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Fidelity D & D Bancorp, Inc. FDBC
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 38.81
-3.36 %
$ 227 M
Market Cap
10.4
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one FDBC stock under the worst case scenario is HIDDEN Compared to the current market price of 38.8 USD, Fidelity D & D Bancorp, Inc. is HIDDEN

FDBC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one FDBC stock under the base case scenario is HIDDEN Compared to the current market price of 38.8 USD, Fidelity D & D Bancorp, Inc. is HIDDEN

FDBC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one FDBC stock under the best case scenario is HIDDEN Compared to the current market price of 38.8 USD, Fidelity D & D Bancorp, Inc. is HIDDEN

FDBC Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart FDBC

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1M -9%
6M -35%
1Y -17%
3Y 11%
5Y 20%
All
$60.0$60.0$55.0$55.0$50.0$50.0$45.0$45.0$40.0$40.0$35.0$35.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
107 M REVENUE
47.22%
Growth Rates
1Year 47.22%
3Years 10.13%
5Years 20.62%
7Years 16.75%
10Years 13.84%
104 M OPERATING INCOME
279.69%
Growth Rates
1Year 279.69%
3Years 54.92%
5Years 49.59%
7Years 34.40%
10Years 24.72%
20.8 M NET INCOME
14.19%
Growth Rates
1Year 14.19%
3Years -4.68%
5Years 12.43%
7Years 13.23%
10Years 12.59%
29.6 M OPERATING CASH FLOW
-0.43%
Growth Rates
1Year -0.43%
3Years 60.14%
5Years 2.77%
7Years 11.40%
10Years 14.11%
-114 M INVESTING CASH FLOW
-222.01%
Growth Rates
1Year -222.01%
3Years 27.91%
5Years -27.29%
7Years -7.19%
10Years -11.02%
55.4 M FINANCING CASH FLOW
-37.33%
Growth Rates
1Year -37.33%
3Years -44.46%
5Years 54.05%
7Years 2.72%
10Years 2.18%
21 M REVENUE
4.36%
Growth Rates
1Year 47.22%
3Years 10.13%
5Years 20.62%
7Years 16.75%
10Years 13.84%
0 OPERATING INCOME
0.00%
Growth Rates
1Year 279.69%
3Years 54.92%
5Years 49.59%
7Years 34.40%
10Years 24.72%
5.83 M NET INCOME
17.43%
Growth Rates
1Year 14.19%
3Years -4.68%
5Years 12.43%
7Years 13.23%
10Years 12.59%
6.46 M OPERATING CASH FLOW
-35.47%
Growth Rates
1Year -0.43%
3Years 60.14%
5Years 2.77%
7Years 11.40%
10Years 14.11%
-14.2 M INVESTING CASH FLOW
78.22%
Growth Rates
1Year -222.01%
3Years 27.91%
5Years -27.29%
7Years -7.19%
10Years -11.02%
-29.1 M FINANCING CASH FLOW
-29.99%
Growth Rates
1Year -37.33%
3Years -44.46%
5Years 54.05%
7Years 2.72%
10Years 2.18%
Balance Sheet Fidelity D & D Bancorp, Inc.
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Current Assets 367 M
Cash & Short-Term Investments 358 M
Receivables 37.5 M
Other Current Assets -27.8 M
Non-Current Assets 74.9 M
Long-Term Investments 0
PP&E 45.7 M
Other Non-Current Assets 29.2 M
80.88 %8.47 %10.33 %6.61 %Total Assets$442.3m
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 10.7 M
Long-Term Debt 17 M
Other Non-Current Liabilities -6.27 M
158.42 %Total Liabilities$10.7m
EFFICIENCY
Earnings Waterfall Fidelity D & D Bancorp, Inc.
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Revenue 107 M
Cost Of Revenue 0
Gross Profit 107 M
Operating Expenses 2.88 M
Operating Income 104 M
Other Expenses 83.3 M
Net Income 20.8 M
120m120m100m100m80m80m60m60m40m40m20m20m00107m0107m(3m)104m(83m)21mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 99.84%
5Years 99.90%
7Years 99.70%
10Years 98.92%
97.31% OPERATING MARGIN
97.31%
Averages
1Year 97.31%
3Years 58.74%
5Years 47.43%
7Years 45.10%
10Years 42.76%
19.43% NET MARGIN
19.43%
Averages
1Year 19.43%
3Years 26.08%
5Years 26.07%
7Years 26.53%
10Years 25.59%
10.19% ROE
10.19%
Averages
1Year 10.19%
3Years 12.74%
5Years 11.48%
7Years 11.57%
10Years 10.98%
0.80% ROA
0.80%
Averages
1Year 0.80%
3Years 0.93%
5Years 0.91%
7Years 0.98%
10Years 0.98%
20.51% ROIC
20.51%
Averages
1Year 20.51%
3Years 8.22%
5Years 5.51%
7Years 4.53%
10Years 4.46%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Fidelity D & D Bancorp, Inc.
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45m45m40m40m35m35m30m30m25m25m20m20m15m15m10m10m5m5m00(5m)(5m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 20.8 M
Depreciation & Amortization 5.67 M
Capital Expenditures 0
Stock-Based Compensation 1.45 M
Change in Working Capital 2.72 M
Others 114 K
Free Cash Flow 29.6 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Fidelity D & D Bancorp, Inc.
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FDBC has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.82% DIVIDEND YIELD
0.4 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.600001.600001.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.166670.180.206670.240.260.280.30.330.360.380.40.180.193330.206670.240.260.280.30.330.360.380.180.193330.206670.240.260.280.30.330.360.380.246670.770.260.830.260.880.260.980.281.060.31.140.331.230.361.350.381.460.41.540.402015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 14
6. Ownership
Insider Ownership Fidelity D & D Bancorp, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
183 K USD 2
9-12 MONTHS
0 USD 0
Bought
138 K USD 4
0-3 MONTHS
12.2 K USD 1
3-6 MONTHS
11.5 K USD 2
6-9 MONTHS
11.4 K USD 1
9-12 MONTHS
7. News
Fidelity D & D Bancorp, Inc. Reports 2024 Financial Results DUNMORE, Pa., Jan. 29, 2025 (GLOBE NEWSWIRE) -- Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC) and its banking subsidiary, The Fidelity Deposit and Discount Bank ("the Company"), announced its unaudited, consolidated financial results for the three and twelve month periods ended December 31, 2024. globenewswire.com - 3 months ago
Fidelity D & D Bancorp, Inc. First Quarter 2025 Dividend DUNMORE, Pa., Jan. 24, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC), parent company of The Fidelity Deposit and Discount Bank, announce their declaration of the Company's 2025 first quarter dividend of $0.40 per share, a 5% increase above the prior year's first quarter dividend paid of $0.38 per share. The dividend is payable March 10, 2025 to shareholders of record at the close of business on February 14, 2025. globenewswire.com - 3 months ago
17 Upcoming Dividend Increases This week, 17 companies with an average dividend increase of 8.3% are highlighted, emphasizing consistent dividend growth and outperforming benchmarks. My investment strategy focuses on buying, holding, and adding companies with consistent dividend increases and superior performance compared to benchmarks. The list is created using data from the "U.S. Dividend Champions" spreadsheet and NASDAQ, featuring companies with at least five years of dividend growth. seekingalpha.com - 5 months ago
Fidelity D & D Bancorp, Inc. Reports Third Quarter 2024 Financial Results DUNMORE, Pa., Oct. 23, 2024 (GLOBE NEWSWIRE) -- Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC) and its banking subsidiary, The Fidelity Deposit and Discount Bank, announced its unaudited, consolidated financial results for the three and nine-month periods ended September 30, 2024. globenewswire.com - 6 months ago
Fidelity D & D Bancorp, Inc. Reports Second Quarter 2024 Financial Results DUNMORE, Pa., July 24, 2024 (GLOBE NEWSWIRE) -- Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC) and its banking subsidiary, The Fidelity Deposit and Discount Bank, announced its unaudited, consolidated financial results for the three and six-month periods ended June 30, 2024. globenewswire.com - 9 months ago
Fidelity D & D Bancorp, Inc. Third Quarter 2024 Dividend DUNMORE, Pa., July 17, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC), parent company of The Fidelity Deposit and Discount Bank, announce their declaration of the Company's third quarter dividend of $0.38 per share.   The dividend is payable September 10, 2024 to shareholders of record at the close of business on August 20, 2024. globenewswire.com - 9 months ago
Fidelity D & D Bancorp, Inc. Reports First Quarter 2024 Financial Results DUNMORE, Pa., April 24, 2024 (GLOBE NEWSWIRE) -- Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC) and its banking subsidiary, The Fidelity Deposit and Discount Bank, announced its unaudited, consolidated financial results for the three-month period ended March 31, 2024. globenewswire.com - 1 year ago
Fidelity D & D Bancorp, Inc. Second Quarter 2024 Dividend DUNMORE, Pa., April 17, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC), parent company of The Fidelity Deposit and Discount Bank, announce their declaration of the Company's second quarter dividend of $0.38 per share.   The dividend is payable June 10, 2024 to shareholders of record at the close of business on May 20, 2024. globenewswire.com - 1 year ago
Fidelity D & D Bancorp, Inc. Reports 2023 Financial Results DUNMORE, Pa., Jan. 24, 2024 (GLOBE NEWSWIRE) -- Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC) and its banking subsidiary, The Fidelity Deposit and Discount Bank, announced its unaudited, consolidated financial results for the three and twelve month periods ended December 31, 2023. globenewswire.com - 1 year ago
Fidelity D & D Bancorp, Inc. First Quarter 2024 Dividend DUNMORE, Pa., Jan. 18, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC), parent company of The Fidelity Deposit and Discount Bank, announce their declaration of the Company's 2024 first quarter dividend of $0.38 per share, a 6% increase above the prior year's first quarter dividend paid of $0.36 per share. globenewswire.com - 1 year ago
Fidelity D & D Bancorp, Inc. Reports Third Quarter 2023 Financial Results DUNMORE, Pa., Oct. 25, 2023 (GLOBE NEWSWIRE) -- Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC) and its banking subsidiary, The Fidelity Deposit and Discount Bank, announced its unaudited, consolidated financial results for the three and nine-month periods ended September 30, 2023. globenewswire.com - 1 year ago
Fidelity D & D Bancorp, Inc. Announces Nineth Consecutive Year Increase with 6% Increase of Fourth Quarter 2023 Dividend DUNMORE, Pa., Oct. 19, 2023 (GLOBE NEWSWIRE) -- The Board of Directors of Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC), parent company of The Fidelity Deposit and Discount Bank, announce their declaration of the Company's fourth quarter dividend of $0.38 per share, a 6% increase above the prior quarterly cash dividend of $0.36 per share. globenewswire.com - 1 year ago
8. Profile Summary

Fidelity D & D Bancorp, Inc. FDBC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 227 M
Dividend Yield 0.82%
Description Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, clubs, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of deposit. It also offers commercial and industrial, commercial real estate, consumer, and residential mortgage loans. In addition, the company provides alternative financial and insurance products with asset management services. As of April 21, 2022, it operated 22 full-service banking offices in Lackawanna, Luzerne, and Northampton counties, Pennsylvania. Fidelity D & D Bancorp, Inc. was founded in 1902 and is headquartered in Dunmore, Pennsylvania.
Contact Blakely And Drinker Streets, Dunmore, PA, 18512 https://www.bankatfidelity.com
IPO Date April 13, 1999
Employees 289
Officers Mr. Daniel J. Santaniello President, Chief Executive Officer & Director Mr. Salvatore R. DeFrancesco Jr., CPA, CGMA Executive Vice President, Treasurer & Chief Financial Officer Mr. Eugene J. Walsh Executive Vice President & Chief Operating Officer Mr. Timothy P. O'Brien Senior EVice President & Chief Business Development Officer of The Fidelity Deposit and Discount Bank Ms. Theresa Hinton CTFA, Esq. Senior Vice President & Senior Trust Officer Ms. Rose Ungaro Senior Vice President & Human Resources Director - Fidelity Deposit and Discount Bank Mr. William Fennie III, C.F.A. Vice President & Investment Officer Mr. William P. McAndrew Senior Vice President & Wealth Advisor Mr. John Pash Investor Relations Officer Mr. John T. Cognetti Secretary & Independent Director