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Old Point Financial Corporation OPOF
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 20.64
0.097 %
$ 105 M
Market Cap
12.9
P/E
INCOME STATEMENT
61.9 M REVENUE
11.01%
Growth Rates
1Year 11.01%
3Years 8.45%
5Years 5.84%
7Years 6.30%
10Years 5.02%
14.9 M OPERATING INCOME
26.90%
Growth Rates
1Year 26.90%
3Years 36.19%
5Years 7.99%
7Years 58.39%
10Years 52.88%
7.73 M NET INCOME
-15.13%
Growth Rates
1Year -15.13%
3Years 12.78%
5Years 9.46%
7Years 10.69%
10Years 9.35%
EFFICIENCY
Earnings Waterfall Old Point Financial Corporation
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Revenue 61.9 M
Cost Of Revenue 4.13 M
Gross Profit 57.7 M
Operating Expenses 61.9 M
Operating Income 14.9 M
Other Expenses 7.2 M
Net Income 7.73 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001 Dec-2000 Dec-1999 Dec-1998 Dec-1997 Dec-1996 Dec-1995 Dec-1994 Dec-1993 Dec-1992
REVENUE
Revenue 61.9 55.7 53.7 48.5 47.9 46.6 43.4 40.3 39.8 39.1 37.9 41.8 41.7 43.5 40.0 40.2 38.2 36.0 34.5 33.8 31.0 29.3 25.5 22.6 21.0 5.6 4.9 4.7 4.7 4.2 4.3 6.4
GROSS PROFIT
Cost Of Revenue 4.1 3.7 3.6 3.4 2.7 2.5 2.8 2.4 1.6 2.0 0 0 0 1.8 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 57.7 52.0 50.0 45.1 45.2 44.1 40.7 38.0 38.2 37.0 37.9 41.8 41.7 41.7 40.0 40.2 38.2 36.0 34.5 33.8 31.0 29.3 25.5 22.6 21.0 5.6 4.9 4.7 4.7 4.2 4.3 6.4
OPERATING INCOME
Operating Expenses 61.9 43.6 (43.9) (42.6) (39.0) (36.0) 30.0 26.9 28.2 28.1 (37.7) (41.3) 0.4 0.7 0.6 0.8 0.7 0.8 0.7 (33.5) (11.0) (8.0) (1.9) 0.4 (1.1) 13.3 11.3 10.1 8.0 7.3 6.4 5.8
Selling, General and Administrative Expenses 31.4 28.0 26.1 26.2 24.8 24.0 25.5 21.3 22.7 22.2 21.4 22.5 24.8 24.9 23.9 17.8 16.7 16.0 15.1 13.2 12.1 11.1 10.1 9.3 8.7 7.8 7.7 7.4 7.2 7.0 6.8 6.0
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 14.9 11.8 9.7 5.9 8.9 10.2 0.2 0.6 0.5 0.2 0.2 0.5 0.3 0.4 0.4 0.2 0.5 0.5 0.5 0.3 20.0 21.3 23.6 23.0 19.9 18.9 16.2 14.8 12.7 11.5 10.6 12.1
PRE-TAX INCOME
Interest Income Expense 18.4 3.6 3.5 5.3 6.4 5.0 3.0 2.6 3.6 3.8 4.7 5.8 6.7 10.0 14.3 19.0 23.3 20.3 12.3 9.2 9.6 12.0 16.2 16.7 13.9 12.7 10.7 10.1 9.5 7.6 7.7 10.0
Total Other Income (5.9) (5.1) 9.4 (5.4) 8.7 (4.9) (2.7) (4.4) (4.8) (4.1) (4.6) 4.7 (2.1) (2.4) (5.7) (2.0) (2.2) 0 0 0 (9.6) (12.0) (16.2) (16.7) (13.9) (12.7) (10.7) (10.1) (9.5) (7.6) (7.7) (10.0)
Pre-Tax Income 9.1 10.6 9.7 5.9 8.9 5.2 (0.1) 3.8 3.7 4.3 3.5 5.2 4.4 1.7 1.9 9.4 11.1 9.6 9.9 11.8 10.4 9.3 7.4 6.3 6.0 6.2 5.5 4.8 3.1 3.9 2.9 2.1
NET INCOME
Tax Provision 1.3 1.5 1.3 0.5 1.1 0.3 97 K 82 K 54 K 0.2 0.3 1.0 1.1 0.1 0.2 2.7 3.2 2.6 2.6 3.2 2.6 2.3 1.7 1.2 1.2 1.5 1.4 1.3 0.8 1.1 0.7 0.4
Net Income 7.7 9.1 8.4 5.4 7.9 4.9 29 K 3.7 3.6 4.1 3.2 4.2 3.3 1.5 1.7 6.8 8.0 7.0 7.3 8.6 7.8 7.1 5.7 5.1 4.8 4.6 4.1 3.4 2.3 2.8 2.2 1.7
EPS 1.54 1.8 1.61 1.03 1.51 0.96 0.0058 0.77 0.73 0.83 0.64 0.84 0.66 0.31 0.34 1.39 1.61 1.41 1.45 1.72 1.58 1.44 1.18 1.06 1 0.96 0.85 1.45 0.98 1.17 0.94 0.75