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ChoiceOne Financial Services, Inc. COFS
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 35.54
-0.141 %
$ 318 M
Market Cap
11.25
P/E
INCOME STATEMENT
80.6 M REVENUE
-0.92%
Growth Rates
1Year -0.92%
3Years 3.01%
5Years 22.71%
7Years 16.78%
10Years 12.89%
25.6 M OPERATING INCOME
-27.78%
Growth Rates
1Year -27.78%
3Years 10.63%
5Years 18.48%
7Years 17.54%
10Years 14.03%
21.3 M NET INCOME
-10.06%
Growth Rates
1Year -10.06%
3Years 10.84%
5Years 23.73%
7Years 19.55%
10Years 15.36%
EFFICIENCY
Earnings Waterfall ChoiceOne Financial Services, Inc.
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Revenue 80.6 M
Cost Of Revenue 0
Gross Profit 80.6 M
Operating Expenses 80.8 M
Operating Income 25.6 M
Other Expenses 4.31 M
Net Income 21.3 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001 Dec-2000 Dec-1999 Dec-1998 Dec-1997 Dec-1996 Dec-1995 Dec-1994
REVENUE
Revenue 80.6 81.4 79.8 73.8 36.9 29.0 27.5 27.2 26.1 24.7 24.0 24.6 24.1 22.7 21.5 19.4 21.6 11.6 10.6 10.2 10.9 11.8 3.6 3.4 2.6 2.7 2.3 2.1 0.8 0.7
GROSS PROFIT
Cost Of Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 80.6 81.4 79.8 73.8 36.9 29.0 27.5 27.2 26.1 24.7 24.0 24.6 24.1 22.7 21.5 19.4 21.6 11.6 10.6 10.2 10.9 11.8 3.6 3.4 2.6 2.7 2.3 2.1 0.8 0.7
OPERATING INCOME
Operating Expenses 80.8 2.9 (53.3) (54.9) (28.4) (18.0) 6.2 6.4 18.3 16.8 16.7 16.4 (19.5) 10.1 10.0 (18.2) (17.1) (8.9) (7.7) (7.7) (8.1) (9.5) (1.6) (1.2) 0.2 72 K 61 K 0.3 1.2 0.9
Selling, General and Administrative Expenses 48.3 30.4 29.3 26.5 14.4 11.0 10.2 10.0 9.3 8.8 8.2 8.2 8.0 10.0 9.9 7.3 8.0 4.8 4.0 4.0 4.2 4.3 3.5 3.4 3.1 2.9 2.8 2.4 1.7 1.6
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 25.6 35.4 26.5 18.9 8.5 10.9 8.6 8.3 7.7 7.8 6.9 5.6 4.6 3.4 1.3 1.2 4.5 2.7 2.9 2.5 2.8 2.3 2.0 2.2 2.8 2.8 2.4 2.4 2.0 1.6
PRE-TAX INCOME
Interest Income Expense 33.1 7.7 4.0 4.6 4.7 2.5 1.5 1.0 1.0 1.2 1.4 2.5 3.6 5.0 7.1 11.2 13.6 8.7 5.3 4.1 4.6 6.2 8.5 8.9 7.0 6.8 6.3 4.7 3.9 3.2
Total Other Income 0 0 0 0 0 0 0 0 0 0 0 7.2 0 94 K (3.3) (13.0) 0.7 (0.2) 0 0 (5.7) (7.5) 0 (9.7) 2.8 2.8 2.4 2.4 2.0 1.6
Pre-Tax Income 25.6 27.7 26.5 18.9 8.5 8.5 8.6 8.3 7.7 7.8 6.9 5.6 4.6 3.4 1.3 1.2 4.5 2.7 2.9 2.5 2.8 2.3 2.0 2.2 2.8 2.8 2.4 2.4 2.0 1.6
NET INCOME
Tax Provision 4.3 4.0 4.5 3.3 1.3 1.2 2.4 2.2 1.9 2.1 1.8 1.3 1.1 0.7 (0.2) (0.2) 0.9 0.6 0.8 0.7 0.7 0.7 0.6 0.7 0.9 0.9 0.6 0.7 0.5 0.4
Net Income 21.3 23.6 22.0 15.6 7.2 7.3 6.2 6.1 5.7 5.7 5.1 4.3 3.5 2.7 1.5 1.4 3.6 2.1 2.2 1.9 2.1 1.6 1.5 1.5 2.0 1.9 1.7 1.7 1.5 1.2
EPS 2.82 3.15 2.87 2.08 1.58 2.03 1.7 1.68 1.58 1.57 1.41 1.17 0.97 0.75 0.41 0.4 1.01 0.99 1.19 0.98 1.17 0.92 0.78 0.86 1.16 1.13 1.02 0.49 0.46 0.38