Financial Services -
Banks - Regional - NASDAQ - US
$ 26.55
-0.673 %
$ 303 M
Market Cap
10.37
P/E
1. INTRINSIC VALUE
Balance Sheet
Orange County Bancorp, Inc.
| Current Assets | 147 M |
| Cash & Short-Term Investments | 147 M |
| Receivables | 5.93 M |
| Other Current Assets | -5.93 M |
| Non-Current Assets | 2.33 B |
| Long-Term Investments | 490 M |
| PP&E | 19.4 M |
| Other Non-Current Assets | 1.82 B |
| Current Liabilities | 22.9 M |
| Accounts Payable | 0 |
| Short-Term Debt | 224 M |
| Other Current Liabilities | -202 M |
| Non-Current Liabilities | 2.3 B |
| Long-Term Debt | 29.5 M |
| Other Non-Current Liabilities | 2.27 B |
EFFICIENCY
Earnings Waterfall
Orange County Bancorp, Inc.
| Revenue | 93.9 M |
| Cost Of Revenue | 0 |
| Gross Profit | 93.9 M |
| Operating Expenses | 102 M |
| Operating Income | 37.1 M |
| Other Expenses | 7.67 M |
| Net Income | 29.5 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Orange County Bancorp, Inc.
| Net Income | 29.5 M |
| Depreciation & Amortization | 1.97 M |
| Capital Expenditures | -3.54 M |
| Stock-Based Compensation | 871 K |
| Change in Working Capital | 7.01 M |
| Others | 11.7 M |
| Free Cash Flow | 41 M |
Wall Street Analysts Price Targets
Orange County Bancorp, Inc.
OBT has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
0.38%
DIVIDEND YIELD
0.25 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Orange County Bancorp, Inc.
Sold
0-3 MONTHS
174 K USD 5
3-6 MONTHS
0 USD 0
6-9 MONTHS
108 K USD 3
9-12 MONTHS
0 USD 0
Bought
29.2 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
1 month ago
Dec 02, 2024
|
Sell 40.8 K
USD
|
Rooney Stephen
SVP, Chief Credit Officer
|
- 700
|
58.31 USD |
|
1 month ago
Nov 21, 2024
|
Sell 52.6 K
USD
|
Ruhl Joseph A
Reg Pres, Westchester County
|
- 910
|
57.75 USD |
|
2 months ago
Nov 06, 2024
|
Sell 22.1 K
USD
|
Listner Michael
SVP and Chief Risk Officer
|
- 375
|
59 USD |
|
2 months ago
Nov 06, 2024
|
Sell 12.9 K
USD
|
Listner Michael
SVP and Chief Risk Officer
|
- 214
|
60.1 USD |
|
2 months ago
Nov 05, 2024
|
Sell 23.4 K
USD
|
Sousa Gregory
EVP and Deputy CLO
|
- 426
|
55 USD |
|
2 months ago
Nov 04, 2024
|
Sell 22.5 K
USD
|
Coulter Michael J
EVP and CLO
|
- 426
|
52.83 USD |
|
2 months ago
Nov 01, 2024
|
Bought
22.3 K USD
|
Gilfeather Michael J
President and CEO
|
+ 400
|
55.67 USD |
|
2 months ago
Nov 01, 2024
|
Bought
6.96 K USD
|
Gilfeather Michael J
President and CEO
|
+ 125
|
55.67 USD |
|
8 months ago
May 15, 2024
|
Sell 10.4 K
USD
|
Sousa Gregory
EVP and Deputy CLO
|
- 210
|
49.5 USD |
|
8 months ago
May 15, 2024
|
Sell 21 K
USD
|
Sousa Gregory
EVP and Deputy CLO
|
- 429
|
49 USD |
|
8 months ago
May 13, 2024
|
Sell 757
USD
|
Sousa Gregory
EVP and Deputy CLO
|
- 15
|
50.49 USD |
|
8 months ago
May 13, 2024
|
Sell 5 K
USD
|
Sousa Gregory
EVP and Deputy CLO
|
- 100
|
50.02 USD |
|
8 months ago
May 13, 2024
|
Sell 5.25 K
USD
|
Sousa Gregory
EVP and Deputy CLO
|
- 106
|
49.5 USD |
|
8 months ago
May 14, 2024
|
Sell 594
USD
|
Sousa Gregory
EVP and Deputy CLO
|
- 12
|
49.5 USD |
|
8 months ago
May 06, 2024
|
Sell 51.8 K
USD
|
Coulter Michael J
EVP and CLO
|
- 1000
|
51.84 USD |
|
8 months ago
May 03, 2024
|
Sell 13.2 K
USD
|
Listner Michael
SVP and CCO
|
- 264
|
50 USD |
|
1 year ago
Dec 18, 2023
|
Sell 35.9 K
USD
|
Rooney Stephen
SVP, Chief Credit Officer
|
- 640
|
56.06 USD |
|
1 year ago
Dec 15, 2023
|
Sell 84 K
USD
|
Coulter Michael J
EVP and CLO
|
- 1500
|
56 USD |
|
1 year ago
Nov 14, 2023
|
Sell 9.37 K
USD
|
Listner Michael
SVP and CCO
|
- 213
|
44 USD |
|
1 year ago
Nov 07, 2023
|
Sell 53.2 K
USD
|
Coulter Michael J
EVP and CLO
|
- 1195
|
44.5 USD |
|
1 year ago
Nov 03, 2023
|
Sell 13.6 K
USD
|
Coulter Michael J
EVP and CLO
|
- 305
|
44.75 USD |
|
1 year ago
Nov 02, 2023
|
Sell 443
USD
|
Sousa Gregory
EVP and CCBO
|
- 10
|
44.26 USD |
|
1 year ago
Nov 02, 2023
|
Sell 8.83 K
USD
|
Sousa Gregory
EVP and CCBO
|
- 200
|
44.16 USD |
|
1 year ago
Nov 02, 2023
|
Sell 40.7 K
USD
|
Sousa Gregory
EVP and CCBO
|
- 925
|
44 USD |
|
1 year ago
Sep 18, 2023
|
Bought
16.4 K USD
|
Gilfeather Michael J
President and CEO
|
+ 350
|
46.8381 USD |
|
1 year ago
Sep 18, 2023
|
Bought
4.69 K USD
|
Gilfeather Michael J
President and CEO
|
+ 100
|
46.8778 USD |
|
1 year ago
Aug 07, 2023
|
Sell 38.3 K
USD
|
Coulter Michael J
EVP and CLO
|
- 784
|
48.85 USD |
|
1 year ago
Jul 31, 2023
|
Sell 140
USD
|
Listner Michael
SVP and CCO
|
- 3
|
46.5 USD |
|
1 year ago
Jul 31, 2023
|
Sell 17.2 K
USD
|
Listner Michael
SVP and CCO
|
- 372
|
46.25 USD |
|
1 year ago
Jul 31, 2023
|
Sell 46.5
USD
|
Listner Michael
SVP and CCO
|
- 1
|
46.53 USD |
|
1 year ago
Jul 28, 2023
|
Sell 46.1 K
USD
|
Coulter Michael J
EVP and CLO
|
- 1000
|
46.09 USD |
|
1 year ago
Jul 28, 2023
|
Sell 44 K
USD
|
Coulter Michael J
EVP and CLO
|
- 1000
|
44.02 USD |
|
1 year ago
May 25, 2023
|
Bought
33.5 K USD
|
Heimbach Louis
Director
|
+ 1051
|
31.85 USD |
|
1 year ago
May 03, 2023
|
Bought
25.9 K USD
|
Keane Kevin J
Director
|
+ 800
|
32.36 USD |
|
1 year ago
May 03, 2023
|
Bought
13.4 K USD
|
Keane Kevin J
Director
|
+ 416
|
32.29 USD |
|
2 years ago
Dec 19, 2022
|
Bought
9.42 K USD
|
Gilfeather Michael J
President and CEO
|
+ 200
|
47.1 USD |
|
2 years ago
Dec 19, 2022
|
Bought
4.71 K USD
|
Gilfeather Michael J
President and CEO
|
+ 100
|
47.1 USD |
|
2 years ago
Nov 22, 2022
|
Sell 4.67 K
USD
|
Listner Michael
SVP and CCO
|
- 100
|
46.68 USD |
|
2 years ago
Nov 22, 2022
|
Sell 9.32 K
USD
|
Listner Michael
SVP and CCO
|
- 200
|
46.62 USD |
|
2 years ago
Nov 22, 2022
|
Sell 21.3 K
USD
|
Listner Michael
SVP and CCO
|
- 457
|
46.52 USD |
|
2 years ago
Nov 21, 2022
|
Sell 69.8 K
USD
|
Coulter Michael J
EVP and CLO
|
- 1500
|
46.5 USD |
|
2 years ago
Nov 08, 2022
|
Sell 19.6 K
USD
|
Sousa Gregory
EVP and CCBO
|
- 427
|
45.85 USD |
|
2 years ago
Nov 07, 2022
|
Sell 18.2 K
USD
|
Peacock Robert L
SEVP and CFO
|
- 400
|
45.59 USD |
|
2 years ago
Nov 07, 2022
|
Sell 1.83 K
USD
|
Peacock Robert L
SEVP and CFO
|
- 40
|
45.63 USD |
|
2 years ago
Nov 07, 2022
|
Sell 9.15 K
USD
|
Peacock Robert L
SEVP and CFO
|
- 200
|
45.75 USD |
|
2 years ago
Aug 03, 2022
|
Bought
8.19 K USD
|
Gilfeather Michael J
President and CEO
|
+ 250
|
32.75 USD |
|
2 years ago
Jun 16, 2022
|
Bought
35 K USD
|
Morrison William D
director:
|
+ 952
|
36.76 USD |
|
2 years ago
May 09, 2022
|
Sell 52.9 K
USD
|
Sousa Gregory
EVP and CCBO
|
- 1429
|
37.0217 USD |
|
2 years ago
May 02, 2022
|
Bought
75 USD
|
Peacock Robert L
SEVP and CFO
|
+ 2
|
37.5 USD |
|
2 years ago
Apr 29, 2022
|
Bought
7.89 K USD
|
Gilfeather Michael J
President and CEO
|
+ 200
|
39.45 USD |
|
2 years ago
Mar 07, 2022
|
Bought
40.8 K USD
|
Lesler Michael
SVP, Chief Accounting Officer
|
+ 996
|
41 USD |
|
3 years ago
Aug 05, 2021
|
Bought
16.8 K USD
|
Saturno Terry R
Director
|
+ 500
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
16.8 K USD
|
Rizzo Virginia K
Director
|
+ 500
|
33.5 USD |
|
3 years ago
Aug 18, 2021
|
Bought
6.9 K USD
|
SKUTHAN FRANK
SVP, Dir Trust Services
|
+ 200
|
34.49 USD |
|
3 years ago
Aug 05, 2021
|
Bought
67 K USD
|
Heimbach Louis
Director
|
+ 2000
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
10.4 K USD
|
Listner Michael
SVP and CCO
|
+ 310
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
6.7 K USD
|
Metzger Susan G
Director
|
+ 200
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
33.5 K USD
|
SKUTHAN FRANK
SVP, Dir. Trust Services
|
+ 1000
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
50.2 K USD
|
Gilfeather Michael J
President and CEO
|
+ 1500
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
3.35 K USD
|
Morrison William D
Director
|
+ 100
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
33.5 K USD
|
Peacock Robert L
SEVP and CFO
|
+ 1000
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
33.5 K USD
|
Rizzo Virginia K
Director
|
+ 1000
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
25.1 K USD
|
Rouis Jonathan F
Director
|
+ 750
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
16.8 K USD
|
Coulter Michael J
EVP and CLO
|
+ 500
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
370 K USD
|
HOLCOMBE GREGORY F
Director
|
+ 11040
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
250 K USD
|
HOLCOMBE GREGORY F
Director
|
+ 7460
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
385 K USD
|
Rowley Richard B
Director
|
+ 11500
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
33.5 K USD
|
Saturno Terry R
Director
|
+ 1000
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
16.8 K USD
|
Scacco Gustave J
Director
|
+ 500
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
5.02 K USD
|
Ruhl Joseph A
Reg Pres, Westchester County
|
+ 150
|
33.5 USD |
|
3 years ago
Aug 05, 2021
|
Bought
5.02 K USD
|
Sousa Gregory
EVP and CCBO
|
+ 150
|
33.5 USD |
7. News
Orange County Bancorp, Inc. Adjusts Stock Split Record Date as US Markets Close on January 9 in Honor of National Day of Mourning for Former President Jimmy Carter
MIDDLETOWN, N.Y., Jan. 02, 2025 (GLOBE NEWSWIRE) -- Orange County Bancorp, Inc. (the “Company” – Nasdaq: OBT), parent company of Orange Bank & Trust Co. and Hudson Valley Investment Advisors, Inc., today announced that the record date of its previously declared two-for-one forward stock split (the “Stock Split”) of the Company's common stock will be Wednesday, January 8, 2025 as a result of U.S. equity markets closing on January 9, 2025 to observe and honor the passing of former President Jimmy Carter. Each record holder of common stock on Wednesday, January 8, 2025 will receive one additional share of common stock after the market close on Friday, January 10, 2025. Trading is expected to commence on a split-adjusted basis at market open on Monday, January 13, 2025.
globenewswire.com
- 2 weeks ago
Orange County Bancorp, Inc. Declares Two-for-One Stock Split
MIDDLETOWN, N.Y., Dec. 26, 2024 (GLOBE NEWSWIRE) -- Orange County Bancorp, Inc. (the “Company” - Nasdaq: OBT), parent company of Orange Bank & Trust Co. and Hudson Valley Investment Advisors, Inc., today announced that its Board of Directors declared a two-for-one forward stock split (the “Stock Split”) of the Company's common stock. Each record holder of common stock on Thursday, January 9, 2025 will receive one additional share of common stock after the market close on Friday, January 10, 2025. Trading is expected to commence on a split-adjusted basis at market open on Monday, January 13, 2025.
globenewswire.com
- 3 weeks ago
The Zacks Analyst Blog Matthews International, ZIM Integrated Shipping, Quanta Services and Orange County Bancorp
Matthews International, ZIM Integrated Shipping, Quanta Services and Orange County Bancorpare included in this Analyst Blog.
zacks.com
- 1 month ago
4 Stocks to Keep an Eye On Following Recently Declared Dividend Hikes
MATW, ZIM, PWR and OBT recently announced dividend hikes.
zacks.com
- 1 month ago
Orange County Bancorp Rewards Shareholders With 8.7% Dividend Hike
OBT hikes its dividend by 8.7% to 25 cents. Given the strong liquidity position, the payout seems sustainable.
zacks.com
- 1 month ago
Orange County Bancorp, Inc. Declares Cash Dividend
MIDDLETOWN, N.Y., Nov. 22, 2024 (GLOBE NEWSWIRE) -- Orange County Bancorp, Inc. (Nasdaq: OBT), parent company of Orange Bank & Trust Company and Hudson Valley Investment Advisors, Inc. today announced a $0.02 increase and a declaration of a $0.25 cash dividend per share of its common stock. The dividend will be paid on December 16, 2024 to shareholders of record on December 4, 2024.
globenewswire.com
- 1 month ago
Orange County Bancorp, Inc. (OBT) Q3 Earnings Lag Estimates
Orange County Bancorp, Inc. (OBT) came out with quarterly earnings of $0.57 per share, missing the Zacks Consensus Estimate of $1.43 per share. This compares to earnings of $1.61 per share a year ago.
zacks.com
- 2 months ago
Orange County Bancorp, Inc. Announces Third Quarter 2024 results:
MIDDLETOWN, N.Y., Oct. 30, 2024 (GLOBE NEWSWIRE) -- Orange County Bancorp, Inc. (the “Company” - Nasdaq: OBT), parent company of Orange Bank & Trust Co. (the “Bank”) and Hudson Valley Investment Advisors, Inc. (“HVIA”), today announced net income of $3.2 million, or $0.57 per basic and diluted share, for the three months ended September 30, 2024. This compares with net income of $9.0 million, or $1.61 per basic and diluted share, for the three months ended September 30, 2023. The decrease in earnings per share, basic and diluted, was due primarily to increases in the provision for credit losses and non-interest expense offset by increases in net interest income and non-interest income during the current period. For the nine months ended September 30, 2024, net income was $20.7 million, or $3.67 per basic and diluted share, as compared to $21.4 million, or $3.79 per basic and diluted share, for the nine months ended September 30, 2023.
globenewswire.com
- 2 months ago
Orange County Bancorp, Inc. Announces the Appointment of Jon Schiller to the Board of Directors
MIDDLETOWN, NY / ACCESSWIRE / September 25, 2024 / Orange County Bancorp, Inc. (the "Company") (NASDAQ:OBT), parent company of Orange Bank & Trust Co. (the "Bank") announced today the appointment of Jonathan Schiller, RPh, MBA, to the Company's and the Bank's Boards of Directors effective October 1, 2024. "Jon is a proven business leader and entrepreneur with a unique background comprised of scientific and analytic experience.
accesswire.com
- 3 months ago
Best Momentum Stocks to Buy for September 25th
OBT, AFRM and FINW made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 25, 2024.
zacks.com
- 3 months ago
New Strong Buy Stocks for September 25th
SKM, OBT, AFRM, CNK and AU have been added to the Zacks Rank #1 (Strong Buy) List on September 25, 2024.
zacks.com
- 3 months ago
Best Value Stocks to Buy for September 25th
KT, OBT and CNK made it to the Zacks Rank #1 (Strong Buy) value stocks list on September 25, 2024.
zacks.com
- 3 months ago
8. Profile
Summary
Orange County Bancorp, Inc. OBT
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 303 M
Dividend Yield
0.38%
Description
Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and affluent individuals. It accepts various deposit products, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services. The company operates 14 full-service branches and one loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
Contact
212 Dolson Avenue, Middletown, NY, 10940
https://www.orangebanktrust.com
IPO
Date
Oct. 15, 2003
Employees
197
Officers
Mr. Joseph A. Ruhl
Executive Vice President & Regional President of Westchester County
Mr. Michael Lesler CPA
Executive Vice President & Chief Financial Officer
Ms. Jennifer Staub
Vice President, Senior Compliance Officer & Corporate Secretary
Mr. Redwan Ahmed
Senior Vice President & Chief Information Officer
Mr. Michael Listner
Senior Vice President & Chief Risk Officer
Mr. Michael J. Coulter
Executive Vice President & Strategic Lending Relationship Executive
Mr. Michael J. Gilfeather
President, Chief Executive Officer & Director
Mr. Gregory Sousa
Executive Vice President & Chief Lending Officer
Ms. Elizabeth Jones
Senior Vice President & Chief Operating Officer
Mr. Jacob Rahiman
Senior Vice President & Chief Human Resource Officer