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Financial Services - Banks - Regional - NASDAQ - US
$ 58.45
-1.62 %
$ 5.03 B
Market Cap
13.11
P/E
1. INTRINSIC VALUE

Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers. It accepts various deposit products, including noninterest-bearing demand deposits, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposit accounts. The company also offers loans products comprising commercial and industrial loans; commercial real estate loans; construction and land development loans; residential mortgages; consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans; revolving credit facilities; and letters of credit and financial guarantees. In addition, it offers investment brokerage and treasury management services, and annuity and life insurance products; and trust and investment management services to retirement plans, corporations, and individuals.[ Read More ]

The intrinsic value of one HWC stock under the base case scenario is HIDDEN Compared to the current market price of 58.5 USD, Hancock Whitney Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart HWC

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FINANCIALS
1.32 B REVENUE
-4.37%
471 M OPERATING INCOME
-39.48%
389 M NET INCOME
-25.85%
520 M OPERATING CASH FLOW
-38.26%
-295 M INVESTING CASH FLOW
-44.57%
-203 M FINANCING CASH FLOW
84.84%
368 M REVENUE
2.24%
145 M OPERATING INCOME
-4.54%
116 M NET INCOME
1.57%
172 M OPERATING CASH FLOW
63.84%
262 M INVESTING CASH FLOW
387.99%
-365 M FINANCING CASH FLOW
-503.94%
Balance Sheet Decomposition Hancock Whitney Corporation
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Current Assets 7.56 B
Cash & Short-Term Investments 6.1 B
Receivables 0
Other Current Assets 1.45 B
Non-Current Assets 41 B
Long-Term Investments 7.69 B
PP&E 407 M
Other Non-Current Assets 32.9 B
Current Liabilities 12.3 B
Accounts Payable 45 M
Short-Term Debt 1.15 B
Other Current Liabilities 11.1 B
Non-Current Liabilities 30.6 B
Long-Term Debt 348 M
Other Non-Current Liabilities 30.3 B
EFFICIENCY
Earnings Waterfall Hancock Whitney Corporation
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Revenue 1.32 B
Cost Of Revenue 0
Gross Profit 1.32 B
Operating Expenses 1.37 B
Operating Income 471 M
Other Expenses 82.2 M
Net Income 389 M
RATIOS
100.00% GROSS MARGIN
100.00%
35.63% OPERATING MARGIN
35.63%
29.72% NET MARGIN
29.72%
10.32% ROE
10.32%
1.10% ROA
1.10%
7.26% ROIC
7.26%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Hancock Whitney Corporation
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Net Income 389 M
Depreciation & Amortization 46.3 M
Capital Expenditures -25 M
Stock-Based Compensation 24.7 M
Change in Working Capital -96.1 M
Others 21.7 M
Free Cash Flow 495 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Hancock Whitney Corporation
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Wall Street analysts predict an average 1-year price target for HWC of $53.2 , with forecasts ranging from a low of $46 to a high of $65 .
HWC Lowest Price Target Wall Street Target
46 USD -21.30%
HWC Average Price Target Wall Street Target
53.2 USD -8.90%
HWC Highest Price Target Wall Street Target
65 USD 11.21%
4. DIVIDEND ANALYSIS
0.79% DIVIDEND YIELD
0.4 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Hancock Whitney Corporation
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Sold
0-3 MONTHS
1.59 M USD 4
3-6 MONTHS
117 K USD 1
6-9 MONTHS
257 K USD 3
9-12 MONTHS
1.48 M USD 2
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
1 week ago
Nov 07, 2024
Sell 1.07 M USD
HAIRSTON JOHN M
President & CEO
- 18000
59.44 USD
2 weeks ago
Oct 29, 2024
Sell 40 K USD
PICKERING CHRISTINE L
Director
- 763
52.4 USD
3 weeks ago
Oct 21, 2024
Sell 40.8 K USD
Wilkins Carleton Richard
Director
- 800
50.95 USD
4 weeks ago
Oct 18, 2024
Sell 443 K USD
Achary Michael M
Chief Financial Officer
- 8431
52.55 USD
3 months ago
Jul 29, 2024
Sell 117 K USD
BERTUCCI FRANK E
Director
- 2053
57.03 USD
6 months ago
Apr 30, 2024
Sell 59.3 K USD
PICKERING CHRISTINE L
Director
- 1300
45.62 USD
6 months ago
May 01, 2024
Sell 39.5 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 844
46.82 USD
8 months ago
Feb 22, 2024
Sell 158 K USD
Ziluca Christopher S
Chief Credit Officer
- 3636
43.5 USD
9 months ago
Jan 25, 2024
Sell 828 K USD
Loper D Shane
Chief Operating Officer
- 17690
46.81 USD
9 months ago
Jan 19, 2024
Sell 183 K USD
Exnicios Joseph S
President-Hancock Whitney Bank
- 4042
45.28 USD
9 months ago
Jan 22, 2024
Sell 465 K USD
Exnicios Joseph S
President-Hancock Whitney Bank
- 9857
47.15 USD
9 months ago
Jan 22, 2024
Sell 1.72 K USD
Exnicios Joseph S
President-Hancock Whitney Bank
- 36.72
46.96 USD
1 year ago
Aug 01, 2023
Sell 47.6 K USD
Wilkins Carleton Richard
Director
- 1110
42.86 USD
1 year ago
Jul 31, 2023
Sell 1.03 M USD
HAIRSTON JOHN M
President & CEO
- 23517
44 USD
1 year ago
Jul 26, 2023
Sell 77.4 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 1774
43.65 USD
1 year ago
Jul 26, 2023
Sell 5.16 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 118.142
43.65 USD
1 year ago
Jul 21, 2023
Sell 315 K USD
Achary Michael M
Chief Financial Officer
- 7477
42.13 USD
1 year ago
Jul 21, 2023
Sell 198 K USD
Achary Michael M
Chief Financial Officer
- 4708.48
42.08 USD
1 year ago
May 10, 2023
Bought 65.7 K USD
LANE HARRY MERRITT III
Director
+ 2000
32.855 USD
1 year ago
Apr 26, 2023
Bought 3.63 K USD
Teofilo Joan Cahill
Director
+ 100
36.29 USD
1 year ago
Apr 21, 2023
Bought 100 K USD
Perez Sonia
Director
+ 2736.765
36.54 USD
1 year ago
Apr 21, 2023
Sell 35.7 K USD
PICKERING CHRISTINE L
Director
- 984
36.29 USD
1 year ago
Feb 02, 2023
Sell 96.7 K USD
Ziluca Christopher S
Chief Credit Officer
- 1821
53.11 USD
1 year ago
Jan 30, 2023
Sell 335 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 6675.3773
50.1238 USD
2 years ago
Nov 07, 2022
Sell 141 K USD
Exnicios Joseph S
President-Hancock Whitney Bank
- 2540
55.5728 USD
2 years ago
Oct 21, 2022
Sell 104 K USD
Achary Michael M
Chief Financial Officer
- 2032
51.427 USD
2 years ago
Aug 01, 2022
Sell 61.6 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 1250
49.24 USD
2 years ago
Jul 22, 2022
Sell 1.25 M USD
HAIRSTON JOHN M
President & CEO
- 26473
47.1543 USD
2 years ago
Apr 25, 2022
Bought 4.93 K USD
Teofilo Joan Cahill
director:
+ 100
49.33 USD
2 years ago
Jan 21, 2022
Sell 281 K USD
Exnicios Joseph S
President-Hancock Whitney Bank
- 5300
53.1009 USD
3 years ago
Aug 12, 2021
Sell 842 K USD
HAIRSTON JOHN M
President & CEO
- 18320
45.9591 USD
3 years ago
May 14, 2021
Sell 592 K USD
Loper D Shane
Chief Operating Officer
- 12000
49.375 USD
3 years ago
May 18, 2021
Sell 151 K USD
Loper D Shane
Chief Operating Officer
- 3000
50.22 USD
3 years ago
May 14, 2021
Sell 36.3 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 725
50.07 USD
3 years ago
May 14, 2021
Sell 91.1 K USD
Ziluca Christopher S
Chief Credit Officer
- 1822
50 USD
3 years ago
May 11, 2021
Sell 30.5 K USD
PICKERING CHRISTINE L
Director
- 615
49.54 USD
3 years ago
May 03, 2021
Sell 282 K USD
Barker Stephen E.
EVP & Chief Accounting Officer
- 6000
47 USD
3 years ago
Apr 30, 2021
Sell 291 K USD
Achary Michael M
Chief Financial Officer
- 6188
47.0121 USD
3 years ago
May 03, 2021
Sell 1.2 M USD
Achary Michael M
Chief Financial Officer
- 25574.506
46.8656 USD
3 years ago
May 03, 2021
Sell 213 K USD
Exnicios Joseph S
President-Hancock Whitney Bank
- 4540
46.9513 USD
3 years ago
Apr 30, 2021
Sell 1.79 M USD
HAIRSTON JOHN M
President & CEO
- 38309
46.6365 USD
3 years ago
May 03, 2021
Sell 13.2 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 275
47.85 USD
3 years ago
May 03, 2021
Sell 143 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 3000
47.74 USD
3 years ago
Feb 24, 2021
Sell 94 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 2300
40.88 USD
3 years ago
Feb 19, 2021
Sell 207 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 5500
37.59 USD
3 years ago
Feb 19, 2021
Sell 151 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 4000
37.65 USD
3 years ago
Feb 16, 2021
Sell 7.65 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 200
38.25 USD
3 years ago
Jan 28, 2021
Sell 171 K USD
Exnicios Joseph S
President-Hancock Whitney Bank
- 4821
35.3702 USD
4 years ago
Aug 04, 2020
Bought 9.98 K USD
PICKERING CHRISTINE L
Director
+ 533
18.73 USD
4 years ago
Aug 06, 2020
Bought 9.67 K USD
Wilkins Carleton Richard
Director
+ 500
19.3413 USD
4 years ago
Jul 29, 2020
Bought 3.38 K USD
Teofilo Joan Cahill
Director
+ 175
19.325 USD
4 years ago
Jul 29, 2020
Sell 67.9 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 3578
18.99 USD
4 years ago
Feb 05, 2020
Sell 95.6 K USD
Ziluca Christopher S
Chief Credit Officer
- 2321
41.2 USD
4 years ago
Dec 05, 2019
Bought 9.83 K USD
HORNE JAMES H
Director
+ 240
40.9648 USD
5 years ago
Nov 12, 2019
Sell 85 K USD
Knight Cecil W. Jr
Chief Banking Officer
- 2027.6798
41.94 USD
5 years ago
Nov 04, 2019
Sell 227 K USD
Exnicios Joseph S
President-Hancock Whitney Bank
- 5550
40.9663 USD
5 years ago
Jun 14, 2019
Sell 45.2 K USD
Teofilo Joan Cahill
Director
- 1150
39.335 USD
6 years ago
Oct 22, 2018
Bought 62.1 K USD
Knight Cecil W. Jr
Chief Banking Officer
+ 1500
41.41 USD
6 years ago
Jul 31, 2018
Sell 800 K USD
HAIRSTON JOHN M
President & CEO
- 15941.2723
50.1842 USD
6 years ago
Jul 26, 2018
Sell 30.2 K USD
PICKERING CHRISTINE L
Director
- 586
51.55 USD
6 years ago
Jul 23, 2018
Sell 410 K USD
Exnicios Joseph S
President-Hancock Whitney Bank
- 7925
51.75 USD
6 years ago
May 15, 2018
Sell 214 K USD
HORNE JAMES H
Director
- 4135
51.7607 USD
6 years ago
Mar 14, 2018
Sell 199 K USD
Barker Stephen E.
EVP & Chief Accounting Officer
- 3572
55.7 USD
6 years ago
Mar 09, 2018
Sell 492 K USD
Phillips Joy L
EVP / General Counsel
- 8900
55.3 USD
6 years ago
Mar 09, 2018
Sell 28.5 K USD
Phillips Joy L
EVP / General Counsel
- 516
55.3 USD
6 years ago
Mar 12, 2018
Sell 55.7 K USD
Phillips Joy L
EVP / General Counsel
- 1000
55.6557 USD
6 years ago
Mar 12, 2018
Sell 215 K USD
Phillips Joy L
EVP / General Counsel
- 3868
55.6982 USD
6 years ago
Mar 12, 2018
Sell 19.3 K USD
Phillips Joy L
EVP / General Counsel
- 346
55.6557 USD
6 years ago
Feb 27, 2018
Sell 141 K USD
Achary Michael M
Chief Financial Officer
- 2656
53.24 USD
6 years ago
Feb 27, 2018
Sell 528 K USD
Achary Michael M
Chief Financial Officer
- 9863
53.55 USD
6 years ago
Feb 20, 2018
Sell 1.35 M USD
ROSEBERRY ROBERT W
Director
- 25000
54 USD
6 years ago
Feb 01, 2018
Sell 53.4 K USD
Exnicios Joseph S
President - Whitney Bank
- 1000
53.4 USD
6 years ago
Jan 29, 2018
Sell 32.9 K USD
Little Sonya C
Director
- 600
54.85 USD
6 years ago
Jan 24, 2018
Sell 167 K USD
BERTUCCI FRANK E
Director
- 3031
55 USD
6 years ago
Nov 20, 2017
Sell 145 K USD
Kendricks Samuel B
Chief Credit Risk Officer
- 2982.3806
48.6189 USD
7 years ago
Sep 07, 2017
Bought 82.8 K USD
Knight Cecil W. Jr
Chief Banking Officer
+ 2000
41.4 USD
7 years ago
Aug 10, 2017
Sell 101 K USD
Hanna Randall W
Director
- 2300
43.9308 USD
7 years ago
Jul 31, 2017
Sell 156 K USD
Exnicios Joseph S
President - Whitney Bank
- 3369
46.2655 USD
7 years ago
Jul 27, 2017
Sell 570 K USD
HAIRSTON JOHN M
President & CEO
- 12240
46.6038 USD
7 years ago
Jun 13, 2017
Sell 103 K USD
ROSEBERRY ROBERT W
Director
- 2038
50.295 USD
7 years ago
Jun 12, 2017
Sell 13.2 K USD
Milton Miles S
Chief Wealth Mgmt Officer
- 265
49.97 USD
7 years ago
Jun 09, 2017
Sell 202 K USD
SCHLOEGEL GEORGE A
- 3973
50.75 USD
7 years ago
Jun 09, 2017
Sell 49.9 K USD
SCHLOEGEL GEORGE A
- 980
50.91 USD
7 years ago
Jun 09, 2017
Sell 501 K USD
Barker Stephen E.
EVP & Chief Accounting Officer
- 9966
50.2755 USD
7. News
Hancock Whitney: Still Attractive After The Post-Election Rally Like most U.S. banks, Mississippi-based Hancock Whitney got a nice boost from last week's election, with the stock up sharply since then. Third quarter results were solid, with the bank earning $115 million in net income, mapping to sound underlying profitability metrics. Despite moving closer to my low-$60s price target, these shares can still deliver good returns from here. seekingalpha.com - 2 days ago
Hancock Whitney Names Moses Feagin to Its Holding Company Board GULFPORT, Miss.--(BUSINESS WIRE)--Hancock Whitney Names Moses Feagin to Its Holding Company Board. businesswire.com - 2 weeks ago
Hancock Whitney Q3 Earnings Beat Estimates on Fee Income Growth HWC's third-quarter earnings beat estimates on the back of higher non-interest income and NII. Yet, the fall in total loan and deposit balance remains a concern. zacks.com - 1 month ago
Hancock Whitney Corporation (HWC) Q3 2024 Earnings Call Transcript Hancock Whitney Corporation (NASDAQ:HWC ) Q3 2024 Earnings Conference Call October 15, 2024 4:30 PM ET Company Participants Kathryn Mistich - Investor Relations Manager John Hairston - President & Chief Executive Officer Mike Achary - Chief Financial Officer Chris Ziluca - Chief Credit Officer Conference Call Participants Michael Rose - Raymond James Catherine Mealor - KBW Brett Rabatin - Hovde Group Ben Gerlinger - Citi Gary Tenner - D.A. Davidson Matt Olney - Stephens Christopher Marinac - Jamie Montgomery Scott Operator Good day, ladies and gentlemen and welcome to Hancock Whitney Corporation's Third Quarter 2024 Earnings Conference Call. seekingalpha.com - 1 month ago
Hancock Whitney (HWC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates The headline numbers for Hancock Whitney (HWC) give insight into how the company performed in the quarter ended September 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 1 month ago
Hancock Whitney (HWC) Q3 Earnings and Revenues Top Estimates Hancock Whitney (HWC) came out with quarterly earnings of $1.33 per share, beating the Zacks Consensus Estimate of $1.31 per share. This compares to earnings of $1.12 per share a year ago. zacks.com - 1 month ago
Hancock Whitney Reports Third Quarter 2024 EPS of $1.33 GULFPORT, Miss.--(BUSINESS WIRE)--Hancock Whitney reports third quarter 2024 EPS of $1.33. businesswire.com - 1 month ago
What Analyst Projections for Key Metrics Reveal About Hancock Whitney (HWC) Q3 Earnings Looking beyond Wall Street's top -and-bottom-line estimate forecasts for Hancock Whitney (HWC), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended September 2024. zacks.com - 1 month ago
Hancock Whitney (HWC) Earnings Expected to Grow: What to Know Ahead of Next Week's Release Hancock Whitney (HWC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 1 month ago
Hancock Whitney (HWC) Could Find a Support Soon, Here's Why You Should Buy the Stock Now After losing some value lately, a hammer chart pattern has been formed for Hancock Whitney (HWC), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term. zacks.com - 2 months ago
6 Reasons Why You Should Bet on Hancock Whitney Stock Right Now HWC's balance sheet deleveraging strategy and a shift in loan portfolio alongside potential interest rate cuts make it a lucrative pick for investors. zacks.com - 2 months ago
Hancock Whitney (HWC) Upgraded to Buy: Here's What You Should Know Hancock Whitney (HWC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 2 months ago
8. Profile Summary

Hancock Whitney Corporation HWC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 5.03 B
Dividend Yield 0.79%
Description Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers. It accepts various deposit products, including noninterest-bearing demand deposits, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposit accounts. The company also offers loans products comprising commercial and industrial loans; commercial real estate loans; construction and land development loans; residential mortgages; consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans; revolving credit facilities; and letters of credit and financial guarantees. In addition, it offers investment brokerage and treasury management services, and annuity and life insurance products; and trust and investment management services to retirement plans, corporations, and individuals. Further, the company facilitates investments in new market tax credit activities; and holds various foreclosed assets. The company operates 177 banking locations and 239 automated teller machines primarily in the Gulf south corridor, including southern and central Mississippi; southern and central Alabama; southern, central, and northwest Louisiana; the northern, central, and panhandle regions of Florida; and certain areas of east Texas, including Houston, Beaumont, Dallas, and San Antonio. It also operates a loan production office in Tennessee; and a trust and asset management office in Texas. The company was formerly known as Hancock Holding Company and changed its name to Hancock Whitney Corporation in May 2018. Hancock Whitney Corporation was founded in 1899 and is headquartered in Gulfport, Mississippi.
Contact Hancock Whitney Plaza, Gulfport, MS, 39501 https://www.hancockwhitney.com
IPO Date June 4, 1991
Employees 3458
Officers Mr. D. Shane Loper Senior EVice President & Chief Operating Officer Ms. Cindy S. Collins Chief Compliance Officer Ms. Suzanne C. Thomas Chief Credit Approval Officer Mr. Miles Stuart Milton Chief Wealth Management Officer Mr. John M. Hairston President, Chief Executive Officer & Director Mr. Samuel B. Kendricks Officer Mr. Michael Otero Executive Vice President & Chief Risk Officer Mr. R. Paul Maxwell Vice President & Senior Communications Officer Ms. Ruena Hall Thompson Wetzel Executive Vice President & Chief Human Resources Officer Mr. David J. Lundgren Jr., C.F.A. Chief Investment Officer