Financial Services - Banks - Regional - NASDAQ - US
$ 17.68
-0.0565 %
$ 234 M
Market Cap
14.98
P/E
FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers. It offers various deposit products, including interest and noninterest bearing demand, NOW, money market, and checking and savings accounts, as well as time deposits and certificates of deposits. The company also provides small business administration, residential and commercial real estate, consumer, and commercial non-real estate loans. In addition, it offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and cash management and treasury services. The company operates one full-service banking location in Sandy, Utah; and a loan production office in Rockville Centre, New York.[ Read More ]
The intrinsic value of one FINW stock under the base case scenario is HIDDEN Compared to the current market price of 17.7 USD, FinWise Bancorp is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart FINW
FINANCIALS
64 M
REVENUE
23.8 M
OPERATING INCOME
17.5 M
NET INCOME
12.3 M
OPERATING CASH FLOW
-153 M
INVESTING CASH FLOW
157 M
FINANCING CASH FLOW
18.9 M
REVENUE
4.61 M
OPERATING INCOME
3.45 M
NET INCOME
0
OPERATING CASH FLOW
0
INVESTING CASH FLOW
0
FINANCING CASH FLOW
Balance Sheet Decomposition
FinWise Bancorp
| Current Assets | 117 M |
| Cash & Short-Term Investments | 117 M |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 192 M |
| Long-Term Investments | 169 M |
| PP&E | 18.9 M |
| Other Non-Current Assets | 4.23 M |
| Current Liabilities | 240 M |
| Accounts Payable | 619 K |
| Short-Term Debt | 1.1 M |
| Other Current Liabilities | 238 M |
| Non-Current Liabilities | 431 M |
| Long-Term Debt | 5.38 M |
| Other Non-Current Liabilities | 426 M |
EFFICIENCY
Earnings Waterfall
FinWise Bancorp
| Revenue | 64 M |
| Cost Of Revenue | 6.54 M |
| Gross Profit | 57.5 M |
| Operating Expenses | 76.2 M |
| Operating Income | 23.8 M |
| Other Expenses | 6.35 M |
| Net Income | 17.5 M |
RATIOS
89.78%
GROSS MARGIN
37.21%
OPERATING MARGIN
27.28%
NET MARGIN
11.26%
ROE
2.98%
ROA
11.17%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
FinWise Bancorp
| Net Income | 17.5 M |
| Depreciation & Amortization | 3.81 M |
| Capital Expenditures | -7.46 M |
| Stock-Based Compensation | 2.05 M |
| Change in Working Capital | 182 K |
| Others | -13 M |
| Free Cash Flow | 4.81 M |
Wall Street Analysts Price Targets
FinWise Bancorp
Wall Street analysts predict an average 1-year price target for FINW of $18 , with forecasts ranging from a low of $18 to a high of $18 .
FINW Lowest Price Target
Wall Street Target
18 USD
1.81%
FINW Average Price Target
Wall Street Target
18 USD
1.81%
FINW Highest Price Target
Wall Street Target
18 USD
1.81%
4. DIVIDEND ANALYSIS
0.00%
DIVIDEND YIELD
0 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
FinWise Bancorp
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
17.5 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
8 months ago
Mar 05, 2024
|
Bought 7.98 K USD
|
Keil Robert
EVP Chief FinTech Officer |
+ 840
|
9.5 USD |
|
8 months ago
Feb 22, 2024
|
Bought 9.55 K USD
|
Keil Robert
EVP Chief FinTech Officer |
+ 1000
|
9.55 USD |
|
1 year ago
Oct 30, 2023
|
Bought 845 USD
|
Jacobson Javvis O
CFO AND EXECUTIVE VP |
+ 100
|
8.45 USD |
|
1 year ago
Aug 15, 2023
|
Bought 31 K USD
|
Giordano James N
Director |
+ 3000
|
10.32 USD |
|
1 year ago
Dec 13, 2022
|
Bought 9.1 K USD
|
Landvatter Kent
director: CHAIRMAN, PRESIDENT AND CEO |
+ 1000
|
9.1 USD |
|
3 years ago
Oct 28, 2021
|
Bought 49.9 K USD
|
Hutchings Jeana
Director |
+ 5200
|
9.5869 USD |
|
2 years ago
Oct 28, 2022
|
Bought 20 K USD
|
Cannon Dawn M
director: COO AND EXECUTIVE VP |
+ 2100
|
9.5276 USD |
|
2 years ago
Jul 29, 2022
|
Bought 50.6 K USD
|
OBrien Michael Christopher
director: See Remarks |
+ 5000
|
10.122 USD |
|
2 years ago
Jul 29, 2022
|
Bought 957 USD
|
Jacobson Javvis O
director: CFO AND EXECUTIVE VP |
+ 100
|
9.5696 USD |
|
2 years ago
Jul 29, 2022
|
Bought 49.6 K USD
|
Landvatter Kent
director: PRESIDENT AND CEO |
+ 4963
|
10.0029 USD |
|
2 years ago
May 02, 2022
|
Bought 45.6 K USD
|
Tilis David
director: CSO AND SENIOR VP |
+ 3050
|
14.9583 USD |
|
2 years ago
Nov 19, 2021
|
Bought 158 K USD
|
Noone James
CCO AND EXECUTIVE VP |
+ 15000
|
10.5 USD |
|
2 years ago
Nov 19, 2021
|
Bought 105 K USD
|
Tilis David
CSO AND SENIOR VP |
+ 10000
|
10.5 USD |
|
2 years ago
Nov 19, 2021
|
Bought 105 K USD
|
Healey Russell Fred Jr
Director |
+ 10000
|
10.5 USD |
|
2 years ago
Nov 19, 2021
|
Bought 105 K USD
|
Giordano James N
Director |
+ 10000
|
10.5 USD |
|
2 years ago
Nov 19, 2021
|
Bought 84 K USD
|
Reynolds Howard I
Director |
+ 8000
|
10.5 USD |
|
2 years ago
Nov 19, 2021
|
Bought 26.2 K USD
|
Cannon Dawn M
COO AND EXECUTIVE VP |
+ 2500
|
10.5 USD |
|
2 years ago
Nov 19, 2021
|
Bought 52.5 K USD
|
Hutchings Jeana
Director |
+ 5000
|
10.5 USD |
|
2 years ago
Nov 19, 2021
|
Bought 26.2 K USD
|
OBrien Michael Christopher
See Remarks |
+ 2500
|
10.5 USD |
|
2 years ago
Nov 19, 2021
|
Bought 52.5 K USD
|
Cunningham Gerald Edwin
Director |
+ 5000
|
10.5 USD |
|
2 years ago
Nov 19, 2021
|
Bought 10.5 K USD
|
Gibson Thomas Elmer Jr
Director |
+ 1000
|
10.5 USD |
|
2 years ago
Nov 19, 2021
|
Bought 105 K USD
|
Landvatter Kent
PRESIDENT AND CEO |
+ 10000
|
10.5 USD |
|
2 years ago
Nov 19, 2021
|
Bought 99.8 K USD
|
Jacobson Javvis O
CFO AND EXECUTIVE VP |
+ 9500
|
10.5 USD |
7. News
Earnings Estimates Moving Higher for FinWise Bancorp (FINW): Time to Buy?
FinWise Bancorp (FINW) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
- 2 weeks ago
Best Momentum Stock to Buy for October 29th
IAG, TCBX and FINW made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on October 29, 2024.
zacks.com
- 2 weeks ago
Recent Price Trend in FinWise Bancorp (FINW) is Your Friend, Here's Why
FinWise Bancorp (FINW) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.
zacks.com
- 2 weeks ago
FinWise Bancorp (FINW) Q3 2024 Earnings Call Transcript
FinWise Bancorp (NASDAQ:FINW ) Q3 2024 Earnings Conference Call October 24, 2024 5:30 PM ET Company Participants Juan Arias - Head of Corporate Management and Investor Relations Kent Landvatter – CEO Jim Noone – President Bob Wahlman – CFO Conference Call Participants Andrew Liesch - Piper Sandler Andrew Terrell – Stephens Unknown Analyst – Unknown Company Operator Greetings and welcome to the FinWise Bancorp's Third Quarter 2024 Earnings Conference Call. At this time, all participants are in a listen-only mode.
seekingalpha.com
- 3 weeks ago
FinWise Bancorp (FINW) Surpasses Q3 Earnings and Revenue Estimates
FinWise Bancorp (FINW) came out with quarterly earnings of $0.25 per share, beating the Zacks Consensus Estimate of $0.20 per share. This compares to earnings of $0.37 per share a year ago.
zacks.com
- 3 weeks ago
FinWise Bancorp Reports Third Quarter 2024 Results
- Net Income of $3.5 Million - - Diluted Earnings Per Share of $0.25 - - Loan Originations Increase to $1.4 Billion - MURRAY, Utah, Oct. 24, 2024 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) (“FinWise” or the “Company”), parent company of FinWise Bank (the “Bank”), today announced results for the quarter ended September 30, 2024. Third Quarter 2024 Highlights Loan originations increased to $1.4 billion, compared to $1.2 billion for the quarter ended June 30, 2024, and $1.1 billion for the third quarter of the prior year Net interest income was $14.8 million, compared to $14.6 million for the quarter ended June 30, 2024, and $14.4 million for the third quarter of the prior year Net income was $3.5 million, compared to $3.2 million for the quarter ended June 30, 2024, and $4.8 million for the third quarter of the prior year Diluted earnings per share (“EPS”) were $0.25 for the quarter, compared to $0.24 for the quarter ended June 30, 2024, and $0.37 for the third quarter of the prior year Efficiency ratio1 was 67.5%, compared to 66.3% for the quarter ended June 30, 2024, and 50.4% for the third quarter of the prior year Annualized return on average equity was 8.3%, compared to 7.9% for the quarter ended June 30, 2024, and 12.8% for the third quarter of the prior year The recorded balances of nonperforming loans were $30.6 million as of September 30, 2024, compared to $27.9 million as of June 30, 2024, and $10.7 million as of September 30, 2023.
globenewswire.com
- 3 weeks ago
5 Stocks With Recent Price Strength to Tap Wall Street Rally
Investors target stocks that are witnessing a bullish run. Some of the stocks seeing price strength are IDR, QFIN, SEZL, CORT, FINW.
zacks.com
- 3 weeks ago
FinWise Bancorp (FINW) Is a Great Choice for 'Trend' Investors, Here's Why
If you are looking for stocks that are well positioned to maintain their recent uptrend, FinWise Bancorp (FINW) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.
zacks.com
- 1 month ago
FinWise Bancorp (FINW) Stock Jumps 5.5%: Will It Continue to Soar?
FinWise Bancorp (FINW) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
zacks.com
- 1 month ago
FinWise Bancorp to Host Third Quarter 2024 Conference Call and Webcast on Thursday, October 24, 2024
FinWise Bancorp announced that it will report its third quarter 2024 results and host a conference call and webcast after the market close on 10/24/24.
globenewswire.com
- 1 month ago
What Makes FinWise Bancorp (FINW) a New Strong Buy Stock
FinWise Bancorp (FINW) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 1 month ago
Best Momentum Stocks to Buy for September 25th
OBT, AFRM and FINW made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 25, 2024.
zacks.com
- 1 month ago
8. Profile Summary
FinWise Bancorp FINW
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 234 M
Dividend Yield
0.00%
Description
FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers. It offers various deposit products, including interest and noninterest bearing demand, NOW, money market, and checking and savings accounts, as well as time deposits and certificates of deposits. The company also provides small business administration, residential and commercial real estate, consumer, and commercial non-real estate loans. In addition, it offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and cash management and treasury services. The company operates one full-service banking location in Sandy, Utah; and a loan production office in Rockville Centre, New York. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah.
Contact
756 East Winchester Street, Murray, UT, 84107
https://www.finwisebancorp.com
IPO Date
Nov. 19, 2021
Employees
194
Officers
Mr. Michael Christopher O'Brien
EVice President, Chief Compliance & Risk Officer, Corporate Counsel and Corporate Secretary
Mr. Robert C. Keil
Executive Vice President & Chief Fintech Officer of FinWise Bank
Mr. Richard Thiessens
Executive Vice President & Chief Technology Officer
Mr. James F. Noone
President
Mr. Kent R. Landvatter
Chief Executive Officer & Chairman