image
Financial Services - Banks - Regional - NASDAQ - US
$ 33.92
0.177 %
$ 304 M
Market Cap
10.44
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jan, 31, 2025.

The intrinsic value of one COFS stock under the worst case scenario is HIDDEN Compared to the current market price of 33.9 USD, ChoiceOne Financial Services, Inc. is HIDDEN

This DCF valuation model was last updated on Jan, 31, 2025.

The intrinsic value of one COFS stock under the base case scenario is HIDDEN Compared to the current market price of 33.9 USD, ChoiceOne Financial Services, Inc. is HIDDEN

This DCF valuation model was last updated on Jan, 31, 2025.

The intrinsic value of one COFS stock under the best case scenario is HIDDEN Compared to the current market price of 33.9 USD, ChoiceOne Financial Services, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
80.8 M REVENUE
-0.73%
25.6 M OPERATING INCOME
-27.78%
21.3 M NET INCOME
-10.06%
46.5 M OPERATING CASH FLOW
3.25%
-181 M INVESTING CASH FLOW
-100.41%
146 M FINANCING CASH FLOW
154.40%
25.1 M REVENUE
-26.34%
9.92 M OPERATING INCOME
13.10%
7.35 M NET INCOME
11.57%
-6.41 M OPERATING CASH FLOW
-43.75%
-60.3 M INVESTING CASH FLOW
-2288.95%
112 M FINANCING CASH FLOW
282.25%
Balance Sheet ChoiceOne Financial Services, Inc.
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Current Assets 55.4 M
Cash & Short-Term Investments 570 M
Receivables 0
Other Current Assets -514 M
Non-Current Assets 2.52 B
Long-Term Investments 930 M
PP&E 29.8 M
Other Non-Current Assets 1.56 B
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 30 M
Other Current Liabilities -30 M
Non-Current Liabilities 2.38 B
Long-Term Debt 206 M
Other Non-Current Liabilities 2.18 B
EFFICIENCY
Earnings Waterfall ChoiceOne Financial Services, Inc.
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Revenue 80.8 M
Cost Of Revenue 150 K
Gross Profit 80.6 M
Operating Expenses 80.8 M
Operating Income 25.6 M
Other Expenses 4.31 M
Net Income 21.3 M
RATIOS
99.81% GROSS MARGIN
99.81%
31.65% OPERATING MARGIN
31.65%
26.32% NET MARGIN
26.32%
10.87% ROE
10.87%
0.83% ROA
0.83%
0.82% ROIC
0.82%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis ChoiceOne Financial Services, Inc.
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Net Income 21.3 M
Depreciation & Amortization 12.4 M
Capital Expenditures -4.23 M
Stock-Based Compensation 1 M
Change in Working Capital 13 M
Others 11.8 M
Free Cash Flow 42.2 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets ChoiceOne Financial Services, Inc.
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Wall Street analysts predict an average 1-year price target for COFS of $37 , with forecasts ranging from a low of $37 to a high of $37 .
COFS Lowest Price Target Wall Street Target
37 USD 9.08%
COFS Average Price Target Wall Street Target
37 USD 9.08%
COFS Highest Price Target Wall Street Target
37 USD 9.08%
4. DIVIDEND ANALYSIS
0.91% DIVIDEND YIELD
0.28 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership ChoiceOne Financial Services, Inc.
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
94.1 K USD 2
3-6 MONTHS
1.28 M USD 10
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
5 months ago
Aug 09, 2024
Bought 13.4 K USD
Burke Michael J Jr
President
+ 500
26.75 USD
5 months ago
Aug 05, 2024
Bought 26.9 K USD
POTES KELLY
Chief Executive Officer
+ 1000
26.9 USD
5 months ago
Aug 05, 2024
Bought 26.6 K USD
POTES KELLY
Chief Executive Officer
+ 1000
26.55 USD
6 months ago
Aug 02, 2024
Bought 27.2 K USD
Burke Michael J Jr
President
+ 1000
27.25 USD
6 months ago
Jul 25, 2024
Bought 10 K USD
Wendling Michelle M
Director
+ 400
25 USD
6 months ago
Jul 25, 2024
Bought 50 K USD
POTES KELLY
Chief Executive Officer
+ 2000
25 USD
6 months ago
Jul 25, 2024
Bought 100 K USD
McConnell Gregory A
Director
+ 4000
25 USD
6 months ago
Jul 25, 2024
Bought 150 K USD
HENDON JACK
Director
+ 6000
25 USD
6 months ago
Jul 25, 2024
Bought 50 K USD
Greenland Adom
Secretary
+ 2000
25 USD
6 months ago
Jul 25, 2024
Bought 300 K USD
Essex Bruce John Jr
Director
+ 12000
25 USD
6 months ago
Jul 25, 2024
Bought 400 K USD
Burrough Eric E
Director
+ 16000
25 USD
6 months ago
Jul 25, 2024
Bought 50 K USD
Burns Harold J
Director
+ 2000
25 USD
6 months ago
Jul 25, 2024
Bought 25 K USD
Brophy Keith D.
Director
+ 1000
25 USD
6 months ago
Jul 25, 2024
Bought 150 K USD
Armock Greg L.
Director
+ 6000
25 USD
1 year ago
Dec 04, 2023
Sell 69.3 K USD
POTES KELLY
Chief Executive Officer
- 2690.216
25.75 USD
1 year ago
Nov 09, 2023
Bought 2.78 K USD
Armock Greg L.
Director
+ 138
20.14 USD
1 year ago
Nov 08, 2023
Bought 12.9 K USD
Coulter Curt E
Director
+ 585
22.01 USD
1 year ago
Nov 07, 2023
Bought 22 K USD
Burke Michael J Jr
President
+ 1000
21.97 USD
1 year ago
Nov 03, 2023
Bought 97.2 K USD
Armock Greg L.
Director
+ 4826
20.14 USD
1 year ago
Nov 02, 2023
Bought 24.1 K USD
McConnell Gregory A
Director
+ 1200
20.1 USD
1 year ago
Nov 02, 2023
Bought 93 K USD
Essex Bruce John Jr
Director
+ 4693
19.82 USD
1 year ago
May 19, 2023
Bought 4.23 K USD
Greenland Adom
Secretary
+ 200
21.15 USD
1 year ago
May 18, 2023
Bought 21.2 K USD
McGinnis Bradley F.
Director
+ 1000
21.17 USD
1 year ago
May 05, 2023
Bought 11.3 K USD
HENDON JACK
Director
+ 500
22.59 USD
1 year ago
May 04, 2023
Bought 96.8 K USD
Essex Bruce John Jr
Director
+ 4500
21.51 USD
1 year ago
May 04, 2023
Bought 96.9 K USD
Essex Bruce John Jr
Director
+ 4500
21.54 USD
2 years ago
Dec 01, 2022
Bought 12 K USD
Essex Bruce John Jr
Director
+ 530
22.7 USD
2 years ago
Nov 30, 2022
Bought 156 K USD
Essex Bruce John Jr
Director
+ 6879
22.69 USD
2 years ago
Nov 28, 2022
Bought 8.04 K USD
McConnell Gregory A
Director
+ 370
21.72 USD
2 years ago
Nov 28, 2022
Bought 11.8 K USD
McConnell Gregory A
Director
+ 545
21.73 USD
2 years ago
Oct 31, 2022
Bought 45.6 K USD
HENDON JACK
Director
+ 2000
22.82 USD
2 years ago
Nov 15, 2022
Bought 225 K USD
Burrough Eric E
Director
+ 10000
22.53 USD
2 years ago
May 16, 2022
Bought 105 K USD
McConnell Gregory A
director:
+ 5000
21.07 USD
3 years ago
Nov 10, 2021
Sell 3.53 K USD
BRAFORD LEE A
S.V.P. - ChoiceOne Bank (Sub.)
- 138.409
25.49 USD
2 years ago
May 10, 2022
Bought 22.7 K USD
McGinnis Bradley F.
director:
+ 1000
22.74 USD
3 years ago
Jan 28, 2022
Sell 14 K USD
POTES KELLY
Chief Executive Officer
- 540.945
25.83 USD
3 years ago
Dec 09, 2021
Bought 22 K USD
POTES KELLY
Chief Executive Officer
+ 865
25.48 USD
3 years ago
Dec 09, 2021
Bought 486 USD
POTES KELLY
Chief Executive Officer
+ 19
25.6 USD
3 years ago
Dec 08, 2021
Bought 50.6 K USD
POTES KELLY
Chief Executive Officer
+ 1975
25.6 USD
3 years ago
Dec 08, 2021
Bought 3.58 K USD
POTES KELLY
Chief Executive Officer
+ 141
25.4 USD
3 years ago
Sep 14, 2021
Bought 4.95 K USD
Batistoni Peter
S.V.P. - ChoiceOne Bank (Sub.)
+ 200
24.75 USD
3 years ago
May 07, 2021
Bought 24.9 K USD
Greenland Adom
Secretary
+ 1000
24.92 USD
3 years ago
Apr 27, 2021
Bought 8.32 K USD
POTES KELLY
Chief Executive Officer
+ 343
24.25 USD
3 years ago
Apr 27, 2021
Bought 24 K USD
JOHNSON PAUL L
Director
+ 1000
24.05 USD
3 years ago
Feb 18, 2021
Bought 21.3 K USD
BUSH DAVID
Director
+ 820
25.96 USD
3 years ago
Feb 17, 2021
Bought 1.25 K USD
BUSH DAVID
Director
+ 48
26 USD
3 years ago
Feb 12, 2021
Bought 3.41 K USD
BUSH DAVID
Director
+ 132
25.82 USD
3 years ago
Feb 18, 2021
Bought 24.5 K USD
BUSH DAVID
Director
+ 944
25.96 USD
3 years ago
Feb 17, 2021
Bought 1.46 K USD
BUSH DAVID
Director
+ 56
26 USD
4 years ago
Jun 12, 2020
Sell 9.03 K USD
BOSSERD JAMES A
Director
- 300
30.1 USD
4 years ago
Jun 10, 2020
Sell 24.8 K USD
BOSSERD JAMES A
Director
- 800
31 USD
4 years ago
Jun 08, 2020
Sell 208 K USD
McConnell Gregory A
Director
- 6943
30 USD
4 years ago
Jun 05, 2020
Sell 12 K USD
BOSSERD JAMES A
Director
- 409
29.25 USD
4 years ago
Jun 04, 2020
Sell 17.3 K USD
BOSSERD JAMES A
Director
- 591
29.25 USD
4 years ago
Jun 02, 2020
Sell 29.1 K USD
BOSSERD JAMES A
Director
- 1000
29.1 USD
4 years ago
Mar 11, 2020
Bought 30 K USD
BUSH DAVID
Director
+ 1000
29.99 USD
4 years ago
Mar 04, 2020
Sell 32 K USD
Henion Bradley
S.V.P. - ChoiceOne Bank (Sub.)
- 1000
32.03 USD
4 years ago
Feb 11, 2020
Bought 18.2 K USD
CADY BRUCE
Director
+ 560
32.5 USD
4 years ago
Feb 10, 2020
Bought 39 K USD
Burke Michael J Jr
President
+ 1200
32.5 USD
5 years ago
Aug 02, 2019
Bought 59.3 K USD
Armock Greg L.
Director
+ 2010
29.5 USD
5 years ago
May 20, 2019
Bought 20.3 K USD
Brophy Keith D.
Director
+ 700
29 USD
5 years ago
May 16, 2019
Bought 31 K USD
Page Roxanne M
Director
+ 1080
28.75 USD
5 years ago
May 16, 2019
Bought 7.19 K USD
Page Roxanne M
Director
+ 250
28.75 USD
5 years ago
May 15, 2019
Bought 5.94 K USD
Brophy Keith D.
Director
+ 198
30 USD
5 years ago
May 15, 2019
Bought 8.7 K USD
Brophy Keith D.
Director
+ 300
29 USD
5 years ago
May 15, 2019
Bought 2.75 K USD
Brophy Keith D.
Director
+ 95
28.99 USD
5 years ago
May 15, 2019
Bought 8.83 K USD
Brophy Keith D.
Director
+ 307
28.75 USD
5 years ago
May 15, 2019
Bought 5.7 K USD
Brophy Keith D.
Director
+ 200
28.5 USD
5 years ago
May 07, 2019
Bought 30 K USD
Brophy Keith D.
Director
+ 1100
27.23 USD
6 years ago
Oct 31, 2018
Sell 26.1 K USD
JOHNSON MARY J
Secretary
- 1002
26.07 USD
6 years ago
May 01, 2018
Bought 3.51 K USD
Page Roxanne M
Director
+ 130
27 USD
6 years ago
May 01, 2018
Bought 8.37 K USD
Page Roxanne M
Director
+ 310
27 USD
6 years ago
Feb 14, 2018
Bought 3.6 K USD
POTES KELLY
President
+ 150
24 USD
6 years ago
Feb 13, 2018
Bought 21.9 K USD
JOHNSON PAUL L
Director
+ 906
24.15 USD
6 years ago
Feb 06, 2018
Bought 12.2 K USD
Lanning Raymond A.
Director
+ 500
24.5 USD
6 years ago
Feb 05, 2018
Bought 25 K USD
Greenland Adom
S.V.P. - ChoiceOne Bank (Sub.)
+ 1000
25 USD
7 years ago
Feb 01, 2018
Bought 9.29 K USD
Greenland Adom
S.V.P. - ChoiceOne Bank (Sub.)
+ 383
24.25 USD
7 years ago
Jan 30, 2018
Bought 5.82 K USD
Nyblad Nels W
Director
+ 233
25 USD
7 years ago
Jan 30, 2018
Bought 24.8 K USD
HENDON JACK
Director
+ 1000
24.75 USD
7 years ago
Nov 08, 2017
Bought 36.5 K USD
Brophy Keith D.
Director
+ 1600
22.8 USD
7 years ago
Nov 07, 2017
Bought 1.94 K USD
POTES KELLY
President
+ 84.3096
23 USD
7 years ago
Aug 04, 2017
Sell 22.8 K USD
BOSSERD JAMES A
Chief Executive Officer
- 1000
22.83 USD
7 years ago
May 22, 2017
Bought 1.14 K USD
Page Roxanne M
Director
+ 49
23.25 USD
7 years ago
Feb 07, 2017
Bought 117 K USD
Lanning Raymond A.
Director
+ 5000
23.45 USD
8 years ago
Feb 01, 2017
Bought 7.26 K USD
HENDON JACK
Director
+ 300
24.2 USD
8 years ago
Feb 01, 2017
Bought 2.37 K USD
HENDON JACK
Director
+ 100
23.7 USD
8 years ago
Feb 01, 2017
Bought 2.35 K USD
HENDON JACK
Director
+ 100
23.5 USD
8 years ago
Nov 21, 2016
Bought 23.2 K USD
JOHNSON PAUL L
Director
+ 1000
23.25 USD
8 years ago
Nov 21, 2016
Bought 4.6 K USD
JOHNSON MARY J
Secretary
+ 200
23 USD
8 years ago
Nov 21, 2016
Bought 14 K USD
Brophy Keith D.
Director
+ 600
23.35 USD
8 years ago
Nov 14, 2016
Bought 4.6 K USD
Bull K Timothy
Director
+ 200
23 USD
8 years ago
Nov 04, 2016
Bought 50.1 K USD
BERRIS FRANK G
Director
+ 2250
22.25 USD
8 years ago
Nov 04, 2016
Bought 43 K USD
BERRIS FRANK G
Director
+ 1932
22.25 USD
8 years ago
Nov 01, 2016
Bought 111 K USD
Lanning Raymond A.
Director
+ 5000
22.25 USD
8 years ago
Aug 17, 2016
Bought 3.04 K USD
JOHNSON MARY J
Secretary
+ 135
22.5 USD
8 years ago
Aug 16, 2016
Bought 45.4 K USD
JOHNSON PAUL L
Director
+ 2000
22.7 USD
8 years ago
Aug 16, 2016
Bought 11.4 K USD
HENDON JACK
Director
+ 500
22.7 USD
8 years ago
Aug 09, 2016
Bought 6.93 K USD
Brophy Keith D.
Director
+ 300
23.11 USD
8 years ago
Aug 03, 2016
Sell 6.22 K USD
BOSSERD JAMES A
Chief Executive Officer
- 273.9761
22.7 USD
8 years ago
May 17, 2016
Bought 6.81 K USD
Page Roxanne M
Director
+ 300
22.7 USD
8 years ago
May 04, 2016
Bought 226 K USD
Lanning Raymond A.
Director
+ 10000
22.6 USD
8 years ago
May 04, 2016
Bought 4.77 K USD
JOHNSON MARY J
Secretary
+ 211
22.6 USD
8 years ago
May 04, 2016
Bought 294 K USD
BERRIS FRANK G
Director
+ 13000
22.6 USD
8 years ago
May 04, 2016
Bought 45.2 K USD
BERRIS FRANK G
Director
+ 2000
22.6 USD
9 years ago
Nov 23, 2015
Bought 12.1 K USD
JOHNSON PAUL L
Director
+ 500
24.24 USD
9 years ago
Nov 23, 2015
Bought 12 K USD
JOHNSON PAUL L
Director
+ 500
24 USD
8 years ago
Feb 18, 2016
Bought 4.13 K USD
JOHNSON MARY J
Secretary
+ 175
23.6 USD
8 years ago
Feb 17, 2016
Bought 4.75 K USD
Brophy Keith D.
Director
+ 200
23.74 USD
8 years ago
Feb 16, 2016
Bought 4.75 K USD
Bull K Timothy
Director
+ 200
23.75 USD
8 years ago
Feb 04, 2016
Bought 4.15 K USD
JOHNSON MARY J
Secretary
+ 175
23.7 USD
8 years ago
Feb 04, 2016
Bought 10 K USD
HENDON JACK
Director
+ 421
23.79 USD
8 years ago
Feb 04, 2016
Bought 87.9 K USD
BERRIS FRANK G
Director
+ 3700
23.75 USD
8 years ago
Feb 04, 2016
Bought 2.71 K USD
BERRIS FRANK G
Director
+ 115
23.59 USD
8 years ago
Feb 04, 2016
Bought 260 K USD
BERRIS FRANK G
Director
+ 11085
23.5 USD
8 years ago
Feb 04, 2016
Bought 2.35 K USD
BERRIS FRANK G
Director
+ 100
23.49 USD
9 years ago
Nov 23, 2015
Bought 12.1 K USD
JOHNSON PAUL L
Director
+ 500
24.24 USD
9 years ago
Nov 23, 2015
Bought 12 K USD
JOHNSON PAUL L
Director
+ 500
24 USD
9 years ago
Nov 23, 2015
Bought 2.4 K USD
BOSSERD JAMES A
President and C.E.O.
+ 100
24 USD
9 years ago
Nov 23, 2015
Bought 2.36 K USD
BOSSERD JAMES A
President and C.E.O.
+ 100
23.6 USD
9 years ago
Nov 19, 2015
Bought 4.24 K USD
JOHNSON MARY J
Secretary
+ 175
24.25 USD
9 years ago
Nov 04, 2015
Bought 7.19 K USD
HENDON JACK
Director
+ 300
23.98 USD
9 years ago
Nov 04, 2015
Bought 4.7 K USD
HENDON JACK
Director
+ 200
23.48 USD
9 years ago
Nov 04, 2015
Bought 2.39 K USD
Brophy Keith D.
Director
+ 100
23.9 USD
9 years ago
Aug 17, 2015
Bought 7.23 K USD
Brophy Keith D.
Director
+ 300
24.0835 USD
9 years ago
Aug 11, 2015
Bought 10.7 K USD
JOHNSON MARY J
Secretary
+ 473
22.65 USD
9 years ago
Aug 07, 2015
Bought 9.67 K USD
JOHNSON MARY J
Secretary
+ 427
22.65 USD
9 years ago
Aug 04, 2015
Bought 306 USD
Page Roxanne M
Director
+ 13
23.5 USD
9 years ago
Aug 03, 2015
Bought 4.89 K USD
Page Roxanne M
Director
+ 215
22.75 USD
9 years ago
Jul 30, 2015
Bought 2.36 K USD
BOSSERD JAMES A
President and C.E.O.
+ 100
23.58 USD
9 years ago
May 12, 2015
Bought 14.1 K USD
JOHNSON MARY J
Secretary
+ 600
23.45 USD
9 years ago
May 12, 2015
Bought 2.36 K USD
BOSSERD JAMES A
President and C.E.O.
+ 100
23.55 USD
9 years ago
May 06, 2015
Bought 11.6 K USD
HENDON JACK
Director
+ 500
23.25 USD
9 years ago
May 07, 2015
Bought 2.33 K USD
Brophy Keith D.
Director
+ 100
23.3 USD
9 years ago
May 07, 2015
Bought 9.44 K USD
Brophy Keith D.
Director
+ 400
23.6 USD
9 years ago
May 04, 2015
Bought 2.36 K USD
BOSSERD JAMES A
President and C.E.O.
+ 100
23.6 USD
9 years ago
Apr 29, 2015
Bought 10 K USD
JOHNSON MARY J
Secretary
+ 431
23.25 USD
9 years ago
Apr 28, 2015
Bought 2.24 K USD
Page Roxanne M
Director
+ 95
23.6 USD
9 years ago
Apr 27, 2015
Bought 2.3 K USD
Page Roxanne M
Director
+ 100
23 USD
9 years ago
Feb 24, 2015
Bought 4.02 K USD
JOHNSON PAUL L
Director
+ 170
23.64 USD
9 years ago
Feb 24, 2015
Bought 4.21 K USD
JOHNSON PAUL L
Director
+ 178
23.64 USD
9 years ago
Feb 19, 2015
Bought 16.6 K USD
Brophy Keith D.
Director
+ 700
23.65 USD
9 years ago
Feb 19, 2015
Bought 4.73 K USD
BOSSERD JAMES A
President and C.E.O.
+ 200
23.65 USD
9 years ago
Feb 06, 2015
Bought 26.4 K USD
JOHNSON MARY J
Secretary
+ 1160
22.75 USD
9 years ago
Feb 06, 2015
Bought 10.4 K USD
Page Roxanne M
Director
+ 457
22.75 USD
9 years ago
Feb 06, 2015
Bought 24.1 K USD
JOHNSON MARY J
Secretary
+ 1060
22.75 USD
9 years ago
Feb 06, 2015
Bought 4.55 K USD
Bull K Timothy
Director
+ 200
22.75 USD
10 years ago
Nov 17, 2014
Bought 13.7 K USD
Lanning Raymond A.
Director
+ 600
22.83 USD
10 years ago
Nov 03, 2014
Bought 10.5 K USD
HENDON JACK
Director
+ 500
21.03 USD
10 years ago
Nov 04, 2014
Bought 4.37 K USD
JOHNSON PAUL L
Director
+ 200
21.85 USD
10 years ago
Nov 03, 2014
Bought 53.1 K USD
Lanning Raymond A.
Director
+ 2556
20.78 USD
10 years ago
Aug 20, 2014
Bought 3.21 K USD
Bull K Timothy
Director
+ 150
21.4 USD
10 years ago
Aug 04, 2014
Bought 3.72 K USD
JOHNSON PAUL L
Director
+ 193
19.25 USD
10 years ago
May 21, 2014
Bought 4.61 K USD
JOHNSON PAUL L
Director
+ 248
18.6 USD
10 years ago
May 20, 2014
Bought 4.3 K USD
JOHNSON PAUL L
Director
+ 231
18.6 USD
10 years ago
May 21, 2014
Bought 1.35 K USD
BOSSERD JAMES A
President and C.E.O.
+ 75
18 USD
10 years ago
May 15, 2014
Bought 2.32 K USD
JOHNSON PAUL L
Director
+ 127
18.25 USD
10 years ago
May 14, 2014
Bought 3.82 K USD
JOHNSON PAUL L
Director
+ 212
18 USD
10 years ago
May 14, 2014
Bought 1.09 K USD
Page Roxanne M
Director
+ 60
18.1 USD
10 years ago
May 06, 2014
Bought 3.29 K USD
JOHNSON PAUL L
Director
+ 182
18.1 USD
10 years ago
May 06, 2014
Bought 21.6 K USD
HENDON JACK
Director
+ 1200
18 USD
10 years ago
May 08, 2014
Bought 4.88 K USD
BOSSERD JAMES A
President and C.E.O.
+ 264
18.5 USD
10 years ago
May 06, 2014
Bought 652 USD
BOSSERD JAMES A
President and C.E.O.
+ 36
18.1 USD
10 years ago
May 05, 2014
Bought 4.68 K USD
Page Roxanne M
Director
+ 260
18 USD
10 years ago
May 05, 2014
Bought 4.5 K USD
POTES KELLY
Senior Vice President
+ 250
18 USD
11 years ago
Aug 21, 2013
Bought 2.51 K USD
Bull K Timothy
Director
+ 150
16.75 USD
11 years ago
Aug 19, 2013
Bought 3.36 K USD
Page Roxanne M
Director
+ 200
16.8 USD
11 years ago
Aug 19, 2013
Bought 3.36 K USD
BOSSERD JAMES A
President and C.E.O.
+ 200
16.8 USD
11 years ago
Aug 13, 2013
Bought 50.2 K USD
HENDON JACK
Director
+ 3000
16.75 USD
11 years ago
Aug 01, 2013
Sell 49.5 K USD
Nelson Dennis C
Director
- 3000
16.5 USD
11 years ago
May 31, 2013
Bought 1.68 K USD
Page Roxanne M
Director
+ 100
16.8 USD
11 years ago
May 06, 2013
Bought 1.61 K USD
POTES KELLY
Senior Vice President
+ 100
16.1 USD
11 years ago
May 06, 2013
Bought 1.6 K USD
BOSSERD JAMES A
Preisdent and C.E.O.
+ 100
16 USD
12 years ago
Feb 01, 2013
Bought 15.5 K USD
Nyblad Nels W
Director
+ 1000
15.5 USD
12 years ago
Feb 01, 2013
Bought 15.4 K USD
POTES KELLY
Senior Vice President
+ 1000
15.45 USD
12 years ago
Nov 19, 2012
Bought 14.9 K USD
Arends Jerome B
Director
+ 1000
14.9 USD
12 years ago
Nov 19, 2012
Bought 14.9 K USD
Arends Jerome B
Director
+ 1000
14.9 USD
12 years ago
Nov 01, 2012
Bought 7.5 K USD
VANSINGEL DONALD
Director
+ 500
15 USD
12 years ago
Nov 01, 2012
Bought 15 K USD
POTES KELLY
Senior Vice President
+ 1000
15 USD
12 years ago
Nov 01, 2012
Bought 22.5 K USD
JOHNSON PAUL L
Director
+ 1500
15 USD
12 years ago
Aug 07, 2012
Bought 10.7 K USD
Arends Jerome B
Director
+ 700
15.25 USD
12 years ago
Aug 07, 2012
Bought 15.2 K USD
Arends Jerome B
Director
+ 1000
15.25 USD
12 years ago
Aug 21, 2012
Bought 3.1 K USD
Page Roxanne M
Director
+ 200
15.5 USD
12 years ago
Aug 09, 2012
Bought 7.5 K USD
JOHNSON PAUL L
Director
+ 500
15 USD
12 years ago
Aug 08, 2012
Bought 15.2 K USD
VANSINGEL DONALD
Director
+ 1000
15.25 USD
12 years ago
Aug 07, 2012
Bought 1.52 K USD
BOSSERD JAMES A
President & Chief Exec Officer
+ 100
15.25 USD
12 years ago
Aug 03, 2012
Bought 4.5 K USD
Arends Jerome B
Director
+ 300
15 USD
12 years ago
May 04, 2012
Bought 2.85 K USD
Page Roxanne M
Director
+ 200
14.25 USD
12 years ago
May 03, 2012
Bought 2.9 K USD
BOSSERD JAMES A
President and C.E.O.
+ 200
14.5 USD
12 years ago
Feb 22, 2012
Bought 2.5 K USD
Page Roxanne M
Director
+ 200
12.5 USD
12 years ago
Feb 22, 2012
Bought 2.5 K USD
BOSSERD JAMES A
President and CEO
+ 200
12.5 USD
12 years ago
Feb 22, 2012
Bought 6.25 K USD
VANSINGEL DONALD
Director
+ 500
12.5 USD
12 years ago
Feb 15, 2012
Sell 1.2 K USD
LAMPEN THOMAS L
Treasurer
- 100
12 USD
13 years ago
Nov 23, 2011
Bought 3.11 K USD
VANSINGEL DONALD
Director
+ 265
11.75 USD
13 years ago
May 26, 2011
Bought 2.6 K USD
Bull K Timothy
Director
+ 200
13 USD
13 years ago
May 10, 2011
Bought 1.76 K USD
JOHNSON PAUL L
Director
+ 160
11 USD
13 years ago
May 10, 2011
Bought 1.81 K USD
JOHNSON PAUL L
Director
+ 168
10.8 USD
13 years ago
May 10, 2011
Bought 1.89 K USD
JOHNSON PAUL L
Director
+ 172
11 USD
13 years ago
May 06, 2011
Bought 2.78 K USD
VANSINGEL DONALD
Director
+ 250
11.1 USD
13 years ago
May 05, 2011
Bought 599 USD
VANSINGEL DONALD
Director
+ 54
11.1 USD
13 years ago
May 04, 2011
Bought 5.88 K USD
VANSINGEL DONALD
Director
+ 500
11.75 USD
13 years ago
May 03, 2011
Bought 2.35 K USD
Page Roxanne M
Director
+ 200
11.75 USD
13 years ago
Feb 28, 2011
Bought 3.58 K USD
VANSINGEL DONALD
Director
+ 311
11.5 USD
13 years ago
Feb 25, 2011
Bought 1.2 K USD
Page Roxanne M
Director
+ 100
12 USD
13 years ago
Feb 25, 2011
Bought 3.6 K USD
JOHNSON PAUL L
Director
+ 300
12 USD
14 years ago
Dec 20, 2010
Bought 8.43 K USD
Arends Jerome B
Director
+ 741
11.38 USD
14 years ago
Dec 09, 2010
Bought 8.62 K USD
Arends Jerome B
Director
+ 750
11.5 USD
14 years ago
Dec 09, 2010
Bought 7.02 K USD
Arends Jerome B
Director
+ 610
11.5 USD
14 years ago
Dec 08, 2010
Bought 1.47 K USD
Arends Jerome B
Director
+ 128
11.5 USD
14 years ago
Dec 01, 2010
Bought 101 USD
Arends Jerome B
Director
+ 9
11.25 USD
14 years ago
Dec 02, 2010
Bought 8.76 K USD
Arends Jerome B
Director
+ 762
11.5 USD
14 years ago
Nov 22, 2010
Bought 1.1 K USD
Page Roxanne M
Director
+ 100
11 USD
14 years ago
Nov 18, 2010
Bought 4.5 K USD
PIKE JON E
Director
+ 400
11.25 USD
14 years ago
Nov 18, 2010
Bought 5.55 K USD
PIKE JON E
Director
+ 500
11.1 USD
14 years ago
Nov 17, 2010
Bought 5.03 K USD
PIKE JON E
Director
+ 438
11.49 USD
14 years ago
Nov 12, 2010
Bought 6.46 K USD
PIKE JON E
Director
+ 562
11.49 USD
14 years ago
Nov 11, 2010
Bought 4.5 K USD
PIKE JON E
Director
+ 400
11.25 USD
14 years ago
Aug 13, 2010
Bought 3.04 K USD
PIKE JON E
Director
+ 278
10.93 USD
14 years ago
Aug 02, 2010
Bought 2.01 K USD
BOSSERD JAMES A
President and CEO
+ 200
10.03 USD
14 years ago
May 24, 2010
Bought 20 K USD
PIKE JON E
Director
+ 2197
9.1 USD
14 years ago
May 18, 2010
Bought 2.45 K USD
PIKE JON E
Director
+ 278
8.8 USD
14 years ago
May 17, 2010
Bought 1.8 K USD
BOSSERD JAMES A
President and C.E.O.
+ 200
9 USD
14 years ago
May 07, 2010
Bought 13.3 K USD
PIKE JON E
Director
+ 1525
8.7 USD
14 years ago
Feb 22, 2010
Bought 850 USD
JOHNSON PAUL L
Director
+ 100
8.5 USD
14 years ago
Feb 17, 2010
Bought 3.36 K USD
JOHNSON PAUL L
Director
+ 400
8.4 USD
15 years ago
Nov 12, 2009
Bought 25.5 K USD
Arends Jerome B
Director
+ 3000
8.5 USD
15 years ago
Nov 12, 2009
Bought 2.49 K USD
Arends Jerome B
Director
+ 293
8.5 USD
15 years ago
Nov 11, 2009
Bought 14.2 K USD
Arends Jerome B
Director
+ 1707
8.3 USD
15 years ago
Aug 20, 2009
Bought 3.38 K USD
PIKE JON E
Director
+ 375
9 USD
15 years ago
May 20, 2009
Bought 3.08 K USD
Bull K Timothy
Director
+ 500
6.17 USD
15 years ago
May 19, 2009
Bought 1.55 K USD
BOSSERD JAMES A
President and C.E.O.
+ 200
7.75 USD
16 years ago
Nov 20, 2008
Bought 3.24 K USD
Bull K Timothy
Director
+ 400
8.1 USD
16 years ago
Nov 05, 2008
Bought 4.18 K USD
Arends Jerome B
Director
+ 440
9.5 USD
16 years ago
Nov 04, 2008
Bought 5.32 K USD
Arends Jerome B
Director
+ 560
9.5 USD
16 years ago
Nov 06, 2008
Bought 47.1 K USD
PIKE JON E
Director
+ 5000
9.42 USD
16 years ago
Aug 18, 2008
Bought 460 USD
PITSCH LINDA R
Secretary
+ 40
11.5 USD
16 years ago
Jul 31, 2008
Bought 10.4 K USD
PIKE JON E
Director
+ 1000
10.4 USD
16 years ago
May 20, 2008
Bought 3.52 K USD
VANSINGEL DONALD
Director
+ 300
11.75 USD
16 years ago
May 16, 2008
Bought 25.8 K USD
PIKE JON E
Director
+ 2202
11.7 USD
16 years ago
May 12, 2008
Bought 3.6 K USD
KNOOIHUIZEN LOUIS D
Vice President
+ 300
12 USD
16 years ago
Apr 30, 2008
Bought 188 K USD
GOODFELLOW STUART
Director
+ 15000
12.5 USD
16 years ago
Apr 29, 2008
Bought 3.52 K USD
VANSINGEL DONALD
Director
+ 300
11.75 USD
17 years ago
Nov 21, 2007
Bought 25.6 K USD
Clark Sheila R
Sen. V.P.-ChoiceOne Bank (Sub)
+ 1898.3365
13.5 USD
17 years ago
Nov 14, 2007
Bought 30 K USD
BERRIS FRANK G
Director
+ 1655
18.13 USD
17 years ago
Aug 15, 2007
Bought 2 K USD
Humphreys Robert C
Director
+ 123.077
16.25 USD
17 years ago
Aug 30, 2007
Sell 5.17 K USD
LAMPEN THOMAS L
Treasurer
- 352
14.68 USD
17 years ago
Aug 14, 2007
Bought 15.7 K USD
KNOOIHUIZEN LOUIS D
Vice President
+ 967
16.2 USD
17 years ago
Feb 16, 2007
Bought 22 K USD
Bull K Timothy
Director
+ 1250
17.6 USD
17 years ago
Feb 16, 2007
Bought 2 K USD
Humphreys Robert C
Director
+ 116.618
17.15 USD
17 years ago
Feb 16, 2007
Bought 17.4 K USD
Humphreys Robert C
Director
+ 991
17.6 USD
18 years ago
Nov 07, 2006
Bought 5.64 K USD
PIKE JON E
Director
+ 310
18.2 USD
19 years ago
Nov 21, 2005
Bought 18.3 K USD
CUTLER WILLIAM F JR
Director
+ 922
19.9 USD
19 years ago
Sep 02, 2005
Bought 6.83 K USD
JOHNSON PAUL L
Director
+ 350
19.52 USD
19 years ago
Aug 29, 2005
Bought 10.2 K USD
BOSSERD JAMES A
President and CEO
+ 500
20.4 USD
19 years ago
Aug 19, 2005
Bought 4 K USD
KNOOIHUIZEN LOUIS D
Vice President
+ 200
20 USD
19 years ago
Aug 17, 2005
Bought 40.3 K USD
PIKE JON E
Director
+ 2000
20.13 USD
19 years ago
Aug 16, 2005
Bought 40.3 K USD
PIKE JON E
Director
+ 2000
20.13 USD
19 years ago
Aug 09, 2005
Bought 4 K USD
KNOOIHUIZEN LOUIS D
Vice President
+ 200
20 USD
19 years ago
May 17, 2005
Bought 29.4 K USD
JOHNSON PAUL L
Director
+ 1500
19.6 USD
19 years ago
May 18, 2005
Bought 9.75 K USD
BOSSERD JAMES A
President and CEO
+ 500
19.5 USD
19 years ago
Feb 14, 2005
Bought 17.4 K USD
ZAMIARA ANDREW W
Director
+ 775
22.5 USD
20 years ago
Nov 12, 2004
Bought 2.5 K USD
PIKE JON E
Director
+ 100
25 USD
20 years ago
Aug 09, 2004
Bought 8.2 K USD
KNOOIHUIZEN LOUIS D
Vice President
+ 400
20.5 USD
20 years ago
May 05, 2004
Bought 19.7 K USD
BOSSERD JAMES A
President & CEO
+ 1000
19.7 USD
20 years ago
Apr 30, 2004
Bought 19.5 K USD
GOODFELLOW STUART
Director
+ 1000
19.5 USD
21 years ago
Jan 27, 2004
Bought 4.26 K USD
PIKE JON E
Director
+ 240
17.75 USD
21 years ago
Jan 27, 2004
Bought 11.5 K USD
PIKE JON E
Director
+ 640
18 USD
21 years ago
Jan 27, 2004
Bought 2.84 K USD
PIKE JON E
Director
+ 160
17.75 USD
21 years ago
Nov 03, 2003
Bought 15.6 K USD
PIKE JON E
Director
+ 915
17 USD
21 years ago
Aug 06, 2003
Bought 7.24 K USD
PIKE JON E
Director
+ 439
16.5 USD
21 years ago
Aug 05, 2003
Bought 2.6 K USD
PIKE JON E
Director
+ 160
16.25 USD
21 years ago
Jul 31, 2003
Bought 3.89 K USD
PIKE JON E
Director
+ 243
16 USD
7. News
ChoiceOne Reports Fourth Quarter and Year End 2024 Results SPARTA, Mich. , Jan. 22, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended December 31, 2024. prnewswire.com - 1 week ago
The Zacks Analyst Blog Raymond James Financial, ChoiceOne Financial Services, Royal Bank of Canada and Canadian Imperial Bank of Commerce Raymond James Financial, ChoiceOne Financial Services, Royal Bank of Canada and Canadian Imperial Bank of Commerce are included in this Analyst Blog. zacks.com - 1 month ago
4 Finance Stocks With Recent Dividend Hikes to Keep An Eye On RJF, COFS, RY and CM are stocks to look out for a regular stream of income, given recent dividend hikes amid an uncertain operating backdrop. zacks.com - 1 month ago
CHOICEONE FINANCIAL ANNOUNCES CASH DIVIDENDS SPARTA, Mich. , Dec. 4, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. announced today that its Board of Directors has declared a cash dividend on the Corporation's common stock of $0.28 per share. prnewswire.com - 1 month ago
FENTURA FINANCIAL INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Fentura Financial, Inc. - FETM NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Fentura Financial, Inc. (OTC: FETM) to ChoiceOne Financial Services, Inc. (NasdaqCM: COFS). Under the terms of the proposed transaction, shareholders of Fentura will receive 1.35 shares of ChoiceOne common stock for each share of Fentura that they own. KSF is seeking to determine whether this consideration and. businesswire.com - 2 months ago
ChoiceOne Financial Services, Inc. (COFS) Q3 Earnings and Revenues Top Estimates ChoiceOne Financial Services, Inc. (COFS) came out with quarterly earnings of $0.93 per share, beating the Zacks Consensus Estimate of $0.74 per share. This compares to earnings of $0.68 per share a year ago. zacks.com - 3 months ago
ChoiceOne Reports Third Quarter 2024 Results SPARTA, Mich. , Oct. 23, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended September 30, 2024. prnewswire.com - 3 months ago
COFS Stock Alert: Halper Sadeh LLC Is Investigating Whether the Merger of ChoiceOne Financial Services, Inc. Is Fair to Shareholders NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating whether the merger of ChoiceOne Financial Services, Inc. (NASDAQ: COFS) and Fentura Financial, Inc. is fair to ChoiceOne shareholders. Halper Sadeh encourages ChoiceOne shareholders to click here to learn more about their legal rights and options or contact Daniel Sadeh or Zachary Halper at (212) 763-0060 or sadeh@halpersadeh.com or zhalper@halpersadeh.com. The investigation concerns whether ChoiceOne and. businesswire.com - 4 months ago
ChoiceOne Bank Receives MCDC 2023 Lender of the Year Award Bradley Bissett Personally Recognized as MCDC 2023 Individual Lender of the Year SPARTA, Mich. , Sept. 19, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc., and ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne") are honored to receive the 2023 Lender of the Year Award from the Michigan Certified Development Corporation (MCDC). prnewswire.com - 4 months ago
ChoiceOne Bank Receives dotCOMM Gold Award Honoring Web Creativity, Digital Communication Excellence SPARTA, Mich. , Sept. 10, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc., and ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne") are pleased to announce the choiceone.bank redesign has been awarded a Gold Award from dotCOMM – Honoring Excellence in Web Creativity and Digital Communication. prnewswire.com - 4 months ago
ChoiceOne Financial Announces Cash Dividends SPARTA, Mich. , Aug. 23, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. announced today that its Board of Directors has declared a cash dividend on the Corporation's common stock of $0.27 per share. prnewswire.com - 5 months ago
8. Profile Summary

ChoiceOne Financial Services, Inc. COFS

image
COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 304 M
Dividend Yield 0.91%
Description ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial loans, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers safe deposit and automated transaction machine services; and alternative investment products, including annuities and mutual funds, as well as sells insurance policies, such as life and health for commercial and consumer clients. It operates 32 full-service offices in Kent, Muskegon, Newaygo, and Ottawa, Lapeer, Macomb, and St. Clair counties, Michigan. The company also operates three loan production offices. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.
Contact 109 East Division Street, Sparta, MI, 49345 https://www.choiceone.com
IPO Date June 21, 2001
Employees 371
Officers Mr. Adom J. Greenland CPA Chief Financial Officer, Executive Vice President, Secretary & Treasurer Mr. Peter Batistoni Senior Vice President & Senior Lender of ChoiceOne Bank Mr. Michael J. Burke Jr. President & Director Mr. Bradley A. Henion Executive Vice President & Chief Lending Officer of ChoiceOne Bank Mr. Robert M. Jamula Senior Vice President of Wealth Management of ChoiceOne Bank Ms. Shelly M. Childers Senior Vice President & Chief Information Officer Mr. Lee A. Braford Senior Vice President & Chief Credit Officer of ChoiceOne Bank Mr. Kelly J. Potes CFP Chief Executive Officer & Director Ms. Heather D. Brolick Senior Vice President of Human Resources of ChoiceOne Bank