Financial Services -
Banks - Regional - NASDAQ - US
$ 16.41
-0.243 %
$ 217 M
Market Cap
15.48
P/E
1. INTRINSIC VALUE
Balance Sheet
FinWise Bancorp
| Current Assets | 117 M |
| Cash & Short-Term Investments | 117 M |
| Receivables | 5.97 M |
| Other Current Assets | -5.97 M |
| Non-Current Assets | 42.7 M |
| Long-Term Investments | 19.6 M |
| PP&E | 18.9 M |
| Other Non-Current Assets | 4.23 M |
| Current Liabilities | 237 M |
| Accounts Payable | 619 K |
| Short-Term Debt | 1.1 M |
| Other Current Liabilities | 235 M |
| Non-Current Liabilities | 423 M |
| Long-Term Debt | 5.38 M |
| Other Non-Current Liabilities | 418 M |
EFFICIENCY
Earnings Waterfall
FinWise Bancorp
| Revenue | 64 M |
| Cost Of Revenue | 6.54 M |
| Gross Profit | 57.5 M |
| Operating Expenses | 34 M |
| Operating Income | 23.8 M |
| Other Expenses | 6.35 M |
| Net Income | 17.5 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
FinWise Bancorp
| Net Income | 17.5 M |
| Depreciation & Amortization | 3.81 M |
| Capital Expenditures | -7.46 M |
| Stock-Based Compensation | 2.05 M |
| Change in Working Capital | 182 K |
| Others | -13 M |
| Free Cash Flow | 4.81 M |
Wall Street Analysts Price Targets
FinWise Bancorp
Wall Street analysts predict an average 1-year price target for FINW of $19.5 , with forecasts ranging from
a
low of
$18 to a high of $21 .
FINW Lowest Price Target
Wall Street Target
18 USD
9.69%
FINW Average Price Target
Wall Street Target
19.5 USD
18.83%
FINW Highest Price Target
Wall Street Target
21 USD
27.97%
4. DIVIDEND
ANALYSIS
FINW does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
FinWise Bancorp
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
17.5 K USD 1
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
10 months ago
Mar 05, 2024
|
Bought
7.98 K USD
|
Keil Robert
EVP Chief FinTech Officer
|
+ 840
|
9.5 USD |
|
10 months ago
Feb 22, 2024
|
Bought
9.55 K USD
|
Keil Robert
EVP Chief FinTech Officer
|
+ 1000
|
9.55 USD |
|
1 year ago
Oct 30, 2023
|
Bought
845 USD
|
Jacobson Javvis O
CFO AND EXECUTIVE VP
|
+ 100
|
8.45 USD |
|
1 year ago
Aug 15, 2023
|
Bought
31 K USD
|
Giordano James N
Director
|
+ 3000
|
10.32 USD |
|
2 years ago
Dec 13, 2022
|
Bought
9.1 K USD
|
Landvatter Kent
director: CHAIRMAN, PRESIDENT AND CEO
|
+ 1000
|
9.1 USD |
|
3 years ago
Oct 28, 2021
|
Bought
49.9 K USD
|
Hutchings Jeana
Director
|
+ 5200
|
9.5869 USD |
|
2 years ago
Oct 28, 2022
|
Bought
20 K USD
|
Cannon Dawn M
director: COO AND EXECUTIVE VP
|
+ 2100
|
9.5276 USD |
|
2 years ago
Jul 29, 2022
|
Bought
50.6 K USD
|
OBrien Michael Christopher
director: See Remarks
|
+ 5000
|
10.122 USD |
|
2 years ago
Jul 29, 2022
|
Bought
957 USD
|
Jacobson Javvis O
director: CFO AND EXECUTIVE VP
|
+ 100
|
9.5696 USD |
|
2 years ago
Jul 29, 2022
|
Bought
49.6 K USD
|
Landvatter Kent
director: PRESIDENT AND CEO
|
+ 4963
|
10.0029 USD |
|
2 years ago
May 02, 2022
|
Bought
45.6 K USD
|
Tilis David
director: CSO AND SENIOR VP
|
+ 3050
|
14.9583 USD |
|
3 years ago
Nov 19, 2021
|
Bought
158 K USD
|
Noone James
CCO AND EXECUTIVE VP
|
+ 15000
|
10.5 USD |
|
3 years ago
Nov 19, 2021
|
Bought
105 K USD
|
Tilis David
CSO AND SENIOR VP
|
+ 10000
|
10.5 USD |
|
3 years ago
Nov 19, 2021
|
Bought
105 K USD
|
Healey Russell Fred Jr
Director
|
+ 10000
|
10.5 USD |
|
3 years ago
Nov 19, 2021
|
Bought
105 K USD
|
Giordano James N
Director
|
+ 10000
|
10.5 USD |
|
3 years ago
Nov 19, 2021
|
Bought
84 K USD
|
Reynolds Howard I
Director
|
+ 8000
|
10.5 USD |
|
3 years ago
Nov 19, 2021
|
Bought
26.2 K USD
|
Cannon Dawn M
COO AND EXECUTIVE VP
|
+ 2500
|
10.5 USD |
|
3 years ago
Nov 19, 2021
|
Bought
52.5 K USD
|
Hutchings Jeana
Director
|
+ 5000
|
10.5 USD |
|
3 years ago
Nov 19, 2021
|
Bought
26.2 K USD
|
OBrien Michael Christopher
See Remarks
|
+ 2500
|
10.5 USD |
|
3 years ago
Nov 19, 2021
|
Bought
52.5 K USD
|
Cunningham Gerald Edwin
Director
|
+ 5000
|
10.5 USD |
|
3 years ago
Nov 19, 2021
|
Bought
10.5 K USD
|
Gibson Thomas Elmer Jr
Director
|
+ 1000
|
10.5 USD |
|
3 years ago
Nov 19, 2021
|
Bought
105 K USD
|
Landvatter Kent
PRESIDENT AND CEO
|
+ 10000
|
10.5 USD |
|
3 years ago
Nov 19, 2021
|
Bought
99.8 K USD
|
Jacobson Javvis O
CFO AND EXECUTIVE VP
|
+ 9500
|
10.5 USD |
7. News
FinWise Bancorp to Host Fourth Quarter and Full Year 2024 Conference Call and Webcast on Thursday, January 30, 2025
MURRAY, Utah, Jan. 02, 2025 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) (“FinWise” or the “Company”), the parent company of FinWise Bank, today announced that it will report its fourth quarter and full year 2024 results and host a conference call and webcast after the market close on Thursday, January 30, 2025.
globenewswire.com
- 2 weeks ago
Strength Seen in FinWise Bancorp (FINW): Can Its 5.0% Jump Turn into More Strength?
FinWise Bancorp (FINW) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
zacks.com
- 1 month ago
FinWise Bancorp's CEO Talks Strategy Behind Fintech Success
FinWise Bancorp NASDAQ: FINW has emerged as a success story in the fintech banking sector. FinWise Bancorp's stock price has more than doubled in the last year, going from a low of around $8 to currently over $18.00.
marketbeat.com
- 1 month ago
FinWise Bancorp: Pricey For A Reason
FinWise Bancorp's unique business model, focusing on strategic growth areas and fintech partnerships, justifies its premium valuation despite being more expensive than typical financial firms. The bank's impressive growth in deposits and loans, coupled with its asset-light approach, contributes to its high return on assets, making it a compelling investment. Despite declining net income and net interest margin, FinWise's diversification into lower-risk loans and innovative services like MoneyRails and BIN Sponsorship offer significant long-term potential.
seekingalpha.com
- 1 month ago
Earnings Estimates Moving Higher for FinWise Bancorp (FINW): Time to Buy?
FinWise Bancorp (FINW) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
- 2 months ago
Best Momentum Stock to Buy for October 29th
IAG, TCBX and FINW made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on October 29, 2024.
zacks.com
- 2 months ago
Recent Price Trend in FinWise Bancorp (FINW) is Your Friend, Here's Why
FinWise Bancorp (FINW) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.
zacks.com
- 2 months ago
FinWise Bancorp (FINW) Q3 2024 Earnings Call Transcript
FinWise Bancorp (NASDAQ:FINW ) Q3 2024 Earnings Conference Call October 24, 2024 5:30 PM ET Company Participants Juan Arias - Head of Corporate Management and Investor Relations Kent Landvatter – CEO Jim Noone – President Bob Wahlman – CFO Conference Call Participants Andrew Liesch - Piper Sandler Andrew Terrell – Stephens Unknown Analyst – Unknown Company Operator Greetings and welcome to the FinWise Bancorp's Third Quarter 2024 Earnings Conference Call. At this time, all participants are in a listen-only mode.
seekingalpha.com
- 2 months ago
FinWise Bancorp (FINW) Surpasses Q3 Earnings and Revenue Estimates
FinWise Bancorp (FINW) came out with quarterly earnings of $0.25 per share, beating the Zacks Consensus Estimate of $0.20 per share. This compares to earnings of $0.37 per share a year ago.
zacks.com
- 2 months ago
FinWise Bancorp Reports Third Quarter 2024 Results
- Net Income of $3.5 Million - - Diluted Earnings Per Share of $0.25 - - Loan Originations Increase to $1.4 Billion - MURRAY, Utah, Oct. 24, 2024 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) (“FinWise” or the “Company”), parent company of FinWise Bank (the “Bank”), today announced results for the quarter ended September 30, 2024. Third Quarter 2024 Highlights Loan originations increased to $1.4 billion, compared to $1.2 billion for the quarter ended June 30, 2024, and $1.1 billion for the third quarter of the prior year Net interest income was $14.8 million, compared to $14.6 million for the quarter ended June 30, 2024, and $14.4 million for the third quarter of the prior year Net income was $3.5 million, compared to $3.2 million for the quarter ended June 30, 2024, and $4.8 million for the third quarter of the prior year Diluted earnings per share (“EPS”) were $0.25 for the quarter, compared to $0.24 for the quarter ended June 30, 2024, and $0.37 for the third quarter of the prior year Efficiency ratio1 was 67.5%, compared to 66.3% for the quarter ended June 30, 2024, and 50.4% for the third quarter of the prior year Annualized return on average equity was 8.3%, compared to 7.9% for the quarter ended June 30, 2024, and 12.8% for the third quarter of the prior year The recorded balances of nonperforming loans were $30.6 million as of September 30, 2024, compared to $27.9 million as of June 30, 2024, and $10.7 million as of September 30, 2023.
globenewswire.com
- 2 months ago
5 Stocks With Recent Price Strength to Tap Wall Street Rally
Investors target stocks that are witnessing a bullish run. Some of the stocks seeing price strength are IDR, QFIN, SEZL, CORT, FINW.
zacks.com
- 2 months ago
FinWise Bancorp (FINW) Is a Great Choice for 'Trend' Investors, Here's Why
If you are looking for stocks that are well positioned to maintain their recent uptrend, FinWise Bancorp (FINW) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.
zacks.com
- 3 months ago
8. Profile
Summary
FinWise Bancorp FINW
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 217 M
Dividend Yield
0.00%
Description
FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers. It offers various deposit products, including interest and noninterest bearing demand, NOW, money market, and checking and savings accounts, as well as time deposits and certificates of deposits. The company also provides small business administration, residential and commercial real estate, consumer, and commercial non-real estate loans. In addition, it offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and cash management and treasury services. The company operates one full-service banking location in Sandy, Utah; and a loan production office in Rockville Centre, New York. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah.
Contact
756 East Winchester Street, Murray, UT, 84107
https://www.finwisebancorp.com
IPO
Date
Nov. 19, 2021
Employees
194
Officers
Mr. Robert C. Keil
Executive Vice President & Chief Fintech Officer of FinWise Bank
Mr. Kent R. Landvatter
Chief Executive Officer & Chairman
Mr. James F. Noone
President
Mr. Richard Thiessens
Executive Vice President & Chief Technology Officer
Mr. Robert E. Wahlman CPA
Executive Vice President & Chief Financial Officer
Mr. Michael Christopher O'Brien
EVice President, Chief Compliance & Risk Officer, Corporate Counsel and Corporate Secretary