Financial Services -
Banks - Regional - NASDAQ - US
$ 18.2
1.22 %
$ 361 M
Market Cap
17.5
P/E
1. INTRINSIC VALUE
Balance Sheet
USCB Financial Holdings, Inc.
| Current Assets | 92.8 M |
| Cash & Short-Term Investments | 41.1 M |
| Receivables | 0 |
| Other Current Assets | 51.8 M |
| Non-Current Assets | 2.29 B |
| Long-Term Investments | 43.2 M |
| PP&E | 16.3 M |
| Other Non-Current Assets | 2.23 B |
| Current Liabilities | 1.62 B |
| Accounts Payable | 15.6 M |
| Short-Term Debt | 0 |
| Other Current Liabilities | 1.6 B |
| Non-Current Liabilities | 550 M |
| Long-Term Debt | 194 M |
| Other Non-Current Liabilities | 355 M |
EFFICIENCY
Earnings Waterfall
USCB Financial Holdings, Inc.
| Revenue | 63.6 M |
| Cost Of Revenue | -44.8 M |
| Gross Profit | 108 M |
| Operating Expenses | 32.8 M |
| Operating Income | 30.8 M |
| Other Expenses | 14.2 M |
| Net Income | 16.5 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
USCB Financial Holdings, Inc.
| Net Income | 16.5 M |
| Depreciation & Amortization | 590 K |
| Capital Expenditures | -163 K |
| Stock-Based Compensation | 1.01 M |
| Change in Working Capital | -1.16 M |
| Others | 572 K |
| Free Cash Flow | 22.4 M |
Wall Street Analysts Price Targets
USCB Financial Holdings, Inc.
USCB has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
0.34%
DIVIDEND YIELD
0.05 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
USCB Financial Holdings, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
87.7 K USD 1
3-6 MONTHS
483 K USD 2
6-9 MONTHS
347 K USD 2
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
4 months ago
Sep 16, 2024
|
Bought
87.7 K USD
|
RODRIGUEZ RAMON A
Director
|
+ 6000
|
14.61 USD |
|
7 months ago
May 29, 2024
|
Bought
19.1 K USD
|
RODRIGUEZ RAMON A
Director
|
+ 1600
|
11.96 USD |
|
7 months ago
May 24, 2024
|
Bought
3.24 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 271
|
11.94 USD |
|
7 months ago
May 23, 2024
|
Bought
84.8 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 7000
|
12.12 USD |
|
8 months ago
May 16, 2024
|
Bought
6.38 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 525
|
12.15 USD |
|
8 months ago
May 15, 2024
|
Bought
60.7 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 5000
|
12.13 USD |
|
8 months ago
May 07, 2024
|
Bought
37.1 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 3000
|
12.38 USD |
|
8 months ago
May 06, 2024
|
Bought
35.7 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 3000
|
11.91 USD |
|
8 months ago
Apr 30, 2024
|
Bought
10.1 K USD
|
RODRIGUEZ RAMON A
Director
|
+ 900
|
11.18 USD |
|
8 months ago
May 01, 2024
|
Bought
11.3 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 987
|
11.48 USD |
|
8 months ago
Apr 30, 2024
|
Bought
215 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 19289
|
11.14 USD |
|
10 months ago
Mar 14, 2024
|
Bought
44.8 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 4000
|
11.21 USD |
|
10 months ago
Mar 13, 2024
|
Bought
38.5 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 3400
|
11.3255 USD |
|
1 year ago
Mar 15, 2023
|
Bought
65.9 K USD
|
ABADIN RAMON
Director
|
+ 5990
|
11 USD |
|
1 year ago
Sep 14, 2023
|
Bought
21.6 K USD
|
ABADIN RAMON
Director
|
+ 1990
|
10.86 USD |
|
2 years ago
Nov 29, 2022
|
Bought
33.4 K USD
|
ABADIN RAMON
Director
|
+ 2500
|
13.36 USD |
|
10 months ago
Mar 12, 2024
|
Bought
40.6 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 3600
|
11.29 USD |
|
10 months ago
Feb 27, 2024
|
Bought
111 K USD
|
Feinglass Howard
director, 10 percent owner:
|
+ 10000
|
11.0692 USD |
|
11 months ago
Feb 13, 2024
|
Bought
112 K USD
|
Feinglass Howard
director, 10 percent owner:
|
+ 10000
|
11.1841 USD |
|
1 year ago
Dec 14, 2023
|
Bought
108 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 8750
|
12.35 USD |
|
1 year ago
Oct 30, 2023
|
Bought
4.61 K USD
|
RODRIGUEZ RAMON A
Director
|
+ 450
|
10.24 USD |
|
1 year ago
Aug 16, 2023
|
Bought
35.5 K USD
|
RODRIGUEZ RAMON A
Director
|
+ 3050
|
11.63 USD |
|
1 year ago
May 10, 2023
|
Bought
65.6 K USD
|
Feinglass Howard
director, 10 percent owner:
|
+ 7300
|
8.985 USD |
|
1 year ago
May 09, 2023
|
Bought
45.8 K USD
|
Feinglass Howard
director, 10 percent owner:
|
+ 5100
|
8.9869 USD |
|
1 year ago
May 10, 2023
|
Bought
65.6 K USD
|
Feinglass Howard
director, 10 percent owner:
|
+ 7300
|
8.985 USD |
|
1 year ago
May 09, 2023
|
Bought
45.8 K USD
|
Feinglass Howard
director, 10 percent owner:
|
+ 5100
|
8.9869 USD |
|
1 year ago
May 02, 2023
|
Bought
28.5 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 3000
|
9.5 USD |
|
1 year ago
Mar 08, 2023
|
Sell 0
USD
|
Feinglass Howard
director, 10 percent owner:
|
- 6314
|
0 USD |
|
1 year ago
Feb 13, 2023
|
Bought
39.2 K USD
|
ABADIN RAMON
Director
|
+ 3200
|
12.26 USD |
|
2 years ago
Jun 14, 2022
|
Bought
40.1 K USD
|
KAFAFIAN ROBERT E.
Director
|
+ 3300
|
12.14 USD |
|
2 years ago
Jun 14, 2022
|
Bought
20.3 K USD
|
KAFAFIAN ROBERT E.
Director
|
+ 1700
|
11.95 USD |
|
1 year ago
Feb 01, 2023
|
Bought
12.5 K USD
|
ALONSO MARIA C.
Director
|
+ 1000
|
12.5 USD |
|
2 years ago
Dec 12, 2022
|
Bought
19.8 K USD
|
BUSTLE NICHOLAS
EVP and Chief Lending Officer
|
+ 1550
|
12.75 USD |
|
2 years ago
Dec 09, 2022
|
Bought
9.82 K USD
|
BUSTLE NICHOLAS
EVP and Chief Lending Officer
|
+ 770
|
12.75 USD |
|
2 years ago
Dec 09, 2022
|
Bought
12.9 K USD
|
BUSTLE NICHOLAS
EVP and Chief Lending Officer
|
+ 1000
|
12.89 USD |
|
2 years ago
Nov 23, 2022
|
Bought
4.92 K USD
|
DE LA AGUILERA LUIS
President and CEO
|
+ 366
|
13.44 USD |
|
2 years ago
Nov 23, 2022
|
Bought
95 K USD
|
DE LA AGUILERA LUIS
President and CEO
|
+ 7034
|
13.5 USD |
|
2 years ago
Nov 21, 2022
|
Bought
53.6 K USD
|
Anderson Robert B.
Executive VP and CFO
|
+ 4000
|
13.4 USD |
7. News
USCB Financial Holdings, Inc. to Announce Fourth Quarter 2024 Results
MIAMI, Jan. 03, 2025 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended December 31, 2024 after the market closes on Thursday, January 23, 2025.
globenewswire.com
- 2 weeks ago
USCB Financial Holdings, Inc. (USCB) Q3 2024 Earnings Call Transcript
USCB Financial Holdings, Inc. (NASDAQ:USCB ) Q3 2024 Earnings Conference Call November 1, 2024 8:30 AM ET Company Participants Luis de la Aguilera - Chairman, President & CEO Rob Anderson - CFO Bill Turner - CCO Conference Call Participants Woody Lay - KBW Michael Rose - Raymond James Stephen Scouten - Piper Sandler Operator Good day, and welcome to the Third Quarter 2024 USCB Financial Holdings Inc. Earnings Conference Call. All participants will be in listen-only mode.
seekingalpha.com
- 2 months ago
USCB Financial Holdings, Inc. (USCB) Beats Q3 Earnings and Revenue Estimates
USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.35 per share, beating the Zacks Consensus Estimate of $0.32 per share. This compares to earnings of $0.19 per share a year ago.
zacks.com
- 2 months ago
USCB Financial Holdings, Inc. Reports Record Fully Diluted EPS of $0.35 for Q3 2024; ROAA of 1.11% and ROAE of 13.38%
MIAMI, Oct. 31, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $6.9 million or $0.35 per fully diluted share for the three months ended September 30, 2024, compared with net income of $3.8 million or $0.19 per fully diluted share for the same period in 2023.
globenewswire.com
- 2 months ago
USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock
MIAMI, Oct. 28, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared a regular quarterly cash dividend of $0.05 per share of Class A common stock, payable on December 5, 2024, to shareholders of record as of the close of business on November 15, 2024. Future dividend payments are subject to quarterly review and approval by the Board of Directors.
globenewswire.com
- 2 months ago
USCB Financial Holdings, Inc. To Announce Third Quarter 2024 Results
MIAMI, Oct. 07, 2024 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended September 30, 2024 after the market closes on Thursday, October 31, 2024.
globenewswire.com
- 3 months ago
USCB Financial Holdings Inc (USCB) Shares Up 3.68% on Oct 2
Shares of USCB Financial Holdings Inc (USCB, Financial) surged 3.68% in mid-day trading on Oct 2. The stock reached an intraday high of $15.37, before settling at $15.20, up from its previous close of $14.66.
gurufocus.com
- 3 months ago
Bears are Losing Control Over USCB Financial (USCB), Here's Why It's a 'Buy' Now
USCB Financial (USCB) appears to have found support after losing some value lately, as indicated by the formation of a hammer chart. In addition to this technical chart pattern, strong agreement among Wall Street analysts in revising earnings estimates higher enhances the stock's potential for a turnaround in the near term.
zacks.com
- 5 months ago
Earnings Estimates Rising for USCB Financial (USCB): Will It Gain?
USCB Financial (USCB) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
- 5 months ago
USCB Financial Holdings, Inc. (USCB) Q2 2024 Earnings Call Transcript
USCB Financial Holdings, Inc. (NASDAQ:USCB ) Q2 2024 Earnings Conference Call July 26, 2024 11:00 AM ET Company Participants Luis de la Aguilera - Chairman, President & CEO Rob Anderson - CFO Bill Turner - CCO Conference Call Participants Woody Lay - KBW Michael Rose - Raymond James Christopher Marinac - Janney Operator Good morning, and welcome to the USCB Financial Holdings, Inc. Second Quarter of 2024 Earnings Conference Call. All participants will be in a listen-only mode.
seekingalpha.com
- 5 months ago
USCB Financial Holdings, Inc. (USCB) Q2 Earnings and Revenues Top Estimates
USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.31 per share, beating the Zacks Consensus Estimate of $0.24 per share. This compares to earnings of $0.21 per share a year ago.
zacks.com
- 5 months ago
USCB Financial Holdings, Inc. Reports Record Fully Diluted EPS Since Going Public of $0.31 for Q2 2024
MIAMI, July 25, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $6.2 million or $0.31 per fully diluted share for the three months ended June 30, 2024, compared with net income of $4.2 million or $0.21 per fully diluted share for the same period in 2023.
globenewswire.com
- 5 months ago
8. Profile
Summary
USCB Financial Holdings, Inc. USCB
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 361 M
Dividend Yield
0.34%
Description
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various banking products and services to small-to-medium sized businesses. The company accepts checking, savings, money market, and time deposit accounts; and certificates of deposit. Its loan products include residential real estate loans; commercial real estate loans; commercial and industrial loans; foreign banks loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers treasury, commercial payments, cash management, and online banking services. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.
Contact
2301 NW 87th Avenue, Miami, FL, 33172
https://www.uscentury.com
IPO
Date
July 23, 2021
Employees
198
Officers
Ms. Maricarmen Logrono
Executive Vice President, Chief Risk Officer & Corporate Secretary
Ms. Martha Guerra-Kattou
Executive Vice President and Director of Sales & Marketing
Ms. Jessica Goldberg
Senior Vice President & Human Resources Director
Mr. William Turner
Executive Vice President & Chief Credit Officer
Mr. Luis F. de la Aguilera
President, Chief Executive Officer & Chairman
Mr. Robert B. Anderson CPA
Executive Vice President & Chief Financial Officer
Mr. Nicholas G. Bustle
Executive Vice President & Chief Corporate Lending Officer
Mr. Oscar Gomez
Executive Vice President & Head of Global Banking Division
Mr. Andres L. Collazo
Executive Vice President and Director of Operations & Information Technology Systems
Mr. Roberto Diaz CPA
Senior Vice President, Controller & Chief Accounting Officer