Financial Services -
Banks - Regional - NASDAQ - US
$ 30.42
2.22 %
$ 650 M
Market Cap
13.46
P/E
1. INTRINSIC VALUE
Balance Sheet
Five Star Bancorp
| Current Assets | 479 M |
| Cash & Short-Term Investments | 455 M |
| Receivables | 24.4 M |
| Other Current Assets | 0 |
| Non-Current Assets | 3.57 B |
| Long-Term Investments | 3.51 B |
| PP&E | 7.83 M |
| Other Non-Current Assets | 56.7 M |
| Current Liabilities | 3.56 B |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 3.56 B |
| Non-Current Liabilities | 98.7 M |
| Long-Term Debt | 80.8 M |
| Other Non-Current Liabilities | 17.9 M |
EFFICIENCY
Earnings Waterfall
Five Star Bancorp
| Revenue | 212 M |
| Cost Of Revenue | 94.2 M |
| Gross Profit | 118 M |
| Operating Expenses | 53.3 M |
| Operating Income | 64.7 M |
| Other Expenses | 19 M |
| Net Income | 45.7 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Five Star Bancorp
| Net Income | 45.7 M |
| Depreciation & Amortization | 1.88 M |
| Capital Expenditures | -628 K |
| Stock-Based Compensation | 1.16 M |
| Change in Working Capital | -992 K |
| Others | 3.4 M |
| Free Cash Flow | 51.2 M |
Wall Street Analysts Price Targets
Five Star Bancorp
Wall Street analysts predict an average 1-year price target for FSBC of $33.7 , with forecasts ranging from
a
low of
$32 to a high of $35 .
FSBC Lowest Price Target
Wall Street Target
32 USD
5.19%
FSBC Average Price Target
Wall Street Target
33.7 USD
10.67%
FSBC Highest Price Target
Wall Street Target
35 USD
15.06%
4. DIVIDEND
ANALYSIS
0.72%
DIVIDEND YIELD
0.2 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Five Star Bancorp
Sold
0-3 MONTHS
195 K USD 2
3-6 MONTHS
121 K USD 1
6-9 MONTHS
46 K USD 1
9-12 MONTHS
639 K USD 4
Bought
0 USD 0
0-3 MONTHS
78.2 K USD 2
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Five Star Bank expands Bay Area presence with new office in Walnut Creek
Strategic growth reflects Five Star Bank's commitment to bringing concierge commercial banking services to East Bay businesses, entrepreneurs, and non-profits Strategic growth reflects Five Star Bank's commitment to bringing concierge commercial banking services to East Bay businesses, entrepreneurs, and non-profits
globenewswire.com
- 1 month ago
Five Star Bancorp Expands Food and Agribusiness Vertical
Expanded vertical reflects Five Star Bank's commitment to supporting America's food supply chain through trusted, relationship-driven financial services Expanded vertical reflects Five Star Bank's commitment to supporting America's food supply chain through trusted, relationship-driven financial services
globenewswire.com
- 2 months ago
Five Star Bancorp (FSBC) Beats Q1 Earnings Estimates
Five Star Bancorp (FSBC) came out with quarterly earnings of $0.62 per share, beating the Zacks Consensus Estimate of $0.61 per share. This compares to earnings of $0.62 per share a year ago.
zacks.com
- 2 months ago
Five Star Bancorp Announces First Quarter 2025 Results
RANCHO CORDOVA, Calif., April 28, 2025 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), today reported net income of $13.1 million for the three months ended March 31, 2025, as compared to $13.3 million for the three months ended December 31, 2024 and $10.6 million for the three months ended March 31, 2024.
globenewswire.com
- 2 months ago
Five Star Bancorp Declares First Quarter Cash Dividend
RANCHO CORDOVA, Calif., April 21, 2025 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the "Bank"), announced today the declaration of a cash dividend of $0.20 per share on the Company's voting common stock. The dividend is expected to be paid on May 12, 2025, to shareholders of record as of May 5, 2025.
globenewswire.com
- 2 months ago
Five Star Bancorp Announces First Quarter 2025 Earnings Release Date and Webcast
RANCHO CORDOVA, Calif., April 15, 2025 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), expects to report its financial results for the quarter ended March 31, 2025, after the stock market closes on Monday, April 28, 2025.
globenewswire.com
- 3 months ago
Is the Options Market Predicting a Spike in Five Star Bancorp (FSBC) Stock?
Investors need to pay close attention to Five Star Bancorp (FSBC) stock based on the movements in the options market lately.
zacks.com
- 4 months ago
Five Star Bancorp (FSBC) Q4 2024 Earnings Call Transcript
Five Star Bancorp (NASDAQ:FSBC ) Q4 2024 Earnings Conference Call January 28, 2025 1:00 PM ET Company Participants James Beckwith - President and Chief Executive Officer Heather Luck - Senior Vice President and Chief Financial Officer Conference Call Participants William Jones - KBW David Feaster - Raymond James Andrew Terrell - Stephens Operator Welcome to Five Star Bancorp Fourth Quarter and Year End Earnings Webcast. Please note, this is a closed conference call and you are encouraged to listen via the webcast.
seekingalpha.com
- 5 months ago
Five Star Bancorp (FSBC) Q4 Earnings and Revenues Surpass Estimates
Five Star Bancorp (FSBC) came out with quarterly earnings of $0.63 per share, beating the Zacks Consensus Estimate of $0.59 per share. This compares to earnings of $0.63 per share a year ago.
zacks.com
- 5 months ago
Five Star Bancorp Announces Quarterly and Annual Results
RANCHO CORDOVA, Calif., Jan. 27, 2025 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), today reported net income of $13.3 million for the three months ended December 31, 2024, as compared to $10.9 million for the three months ended September 30, 2024 and $10.8 million for the three months ended December 31, 2023. Net income for the year ended December 31, 2024 was $45.7 million, as compared to $47.7 million for the year ended December 31, 2023.
globenewswire.com
- 5 months ago
Five Star Bank CEO James Beckwith joins California Chamber of Commerce's Board of Directors
As a board member, Beckwith will support CalChamber's work at the state and federal levels for policies to strengthen California. As a board member, Beckwith will support CalChamber's work at the state and federal levels for policies to strengthen California.
globenewswire.com
- 5 months ago
Five Star Bancorp Declares Fourth Quarter Cash Dividend
RANCHO CORDOVA, Calif., Jan. 17, 2025 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the "Bank"), announced today the declaration of a cash dividend of $0.20 per share on the Company's voting common stock. The dividend is expected to be paid on February 10, 2025, to shareholders of record as of February 3, 2025.
globenewswire.com
- 6 months ago
8. Profile
Summary
Five Star Bancorp FSBC
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 650 M
Dividend Yield
0.72%
Description
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. The company accepts various deposits, such as money market, noninterest-bearing and interest checking accounts, savings accounts, and time deposits. Its loan products include commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans. The company also offers debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. It operates through seven branch offices and two loan production offices in Northern California. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.
Contact
3100 Zinfandel Drive, Rancho Cordova, CA, 95670
https://www.fivestarbank.com
IPO
Date
May 4, 2021
Employees
205
Officers
Mr. John William Dalton
Senior Vice President & Chief Credit Officer
Ms. Lydia Ann Ramirez-Medina
Executive Vice President & Chief Operating Officer
Mr. James Eugene Beckwith
President, Chief Executive Officer & Director
Ms. Shelley Ronan Wetton
Senior Vice President & Chief Marketing Officer
Mr. Michael Eugene Lee
Senior Vice President & Chief Regulatory Officer
Mr. Michael Anthony Rizzo
Executive Vice President & Chief Banking Officer
Mr. Don J. Kurtze
Executive Vice President & San Francisco Bay Area President
Mr. Brett Levi Wait
Senior Vice President & Chief Information Officer
Ms. Heather Christina Luck CPA
Executive Vice President & Chief Financial Officer
Mr. Chris Rudberg
Senior Vice President & MD