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The Bank of Princeton BPRN
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 29.12
0 %
$ 201 M
Market Cap
18.35
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one BPRN stock under the worst case scenario is HIDDEN Compared to the current market price of 29.1 USD, The Bank of Princeton is HIDDEN

BPRN Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one BPRN stock under the base case scenario is HIDDEN Compared to the current market price of 29.1 USD, The Bank of Princeton is HIDDEN

BPRN Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one BPRN stock under the best case scenario is HIDDEN Compared to the current market price of 29.1 USD, The Bank of Princeton is HIDDEN

BPRN Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart BPRN

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1M -6%
6M -22%
1Y --%
3Y 8%
5Y 72%
All
$40.0$40.0$38.0$38.0$36.0$36.0$34.0$34.0$32.0$32.0$30.0$30.0$28.0$28.0$26.0$26.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
123 M REVENUE
77.33%
Growth Rates
1Year 77.33%
3Years 22.27%
5Years 22.35%
7Years 16.60%
10Years 13.53%
120 M OPERATING INCOME
291.55%
Growth Rates
1Year 291.55%
3Years 60.08%
5Years 57.63%
7Years 26.04%
10Years 24.20%
10.2 M NET INCOME
-60.25%
Growth Rates
1Year -60.25%
3Years -23.06%
5Years 0.20%
7Years -1.03%
10Years 1.30%
14.7 M OPERATING CASH FLOW
-36.27%
Growth Rates
1Year -36.27%
3Years 4.51%
5Years -2.90%
7Years 2.02%
10Years 2.48%
-146 M INVESTING CASH FLOW
-2440.56%
Growth Rates
1Year -2440.56%
3Years -248.40%
5Years -41.15%
7Years -3.77%
10Years -7.70%
106 M FINANCING CASH FLOW
32.89%
Growth Rates
1Year 32.89%
3Years 17.84%
5Years 111.31%
7Years -5.97%
10Years 5.41%
20 M REVENUE
37.56%
Growth Rates
1Year 77.33%
3Years 22.27%
5Years 22.35%
7Years 16.60%
10Years 13.53%
0 OPERATING INCOME
100.00%
Growth Rates
1Year 291.55%
3Years 60.08%
5Years 57.63%
7Years 26.04%
10Years 24.20%
5.23 M NET INCOME
217.30%
Growth Rates
1Year -60.25%
3Years -23.06%
5Years 0.20%
7Years -1.03%
10Years 1.30%
4.41 M OPERATING CASH FLOW
273.43%
Growth Rates
1Year -36.27%
3Years 4.51%
5Years -2.90%
7Years 2.02%
10Years 2.48%
-52.8 M INVESTING CASH FLOW
-56.71%
Growth Rates
1Year -2440.56%
3Years -248.40%
5Years -41.15%
7Years -3.77%
10Years -7.70%
-15.3 M FINANCING CASH FLOW
-24.52%
Growth Rates
1Year 32.89%
3Years 17.84%
5Years 111.31%
7Years -5.97%
10Years 5.41%
Balance Sheet The Bank of Princeton
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Current Assets 2.09 B
Cash & Short-Term Investments 264 M
Receivables 1.83 B
Other Current Assets 0
Non-Current Assets 57.7 M
Long-Term Investments 0
PP&E 39.7 M
Other Non-Current Assets 18 M
12.29 %85.02 %Total Assets$2.1b
Current Liabilities 38.3 M
Accounts Payable 15.4 M
Short-Term Debt 22.9 M
Other Current Liabilities 0
Non-Current Liabilities 2.06 B
Long-Term Debt 0
Other Non-Current Liabilities 2.06 B
98.17 %Total Liabilities$2.1b
EFFICIENCY
Earnings Waterfall The Bank of Princeton
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Revenue 123 M
Cost Of Revenue 0
Gross Profit 123 M
Operating Expenses 3.2 M
Operating Income 120 M
Other Expenses 109 M
Net Income 10.2 M
140m140m120m120m100m100m80m80m60m60m40m40m20m20m00123m0123m(3m)120m(109m)10mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 100.00%
10Years 100.00%
97.39% OPERATING MARGIN
97.39%
Averages
1Year 97.39%
3Years 65.47%
5Years 54.41%
7Years 53.07%
10Years 50.67%
8.33% NET MARGIN
8.33%
Averages
1Year 8.33%
3Years 27.27%
5Years 28.19%
7Years 28.24%
10Years 28.20%
3.91% ROE
3.91%
Averages
1Year 3.91%
3Years 8.90%
5Years 8.74%
7Years 8.12%
10Years 8.69%
0.44% ROA
0.44%
Averages
1Year 0.44%
3Years 1.15%
5Years 1.13%
7Years 1.07%
10Years 1.07%
4.49% ROIC
4.49%
Averages
1Year 4.49%
3Years 3.91%
5Years 5.09%
7Years 5.43%
10Years 5.13%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis The Bank of Princeton
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25m25m20m20m15m15m10m10m5m5m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 10.2 M
Depreciation & Amortization 1.98 M
Capital Expenditures 0
Stock-Based Compensation 1.01 M
Change in Working Capital 2.4 M
Others -1.64 M
Free Cash Flow 14.7 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets The Bank of Princeton
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BPRN has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.88% DIVIDEND YIELD
0.3 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.401.401.201.201.001.000.800.800.600.600.400.400.200.200.000.000.10.120.250.30.30.30.10.180.250.30.30.10.180.250.30.30.120.10.400.10.580.180.930.251.150.31.200.30.600.002018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership The Bank of Princeton
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Sold
0-3 MONTHS
758 K USD 2
3-6 MONTHS
9.36 K USD 1
6-9 MONTHS
370 K USD 3
9-12 MONTHS
36.6 K USD 1
Bought
720 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
262 K USD 1
6-9 MONTHS
334 K USD 1
9-12 MONTHS
7. News
Princeton Bancorp (BPRN) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates Although the revenue and EPS for Princeton Bancorp (BPRN) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 3 months ago
Princeton Bancorp (BPRN) Misses Q4 Earnings and Revenue Estimates Princeton Bancorp (BPRN) came out with quarterly earnings of $0.75 per share, missing the Zacks Consensus Estimate of $0.86 per share. This compares to earnings of $0.82 per share a year ago. zacks.com - 3 months ago
Princeton Bancorp Announces YTD & Fourth Quarter 2024 Results PRINCETON, N.J. , Jan. 28, 2025 /PRNewswire/ -- Princeton Bancorp, Inc. (the "Company") (NASDAQ - BPRN), the bank holding company for The Bank of Princeton (the "Bank"), today reported its unaudited financial condition and results of operations at and for the quarter and twelve-months ended December 31, 2024. prnewswire.com - 3 months ago
Princeton Bancorp Announces: Brian Schoener Joins The Bank of Princeton as Vice President, Commercial Loan Officer PRINCETON, N.J. , Jan. 8, 2025 /PRNewswire/ -- Princeton Bancorp, Inc. (NASDAQ: BPRN), the bank holding company for The Bank of Princeton (the "Bank"), announced today that Brian Schoener has joined the Bank as Vice President, Commercial Loan Officer for the Mercer County Region. prnewswire.com - 3 months ago
Princeton Bancorp (BPRN) Upgraded to Strong Buy: Here's Why Princeton Bancorp (BPRN) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 4 months ago
Best Income Stocks to Buy for December 12th PINE, PINC and BPRN made it to the Zacks Rank #1 (Strong Buy) income stocks list on December 12, 2024. zacks.com - 4 months ago
Best Income Stocks to Buy for December 4th BPRN made it to the Zacks Rank #1 (Strong Buy) income stocks list on December 4, 2024. zacks.com - 4 months ago
Princeton Bancorp (BPRN) Q3 Earnings Meet Estimates Princeton Bancorp (BPRN) came out with quarterly earnings of $0.63 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $1.02 per share a year ago. zacks.com - 6 months ago
Princeton Bancorp Announces Third Quarter 2024 Results PRINCETON, N.J. , Oct. 29, 2024 /PRNewswire/ -- Princeton Bancorp, Inc. (the "Company") (NASDAQ - BPRN), the bank holding company for The Bank of Princeton (the "Bank"), today reported its unaudited financial condition and results of operations at and for the quarter and nine-months ended September 30, 2024. prnewswire.com - 6 months ago
Best Momentum Stock to Buy for September 19th PAM, UI and BPRN made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 19, 2024. zacks.com - 7 months ago
Best Income Stocks to Buy for September 19th FMNB, BPRN and LYTS made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 19, 2024. zacks.com - 7 months ago
Best Income Stocks to Buy for September 13th BANF, ALX and BPRN made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 13, 2024. zacks.com - 7 months ago
8. Profile Summary

The Bank of Princeton BPRN

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 201 M
Dividend Yield 0.88%
Description The Bank of Princeton provides various banking products and services. It accepts various deposit products, including checking, savings, attorney trust, and money market accounts, as well as certificates of deposit. The company also offers various loan products comprising commercial real estate and multi-family, commercial and industrial, construction, residential first-lien mortgage, paycheck protection program, home equity, and consumer loans. In addition, it provides debit and credit cards, and money orders, direct deposit, automated teller machines, cashier's checks, safe deposit boxes, wire transfers, night depository, remote deposit capture, debit cards, bank-by-mail, online, and automated telephone banking services, as well as payroll-related services and merchant credit card processing services. Further, the company offers full on-line statements, on-line bill payment, account inquiries, transaction histories and details, and account-to-account transfer services. The company operates 21 branches in Princeton, including parts of Mercer, Somerset, Hunterdon, Ocean, Burlington, Camden, Gloucester, and Middlesex Counties in central New Jersey, as well as in additional areas in portions of Philadelphia, Montgomery, and Bucks counties in Pennsylvania. The Bank of Princeton was incorporated in 2007 and is headquartered in Princeton, New Jersey.
Contact 183 Bayard Lane, Princeton, NJ, 08540 https://www.thebankofprinceton.com
IPO Date May 31, 2017
Employees 247
Officers Mr. Matthew T. Clark Executive Vice President & Chief Information Officer Ms. Kris Muse Senior Vice President of Commercial Lenders Mr. Daniel J. O'Donnell Esq., J.D. Executive Vice President, Chief Operating Officer, General Counsel & Assistant Secretary Ms. Stephanie M. Adkins Executive Vice President & Chief Lending Officer Mr. Jeffrey T. Hanuscin Senior Vice President of Finance, Treasurer & Chief Accounting Officer Ms. Anna Maria Potter-Miller MA Senior Vice President of Human Resources Mr. Edward J. Dietzler President, Chief Executive Officer & Director Mr. Robert N. Ridolfi J.D. Secretary & Independent Director Ms. Karen D. Pfeifer CRCM Senior Vice President of Compliance & Operations Mr. George Stephen Rapp CPA Executive Vice President & Chief Financial Officer