image
The Bank of Princeton BPRN
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 37.46
-1.68 %
$ 258 M
Market Cap
21.78
P/E
1. INTRINSIC VALUE

The Bank of Princeton provides various banking products and services. It accepts various deposit products, including checking, savings, attorney trust, and money market accounts, as well as certificates of deposit. The company also offers various loan products comprising commercial real estate and multi-family, commercial and industrial, construction, residential first-lien mortgage, paycheck protection program, home equity, and consumer loans. In addition, it provides debit and credit cards, and money orders, direct deposit, automated teller machines, cashier's checks, safe deposit boxes, wire transfers, night depository, remote deposit capture, debit cards, bank-by-mail, online, and automated telephone banking services, as well as payroll-related services and merchant credit card processing services.[ Read More ]

The intrinsic value of one BPRN stock under the base case scenario is HIDDEN Compared to the current market price of 37.5 USD, The Bank of Princeton is HIDDEN

BPRN Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart BPRN

image
FINANCIALS
69.3 M REVENUE
-4.95%
Growth Rates
1Year -4.95%
3Years 8.92%
5Years 9.96%
7Years 8.17%
10Years 8.81%
36 M OPERATING INCOME
-10.19%
Growth Rates
1Year -10.19%
3Years 27.66%
5Years 2.98%
7Years 11.97%
10Years 11.99%
25.8 M NET INCOME
-2.75%
Growth Rates
1Year -2.75%
3Years 23.12%
5Years 11.87%
7Years 11.74%
10Years 11.34%
23.1 M OPERATING CASH FLOW
-3.65%
Growth Rates
1Year -3.65%
3Years 8.50%
5Years 6.31%
7Years 7.89%
10Years 12.44%
-5.76 M INVESTING CASH FLOW
78.23%
Growth Rates
1Year 78.23%
3Years 65.50%
5Years 44.42%
7Years 18.00%
10Years 25.75%
79.9 M FINANCING CASH FLOW
177.61%
Growth Rates
1Year 177.61%
3Years -14.33%
5Years 17.83%
7Years 104.17%
10Years -3.04%
33.9 M REVENUE
7.52%
Growth Rates
1Year -4.95%
3Years 8.92%
5Years 9.96%
7Years 8.17%
10Years 8.81%
2.22 M OPERATING INCOME
-66.08%
Growth Rates
1Year -10.19%
3Years 27.66%
5Years 2.98%
7Years 11.97%
10Years 11.99%
-4.46 M NET INCOME
-86.93%
Growth Rates
1Year -2.75%
3Years 23.12%
5Years 11.87%
7Years 11.74%
10Years 11.34%
1.15 M OPERATING CASH FLOW
-73.12%
Growth Rates
1Year -3.65%
3Years 8.50%
5Years 6.31%
7Years 7.89%
10Years 12.44%
-14.3 M INVESTING CASH FLOW
15.35%
Growth Rates
1Year 78.23%
3Years 65.50%
5Years 44.42%
7Years 18.00%
10Years 25.75%
62.3 M FINANCING CASH FLOW
867.29%
Growth Rates
1Year 177.61%
3Years -14.33%
5Years 17.83%
7Years 104.17%
10Years -3.04%
Balance Sheet Decomposition The Bank of Princeton
image
Current Assets 151 M
Cash & Short-Term Investments 151 M
Receivables 0
Other Current Assets 0
Non-Current Assets 1.77 B
Long-Term Investments 99.8 M
PP&E 37.9 M
Other Non-Current Assets 1.63 B
Current Liabilities 1.41 B
Accounts Payable 9.16 M
Short-Term Debt 24.3 M
Other Current Liabilities 1.38 B
Non-Current Liabilities 1.68 B
Long-Term Debt 24.3 M
Other Non-Current Liabilities 1.65 B
EFFICIENCY
Earnings Waterfall The Bank of Princeton
image
Revenue 69.3 M
Cost Of Revenue 0
Gross Profit 69.3 M
Operating Expenses 72.4 M
Operating Income 36 M
Other Expenses 10.2 M
Net Income 25.8 M
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 100.00%
10Years 97.93%
51.88% OPERATING MARGIN
51.88%
Averages
1Year 51.88%
3Years 50.06%
5Years 41.97%
7Years 48.34%
10Years 45.68%
37.16% NET MARGIN
37.16%
Averages
1Year 37.16%
3Years 35.64%
5Years 31.05%
7Years 30.80%
10Years 29.97%
10.73% ROE
10.73%
Averages
1Year 10.73%
3Years 11.06%
5Years 8.99%
7Years 8.50%
10Years 9.44%
1.34% ROA
1.34%
Averages
1Year 1.34%
3Years 1.44%
5Years 1.18%
7Years 1.14%
10Years 1.12%
11.55% ROIC
11.55%
Averages
1Year 11.55%
3Years 12.04%
5Years 9.58%
7Years 9.87%
10Years 10.15%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis The Bank of Princeton
image
Net Income 25.8 M
Depreciation & Amortization 1.98 M
Capital Expenditures -1.71 M
Stock-Based Compensation 807 K
Change in Working Capital 5.27 M
Others -10.9 M
Free Cash Flow 21.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets The Bank of Princeton
image
BPRN has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.77% DIVIDEND YIELD
0.3 USD DIVIDEND PER SHARE
5. COMPETITION

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras.

image
155 USD
OVLY
Undervalued 419.32%

Oconee Federal Financial Corp. operates as a holding company for Oconee Federal Savings and Loan Association that provides various banking products and services in the Oconee County area of northwestern South Carolina and the northeast area of Georgia.

image
42.2 USD
OFED
Undervalued 212.50%

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers.

image
60.9 USD
BSVN
Undervalued 30.87%

Cullman Bancorp, Inc. operates as the holding company for Cullman Savings Bank that provides various banking products and services. It offers checking, savings, and individual retirement accounts, as well as certificates of deposit accounts.

image
8.08 USD
CULL
Overvalued 16.77%

Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations.

image
9.74 USD
HFBL
Overvalued 20.62%

First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals.

image
21.2 USD
FCCO
Overvalued 12.55%

First Financial Northwest, Inc. operates as the bank holding company for First Financial Northwest Bank that provides commercial banking services in Washington.

image
0.673 USD
FFNW
Overvalued 96.96%

ESSA Bancorp, Inc. operates as a bank holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania.

image
47.4 USD
ESSA
Undervalued 134.63%

FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches.

image
105 USD
FSBW
Undervalued 126.69%
6. Ownership
Insider Ownership The Bank of Princeton
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
399 K USD 3
6-9 MONTHS
7.96 K USD 1
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
504 K USD 1
3-6 MONTHS
840 K USD 1
6-9 MONTHS
892 K USD 1
9-12 MONTHS
Date Value Insider Amount Avg Price
3 months ago
Aug 15, 2024
Sell 70.2 K USD
Adkins Stephanie
Chief Lending Officer
- 2000
 35.1 USD
3 months ago
Jul 30, 2024
Sell 262 K USD
Distler Stephen
Director
- 7000
 37.46 USD
3 months ago
Jul 30, 2024
Bought 262 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 7000
 37.46 USD
3 months ago
Jul 30, 2024
Sell 38 K USD
Ridolfi Robert N.
Director
- 1000
 38 USD
5 months ago
Jun 06, 2024
Bought 38.5 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1284
 30 USD
5 months ago
Jun 04, 2024
Bought 30.9 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1022
 30.247 USD
5 months ago
May 29, 2024
Bought 30.2 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 30.25 USD
5 months ago
May 28, 2024
Sell 28.6 K USD
Adkins Stephanie
Chief Lending Officer
- 947
 30.25 USD
5 months ago
May 24, 2024
Bought 44 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1442
 30.5 USD
5 months ago
May 23, 2024
Bought 30.6 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 30.55 USD
5 months ago
May 22, 2024
Bought 36.5 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1187
 30.7106 USD
5 months ago
May 21, 2024
Bought 31 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 31 USD
6 months ago
May 14, 2024
Sell 7.96 K USD
Adkins Stephanie
Chief Lending Officer
- 265
 30.0482 USD
6 months ago
May 08, 2024
Bought 30 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 29.95 USD
6 months ago
May 01, 2024
Bought 3.08 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 105
 29.3464 USD
6 months ago
Apr 30, 2024
Bought 58.8 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 2000
 29.425 USD
8 months ago
Mar 15, 2024
Bought 298 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 10000
 29.75 USD
8 months ago
Mar 15, 2024
Bought 149 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 5000
 29.744 USD
8 months ago
Mar 12, 2024
Bought 95 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 3168
 29.9873 USD
8 months ago
Feb 21, 2024
Bought 43.7 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1377
 31.7357 USD
8 months ago
Feb 20, 2024
Bought 5.5 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 172
 32 USD
9 months ago
Feb 14, 2024
Bought 315 USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 10
 31.5 USD
9 months ago
Feb 13, 2024
Bought 158 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 5004
 31.5174 USD
9 months ago
Feb 09, 2024
Bought 62.9 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 2000
 31.45 USD
9 months ago
Feb 08, 2024
Bought 31.2 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 31.25 USD
9 months ago
Feb 07, 2024
Bought 1.23 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 40
 30.65 USD
9 months ago
Feb 06, 2024
Bought 64.2 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 2000
 32.1058 USD
9 months ago
Feb 05, 2024
Bought 129 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 4000
 32.1335 USD
9 months ago
Feb 06, 2024
Bought 288 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 9000
 31.9989 USD
9 months ago
Feb 05, 2024
Bought 128 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 4000
 32.1 USD
9 months ago
Feb 02, 2024
Bought 32 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 32.044 USD
9 months ago
Feb 02, 2024
Bought 90.4 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 2804
 32.2282 USD
9 months ago
Feb 01, 2024
Bought 65.5 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 2047
 31.9978 USD
1 year ago
Jun 14, 2023
Sell 66.8 K USD
Adkins Stephanie
Chief Lending Officer
- 2200
 30.3456 USD
1 year ago
Jun 12, 2023
Sell 105 K USD
Giacin Judith A.
Director
- 3500
 29.919 USD
1 year ago
May 23, 2023
Bought 15.5 K USD
Gillespie Richard J.
Director
+ 633
 24.5 USD
1 year ago
May 15, 2023
Bought 24.4 K USD
Gillespie Richard J.
Director
+ 1000
 24.3838 USD
1 year ago
May 15, 2023
Bought 6.82 K USD
Gillespie Richard J.
Director
+ 280
 24.3743 USD
1 year ago
May 11, 2023
Bought 49 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 2000
 24.5 USD
1 year ago
May 04, 2023
Bought 14 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 539
 25.95 USD
1 year ago
May 04, 2023
Bought 26.2 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 26.2 USD
1 year ago
May 03, 2023
Bought 24.1 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 900
 26.75 USD
1 year ago
May 03, 2023
Bought 2.69 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 100
 26.94 USD
1 year ago
May 03, 2023
Bought 27 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 26.9887 USD
1 year ago
May 03, 2023
Bought 54.5 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 2000
 27.25 USD
1 year ago
Apr 26, 2023
Bought 29.5 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 29.5 USD
1 year ago
Apr 25, 2023
Bought 30.2 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 30.15 USD
1 year ago
Apr 25, 2023
Bought 30.4 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 30.45 USD
1 year ago
Apr 25, 2023
Bought 30.9 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 30.9497 USD
1 year ago
Apr 25, 2023
Bought 31.4 K USD
TUCHMAN MARTIN
director, 10 percent owner:
+ 1000
 31.4194 USD
1 year ago
Mar 15, 2023
Bought 31.6 K USD
Gillespie Richard J.
Director
+ 999
 31.6486 USD
1 year ago
Mar 15, 2023
Bought 31.5 K USD
TUCHMAN MARTIN
Director
+ 1000
 31.5 USD
1 year ago
Mar 15, 2023
Bought 31.7 K USD
TUCHMAN MARTIN
Director
+ 1000
 31.7 USD
1 year ago
Mar 14, 2023
Bought 2.4 K USD
TUCHMAN MARTIN
Director
+ 75
 32 USD
1 year ago
Mar 13, 2023
Bought 31.5 USD
Gillespie Richard J.
Director
+ 1
 31.51 USD
1 year ago
Mar 10, 2023
Bought 268 USD
TUCHMAN MARTIN
Director
+ 8
 33.5 USD
1 year ago
Mar 10, 2023
Bought 9.61 K USD
TUCHMAN MARTIN
Director
+ 288
 33.366 USD
1 year ago
Mar 09, 2023
Bought 33.9 K USD
TUCHMAN MARTIN
Director
+ 1000
 33.9 USD
7. News
Princeton Bancorp (BPRN) Q3 Earnings Meet Estimates Princeton Bancorp (BPRN) came out with quarterly earnings of $0.63 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $1.02 per share a year ago. zacks.com - 2 weeks ago
Princeton Bancorp Announces Third Quarter 2024 Results PRINCETON, N.J. , Oct. 29, 2024 /PRNewswire/ -- Princeton Bancorp, Inc. (the "Company") (NASDAQ - BPRN), the bank holding company for The Bank of Princeton (the "Bank"), today reported its unaudited financial condition and results of operations at and for the quarter and nine-months ended September 30, 2024. prnewswire.com - 2 weeks ago
Best Momentum Stock to Buy for September 19th PAM, UI and BPRN made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 19, 2024. zacks.com - 1 month ago
Best Income Stocks to Buy for September 19th FMNB, BPRN and LYTS made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 19, 2024. zacks.com - 1 month ago
Best Income Stocks to Buy for September 13th BANF, ALX and BPRN made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 13, 2024. zacks.com - 2 months ago
Princeton Bancorp (BPRN) May Find a Bottom Soon, Here's Why You Should Buy the Stock Now After losing some value lately, a hammer chart pattern has been formed for Princeton Bancorp (BPRN), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term. zacks.com - 2 months ago
Princeton Bancorp (BPRN) Upgraded to Strong Buy: Here's What You Should Know Princeton Bancorp (BPRN) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy). zacks.com - 2 months ago
Princeton Bancorp (BPRN) Q2 Earnings and Revenues Top Estimates Princeton Bancorp (BPRN) came out with quarterly earnings of $0.80 per share, beating the Zacks Consensus Estimate of $0.69 per share. This compares to earnings of $0.72 per share a year ago. zacks.com - 3 months ago
Princeton Bancorp Announces Second Quarter 2024 Results and Approvals of Pending Acquisition PRINCETON, N.J. , July 25, 2024 /PRNewswire/ -- Princeton Bancorp, Inc. (the "Company") (NASDAQ - BPRN), the bank holding company for The Bank of Princeton (the "Bank"), today reported its unaudited financial condition and results of operations at and for the quarter ended June 30, 2024. prnewswire.com - 3 months ago
All You Need to Know About Princeton Bancorp (BPRN) Rating Upgrade to Strong Buy Princeton Bancorp (BPRN) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy). zacks.com - 4 months ago
Best Income Stocks to Buy for June 21st ING and BPRN made it to the Zacks Rank #1 (Strong Buy) income stocks list on June 21, 2024. zacks.com - 4 months ago
Princeton Bancorp (BPRN) Upgraded to Buy: What Does It Mean for the Stock? Princeton Bancorp (BPRN) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 6 months ago
8. Profile Summary

The Bank of Princeton BPRN

image
COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 258 M
Dividend Yield 0.77%
Description The Bank of Princeton provides various banking products and services. It accepts various deposit products, including checking, savings, attorney trust, and money market accounts, as well as certificates of deposit. The company also offers various loan products comprising commercial real estate and multi-family, commercial and industrial, construction, residential first-lien mortgage, paycheck protection program, home equity, and consumer loans. In addition, it provides debit and credit cards, and money orders, direct deposit, automated teller machines, cashier's checks, safe deposit boxes, wire transfers, night depository, remote deposit capture, debit cards, bank-by-mail, online, and automated telephone banking services, as well as payroll-related services and merchant credit card processing services. Further, the company offers full on-line statements, on-line bill payment, account inquiries, transaction histories and details, and account-to-account transfer services. The company operates 21 branches in Princeton, including parts of Mercer, Somerset, Hunterdon, Ocean, Burlington, Camden, Gloucester, and Middlesex Counties in central New Jersey, as well as in additional areas in portions of Philadelphia, Montgomery, and Bucks counties in Pennsylvania. The Bank of Princeton was incorporated in 2007 and is headquartered in Princeton, New Jersey.
Contact 183 Bayard Lane, Princeton, NJ, 08540 https://www.thebankofprinceton.com
IPO Date May 31, 2017
Employees 206
Officers Mr. Daniel J. O'Donnell Esq., J.D. Executive Vice President, Chief Operating Officer, General Counsel & Assistant Secretary Mr. Matthew T. Clark Executive Vice President & Chief Information Officer Ms. Anna Maria Potter-Miller MA Senior Vice President of Human Resources Mr. Jeffrey T. Hanuscin Senior Vice President of Finance, Treasurer & Chief Accounting Officer Ms. Kris Muse Senior Vice President of Commercial Lenders Mr. Robert N. Ridolfi J.D. Secretary & Independent Director Ms. Karen D. Pfeifer CRCM Senior Vice President of Compliance & Operations Mr. Edward J. Dietzler President, Chief Executive Officer & Director Mr. George Stephen Rapp CPA Executive Vice President & Chief Financial Officer Ms. Stephanie M. Adkins Executive Vice President & Chief Lending Officer