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Home Bancshares, Inc. (Conway, AR) HOMB
Financial Services - Banks - Regional - NYSE - US
Watchlist
$ 25.12
0 %
$ 4.99 B
Market Cap
12.5
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one HOMB stock under the worst case scenario is HIDDEN Compared to the current market price of 25.1 USD, Home Bancshares, Inc. (Conway, AR) is HIDDEN

HOMB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one HOMB stock under the base case scenario is HIDDEN Compared to the current market price of 25.1 USD, Home Bancshares, Inc. (Conway, AR) is HIDDEN

HOMB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one HOMB stock under the best case scenario is HIDDEN Compared to the current market price of 25.1 USD, Home Bancshares, Inc. (Conway, AR) is HIDDEN

HOMB Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart HOMB

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1M -13%
6M -6%
1Y 15%
3Y 24%
5Y 124%
All
$32.0$32.0$31.0$31.0$30.0$30.0$29.0$29.0$28.0$28.0$27.0$27.0$26.0$26.0$25.0$25.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
969 M REVENUE
-0.94%
Growth Rates
1Year -0.94%
3Years 11.46%
5Years 7.89%
7Years 8.59%
10Years 9.78%
626 M OPERATING INCOME
1.16%
Growth Rates
1Year 1.16%
3Years 14.55%
5Years 10.19%
7Years 8.20%
10Years 10.20%
402 M NET INCOME
2.37%
Growth Rates
1Year 2.37%
3Years 8.03%
5Years 6.80%
7Years 16.87%
10Years 13.53%
461 M OPERATING CASH FLOW
21.33%
Growth Rates
1Year 21.33%
3Years 5.76%
5Years 13.24%
7Years 14.65%
10Years 6.50%
5.67 M INVESTING CASH FLOW
-99.02%
Growth Rates
1Year -99.02%
3Years -79.14%
5Years -51.97%
7Years 10.53%
10Years 7.30%
-556 M FINANCING CASH FLOW
18.53%
Growth Rates
1Year 18.53%
3Years -12.01%
5Years 2.66%
7Years -9.85%
10Years -26.94%
242 M REVENUE
-5.05%
Growth Rates
1Year -0.94%
3Years 11.46%
5Years 7.89%
7Years 8.59%
10Years 9.78%
155 M OPERATING INCOME
20.07%
Growth Rates
1Year 1.16%
3Years 14.55%
5Years 10.19%
7Years 8.20%
10Years 10.20%
101 M NET INCOME
0.53%
Growth Rates
1Year 2.37%
3Years 8.03%
5Years 6.80%
7Years 16.87%
10Years 13.53%
75.1 M OPERATING CASH FLOW
-41.60%
Growth Rates
1Year 21.33%
3Years 5.76%
5Years 13.24%
7Years 14.65%
10Years 6.50%
135 M INVESTING CASH FLOW
46.38%
Growth Rates
1Year -99.02%
3Years -79.14%
5Years -51.97%
7Years 10.53%
10Years 7.30%
-317 M FINANCING CASH FLOW
-15.65%
Growth Rates
1Year 18.53%
3Years -12.01%
5Years 2.66%
7Years -9.85%
10Years -26.94%
Balance Sheet Home Bancshares, Inc. (Conway, AR)
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Current Assets 18 B
Cash & Short-Term Investments 3.35 B
Receivables 14.6 B
Other Current Assets 0
Non-Current Assets 2.01 B
Long-Term Investments 0
PP&E 386 M
Other Non-Current Assets 1.63 B
16.79 %73.14 %8.14 %Total Assets$20.0b
Current Liabilities 20.2 M
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 20.2 M
Non-Current Liabilities 18.5 B
Long-Term Debt 1.04 B
Other Non-Current Liabilities 17.5 B
5.61 %94.28 %Total Liabilities$18.5b
EFFICIENCY
Earnings Waterfall Home Bancshares, Inc. (Conway, AR)
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Revenue 969 M
Cost Of Revenue 0
Gross Profit 969 M
Operating Expenses 343 M
Operating Income 626 M
Other Expenses 224 M
Net Income 402 M
1b1b900m900m800m800m700m700m600m600m500m500m400m400m300m300m200m200m100m100m00969m0969m(343m)626m(224m)402mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 102.64%
5Years 97.30%
7Years 94.99%
10Years 92.70%
64.64% OPERATING MARGIN
64.64%
Averages
1Year 64.64%
3Years 62.11%
5Years 57.29%
7Years 60.57%
10Years 62.29%
41.51% NET MARGIN
41.51%
Averages
1Year 41.51%
3Years 38.30%
5Years 38.36%
7Years 40.19%
10Years 37.53%
10.15% ROE
10.15%
Averages
1Year 10.15%
3Years 9.73%
5Years 9.79%
7Years 10.46%
10Years 10.43%
1.79% ROA
1.79%
Averages
1Year 1.79%
3Years 1.62%
5Years 1.59%
7Years 1.69%
10Years 1.60%
2.42% ROIC
2.42%
Averages
1Year 2.42%
3Years 2.68%
5Years 2.76%
7Years 3.04%
10Years 3.59%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Home Bancshares, Inc. (Conway, AR)
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450m450m400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 402 M
Depreciation & Amortization -588 K
Capital Expenditures -38.5 M
Stock-Based Compensation 9.22 M
Change in Working Capital 0
Others 13.4 M
Free Cash Flow 422 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Home Bancshares, Inc. (Conway, AR)
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Wall Street analysts predict an average 1-year price target for HOMB of $29.2 , with forecasts ranging from a low of $27 to a high of $30 .
HOMB Lowest Price Target Wall Street Target
27 USD 7.48%
HOMB Average Price Target Wall Street Target
29.2 USD 16.11%
HOMB Highest Price Target Wall Street Target
30 USD 19.43%
Price
Max Price Target
Min Price Target
Average Price Target
32323131303029292828272726262525242423232222May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.68% DIVIDEND YIELD
0.195 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.80000.80000.70000.70000.60000.60000.50000.50000.40000.40000.30000.30000.20000.20000.10000.10000.00000.00000.06250.0750.090.110.120.130.140.1650.180.180.1950.06250.08750.090.110.130.130.140.1650.180.180.0750.090.110.120.130.130.140.1650.180.1950.0750.280.090.340.110.400.120.460.130.510.140.530.140.560.1650.660.180.720.1950.750.202015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 15
6. Ownership
Insider Ownership Home Bancshares, Inc. (Conway, AR)
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
5.69 M USD 4
6-9 MONTHS
1.1 M USD 2
9-12 MONTHS
2.52 M USD 3
Bought
308 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Home BancShares (HOMB) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Home BancShares (HOMB) have what it takes? zacks.com - 2 weeks ago
Home BancShares, Inc. Announces First Quarter Earnings Release Date and Conference Call CONWAY, Ark., March 17, 2025 (GLOBE NEWSWIRE) -- Home BancShares, Inc. (NYSE: HOMB), parent company of Centennial Bank, today announced it expects to release First Quarter 2025 earnings after the market closes on April 16, 2025. Following this release, management will conduct a conference call to review these earnings at 1:00 p.m. CT (2:00 p.m. ET) on Thursday, April 17, 2025. globenewswire.com - 4 weeks ago
Home BancShares (HOMB) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Home BancShares (HOMB) have what it takes? zacks.com - 1 month ago
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Home BancShares (HOMB) have what it takes? zacks.com - 2 months ago
Home BancShares, Inc. Increases Share Repurchase Program and Announces First Quarter Cash Dividend CONWAY, Ark., Jan. 21, 2025 (GLOBE NEWSWIRE) -- Home BancShares, Inc. (NYSE: HOMB) (“Home” or “the Company”), parent company of Centennial Bank (“Centennial”), announced today that its Board of Directors has authorized an increase in the shares available for repurchase and has declared its regular quarterly cash dividend. globenewswire.com - 2 months ago
Why Home BancShares (HOMB) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Home BancShares (HOMB) have what it takes? zacks.com - 2 months ago
Home Bancshares: Earnings Outlook Remains Positive But Downgrading To Hold There is still some uncertainty related to hurricane devastation as some loans are still on deferral. Therefore, the portfolio's credit risk is moderately high. The recent asset mix improvement will likely support the margin, while interest rate cuts will likely squeeze the margin. In line with the historical trend, loan growth will likely remain low this year unless Home Bancshares announces an M&A transaction. seekingalpha.com - 2 months ago
Home Bancshares, Inc. (Conway, AR) (HOMB) Q4 2024 Earnings Call Transcript Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB ) Q4 2024 Earnings Conference Call January 16, 2025 2:00 PM ET Company Participants Donna Townsell - Director, Investor Relations John Allison - Chairman Brian Davis - Chief Financial Officer Stephen Tipton - Chief Executive Officer, Centennial Bank Kevin Hester - President & Chief Lending Officer Tracy French - Chairman, Centennial Bank Chris Poulton - President, CCFG Conference Call Participants Catherine Mealor – KBW Brett Rabatin - Hovde Group Jon Arfstrom - RBC Michael Rose - Raymond James Matt Olney - Stephens Stephen Scouten - Piper Sandler Brian Martin - Janney Montgomery Operator Greetings, ladies and gentlemen. Welcome to the Home Bancshares Incorporated Fourth Quarter 2024 Earnings Call. seekingalpha.com - 2 months ago
Home BancShares (HOMB) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates Although the revenue and EPS for Home BancShares (HOMB) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 2 months ago
Home BancShares (HOMB) Lags Q4 Earnings Estimates Home BancShares (HOMB) came out with quarterly earnings of $0.50 per share, missing the Zacks Consensus Estimate of $0.52 per share. This compares to earnings of $0.48 per share a year ago. zacks.com - 2 months ago
CORRECTION – HOMB Run in ‘24. Company Completes Texas Loan Cleanup and Cleans the Asset Bases for ‘25, While Hitting New Records of $1 Billion in Revenue and $400 Million in Earnings The previous version of an earnings release issued under the same headline earlier today by Home BancShares, Inc. (NYSE: HOMB) included an error in the registration link for the live conference call. The correct link is: https://www.netroadshow.com/events/login?show=17d9ca49&confId=75610 and is now reflected in the Conference Call section of the earnings release below: globenewswire.com - 2 months ago
HOMB Run in ‘24. Company Completes Texas Loan Cleanup and Cleans the Asset Bases for ‘25, While Hitting New Records of $1 Billion in Revenue and $400 Million in Earnings CONWAY, Ark., Jan. 15, 2025 (GLOBE NEWSWIRE) -- Home BancShares, Inc. (NYSE: HOMB) (“Home” or the “Company”), parent company of Centennial Bank, released quarterly earnings today. globenewswire.com - 3 months ago
8. Profile Summary

Home Bancshares, Inc. (Conway, AR) HOMB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 4.99 B
Dividend Yield 0.68%
Description Home Bancshares, Inc. (Conway, AR) operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company's loan portfolio comprises non-farm/non-residential real estate, construction/land development, residential mortgage, consumer, agricultural, and commercial and industrial loans. It also provides internet banking, mobile banking and voice response information, cash management, overdraft protection, direct deposit, and automatic account transfer services, as well as safe deposit boxes and the United States savings bonds. In addition, the company writes policies for commercial and personal lines of business, including insurance for property, casualty, life, health, and employee benefits. As of December 31, 2021, it operated through 160 branch locations that included 76 branches in Arkansas, 78 branches in Florida, 5 branches in Alabama, and 1 branch in New York City. Home Bancshares, Inc. (Conway, AR) was founded in 1998 and is headquartered in Conway, Arkansas.
Contact 719 Harkrider Street, Conway, AR, 72032-5619 https://www.homebancshares.com
IPO Date June 23, 2006
Employees 2552
Officers Mr. Tracy M. French Advisor & Director Ms. Jennifer J. Holbrook Controller Mr. John W. Allison Co-Founder, Chairman & Chief Executive Officer Ms. Jennifer C. Floyd Chief Accounting Officer Mr. John Stephen Tipton Chief Operating Officer Ms. Donna J. Townsell Senior EVice President, Director of Investor Relations, Corporate Secretary & Director Mr. Brian S. Davis CPA Chief Financial Officer, Treasurer & Director Mr. Christopher C. Poulton President of Centennial Commercial Finance Group Mr. Kevin D. Hester President & Chief Lending Officer