Financial Services -
Banks - Regional - NASDAQ - US
$ 36.72
1.05 %
$ 508 M
Market Cap
11.23
P/E
1. INTRINSIC VALUE
Balance Sheet
Third Coast Bancshares, Inc.
| Current Assets | 781 M |
| Cash & Short-Term Investments | 756 M |
| Receivables | 25.8 M |
| Other Current Assets | 0 |
| Non-Current Assets | 4.16 B |
| Long-Term Investments | 3.93 B |
| PP&E | 46.1 M |
| Other Non-Current Assets | 182 M |
| Current Liabilities | 4.35 B |
| Accounts Payable | 6.28 M |
| Short-Term Debt | 30.9 M |
| Other Current Liabilities | 4.31 B |
| Non-Current Liabilities | 134 M |
| Long-Term Debt | 102 M |
| Other Non-Current Liabilities | 32.4 M |
EFFICIENCY
Earnings Waterfall
Third Coast Bancshares, Inc.
| Revenue | 338 M |
| Cost Of Revenue | 173 M |
| Gross Profit | 165 M |
| Operating Expenses | 103 M |
| Operating Income | 61.4 M |
| Other Expenses | 13.7 M |
| Net Income | 47.7 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Third Coast Bancshares, Inc.
| Net Income | 47.7 M |
| Depreciation & Amortization | 4.62 M |
| Capital Expenditures | -1.77 M |
| Stock-Based Compensation | 1.7 M |
| Change in Working Capital | -7.14 M |
| Others | -8.54 M |
| Free Cash Flow | 33.4 M |
Wall Street Analysts Price Targets
Third Coast Bancshares, Inc.
TCBX has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
0.00%
DIVIDEND YIELD
16.9 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Third Coast Bancshares, Inc.
Sold
0-3 MONTHS
114 K USD 1
3-6 MONTHS
75.1 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
338 K USD 2
0-3 MONTHS
487 K USD 4
3-6 MONTHS
51.2 K USD 1
6-9 MONTHS
52.5 K USD 1
9-12 MONTHS
7. News
Third Coast Bancshares: Lower Deposit Costs Drive Surge In Net Interest Margin
Third Coast Bancshares is a regional bank focused on Texas, with net interest income accounting for 95% of its Q2 2025 revenue. Earnings per share surged in Q2 2025, thanks to an improvement in the net interest margin, indicating the bank has navigated the 1% in 2024 Fed rate cuts quite well. With another 1% in rate cuts priced in by markets over the next year, I believe TCBX will be able to maintain (and potentially expand) its net interest margin.
seekingalpha.com
- 3 days ago
Why Third Coast Bancshares (TCBX) Might be Well Poised for a Surge
Third Coast Bancshares, Inc. (TCBX) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
- 6 days ago
Third Coast Bancshares (TCBX) Upgraded to Strong Buy: Here's Why
Third Coast Bancshares (TCBX) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 1 week ago
Stonegate Updates Coverage on Third Coast Bancshares, Inc. (TCBX) Q2 2025
Dallas, Texas--(Newsfile Corp. - July 25, 2025) - Third Coast Bancshares, Inc. (Nasdaq: TCBX): Stonegate Capital Partners updates their coverage on Third Coast Bancshares, Inc. For 2Q25, Third Coast reported net income of $16.8M, which is up from $13.6M in 1Q25. This was equal to a basic and diluted EPS of $1.12 and $0.96, respectively.
newsfilecorp.com
- 1 week ago
Third Coast Bancshares, Inc. (TCBX) Q2 2025 Earnings Call Transcript
Third Coast Bancshares, Inc. (NASDAQ:TCBX ) Q2 2025 Earnings Conference Call July 24, 2025 11:00 AM ET Company Participants Audrey A. Duncan - Senior EVP & Chief Credit Officer Bart O.
seekingalpha.com
- 1 week ago
Third Coast Bancshares, Inc. (TCBX) Tops Q2 Earnings and Revenue Estimates
Third Coast Bancshares, Inc. (TCBX) came out with quarterly earnings of $0.96 per share, beating the Zacks Consensus Estimate of $0.75 per share. This compares to earnings of $0.63 per share a year ago.
zacks.com
- 1 week ago
Third Coast Bancshares, Inc. Reports 2025 Second Quarter Financial Results
Record EPS of $1.12 and Diluted EPS of $0.96 in Latest Quarterly Results HOUSTON , July 23, 2025 /PRNewswire/ -- Third Coast Bancshares, Inc. (NASDAQ: TCBX) (the "Company," "Third Coast," "we," "us," or "our"), the bank holding company for Third Coast Bank (the "Bank"), today reported its 2025 second quarter financial results. Year to Date Financial Highlights Return on average assets of 1.38% annualized for the second quarter of 2025 compared to 1.17% annualized for the first quarter of 2025 and 0.97% annualized for the second quarter of 2024.
prnewswire.com
- 1 week ago
Third Coast Bancshares, Inc. Announces 2025 Second Quarter Earnings Release and Conference Call Schedule
HOUSTON , July 2, 2025 /PRNewswire/ -- Third Coast Bancshares, Inc. (NASDAQ: TCBX), ("Third Coast"), the holding company of Third Coast Bank, today announced that it will report its 2025 second quarter financial results on Wednesday, July 23, 2025 after the market closes. Management has scheduled a conference call and webcast on Thursday, July 24, 2025 at 11:00 a.m.
prnewswire.com
- 1 month ago
Third Coast Bancshares, Inc. Declares Quarterly Cash Dividend on its 6.75% Series A Convertible Non-Cumulative Preferred Stock
HOUSTON , June 26, 2025 /PRNewswire/ -- Third Coast Bancshares, Inc. (NASDAQ: TCBX), the holding company of Third Coast Bank, today announced that its Board of Directors has declared a quarterly cash dividend of $17.0625 per share on its 6.75% Series A Convertible Non–Cumulative Preferred Stock. The dividend is payable on July 15, 2025 to holders of record at the close of business on June 30, 2025.
prnewswire.com
- 1 month ago
Regional Bank Buybacks: 5 Institutions Making Big Moves
A slew of regional banks just announced substantial new share buyback authorizations. Regional banks are mid-sized to small financial institutions that tend to serve a particular part of the country.
marketbeat.com
- 1 month ago
Third Coast Bancshares Authorizes New $30M Repurchase Program
Third Coast Bancshares said its board authorized a new share repurchase program of up to $30 million of the company's common stock.
marketwatch.com
- 1 month ago
Third Coast Bancshares, Inc. Announces 2025 Share Repurchase Program
HOUSTON , June 17, 2025 /PRNewswire/ -- Third Coast Bancshares, Inc. (NASDAQ: TCBX) (the "Company," "Third Coast," "we," "us," or "our"), today announced that its Board of Directors has authorized a new share repurchase program (the "Repurchase Program"). This Repurchase Program allows the Company to buy up to $30 million of its common stock and will expire on May 22, 2026.
prnewswire.com
- 1 month ago
8. Profile
Summary
Third Coast Bancshares, Inc. TCBX
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 508 M
Dividend Yield
0.00%
Description
Third Coast Bancshares, Inc. operates as a bank holding company for Third Coast Bank, SSB that provides various commercial banking solutions to small and medium-sized businesses, and professionals. The company's deposit products include checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers commercial and industrial loans, such as equipment loans, working capital, auto finance, and commercial finance. In addition, the company provides treasury management consumer and commercial online banking services, mobile applications, safe deposit boxes, and wire transfer services, as well as debit cards. It operates through eleven branches in Greater Houston, Dallas-Fort Worth, and Austin-San Antonio; and one branch in Detroit, Texas. The company was founded in 2008 and is headquartered in Humble, Texas.
Contact
20202 Highway 59 North, Humble, TX, 77338
https://www.tcbssb.com
IPO
Date
Nov. 9, 2021
Employees
376
Officers
Mr. Christopher S. Peacock
Executive Vice President & Chief Retail Officer
Ms. Liz Eber
Executive Vice President & Chief Legal Officer
Mr. Andrew Novarini
Executive Vice President & President of Community Banking
Ms. Vicki Alexander
Executive Vice President and Chief Risk & Operations Officer
Mr. Bart O. Caraway CPA
Founder, Chairman, President & Chief Executive Officer
Mr. William Bobbora
Executive Vice President & Chief Banking Officer
Mr. R. John McWhorter
Senior EVice President & Chief Financial Officer
Ms. Audrey A. Duncan
Senior EVice President & Chief Credit Officer
Jo Ann Dean
Secretary
Ms. Sarah Natho
Treasurer