Financial Services -
Banks - Regional - NASDAQ - US
$ 14.53
1.18 %
$ 471 M
Market Cap
30.91
P/E
1. INTRINSIC VALUE
Balance Sheet
Southern California Bancorp
| Current Assets | 202 M |
| Cash & Short-Term Investments | 202 M |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 3.83 B |
| Long-Term Investments | 3.16 B |
| PP&E | 27.9 M |
| Other Non-Current Assets | 642 M |
| Current Liabilities | 3.4 B |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 3.4 B |
| Non-Current Liabilities | 121 M |
| Long-Term Debt | 88 M |
| Other Non-Current Liabilities | 33 M |
EFFICIENCY
Earnings Waterfall
Southern California Bancorp
| Revenue | 185 M |
| Cost Of Revenue | 78.5 M |
| Gross Profit | 106 M |
| Operating Expenses | 97.8 M |
| Operating Income | 8.26 M |
| Other Expenses | 2.83 M |
| Net Income | 5.43 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Southern California Bancorp
| Net Income | 5.43 M |
| Depreciation & Amortization | 3.64 M |
| Capital Expenditures | -552 K |
| Stock-Based Compensation | 6.24 M |
| Change in Working Capital | 20.7 M |
| Others | 35.4 M |
| Free Cash Flow | 49.7 M |
Wall Street Analysts Price Targets
Southern California Bancorp
BCAL has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
BCAL does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
Southern California Bancorp
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
144 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
How Much Upside is Left in California BanCorp (BCAL)? Wall Street Analysts Think 25.39%
The mean of analysts' price targets for California BanCorp (BCAL) points to a 25.4% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.
zacks.com
- 1 month ago
CALIFORNIA BANCORP ANNOUNCES INCREASE IN SHARE REPURCHASE PROGRAM AND THE REDEMPTION OF SUBORDINATED NOTES
San Diego, Calif., May 01, 2025 (GLOBE NEWSWIRE) -- California Bancorp (the “Company”) (Nasdaq: BCAL), the holding company for California Bank of Commerce, N.A. (the “Bank”), announces that its Board of Directors has authorized an increase in the number of shares of the Company's common stock that may be repurchased pursuant to its share repurchase program to 1.6 million shares, up from 550,000 shares when the program was first announced on June 15, 2023. The increase allows for the repurchase of approximately 4.9% of the Company's outstanding shares of common stock. No stock has yet been repurchased through the original or increased repurchase program.
globenewswire.com
- 1 month ago
Application Period Opens for Edison International Lineworker Scholarship
ROSEMEAD, Calif.--(BUSINESS WIRE)--Edison International and Southern California Edison are pleased to launch the application period for the 2025 Lineworker Scholarship Program. In partnership with IBEW Local 47, the scholarship program is now in its fifth year of creating career pathways to transform the skilled trade workforce. “Lineworkers are critical to rebuilding communities affected by wildfires and delivering safe and reliable power to our customers throughout Southern California,” said.
businesswire.com
- 2 months ago
California BanCorp (BCAL) Upgraded to Strong Buy: Here's Why
California BanCorp (BCAL) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
zacks.com
- 4 months ago
Can California BanCorp (BCAL) Climb 26.81% to Reach the Level Wall Street Analysts Expect?
The mean of analysts' price targets for California BanCorp (BCAL) points to a 26.8% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.
zacks.com
- 4 months ago
CALIFORNIA BANCORP REPORTS NET INCOME OF $16.8 MILLION FOR THE FOURTH QUARTER AND $5.4 MILLION FOR THE FULL YEAR OF 2024
San Diego, Calif., Jan. 29, 2025 (GLOBE NEWSWIRE) -- California BanCorp (“us,” “we,” “our,” or the “Company”) (NASDAQ: BCAL), the holding company for California Bank of Commerce, N.A. (the “Bank”) announces its consolidated financial results for the fourth quarter and full year of 2024.
globenewswire.com
- 4 months ago
California BanCorp (BCAL) Loses -10.45% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner
California BanCorp (BCAL) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.
zacks.com
- 4 months ago
Down -7.87% in 4 Weeks, Here's Why You Should You Buy the Dip in California BanCorp (BCAL)
The heavy selling pressure might have exhausted for California BanCorp (BCAL) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal.
zacks.com
- 5 months ago
Ignore The Market, Rexford Industrial Is A Diamond In The Rough
REXR faces a challenging year with a 28.6% YTD decline, driven by deteriorating Southern California industrial market fundamentals. Despite common shares plummeting, REXR's preferred shares and bonds remain stable with strong cash flow and a conservative balance sheet. The Southern California market shows high vacancy rates and declining rents, but geographic constraints and infrastructure activity offer long-term recovery potential.
seekingalpha.com
- 6 months ago
California Bank of Commerce Names Jerry Legg Director of Public Sector Banking
San Diego, Calif., Nov. 14, 2024 (GLOBE NEWSWIRE) -- California Bank of Commerce, N.A. (the “Bank”), the wholly owned subsidiary of California BanCorp (Nasdaq: BCAL), announces the appointment of Jerry Legg as Senior Vice President, Director of Public Sector Banking, effective November 12, 2024. Legg will report to Executive Vice President, Specialty Banking Manager Chris Barr and serve out of the Bank's Sacramento office.
globenewswire.com
- 7 months ago
SoCalGas CEO Scott Drury Receives 'Transformative Leader' Award
Media assets here LOS ANGELES , Oct. 10, 2024 /PRNewswire/ -- Southern California Gas Co. (SoCalGas) CEO Scott Drury was honored Wednesday with the Shift Diverse Business Solutions (Shift DBS) Transformative Leader Award at their annual Investor-owned Utility Supplier Summit. The event celebrates suppliers in the utility space, bringing together the California Public Utilities Commission (CPUC), prime suppliers, subcontractors, diverse businesses and some of California's utility leaders including San Diego Gas and Electric (SDG&E), Pacific Gas and Electric (PG&E), Southern California Edison (SCE), AT&T and SoCalGas.
prnewswire.com
- 8 months ago
California Bank of Commerce Names Michele Wirfel Chief Operating Officer
San Diego, Calif., Sept. 26, 2024 (GLOBE NEWSWIRE) -- California Bank of Commerce, N.A. (the “Bank”), the wholly owned subsidiary of California BanCorp (the “Company”) (Nasdaq: BCAL), announces the promotion of Michele Wirfel to Executive Vice President, Chief Operating Officer of the Company and Bank as of September 20, 2024. Wirfel succeeds Thomas Sa who has stepped down to pursue opportunities outside the organization. Wirfel will report to Chief Executive Officer Steven Shelton and serve out of the Bank's Walnut Creek office.
globenewswire.com
- 8 months ago
8. Profile
Summary
Southern California Bancorp BCAL
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 471 M
Dividend Yield
0.00%
Description
Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal and business savings, and money market accounts, as well as certificates of deposit. It also provides home equity lines of credit, business loans and lines of credit, commercial real estate and construction loans, small business administration loans, letters of credit, and personal and business credit cards. In addition, the company provides cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; courier service; lockbox services; and merchant services. It operates branches in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as the Inland Empire. The company was founded in 2001 and is headquartered in San Diego, California.
Contact
12265 El Camino Real, San Diego, CA, 92130
https://www.banksocal.com
IPO
Date
Nov. 10, 2005
Employees
290
Officers
Mr. Richard Hernandez
President
Ms. Joann Yeung
Executive Vice President & Principal Accounting Officer
Ms. Michele M. Wirfel
Executive Vice President & Chief Operating Officer
Mr. David I. Rainer
Executive Chairman
Ms. Manisha K. Merchant
Executive Vice President, Chief Legal Officer & Corporate Secretary
Mr. Thomas G. Dolan
Executive Vice President & Chief Financial Officer
Mr. Steven E. Shelton
Chief Executive Officer & Director
Mr. Christopher D. Maggio
Senior Vice President & Credit Team Manager
Mr. Jeffery T. Hurtik
Executive Vice President & Chief Information Officer