Financial Services -
Banks - Regional - NASDAQ - US
$ 116.83
-1.55 %
$ 9.06 B
Market Cap
15.58
P/E
1. INTRINSIC VALUE
Balance Sheet
Pinnacle Financial Partners, Inc.
| Current Assets | 9.14 B |
| Cash & Short-Term Investments | 8.92 B |
| Receivables | 214 M |
| Other Current Assets | 0 |
| Non-Current Assets | 43.5 B |
| Long-Term Investments | 38.5 B |
| PP&E | 311 M |
| Other Non-Current Assets | 4.64 B |
| Current Liabilities | 43.1 B |
| Accounts Payable | 55.6 M |
| Short-Term Debt | 230 M |
| Other Current Liabilities | 42.8 B |
| Non-Current Liabilities | 3.03 B |
| Long-Term Debt | 2.3 B |
| Other Non-Current Liabilities | 729 M |
EFFICIENCY
Earnings Waterfall
Pinnacle Financial Partners, Inc.
| Revenue | 2.85 B |
| Cost Of Revenue | 1.45 B |
| Gross Profit | 1.4 B |
| Operating Expenses | 819 M |
| Operating Income | 581 M |
| Other Expenses | 106 M |
| Net Income | 475 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Pinnacle Financial Partners, Inc.
| Net Income | 475 M |
| Depreciation & Amortization | 98.6 M |
| Capital Expenditures | -97 M |
| Stock-Based Compensation | 40.9 M |
| Change in Working Capital | 161 M |
| Others | 309 M |
| Free Cash Flow | 807 M |
Wall Street Analysts Price Targets
Pinnacle Financial Partners, Inc.
Wall Street analysts predict an average 1-year price target for PNFP of $113 , with forecasts ranging from
a
low of
$101 to a high of $123 .
PNFP Lowest Price Target
Wall Street Target
101 USD
-13.55%
PNFP Average Price Target
Wall Street Target
113 USD
-3.11%
PNFP Highest Price Target
Wall Street Target
123 USD
5.28%
4. DIVIDEND
ANALYSIS
0.22%
DIVIDEND YIELD
0.24 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Pinnacle Financial Partners, Inc.
Sold
0-3 MONTHS
5.33 M USD 1
3-6 MONTHS
20.2 M USD 6
6-9 MONTHS
10.2 M USD 4
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Pinnacle Financial Partners Q2 Earnings: Strong Growth Now Reflected In The Price
Like the wider regional banking industry, Nashville-based Pinnacle Financial Partners has been a good performer since my opening piece, returning around 20%. Pinnacle recently released second quarter results. While loan growth and credit quality may have been areas for concern a few months ago, both remain solid. Pinnacle's shares have re-rated back toward the 2x tangible book value area, leaving them less attractive than they were a few months ago.
seekingalpha.com
- 6 days ago
Pinnacle Financial Partners, Inc. (PNFP) Q2 2025 Earnings Call Transcript
Pinnacle Financial Partners, Inc. (NASDAQ:PNFP ) Q2 2025 Earnings Conference Call July 16, 2025 9:30 AM ET Company Participants Harold R. Carpenter - Executive VP, CFO, Corporate Secretary & Principal Accounting Officer Michael Terry Turner - President, CEO & Director Conference Call Participants Anthony Albert Elian - JPMorgan Chase & Co, Research Division Benjamin Tyson Gerlinger - Citigroup Inc., Research Division Brian Martin Timur Felixovich Braziler - Unidentified Company Catherine Fitzhugh Summerson - Unidentified Company Mealor - Unidentified Company W - Division e - Unidentified Company l - Unidentified Company l - Unidentified Company s - Unidentified Company F - Unidentified Company a - Unidentified Company r - Unidentified Company g - Unidentified Company o - Unidentified Company e - Unidentified Company c - Unidentified Company u - Unidentified Company r - Unidentified Company i - Unidentified Company t - Unidentified Company i - Unidentified Company e - Unidentified Company s - Unidentified Company L - Unidentified Company L - Keefe, Bruyette, & Woods, Inc., Research Division Jackson Singleton - Unidentified Company Jared David Wesley Shaw - Barclays Bank PLC, Research Division Samuel Varga - UBS Investment Bank, Research Division Stephen Kendall Scouten - Piper Sandler & Co., Research Division Timothy Joseph Mitchell - Raymond James & Associates, Inc., Research Division R - Unidentified Company ts r - Unidentified Company e - Unidentified Company ser - Unidentified Company rch - Unidentified Company ed.
seekingalpha.com
- 1 week ago
Pinnacle Financial Partners: A Solid Bank But With No Room For Error
PNFP delivered strong Q2 2025 results, beating EPS and revenue estimates, but sector sentiment and valuation concerns keep my rating at hold. Loan growth is robust, especially in C&I, and the bank is well-positioned to benefit from refinancing maturing loans at higher rates if the environment holds. Deposit growth remains steady, but continued reliance on CDs limits net interest margin improvement; management appears cautious or expects strong loan demand.
seekingalpha.com
- 1 week ago
Compared to Estimates, Pinnacle Financial (PNFP) Q2 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Pinnacle Financial (PNFP) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
zacks.com
- 1 week ago
PNFP Reports 2Q25 Diluted EPS of $2.00
NASHVILLE, Tenn.--(BUSINESS WIRE)--Pinnacle Financial Partners, Inc. (Nasdaq/NGS: PNFP) reported net income per diluted common share of $2.00 for the quarter ended June 30, 2025, compared to net income per diluted common share of $0.64 for the quarter ended June 30, 2024, an increase of approximately 212.5 percent. Net income per diluted common share was $3.77 for the six months ended June 30, 2025, compared to net income per diluted common share of $2.21 for the six months ended June 30, 2024,.
businesswire.com
- 1 week ago
Pinnacle Equipment Finance and JB&B Capital Earn National Recognition on Monitor 100
NASHVILLE, Tenn.--(BUSINESS WIRE)---- $PNFP--Pinnacle Financial Partners (Nasdaq/NGS: PNFP) has earned two spots on the Monitor 100, the equipment finance industry's authoritative ranking of the biggest and top-performing firms in the country. Pinnacle equipment finance landed at No. 47 nationwide and JB&B Capital, a wholly owned subsidiary, at No. 86, with both recognized for their growth, client impact and originations volume. The recognition comes as Pinnacle equipment finance surpassed $2 billio.
businesswire.com
- 1 week ago
Stay Ahead of the Game With Pinnacle Financial (PNFP) Q2 Earnings: Wall Street's Insights on Key Metrics
Evaluate the expected performance of Pinnacle Financial (PNFP) for the quarter ended June 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.
zacks.com
- 1 week ago
Pinnacle Financial Partners Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call
Pinnacle Financial Partners, Inc. PNFP will release earnings results for the second quarter, after the closing bell on Tuesday, July 15.
benzinga.com
- 2 weeks ago
Pinnacle Financial (PNFP) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Pinnacle Financial (PNFP) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
zacks.com
- 2 weeks ago
Pinnacle Financial Partners Announces Dates for Second Quarter 2025 Earnings Release and Conference Call
NASHVILLE, Tenn.--(BUSINESS WIRE)--Pinnacle Financial Partners, Inc. (Nasdaq/NGS: PNFP) today announced it will release its second quarter 2025 financial results on Tuesday, July 15, 2025, after market close. It will also host a live webcast on Wednesday, July 16, at 8:30 a.m. CDT to review its financial results, business outlook for the firm and other matters. The second quarter 2025 earnings release will be available on the investor relations page of Pinnacle's website at investors.pnfp.com.
businesswire.com
- 3 weeks ago
Pinnacle Financial Partners, Inc.(NasdaqGS:PNFP) added to Russell Small Cap Comp Growth Index
Pinnacle Financial Partners, Inc.(NasdaqGS:PNFP) added to Russell Small Cap Comp Growth Index
https://www.marketscreener.com
- 3 weeks ago
Pinnacle Financial Partners Expands Into Richmond, VA
RICHMOND, Va.--(BUSINESS WIRE)--Pinnacle Financial Partners (Nasdaq/NGS:PNFP) is expanding its presence in Virginia with a full-service team located in Richmond, marking a significant step in its statewide growth strategy. This development builds on Pinnacle's long-standing commitment to the Commonwealth with well-established teams in Roanoke, Lynchburg and the National Capital Region. Consistent with its previous market expansions, Pinnacle's investment in Central Virginia starts with the hiri.
businesswire.com
- 3 months ago
8. Profile
Summary
Pinnacle Financial Partners, Inc. PNFP
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 9.06 B
Dividend Yield
0.22%
Description
Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts. Its loan products include commercial loans, such as equipment and working capital loans; commercial real estate loans comprising investment properties and business loans secured by real estate; and loans to individuals consisting of secured and unsecured installment and term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit, as well as provides credit cards for consumers and businesses. The company also offers various securities and other financial products; investment products; brokerage and investment advisory programs; and fiduciary and investment management services, such as personal trust, endowments, foundations, individual retirement accounts, pensions, and custody. In addition, it provides insurance agency services primarily in the property and casualty area; merger and acquisition advisory services; and private debt, equity and mezzanine, and other middle-market advisory services. Further, the company offers treasury management, telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. It serves individuals, small to medium-sized businesses, and professional entities. As of December 31, 2020, the company operated 114 offices, including 48 in Tennessee, 36 in North Carolina, 20 in South Carolina, 9 in Virginia, and 1 in Georgia. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.
Contact
150 Third Avenue South, Nashville, TN, 37201
https://www.pnfp.com
IPO
Date
Aug. 22, 2000
Employees
3595
Officers
Ms. Charissa D. Sumerlin
Executive Vice President & Chief Credit Officer
Mr. Mac Johnston
Senior Economic & Market Analyst
Ms. Catherine C. Stallings J.D.
Chief Legal Counsel
Mr. Randall L. Withrow
Chief Information Officer, Senior Vice President, Chief Solutions Officer & EVP of Bank Operations
Ms. Nikki Minges
Director of Communications
Mr. Harold R. Carpenter Jr.
Executive Vice President, Chief Financial Officer, Corporate Secretary & Principal Accounting Officer
Ms. Mary W. Schneider
Chief Compliance Officer
Mr. Michael Terry Turner
President, Chief Executive Officer & Director
Mr. Richard D. Callicutt II
Chairman for the Carolinas & Virginia and Director
Mr. Robert A. McCabe Jr.
Co-Founder & Chairman