Financial Services - Banks - Regional - NASDAQ - US
$ 30.84
-0.932 %
$ 250 M
Market Cap
19.4
P/E
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits. It also provides various loans, such as commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles.[ Read More ]
The intrinsic value of one NWFL stock under the base case scenario is HIDDEN Compared to the current market price of 30.8 USD, Norwood Financial Corp. is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart NWFL
FINANCIALS
64.6 M
REVENUE
21.1 M
OPERATING INCOME
16.8 M
NET INCOME
29.8 M
OPERATING CASH FLOW
-117 M
INVESTING CASH FLOW
121 M
FINANCING CASH FLOW
30.8 M
REVENUE
4.85 M
OPERATING INCOME
3.84 M
NET INCOME
4.64 M
OPERATING CASH FLOW
-19.9 M
INVESTING CASH FLOW
28.7 M
FINANCING CASH FLOW
Balance Sheet Decomposition
Norwood Financial Corp.
| Current Assets | 66.1 M |
| Cash & Short-Term Investments | 435 M |
| Receivables | 0 |
| Other Current Assets | -369 M |
| Non-Current Assets | 2.13 B |
| Long-Term Investments | 406 M |
| PP&E | 21.7 M |
| Other Non-Current Assets | 1.71 B |
| Current Liabilities | 1.51 B |
| Accounts Payable | 10.5 M |
| Short-Term Debt | 44.4 M |
| Other Current Liabilities | 1.45 B |
| Non-Current Liabilities | 2.02 B |
| Long-Term Debt | 0 |
| Other Non-Current Liabilities | 2.02 B |
EFFICIENCY
Earnings Waterfall
Norwood Financial Corp.
| Revenue | 64.6 M |
| Cost Of Revenue | 0 |
| Gross Profit | 64.6 M |
| Operating Expenses | 35.3 M |
| Operating Income | 21.1 M |
| Other Expenses | 4.39 M |
| Net Income | 16.8 M |
RATIOS
100.00%
GROSS MARGIN
32.71%
OPERATING MARGIN
25.93%
NET MARGIN
9.26%
ROE
0.76%
ROA
7.43%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Norwood Financial Corp.
| Net Income | 16.8 M |
| Depreciation & Amortization | 1.46 M |
| Capital Expenditures | -1.41 M |
| Stock-Based Compensation | 830 K |
| Change in Working Capital | 3.91 M |
| Others | 10.2 M |
| Free Cash Flow | 28.4 M |
Wall Street Analysts Price Targets
Norwood Financial Corp.
NWFL has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.10%
DIVIDEND YIELD
0.3 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Norwood Financial Corp.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
200 K USD 1
0-3 MONTHS
51.7 K USD 1
3-6 MONTHS
47.1 K USD 3
6-9 MONTHS
5.54 K USD 1
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
2 months ago
Sep 10, 2024
|
Bought 200 K USD
|
Schmalzle Ronald R
Director |
+ 7400
|
27 USD |
|
3 months ago
Aug 14, 2024
|
Bought 5 K USD
|
McCaffery John Martin JR
EVP & CFO |
+ 200
|
25 USD |
|
3 months ago
Aug 09, 2024
|
Bought 5.78 K USD
|
McCaffery John Martin JR
EVP & CFO |
+ 224
|
25.8 USD |
|
3 months ago
Aug 13, 2024
|
Bought 5.03 K USD
|
McCaffery John Martin JR
EVP & CFO |
+ 200
|
25.15 USD |
|
3 months ago
Aug 12, 2024
|
Bought 3.7 K USD
|
McCaffery John Martin JR
EVP & CFO |
+ 145
|
25.5 USD |
|
3 months ago
Aug 09, 2024
|
Bought 673 USD
|
McCaffery John Martin JR
EVP & CFO |
+ 26
|
25.9 USD |
|
3 months ago
Aug 06, 2024
|
Bought 6.4 K USD
|
McCaffery John Martin JR
EVP & CFO |
+ 250
|
25.6 USD |
|
3 months ago
Aug 08, 2024
|
Bought 5.28 K USD
|
McCaffery John Martin JR
EVP & CFO |
+ 205
|
25.74 USD |
|
3 months ago
Aug 08, 2024
|
Bought 2.58 K USD
|
McCaffery John Martin JR
EVP & CFO |
+ 100
|
25.75 USD |
|
3 months ago
Aug 02, 2024
|
Bought 6.75 K USD
|
McCaffery John Martin JR
EVP & CFO |
+ 250
|
27 USD |
|
3 months ago
Aug 05, 2024
|
Bought 6.69 K USD
|
McCaffery John Martin JR
EVP & CFO |
+ 250
|
26.76 USD |
|
3 months ago
Aug 05, 2024
|
Bought 3.79 K USD
|
McCaffery John Martin JR
EVP & CFO |
+ 150
|
25.29 USD |
|
6 months ago
May 10, 2024
|
Bought 24.2 K USD
|
Gifford Jeffrey S
Director |
+ 1000
|
24.25 USD |
|
6 months ago
Apr 24, 2024
|
Bought 9.85 K USD
|
FORTE ANDREW
Director |
+ 400
|
24.63 USD |
|
6 months ago
Apr 24, 2024
|
Bought 5.49 K USD
|
FORTE ANDREW
Director |
+ 230
|
23.89 USD |
|
6 months ago
Apr 23, 2024
|
Bought 2.46 K USD
|
Donnelly James O
President & CEO |
+ 100
|
24.57 USD |
|
8 months ago
Feb 22, 2024
|
Bought 5.01 K USD
|
Donnelly James O
President & CEO |
+ 193
|
25.95 USD |
|
1 year ago
Nov 16, 2023
|
Bought 5.54 K USD
|
FORTE ANDREW
Director |
+ 200
|
27.69 USD |
|
1 year ago
Oct 16, 2023
|
Sell 75.2 USD
|
Gifford Jeffrey S
Director |
- 3
|
25.05 USD |
|
1 year ago
Oct 25, 2023
|
Bought 2.44 K USD
|
Donnelly James O
President & CEO |
+ 100
|
24.35 USD |
|
1 year ago
Jun 29, 2023
|
Bought 11.6 K USD
|
FORTE ANDREW
Director |
+ 400
|
28.89 USD |
|
1 year ago
Jun 28, 2023
|
Bought 12.4 K USD
|
FORTE ANDREW
Director |
+ 425
|
29.2 USD |
|
1 year ago
Apr 27, 2023
|
Bought 5.16 K USD
|
Donnelly James O
President & CEO |
+ 200
|
25.8 USD |
|
1 year ago
Apr 27, 2023
|
Bought 5.12 K USD
|
ADAMS JOSEPH W
Director |
+ 200
|
25.6 USD |
|
1 year ago
Apr 26, 2023
|
Bought 25.5 K USD
|
Gifford Jeffrey S
Director |
+ 1000
|
25.5 USD |
|
1 year ago
Mar 10, 2023
|
Bought 8.22 K USD
|
Donnelly James O
President & CEO |
+ 250
|
32.88 USD |
|
1 year ago
Feb 07, 2023
|
Sell 77.1 K USD
|
LANCE WILLIAM S
EVP & CFO |
- 2250
|
34.25 USD |
|
1 year ago
Dec 27, 2022
|
Sell 74.2 K USD
|
CARMODY JOHN F
EVP & Chief Credit Officer |
- 2250
|
33 USD |
|
1 year ago
Dec 27, 2022
|
Sell 27.4 K USD
|
FORTE ANDREW
Director |
- 825
|
33.21 USD |
|
1 year ago
Dec 13, 2022
|
Sell 84.3 K USD
|
CARMODY JOHN F
EVP & Chief Credit Officer |
- 2475
|
34.07 USD |
|
2 years ago
Sep 29, 2022
|
Sell 119 K USD
|
CRITELLI LEWIS J
director, other: Chairman of the Board |
- 4500
|
26.54 USD |
|
2 years ago
Sep 02, 2022
|
Sell 12.7 K USD
|
CRITELLI LEWIS J
director: |
- 490
|
26 USD |
|
2 years ago
Aug 26, 2022
|
Sell 20.9 K USD
|
CRITELLI LEWIS J
director, other: Chairman of the Board |
- 800
|
26.17 USD |
|
2 years ago
Aug 26, 2022
|
Sell 44.5 K USD
|
CRITELLI LEWIS J
director: |
- 1713
|
26 USD |
|
2 years ago
Aug 26, 2022
|
Sell 22.7 K USD
|
LANCE WILLIAM S
EVP & CFO |
- 866
|
26.17 USD |
|
2 years ago
Aug 24, 2022
|
Sell 2.6 K USD
|
CRITELLI LEWIS J
director: |
- 100
|
26 USD |
|
2 years ago
Aug 24, 2022
|
Sell 2.6 K USD
|
LANCE WILLIAM S
EVP & CFO |
- 100
|
26 USD |
|
2 years ago
Aug 09, 2022
|
Bought 9.98 K USD
|
Donnelly James O
President & CEO |
+ 400
|
24.96 USD |
|
2 years ago
Aug 09, 2022
|
Bought 37.8 K USD
|
MANCUSO ROBERT J
EVP & Chief Operating Officer |
+ 1500
|
25.17 USD |
|
2 years ago
Jun 23, 2022
|
Bought 9.76 K USD
|
FORTE ANDREW
director: |
+ 400
|
24.41 USD |
|
2 years ago
Jun 23, 2022
|
Bought 13.6 K USD
|
FORTE ANDREW
Director |
+ 560
|
24.28 USD |
|
2 years ago
Jun 21, 2022
|
Bought 47.8 K USD
|
Gifford Jeffrey S
director: |
+ 2000
|
23.88 USD |
|
2 years ago
May 12, 2022
|
Bought 8.75 K USD
|
Donnelly James O
President & CEO |
+ 350
|
24.99 USD |
|
2 years ago
Dec 09, 2021
|
Sell 21.5 K USD
|
FORTE ANDREW
Director |
- 825
|
26.01 USD |
|
3 years ago
Nov 15, 2021
|
Sell 159 K USD
|
CRITELLI LEWIS J
President & CEO |
- 5775
|
27.5 USD |
|
3 years ago
Nov 08, 2021
|
Sell 17 K USD
|
CARMODY JOHN F
EVP & Chief Credit Officer |
- 629
|
27 USD |
|
3 years ago
Nov 04, 2021
|
Sell 27.6 K USD
|
CARMODY JOHN F
EVP & Chief Credit Officer |
- 1021
|
27 USD |
|
3 years ago
Sep 09, 2021
|
Bought 248 K USD
|
Nolan Alexandra K
Director |
+ 9803
|
25.25 USD |
|
3 years ago
Sep 08, 2021
|
Bought 4.97 K USD
|
Nolan Alexandra K
Director |
+ 197
|
25.25 USD |
|
3 years ago
Aug 19, 2021
|
Bought 2.5 K USD
|
Gifford Jeffrey S
Director |
+ 100
|
25 USD |
|
3 years ago
Aug 19, 2021
|
Bought 50 K USD
|
Gifford Jeffrey S
Director |
+ 2000
|
25 USD |
|
3 years ago
Aug 19, 2021
|
Bought 7.38 K USD
|
MANCUSO ROBERT J
EVP & Chief Operating Officer |
+ 293
|
25.2 USD |
|
3 years ago
Aug 18, 2021
|
Bought 68.2 K USD
|
MANCUSO ROBERT J
EVP & Chief Operating Officer |
+ 2707
|
25.2 USD |
|
3 years ago
Aug 02, 2021
|
Bought 12.7 K USD
|
ADAMS JOSEPH W
Director |
+ 500
|
25.35 USD |
|
3 years ago
Aug 02, 2021
|
Bought 2.54 K USD
|
ADAMS JOSEPH W
Director |
+ 100
|
25.35 USD |
|
3 years ago
Jun 30, 2021
|
Bought 260 K USD
|
Nolan Alexandra K
Director |
+ 10000
|
25.96 USD |
|
3 years ago
Jun 29, 2021
|
Bought 272 K USD
|
Nolan Alexandra K
Director |
+ 10728
|
25.38 USD |
|
3 years ago
Jun 25, 2021
|
Bought 1.26 M USD
|
Nolan Alexandra K
Director |
+ 50000
|
25.17 USD |
|
3 years ago
Jun 16, 2021
|
Sell 64.1 K USD
|
LANCE WILLIAM S
EVP & CFO |
- 2475
|
25.91 USD |
|
3 years ago
Jun 14, 2021
|
Bought 127 K USD
|
Nolan Alexandra K
Director |
+ 5000
|
25.4 USD |
|
3 years ago
Jun 11, 2021
|
Bought 256 K USD
|
Nolan Alexandra K
Director |
+ 10000
|
25.59 USD |
|
3 years ago
Apr 23, 2021
|
Bought 1.93 K USD
|
FORTE ANDREW
Director |
+ 75
|
25.67 USD |
|
3 years ago
Mar 30, 2021
|
Bought 5.91 K USD
|
FORTE ANDREW
Director |
+ 220
|
26.87 USD |
|
3 years ago
Jan 27, 2021
|
Bought 45.1 K USD
|
DAVIS WILLIAM W JR
Chairman of the Board |
+ 1800
|
25.04 USD |
|
3 years ago
Dec 23, 2020
|
Bought 134 K USD
|
Nolan Alexandra K
Director |
+ 5000
|
26.77 USD |
|
4 years ago
Nov 16, 2020
|
Bought 3.47 K USD
|
FORTE ANDREW
Director |
+ 120
|
28.92 USD |
|
4 years ago
Nov 05, 2020
|
Sell 10 K USD
|
PHILLIPS KENNETH A
Director |
- 400
|
25.07 USD |
|
4 years ago
Nov 02, 2020
|
Bought 3.27 K USD
|
ADAMS JOSEPH W
Director |
+ 135
|
24.2 USD |
|
4 years ago
Nov 02, 2020
|
Bought 2.44 K USD
|
ADAMS JOSEPH W
Director |
+ 100
|
24.39 USD |
|
4 years ago
Oct 30, 2020
|
Sell 91.2 K USD
|
CRITELLI LEWIS J
President & CEO |
- 3924
|
23.25 USD |
|
4 years ago
Sep 23, 2020
|
Bought 11.8 K USD
|
Gifford Jeffrey S
Director |
+ 495
|
23.79 USD |
|
4 years ago
Sep 23, 2020
|
Bought 11.8 K USD
|
Gifford Jeffrey S
Director |
+ 495
|
23.79 USD |
|
4 years ago
Sep 18, 2020
|
Sell 37.3 K USD
|
CRITELLI LEWIS J
President & CEO |
- 1395
|
26.75 USD |
|
4 years ago
Sep 04, 2020
|
Sell 4.64 K USD
|
SANDERS JOHN H
Senior Vice President |
- 187
|
24.8 USD |
|
4 years ago
Sep 04, 2020
|
Bought 218 USD
|
Nolan Alexandra K
Director |
+ 9
|
24.18 USD |
|
4 years ago
Sep 02, 2020
|
Bought 10.3 K USD
|
FORTE ANDREW
Director |
+ 400
|
25.75 USD |
|
4 years ago
Aug 05, 2020
|
Bought 20.7 K USD
|
Gifford Jeffrey S
Director |
+ 834
|
24.77 USD |
|
4 years ago
Aug 05, 2020
|
Bought 3 K USD
|
Gifford Jeffrey S
Director |
+ 122
|
24.63 USD |
|
4 years ago
Aug 05, 2020
|
Bought 13.4 K USD
|
Gifford Jeffrey S
Director |
+ 540
|
24.77 USD |
|
4 years ago
Aug 03, 2020
|
Bought 8.66 K USD
|
Gifford Jeffrey S
Director |
+ 346
|
25.02 USD |
|
4 years ago
Jul 22, 2020
|
Bought 9.18 K USD
|
FORTE ANDREW
Director |
+ 315
|
29.14 USD |
|
4 years ago
Jul 22, 2020
|
Bought 9.18 K USD
|
FORTE ANDREW
Director |
+ 315
|
29.14 USD |
|
4 years ago
Mar 13, 2020
|
Bought 23.8 K USD
|
ADAMS JOSEPH W
Director |
+ 900
|
26.5 USD |
|
4 years ago
Mar 13, 2020
|
Bought 2.65 K USD
|
ADAMS JOSEPH W
Director |
+ 100
|
26.5 USD |
|
4 years ago
Mar 06, 2020
|
Bought 29.7 K USD
|
CRITELLI LEWIS J
President & CEO |
+ 1000
|
29.7 USD |
|
4 years ago
Mar 06, 2020
|
Bought 29.7 K USD
|
CRITELLI LEWIS J
President & CEO |
+ 1000
|
29.7 USD |
|
4 years ago
Feb 10, 2020
|
Sell 4.62 K USD
|
SANDERS JOHN H
Senior Vice President |
- 130
|
35.5 USD |
|
5 years ago
Aug 15, 2019
|
Bought 16.2 K USD
|
LAMONT KEVIN M
Director |
+ 500
|
32.36 USD |
|
5 years ago
Aug 06, 2019
|
Bought 3.22 K USD
|
ADAMS JOSEPH W
Director |
+ 100
|
32.24 USD |
|
5 years ago
Aug 06, 2019
|
Bought 2.42 K USD
|
ADAMS JOSEPH W
Director |
+ 75
|
32.24 USD |
|
5 years ago
Jul 31, 2019
|
Sell 27.1 K USD
|
CRITELLI LEWIS J
President & CEO |
- 769
|
35.3 USD |
|
5 years ago
Aug 01, 2019
|
Sell 110 K USD
|
CRITELLI LEWIS J
President & CEO |
- 3125
|
35.19 USD |
|
5 years ago
Jul 31, 2019
|
Sell 27.1 K USD
|
CRITELLI LEWIS J
President & CEO |
- 769
|
35.3 USD |
|
5 years ago
Aug 01, 2019
|
Sell 110 K USD
|
CRITELLI LEWIS J
President & CEO |
- 3125
|
35.19 USD |
|
5 years ago
Jul 30, 2019
|
Sell 37.1 K USD
|
CRITELLI LEWIS J
President & CEO |
- 1056
|
35.1 USD |
|
5 years ago
Jul 30, 2019
|
Sell 37.1 K USD
|
CRITELLI LEWIS J
President & CEO |
- 1056
|
35.1 USD |
|
5 years ago
May 14, 2019
|
Sell 56.1 K USD
|
CARMODY JOHN F
EVP & Chief Credit Officer |
- 1650
|
34 USD |
|
5 years ago
Apr 24, 2019
|
Bought 42.7 K USD
|
Matergia Ralph A
Director |
+ 1340
|
31.83 USD |
|
5 years ago
Mar 15, 2019
|
Sell 44.3 K USD
|
SANDERS JOHN H
Senior Vice President |
- 1500
|
29.51 USD |
|
5 years ago
Mar 08, 2019
|
Bought 5.97 K USD
|
ADAMS JOSEPH W
Director |
+ 200
|
29.87 USD |
|
5 years ago
Mar 08, 2019
|
Bought 2.99 K USD
|
ADAMS JOSEPH W
Director |
+ 100
|
29.87 USD |
|
5 years ago
Mar 05, 2019
|
Sell 4.85 K USD
|
SANDERS JOHN H
Senior Vice President |
- 159
|
30.5 USD |
|
5 years ago
Feb 26, 2019
|
Sell 4.35 K USD
|
SANDERS JOHN H
Senior Vice President |
- 139
|
31.32 USD |
|
5 years ago
Feb 27, 2019
|
Sell 25.5 K USD
|
SANDERS JOHN H
Senior Vice President |
- 821
|
31.1 USD |
|
5 years ago
Jan 29, 2019
|
Bought 11.8 K USD
|
FORTE ANDREW
Director |
+ 400
|
29.48 USD |
|
5 years ago
Jan 25, 2019
|
Bought 7.32 K USD
|
LAMONT KEVIN M
Director |
+ 250
|
29.3 USD |
|
5 years ago
Jan 24, 2019
|
Bought 30.2 K USD
|
ADAMS JOSEPH W
Director |
+ 1030
|
29.34 USD |
|
6 years ago
Nov 19, 2018
|
Bought 37 K USD
|
MANCUSO ROBERT J
EVP/Chief Operating Officer |
+ 1000
|
37 USD |
|
6 years ago
Nov 08, 2018
|
Bought 2.55 K USD
|
FORTE ANDREW
Director |
+ 69
|
37 USD |
|
6 years ago
Oct 31, 2018
|
Sell 17.2 K USD
|
CRITELLI LEWIS J
President & CEO |
- 452
|
38 USD |
|
6 years ago
Nov 02, 2018
|
Sell 78.3 K USD
|
CRITELLI LEWIS J
President & CEO |
- 2070
|
37.85 USD |
|
6 years ago
Nov 02, 2018
|
Sell 78.3 K USD
|
CRITELLI LEWIS J
President & CEO |
- 2070
|
37.85 USD |
|
6 years ago
Oct 31, 2018
|
Sell 17.2 K USD
|
CRITELLI LEWIS J
President & CEO |
- 452
|
38 USD |
|
6 years ago
Nov 01, 2018
|
Sell 61.8 K USD
|
CRITELLI LEWIS J
President & CEO |
- 1603
|
38.56 USD |
|
6 years ago
Nov 01, 2018
|
Sell 61.8 K USD
|
CRITELLI LEWIS J
President & CEO |
- 1603
|
38.56 USD |
|
6 years ago
Oct 22, 2018
|
Bought 150 K USD
|
Matergia Ralph A
Director |
+ 4150
|
36.18 USD |
|
6 years ago
Sep 26, 2018
|
Bought 15.9 K USD
|
FORTE ANDREW
Director |
+ 400
|
39.8 USD |
|
6 years ago
Aug 17, 2018
|
Bought 2.6 K USD
|
DAVIS WILLIAM W JR
Chairman of the Board |
+ 70
|
37.08 USD |
|
6 years ago
Aug 15, 2018
|
Bought 16.6 K USD
|
LAMONT KEVIN M
Director |
+ 450
|
37 USD |
|
6 years ago
May 16, 2018
|
Sell 24.8 K USD
|
MANCUSO ROBERT J
EVP/Chief Operating Officer |
- 800
|
31 USD |
|
6 years ago
May 16, 2018
|
Sell 24.8 K USD
|
MANCUSO ROBERT J
EVP/Chief Operating Officer |
- 800
|
31 USD |
|
6 years ago
May 07, 2018
|
Sell 14.9 K USD
|
SANDERS JOHN H
Senior Vice President |
- 498
|
30 USD |
|
6 years ago
May 07, 2018
|
Sell 34.2 K USD
|
SANDERS JOHN H
Senior Vice President |
- 1152
|
29.7 USD |
|
6 years ago
May 03, 2018
|
Sell 10.6 K USD
|
SANDERS JOHN H
Senior Vice President |
- 350
|
30.2 USD |
|
6 years ago
May 03, 2018
|
Sell 10.6 K USD
|
SANDERS JOHN H
Senior Vice President |
- 350
|
30.2 USD |
|
6 years ago
May 03, 2018
|
Sell 39.2 K USD
|
SANDERS JOHN H
Senior Vice President |
- 1300
|
30.14 USD |
|
6 years ago
May 03, 2018
|
Sell 39.2 K USD
|
SANDERS JOHN H
Senior Vice President |
- 1300
|
30.14 USD |
|
6 years ago
May 03, 2018
|
Sell 19.6 K USD
|
SANDERS JOHN H
Senior Vice President |
- 650
|
30.2 USD |
|
6 years ago
May 03, 2018
|
Sell 19.6 K USD
|
SANDERS JOHN H
Senior Vice President |
- 650
|
30.2 USD |
|
6 years ago
Apr 26, 2018
|
Sell 30.5 K USD
|
SANDERS JOHN H
Senior Vice President |
- 1000
|
30.48 USD |
|
6 years ago
Apr 26, 2018
|
Sell 30.5 K USD
|
SANDERS JOHN H
Senior Vice President |
- 1000
|
30.48 USD |
|
6 years ago
Apr 25, 2018
|
Bought 12 K USD
|
FORTE ANDREW
Director |
+ 400
|
29.98 USD |
|
6 years ago
Apr 25, 2018
|
Bought 27.2 K USD
|
CRITELLI LEWIS J
President & CEO |
+ 900
|
30.25 USD |
|
6 years ago
Apr 24, 2018
|
Bought 11.7 K USD
|
LAMONT KEVIN M
Director |
+ 400
|
29.33 USD |
|
6 years ago
Apr 24, 2018
|
Bought 7.19 K USD
|
FORTE ANDREW
Director |
+ 245
|
29.33 USD |
|
6 years ago
Dec 19, 2017
|
Sell 26.9 K USD
|
Matergia Ralph A
Director |
- 825
|
32.55 USD |
|
6 years ago
Dec 05, 2017
|
Sell 225 K USD
|
DAVIS WILLIAM W JR
Chairman of the Board |
- 7383
|
30.5 USD |
|
6 years ago
Dec 01, 2017
|
Sell 24.2 K USD
|
DAVIS WILLIAM W JR
Chairman of the Board |
- 792
|
30.5 USD |
|
6 years ago
Dec 01, 2017
|
Sell 66.9 K USD
|
CARMODY JOHN F
EVP & Chief Credit Officer |
- 2219
|
30.17 USD |
|
7 years ago
Nov 17, 2017
|
Bought 6 K USD
|
ADAMS JOSEPH W
Director |
+ 200
|
29.98 USD |
|
7 years ago
Nov 17, 2017
|
Bought 6 K USD
|
ADAMS JOSEPH W
Director |
+ 200
|
29.98 USD |
|
7 years ago
Nov 17, 2017
|
Bought 1.49 K USD
|
ADAMS JOSEPH W
Director |
+ 50
|
29.8 USD |
|
7 years ago
Nov 17, 2017
|
Bought 1.49 K USD
|
ADAMS JOSEPH W
Director |
+ 50
|
29.8 USD |
|
7 years ago
Aug 09, 2017
|
Bought 34 K USD
|
LAMONT KEVIN M
Director |
+ 825
|
41.17 USD |
|
7 years ago
Aug 01, 2017
|
Bought 10.6 K USD
|
ADAMS JOSEPH W
Director |
+ 250
|
42.59 USD |
|
7 years ago
Jul 24, 2017
|
Sell 71.3 K USD
|
SANDERS JOHN H
Senior Vice President |
- 1650
|
43.2 USD |
|
7 years ago
Jul 21, 2017
|
Sell 23.6 K USD
|
SANDERS JOHN H
Senior Vice President |
- 550
|
43 USD |
|
7 years ago
Jul 24, 2017
|
Sell 71.3 K USD
|
SANDERS JOHN H
Senior Vice President |
- 1650
|
43.2 USD |
|
7 years ago
Jul 21, 2017
|
Sell 23.6 K USD
|
SANDERS JOHN H
Senior Vice President |
- 550
|
43 USD |
|
7 years ago
Jun 28, 2017
|
Sell 69.3 K USD
|
LANCE WILLIAM S
Executive Vice President & CFO |
- 1650
|
42 USD |
|
7 years ago
Jun 16, 2017
|
Sell 110 K USD
|
CRITELLI LEWIS J
President & CEO |
- 2750
|
40 USD |
|
7 years ago
Jun 16, 2017
|
Bought 23.8 K USD
|
LAMONT KEVIN M
Director |
+ 600
|
39.64 USD |
|
7 years ago
May 31, 2017
|
Sell 42.8 K USD
|
LANCE WILLIAM S
Executive Vice President & CFO |
- 1100
|
38.9 USD |
|
7 years ago
May 15, 2017
|
Bought 27.1 K USD
|
ADAMS JOSEPH W
Director |
+ 700
|
38.78 USD |
|
7 years ago
Apr 26, 2017
|
Bought 11.4 K USD
|
LAMONT KEVIN M
Director |
+ 288
|
39.65 USD |
|
7 years ago
Mar 22, 2017
|
Bought 3.61 K USD
|
FORTE ANDREW
Director |
+ 95
|
38 USD |
|
7 years ago
Feb 13, 2017
|
Sell 31.6 K USD
|
MANCUSO ROBERT J
EVP/Chief Information Officer |
- 800
|
39.5 USD |
|
7 years ago
Feb 08, 2017
|
Sell 124 K USD
|
DAVIS WILLIAM W JR
Chairman of the Board |
- 3300
|
37.5 USD |
|
7 years ago
Dec 28, 2016
|
Sell 22.4 K USD
|
CARMODY JOHN F
EVP & Chief Credit Officer |
- 658
|
34 USD |
|
7 years ago
Dec 08, 2016
|
Sell 3.4 K USD
|
CARMODY JOHN F
EVP & Chief Credit Officer |
- 100
|
34 USD |
|
7 years ago
Dec 06, 2016
|
Sell 107 K USD
|
DAVIS WILLIAM W JR
Director |
- 3300
|
32.5 USD |
|
7 years ago
Dec 01, 2016
|
Sell 71.9 K USD
|
CARMODY JOHN F
EVP & Chief Credit Officer |
- 2163
|
33.25 USD |
|
7 years ago
Nov 22, 2016
|
Sell 33.4 K USD
|
SANDERS JOHN H
Senior Vice President |
- 1100
|
30.35 USD |
|
8 years ago
Nov 16, 2016
|
Sell 81 K USD
|
CRITELLI LEWIS J
President & CEO |
- 2750
|
29.45 USD |
|
8 years ago
Nov 02, 2016
|
Sell 1.96 K USD
|
MARSHALL JOHN E
Chairman of the Board |
- 68
|
28.75 USD |
|
8 years ago
Oct 31, 2016
|
Bought 5.9 K USD
|
ADAMS JOSEPH W
Director |
+ 200
|
29.5 USD |
|
8 years ago
Oct 31, 2016
|
Bought 2.21 K USD
|
ADAMS JOSEPH W
Director |
+ 75
|
29.5 USD |
|
8 years ago
Oct 27, 2016
|
Sell 2.43 K USD
|
MARSHALL JOHN E
Chairman of the Board |
- 85
|
28.58 USD |
|
8 years ago
Sep 08, 2016
|
Bought 14.9 K USD
|
LAMONT KEVIN M
Director |
+ 500
|
29.83 USD |
|
8 years ago
Sep 01, 2016
|
Sell 2.46 K USD
|
MARSHALL JOHN E
Chairman of the Board |
- 85
|
28.9 USD |
|
8 years ago
Aug 03, 2016
|
Sell 1.55 K USD
|
MARSHALL JOHN E
Chairman of the Board |
- 55
|
28.11 USD |
|
8 years ago
Aug 01, 2016
|
Bought 5.7 K USD
|
ADAMS JOSEPH W
Director |
+ 200
|
28.5 USD |
|
8 years ago
Jul 25, 2016
|
Sell 2.8 K USD
|
MARSHALL JOHN E
Chairman of the Board |
- 100
|
27.95 USD |
|
8 years ago
Jun 20, 2016
|
Sell 1.1 K USD
|
MARSHALL JOHN E
Chairman of the Board |
- 40
|
27.51 USD |
|
8 years ago
May 02, 2016
|
Bought 7.49 K USD
|
ADAMS JOSEPH W
Director |
+ 260
|
28.79 USD |
|
8 years ago
Mar 29, 2016
|
Bought 49.7 K USD
|
LAMONT KEVIN M
Director |
+ 1780
|
27.9 USD |
|
8 years ago
Mar 29, 2016
|
Bought 2.52 K USD
|
FORTE ANDREW
Director |
+ 90
|
28 USD |
|
8 years ago
Mar 29, 2016
|
Bought 2.52 K USD
|
FORTE ANDREW
Director |
+ 90
|
28 USD |
|
8 years ago
Mar 15, 2016
|
Bought 15 K USD
|
MANCUSO ROBERT J
EVP/Chief Information Officer |
+ 556
|
26.9 USD |
|
8 years ago
Mar 14, 2016
|
Bought 24.2 K USD
|
ADAMS JOSEPH W
Director |
+ 900
|
26.9 USD |
|
8 years ago
Dec 07, 2015
|
Bought 5.05 K USD
|
BURKE JAMES F
EVP & Chief Lending Offiicer |
+ 176
|
28.68 USD |
|
9 years ago
Aug 24, 2015
|
Bought 3.95 K USD
|
LANCE WILLIAM S
Executive Vice President & CFO |
+ 140
|
28.22 USD |
|
9 years ago
Jun 25, 2015
|
Bought 23 K USD
|
BURKE JAMES F
EVP & Chief Lending Offiicer |
+ 810
|
28.4 USD |
|
9 years ago
Apr 29, 2015
|
Bought 5.12 K USD
|
CRITELLI LEWIS J
President & CEO |
+ 170
|
30.12 USD |
|
9 years ago
Feb 06, 2015
|
Bought 17.3 K USD
|
FORTE ANDREW
Director |
+ 600
|
28.88 USD |
7. News
Norwood Financial Corp Announces Third Quarter 2024 Results
Quarterly Highlights: Net interest margin increased 19 basis points vs. the prior quarter and 7 basis points over the prior year.
globenewswire.com
- 2 weeks ago
Norwood Financial Corp Announces Cash Dividend
HONESDALE, Pa., Oct. 08, 2024 (GLOBE NEWSWIRE) -- James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (NASDAQ Global Market - NWFL) and its subsidiary Wayne Bank, announced that the Board of Directors has declared a $0.30 per share cash dividend, which is payable November 1, 2024, to shareholders of record as of October 18, 2024. The $0.30 per share equals the per share dividend declared in the second quarter of 2024 and represents a 3.5% increase over the cash dividend declared in the third quarter of 2023.
globenewswire.com
- 1 month ago
Norwood Financial Corp Announces Second Quarter Earnings
HONESDALE, Pa., July 26, 2024 (GLOBE NEWSWIRE) -- James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, announced earnings for the three months ended June 30, 2024 of $4,213,000, which was $2,290,000 lower than the same three-month period of last year. The decrease includes a $717,000 decrease in net interest income, a $424,000 increase in total other income, a $506,000 increase in total other expense, and a $2,097,000 increase in the provision for credit losses. Earnings per share (fully diluted) were $0.52 in the three months ended June 30, 2024, compared to $0.81 in the same period of last year. The annualized return on average assets for the three months ended June 30, 2024, was 0.75%, while the annualized return on average tangible equity was 11.26%.
globenewswire.com
- 3 months ago
Norwood Financial Corp and Wayne Bank Appoint Ronald R. Schmalzle as Director
HONESDALE, Pa., July 18, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Norwood Financial Corp (NASDAQ Global Market – NWFL) and its subsidiary, Wayne Bank, announced the appointment of Ronald R. Schmalzle to the Board of Directors of Norwood Financial Corp (“Norwood” or the “Company”) and Wayne Bank.
globenewswire.com
- 3 months ago
Norwood Financial Corp Announces Cash Dividend
HONESDALE, Pa., June 26, 2024 (GLOBE NEWSWIRE) -- James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (NASDAQ Global Market - NWFL) and its subsidiary Wayne Bank, announced that the Board of Directors has declared a $0.30 per share cash dividend, which is payable August 1, 2024, to shareholders of record as of July 15, 2024. The $0.30 per share equals the per share dividend declared in the first quarter of 2024 and represents a 3.5% increase over the cash dividend declared in the second quarter of 2023.
globenewswire.com
- 4 months ago
Norwood Financial Corp Announces Appointment of John M. McCaffery as Executive Vice President and Chief Financial Officer
James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (the “Company”) (NASDAQ Global Market: NWFL) and its wholly owned subsid
globenewswire.com
- 4 months ago
Norwood Financial Corp Holds Annual Meeting of Shareholders
HONESDALE, Pa., April 26, 2024 (GLOBE NEWSWIRE) -- The 153rd Annual Meeting of Shareholders of Norwood Financial Corp (Nasdaq-NWFL), parent company of Wayne Bank, was held in person on Tuesday, April 23, 2024, at 6th & River, Honesdale, Pennsylvania.
globenewswire.com
- 6 months ago
Norwood Financial Corp Announces First Quarter 2024 Earnings
HONESDALE, Pa., April 22, 2024 (GLOBE NEWSWIRE) -- James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (Nasdaq Global Market – NWFL) and its subsidiary, Wayne Bank, announced net income of $4,433,000 for the three months ended March 31, 2024, a decrease of $1,349,000, from net income of $5,782,000 for the three months ended March 31, 2023. The decrease was due primarily to a $1,383,000 decrease in net interest income and a $1,296,000 increase in total other expenses. Earnings per share on a fully diluted basis were $0.55 for the three-month period ended March 31, 2024, compared to $0.71 in the three-month period ended March 31, 2023. The annualized return on average assets was 0.80% in the first quarter of 2024 and the annualized return on average equity was 9.79%, compared to 1.13% and 13.61%, respectively, in the first quarter of 2023.
globenewswire.com
- 6 months ago
Norwood Financial Corp Announces Cash Dividend
HONESDALE, Pa., March 22, 2024 (GLOBE NEWSWIRE) -- James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (NASDAQ Global Market - NWFL) and its subsidiary Wayne Bank, announced that the Board of Directors has declared a $0.30 per share quarterly cash dividend payable May 1, 2024, to shareholders of record as of April 15, 2024. The $0.30 per share represents an increase of 3.5% over the cash dividend declared in the first quarter of 2023.
globenewswire.com
- 7 months ago
Joseph W. Adams Joins Wayne Bank as Senior Vice President
HONESDALE, Pa., March 19, 2024 (GLOBE NEWSWIRE) -- Jim Donnelly, President and CEO of Wayne Bank, announced the appointment of Joseph W. Adams as Senior Vice President and Director of Wealth Management and Investment Services for Wayne Bank.
globenewswire.com
- 7 months ago
Norwood Financial Corp Announces Earnings for the Fourth Quarter and 2023 Fiscal Year
HONESDALE, Pa., Jan. 29, 2024 (GLOBE NEWSWIRE) -- James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (Nasdaq Global Market – NWFL), and its subsidiary Wayne Bank, announced net income for the three months ended December 31, 2023 of $355,000 compared to the net income of $7,140,000 earned in the three months ended December 31, 2022. The decrease in net income was due primarily to a $1,939,000 decrease in net interest income, and a $5,816,000 increase in the provision for credit losses. For the year ended December 31, 2023, net income totaled $16,759,000, a decrease of $12,474,000 from net income of $29,233,000 earned in year ended December 31, 2022. The decrease includes a $6,330,000 decrease in net interest income and a $4,648,000 increase in the provision for credit losses.
globenewswire.com
- 9 months ago
7 Upcoming Dividend Increases, Including The 'Abbott's' And A Dividend King
Seven stocks are expected to increase their dividends next week, including Hormel, Mastercard, Abbott Laboratories, and AbbVie.
seekingalpha.com
- 10 months ago
8. Profile Summary
Norwood Financial Corp. NWFL
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 250 M
Dividend Yield
1.10%
Description
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits. It also provides various loans, such as commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, mobile payment, automated clearing house activity, real estate settlement, and Internet and mobile banking services. Further, it engages in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates fourteen offices in Northeastern Pennsylvania; and sixteen offices in Delaware, Sullivan, Ontario, Otsego, and Yates Counties, New York, as well as thirty-one automated teller machines. Norwood Financial Corp. was founded in 1870 and is headquartered in Honesdale, Pennsylvania.
Contact
717 Main Street, Honesdale, PA, 18431
https://wayne.bank
IPO Date
March 4, 1998
Employees
261
Officers
Mr. John F. Carmody
Executive Vice President & Chief Credit Officer
Mr. Joseph W. Adams
Senior Vice President & Director of Wealth Management
Mr. John Martin McCaffery Jr.
Executive Vice President & Chief Financial Officer
Steven R. Daniels
Senior Vice President & Director of Consumer Banking
Mr. Joseph Mahon
Senior Vice President & Finger Lakes Commercial Loan Team Leader
Mr. James O. Donnelly
President, Chief Executive Officer & Director
Mr. Vincent G. O'Bell
Executive Vice President & Chief Lending Officer
Ms. Tracie A. Young
Senior Vice President & Director of Risk
Mr. Ryan J. French
Senior Vice President & Director of Human Resources
Ms. Nancy A. Hart
Senior Vice President, Controller & Director of Operations