Financial Services -
Banks - Regional - NASDAQ - US
$ 30.27
0.565 %
$ 645 M
Market Cap
13.51
P/E
1. INTRINSIC VALUE
Balance Sheet
Five Star Bancorp
| Current Assets | 336 M |
| Cash & Short-Term Investments | 322 M |
| Receivables | 22.6 M |
| Other Current Assets | -7.75 M |
| Non-Current Assets | 3.27 B |
| Long-Term Investments | 118 M |
| PP&E | 6.91 M |
| Other Non-Current Assets | 3.15 B |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 3.31 B |
| Long-Term Debt | 79.4 M |
| Other Non-Current Liabilities | 3.23 B |
EFFICIENCY
Earnings Waterfall
Five Star Bancorp
| Revenue | 117 M |
| Cost Of Revenue | 114 M |
| Gross Profit | 3.6 M |
| Operating Expenses | 117 M |
| Operating Income | 76.1 M |
| Other Expenses | 28.3 M |
| Net Income | 47.7 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Five Star Bancorp
| Net Income | 47.7 M |
| Depreciation & Amortization | 1.61 M |
| Capital Expenditures | -653 K |
| Stock-Based Compensation | 962 K |
| Change in Working Capital | -1.52 M |
| Others | -10.5 M |
| Free Cash Flow | 38.3 M |
Wall Street Analysts Price Targets
Five Star Bancorp
Wall Street analysts predict an average 1-year price target for FSBC of $33.7 , with forecasts ranging from
a
low of
$32 to a high of $35 .
FSBC Lowest Price Target
Wall Street Target
32 USD
5.72%
FSBC Average Price Target
Wall Street Target
33.7 USD
11.22%
FSBC Highest Price Target
Wall Street Target
35 USD
15.63%
4. DIVIDEND
ANALYSIS
0.68%
DIVIDEND YIELD
0.2 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Five Star Bancorp
Sold
0-3 MONTHS
46 K USD 1
3-6 MONTHS
639 K USD 4
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
5.58 M USD 6
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
2 months ago
Oct 31, 2024
|
Sell 46 K
USD
|
Lee Michael Eugene
SVP & Chief Regulatory Officer
|
- 1500
|
30.6722 USD |
|
4 months ago
Sep 05, 2024
|
Sell 14.3 K
USD
|
Ramirez-Medina Lydia Ann
SVP & COO & Chief DE&I Officer
|
- 500
|
28.62 USD |
|
4 months ago
Aug 29, 2024
|
Sell 68.2 K
USD
|
Perry-Smith Robert Truxtun
Director
|
- 2310
|
29.51 USD |
|
5 months ago
Aug 14, 2024
|
Sell 89.5 K
USD
|
Beckwith James Eugene
President & CEO
|
- 3325
|
26.9286 USD |
|
5 months ago
Aug 15, 2024
|
Sell 365 K
USD
|
Beckwith James Eugene
President & CEO
|
- 13539
|
26.9571 USD |
|
5 months ago
Jul 29, 2024
|
Sell 14.8 K
USD
|
Ramirez-Medina Lydia Ann
SVP & COO & Chief DE&I Officer
|
- 500
|
29.52 USD |
|
5 months ago
Jul 29, 2024
|
Sell 87.3 K
USD
|
Lee Michael Eugene
SVP & Chief Regulatory Officer
|
- 3000
|
29.0893 USD |
|
9 months ago
Mar 28, 2024
|
Bought
1.75 M USD
|
Perry-Smith Robert Truxtun
Director
|
+ 80460
|
21.75 USD |
|
9 months ago
Mar 28, 2024
|
Bought
2.5 M USD
|
Allbaugh Larry Eugene
director, 10 percent owner:
|
+ 114943
|
21.75 USD |
|
9 months ago
Mar 28, 2024
|
Bought
500 K USD
|
Allbaugh Larry Eugene
director, 10 percent owner:
|
+ 22988
|
21.75 USD |
|
9 months ago
Mar 28, 2024
|
Bought
300 K USD
|
Ramos Kevin Francis
Director
|
+ 13793
|
21.75 USD |
|
9 months ago
Mar 28, 2024
|
Bought
100 K USD
|
Riggs Judson Teichert
Director
|
+ 4598
|
21.75 USD |
|
9 months ago
Mar 28, 2024
|
Bought
300 K USD
|
Deary-Bell Shannon
Director
|
+ 13793
|
21.75 USD |
|
9 months ago
Mar 28, 2024
|
Bought
50 K USD
|
Lucas Donna
Director
|
+ 2298
|
21.75 USD |
|
11 months ago
Feb 07, 2024
|
Bought
68 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 3100
|
21.95 USD |
|
11 months ago
Feb 06, 2024
|
Bought
8.77 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 400
|
21.92 USD |
|
1 year ago
Mar 09, 2023
|
Bought
2.39 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 94
|
25.38 USD |
|
2 years ago
Mar 04, 2022
|
Bought
21.7 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 740
|
29.3665 USD |
|
1 year ago
Nov 02, 2023
|
Bought
33.7 K USD
|
Wait Brett Levi
SVP & CIO
|
+ 1750
|
19.25 USD |
|
1 year ago
Oct 25, 2023
|
Bought
101 K USD
|
Lucchetti David John
Director
|
+ 5405
|
18.69 USD |
|
1 year ago
May 17, 2023
|
Bought
183 K USD
|
Ramos Kevin Francis
Director
|
+ 10000
|
18.34 USD |
|
1 year ago
May 16, 2023
|
Bought
183 K USD
|
Allbaugh Larry Eugene
director, 10 percent owner:
|
+ 10000
|
18.34 USD |
|
1 year ago
May 15, 2023
|
Bought
183 K USD
|
Allbaugh Larry Eugene
director, 10 percent owner:
|
+ 10000
|
18.33 USD |
|
1 year ago
May 15, 2023
|
Bought
42 K USD
|
Allbaugh Larry Eugene
director, 10 percent owner:
|
+ 2308
|
18.19 USD |
|
1 year ago
May 02, 2023
|
Bought
51.4 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 2500
|
20.55 USD |
|
1 year ago
May 02, 2023
|
Bought
53.3 K USD
|
White Leigh Ann
Director
|
+ 2500
|
21.33 USD |
|
1 year ago
Apr 27, 2023
|
Bought
52.4 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 2500
|
20.97 USD |
|
1 year ago
Apr 28, 2023
|
Bought
47.2 K USD
|
Wetton Shelley Ronan
SVP & Chief Marketing Officer
|
+ 2280
|
20.72 USD |
|
1 year ago
Apr 27, 2023
|
Bought
10.6 K USD
|
Lucas Donna
Director
|
+ 500
|
21.11 USD |
|
1 year ago
Apr 27, 2023
|
Bought
102 K USD
|
Luck Heather Christina
SVP & Chief Financial Officer
|
+ 5000
|
20.31 USD |
|
1 year ago
Apr 27, 2023
|
Bought
6.6 K USD
|
Rizzo Michael Anthony
SVP & Chief Banking Officer
|
+ 318
|
20.76 USD |
|
1 year ago
Apr 27, 2023
|
Bought
19.9 K USD
|
Lee Michael Eugene
SVP & Chief Regulatory Officer
|
+ 1000
|
19.91 USD |
|
1 year ago
Apr 27, 2023
|
Bought
24.9 K USD
|
Wait Brett Levi
SVP & CIO
|
+ 1250
|
19.91 USD |
|
1 year ago
Mar 10, 2023
|
Bought
47.5 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 1906
|
24.94 USD |
|
1 year ago
Feb 03, 2023
|
Sell 14.1 K
USD
|
Ramirez-Medina Lydia Ann
SVP & COO & Chief DE&I Officer
|
- 500
|
28.23 USD |
|
2 years ago
Aug 08, 2022
|
Bought
2.43 K USD
|
Perry-Smith Robert Truxtun
director:
|
+ 100
|
24.27 USD |
|
2 years ago
Jun 13, 2022
|
Bought
49.6 USD
|
Allbaugh Larry Eugene
director:
|
+ 2
|
24.78 USD |
|
2 years ago
Jun 01, 2022
|
Bought
99.4 K USD
|
Deary-Bell Shannon
director:
|
+ 3900
|
25.5 USD |
|
2 years ago
May 19, 2022
|
Bought
25.2 K USD
|
Lucas Donna
director:
|
+ 1000
|
25.15 USD |
|
2 years ago
May 16, 2022
|
Bought
21.7 K USD
|
Allbaugh Larry Eugene
director:
|
+ 877
|
24.78 USD |
|
2 years ago
May 12, 2022
|
Bought
54 K USD
|
Perry-Smith Robert Truxtun
director:
|
+ 2101
|
25.69 USD |
|
2 years ago
May 05, 2022
|
Bought
49.9 K USD
|
Deary-Bell Shannon
director:
|
+ 1955
|
25.54 USD |
|
2 years ago
Mar 11, 2022
|
Sell 28.5 K
USD
|
Beckwith James Eugene
President & CEO
|
- 1000
|
28.48 USD |
|
2 years ago
Mar 04, 2022
|
Bought
2.97 K USD
|
White Leigh Ann
director:
|
+ 100
|
29.69 USD |
|
2 years ago
Mar 03, 2022
|
Bought
29.5 K USD
|
Perry-Smith Robert Truxtun
director:
|
+ 1002
|
29.43 USD |
|
2 years ago
Mar 01, 2022
|
Bought
116 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 3958
|
29.36 USD |
|
2 years ago
Feb 24, 2022
|
Bought
185 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 6278
|
29.51 USD |
|
2 years ago
Feb 24, 2022
|
Bought
126 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 4300
|
29.25 USD |
|
2 years ago
Feb 23, 2022
|
Bought
110 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 3722
|
29.68 USD |
|
2 years ago
Feb 16, 2022
|
Bought
49.2 K USD
|
Deary-Bell Shannon
Director
|
+ 1590
|
30.92 USD |
|
2 years ago
Feb 04, 2022
|
Sell 5.11 K
USD
|
Deary-Bell Shannon
Director
|
- 170
|
30.08 USD |
|
2 years ago
Feb 07, 2022
|
Bought
46.2 K USD
|
White Leigh Ann
Director
|
+ 1500
|
30.81 USD |
|
2 years ago
Feb 07, 2022
|
Bought
9.29 K USD
|
Lucas Donna
Director
|
+ 300
|
30.98 USD |
|
3 years ago
Dec 14, 2021
|
Bought
30.9 K USD
|
White Leigh Ann
Director
|
+ 1000
|
30.89 USD |
|
3 years ago
Nov 18, 2021
|
Bought
14.8 K USD
|
White Leigh Ann
Director
|
+ 500
|
29.69 USD |
|
3 years ago
Nov 11, 2021
|
Bought
284 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 10000
|
28.43 USD |
|
3 years ago
Nov 10, 2021
|
Bought
27.7 K USD
|
White Leigh Ann
Director
|
+ 1000
|
27.68 USD |
|
3 years ago
Nov 08, 2021
|
Bought
12.5 K USD
|
White Leigh Ann
Director
|
+ 462
|
27.08 USD |
|
3 years ago
Nov 08, 2021
|
Bought
14.6 K USD
|
White Leigh Ann
Director
|
+ 538
|
27.2 USD |
|
3 years ago
Jun 04, 2021
|
Bought
498 USD
|
Wait Brett Levi
SVP & CIO
|
+ 20
|
24.9 USD |
|
3 years ago
Nov 04, 2021
|
Bought
27.6 K USD
|
White Leigh Ann
Director
|
+ 1000
|
27.62 USD |
|
3 years ago
Sep 14, 2021
|
Bought
58.5 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 2500
|
23.4 USD |
|
3 years ago
Sep 14, 2021
|
Bought
58.6 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 2500
|
23.46 USD |
|
3 years ago
Sep 03, 2021
|
Bought
7.16 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 306
|
23.39 USD |
|
3 years ago
Sep 03, 2021
|
Bought
59.3 K USD
|
Luck Heather Christina
SVP & Chief Financial Officer
|
+ 2500
|
23.73 USD |
|
3 years ago
Sep 02, 2021
|
Bought
110 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 4694
|
23.49 USD |
|
3 years ago
Aug 25, 2021
|
Bought
91.5 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 3869
|
23.65 USD |
|
3 years ago
Aug 24, 2021
|
Bought
26.9 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 1131
|
23.75 USD |
|
3 years ago
Aug 02, 2021
|
Bought
48.7 K USD
|
White Leigh Ann
Director
|
+ 2000
|
24.33 USD |
|
3 years ago
May 04, 2021
|
Bought
50 K USD
|
Wetton Shelley Ronan
SVP & Chief Marketing Officer
|
+ 2500
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
50 K USD
|
Wait Brett Levi
SVP & CIO
|
+ 2500
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
127 K USD
|
Rizzo Michael Anthony
SVP & Chief Banking Officer
|
+ 6350
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
444 K USD
|
Riggs Judson Teichert
Director
|
+ 22178
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
3 K USD
|
Ramirez-Medina Lydia Ann
SVP & COO & Chief DE&I Officer
|
+ 150
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
444 K USD
|
Perry-Smith Robert Truxtun
Director
|
+ 22178
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
444 K USD
|
Nickum David Frank
Director
|
+ 22178
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
50 K USD
|
Luck Heather Christina
SVP & Chief Financial Officer
|
+ 2500
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
444 K USD
|
Lucchetti David John
Director
|
+ 22178
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
20 K USD
|
Lee Michael Eugene
SVP & Chief Regulatory Officer
|
+ 1000
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
444 K USD
|
Ramos Kevin Francis
Director
|
+ 22178
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
100 K USD
|
Joffe Philip Mark
Director
|
+ 5000
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
50 K USD
|
Hyde Kristine Mali
SVP & Chief HR Officer
|
+ 2500
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
330 K USD
|
Deary-Bell Shannon
Director
|
+ 16500
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
50 K USD
|
Dalton John William
SVP & Chief Credit Officer
|
+ 2500
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
100 K USD
|
CAMPBELL MICHAEL D
Director
|
+ 5000
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
444 K USD
|
Beckwith James Eugene
President & CEO
|
+ 22178
|
20 USD |
|
3 years ago
May 04, 2021
|
Bought
424 K USD
|
Allbaugh Lawrence Eugene
director, 10 percent owner:
|
+ 21181
|
20 USD |
7. News
Down -5.49% in 4 Weeks, Here's Why You Should You Buy the Dip in Five Star Bancorp (FSBC)
Five Star Bancorp (FSBC) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term.
zacks.com
- 1 month ago
Five Star Bancorp (FSBC) Upgraded to Strong Buy: Here's What You Should Know
Five Star Bancorp (FSBC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
zacks.com
- 1 month ago
Five Star Bancorp (FSBC) Q3 2024 Earnings Call Transcript
Five Star Bancorp (NASDAQ:FSBC ) Q3 2024 Earnings Call October 29, 2024 1:00 PM ET Company Participants James Beckwith - President and Chief Executive Officer Heather Luck - Senior Vice President and Chief Financial Officer Conference Call Participants Woody Lay - KBW Andrew Terrell - Stephens Gary Tenner - D.A. Davidson Operator Good day, everyone, and welcome to the Five Star Bancorp Third Quarter Earnings Webcast.
seekingalpha.com
- 2 months ago
Five Star Bancorp Announces Third Quarter 2024 Results
RANCHO CORDOVA, Calif., Oct. 28, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), today reported net income of $10.9 million for the three months ended September 30, 2024, as compared to $10.8 million for the three months ended June 30, 2024 and $11.0 million for the three months ended September 30, 2023.
globenewswire.com
- 2 months ago
Five Star Bancorp Declares Third Quarter Cash Dividend
RANCHO CORDOVA, Calif., Oct. 18, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the "Bank"), announced today the declaration of a cash dividend of $0.20 per share on the Company's voting common stock. The dividend is expected to be paid on November 12, 2024, to shareholders of record as of November 4, 2024.
globenewswire.com
- 3 months ago
Five Star Bancorp Announces Third Quarter 2024 Earnings Release Date and Webcast
RANCHO CORDOVA, Calif., Oct. 15, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), expects to report its financial results for the quarter ended September 30, 2024, after the stock market closes on Monday, October 28, 2024.
globenewswire.com
- 3 months ago
Five Star Bancorp opens San Francisco office, bringing personalized, concierge banking services to the San Francisco Bay Area
Five Star Bank is committed to restoring high-tech, high-touch banking in the San Francisco Bay Area Five Star Bank is committed to restoring high-tech, high-touch banking in the San Francisco Bay Area
globenewswire.com
- 4 months ago
Five Star Bancorp Announces Second Quarter 2024 Results
RANCHO CORDOVA, Calif., July 24, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), today reported net income of $10.8 million for the three months ended June 30, 2024, as compared to $10.6 million for the three months ended March 31, 2024 and $12.7 million for the three months ended June 30, 2023.
globenewswire.com
- 5 months ago
Five Star Bancorp Declares Second Quarter Cash Dividend
RANCHO CORDOVA, Calif., July 19, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the "Bank"), announced today the declaration of a cash dividend of $0.20 per share on the Company's voting common stock. The dividend is expected to be paid on August 12, 2024, to shareholders of record as of August 5, 2024.
globenewswire.com
- 6 months ago
Five Star Bancorp invests in San Francisco Bay Area expansion strategy by hiring and promoting seasoned talent
Five Star Bancorp seeks to fill a San Francisco Bay Area gap in high-tech and high-touch, personalized concierge banking left by Silicon Valley Bank and First Republic Bank failures Five Star Bancorp seeks to fill a San Francisco Bay Area gap in high-tech and high-touch, personalized concierge banking left by Silicon Valley Bank and First Republic Bank failures
globenewswire.com
- 6 months ago
Five Star Bancorp Announces Second Quarter 2024 Earnings Release Date and Webcast
RANCHO CORDOVA, Calif., July 11, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), expects to report its financial results for the quarter ended June 30, 2024, after the stock market closes on Wednesday, July 24, 2024.
globenewswire.com
- 6 months ago
Five Star Bancorp invests in San Francisco Bay Area expansion strategy by hiring three commercial banking professionals, and receives eight new awards
Five Star Bancorp seeks to fill a San Francisco Bay Area gap in personalized concierge banking left by Silicon Valley Bank and First Republic Bank failures Five Star Bancorp seeks to fill a San Francisco Bay Area gap in personalized concierge banking left by Silicon Valley Bank and First Republic Bank failures
globenewswire.com
- 7 months ago
8. Profile
Summary
Five Star Bancorp FSBC
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 645 M
Dividend Yield
0.68%
Description
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. The company accepts various deposits, such as money market, noninterest-bearing and interest checking accounts, savings accounts, and time deposits. Its loan products include commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans. The company also offers debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. It operates through seven branch offices and two loan production offices in Northern California. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.
Contact
3100 Zinfandel Drive, Rancho Cordova, CA, 95670
https://www.fivestarbank.com
IPO
Date
May 4, 2021
Employees
180
Officers
Mr. Brett Levi Wait
Senior Vice President & Chief Information Officer
Mr. DJ Kurtze
Senior Vice President & San Francisco Bay Area President
Mr. Chris Rudberg
Senior Vice President & MD
Mr. John William Dalton
Senior Vice President & Chief Credit Officer
Mr. James Eugene Beckwith
President, Chief Executive Officer & Director
Ms. Heather Christina Luck CPA
Senior Vice President & Chief Financial Officer
Ms. Lydia Ann Ramirez-Medina
Senior Vice President, Chief Operating Officer and Chief DE&I Officer
Ms. Shelley Ronan Wetton
Senior Vice President & Chief Marketing Officer
Mr. Michael Eugene Lee
Senior Vice President & Chief Regulatory Officer
Mr. Michael Anthony Rizzo
Senior Vice President & Chief Banking Officer