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Financial Services - Banks - Regional - NASDAQ - US
$ 53.92
-1.06 %
$ 4.64 B
Market Cap
9.85
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one HWC stock under the worst case scenario is HIDDEN Compared to the current market price of 53.9 USD, Hancock Whitney Corporation is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one HWC stock under the base case scenario is HIDDEN Compared to the current market price of 53.9 USD, Hancock Whitney Corporation is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one HWC stock under the best case scenario is HIDDEN Compared to the current market price of 53.9 USD, Hancock Whitney Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart HWC

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$62.0$62.0$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.0$48.0$48.0$46.0$46.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
1.44 B REVENUE
8.86%
566 M OPERATING INCOME
-6.32%
461 M NET INCOME
17.37%
626 M OPERATING CASH FLOW
26.35%
275 M INVESTING CASH FLOW
193.07%
-887 M FINANCING CASH FLOW
-336.21%
365 M REVENUE
0.27%
149 M OPERATING INCOME
-6.44%
121 M NET INCOME
4.35%
192 M OPERATING CASH FLOW
17.90%
-25.5 M INVESTING CASH FLOW
-9.41%
-161 M FINANCING CASH FLOW
55.86%
Balance Sheet Hancock Whitney Corporation
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Current Assets 5.88 B
Cash & Short-Term Investments 5.74 B
Receivables 162 M
Other Current Assets -19.2 M
Non-Current Assets 1.42 B
Long-Term Investments 7.68 B
PP&E 379 M
Other Non-Current Assets -6.65 B
78.63 %105.33 %Total Assets$7.3b
Current Liabilities 659 M
Accounts Payable 20.1 M
Short-Term Debt 639 M
Other Current Liabilities 0
Non-Current Liabilities 30.3 B
Long-Term Debt 211 M
Other Non-Current Liabilities 30.1 B
97.19 %Total Liabilities$31.0b
EFFICIENCY
Earnings Waterfall Hancock Whitney Corporation
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Revenue 1.44 B
Cost Of Revenue 0
Gross Profit 1.44 B
Operating Expenses 1.44 B
Operating Income 566 M
Other Expenses 105 M
Net Income 461 M
2b2b1b1b1b1b1b1b800m800m600m600m400m400m200m200m001b01b(1b)566m(105m)461mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
39.36% OPERATING MARGIN
39.36%
32.04% NET MARGIN
32.04%
11.16% ROE
11.16%
1.31% ROA
1.31%
6.25% ROIC
6.25%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Hancock Whitney Corporation
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900m900m800m800m700m700m600m600m500m500m400m400m300m300m200m200m100m100m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 461 M
Depreciation & Amortization 41.7 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others 222 M
Free Cash Flow 616 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Hancock Whitney Corporation
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Wall Street analysts predict an average 1-year price target for HWC of $60.2 , with forecasts ranging from a low of $49 to a high of $68 .
HWC Lowest Price Target Wall Street Target
49 USD -9.12%
HWC Average Price Target Wall Street Target
60.2 USD 11.65%
HWC Highest Price Target Wall Street Target
68 USD 26.11%
Price
Max Price Target
Min Price Target
Average Price Target
7070656560605555505045454040Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.86% DIVIDEND YIELD
0.45 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.601.601.401.401.201.201.001.000.800.800.600.600.400.400.200.200.000.000.240.240.240.240.270.270.270.270.30.30.450.240.240.240.240.270.270.270.270.30.40.450.240.240.240.270.270.270.270.270.30.40.240.960.240.960.240.960.271.020.271.080.271.080.271.080.271.080.31.200.41.500.902015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 19
6. Ownership
Insider Ownership Hancock Whitney Corporation
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Sold
0-3 MONTHS
40.3 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
1.59 M USD 4
9-12 MONTHS
117 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Hancock Whitney (HWC) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hancock Whitney (HWC) have what it takes? zacks.com - 2 weeks ago
Albert Williams Elected to Hancock Whitney Corporation Board GULFPORT, Miss.--(BUSINESS WIRE)--Albert Williams Elected to Hancock Whitney Corporation Board. businesswire.com - 3 weeks ago
Hancock Whitney Corporation Announces Quarterly Dividend GULFPORT, Miss.--(BUSINESS WIRE)--Hancock Whitney Corporation Announces Quarterly Dividend. businesswire.com - 3 weeks ago
Hancock Whitney: Well Placed For Economic Uncertainty Like many banks, Hancock Whitney has seen mixed fortunes since my last update mid-November, with its business doing better than expected but the shares struggling. Loan growth was arguably the weak point of first quarter earnings, with management downgrading full-year guidance as well. Economic uncertainty has sent these shares down nearly 20% since my last piece. Based on a number of valuation measures, HWC looks cheap relative to historical marks. seekingalpha.com - 3 weeks ago
Hancock Whitney (HWC) Upgraded to Buy: Here's Why Hancock Whitney (HWC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 3 weeks ago
Hancock Whitney Benefits From Excellent Capital Positioning Hancock Whitney (HWC) has been a solid performer with a 14% gain over the past year, but more recently, there has been a 20% drop from highs. Strong Q1 earnings, disciplined underwriting, and a robust capital position support HWC's stability amid economic uncertainty and slower loan growth. HWC's strategic expansions and acquisitions, particularly in the Sun Belt, are poised to enhance long-term growth despite current macroeconomic challenges. seekingalpha.com - 1 month ago
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hancock Whitney (HWC) have what it takes? zacks.com - 1 month ago
Hancock Whitney Corporation (HWC) Q1 2025 Earnings Call Transcript Hancock Whitney Corporation (NASDAQ:HWC ) Q1 2025 Earnings Conference Call April 15, 2025 4:30 PM ET Company Participants Kathryn Mistich - IR Manager John Hairston - President and CEO Mike Achary - CFO Chris Ziluca - CCO Conference Call Participants Michael Rose - Raymond James Catherine Mealor - KBW Stephen Scouten - Piper Sandler Brett Rabatin - Hovde Group Casey Haire - Autonomous Research Gary Tenner - D.A. Davidson Matt Olney - Stephens Ben Gerlinger - Citi Christopher Marinac - Janney Montgomery Scott Operator Good day, ladies and gentlemen, and welcome to Hancock Whitney Corporation's First Quarter 2025 Earnings Conference Call. seekingalpha.com - 1 month ago
Hancock Whitney (HWC) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates Although the revenue and EPS for Hancock Whitney (HWC) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 1 month ago
Hancock Whitney (HWC) Tops Q1 Earnings Estimates Hancock Whitney (HWC) came out with quarterly earnings of $1.38 per share, beating the Zacks Consensus Estimate of $1.28 per share. This compares to earnings of $1.28 per share a year ago. zacks.com - 1 month ago
Hancock Whitney reports first quarter 2025 EPS of $1.38 GULFPORT, Miss.--(BUSINESS WIRE)--Hancock Whitney reports first quarter 2025 EPS of $1.38. businesswire.com - 1 month ago
Hancock Whitney (HWC) Moves 8.2% Higher: Will This Strength Last? Hancock Whitney (HWC) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term. zacks.com - 1 month ago
8. Profile Summary

Hancock Whitney Corporation HWC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 4.64 B
Dividend Yield 0.86%
Description Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers. It accepts various deposit products, including noninterest-bearing demand deposits, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposit accounts. The company also offers loans products comprising commercial and industrial loans; commercial real estate loans; construction and land development loans; residential mortgages; consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans; revolving credit facilities; and letters of credit and financial guarantees. In addition, it offers investment brokerage and treasury management services, and annuity and life insurance products; and trust and investment management services to retirement plans, corporations, and individuals. Further, the company facilitates investments in new market tax credit activities; and holds various foreclosed assets. The company operates 177 banking locations and 239 automated teller machines primarily in the Gulf south corridor, including southern and central Mississippi; southern and central Alabama; southern, central, and northwest Louisiana; the northern, central, and panhandle regions of Florida; and certain areas of east Texas, including Houston, Beaumont, Dallas, and San Antonio. It also operates a loan production office in Tennessee; and a trust and asset management office in Texas. The company was formerly known as Hancock Holding Company and changed its name to Hancock Whitney Corporation in May 2018. Hancock Whitney Corporation was founded in 1899 and is headquartered in Gulfport, Mississippi.
Contact Hancock Whitney Plaza, Gulfport, MS, 39501 https://www.hancockwhitney.com
IPO Date June 4, 1991
Employees 3497
Officers Mr. David J. Lundgren Jr., C.F.A. Chief Investment Officer Mr. Michael Otero Senior EVice President & Chief Risk Officer Nina Willis Chief Compliance Officer Mr. John M. Hairston President, Chief Executive Officer & Director Mr. D. Shane Loper Senior EVice President & Chief Operating Officer Mr. Christopher S. Ziluca Senior EVice President & Chief Credit Officer Ms. Juanita P. Kuhner Executive Vice President, General Counsel & Corporate Secretary Mr. Michael M. Achary CPA Senior EVice President, Chief Financial Officer & Principal Accounting Officer Mr. R. Paul Maxwell Vice President & Senior Communications Officer Ms. Ruena Hall Thompson Wetzel Senior EVice President & & Chief Human Resources Officer