Financial Services -
Banks - Regional - NASDAQ - US
$ 25.77
-0.932 %
$ 239 M
Market Cap
425.25
P/E
1. INTRINSIC VALUE
Balance Sheet
Norwood Financial Corp.
| Current Assets | 2.13 B |
| Cash & Short-Term Investments | 425 M |
| Receivables | 1.7 B |
| Other Current Assets | 0 |
| Non-Current Assets | 66.8 M |
| Long-Term Investments | 398 M |
| PP&E | 19.7 M |
| Other Non-Current Assets | -351 M |
| Current Liabilities | 1.73 B |
| Accounts Payable | 12.6 M |
| Short-Term Debt | 98.7 M |
| Other Current Liabilities | 1.62 B |
| Non-Current Liabilities | 1.99 B |
| Long-Term Debt | 0 |
| Other Non-Current Liabilities | 1.99 B |
EFFICIENCY
Earnings Waterfall
Norwood Financial Corp.
| Revenue | 51 M |
| Cost Of Revenue | 0 |
| Gross Profit | 51 M |
| Operating Expenses | 3.1 M |
| Operating Income | 47.9 M |
| Other Expenses | 48.1 M |
| Net Income | -160 K |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Norwood Financial Corp.
| Net Income | -160 K |
| Depreciation & Amortization | 1.38 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 721 K |
| Change in Working Capital | 0 |
| Others | 21 M |
| Free Cash Flow | 19.7 M |
Wall Street Analysts Price Targets
Norwood Financial Corp.
NWFL has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
1.28%
DIVIDEND YIELD
0.31 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Norwood Financial Corp.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
26.8 K USD 3
0-3 MONTHS
853 K USD 3
3-6 MONTHS
200 K USD 1
6-9 MONTHS
51.7 K USD 1
9-12 MONTHS
7. News
Norwood Financial Corp. (NWFL) Q1 Earnings Beat Estimates
Norwood Financial Corp. (NWFL) came out with quarterly earnings of $0.63 per share, beating the Zacks Consensus Estimate of $0.59 per share. This compares to earnings of $0.55 per share a year ago.
zacks.com
- 1 month ago
Norwood Financial Corp announces First Quarter 2025 Results
Quarterly Highlights: Fully diluted EPS of $0.63, a 14.5% increase over the same period in 2024 Return on assets rises to over 1.00%. Net interest margin increased 30 basis points vs.
globenewswire.com
- 1 month ago
Susan Campfield to Retire as Director of Norwood Financial Corp and Wayne Bank
HONESDALE, Pa., Feb. 18, 2025 (GLOBE NEWSWIRE) -- Susan Campfield has announced her retirement from the Board of Directors of Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, effective February 18, 2025.
globenewswire.com
- 3 months ago
Norwood Financial Corp announces Fourth Quarter and Full Year 2024 Results
Quarterly Highlights: Net interest margin increased 5 basis points vs. the prior quarter and 11 basis points over the prior year.
globenewswire.com
- 3 months ago
11 Upcoming Dividend Increases, Including A Dividend King
Hormel Foods extends its 52-year dividend streak with a 2.6% increase; the group averages a 5.9% increase, median 5.8%. My strategy focuses on buying, holding, and adding to companies with consistent dividend growth and outperforming benchmarks. I use data from the "U.S. Dividend Champions" spreadsheet and NASDAQ to identify companies with at least five years of dividend growth.
seekingalpha.com
- 4 months ago
Norwood Financial Corp Corrects Dividend Payment Date for Q4 Cash Dividend
HONESDALE, Pa., Dec. 19, 2024 (GLOBE NEWSWIRE) -- Norwood Financial Corp (NASDAQ Global Market - NWFL) announced today that the dividend payment date for the fourth quarter cash dividend is February 3, 2025, not February 1, 2025, as was announced yesterday.
globenewswire.com
- 5 months ago
Norwood Financial Corp Announces Cash Dividend
HONESDALE, Pa., Dec. 18, 2024 (GLOBE NEWSWIRE) -- James O.
globenewswire.com
- 5 months ago
Norwood Financial Corp Announces Pricing of Common Stock Offering
HONESDALE, Pa., Dec. 17, 2024 (GLOBE NEWSWIRE) -- Norwood Financial Corp (NASDAQ: NWFL) (“Norwood” or the “Company”) today announced the pricing of a public offering of 1,000,000 shares of its common stock, $0.10 par value (the “Common Stock”), at a public offering price of $26.00 per share, for aggregate gross proceeds of approximately $26 million.
globenewswire.com
- 5 months ago
Norwood Financial Corp Announces Launch of Common Stock Offering
HONESDALE, Pa., Dec. 17, 2024 (GLOBE NEWSWIRE) -- Norwood Financial Corp (NASDAQ: NWFL) (“Norwood” or the “Company”), parent company of Wayne Bank, announced today that it has launched an underwritten public offering of shares of its common stock.
globenewswire.com
- 5 months ago
Norwood Financial Corp Announces Third Quarter 2024 Results
Quarterly Highlights: Net interest margin increased 19 basis points vs. the prior quarter and 7 basis points over the prior year.
globenewswire.com
- 6 months ago
Norwood Financial Corp Announces Cash Dividend
HONESDALE, Pa., Oct. 08, 2024 (GLOBE NEWSWIRE) -- James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (NASDAQ Global Market - NWFL) and its subsidiary Wayne Bank, announced that the Board of Directors has declared a $0.30 per share cash dividend, which is payable November 1, 2024, to shareholders of record as of October 18, 2024. The $0.30 per share equals the per share dividend declared in the second quarter of 2024 and represents a 3.5% increase over the cash dividend declared in the third quarter of 2023.
globenewswire.com
- 7 months ago
Norwood Financial Corp Announces Second Quarter Earnings
HONESDALE, Pa., July 26, 2024 (GLOBE NEWSWIRE) -- James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, announced earnings for the three months ended June 30, 2024 of $4,213,000, which was $2,290,000 lower than the same three-month period of last year. The decrease includes a $717,000 decrease in net interest income, a $424,000 increase in total other income, a $506,000 increase in total other expense, and a $2,097,000 increase in the provision for credit losses. Earnings per share (fully diluted) were $0.52 in the three months ended June 30, 2024, compared to $0.81 in the same period of last year. The annualized return on average assets for the three months ended June 30, 2024, was 0.75%, while the annualized return on average tangible equity was 11.26%.
globenewswire.com
- 9 months ago
8. Profile
Summary
Norwood Financial Corp. NWFL
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 239 M
Dividend Yield
1.28%
Description
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits. It also provides various loans, such as commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, mobile payment, automated clearing house activity, real estate settlement, and Internet and mobile banking services. Further, it engages in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates fourteen offices in Northeastern Pennsylvania; and sixteen offices in Delaware, Sullivan, Ontario, Otsego, and Yates Counties, New York, as well as thirty-one automated teller machines. Norwood Financial Corp. was founded in 1870 and is headquartered in Honesdale, Pennsylvania.
Contact
717 Main Street, Honesdale, PA, 18431
https://wayne.bank
IPO
Date
March 4, 1998
Employees
264
Officers
Mr. John F. Carmody
Executive Vice President & Chief Credit Officer
Mr. Ryan J. French
Executive Vice President & Director of Human Resources
Mr. Joseph W. Adams
Senior Vice President & Director of Wealth Management
Mr. Vincent G. O'Bell
Executive Vice President & Chief Lending Officer
Ms. Tracie A. Young
Executive Vice President & Director of Risk
Mr. Joseph Mahon
Senior Vice President & Finger Lakes Commercial Loan Team Leader
Mr. James O. Donnelly
President, Chief Executive Officer & Director
Mr. Steven R. Daniels
Executive Vice President & Director of Consumer Banking
Mr. John Martin McCaffery Jr.
Executive Vice President & Chief Financial Officer
Ms. Nancy A. Hart
Senior Vice President, Controller & Director of Operations