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Financial Services - Banks - Regional - NASDAQ - US
$ 49.8
-0.966 %
$ 4.29 B
Market Cap
8.89
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one HWC stock under the worst case scenario is HIDDEN Compared to the current market price of 49.8 USD, Hancock Whitney Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one HWC stock under the base case scenario is HIDDEN Compared to the current market price of 49.8 USD, Hancock Whitney Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one HWC stock under the best case scenario is HIDDEN Compared to the current market price of 49.8 USD, Hancock Whitney Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart HWC

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$62.0$62.0$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.0$48.0$48.0$46.0$46.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
1.44 B REVENUE
8.86%
-1.23 B OPERATING INCOME
-202.99%
461 M NET INCOME
0.00%
227 M OPERATING CASH FLOW
-54.14%
320 K INVESTING CASH FLOW
100.11%
-173 M FINANCING CASH FLOW
14.67%
364 M REVENUE
-1.07%
0 OPERATING INCOME
0.00%
122 M NET INCOME
4.91%
192 M OPERATING CASH FLOW
17.90%
-25.5 M INVESTING CASH FLOW
-9.41%
-161 M FINANCING CASH FLOW
55.86%
Balance Sheet Hancock Whitney Corporation
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Current Assets 5.88 B
Cash & Short-Term Investments 5.74 B
Receivables 162 M
Other Current Assets -19.2 M
Non-Current Assets 1.42 B
Long-Term Investments 0
PP&E 379 M
Other Non-Current Assets 1.04 B
78.63 %5.19 %14.22 %Total Assets$7.3b
Current Liabilities 659 M
Accounts Payable 20.1 M
Short-Term Debt 639 M
Other Current Liabilities 0
Non-Current Liabilities 30.3 B
Long-Term Debt 211 M
Other Non-Current Liabilities 30.1 B
97.19 %Total Liabilities$31.0b
EFFICIENCY
Earnings Waterfall Hancock Whitney Corporation
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Revenue 1.44 B
Cost Of Revenue -255 M
Gross Profit 1.69 B
Operating Expenses 1.44 B
Operating Income -1.23 B
Other Expenses -1.69 B
Net Income 461 M
2b2b2b2b1b1b500m500m00(500m)(500m)(1b)(1b)(1b)(1b)1b255m2b(1b)(1b)2b461mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
117.71% GROSS MARGIN
117.71%
-85.30% OPERATING MARGIN
-85.30%
32.04% NET MARGIN
32.04%
11.16% ROE
11.16%
1.31% ROA
1.31%
-13.54% ROIC
-13.54%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Hancock Whitney Corporation
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900m900m800m800m700m700m600m600m500m500m400m400m300m300m200m200m100m100m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 461 M
Depreciation & Amortization 41.7 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others 280 M
Free Cash Flow 227 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Hancock Whitney Corporation
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Wall Street analysts predict an average 1-year price target for HWC of $60.2 , with forecasts ranging from a low of $49 to a high of $68 .
HWC Lowest Price Target Wall Street Target
49 USD -1.61%
HWC Average Price Target Wall Street Target
60.2 USD 20.88%
HWC Highest Price Target Wall Street Target
68 USD 36.55%
Price
Max Price Target
Min Price Target
Average Price Target
7070656560605555505045454040Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.73% DIVIDEND YIELD
0.45 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.601.601.401.401.201.201.001.000.800.800.600.600.400.400.200.200.000.000.240.240.240.240.270.270.270.270.30.30.450.240.240.240.240.270.270.270.270.30.40.240.240.240.270.270.270.270.270.30.40.240.960.240.960.240.960.271.020.271.080.271.080.271.080.271.080.31.200.41.500.452015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 19
6. Ownership
Insider Ownership Hancock Whitney Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
1.11 M USD 2
6-9 MONTHS
601 K USD 3
9-12 MONTHS
98.8 K USD 2
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Hancock Whitney Benefits From Excellent Capital Positioning Hancock Whitney (HWC) has been a solid performer with a 14% gain over the past year, but more recently, there has been a 20% drop from highs. Strong Q1 earnings, disciplined underwriting, and a robust capital position support HWC's stability amid economic uncertainty and slower loan growth. HWC's strategic expansions and acquisitions, particularly in the Sun Belt, are poised to enhance long-term growth despite current macroeconomic challenges. seekingalpha.com - 1 week ago
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hancock Whitney (HWC) have what it takes? zacks.com - 2 weeks ago
Hancock Whitney Corporation (HWC) Q1 2025 Earnings Call Transcript Hancock Whitney Corporation (NASDAQ:HWC ) Q1 2025 Earnings Conference Call April 15, 2025 4:30 PM ET Company Participants Kathryn Mistich - IR Manager John Hairston - President and CEO Mike Achary - CFO Chris Ziluca - CCO Conference Call Participants Michael Rose - Raymond James Catherine Mealor - KBW Stephen Scouten - Piper Sandler Brett Rabatin - Hovde Group Casey Haire - Autonomous Research Gary Tenner - D.A. Davidson Matt Olney - Stephens Ben Gerlinger - Citi Christopher Marinac - Janney Montgomery Scott Operator Good day, ladies and gentlemen, and welcome to Hancock Whitney Corporation's First Quarter 2025 Earnings Conference Call. seekingalpha.com - 2 weeks ago
Hancock Whitney (HWC) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates Although the revenue and EPS for Hancock Whitney (HWC) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 2 weeks ago
Hancock Whitney (HWC) Tops Q1 Earnings Estimates Hancock Whitney (HWC) came out with quarterly earnings of $1.38 per share, beating the Zacks Consensus Estimate of $1.28 per share. This compares to earnings of $1.28 per share a year ago. zacks.com - 2 weeks ago
Hancock Whitney reports first quarter 2025 EPS of $1.38 GULFPORT, Miss.--(BUSINESS WIRE)--Hancock Whitney reports first quarter 2025 EPS of $1.38. businesswire.com - 2 weeks ago
Hancock Whitney (HWC) Moves 8.2% Higher: Will This Strength Last? Hancock Whitney (HWC) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term. zacks.com - 3 weeks ago
Insights Into Hancock Whitney (HWC) Q1: Wall Street Projections for Key Metrics Get a deeper insight into the potential performance of Hancock Whitney (HWC) for the quarter ended March 2025 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics. zacks.com - 3 weeks ago
Hancock Whitney (HWC) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hancock Whitney (HWC) have what it takes? zacks.com - 1 month ago
Hancock Whitney Receives Regulatory Approvals for its Acquisition of Sabal Trust Company GULFPORT, Miss.--(BUSINESS WIRE)--Hancock Whitney Receives Regulatory Approvals for its Acquisition of Sabal Trust Company. businesswire.com - 1 month ago
Hancock Whitney Corporation to Announce First Quarter 2025 Financial Results and Host Conference Call April 15 GULFPORT, Miss.--(BUSINESS WIRE)--Hancock Whitney Corporation to announce first quarter 2025 financial results and host conference call April 15. businesswire.com - 1 month ago
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hancock Whitney (HWC) have what it takes? zacks.com - 1 month ago
8. Profile Summary

Hancock Whitney Corporation HWC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 4.29 B
Dividend Yield 0.73%
Description Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers. It accepts various deposit products, including noninterest-bearing demand deposits, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposit accounts. The company also offers loans products comprising commercial and industrial loans; commercial real estate loans; construction and land development loans; residential mortgages; consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans; revolving credit facilities; and letters of credit and financial guarantees. In addition, it offers investment brokerage and treasury management services, and annuity and life insurance products; and trust and investment management services to retirement plans, corporations, and individuals. Further, the company facilitates investments in new market tax credit activities; and holds various foreclosed assets. The company operates 177 banking locations and 239 automated teller machines primarily in the Gulf south corridor, including southern and central Mississippi; southern and central Alabama; southern, central, and northwest Louisiana; the northern, central, and panhandle regions of Florida; and certain areas of east Texas, including Houston, Beaumont, Dallas, and San Antonio. It also operates a loan production office in Tennessee; and a trust and asset management office in Texas. The company was formerly known as Hancock Holding Company and changed its name to Hancock Whitney Corporation in May 2018. Hancock Whitney Corporation was founded in 1899 and is headquartered in Gulfport, Mississippi.
Contact Hancock Whitney Plaza, Gulfport, MS, 39501 https://www.hancockwhitney.com
IPO Date June 4, 1991
Employees 3497
Officers Mr. D. Shane Loper Senior EVice President & Chief Operating Officer Ms. Juanita P. Kuhner Executive Vice President, General Counsel & Corporate Secretary Nina Willis Chief Compliance Officer Mr. David J. Lundgren Jr., C.F.A. Chief Investment Officer Mr. Michael Otero Senior EVice President & Chief Risk Officer Mr. John M. Hairston President, Chief Executive Officer & Director Mr. Christopher S. Ziluca Senior EVice President & Chief Credit Officer Mr. Michael M. Achary CPA Senior EVice President, Chief Financial Officer & Principal Accounting Officer Mr. R. Paul Maxwell Vice President & Senior Communications Officer Ms. Ruena Hall Thompson Wetzel Senior EVice President & & Chief Human Resources Officer