image
The Bank of Princeton BPRN
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 31.59
1.07 %
$ 218 M
Market Cap
18.93
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one BPRN stock under the worst case scenario is HIDDEN Compared to the current market price of 31.6 USD, The Bank of Princeton is HIDDEN

BPRN Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one BPRN stock under the base case scenario is HIDDEN Compared to the current market price of 31.6 USD, The Bank of Princeton is HIDDEN

BPRN Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one BPRN stock under the best case scenario is HIDDEN Compared to the current market price of 31.6 USD, The Bank of Princeton is HIDDEN

BPRN Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart BPRN

image
1M 12%
6M -17%
1Y 3%
3Y 21%
5Y 86%
All
$40.0$40.0$38.0$38.0$36.0$36.0$34.0$34.0$32.0$32.0$30.0$30.0$28.0$28.0$26.0$26.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
74.7 M REVENUE
7.72%
Growth Rates
1Year 7.72%
3Years 3.55%
5Years 10.74%
7Years 8.58%
10Years 8.01%
20.6 M OPERATING INCOME
-32.58%
Growth Rates
1Year -32.58%
3Years -10.94%
5Years 10.88%
7Years -1.97%
10Years 4.17%
10.2 M NET INCOME
-60.25%
Growth Rates
1Year -60.25%
3Years -23.06%
5Years 0.20%
7Years -1.03%
10Years 1.30%
14.7 M OPERATING CASH FLOW
-36.27%
Growth Rates
1Year -36.27%
3Years 4.51%
5Years -2.90%
7Years 2.02%
10Years 2.48%
-154 M INVESTING CASH FLOW
-2574.53%
Growth Rates
1Year -2574.53%
3Years -254.28%
5Years -42.35%
7Years -4.54%
10Years -8.25%
106 M FINANCING CASH FLOW
32.89%
Growth Rates
1Year 32.89%
3Years 17.84%
5Years 111.31%
7Years -5.97%
10Years 5.41%
35.5 M REVENUE
76.99%
Growth Rates
1Year 7.72%
3Years 3.55%
5Years 10.74%
7Years 8.58%
10Years 8.01%
6.89 M OPERATING INCOME
0.00%
Growth Rates
1Year -32.58%
3Years -10.94%
5Years 10.88%
7Years -1.97%
10Years 4.17%
5.23 M NET INCOME
217.30%
Growth Rates
1Year -60.25%
3Years -23.06%
5Years 0.20%
7Years -1.03%
10Years 1.30%
4.41 M OPERATING CASH FLOW
273.43%
Growth Rates
1Year -36.27%
3Years 4.51%
5Years -2.90%
7Years 2.02%
10Years 2.48%
-52.8 M INVESTING CASH FLOW
-56.71%
Growth Rates
1Year -2574.53%
3Years -254.28%
5Years -42.35%
7Years -4.54%
10Years -8.25%
-15.3 M FINANCING CASH FLOW
-24.52%
Growth Rates
1Year 32.89%
3Years 17.84%
5Years 111.31%
7Years -5.97%
10Years 5.41%
Balance Sheet The Bank of Princeton
image
Current Assets 2.09 B
Cash & Short-Term Investments 264 M
Receivables 1.83 B
Other Current Assets 0
Non-Current Assets 57.7 M
Long-Term Investments 194 M
PP&E 39.7 M
Other Non-Current Assets -176 M
12.29 %85.02 %9.03 %Total Assets$2.1b
Current Liabilities 38.3 M
Accounts Payable 15.4 M
Short-Term Debt 0
Other Current Liabilities 22.9 M
Non-Current Liabilities 2.06 B
Long-Term Debt 19.2 M
Other Non-Current Liabilities 2.04 B
97.25 %Total Liabilities$2.1b
EFFICIENCY
Earnings Waterfall The Bank of Princeton
image
Revenue 74.7 M
Cost Of Revenue 48.3 M
Gross Profit 26.4 M
Operating Expenses 3.2 M
Operating Income 20.6 M
Other Expenses 10.4 M
Net Income 10.2 M
80m80m70m70m60m60m50m50m40m40m30m30m20m20m10m10m0075m(48m)26m(3m)21m(10m)10mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
35.39% GROSS MARGIN
35.39%
Averages
1Year 35.39%
3Years 78.46%
5Years 87.08%
7Years 90.77%
10Years 93.54%
27.61% OPERATING MARGIN
27.61%
Averages
1Year 27.61%
3Years 42.21%
5Years 40.45%
7Years 43.10%
10Years 43.70%
13.71% NET MARGIN
13.71%
Averages
1Year 13.71%
3Years 29.06%
5Years 29.27%
7Years 29.01%
10Years 28.74%
3.91% ROE
3.91%
Averages
1Year 3.91%
3Years 8.90%
5Years 8.74%
7Years 8.12%
10Years 8.69%
0.44% ROA
0.44%
Averages
1Year 0.44%
3Years 1.15%
5Years 1.13%
7Years 1.07%
10Years 1.07%
0.78% ROIC
0.78%
Averages
1Year 0.78%
3Years 2.68%
5Years 4.35%
7Years 4.90%
10Years 4.76%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis The Bank of Princeton
image
25m25m20m20m15m15m10m10m5m5m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 10.2 M
Depreciation & Amortization 1.98 M
Capital Expenditures 0
Stock-Based Compensation 1.01 M
Change in Working Capital 2.4 M
Others -1.64 M
Free Cash Flow 13.2 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets The Bank of Princeton
image
BPRN has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.98% DIVIDEND YIELD
0.3 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.401.401.201.201.001.000.800.800.600.600.400.400.200.200.000.000.10.120.250.30.30.30.10.180.250.30.30.30.10.180.250.30.30.120.10.400.10.580.180.930.251.150.31.200.30.900.002018201820192019202020202021202120222022202320232024202420252025
Download SVG
Download PNG
Download CSV
5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership The Bank of Princeton
image
Sold
0-3 MONTHS
38.1 K USD 1
3-6 MONTHS
720 K USD 1
6-9 MONTHS
79.6 K USD 2
9-12 MONTHS
337 K USD 3
Bought
168 K USD 1
0-3 MONTHS
720 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
504 K USD 1
9-12 MONTHS
7. News
Princeton Bancorp (BPRN) Surpasses Q1 Earnings and Revenue Estimates Princeton Bancorp (BPRN) came out with quarterly earnings of $0.77 per share, beating the Zacks Consensus Estimate of $0.76 per share. This compares to earnings of $0.68 per share a year ago. zacks.com - 3 weeks ago
Princeton Bancorp Announces First Quarter 2025 Results PRINCETON, N.J. , April 24, 2025 /PRNewswire/ -- Princeton Bancorp, Inc. (the "Company") (NASDAQ - BPRN), the bank holding company for The Bank of Princeton (the "Bank"), today reported its unaudited financial condition and results of operations for the quarter ended March 31, 2025. prnewswire.com - 3 weeks ago
Princeton Bancorp (BPRN) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates Although the revenue and EPS for Princeton Bancorp (BPRN) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 3 months ago
Princeton Bancorp (BPRN) Misses Q4 Earnings and Revenue Estimates Princeton Bancorp (BPRN) came out with quarterly earnings of $0.75 per share, missing the Zacks Consensus Estimate of $0.86 per share. This compares to earnings of $0.82 per share a year ago. zacks.com - 3 months ago
Princeton Bancorp Announces YTD & Fourth Quarter 2024 Results PRINCETON, N.J. , Jan. 28, 2025 /PRNewswire/ -- Princeton Bancorp, Inc. (the "Company") (NASDAQ - BPRN), the bank holding company for The Bank of Princeton (the "Bank"), today reported its unaudited financial condition and results of operations at and for the quarter and twelve-months ended December 31, 2024. prnewswire.com - 3 months ago
Princeton Bancorp Announces: Brian Schoener Joins The Bank of Princeton as Vice President, Commercial Loan Officer PRINCETON, N.J. , Jan. 8, 2025 /PRNewswire/ -- Princeton Bancorp, Inc. (NASDAQ: BPRN), the bank holding company for The Bank of Princeton (the "Bank"), announced today that Brian Schoener has joined the Bank as Vice President, Commercial Loan Officer for the Mercer County Region. prnewswire.com - 4 months ago
Princeton Bancorp (BPRN) Upgraded to Strong Buy: Here's Why Princeton Bancorp (BPRN) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 5 months ago
Best Income Stocks to Buy for December 12th PINE, PINC and BPRN made it to the Zacks Rank #1 (Strong Buy) income stocks list on December 12, 2024. zacks.com - 5 months ago
Best Income Stocks to Buy for December 4th BPRN made it to the Zacks Rank #1 (Strong Buy) income stocks list on December 4, 2024. zacks.com - 5 months ago
Princeton Bancorp (BPRN) Q3 Earnings Meet Estimates Princeton Bancorp (BPRN) came out with quarterly earnings of $0.63 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $1.02 per share a year ago. zacks.com - 6 months ago
Princeton Bancorp Announces Third Quarter 2024 Results PRINCETON, N.J. , Oct. 29, 2024 /PRNewswire/ -- Princeton Bancorp, Inc. (the "Company") (NASDAQ - BPRN), the bank holding company for The Bank of Princeton (the "Bank"), today reported its unaudited financial condition and results of operations at and for the quarter and nine-months ended September 30, 2024. prnewswire.com - 6 months ago
Best Momentum Stock to Buy for September 19th PAM, UI and BPRN made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 19, 2024. zacks.com - 8 months ago
8. Profile Summary

The Bank of Princeton BPRN

image
COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 218 M
Dividend Yield 0.98%
Description The Bank of Princeton provides various banking products and services. It accepts various deposit products, including checking, savings, attorney trust, and money market accounts, as well as certificates of deposit. The company also offers various loan products comprising commercial real estate and multi-family, commercial and industrial, construction, residential first-lien mortgage, paycheck protection program, home equity, and consumer loans. In addition, it provides debit and credit cards, and money orders, direct deposit, automated teller machines, cashier's checks, safe deposit boxes, wire transfers, night depository, remote deposit capture, debit cards, bank-by-mail, online, and automated telephone banking services, as well as payroll-related services and merchant credit card processing services. Further, the company offers full on-line statements, on-line bill payment, account inquiries, transaction histories and details, and account-to-account transfer services. The company operates 21 branches in Princeton, including parts of Mercer, Somerset, Hunterdon, Ocean, Burlington, Camden, Gloucester, and Middlesex Counties in central New Jersey, as well as in additional areas in portions of Philadelphia, Montgomery, and Bucks counties in Pennsylvania. The Bank of Princeton was incorporated in 2007 and is headquartered in Princeton, New Jersey.
Contact 183 Bayard Lane, Princeton, NJ, 08540 https://www.thebankofprinceton.com
IPO Date May 31, 2017
Employees 247
Officers Mr. Robert N. Ridolfi J.D. Secretary & Independent Director Mr. Daniel J. O'Donnell Esq., J.D. Executive Vice President, Chief Operating Officer, General Counsel & Assistant Secretary Ms. Kris Muse Senior Vice President of Commercial Lenders Mr. Jeffrey T. Hanuscin Senior Vice President of Finance, Treasurer & Chief Accounting Officer Mr. Matthew T. Clark Executive Vice President & Chief Information Officer Ms. Karen D. Pfeifer CRCM Senior Vice President of Compliance & Operations Ms. Stephanie M. Adkins Executive Vice President & Chief Lending Officer Mr. Edward J. Dietzler President, Chief Executive Officer & Director Ms. Anna Maria Potter-Miller MA Senior Vice President of Human Resources Mr. George Stephen Rapp CPA Executive Vice President & Chief Financial Officer