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Financial Services - Banks - Regional - NASDAQ - US
$ 19.79
-0.202 %
$ 261 M
Market Cap
21.28
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one FINW stock under the worst case scenario is HIDDEN Compared to the current market price of 19.8 USD, FinWise Bancorp is HIDDEN

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one FINW stock under the base case scenario is HIDDEN Compared to the current market price of 19.8 USD, FinWise Bancorp is HIDDEN

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one FINW stock under the best case scenario is HIDDEN Compared to the current market price of 19.8 USD, FinWise Bancorp is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
64 M REVENUE
1073.47%
23.8 M OPERATING INCOME
-32.65%
17.5 M NET INCOME
-30.48%
12.3 M OPERATING CASH FLOW
-79.94%
-153 M INVESTING CASH FLOW
-326.61%
157 M FINANCING CASH FLOW
1594.51%
18.9 M REVENUE
-20.86%
6.12 M OPERATING INCOME
59.01%
3.45 M NET INCOME
11.13%
-9.82 M OPERATING CASH FLOW
-244.94%
-52.9 M INVESTING CASH FLOW
-118.63%
59.5 M FINANCING CASH FLOW
1143.31%
Balance Sheet FinWise Bancorp
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Current Assets 117 M
Cash & Short-Term Investments 117 M
Receivables 5.97 M
Other Current Assets -5.97 M
Non-Current Assets 42.7 M
Long-Term Investments 19.6 M
PP&E 18.9 M
Other Non-Current Assets 4.23 M
Current Liabilities 237 M
Accounts Payable 619 K
Short-Term Debt 1.1 M
Other Current Liabilities 235 M
Non-Current Liabilities 423 M
Long-Term Debt 5.38 M
Other Non-Current Liabilities 418 M
EFFICIENCY
Earnings Waterfall FinWise Bancorp
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Revenue 64 M
Cost Of Revenue 6.54 M
Gross Profit 57.5 M
Operating Expenses 34 M
Operating Income 23.8 M
Other Expenses 6.35 M
Net Income 17.5 M
RATIOS
89.78% GROSS MARGIN
89.78%
37.21% OPERATING MARGIN
37.21%
27.28% NET MARGIN
27.28%
11.26% ROE
11.26%
2.98% ROA
2.98%
-22.88% ROIC
-22.88%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis FinWise Bancorp
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Net Income 17.5 M
Depreciation & Amortization 3.81 M
Capital Expenditures -7.46 M
Stock-Based Compensation 2.05 M
Change in Working Capital 182 K
Others -13 M
Free Cash Flow 4.81 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets FinWise Bancorp
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Wall Street analysts predict an average 1-year price target for FINW of $19.5 , with forecasts ranging from a low of $18 to a high of $21 .
FINW Lowest Price Target Wall Street Target
18 USD -9.04%
FINW Average Price Target Wall Street Target
19.5 USD -1.47%
FINW Highest Price Target Wall Street Target
21 USD 6.11%
4. DIVIDEND ANALYSIS
5. COMPETITION
6. Ownership
Insider Ownership FinWise Bancorp
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
7.98 K USD 1
9-12 MONTHS
Date Value Insider Amount Avg Price
11 months ago
Mar 05, 2024
Bought 7.98 K USD
Keil Robert
EVP Chief FinTech Officer
+ 840
9.5 USD
1 year ago
Feb 22, 2024
Bought 9.55 K USD
Keil Robert
EVP Chief FinTech Officer
+ 1000
9.55 USD
1 year ago
Oct 30, 2023
Bought 845 USD
Jacobson Javvis O
CFO AND EXECUTIVE VP
+ 100
8.45 USD
1 year ago
Aug 15, 2023
Bought 31 K USD
Giordano James N
Director
+ 3000
10.32 USD
2 years ago
Dec 13, 2022
Bought 9.1 K USD
Landvatter Kent
director: CHAIRMAN, PRESIDENT AND CEO
+ 1000
9.1 USD
3 years ago
Oct 28, 2021
Bought 49.9 K USD
Hutchings Jeana
Director
+ 5200
9.5869 USD
2 years ago
Oct 28, 2022
Bought 20 K USD
Cannon Dawn M
director: COO AND EXECUTIVE VP
+ 2100
9.5276 USD
2 years ago
Jul 29, 2022
Bought 50.6 K USD
OBrien Michael Christopher
director: See Remarks
+ 5000
10.122 USD
2 years ago
Jul 29, 2022
Bought 957 USD
Jacobson Javvis O
director: CFO AND EXECUTIVE VP
+ 100
9.5696 USD
2 years ago
Jul 29, 2022
Bought 49.6 K USD
Landvatter Kent
director: PRESIDENT AND CEO
+ 4963
10.0029 USD
2 years ago
May 02, 2022
Bought 45.6 K USD
Tilis David
director: CSO AND SENIOR VP
+ 3050
14.9583 USD
3 years ago
Nov 19, 2021
Bought 158 K USD
Noone James
CCO AND EXECUTIVE VP
+ 15000
10.5 USD
3 years ago
Nov 19, 2021
Bought 105 K USD
Tilis David
CSO AND SENIOR VP
+ 10000
10.5 USD
3 years ago
Nov 19, 2021
Bought 105 K USD
Healey Russell Fred Jr
Director
+ 10000
10.5 USD
3 years ago
Nov 19, 2021
Bought 105 K USD
Giordano James N
Director
+ 10000
10.5 USD
3 years ago
Nov 19, 2021
Bought 84 K USD
Reynolds Howard I
Director
+ 8000
10.5 USD
3 years ago
Nov 19, 2021
Bought 26.2 K USD
Cannon Dawn M
COO AND EXECUTIVE VP
+ 2500
10.5 USD
3 years ago
Nov 19, 2021
Bought 52.5 K USD
Hutchings Jeana
Director
+ 5000
10.5 USD
3 years ago
Nov 19, 2021
Bought 26.2 K USD
OBrien Michael Christopher
See Remarks
+ 2500
10.5 USD
3 years ago
Nov 19, 2021
Bought 52.5 K USD
Cunningham Gerald Edwin
Director
+ 5000
10.5 USD
3 years ago
Nov 19, 2021
Bought 10.5 K USD
Gibson Thomas Elmer Jr
Director
+ 1000
10.5 USD
3 years ago
Nov 19, 2021
Bought 105 K USD
Landvatter Kent
PRESIDENT AND CEO
+ 10000
10.5 USD
3 years ago
Nov 19, 2021
Bought 99.8 K USD
Jacobson Javvis O
CFO AND EXECUTIVE VP
+ 9500
10.5 USD
7. News
Best Momentum Stocks to Buy for February 18th ROKU, APP and FINW made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on February 31, 2024. zacks.com - 1 week ago
New Strong Buy Stocks for February 18th FARM, ROOT, ROKU, FINW and PFIS have been added to the Zacks Rank #1 (Strong Buy) List on February 18, 2024. zacks.com - 1 week ago
Best Momentum Stocks to Buy for February 14th FINW, SFTBY and PAHC made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on February 14, 2025. zacks.com - 2 weeks ago
New Strong Buy Stocks for February 14th FRSH, SFTBY, ATGE, FINW and PAHC have been added to the Zacks Rank #1 (Strong Buy) List on February 14, 2025. zacks.com - 2 weeks ago
Surging Earnings Estimates Signal Upside for FinWise Bancorp (FINW) Stock FinWise Bancorp (FINW) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions. zacks.com - 3 weeks ago
FinWise Bancorp (FINW) Q4 2024 Earnings Call Transcript FinWise Bancorp (NASDAQ:FINW ) Q4 2024 Earnings Conference Call January 30, 2024 5:30 PM ET Company Participants Juan Arias - Head, Corporate Management & IR Kent Landvatter - CEO & Chairman James Noone - President Robert Wahlman - EVP & CFO Conference Call Participants Andrew Liesch - Piper Sandler Joe Yanchunis - Raymond James Andrew Terrell - Stephens Operator Greetings, and welcome to the FinWise Bancorp Fourth Quarter 2024 Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded. seekingalpha.com - 1 month ago
FinWise Bancorp (FINW) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates While the top- and bottom-line numbers for FinWise Bancorp (FINW) give a sense of how the business performed in the quarter ended December 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 1 month ago
FinWise Bancorp (FINW) Meets Q4 Earnings Estimates FinWise Bancorp (FINW) came out with quarterly earnings of $0.20 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.32 per share a year ago. zacks.com - 1 month ago
FinWise Bancorp Reports Fourth Quarter and Full Year 2024 Results - Loan Originations of $5.0 Billion for 2024, including $1.3 Billion for Fourth Quarter - globenewswire.com - 1 month ago
FinWise Bancorp (FINW) Expected to Beat Earnings Estimates: Should You Buy? FinWise Bancorp (FINW) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 1 month ago
Can FinWise Bancorp (FINW) Keep the Earnings Surprise Streak Alive? FinWise Bancorp (FINW) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report. zacks.com - 1 month ago
FinWise Bancorp to Host Fourth Quarter and Full Year 2024 Conference Call and Webcast on Thursday, January 30, 2025 MURRAY, Utah, Jan. 02, 2025 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) (“FinWise” or the “Company”), the parent company of FinWise Bank, today announced that it will report its fourth quarter and full year 2024 results and host a conference call and webcast after the market close on Thursday, January 30, 2025. globenewswire.com - 1 month ago
8. Profile Summary

FinWise Bancorp FINW

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 261 M
Dividend Yield 0.00%
Description FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers. It offers various deposit products, including interest and noninterest bearing demand, NOW, money market, and checking and savings accounts, as well as time deposits and certificates of deposits. The company also provides small business administration, residential and commercial real estate, consumer, and commercial non-real estate loans. In addition, it offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and cash management and treasury services. The company operates one full-service banking location in Sandy, Utah; and a loan production office in Rockville Centre, New York. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah.
Contact 756 East Winchester Street, Murray, UT, 84107 https://www.finwisebancorp.com
IPO Date Nov. 19, 2021
Employees 196
Officers Mr. Michael Christopher O'Brien EVice President, Chief Compliance & Risk Officer, Corporate Counsel and Corporate Secretary Mr. Robert C. Keil Executive Vice President & Chief Fintech Officer of FinWise Bank Mr. Robert E. Wahlman CPA Executive Vice President & Chief Financial Officer Mr. Kent R. Landvatter Chief Executive Officer & Chairman Mr. Richard Thiessens Executive Vice President & Chief Technology Officer Mr. James F. Noone President