2018
Bought 3.75 K USD
WITT JOSEPH R
Director
+ 135
27.75 USD
6 years ago
Dec 05, 2017
Sell 14.4 K USD
JORDAN EUGENE M II
- 500
28.85 USD
7 years ago
Aug 30, 2017
Bought 993 USD
GLASSER MICHAEL A
Director
+ 32.6313
30.44 USD
7 years ago
Aug 30, 2017
Bought 993 USD
LANGLEY TOM B
Director
+ 32.6313
30.44 USD
7 years ago
Jun 07, 2017
Bought 590 USD
GLASSER MICHAEL A
Director
+ 20
29.52 USD
7 years ago
May 17, 2017
Bought 761 USD
GLASSER MICHAEL A
Director
+ 25
30.45 USD
7 years ago
Mar 06, 2017
Sell 13.1 USD
ISHON JOHN CABOT
Director
- 0.4682
28.06 USD
7 years ago
Mar 03, 2017
Bought 22 K USD
THACKER CLARK REBEKAH ELLEN
Director
+ 758
28.99 USD
7 years ago
Mar 03, 2017
Bought 4.75 K USD
THACKER CLARK REBEKAH ELLEN
Director
+ 164
28.99 USD
7 years ago
Feb 02, 2017
Bought 6.84 K USD
KEEFE WILLIAM F
Director
+ 250
27.35 USD
7 years ago
Feb 02, 2017
Bought 9.68 K USD
KEEFE WILLIAM F
Director
+ 350
27.65 USD
7 years ago
Dec 07, 2016
Bought 35.2 K USD
KEEFE WILLIAM F
Director
+ 1500
23.5 USD
8 years ago
Aug 03, 2016
Bought 19.1 K USD
KEEFE WILLIAM F
Director
+ 1000
19.1 USD
8 years ago
May 06, 2016
Bought 952 USD
GLASSER MICHAEL A
Director
+ 50
19.05 USD
8 years ago
Apr 29, 2016
Bought 1.91 K USD
GLASSER MICHAEL A
Director
+ 100
19.1 USD
8 years ago
Feb 29, 2016
Bought 5.56 K USD
ADAMS STEPHEN CONWAY
Director
+ 300
18.55 USD
8 years ago
Feb 29, 2016
Bought 20.7 K USD
LANGLEY TOM B
Director
+ 1100
18.78 USD
8 years ago
Feb 22, 2016
Bought 752 USD
WITT JOSEPH R
Director
+ 40
18.81 USD
9 years ago
Aug 26, 2015
Bought 694 USD
WITT JOSEPH R
Director
+ 45
15.425 USD
9 years ago
Aug 07, 2015
Bought 493 USD
GLASSER MICHAEL A
Director
+ 31.4268
15.7 USD
9 years ago
May 07, 2015
Bought 6.07 K USD
ADAMS STEPHEN CONWAY
Director
+ 400
15.17 USD
9 years ago
Feb 12, 2015
Bought 618 USD
WITT JOSEPH R
Director
+ 40
15.45 USD
9 years ago
Dec 01, 2014
Bought 454 USD
GLASSER MICHAEL A
Director
+ 30
15.15 USD
9 years ago
Nov 21, 2014
Bought 758 USD
GLASSER MICHAEL A
Director
+ 50
15.16 USD
10 years ago
Nov 13, 2014
Sell 16.4 K USD
BURROUGHS MELISSA L
SVP/Bus Dev & Lending (OPFC)
- 1098.8618
14.93 USD
10 years ago
Nov 14, 2014
Bought 4.57 K USD
ADAMS STEPHEN CONWAY
Director
+ 300
15.23 USD
10 years ago
Nov 13, 2014
Bought 22.8 K USD
MORRIS LOUIS G
EVP
+ 1500
15.22 USD
10 years ago
Nov 12, 2014
Bought 457 USD
WITT JOSEPH R
Director
+ 30
15.23 USD
7. News
OLD POINT ANNOUNCES APPOINTMENT OF CATHY W. LILES AS CHIEF FINANCIAL OFFICER HAMPTON, Va. , Nov. 8, 2024 /PRNewswire/ -- Cathy W. prnewswire.com - 1 week ago
Old Point Releases Third Quarter 2024 Results HAMPTON, Va. , Oct. 24, 2024 /PRNewswire/ -- Old Point Financial Corporation (the "Company" or "Old Point") (NASDAQ "OPOF") reported net income of $2.4 million with diluted earnings per common share of $0.47 for the third quarter of 2024 compared to net income of $2.5 million with diluted earnings per common share of $0.50 for the second quarter of 2024, and net income of $1.4 million with diluted earnings per common share of $0.27 for the third quarter of 2023. prnewswire.com - 3 weeks ago
Old Point Financial Corporation Announces Quarterly Dividend HAMPTON, Va. , Aug. 21, 2024 /PRNewswire/ -- Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on September 27, 2024 to shareholders of record as of September 4, 2024. prnewswire.com - 2 months ago
Old Point Releases Second Quarter 2024 Results HAMPTON, Va. , July 25, 2024 /PRNewswire/ -- Old Point Financial Corporation (the "Company" or "Old Point") (NASDAQ "OPOF") reported net income of $2.5 million with diluted earnings per common share of $0.50 for the second quarter of 2024 compared to net income of $1.7 million with diluted earnings per common share of $0.34 for the first quarter of 2024, and net income of $1.8 million with diluted earnings per common share of $0.36 for the second quarter of 2023. prnewswire.com - 3 months ago
Old Point Financial Corporation Announces Quarterly Dividend HAMPTON, Va., May 22, 2024 /PRNewswire/ -- Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on June 28, 2024 to shareholders of record as of June 5, 2024. prnewswire.com - 5 months ago
Old Point Releases First Quarter 2024 Results HAMPTON, Va. , April 30, 2024 /PRNewswire/ -- Old Point Financial Corporation (the "Company" or "Old Point") (NASDAQ "OPOF") reported net income of $1.7 million and diluted earnings per common share of $0.34 for the first quarter of 2024 compared to net income of $1.5 million and diluted earnings per common share of $0.29 for the fourth quarter of 2023, and net income of $3.1 million and diluted earnings per common share of $0.62 for the first quarter of 2023. prnewswire.com - 6 months ago
Old Point Financial Corporation Announces Quarterly Dividend HAMPTON, Va. , Feb. 21, 2024 /PRNewswire/ -- Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on March 29, 2024 to shareholders of record as of March 6, 2024. prnewswire.com - 8 months ago
OLD POINT NATIONAL BANK ANNOUNCES STRATEGIC ALLIANCE WITH TIDEWATER HOME FUNDING HAMPTON, Va. , Jan. 31, 2024 /PRNewswire/ -- Old Point National Bank (Old Point or the Bank) is proud to announce a strategic alliance with Tidewater Home Funding, LLC based in Chesapeake, Virginia. prnewswire.com - 9 months ago
Old Point Releases Fourth Quarter and Full Year 2023 Results HAMPTON, Va. , Jan. 30, 2024 /PRNewswire/ -- Old Point Financial Corporation (the "Company" or "Old Point") (NASDAQ "OPOF") reported net income of $1.5 million and diluted earnings per common share of $0.29 for the fourth quarter of 2023, compared to net income of $2.6 million and diluted earnings per common share of $0.53 for the fourth quarter of 2022. prnewswire.com - 9 months ago
OLD POINT FINANCIAL CORPORATION ANNOUNCES RETIREMENT OF DR. ARTHUR D. GREENE FROM BOARD OF DIRECTORS HAMPTON, Va. , Dec. 26, 2023 /PRNewswire/ -- Old Point Financial Corporation (the Company) announced that Dr. Arthur D. prnewswire.com - 10 months ago
Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va. , Nov. 22, 2023 /PRNewswire/ -- Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on December 29, 2023 to shareholders of record as of December 6, 2023. prnewswire.com - 11 months ago
Old Point Releases Third Quarter 2023 Results HAMPTON, Va. , Oct. 26, 2023 /PRNewswire/ -- Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.4 million and earnings per diluted common share of $0.27 for the third quarter of 2023 compared to net income of $2.5 million and earnings per diluted common share of $0.51 for the third quarter of 2022. prnewswire.com - 1 year ago
8. Profile Summary

Old Point Financial Corporation OPOF

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 105 M
Dividend Yield 0.72%
Description Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. It operates 14 branches in the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County; a loan production office in Richmond, Virginia; and a mortgage loan origination office in Charlotte, North Carolina. The company was founded in 1922 and is headquartered in Hampton, Virginia.
Contact 101 East Queen Street, Hampton, VA, 23669 https://oldpoint.com
IPO Date Jan. 11, 1999
Employees 291
Officers Mr. Thomas L. Hotchkiss Chief Credit Officer & Executive Vice President of Old Point National Bank Mr. Donald S. Buckless Chief Lending Officer & Senior Vice President Mr. A. Eric Kauders Jr. Secretary, Chairman, President & Chief Executive Officer of Old Point Wealth Management Ms. Laura Wright Vice President & Marketing Director Mr. Eugene M. Jordan II General Counsel & Executive Vice President of Corporate Counsel Mr. Robert F. Shuford Jr. Chairman, Chief Executive Officer & President