Financial Services - Banks - Regional - NASDAQ - US
$ 13.725
1.29 %
$ 56.7 M
Market Cap
18.55
P/E
BayFirst Financial Corp. operates as the bank holding company for First Home Bank that provides commercial and consumer banking services for businesses and individuals. The company offers checking and savings accounts, and certificates of deposit. It also provides home loans, including residential mortgages, home equity loans, and home equity lines of credit; and business lending services comprising minority lending programs, PPP loan forgiveness services, SBA loans, and commercial lending services. In addition, the company offers treasury management, merchant, online, and investment services; and credit cards. As of January 26, 2022, it operated seven full-service office locations in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, Florida; and 23 mortgage loan production offices.[ Read More ]
The intrinsic value of one BAFN stock under the base case scenario is HIDDEN Compared to the current market price of 13.7 USD, BayFirst Financial Corp. is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart BAFN
FINANCIALS
0
REVENUE
-26.3 M
OPERATING INCOME
5.92 M
NET INCOME
455 M
OPERATING CASH FLOW
-641 M
INVESTING CASH FLOW
179 M
FINANCING CASH FLOW
30.3 M
REVENUE
1.54 M
OPERATING INCOME
-1.76 M
NET INCOME
-202 M
OPERATING CASH FLOW
301 M
INVESTING CASH FLOW
24 M
FINANCING CASH FLOW
Balance Sheet Decomposition
BayFirst Financial Corp.
| Current Assets | 58.4 M |
| Cash & Short-Term Investments | 58.4 M |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 1.06 B |
| Long-Term Investments | 155 M |
| PP&E | 41.3 M |
| Other Non-Current Assets | 866 M |
| Current Liabilities | 0 |
| Accounts Payable | 882 K |
| Short-Term Debt | 0 |
| Other Current Liabilities | -882 K |
| Non-Current Liabilities | 1.02 B |
| Long-Term Debt | 10.5 M |
| Other Non-Current Liabilities | 1.01 B |
EFFICIENCY
Earnings Waterfall
BayFirst Financial Corp.
| Revenue | 0 |
| Cost Of Revenue | 0 |
| Gross Profit | 0 |
| Operating Expenses | 78.8 M |
| Operating Income | -26.3 M |
| Other Expenses | -32.2 M |
| Net Income | 5.92 M |
RATIOS
0.00%
GROSS MARGIN
0.00%
OPERATING MARGIN
0.00%
NET MARGIN
5.66%
ROE
0.51%
ROA
-17.80%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
BayFirst Financial Corp.
| Net Income | 5.92 M |
| Depreciation & Amortization | 2.24 M |
| Capital Expenditures | -7.58 M |
| Stock-Based Compensation | 631 K |
| Change in Working Capital | -6.86 M |
| Others | 444 M |
| Free Cash Flow | 447 M |
Wall Street Analysts Price Targets
BayFirst Financial Corp.
BAFN has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.84%
DIVIDEND YIELD
0.08 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
BayFirst Financial Corp.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
13.4 K USD 4
3-6 MONTHS
1.4 K USD 1
6-9 MONTHS
3.9 K USD 5
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
3 months ago
Aug 02, 2024
|
Bought 1.29 K USD
|
Tudor Rhonda S
SVP, Chief Accounting Officer |
+ 100
|
12.86 USD |
|
3 months ago
Jul 31, 2024
|
Bought 1.29 K USD
|
McKim Scott Joseph
EVP, Chief Financial Officer |
+ 100
|
12.925 USD |
|
3 months ago
Jul 30, 2024
|
Bought 1.31 K USD
|
Zernick Thomas Gerard
CEO |
+ 100
|
13.1 USD |
|
3 months ago
Jul 30, 2024
|
Bought 1.3 K USD
|
Oliver Robin Leigh
President, COO |
+ 100
|
13 USD |
|
5 months ago
May 24, 2024
|
Bought 2.33 K USD
|
Zernick Thomas Gerard
CEO |
+ 200
|
11.65 USD |
|
5 months ago
May 24, 2024
|
Bought 5.9 K USD
|
Oliver Robin Leigh
President, COO |
+ 500
|
11.7925 USD |
|
8 months ago
Feb 29, 2024
|
Bought 1.4 K USD
|
Zernick Thomas Gerard
CEO |
+ 100
|
14 USD |
|
11 months ago
Dec 08, 2023
|
Bought 1.12 K USD
|
McKim Scott Joseph
EVP, Chief Financial Officer |
+ 100
|
11.19 USD |
|
11 months ago
Dec 05, 2023
|
Bought 1.73 K USD
|
Zernick Thomas Gerard
President |
+ 150
|
11.54 USD |
|
11 months ago
Nov 30, 2023
|
Bought 0 USD
|
Zipperian Barbara J
Director |
+ 3
|
0 USD |
|
11 months ago
Nov 30, 2023
|
Bought 0 USD
|
Spoor Bradly William
Director |
+ 25
|
0 USD |
|
11 months ago
Nov 30, 2023
|
Bought 0 USD
|
WuDunn Sheryl
Director |
+ 3
|
0 USD |
|
11 months ago
Nov 29, 2023
|
Bought 1.05 K USD
|
McKim Scott Joseph
EVP, Chief Financial Officer |
+ 100
|
10.5 USD |
|
1 year ago
Oct 31, 2023
|
Bought 0 USD
|
Berset Derek Steven
Director |
+ 100
|
0 USD |
|
1 year ago
Oct 31, 2023
|
Bought 0 USD
|
Saravanos Anthony
Director |
+ 10
|
0 USD |
|
1 year ago
Nov 01, 2023
|
Bought 522 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 50
|
10.45 USD |
|
1 year ago
Oct 31, 2023
|
Bought 1.5 K USD
|
Zernick Thomas Gerard
President |
+ 150
|
10 USD |
|
1 year ago
Oct 31, 2023
|
Bought 488 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 50
|
9.75 USD |
|
1 year ago
Oct 31, 2023
|
Bought 488 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 50
|
9.76 USD |
|
1 year ago
Oct 31, 2023
|
Bought 971 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 100
|
9.71 USD |
|
1 year ago
Oct 18, 2023
|
Bought 0 USD
|
Berset Mark S
Director |
+ 350
|
0 USD |
|
1 year ago
Oct 18, 2023
|
Bought 0 USD
|
Berset Mark S
Director |
+ 150
|
0 USD |
|
1 year ago
Oct 18, 2023
|
Bought 0 USD
|
Berset Mark S
Director |
+ 100
|
0 USD |
|
1 year ago
Sep 30, 2023
|
Bought 0 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 25
|
0 USD |
|
1 year ago
Sep 30, 2023
|
Bought 0 USD
|
Oliver Robin Leigh
EVP, COO |
+ 100
|
0 USD |
|
1 year ago
Sep 30, 2023
|
Bought 0 USD
|
McKim Scott Joseph
EVP, Chief Financial Officer |
+ 10
|
0 USD |
|
1 year ago
Sep 30, 2023
|
Bought 0 USD
|
Zernick Thomas Gerard
President |
+ 50
|
0 USD |
|
1 year ago
Sep 30, 2023
|
Bought 0 USD
|
Deloach Dennis Reppard III
Director |
+ 500
|
0 USD |
|
1 year ago
Sep 30, 2023
|
Bought 0 USD
|
Tudor Rhonda S
SVP, Chief Accounting Officer |
+ 25
|
0 USD |
|
1 year ago
Aug 03, 2023
|
Bought 363 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 25
|
14.52 USD |
|
1 year ago
Aug 03, 2023
|
Bought 725 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 50
|
14.5 USD |
|
1 year ago
Aug 03, 2023
|
Bought 700 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 50
|
14 USD |
|
1 year ago
Aug 02, 2023
|
Bought 1.45 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 100
|
14.52 USD |
|
1 year ago
Aug 02, 2023
|
Bought 724 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 50
|
14.47 USD |
|
1 year ago
Aug 01, 2023
|
Bought 725 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 50
|
14.5 USD |
|
1 year ago
Aug 01, 2023
|
Bought 356 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 25
|
14.23 USD |
|
1 year ago
Aug 01, 2023
|
Bought 734 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 50
|
14.69 USD |
|
1 year ago
Jun 20, 2023
|
Bought 1.08 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 80
|
13.55 USD |
|
1 year ago
Jun 16, 2023
|
Bought 1.33 K USD
|
Zernick Thomas Gerard
President |
+ 100
|
13.3073 USD |
|
1 year ago
Jun 14, 2023
|
Bought 57.3 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 4
|
14.32 USD |
|
1 year ago
Jun 14, 2023
|
Bought 457 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 32
|
14.29 USD |
|
1 year ago
May 24, 2023
|
Bought 294 USD
|
Saravanos Anthony
Director |
+ 20
|
14.68 USD |
|
1 year ago
May 23, 2023
|
Bought 294 USD
|
Saravanos Anthony
Director |
+ 20
|
14.7 USD |
|
1 year ago
May 19, 2023
|
Bought 294 USD
|
Saravanos Anthony
Director |
+ 20
|
14.7 USD |
|
1 year ago
May 18, 2023
|
Bought 724 USD
|
Zernick Thomas Gerard
President |
+ 50
|
14.47 USD |
|
1 year ago
May 18, 2023
|
Bought 299 USD
|
Saravanos Anthony
Director |
+ 20
|
14.97 USD |
|
1 year ago
May 17, 2023
|
Bought 296 USD
|
Saravanos Anthony
Director |
+ 20
|
14.82 USD |
|
1 year ago
May 02, 2023
|
Bought 4.32 K USD
|
Berset Mark S
Director |
+ 300
|
14.4 USD |
|
1 year ago
May 02, 2023
|
Bought 1.44 K USD
|
Zernick Thomas Gerard
President |
+ 100
|
14.4 USD |
|
1 year ago
May 02, 2023
|
Bought 1.59 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 110
|
14.47 USD |
|
1 year ago
Feb 06, 2023
|
Bought 1.89 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 100
|
18.94 USD |
|
1 year ago
Dec 14, 2022
|
Bought 4.77 K USD
|
Zernick Thomas Gerard
Executive Vice President |
+ 300
|
15.9 USD |
|
2 years ago
Nov 15, 2022
|
Bought 1.65 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 102
|
16.14 USD |
|
2 years ago
Aug 05, 2022
|
Bought 1.77 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 93
|
18.98 USD |
|
2 years ago
Jun 06, 2022
|
Bought 1.14 K USD
|
Saravanos Anthony
director: |
+ 70
|
16.3038 USD |
|
2 years ago
Jun 02, 2022
|
Bought 1.15 K USD
|
Saravanos Anthony
director: |
+ 70
|
16.495 USD |
|
2 years ago
May 31, 2022
|
Bought 1.15 K USD
|
Saravanos Anthony
director: |
+ 70
|
16.4615 USD |
|
2 years ago
May 27, 2022
|
Bought 1.14 K USD
|
Saravanos Anthony
director: |
+ 70
|
16.35 USD |
|
2 years ago
May 25, 2022
|
Bought 4.12 K USD
|
Deloach Dennis Reppard III
director: |
+ 254.6296
|
16.2 USD |
|
2 years ago
May 25, 2022
|
Bought 2.1 K USD
|
Harris Alexander Octavius
director: |
+ 129.6296
|
16.2 USD |
|
2 years ago
May 25, 2022
|
Bought 6.25 K USD
|
Berset Derek Steven
director: |
+ 385.8025
|
16.2 USD |
|
2 years ago
May 25, 2022
|
Bought 2.19 K USD
|
Winner Harold Jack
director: |
+ 135.0617
|
16.2 USD |
|
2 years ago
May 25, 2022
|
Bought 1.15 K USD
|
Saravanos Anthony
director: |
+ 70
|
16.4975 USD |
|
2 years ago
May 25, 2022
|
Bought 3 K USD
|
Berset Mark S
director: |
+ 185.1852
|
16.2 USD |
|
2 years ago
May 25, 2022
|
Bought 2.12 K USD
|
Zipperian Barbara J
director: |
+ 131.1728
|
16.2 USD |
|
2 years ago
May 25, 2022
|
Bought 1.15 K USD
|
Saravanos Anthony
director: |
+ 70
|
16.4685 USD |
|
2 years ago
May 24, 2022
|
Bought 1.14 K USD
|
Saravanos Anthony
director: |
+ 70
|
16.35 USD |
|
2 years ago
May 23, 2022
|
Bought 1.15 K USD
|
Saravanos Anthony
director: |
+ 70
|
16.4022 USD |
|
2 years ago
May 19, 2022
|
Bought 2.16 K USD
|
Helal Tarek
director: |
+ 133
|
16.26 USD |
|
2 years ago
May 13, 2022
|
Bought 1.64 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 100
|
16.42 USD |
|
2 years ago
May 09, 2022
|
Bought 16.5 K USD
|
Helal Tarek
director: |
+ 1000
|
16.4999 USD |
|
2 years ago
May 10, 2022
|
Bought 1.59 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 100
|
15.88 USD |
|
2 years ago
May 05, 2022
|
Bought 17.1 K USD
|
Helal Tarek
director: |
+ 1000
|
17.0897 USD |
|
2 years ago
May 06, 2022
|
Bought 2.01 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 115
|
17.5 USD |
|
2 years ago
Feb 14, 2022
|
Bought 4.92 K USD
|
Zernick Thomas Gerard
Executive Vice President |
+ 225
|
21.85 USD |
|
2 years ago
Feb 01, 2022
|
Bought 878 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 40
|
21.94 USD |
|
2 years ago
Feb 01, 2022
|
Bought 220 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 10
|
21.95 USD |
|
2 years ago
Feb 01, 2022
|
Bought 2.18 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 100
|
21.75 USD |
|
2 years ago
Jan 31, 2022
|
Bought 219 USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 10
|
21.9 USD |
|
2 years ago
Jan 31, 2022
|
Bought 1.98 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 90
|
21.99 USD |
|
2 years ago
Jan 31, 2022
|
Bought 6.59 K USD
|
Winner Harold Jack
Director |
+ 300
|
21.97 USD |
|
2 years ago
Dec 20, 2021
|
Bought 366 USD
|
Zernick Thomas Gerard
Executive Vice President |
+ 14.9812
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 1.12 K USD
|
Winner Harold Jack
Director |
+ 46.0795
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 1.49 K USD
|
Spoor Bradly William
Director |
+ 61.0508
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 3.33 K USD
|
Saravanos Anthony
Director |
+ 136.5803
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 267 USD
|
Luckey Matthew Mann
Executive Vice President |
+ 10.927
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 1.49 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 60.9545
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 81.5 USD
|
Jaber Brandi Nicole
Executive Vice President |
+ 3.3422
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 2.18 K USD
|
Houvardas Trifon
Director |
+ 89.3721
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 21.5 USD
|
Helal Tarek
Director |
+ 0.8803
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 1.98 K USD
|
Deloach Dennis Reppard III
Director |
+ 81.1869
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 3.75 K USD
|
Berset Derek Steven
Director |
+ 153.8627
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 8.06 K USD
|
Berset Mark S
Director |
+ 330.3648
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 1.47 K USD
|
Berset Mark S
Director |
+ 60.1193
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 394 USD
|
Berset Mark S
Director |
+ 16.1336
|
24.4 USD |
|
2 years ago
Dec 20, 2021
|
Bought 361 USD
|
Berset Mark S
Director |
+ 14.7803
|
24.4 USD |
|
2 years ago
Dec 14, 2021
|
Bought 24.7 K USD
|
Berset Derek Steven
Director |
+ 1000
|
24.7 USD |
|
3 years ago
Nov 18, 2021
|
Bought 520 USD
|
Spoor Bradly William
Director |
+ 20
|
26 USD |
|
2 years ago
Dec 03, 2021
|
Bought 5.18 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 225
|
23 USD |
|
2 years ago
Nov 22, 2021
|
Bought 2.5 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 100
|
25 USD |
|
2 years ago
Nov 19, 2021
|
Bought 5.2 K USD
|
Winner Harold Jack
Director |
+ 200
|
26 USD |
|
2 years ago
Nov 22, 2021
|
Bought 2.5 K USD
|
LEO ANTHONY N
Chief Executive Officer |
+ 100
|
25 USD |
7. News
BayFirst Financial Corp. Reports Third Quarter 2024 Results; Third Quarter Net Income Increased 31.3% Over Prior Quarter
ST. PETERSBURG, Fla., Oct. 24, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported net income of $1.1 million, or $0.18 per diluted common share, for the third quarter of 2024, an increase of 31.3% compared to $0.9 million, or $0.12 per diluted common share, in the second quarter of 2024.
globenewswire.com
- 3 weeks ago
BayFirst Financial Corp. Reports Second Quarter 2024 Results; Highlighted by Improved Operating Efficiencies and Lower Net Charge-Offs
ST. PETERSBURG, Fla., July 25, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported net income of $0.9 million, or $0.12 per diluted common share, for the second quarter of 2024, an increase of 5.1% compared to $0.8 million, or $0.11 per diluted common share, in the first quarter of 2024. Net income increased due to higher net interest income and lower provision for credit losses and compensation expense, partially offset by lower gain on sale of government guaranteed loans resulting from a decrease in balance of loans sold.
globenewswire.com
- 3 months ago
BayFirst Announces Second Quarter 2024 Conference Call and Webcast
ST. PETERSBURG, Fla., June 28, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced that it will report its second quarter results after the market close on Thursday, July 25, 2024. Management will host a conference call on Friday, July 26, 2024, at 9:00 a.m. ET to discuss the results. The call will also be broadcast live via the internet.
globenewswire.com
- 4 months ago
BayFirst Financial Corp. Reports First Quarter 2024 Results; Highlighted by Strong Loan and Deposit Growth with Higher Provision for Credit Losses
ST. PETERSBURG, Fla., April 25, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported net income of $0.8 million, or $0.11 per diluted common share, for the first quarter of 2024, compared to $1.7 million, or $0.32 per diluted common share, in the fourth quarter of 2023. Net income decreased due to two primary factors: higher provision for credit losses of $1.4 million, coupled with weaker Core SBA 7(a) loan production ($350 thousand to $5 million loan size) attributed to the continued higher interest rate environment negatively impacting loan demand.
globenewswire.com
- 6 months ago
BayFirst Financial Corp. Announces First Quarter 2024 Conference Call and Webcast
ST. PETERSBURG, Fla., March 28, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced that it will report its first quarter results after the market close on Thursday, April 25, 2024. Management will host a conference call on Friday, April 26, 2024, at 9:00 a.m. ET to discuss the results. The call will also be broadcast live via the internet.
globenewswire.com
- 7 months ago
BayFirst Financial Corp. Reports Fourth Quarter 2023 Results; Highlighted by Net Interest Margin Expansion and Strong SBA Loan Originations
ST. PETERSBURG, Fla., Jan. 25, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported net income of $1.7 million, or $0.32 per diluted common share, for the fourth quarter of 2023 compared to $1.9 million, or $0.41 per diluted common share, in the third quarter of 2023. Net income from continuing operations was $1.7 million for the fourth quarter of 2023, compared to net income from continuing operations of $2.0 million in the third quarter of 2023 and $2.1 million in the fourth quarter of 2022.
globenewswire.com
- 9 months ago
BayFirst Financial Corp. Appoints Thomas G. Zernick as CEO and Names Robin Oliver as President, Effective January 1, 2024
ST. PETERSBURG, Fla., Jan. 02, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced that its Board of Directors appointed Thomas Zernick as chief executive officer and named Robin Oliver president and chief operating officer, effective January 1, 2024. As previously announced, retiring Chief Executive Officer Anthony N. Leo will remain a director of the Company and will also serve as a part-time consultant for strategic matters.
globenewswire.com
- 10 months ago
BayFirst Financial Corp. Announces Fourth Quarter 2023 Conference Call and Webcast
ST. PETERSBURG, Fla., Dec. 29, 2023 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced that it will report its fourth quarter results after the market close on Thursday, January 25, 2024. Management will host a conference call on Friday, January 26, 2024, at 9:00 a.m. ET to discuss the results. The call will also be broadcast live via the internet.
globenewswire.com
- 10 months ago
BayFirst Financial Corp. Reports Third Quarter 2023 Results; Highlighted by Third Consecutive Quarter of Earnings Growth and Continued Core Loan and Deposit Growth
ST. PETERSBURG, Fla., Oct. 26, 2023 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported net income of $1.9 million, or $0.41 per diluted common share, for the third quarter of 2023 compared to $1.4 million, or $0.29 per diluted common share, in the second quarter of 2023. Net income from continuing operations was $2.0 million for the third quarter of 2023, compared to net income from continuing operations of $1.4 million in the second quarter of 2023 and $3.1 million in the third quarter of 2022.
globenewswire.com
- 1 year ago
BayFirst Announces Third Quarter 2023 Conference Call and Webcast
ST. PETERSBURG, Fla., Sept. 29, 2023 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced that it will report its third quarter results after the market close on Thursday, October 26, 2023. Management will host a conference call on Friday, October 27, 2023, at 9:00 a.m. EDT to discuss the results. The call will also be broadcast live via the internet.
globenewswire.com
- 1 year ago
BayFirst Financial Corp. Reports Second Quarter 2023 Results; Highlighted by Continued Core Bank Growth and a Stable Net Interest Margin
ST. PETERSBURG, Fla., July 27, 2023 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported net income of $1.4 million, or $0.29 per diluted common share, for the second quarter of 2023 compared to $0.7 million, or $0.13 per diluted common share, in the first quarter of 2023. Net income from continuing operations was $1.4 million for the second quarter of 2023, compared to net income from continuing operations of $0.9 million in the first quarter of 2023 and $0.4 million in the second quarter of 2022.
globenewswire.com
- 1 year ago
BayFirst Financial Corp. Names Scott J. McKim Next Chief Financial Officer at BayFirst National Bank
ST. PETERSBURG, Fla., July 25, 2023 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN), announced today the appointment of Scott J. McKim as Executive Vice President and Chief Financial Officer (CFO) of BayFirst Financial Corp. and its wholly owned subsidiary, St. Petersburg, Fla.-based BayFirst National Bank.
globenewswire.com
- 1 year ago
8. Profile Summary
BayFirst Financial Corp. BAFN
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 56.7 M
Dividend Yield
0.84%
Description
BayFirst Financial Corp. operates as the bank holding company for First Home Bank that provides commercial and consumer banking services for businesses and individuals. The company offers checking and savings accounts, and certificates of deposit. It also provides home loans, including residential mortgages, home equity loans, and home equity lines of credit; and business lending services comprising minority lending programs, PPP loan forgiveness services, SBA loans, and commercial lending services. In addition, the company offers treasury management, merchant, online, and investment services; and credit cards. As of January 26, 2022, it operated seven full-service office locations in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, Florida; and 23 mortgage loan production offices. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida.
Contact
700 Central Avenue, Saint Petersburg, FL, 33701
https://www.firsthomebank.com
IPO Date
Jan. 8, 2021
Employees
295
Officers
Ms. Robin L. Oliver
President & Chief Operating Officer
Mr. Scott J. McKim
Executive Vice President & Chief Financial Officer
Mr. Lewis O. Benner Jr.
Executive Vice President & Chief Credit Officer
Ms. Brandi Nicole Jaber
President of Residential Mortgage Division
Ms. Rhonda S. Tudor CPA
Chief Accounting Officer
Mr. Thomas G. Zernick
Chief Executive Officer & Director
Mr. Thomas G. Quale
Executive Vice President, Market President & Chief Lending Officer
Mr. John A. Macaluso
Executive Vice President & Chief Technology Officer