Financial Services -
Banks - Regional - NASDAQ - US
$ 31.59
-0.19 %
$ 4.53 B
Market Cap
11.49
P/E
1. INTRINSIC VALUE
Balance Sheet
United Bankshares, Inc.
| Current Assets | 3.3 B |
| Cash & Short-Term Investments | 3.2 B |
| Receivables | 102 M |
| Other Current Assets | 0 |
| Non-Current Assets | 2.16 B |
| Long-Term Investments | 0 |
| PP&E | 268 M |
| Other Non-Current Assets | 1.89 B |
| Current Liabilities | 86.8 M |
| Accounts Payable | 0 |
| Short-Term Debt | 86.8 M |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 24.9 B |
| Long-Term Debt | 0 |
| Other Non-Current Liabilities | 24.9 B |
EFFICIENCY
Earnings Waterfall
United Bankshares, Inc.
| Revenue | 1.5 B |
| Cost Of Revenue | 0 |
| Gross Profit | 1.5 B |
| Operating Expenses | 1.03 B |
| Operating Income | -1.07 B |
| Other Expenses | -1.44 B |
| Net Income | 373 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
United Bankshares, Inc.
| Net Income | 373 M |
| Depreciation & Amortization | 141 K |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 12.1 M |
| Change in Working Capital | 0 |
| Others | -161 M |
| Free Cash Flow | 217 M |
Wall Street Analysts Price Targets
United Bankshares, Inc.
Wall Street analysts predict an average 1-year price target for UBSI of $37.7 , with forecasts ranging from
a
low of
$36 to a high of $39 .
UBSI Lowest Price Target
Wall Street Target
36 USD
13.96%
UBSI Average Price Target
Wall Street Target
37.7 USD
19.24%
UBSI Highest Price Target
Wall Street Target
39 USD
23.46%
4. DIVIDEND
ANALYSIS
0.99%
DIVIDEND YIELD
0.37 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
United Bankshares, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
542 K USD 3
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
91 K USD 2
0-3 MONTHS
0 USD 1
3-6 MONTHS
0 USD 1
6-9 MONTHS
0 USD 1
9-12 MONTHS
7. News
United Bankshares (UBSI) Upgraded to Buy: What Does It Mean for the Stock?
United Bankshares (UBSI) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 2 weeks ago
Buy 3 'Safer' Dividend Kings Of 25 From March's 55
The article highlights 55 Dividend Kings, noting that five of the top ten by yield offer annual dividends from a $1K investment exceeding their single share prices. Analysts predict top-ten Kingly net gains ranging from 12.57% to 50.26% for March 2026, with six out of ten top-yield Kings expected to be top gainers. Sixteen out of fifty-five Kings show negative free cash flow margins, making them cash-poor and unsafe to buy; focus on safer Kings like Altria, United Bankshares, and Hormel.
seekingalpha.com
- 3 weeks ago
United Bankshares: A Neat-And-Tidy Operator
United Bankshares, the holding company for West Virginia's United Bank, has notched up over 50 years of consecutive annual dividend growth. United has consistently outperformed peers on credit quality. This may stand it in good stead given current economic uncertainty. While United's stock hasn't been the best performer in recent years, that's largely due to multiple contraction. The valuation for today's investor looks reasonable.
seekingalpha.com
- 3 weeks ago
Tariffs Could Keep the Federal Reserve on Hold: 5 High-Yield Dividend Kings Are Our Top Calls
High-yield dividend stocks are a favorite among investors for good reason.
247wallst.com
- 3 weeks ago
United Bankshares: Organic Growth Is The Issue For This Dividend King
United Bankshares has a solid dividend history but lacks significant growth, prompting a hold rating instead of a buy. UBSI's loan portfolio and non-interest-bearing deposits have stalled, indicating weak organic growth despite its strong management and extensive branch network. UBSI's dividend yield of 4.24% is stable, but not attractive compared to long-term Treasuries.
seekingalpha.com
- 1 month ago
Buy 3 "Safer" Dividend Kings Of 24 Out Of 52 For February
Seven of the top-ten Dividend Kings by yield offer annual dividends from a $1K investment exceeding their single share prices, making them attractive buys. Six Dividend Kings, including Altria Group and Hormel Foods, are currently fair-priced, with dividends meeting or exceeding their single-share prices. Analysts predict net gains between 15% and 45.53% for the top-ten Dividend Kings by February 2026, based on target prices.
seekingalpha.com
- 1 month ago
United Bankshares Declares First Quarter Dividend
WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares Declares First Quarter Dividend.
businesswire.com
- 1 month ago
Our 4 Favorite High-Yield Dividend Kings You Can Buy Now and Hold Forever
Since 1926, dividends have contributed approximately 32% of the total return for the S&P 500, while capital appreciations have contributed 68%.
247wallst.com
- 1 month ago
United Bankshares (UBSI) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
Although the revenue and EPS for United Bankshares (UBSI) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
- 2 months ago
United Bankshares (UBSI) Tops Q4 Earnings and Revenue Estimates
United Bankshares (UBSI) came out with quarterly earnings of $0.69 per share, beating the Zacks Consensus Estimate of $0.68 per share. This compares to earnings of $0.66 per share a year ago.
zacks.com
- 2 months ago
United Bankshares, Inc. Announces Earnings for the Fourth Quarter and Year of 2024
WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares, Inc. Announces Earnings for the Fourth Quarter and Year of 2024.
businesswire.com
- 2 months ago
Retiring Baby Boomers Are Buying 4 High-Yield Dividend Kings Hand-Over-Fist
With the youngest baby boomers (Americans born between 1946 and 1964) approaching retirement age, it is becoming increasingly important to focus on magnificent dividend stocks that will supply big passive income either in or out of designated retirement accounts like IRAs and 401(K)s.
247wallst.com
- 2 months ago
8. Profile
Summary
United Bankshares, Inc. UBSI
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 4.53 B
Dividend Yield
0.99%
Description
United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.
Contact
300 United Center, Charleston, WV, 25301
https://www.ubsi-inc.com
IPO
Date
June 4, 1987
Employees
2553
Officers
Mr. Rex L. Smith III
Regional President
Mr. Henry M. Kayes Jr.
Executive Vice-President
Mr. Douglas Bryon Ernest
Executive Vice President & Chief Credit Officer